Umb Bank, Na
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Umb Bank, Na.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address Umb Bank, Na
1008 Oak St.
Kansas City, MO 64106
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,699
Total Mortgage Loan Application Amount $233,087,000
Average Mortgage Loan Application Amount $105,000
Highest Mortgage Loan Application Amount $20,000,000
Average Applicant Income $92,000
Highest Applicant Income $9,999,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for Umb Bank, Na by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jackson County Missouri 540 $ 26,628,000 $ 49,000 $ 66,000
St. Louis County Missouri 449 $ 10,673,000 $ 23,000 $ 83,000
Johnson County Kansas 307 $ 23,671,000 $ 77,000 $ 104,000
Clay County Missouri 172 $ 9,424,000 $ 54,000 $ 75,000
St. Charles County Missouri 161 $ 3,763,000 $ 23,000 $ 79,000
St. Clair County Illinois 124 $ 3,611,000 $ 29,000 $ 68,000
Wyandotte County Kansas 120 $ 10,502,000 $ 87,000 $ 57,000
Buchanan County Missouri 100 $ 7,407,000 $ 74,000 $ 52,000
Sedgwick County Kansas 92 $ 2,854,000 $ 31,000 $ 79,000
St. Louis City County Missouri 84 $ 1,972,000 $ 23,000 $ 54,000
Madison County Illinois 78 $ 2,233,000 $ 28,000 $ 63,000
Jefferson County Missouri 78 $ 3,227,000 $ 41,000 $ 64,000
Bourbon County Kansas 74 $ 4,516,000 $ 61,000 $ 65,000
Greene County Missouri 69 $ 2,349,000 $ 34,000 $ 75,000
Jasper County Missouri 63 $ 3,539,000 $ 56,000 $ 64,000
Platte County Missouri 62 $ 5,382,000 $ 86,000 $ 193,000
Boone County Missouri 56 $ 2,685,000 $ 47,000 $ 72,000
Cass County Missouri 53 $ 4,016,000 $ 75,000 $ 65,000
Johnson County Missouri 49 $ 5,335,000 $ 108,000 $ 75,000
Shawnee County Kansas 47 $ 2,778,000 $ 59,000 $ 59,000
Oklahoma County Oklahoma 37 $ 4,694,000 $ 126,000 $ 98,000
Cooper County Missouri 36 $ 3,293,000 $ 91,000 $ 76,000
Leavenworth County Kansas 26 $ 422,000 $ 16,000 $ 66,000
El Paso County Colorado 22 $ 3,079,000 $ 139,000 $ 45,000
Marion County Illinois 22 $ 155,000 $ 7,000 $ 53,000
Linn County Missouri 21 $ 1,243,000 $ 59,000 $ 57,000
Atchison County Kansas 19 $ 1,272,000 $ 66,000 $ 84,000
Cole County Missouri 19 $ 1,283,000 $ 67,000 $ 111,000
Henry County Missouri 19 $ 1,392,000 $ 73,000 $ 242,000
Lawrence County Missouri 19 $ 1,141,000 $ 60,000 $ 50,000
Saline County Kansas 18 $ 1,654,000 $ 91,000 $ 58,000
Douglas County Kansas 17 $ 793,000 $ 46,000 $ 81,000
Russell County Kansas 17 $ 754,000 $ 44,000 $ 38,000
Clinton County Missouri 17 $ 826,000 $ 48,000 $ 56,000
Dickinson County Kansas 16 $ 1,248,000 $ 78,000 $ 48,000
Lincoln County Missouri 16 $ 135,000 $ 8,000 $ 83,000
Christian County Missouri 15 $ 255,000 $ 17,000 $ 55,000
Monroe County Missouri 15 $ 895,000 $ 59,000 $ 49,000
Newton County Missouri 15 $ 1,574,000 $ 104,000 $ 127,000
Sullivan County Missouri 15 $ 922,000 $ 61,000 $ 39,000
Clinton County Illinois 12 $ 82,000 $ 6,000 $ 46,000
Williamson County Illinois 12 $ 117,000 $ 9,000 $ 49,000
Riley County Kansas 12 $ 1,339,000 $ 111,000 $ 73,000
Barry County Missouri 12 $ 21,226,000 $ 1,768,000 $ 191,000
Vernon County Missouri 12 $ 4,725,000 $ 393,000 $ 123,000
Callaway County Missouri 11 $ 1,513,000 $ 137,000 $ 72,000
Douglas County Nebraska 11 $ 1,192,000 $ 108,000 $ 139,000
Camden County Missouri 10 $ 1,985,000 $ 198,000 $ 335,000
Monroe County Illinois 9 $ 169,000 $ 18,000 $ 72,000
Miami County Kansas 9 $ 306,000 $ 34,000 $ 131,000
Benton County Missouri 9 $ 448,000 $ 49,000 $ 26,000
Ray County Missouri 9 $ 285,000 $ 31,000 $ 47,000
Butler County Kansas 8 $ 368,000 $ 46,000 $ 92,000
Andrew County Missouri 8 $ 612,000 $ 76,000 $ 51,000
Gentry County Missouri 8 $ 368,000 $ 46,000 $ 75,000
Lafayette County Missouri 8 $ 412,000 $ 51,000 $ 50,000
Taney County Missouri 8 $ 761,000 $ 95,000 $ 520,000
Pulaski County Missouri 7 $ 81,000 $ 11,000 $ 64,000
Warren County Missouri 7 $ 126,000 $ 18,000 $ 41,000
Tulsa County Oklahoma 7 $ 727,000 $ 103,000 $ 66,000
Crawford County Kansas 6 $ 207,000 $ 34,000 $ 210,000
Geary County Kansas 6 $ 149,000 $ 24,000 $ 69,000
McPherson County Kansas 6 $ 190,000 $ 31,000 $ 64,000
Reno County Kansas 6 $ 123,000 $ 20,000 $ 54,000
Sumner County Kansas 6 $ 63,000 $ 10,000 $ 62,000
Franklin County Missouri 6 $ 32,000 $ 5,000 $ 37,000
Howard County Missouri 6 $ 80,000 $ 13,000 $ 55,000
Laclede County Missouri 6 $ 42,000 $ 7,000 $ 40,000
Livingston County Missouri 6 $ 663,000 $ 110,000 $ 76,000
Stone County Missouri 6 $ 335,000 $ 55,000 $ 89,000
Maricopa County Arizona 5 $ 4,029,000 $ 805,000 $ 2,073,000
Denver County Colorado 5 $ 889,000 $ 177,000 $ 105,000
Franklin County Illinois 5 $ 16,000 $ 3,000 $ 52,000
Randolph County Illinois 5 $ 28,000 $ 5,000 $ 59,000
Cherokee County Kansas 5 $ 217,000 $ 43,000 $ 42,000
Doniphan County Kansas 5 $ 137,000 $ 27,000 $ 66,000
Harvey County Kansas 5 $ 38,000 $ 7,000 $ 54,000
Jefferson County Kansas 5 $ 631,000 $ 126,000 $ 274,000
Kingman County Kansas 5 $ 32,000 $ 6,000 $ 53,000
Pottawatomie County Kansas 5 $ 362,000 $ 72,000 $ 58,000
Arapahoe County Colorado 4 $ 967,000 $ 241,000 $ 98,000
Jefferson County Illinois 4 $ 29,000 $ 7,000 $ 52,000
Washington County Illinois 4 $ 18,000 $ 4,000 $ 40,000
Wayne County Illinois 4 $ 29,000 $ 7,000 $ 51,000
Anderson County Kansas 4 $ 28,000 $ 7,000 $ 45,000
Marion County Missouri 4 $ 173,000 $ 43,000 $ 134,000
Moniteau County Missouri 4 $ 246,000 $ 61,000 $ 73,000
Pettis County Missouri 4 $ 573,000 $ 143,000 $ 192,000
Webster County Missouri 4 $ 45,000 $ 11,000 $ 70,000
Jefferson County Colorado 3 $ 594,000 $ 198,000 $ 77,000
Champaign County Illinois 3 $ 13,000 $ 4,000 $ 53,000
Fayette County Illinois 3 $ 229,000 $ 76,000 $ 58,000
Jackson County Illinois 3 $ 5,000 $ 1,000 $ 31,000
Barton County Kansas 3 $ 20,000 $ 6,000 $ 44,000
Cowley County Kansas 3 $ 18,000 $ 6,000 $ 107,000
Franklin County Kansas 3 $ 130,000 $ 43,000 $ 66,000
Montgomery County Kansas 3 $ 17,000 $ 5,000 $ 21,000
Bates County Missouri 3 $ 222,000 $ 74,000 $ 48,000
Carroll County Missouri 3 $ 235,000 $ 78,000 $ 73,000
Chariton County Missouri 3 $ 170,000 $ 56,000 $ 69,000
DeKalb County Missouri 3 $ 233,000 $ 77,000 $ 52,000
Grundy County Missouri 3 $ 364,000 $ 121,000 $ 73,000
Holt County Missouri 3 $ 203,000 $ 67,000 $ 61,000
Nodaway County Missouri 3 $ 94,000 $ 31,000 $ 45,000
St. Francois County Missouri 3 $ 170,000 $ 56,000 $ 90,000
Los Angeles County California 2 $ 480,000 $ 240,000 $ 81,000
Douglas County Colorado 2 $ 453,000 $ 226,000 $ 83,000
Park County Colorado 2 $ 745,000 $ 372,000 $ 728,000
Pueblo County Colorado 2 $ 111,000 $ 55,000 $ 54,000
Bond County Illinois 2 $ 154,000 $ 77,000 $ 72,000
Clay County Illinois 2 $ 20,000 $ 10,000 $ 27,000
Cook County Illinois 2 $ 2,988,000 $ 1,494,000 $ 605,000
Macoupin County Illinois 2 $ 9,000 $ 4,000 $ 67,000
Perry County Illinois 2 $ 14,000 $ 7,000 $ 64,000
Sangamon County Illinois 2 $ 50,000 $ 25,000 $ 44,000
Union County Illinois 2 $ 7,000 $ 3,000 $ 34,000
White County Illinois 2 $ 11,000 $ 5,000 $ 75,000
Linn County Kansas 2 $ 64,000 $ 32,000 $ 29,000
Lyon County Kansas 2 $ 14,000 $ 7,000 $ 49,000
Adair County Missouri 2 $ 102,000 $ 51,000 $ 45,000
Caldwell County Missouri 2 $ 206,000 $ 103,000 $ 72,000
Cedar County Missouri 2 $ 17,000 $ 8,000 $ 37,000
Crawford County Missouri 2 $ 182,000 $ 91,000 $ 148,000
Gasconade County Missouri 2 $ 360,000 $ 180,000 $ 72,000
Howell County Missouri 2 $ 12,000 $ 6,000 $ 37,000
Miller County Missouri 2 $ 250,000 $ 125,000 $ 47,000
Morgan County Missouri 2 $ 127,000 $ 63,000 $ 169,000
Polk County Missouri 2 $ 9,000 $ 4,000 $ 36,000
Randolph County Missouri 2 $ 19,000 $ 9,000 $ 74,000
Worth County Missouri 2 $ 170,000 $ 85,000 $ 41,000
Canadian County Oklahoma 2 $ 322,000 $ 161,000 $ 56,000
Cleveland County Oklahoma 2 $ 265,000 $ 132,000 $ 137,000
McClain County Oklahoma 2 $ 128,000 $ 64,000 $ 56,000
Milwaukee County Wisconsin 2 $ 185,000 $ 92,000 $ 34,000
Pinal County Arizona 1 $ 206,000 $ 206,000 $ 120,000
Kings County California 1 $ 112,000 $ 112,000 $ 45,000
Orange County California 1 $ 143,000 $ 143,000 $ 52,000
Riverside County California 1 $ 380,000 $ 380,000 $ 186,000
San Bernardino County California 1 $ 342,000 $ 342,000 $ 43,000
San Diego County California 1 $ 880,000 $ 880,000 $ 200,000
Eagle County Colorado 1 $ 1,000,000 $ 1,000,000 $ 1,169,000
Garfield County Colorado 1 $ 932,000 $ 932,000 $ 210,000
Grand County Colorado 1 $ 203,000 $ 203,000 $ 144,000
Lake County Colorado 1 $ 346,000 $ 346,000 $ 175,000
Larimer County Colorado 1 $ 212,000 $ 212,000 $ 36,000
Moffat County Colorado 1 $ 88,000 $ 88,000 $ 161,000
Routt County Colorado 1 $ 388,000 $ 388,000 $ 115,000
Highlands County Florida 1 $ 45,000 $ 45,000 $ 18,000
Manatee County Florida 1 $ 515,000 $ 515,000 $ 300,000
Volusia County Florida 1 $ 313,000 $ 313,000 $ 500,000
Honolulu County Hawaii 1 $ 443,000 $ 443,000 $ 419,000
Christian County Illinois 1 $ 6,000 $ 6,000 $ 83,000
Edwards County Illinois 1 $ 3,000 $ 3,000 $ 45,000
Effingham County Illinois 1 $ 4,000 $ 4,000 $ 49,000
Jasper County Illinois 1 $ 2,000 $ 2,000 $ 27,000
Jersey County Illinois 1 $ 9,000 $ 9,000 $ 100,000
Kankakee County Illinois 1 $ 93,000 $ 93,000 $ 94,000
McLean County Illinois 1 $ 153,000 $ 153,000 $ 230,000
Montgomery County Illinois 1 $ 20,000 $ 20,000 $ 57,000
Richland County Illinois 1 $ 8,000 $ 8,000 $ 62,000
Saline County Illinois 1 $ 5,000 $ 5,000 $ 83,000
Shelby County Indiana 1 $ 68,000 $ 68,000 $ 25,000
Barber County Kansas 1 $ 6,000 $ 6,000 $ 29,000
Brown County Kansas 1 $ 7,000 $ 7,000 $ 73,000
Chase County Kansas 1 $ 4,000 $ 4,000 $ 51,000
Clay County Kansas 1 $ 51,000 $ 51,000 $ 34,000
Cloud County Kansas 1 $ 41,000 $ 41,000 $ 68,000
Gray County Kansas 1 $ 20,000 $ 20,000 $ 83,000
Lincoln County Kansas 1 $ 107,000 $ 107,000 $ 57,000
Marion County Kansas 1 $ 130,000 $ 130,000 $ 74,000
Marshall County Kansas 1 $ 10,000 $ 10,000 $ 58,000
Morris County Kansas 1 $ 19,000 $ 19,000 $ 102,000
Nemaha County Kansas 1 $ 9,000 $ 9,000 $ 37,000
Ottawa County Kansas 1 $ 65,000 $ 65,000 $ 50,000
Pawnee County Kansas 1 $ 2,000 $ 2,000 $ 75,000
Phillips County Kansas 1 $ 9,000 $ 9,000 $ 40,000
Rice County Kansas 1 $ 6,000 $ 6,000 $ 72,000
Wabaunsee County Kansas 1 $ 9,000 $ 9,000 $ 24,000
East Baton Rouge County Louisiana 1 $ 157,000 $ 157,000 $ 78,000
Hennepin County Minnesota 1 $ 467,000 $ 467,000 $ 325,000
Olmsted County Minnesota 1 $ 95,000 $ 95,000 $ 40,000
Harrison County Mississippi 1 $ 131,000 $ 131,000 $ 103,000
Barton County Missouri 1 $ 7,000 $ 7,000 $ 89,000
Butler County Missouri 1 $ 209,000 $ 209,000 $ 155,000
Dade County Missouri 1 $ 6,000 $ 6,000 $ 54,000
Dent County Missouri 1 $ 100,000 $ 100,000 $ 39,000
Douglas County Missouri 1 $ 5,000 $ 5,000 $ 75,000
Iron County Missouri 1 $ 73,000 $ 73,000 $ 61,000
Macon County Missouri 1 $ 46,000 $ 46,000 $ 20,000
Maries County Missouri 1 $ 66,000 $ 66,000 $ 43,000
Mercer County Missouri 1 $ 7,000 $ 7,000 $ 36,000
Montgomery County Missouri 1 $ 5,000 $ 5,000 $ 40,000
Putnam County Missouri 1 $ 52,000 $ 52,000 $ 23,000
Shannon County Missouri 1 $ 128,000 $ 128,000 $ 31,000
St. Clair County Missouri 1 $ 75,000 $ 75,000 $ 59,000
Texas County Missouri 1 $ 14,000 $ 14,000 $ 48,000
Gallatin County Montana 1 $ 173,000 $ 173,000 $ 104,000
Chase County Nebraska 1 $ 59,000 $ 59,000 $ 47,000
Sarpy County Nebraska 1 $ 117,000 $ 117,000 $ 48,000
Craig County Oklahoma 1 $ 128,000 $ 128,000 $ 117,000
Creek County Oklahoma 1 $ 64,000 $ 64,000 $ 46,000
Delaware County Oklahoma 1 $ 191,000 $ 191,000 $ 625,000
Logan County Oklahoma 1 $ 215,000 $ 215,000 $ 180,000
Osage County Oklahoma 1 $ 149,000 $ 149,000 $ 44,000
Payne County Oklahoma 1 $ 68,000 $ 68,000 $ 35,000
Pittsburg County Oklahoma 1 $ 42,000 $ 42,000 $ 18,000
Rogers County Oklahoma 1 $ 68,000 $ 68,000 $ 67,000
Wagoner County Oklahoma 1 $ 161,000 $ 161,000 $ 124,000
Clackamas County Oregon 1 $ 337,000 $ 337,000 $ 115,000
Deschutes County Oregon 1 $ 637,000 $ 637,000 $ 170,000
Klamath County Oregon 1 $ 71,000 $ 71,000 $ 108,000
Horry County South Carolina 1 $ 417,000 $ 417,000 $ 288,000
Collin County Texas 1 $ 134,000 $ 134,000 $ 86,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for Umb Bank, Na in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 2,328 $25,458,000 $10,000 $476,000 $69,000 $4,321,000
Refinancing 793 $112,330,000 $141,000 $5,000,000 $110,000 $9,999,000
Home Purchase 578 $95,299,000 $164,000 $20,000,000 $97,000 $3,027,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,899 $139,664,000 $48,000 $1,799,000 $76,000 $2,985,000
Black or African American 347 $9,914,000 $28,000 $340,000 $54,000 $192,000
Not Provided 167 $22,982,000 $137,000 $1,000,000 $86,000 $1,169,000
Hispanic 127 $7,397,000 $58,000 $467,000 $56,000 $325,000
Not applicable 76 $47,653,000 $627,000 $20,000,000 $520,000 $9,999,000
Asian 52 $4,073,000 $78,000 $390,000 $82,000 $1,200,000
American Indian or Alaskan Native 23 $982,000 $42,000 $201,000 $60,000 $144,000
Native Hawaiian or Other Pacific Islander 8 $422,000 $52,000 $179,000 $60,000 $109,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,697 $232,866,000 $62,000 $20,000,000 $82,000 $9,999,000
FHA-insured (Federal Housing Administration) 2 $221,000 $110,000 $132,000 $38,000 $39,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,072 $159,141,000 $76,000 $20,000,000 $97,000 $9,999,000
Application Denied By Financial Institution 1,202 $44,954,000 $37,000 $676,000 $57,000 $800,000
Application Approved But Not Accepted 404 $26,457,000 $65,000 $1,799,000 $82,000 $1,200,000
File Closed For Incompleteness 11 $1,043,000 $94,000 $300,000 $89,000 $372,000
Application Withdrawn By Applicant 10 $1,492,000 $149,000 $215,000 $72,000 $188,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 539 $16,362,000 $30,000 $618,000 $58,000 $208,000
Debt-To-Income Ratio 473 $11,172,000 $23,000 $676,000 $51,000 $263,000
Collateral 106 $10,443,000 $98,000 $520,000 $70,000 $504,000
Other 38 $1,660,000 $43,000 $220,000 $75,000 $600,000
Insufficient Cash (Downpayment, Closing Cost) 22 $2,750,000 $125,000 $334,000 $50,000 $156,000
Credit Application Incomplete 9 $985,000 $109,000 $496,000 $54,000 $104,000
Unverifiable Information 8 $1,402,000 $175,000 $568,000 $154,000 $800,000
Employment History 7 $180,000 $25,000 $114,000 $68,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.

Download the Missouri Lender List