Ukrainian Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2022
Ukrainian Federal Credit Union 2022 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Ukrainian Federal Credit Union 824 East Ridge Road Rochester, NY 14621 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 280 |
| Total Mortgage Loan Application Amount | $54,290,000 |
| Average Mortgage Loan Application Amount | $188,400 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $87,600 |
| Highest Applicant Income | $540,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2022 with Ukrainian Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Ukrainian Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2022 breaks down Ukrainian Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Ukrainian Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Ukrainian Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Ukrainian Federal Credit Union's mortgage activity for 2022.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sacramento County California | 66 | $ 12,960,000 | $ 196,000 | $ 95,000 |
| Monroe County New York | 54 | $ 6,940,000 | $ 128,000 | $ 89,000 |
| Cuyahoga County Ohio | 19 | $ 2,855,000 | $ 150,000 | $ 92,000 |
| Spartanburg County South Carolina | 15 | $ 1,975,000 | $ 131,000 | $ 78,000 |
| Erie County New York | 13 | $ 2,045,000 | $ 157,000 | $ 73,000 |
| Onondaga County New York | 13 | $ 1,865,000 | $ 143,000 | $ 70,000 |
| Niagara County New York | 10 | $ 1,890,000 | $ 189,000 | $ 82,000 |
| Union County North Carolina | 8 | $ 2,360,000 | $ 295,000 | $ 121,000 |
| King County Washington | 8 | $ 2,190,000 | $ 273,000 | $ 172,000 |
| Mecklenburg County North Carolina | 6 | $ 1,540,000 | $ 256,000 | $ 82,000 |
| Pierce County Washington | 5 | $ 1,615,000 | $ 323,000 | $ 204,000 |
| Placer County California | 4 | $ 900,000 | $ 225,000 | $ 133,000 |
| Wayne County New York | 4 | $ 740,000 | $ 185,000 | $ 120,000 |
| Norfolk County Massachusetts | 3 | $ 1,095,000 | $ 365,000 | $ 109,000 |
| Multnomah County Oregon | 3 | $ 345,000 | $ 115,000 | $ 121,000 |
| Greenville County South Carolina | 3 | $ 935,000 | $ 311,000 | $ 112,000 |
| Snohomish County Washington | 3 | $ 655,000 | $ 218,000 | $ 58,000 |
| Benton County Arkansas | 2 | $ 510,000 | $ 255,000 | $ 181,000 |
| El Dorado County California | 2 | $ 170,000 | $ 85,000 | $ 66,000 |
| Yolo County California | 2 | $ 190,000 | $ 95,000 | $ 85,000 |
| Duval County Florida | 2 | $ 990,000 | $ 495,000 | $ 156,000 |
| Sarasota County Florida | 2 | $ 540,000 | $ 270,000 | $ 45,000 |
| Suffolk County Massachusetts | 2 | $ 830,000 | $ 415,000 | $ 191,000 |
| Herkimer County New York | 2 | $ 240,000 | $ 120,000 | $ 84,000 |
| Buncombe County North Carolina | 2 | $ 170,000 | $ 85,000 | $ 64,000 |
| Montgomery County Ohio | 2 | $ 610,000 | $ 305,000 | $ 106,000 |
| Clackamas County Oregon | 2 | $ 320,000 | $ 160,000 | $ 236,000 |
| Lancaster County South Carolina | 2 | $ 470,000 | $ 235,000 | $ 73,000 |
| Del Norte County California | 1 | $ 255,000 | $ 255,000 | $ 88,000 |
| Bay County Florida | 1 | $ 265,000 | $ 265,000 | $ 115,000 |
| Escambia County Florida | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Champaign County Illinois | 1 | $ 265,000 | $ 265,000 | $ 81,000 |
| Middlesex County Massachusetts | 1 | $ 355,000 | $ 355,000 | $ 188,000 |
| Rockingham County New Hampshire | 1 | $ 315,000 | $ 315,000 | $ 80,000 |
| Cortland County New York | 1 | $ 115,000 | $ 115,000 | $ 70,000 |
| Livingston County New York | 1 | $ 275,000 | $ 275,000 | $ 114,000 |
| Madison County New York | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Cabarrus County North Carolina | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Haywood County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 44,000 |
| Lincoln County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 90,000 |
| New Hanover County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 7,000 |
| Stanly County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 83,000 |
| Wilkes County North Carolina | 1 | $ 1,005,000 | $ 1,005,000 | $ 424,000 |
| Summit County Ohio | 1 | $ 155,000 | $ 155,000 | $ 85,000 |
| Marion County Oregon | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Polk County Oregon | 1 | $ 195,000 | $ 195,000 | $ 165,000 |
| Anderson County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 128,000 |
| Lexington County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 71,000 |
| Clark County Washington | 1 | $ 555,000 | $ 555,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Ukrainian Federal Credit Union in 2022
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 151 | $23,705,000 | $156,000 | $605,000 | $112,000 | $540,000 |
| Home Purchase | 104 | $25,170,000 | $242,000 | $555,000 | $81,000 | $271,000 |
| Refinancing | 20 | $4,520,000 | $226,000 | $1,005,000 | $97,000 | $424,000 |
| Other Purpose | 3 | $775,000 | $258,000 | $605,000 | $89,000 | $156,000 |
| Home Improvement | 2 | $120,000 | $60,000 | $95,000 | $59,000 | $85,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 255 | $49,555,000 | $194,000 | $1,005,000 | $96,000 | $540,000 |
| Not Provided | 18 | $3,750,000 | $208,000 | $495,000 | $129,000 | $331,000 |
| Hispanic | 3 | $255,000 | $85,000 | $125,000 | $53,000 | $79,000 |
| Asian | 1 | $135,000 | $135,000 | $135,000 | $79,000 | $79,000 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 280 | $54,290,000 | $193,000 | $1,005,000 | $99,000 | $540,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 231 | $43,345,000 | $187,000 | $1,005,000 | $101,000 | $540,000 |
| Application Withdrawn By Applicant | 36 | $8,150,000 | $226,000 | $605,000 | $96,000 | $270,000 |
| Application Approved But Not Accepted | 7 | $1,875,000 | $267,000 | $305,000 | $86,000 | $170,000 |
| Application Denied By Financial Institution | 6 | $920,000 | $153,000 | $355,000 | $63,000 | $108,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 274 | $53,370,000 | $194,000 | $1,005,000 | $100,000 | $540,000 |
| Collateral | 2 | $300,000 | $150,000 | $155,000 | $67,000 | $105,000 |
| Debt-To-Income Ratio | 1 | $355,000 | $355,000 | $355,000 | $52,000 | $52,000 |
| Employment History | 1 | $55,000 | $55,000 | $55,000 | $44,000 | $44,000 |
| Other | 1 | $75,000 | $75,000 | $75,000 | $108,000 | $108,000 |
| Mortgage Insurance Denied | 1 | $135,000 | $135,000 | $135,000 | $44,000 | $44,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Ukrainian Federal Credit Union's 2022 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Ukrainian Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.