U S Wide Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
U S Wide Financial Llc 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U S Wide Financial Llc Vibhu Grover Saint Louis, MO 63146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 377 |
| Total Mortgage Loan Application Amount | $120,315,000 |
| Average Mortgage Loan Application Amount | $316,666 |
| Highest Mortgage Loan Application Amount | $985,000 |
| Average Applicant Income | $152,333 |
| Highest Applicant Income | $458,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with U S Wide Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U S Wide Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down U S Wide Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U S Wide Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by U S Wide Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U S Wide Financial Llc's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| St. Louis County Missouri | 79 | $ 26,415,000 | $ 334,000 | $ 148,000 |
| St. Charles County Missouri | 34 | $ 8,640,000 | $ 254,000 | $ 121,000 |
| King County Washington | 17 | $ 6,955,000 | $ 409,000 | $ 153,000 |
| Collin County Texas | 15 | $ 5,465,000 | $ 364,000 | $ 140,000 |
| Snohomish County Washington | 13 | $ 4,665,000 | $ 358,000 | $ 162,000 |
| Hartford County Connecticut | 12 | $ 3,580,000 | $ 298,000 | $ 118,000 |
| Harris County Texas | 12 | $ 2,940,000 | $ 245,000 | $ 128,000 |
| Fort Bend County Texas | 8 | $ 2,520,000 | $ 315,000 | $ 117,000 |
| Tarrant County Texas | 8 | $ 1,990,000 | $ 248,000 | $ 143,000 |
| Arapahoe County Colorado | 7 | $ 1,775,000 | $ 253,000 | $ 140,000 |
| Larimer County Colorado | 7 | $ 2,305,000 | $ 329,000 | $ 151,000 |
| Fairfax County Virginia | 7 | $ 3,165,000 | $ 452,000 | $ 165,000 |
| Pierce County Washington | 7 | $ 2,355,000 | $ 336,000 | $ 92,000 |
| Denver County Colorado | 6 | $ 2,490,000 | $ 415,000 | $ 168,000 |
| Jefferson County Colorado | 5 | $ 2,485,000 | $ 497,000 | $ 183,000 |
| Kitsap County Washington | 5 | $ 1,575,000 | $ 315,000 | $ 117,000 |
| Douglas County Colorado | 4 | $ 1,640,000 | $ 410,000 | $ 125,000 |
| El Paso County Colorado | 4 | $ 1,140,000 | $ 285,000 | $ 82,000 |
| Middlesex County Massachusetts | 4 | $ 1,140,000 | $ 285,000 | $ 155,000 |
| St. Louis City County Missouri | 4 | $ 710,000 | $ 177,000 | $ 118,000 |
| Multnomah County Oregon | 4 | $ 1,570,000 | $ 392,000 | $ 295,000 |
| Davidson County Tennessee | 4 | $ 1,560,000 | $ 390,000 | $ 294,000 |
| Denton County Texas | 4 | $ 1,420,000 | $ 355,000 | $ 172,000 |
| Montgomery County Texas | 4 | $ 1,200,000 | $ 300,000 | $ 147,000 |
| Chesterfield County Virginia | 4 | $ 970,000 | $ 242,000 | $ 168,000 |
| Clark County Washington | 4 | $ 1,300,000 | $ 325,000 | $ 123,000 |
| Adams County Colorado | 3 | $ 995,000 | $ 331,000 | $ 95,000 |
| Seminole County Florida | 3 | $ 945,000 | $ 315,000 | $ 112,000 |
| Clay County Missouri | 3 | $ 585,000 | $ 195,000 | $ 162,000 |
| Jefferson County Missouri | 3 | $ 735,000 | $ 245,000 | $ 118,000 |
| Brazoria County Texas | 3 | $ 685,000 | $ 228,000 | $ 146,000 |
| Henrico County Virginia | 3 | $ 665,000 | $ 221,000 | $ 144,000 |
| St. Clair County Illinois | 2 | $ 480,000 | $ 240,000 | $ 64,000 |
| Johnson County Kansas | 2 | $ 670,000 | $ 335,000 | $ 150,000 |
| Jackson County Missouri | 2 | $ 560,000 | $ 280,000 | $ 96,000 |
| Dallas County Texas | 2 | $ 410,000 | $ 205,000 | $ 146,000 |
| Travis County Texas | 2 | $ 820,000 | $ 410,000 | $ 176,000 |
| Williamson County Texas | 2 | $ 750,000 | $ 375,000 | $ 154,000 |
| Bedford County Virginia | 2 | $ 510,000 | $ 255,000 | $ 80,000 |
| Prince William County Virginia | 2 | $ 710,000 | $ 355,000 | $ 118,000 |
| Virginia Beach County Virginia | 2 | $ 380,000 | $ 190,000 | $ 158,000 |
| Benton County Arkansas | 1 | $ 375,000 | $ 375,000 | $ 190,000 |
| Contra Costa County California | 1 | $ 355,000 | $ 355,000 | $ 80,000 |
| Boulder County Colorado | 1 | $ 475,000 | $ 475,000 | $ 381,000 |
| Eagle County Colorado | 1 | $ 825,000 | $ 825,000 | $ 312,000 |
| Mesa County Colorado | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Ouray County Colorado | 1 | $ 375,000 | $ 375,000 | $ 110,000 |
| Routt County Colorado | 1 | $ 325,000 | $ 325,000 | $ 51,000 |
| Weld County Colorado | 1 | $ 845,000 | $ 845,000 | $ 225,000 |
| Tolland County Connecticut | 1 | $ 415,000 | $ 415,000 | $ 175,000 |
| Duval County Florida | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Cobb County Georgia | 1 | $ 665,000 | $ 665,000 | $ 220,000 |
| Madison County Illinois | 1 | $ 125,000 | $ 125,000 | $ 64,000 |
| Will County Illinois | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Oakland County Michigan | 1 | $ 225,000 | $ 225,000 | $ 115,000 |
| Boone County Missouri | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Cape Girardeau County Missouri | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Christian County Missouri | 1 | $ 235,000 | $ 235,000 | $ 100,000 |
| Franklin County Missouri | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Greene County Missouri | 1 | $ 455,000 | $ 455,000 | $ 65,000 |
| Newton County Missouri | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Phelps County Missouri | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Platte County Missouri | 1 | $ 405,000 | $ 405,000 | $ 300,000 |
| Webster County Missouri | 1 | $ 395,000 | $ 395,000 | $ 96,000 |
| Camden County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 110,000 |
| Lane County Oregon | 1 | $ 135,000 | $ 135,000 | $ 186,000 |
| Linn County Oregon | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Montgomery County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 115,000 |
| DeKalb County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 340,000 |
| Roane County Tennessee | 1 | $ 365,000 | $ 365,000 | $ 127,000 |
| Sullivan County Tennessee | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Sumner County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 50,000 |
| Bexar County Texas | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Brazos County Texas | 1 | $ 205,000 | $ 205,000 | $ 386,000 |
| Burnet County Texas | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Comal County Texas | 1 | $ 405,000 | $ 405,000 | $ 256,000 |
| Ellis County Texas | 1 | $ 235,000 | $ 235,000 | $ 233,000 |
| Galveston County Texas | 1 | $ 365,000 | $ 365,000 | $ 162,000 |
| Lubbock County Texas | 1 | $ 245,000 | $ 245,000 | $ 82,000 |
| McLennan County Texas | 1 | $ 325,000 | $ 325,000 | $ 180,000 |
| Potter County Texas | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Tom Green County Texas | 1 | $ 255,000 | $ 255,000 | $ 92,000 |
| Alexandria County Virginia | 1 | $ 345,000 | $ 345,000 | $ 109,000 |
| Arlington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 80,000 |
| Chesapeake County Virginia | 1 | $ 305,000 | $ 305,000 | $ 160,000 |
| Fauquier County Virginia | 1 | $ 385,000 | $ 385,000 | $ 273,000 |
| Gloucester County Virginia | 1 | $ 265,000 | $ 265,000 | $ 106,000 |
| Goochland County Virginia | 1 | $ 205,000 | $ 205,000 | $ 97,000 |
| Hanover County Virginia | 1 | $ 205,000 | $ 205,000 | $ 61,000 |
| Loudoun County Virginia | 1 | $ 165,000 | $ 165,000 | $ 98,000 |
| Montgomery County Virginia | 1 | $ 375,000 | $ 375,000 | $ 226,000 |
| New Kent County Virginia | 1 | $ 235,000 | $ 235,000 | $ 196,000 |
| Newport News County Virginia | 1 | $ 185,000 | $ 185,000 | $ 70,000 |
| Norfolk County Virginia | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Rockingham County Virginia | 1 | $ 275,000 | $ 275,000 | $ 102,000 |
| Stafford County Virginia | 1 | $ 345,000 | $ 345,000 | $ 115,000 |
| Washington County Virginia | 1 | $ 155,000 | $ 155,000 | $ 398,000 |
| Jefferson County Washington | 1 | $ 255,000 | $ 255,000 | $ 177,000 |
| Thurston County Washington | 1 | $ 255,000 | $ 255,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for U S Wide Financial Llc in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 296 | $94,510,000 | $319,000 | $845,000 | $139,000 | $458,000 |
| Refinancing | 54 | $17,440,000 | $322,000 | $985,000 | $154,000 | $410,000 |
| Cash-out Refinancing | 27 | $8,365,000 | $309,000 | $635,000 | $164,000 | $398,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 168 | $52,350,000 | $311,000 | $985,000 | $145,000 | $410,000 |
| Asian | 148 | $47,090,000 | $318,000 | $665,000 | $139,000 | $458,000 |
| Not Provided | 37 | $13,425,000 | $362,000 | $675,000 | $163,000 | $380,000 |
| Hispanic | 12 | $3,590,000 | $299,000 | $435,000 | $111,000 | $162,000 |
| Black or African American | 5 | $1,435,000 | $287,000 | $405,000 | $110,000 | $180,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 360 | $114,340,000 | $317,000 | $985,000 | $145,000 | $458,000 |
| VA-guaranteed (Veterans Administration) | 16 | $5,810,000 | $363,000 | $575,000 | $103,000 | $177,000 |
| FHA-insured (Federal Housing Administration) | 1 | $165,000 | $165,000 | $165,000 | $60,000 | $60,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 377 | $120,315,000 | $319,000 | $985,000 | $143,000 | $458,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 377 | $120,315,000 | $319,000 | $985,000 | $143,000 | $458,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U S Wide Financial Llc's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U S Wide Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.