U S Wide Financial Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
U S Wide Financial Llc 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | U S Wide Financial Llc Vibhu Grover Saint Louis, MO 63146 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 |
| Total Number of Mortgage Applications | 1,610 |
| Total Mortgage Loan Application Amount | $510,680,000 |
| Average Mortgage Loan Application Amount | $313,333 |
| Highest Mortgage Loan Application Amount | $985,000 |
| Average Applicant Income | $141,333 |
| Highest Applicant Income | $691,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with U S Wide Financial Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing U S Wide Financial Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down U S Wide Financial Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how U S Wide Financial Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by U S Wide Financial Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at U S Wide Financial Llc's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fort Bend County Texas | 307 | $ 90,525,000 | $ 294,000 | $ 142,000 |
| St. Louis County Missouri | 269 | $ 86,905,000 | $ 323,000 | $ 148,000 |
| Collin County Texas | 147 | $ 48,235,000 | $ 328,000 | $ 141,000 |
| St. Charles County Missouri | 119 | $ 33,175,000 | $ 278,000 | $ 117,000 |
| Hartford County Connecticut | 90 | $ 27,090,000 | $ 301,000 | $ 163,000 |
| Harris County Texas | 55 | $ 14,615,000 | $ 265,000 | $ 141,000 |
| Denton County Texas | 42 | $ 13,030,000 | $ 310,000 | $ 134,000 |
| Williamson County Texas | 33 | $ 10,825,000 | $ 328,000 | $ 146,000 |
| King County Washington | 31 | $ 14,095,000 | $ 454,000 | $ 166,000 |
| Fairfax County Virginia | 25 | $ 11,115,000 | $ 444,000 | $ 145,000 |
| Loudoun County Virginia | 20 | $ 8,490,000 | $ 424,000 | $ 153,000 |
| Kitsap County Washington | 18 | $ 6,120,000 | $ 340,000 | $ 125,000 |
| Brazoria County Texas | 15 | $ 3,625,000 | $ 241,000 | $ 133,000 |
| Dallas County Texas | 15 | $ 4,745,000 | $ 316,000 | $ 129,000 |
| Pierce County Washington | 15 | $ 4,835,000 | $ 322,000 | $ 93,000 |
| Douglas County Colorado | 14 | $ 5,340,000 | $ 381,000 | $ 156,000 |
| St. Louis City County Missouri | 13 | $ 2,595,000 | $ 199,000 | $ 98,000 |
| Forsyth County Georgia | 12 | $ 4,380,000 | $ 365,000 | $ 143,000 |
| Clark County Washington | 12 | $ 4,210,000 | $ 350,000 | $ 205,000 |
| Snohomish County Washington | 12 | $ 5,210,000 | $ 434,000 | $ 156,000 |
| Jefferson County Missouri | 11 | $ 2,245,000 | $ 204,000 | $ 101,000 |
| Montgomery County Pennsylvania | 11 | $ 3,715,000 | $ 337,000 | $ 93,000 |
| Williamson County Tennessee | 11 | $ 4,435,000 | $ 403,000 | $ 136,000 |
| Orange County California | 10 | $ 4,460,000 | $ 446,000 | $ 173,000 |
| Montgomery County Texas | 10 | $ 3,040,000 | $ 304,000 | $ 126,000 |
| Travis County Texas | 10 | $ 4,330,000 | $ 433,000 | $ 161,000 |
| Benton County Arkansas | 7 | $ 1,825,000 | $ 260,000 | $ 124,000 |
| San Diego County California | 7 | $ 2,965,000 | $ 423,000 | $ 255,000 |
| Arapahoe County Colorado | 7 | $ 2,225,000 | $ 317,000 | $ 114,000 |
| Middlesex County Massachusetts | 7 | $ 2,405,000 | $ 343,000 | $ 146,000 |
| Middlesex County New Jersey | 7 | $ 2,635,000 | $ 376,000 | $ 143,000 |
| Multnomah County Oregon | 7 | $ 2,935,000 | $ 419,000 | $ 167,000 |
| Fairfield County Connecticut | 6 | $ 2,910,000 | $ 485,000 | $ 313,000 |
| Cook County Illinois | 6 | $ 1,240,000 | $ 206,000 | $ 114,000 |
| St. Clair County Illinois | 6 | $ 1,580,000 | $ 263,000 | $ 148,000 |
| Johnson County Kansas | 6 | $ 1,540,000 | $ 256,000 | $ 141,000 |
| Jackson County Missouri | 6 | $ 1,430,000 | $ 238,000 | $ 103,000 |
| Somerset County New Jersey | 6 | $ 2,560,000 | $ 426,000 | $ 129,000 |
| Henrico County Virginia | 6 | $ 1,840,000 | $ 306,000 | $ 118,000 |
| Jefferson County Colorado | 5 | $ 1,985,000 | $ 397,000 | $ 196,000 |
| Los Angeles County California | 4 | $ 1,460,000 | $ 365,000 | $ 209,000 |
| Tolland County Connecticut | 4 | $ 1,140,000 | $ 285,000 | $ 214,000 |
| Seminole County Florida | 4 | $ 1,170,000 | $ 292,000 | $ 119,000 |
| Fulton County Georgia | 4 | $ 1,440,000 | $ 360,000 | $ 156,000 |
| Lake County Illinois | 4 | $ 1,070,000 | $ 267,000 | $ 107,000 |
| Will County Illinois | 4 | $ 1,430,000 | $ 357,000 | $ 143,000 |
| Frederick County Maryland | 4 | $ 1,980,000 | $ 495,000 | $ 164,000 |
| Clay County Missouri | 4 | $ 760,000 | $ 190,000 | $ 110,000 |
| Washington County Oregon | 4 | $ 1,210,000 | $ 302,000 | $ 122,000 |
| Virginia Beach County Virginia | 4 | $ 980,000 | $ 245,000 | $ 133,000 |
| Denver County Colorado | 3 | $ 1,105,000 | $ 368,000 | $ 170,000 |
| Baltimore County Maryland | 3 | $ 705,000 | $ 235,000 | $ 97,000 |
| Worcester County Massachusetts | 3 | $ 1,175,000 | $ 391,000 | $ 178,000 |
| Camden County New Jersey | 3 | $ 775,000 | $ 258,000 | $ 137,000 |
| Essex County New Jersey | 3 | $ 1,195,000 | $ 398,000 | $ 183,000 |
| Tarrant County Texas | 3 | $ 705,000 | $ 235,000 | $ 137,000 |
| Bedford County Virginia | 3 | $ 695,000 | $ 231,000 | $ 159,000 |
| Hanover County Virginia | 3 | $ 955,000 | $ 318,000 | $ 143,000 |
| Norfolk County Virginia | 3 | $ 805,000 | $ 268,000 | $ 255,000 |
| Spokane County Washington | 3 | $ 615,000 | $ 205,000 | $ 82,000 |
| Alameda County California | 2 | $ 850,000 | $ 425,000 | $ 168,000 |
| Adams County Colorado | 2 | $ 670,000 | $ 335,000 | $ 92,000 |
| Park County Colorado | 2 | $ 510,000 | $ 255,000 | $ 115,000 |
| New Haven County Connecticut | 2 | $ 690,000 | $ 345,000 | $ 152,000 |
| Cobb County Georgia | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| DuPage County Illinois | 2 | $ 680,000 | $ 340,000 | $ 148,000 |
| Montgomery County Maryland | 2 | $ 760,000 | $ 380,000 | $ 155,000 |
| Norfolk County Massachusetts | 2 | $ 890,000 | $ 445,000 | $ 120,000 |
| Kalamazoo County Michigan | 2 | $ 460,000 | $ 230,000 | $ 150,000 |
| Hennepin County Minnesota | 2 | $ 790,000 | $ 395,000 | $ 102,000 |
| Christian County Missouri | 2 | $ 460,000 | $ 230,000 | $ 161,000 |
| Franklin County Missouri | 2 | $ 410,000 | $ 205,000 | $ 70,000 |
| Jasper County Missouri | 2 | $ 410,000 | $ 205,000 | $ 110,000 |
| Burlington County New Jersey | 2 | $ 800,000 | $ 400,000 | $ 212,000 |
| Morris County New Jersey | 2 | $ 820,000 | $ 410,000 | $ 227,000 |
| Union County North Carolina | 2 | $ 930,000 | $ 465,000 | $ 168,000 |
| Wake County North Carolina | 2 | $ 710,000 | $ 355,000 | $ 182,000 |
| Clackamas County Oregon | 2 | $ 560,000 | $ 280,000 | $ 94,000 |
| Lane County Oregon | 2 | $ 550,000 | $ 275,000 | $ 137,000 |
| Chester County Pennsylvania | 2 | $ 790,000 | $ 395,000 | $ 122,000 |
| Davidson County Tennessee | 2 | $ 670,000 | $ 335,000 | $ 67,000 |
| Comal County Texas | 2 | $ 730,000 | $ 365,000 | $ 114,000 |
| Galveston County Texas | 2 | $ 610,000 | $ 305,000 | $ 114,000 |
| Lynchburg County Virginia | 2 | $ 470,000 | $ 235,000 | $ 205,000 |
| Prince William County Virginia | 2 | $ 900,000 | $ 450,000 | $ 115,000 |
| Richmond City County Virginia | 2 | $ 530,000 | $ 265,000 | $ 241,000 |
| Stafford County Virginia | 2 | $ 830,000 | $ 415,000 | $ 124,000 |
| Thurston County Washington | 2 | $ 670,000 | $ 335,000 | $ 162,000 |
| Jefferson County Alabama | 1 | $ 315,000 | $ 315,000 | $ 63,000 |
| Placer County California | 1 | $ 375,000 | $ 375,000 | $ 152,000 |
| San Mateo County California | 1 | $ 665,000 | $ 665,000 | $ 421,000 |
| Santa Clara County California | 1 | $ 515,000 | $ 515,000 | $ 176,000 |
| Sonoma County California | 1 | $ 475,000 | $ 475,000 | $ 142,000 |
| Ventura County California | 1 | $ 505,000 | $ 505,000 | $ 146,000 |
| El Paso County Colorado | 1 | $ 395,000 | $ 395,000 | $ 150,000 |
| Weld County Colorado | 1 | $ 355,000 | $ 355,000 | $ 76,000 |
| Middlesex County Connecticut | 1 | $ 205,000 | $ 205,000 | $ 102,000 |
| Alachua County Florida | 1 | $ 375,000 | $ 375,000 | $ 168,000 |
| Broward County Florida | 1 | $ 335,000 | $ 335,000 | $ 120,000 |
| Collier County Florida | 1 | $ 495,000 | $ 495,000 | $ 96,000 |
| Hillsborough County Florida | 1 | $ 255,000 | $ 255,000 | $ 66,000 |
| Lee County Florida | 1 | $ 505,000 | $ 505,000 | $ 373,000 |
| Columbia County Georgia | 1 | $ 345,000 | $ 345,000 | $ 208,000 |
| Gwinnett County Georgia | 1 | $ 305,000 | $ 305,000 | $ 152,000 |
| Clinton County Illinois | 1 | $ 235,000 | $ 235,000 | $ 74,000 |
| Douglas County Illinois | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
| Madison County Illinois | 1 | $ 285,000 | $ 285,000 | $ 298,000 |
| Sangamon County Illinois | 1 | $ 215,000 | $ 215,000 | $ 73,000 |
| Hamilton County Indiana | 1 | $ 295,000 | $ 295,000 | $ 129,000 |
| Howard County Indiana | 1 | $ 345,000 | $ 345,000 | $ 140,000 |
| Lake County Indiana | 1 | $ 255,000 | $ 255,000 | $ 109,000 |
| Monroe County Indiana | 1 | $ 245,000 | $ 245,000 | $ 261,000 |
| Porter County Indiana | 1 | $ 185,000 | $ 185,000 | $ 93,000 |
| Butler County Kansas | 1 | $ 215,000 | $ 215,000 | $ 137,000 |
| Harford County Maryland | 1 | $ 315,000 | $ 315,000 | $ 115,000 |
| Howard County Maryland | 1 | $ 495,000 | $ 495,000 | $ 177,000 |
| Prince George's County Maryland | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Berkshire County Massachusetts | 1 | $ 95,000 | $ 95,000 | $ 29,000 |
| Wayne County Michigan | 1 | $ 325,000 | $ 325,000 | $ 107,000 |
| Dakota County Minnesota | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| Benton County Missouri | 1 | $ 75,000 | $ 75,000 | $ 201,000 |
| Boone County Missouri | 1 | $ 305,000 | $ 305,000 | $ 126,000 |
| Cass County Missouri | 1 | $ 105,000 | $ 105,000 | $ 97,000 |
| Cole County Missouri | 1 | $ 145,000 | $ 145,000 | $ 40,000 |
| Greene County Missouri | 1 | $ 115,000 | $ 115,000 | $ 40,000 |
| Newton County Missouri | 1 | $ 375,000 | $ 375,000 | $ 0 |
| Platte County Missouri | 1 | $ 165,000 | $ 165,000 | $ 53,000 |
| Gloucester County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 319,000 |
| Hudson County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 158,000 |
| Hunterdon County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Passaic County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 162,000 |
| Bernalillo County New Mexico | 1 | $ 345,000 | $ 345,000 | $ 240,000 |
| Cabarrus County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 160,000 |
| Mecklenburg County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Butler County Ohio | 1 | $ 195,000 | $ 195,000 | $ 110,000 |
| Lake County Ohio | 1 | $ 295,000 | $ 295,000 | $ 99,000 |
| Medina County Ohio | 1 | $ 275,000 | $ 275,000 | $ 104,000 |
| Portage County Ohio | 1 | $ 195,000 | $ 195,000 | $ 105,000 |
| Warren County Ohio | 1 | $ 235,000 | $ 235,000 | $ 123,000 |
| Allegheny County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 161,000 |
| Blair County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 350,000 |
| Cumberland County Pennsylvania | 1 | $ 365,000 | $ 365,000 | $ 213,000 |
| Knox County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Shelby County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 84,000 |
| Sumner County Tennessee | 1 | $ 355,000 | $ 355,000 | $ 125,000 |
| Washington County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 32,000 |
| Wilson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 128,000 |
| Ellis County Texas | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Hays County Texas | 1 | $ 245,000 | $ 245,000 | $ 182,000 |
| Potter County Texas | 1 | $ 255,000 | $ 255,000 | $ 142,000 |
| Randall County Texas | 1 | $ 105,000 | $ 105,000 | $ 84,000 |
| Chesapeake County Virginia | 1 | $ 185,000 | $ 185,000 | $ 132,000 |
| Chesterfield County Virginia | 1 | $ 195,000 | $ 195,000 | $ 218,000 |
| Montgomery County Virginia | 1 | $ 335,000 | $ 335,000 | $ 234,000 |
| Island County Washington | 1 | $ 245,000 | $ 245,000 | $ 54,000 |
| Kittitas County Washington | 1 | $ 215,000 | $ 215,000 | $ 166,000 |
Mortgage Loan Application Detail Totals for U S Wide Financial Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,308 | $415,500,000 | $317,000 | $745,000 | $144,000 | $545,000 |
| Home Purchase | 229 | $72,785,000 | $317,000 | $985,000 | $137,000 | $691,000 |
| Cash-out Refinancing | 73 | $22,395,000 | $306,000 | $515,000 | $143,000 | $444,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Asian | 1,223 | $392,365,000 | $320,000 | $745,000 | $143,000 | $525,000 |
| White | 264 | $77,680,000 | $294,000 | $985,000 | $136,000 | $514,000 |
| Not Provided | 88 | $28,830,000 | $327,000 | $605,000 | $159,000 | $545,000 |
| Hispanic | 16 | $4,990,000 | $311,000 | $515,000 | $106,000 | $215,000 |
| Black or African American | 6 | $2,040,000 | $340,000 | $475,000 | $149,000 | $354,000 |
| American Indian or Alaskan Native | 1 | $185,000 | $185,000 | $185,000 | $93,000 | $93,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,592 | $504,830,000 | $317,000 | $985,000 | $144,000 | $691,000 |
| VA-guaranteed (Veterans Administration) | 18 | $5,850,000 | $325,000 | $485,000 | $53,000 | $141,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,610 | $510,680,000 | $317,000 | $985,000 | $143,000 | $691,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,610 | $510,680,000 | $317,000 | $985,000 | $143,000 | $691,000 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into U S Wide Financial Llc's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess U S Wide Financial Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.