Umb Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Umb Bank, Na 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, Na 1008 Oak St. Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,524 |
| Total Mortgage Loan Application Amount | $228,306,000 |
| Average Mortgage Loan Application Amount | $82,333 |
| Highest Mortgage Loan Application Amount | $1,547,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $5,965,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Umb Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Umb Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, Na's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 695 | $ 34,614,000 | $ 49,000 | $ 67,000 |
| St. Louis County Missouri | 662 | $ 17,779,000 | $ 26,000 | $ 75,000 |
| Johnson County Kansas | 346 | $ 26,385,000 | $ 76,000 | $ 88,000 |
| St. Charles County Missouri | 219 | $ 5,013,000 | $ 22,000 | $ 77,000 |
| Clay County Missouri | 197 | $ 8,701,000 | $ 44,000 | $ 76,000 |
| Wyandotte County Kansas | 159 | $ 5,615,000 | $ 35,000 | $ 54,000 |
| St. Louis City County Missouri | 143 | $ 2,814,000 | $ 19,000 | $ 49,000 |
| Buchanan County Missouri | 132 | $ 6,055,000 | $ 45,000 | $ 55,000 |
| Shawnee County Kansas | 123 | $ 8,680,000 | $ 70,000 | $ 76,000 |
| St. Clair County Illinois | 119 | $ 2,753,000 | $ 23,000 | $ 61,000 |
| Jefferson County Missouri | 116 | $ 3,417,000 | $ 29,000 | $ 60,000 |
| Madison County Illinois | 104 | $ 2,325,000 | $ 22,000 | $ 55,000 |
| Cass County Missouri | 72 | $ 3,734,000 | $ 51,000 | $ 60,000 |
| Bourbon County Kansas | 65 | $ 3,082,000 | $ 47,000 | $ 62,000 |
| Sedgwick County Kansas | 65 | $ 1,411,000 | $ 21,000 | $ 63,000 |
| Johnson County Missouri | 65 | $ 6,143,000 | $ 94,000 | $ 63,000 |
| Platte County Missouri | 65 | $ 6,346,000 | $ 97,000 | $ 172,000 |
| Jasper County Missouri | 60 | $ 4,561,000 | $ 76,000 | $ 53,000 |
| Greene County Missouri | 54 | $ 2,317,000 | $ 42,000 | $ 63,000 |
| Boone County Missouri | 38 | $ 3,369,000 | $ 88,000 | $ 87,000 |
| Oklahoma County Oklahoma | 34 | $ 3,427,000 | $ 100,000 | $ 64,000 |
| Henry County Missouri | 31 | $ 1,974,000 | $ 63,000 | $ 59,000 |
| Lawrence County Missouri | 28 | $ 1,529,000 | $ 54,000 | $ 41,000 |
| Linn County Missouri | 28 | $ 2,113,000 | $ 75,000 | $ 81,000 |
| Benton County Missouri | 26 | $ 2,336,000 | $ 89,000 | $ 54,000 |
| Cooper County Missouri | 26 | $ 2,182,000 | $ 83,000 | $ 62,000 |
| Atchison County Kansas | 25 | $ 1,841,000 | $ 73,000 | $ 64,000 |
| Leavenworth County Kansas | 24 | $ 1,000,000 | $ 41,000 | $ 64,000 |
| El Paso County Colorado | 23 | $ 3,593,000 | $ 156,000 | $ 92,000 |
| Lincoln County Missouri | 22 | $ 179,000 | $ 8,000 | $ 69,000 |
| Marion County Illinois | 21 | $ 245,000 | $ 11,000 | $ 51,000 |
| Barry County Missouri | 21 | $ 1,777,000 | $ 84,000 | $ 73,000 |
| Cole County Missouri | 21 | $ 2,662,000 | $ 126,000 | $ 94,000 |
| Miami County Kansas | 20 | $ 745,000 | $ 37,000 | $ 82,000 |
| Sullivan County Missouri | 18 | $ 1,049,000 | $ 58,000 | $ 57,000 |
| Warren County Missouri | 18 | $ 466,000 | $ 25,000 | $ 55,000 |
| Douglas County Kansas | 17 | $ 1,917,000 | $ 112,000 | $ 132,000 |
| Russell County Kansas | 17 | $ 692,000 | $ 40,000 | $ 35,000 |
| Andrew County Missouri | 17 | $ 1,578,000 | $ 92,000 | $ 68,000 |
| Riley County Kansas | 16 | $ 1,824,000 | $ 114,000 | $ 46,000 |
| Monroe County Missouri | 16 | $ 859,000 | $ 53,000 | $ 61,000 |
| Pettis County Missouri | 16 | $ 640,000 | $ 40,000 | $ 48,000 |
| Saline County Kansas | 15 | $ 1,465,000 | $ 97,000 | $ 82,000 |
| Franklin County Missouri | 15 | $ 291,000 | $ 19,000 | $ 57,000 |
| Newton County Missouri | 13 | $ 776,000 | $ 59,000 | $ 50,000 |
| Dickinson County Kansas | 12 | $ 1,276,000 | $ 106,000 | $ 60,000 |
| Clinton County Missouri | 12 | $ 763,000 | $ 63,000 | $ 61,000 |
| Ray County Missouri | 11 | $ 670,000 | $ 60,000 | $ 60,000 |
| Denver County Colorado | 9 | $ 2,550,000 | $ 283,000 | $ 117,000 |
| Clinton County Illinois | 9 | $ 88,000 | $ 9,000 | $ 72,000 |
| Monroe County Illinois | 9 | $ 64,000 | $ 7,000 | $ 68,000 |
| Butler County Kansas | 9 | $ 292,000 | $ 32,000 | $ 66,000 |
| Reno County Kansas | 9 | $ 78,000 | $ 8,000 | $ 46,000 |
| Callaway County Missouri | 8 | $ 475,000 | $ 59,000 | $ 57,000 |
| Camden County Missouri | 8 | $ 946,000 | $ 118,000 | $ 166,000 |
| Christian County Missouri | 8 | $ 188,000 | $ 23,000 | $ 56,000 |
| DeKalb County Missouri | 8 | $ 462,000 | $ 57,000 | $ 61,000 |
| Lafayette County Missouri | 8 | $ 520,000 | $ 65,000 | $ 54,000 |
| Nodaway County Missouri | 8 | $ 593,000 | $ 74,000 | $ 67,000 |
| Arapahoe County Colorado | 7 | $ 1,564,000 | $ 223,000 | $ 103,000 |
| Jefferson County Illinois | 7 | $ 48,000 | $ 6,000 | $ 75,000 |
| Cherokee County Kansas | 7 | $ 397,000 | $ 56,000 | $ 38,000 |
| Jefferson County Kansas | 7 | $ 648,000 | $ 92,000 | $ 57,000 |
| Bates County Missouri | 7 | $ 362,000 | $ 51,000 | $ 47,000 |
| Fayette County Illinois | 6 | $ 74,000 | $ 12,000 | $ 52,000 |
| Jersey County Illinois | 6 | $ 63,000 | $ 10,000 | $ 56,000 |
| Cowley County Kansas | 6 | $ 46,000 | $ 7,000 | $ 49,000 |
| Franklin County Kansas | 6 | $ 389,000 | $ 64,000 | $ 73,000 |
| Geary County Kansas | 6 | $ 237,000 | $ 39,000 | $ 37,000 |
| Pottawatomie County Kansas | 6 | $ 785,000 | $ 130,000 | $ 72,000 |
| Polk County Missouri | 6 | $ 177,000 | $ 29,000 | $ 54,000 |
| Webster County Missouri | 6 | $ 389,000 | $ 64,000 | $ 45,000 |
| Cleveland County Oklahoma | 6 | $ 623,000 | $ 103,000 | $ 65,000 |
| Randolph County Illinois | 5 | $ 30,000 | $ 6,000 | $ 71,000 |
| Crawford County Kansas | 5 | $ 213,000 | $ 42,000 | $ 51,000 |
| Chariton County Missouri | 5 | $ 192,000 | $ 38,000 | $ 229,000 |
| Macon County Missouri | 5 | $ 127,000 | $ 25,000 | $ 59,000 |
| Tulsa County Oklahoma | 5 | $ 535,000 | $ 107,000 | $ 64,000 |
| Jefferson County Colorado | 4 | $ 944,000 | $ 236,000 | $ 108,000 |
| Bond County Illinois | 4 | $ 28,000 | $ 7,000 | $ 59,000 |
| Wayne County Illinois | 4 | $ 11,000 | $ 2,000 | $ 40,000 |
| McPherson County Kansas | 4 | $ 37,000 | $ 9,000 | $ 59,000 |
| Audrain County Missouri | 4 | $ 371,000 | $ 92,000 | $ 63,000 |
| Gasconade County Missouri | 4 | $ 287,000 | $ 71,000 | $ 58,000 |
| Livingston County Missouri | 4 | $ 464,000 | $ 116,000 | $ 75,000 |
| Miller County Missouri | 4 | $ 201,000 | $ 50,000 | $ 90,000 |
| Stone County Missouri | 4 | $ 257,000 | $ 64,000 | $ 87,000 |
| Taney County Missouri | 4 | $ 316,000 | $ 79,000 | $ 64,000 |
| Clay County Illinois | 3 | $ 37,000 | $ 12,000 | $ 41,000 |
| Macoupin County Illinois | 3 | $ 28,000 | $ 9,000 | $ 46,000 |
| Perry County Illinois | 3 | $ 21,000 | $ 7,000 | $ 54,000 |
| Barton County Kansas | 3 | $ 174,000 | $ 58,000 | $ 82,000 |
| Harvey County Kansas | 3 | $ 67,000 | $ 22,000 | $ 35,000 |
| Jackson County Kansas | 3 | $ 154,000 | $ 51,000 | $ 42,000 |
| Linn County Kansas | 3 | $ 113,000 | $ 37,000 | $ 24,000 |
| Montgomery County Kansas | 3 | $ 22,000 | $ 7,000 | $ 54,000 |
| Osage County Kansas | 3 | $ 113,000 | $ 37,000 | $ 55,000 |
| Dade County Missouri | 3 | $ 82,000 | $ 27,000 | $ 115,000 |
| Holt County Missouri | 3 | $ 142,000 | $ 47,000 | $ 97,000 |
| Phelps County Missouri | 3 | $ 75,000 | $ 25,000 | $ 107,000 |
| Ralls County Missouri | 3 | $ 170,000 | $ 56,000 | $ 77,000 |
| Saline County Missouri | 3 | $ 27,000 | $ 9,000 | $ 49,000 |
| St. Francois County Missouri | 3 | $ 27,000 | $ 9,000 | $ 59,000 |
| Ste. Genevieve County Missouri | 3 | $ 200,000 | $ 66,000 | $ 78,000 |
| Douglas County Nebraska | 3 | $ 347,000 | $ 115,000 | $ 93,000 |
| Los Angeles County California | 2 | $ 79,000 | $ 39,000 | $ 42,000 |
| San Francisco County California | 2 | $ 1,100,000 | $ 550,000 | $ 0 |
| Hamilton County Illinois | 2 | $ 17,000 | $ 8,000 | $ 77,000 |
| Montgomery County Illinois | 2 | $ 22,000 | $ 11,000 | $ 55,000 |
| Washington County Illinois | 2 | $ 32,000 | $ 16,000 | $ 126,000 |
| Williamson County Illinois | 2 | $ 8,000 | $ 4,000 | $ 48,000 |
| Allen County Kansas | 2 | $ 67,000 | $ 33,000 | $ 33,000 |
| Clay County Kansas | 2 | $ 23,000 | $ 11,000 | $ 21,000 |
| Cloud County Kansas | 2 | $ 175,000 | $ 87,000 | $ 24,000 |
| Doniphan County Kansas | 2 | $ 135,000 | $ 67,000 | $ 92,000 |
| Harper County Kansas | 2 | $ 26,000 | $ 13,000 | $ 53,000 |
| Lincoln County Kansas | 2 | $ 507,000 | $ 253,000 | $ 105,000 |
| Marion County Kansas | 2 | $ 244,000 | $ 122,000 | $ 56,000 |
| Neosho County Kansas | 2 | $ 111,000 | $ 55,000 | $ 64,000 |
| Pratt County Kansas | 2 | $ 6,000 | $ 3,000 | $ 56,000 |
| Wabaunsee County Kansas | 2 | $ 243,000 | $ 121,000 | $ 79,000 |
| Adair County Missouri | 2 | $ 17,000 | $ 8,000 | $ 47,000 |
| Atchison County Missouri | 2 | $ 49,000 | $ 24,000 | $ 40,000 |
| Cedar County Missouri | 2 | $ 8,000 | $ 4,000 | $ 20,000 |
| Dent County Missouri | 2 | $ 660,000 | $ 330,000 | $ 219,000 |
| Grundy County Missouri | 2 | $ 20,000 | $ 10,000 | $ 30,000 |
| Howard County Missouri | 2 | $ 159,000 | $ 79,000 | $ 54,000 |
| Marion County Missouri | 2 | $ 124,000 | $ 62,000 | $ 49,000 |
| McDonald County Missouri | 2 | $ 370,000 | $ 185,000 | $ 69,000 |
| Mercer County Missouri | 2 | $ 95,000 | $ 47,000 | $ 23,000 |
| Morgan County Missouri | 2 | $ 435,000 | $ 217,000 | $ 75,000 |
| Oregon County Missouri | 2 | $ 25,000 | $ 12,000 | $ 72,000 |
| Pulaski County Missouri | 2 | $ 28,000 | $ 14,000 | $ 50,000 |
| Randolph County Missouri | 2 | $ 23,000 | $ 11,000 | $ 51,000 |
| Vernon County Missouri | 2 | $ 210,000 | $ 105,000 | $ 67,000 |
| Worth County Missouri | 2 | $ 148,000 | $ 74,000 | $ 57,000 |
| Canadian County Oklahoma | 2 | $ 65,000 | $ 32,000 | $ 150,000 |
| Grady County Oklahoma | 2 | $ 269,000 | $ 134,000 | $ 75,000 |
| Fairbanks North Star County Alaska | 1 | $ 100,000 | $ 100,000 | $ 200,000 |
| Maricopa County Arizona | 1 | $ 183,000 | $ 183,000 | $ 199,000 |
| Benton County Arkansas | 1 | $ 139,000 | $ 139,000 | $ 43,000 |
| Carroll County Arkansas | 1 | $ 101,000 | $ 101,000 | $ 59,000 |
| Clay County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 30,000 |
| Crawford County Arkansas | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Izard County Arkansas | 1 | $ 52,000 | $ 52,000 | $ 137,000 |
| Saline County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 27,000 |
| Orange County California | 1 | $ 250,000 | $ 250,000 | $ 65,000 |
| Riverside County California | 1 | $ 510,000 | $ 510,000 | $ 124,000 |
| San Diego County California | 1 | $ 498,000 | $ 498,000 | $ 120,000 |
| Boulder County Colorado | 1 | $ 417,000 | $ 417,000 | $ 183,000 |
| Douglas County Colorado | 1 | $ 220,000 | $ 220,000 | $ 86,000 |
| Mesa County Colorado | 1 | $ 260,000 | $ 260,000 | $ 75,000 |
| Pueblo County Colorado | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Summit County Colorado | 1 | $ 350,000 | $ 350,000 | $ 116,000 |
| Collier County Florida | 1 | $ 540,000 | $ 540,000 | $ 621,000 |
| Escambia County Florida | 1 | $ 182,000 | $ 182,000 | $ 35,000 |
| Pinellas County Florida | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Polk County Florida | 1 | $ 95,000 | $ 95,000 | $ 175,000 |
| Newton County Georgia | 1 | $ 15,000 | $ 15,000 | $ 46,000 |
| Christian County Illinois | 1 | $ 5,000 | $ 5,000 | $ 41,000 |
| Cook County Illinois | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Franklin County Illinois | 1 | $ 6,000 | $ 6,000 | $ 55,000 |
| Jackson County Illinois | 1 | $ 83,000 | $ 83,000 | $ 120,000 |
| Johnson County Illinois | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Lawrence County Illinois | 1 | $ 2,000 | $ 2,000 | $ 33,000 |
| Massac County Illinois | 1 | $ 173,000 | $ 173,000 | $ 101,000 |
| Union County Illinois | 1 | $ 4,000 | $ 4,000 | $ 48,000 |
| White County Illinois | 1 | $ 2,000 | $ 2,000 | $ 48,000 |
| Marion County Indiana | 1 | $ 86,000 | $ 86,000 | $ 102,000 |
| Wayne County Indiana | 1 | $ 149,000 | $ 149,000 | $ 70,000 |
| Decatur County Iowa | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Page County Iowa | 1 | $ 7,000 | $ 7,000 | $ 30,000 |
| Anderson County Kansas | 1 | $ 10,000 | $ 10,000 | $ 27,000 |
| Brown County Kansas | 1 | $ 6,000 | $ 6,000 | $ 28,000 |
| Cheyenne County Kansas | 1 | $ 10,000 | $ 10,000 | $ 23,000 |
| Coffey County Kansas | 1 | $ 2,000 | $ 2,000 | $ 58,000 |
| Edwards County Kansas | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Elk County Kansas | 1 | $ 8,000 | $ 8,000 | $ 59,000 |
| Ellis County Kansas | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Ellsworth County Kansas | 1 | $ 47,000 | $ 47,000 | $ 32,000 |
| Gray County Kansas | 1 | $ 3,000 | $ 3,000 | $ 140,000 |
| Kingman County Kansas | 1 | $ 15,000 | $ 15,000 | $ 88,000 |
| Labette County Kansas | 1 | $ 20,000 | $ 20,000 | $ 35,000 |
| Marshall County Kansas | 1 | $ 160,000 | $ 160,000 | $ 64,000 |
| Meade County Kansas | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Nemaha County Kansas | 1 | $ 11,000 | $ 11,000 | $ 60,000 |
| Osborne County Kansas | 1 | $ 26,000 | $ 26,000 | $ 18,000 |
| Ottawa County Kansas | 1 | $ 165,000 | $ 165,000 | $ 40,000 |
| Rooks County Kansas | 1 | $ 37,000 | $ 37,000 | $ 26,000 |
| Rush County Kansas | 1 | $ 58,000 | $ 58,000 | $ 40,000 |
| Stafford County Kansas | 1 | $ 24,000 | $ 24,000 | $ 105,000 |
| Sumner County Kansas | 1 | $ 16,000 | $ 16,000 | $ 71,000 |
| Thomas County Kansas | 1 | $ 4,000 | $ 4,000 | $ 53,000 |
| Montgomery County Maryland | 1 | $ 714,000 | $ 714,000 | $ 450,000 |
| Washington County Maryland | 1 | $ 184,000 | $ 184,000 | $ 46,000 |
| Barton County Missouri | 1 | $ 9,000 | $ 9,000 | $ 30,000 |
| Caldwell County Missouri | 1 | $ 18,000 | $ 18,000 | $ 88,000 |
| Carroll County Missouri | 1 | $ 4,000 | $ 4,000 | $ 40,000 |
| Daviess County Missouri | 1 | $ 16,000 | $ 16,000 | $ 43,000 |
| Gentry County Missouri | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Harrison County Missouri | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Iron County Missouri | 1 | $ 73,000 | $ 73,000 | $ 60,000 |
| Laclede County Missouri | 1 | $ 4,000 | $ 4,000 | $ 26,000 |
| Montgomery County Missouri | 1 | $ 4,000 | $ 4,000 | $ 64,000 |
| Putnam County Missouri | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Reynolds County Missouri | 1 | $ 16,000 | $ 16,000 | $ 67,000 |
| Scott County Missouri | 1 | $ 4,000 | $ 4,000 | $ 32,000 |
| Shelby County Missouri | 1 | $ 40,000 | $ 40,000 | $ 28,000 |
| St. Clair County Missouri | 1 | $ 30,000 | $ 30,000 | $ 56,000 |
| Texas County Missouri | 1 | $ 14,000 | $ 14,000 | $ 10,000 |
| Washington County Missouri | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Lancaster County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 25,000 |
| Sarpy County Nebraska | 1 | $ 5,000 | $ 5,000 | $ 64,000 |
| Saunders County Nebraska | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Washington County Nebraska | 1 | $ 6,000 | $ 6,000 | $ 46,000 |
| Clark County Nevada | 1 | $ 875,000 | $ 875,000 | $ 500,000 |
| Cibola County New Mexico | 1 | $ 64,000 | $ 64,000 | $ 69,000 |
| Franklin County New York | 1 | $ 25,000 | $ 25,000 | $ 59,000 |
| Wake County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Wilkes County North Carolina | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Hamilton County Ohio | 1 | $ 114,000 | $ 114,000 | $ 42,000 |
| Caddo County Oklahoma | 1 | $ 29,000 | $ 29,000 | $ 32,000 |
| Cherokee County Oklahoma | 1 | $ 125,000 | $ 125,000 | $ 315,000 |
| Choctaw County Oklahoma | 1 | $ 306,000 | $ 306,000 | $ 200,000 |
| Delaware County Oklahoma | 1 | $ 53,000 | $ 53,000 | $ 51,000 |
| Logan County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 84,000 |
| McClain County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 62,000 |
| Osage County Oklahoma | 1 | $ 146,000 | $ 146,000 | $ 48,000 |
| Ottawa County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 25,000 |
| Clackamas County Oregon | 1 | $ 305,000 | $ 305,000 | $ 90,000 |
| Fayette County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| York County Pennsylvania | 1 | $ 60,000 | $ 60,000 | $ 30,000 |
| Davidson County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 80,000 |
| Dallas County Texas | 1 | $ 7,000 | $ 7,000 | $ 42,000 |
| Navarro County Texas | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Salt Lake County Utah | 1 | $ 186,000 | $ 186,000 | $ 31,000 |
Mortgage Loan Application Detail Totals for Umb Bank, Na in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,867 | $30,799,000 | $10,000 | $630,000 | $63,000 | $1,800,000 |
| Refinancing | 868 | $103,877,000 | $119,000 | $1,547,000 | $85,000 | $5,965,000 |
| Home Purchase | 789 | $93,630,000 | $118,000 | $1,000,000 | $79,000 | $5,460,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,573 | $179,906,000 | $50,000 | $1,547,000 | $73,000 | $5,965,000 |
| Black or African American | 506 | $16,576,000 | $32,000 | $1,200,000 | $54,000 | $547,000 |
| Not Provided | 190 | $15,643,000 | $82,000 | $660,000 | $67,000 | $500,000 |
| Hispanic | 151 | $6,749,000 | $44,000 | $225,000 | $51,000 | $203,000 |
| Asian | 53 | $4,211,000 | $79,000 | $450,000 | $70,000 | $216,000 |
| American Indian or Alaskan Native | 28 | $1,781,000 | $63,000 | $230,000 | $63,000 | $360,000 |
| Not applicable | 17 | $2,892,000 | $170,000 | $900,000 | $197,000 | $1,800,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $548,000 | $91,000 | $286,000 | $64,000 | $108,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,523 | $228,294,000 | $50,000 | $1,547,000 | $70,000 | $5,965,000 |
| FHA-insured (Federal Housing Administration) | 1 | $12,000 | $12,000 | $12,000 | $36,000 | $36,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,808 | $146,375,000 | $52,000 | $1,400,000 | $75,000 | $5,965,000 |
| Application Denied By Financial Institution | 1,340 | $50,552,000 | $37,000 | $1,200,000 | $55,000 | $649,000 |
| Application Approved But Not Accepted | 247 | $8,783,000 | $35,000 | $373,000 | $65,000 | $295,000 |
| Application Withdrawn By Applicant | 107 | $20,893,000 | $195,000 | $1,547,000 | $124,000 | $1,110,000 |
| File Closed For Incompleteness | 22 | $1,703,000 | $77,000 | $224,000 | $132,000 | $1,800,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 591 | $13,303,000 | $22,000 | $552,000 | $57,000 | $240,000 |
| Debt-To-Income Ratio | 504 | $12,963,000 | $25,000 | $720,000 | $47,000 | $216,000 |
| Collateral | 145 | $14,053,000 | $96,000 | $809,000 | $66,000 | $291,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 51 | $7,134,000 | $139,000 | $1,200,000 | $66,000 | $649,000 |
| Other | 29 | $1,864,000 | $64,000 | $270,000 | $72,000 | $292,000 |
| Employment History | 12 | $537,000 | $44,000 | $176,000 | $47,000 | $140,000 |
| Unverifiable Information | 6 | $499,000 | $83,000 | $147,000 | $39,000 | $90,000 |
| Credit Application Incomplete | 2 | $199,000 | $99,000 | $135,000 | $69,000 | $77,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, Na's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Missouri, download the full spreadsheet
with aggregated HMDA statistics today.