Umb Bank, Na
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Umb Bank, Na 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Umb Bank, Na 1008 Oak St. Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,699 |
| Total Mortgage Loan Application Amount | $233,087,000 |
| Average Mortgage Loan Application Amount | $105,000 |
| Highest Mortgage Loan Application Amount | $20,000,000 |
| Average Applicant Income | $92,000 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Umb Bank, Na. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Umb Bank, Na's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Umb Bank, Na's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Umb Bank, Na serves its applicants.
Each category highlights the total number of mortgage applications processed by Umb Bank, Na, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Umb Bank, Na's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 540 | $ 26,628,000 | $ 49,000 | $ 66,000 |
| St. Louis County Missouri | 449 | $ 10,673,000 | $ 23,000 | $ 83,000 |
| Johnson County Kansas | 307 | $ 23,671,000 | $ 77,000 | $ 104,000 |
| Clay County Missouri | 172 | $ 9,424,000 | $ 54,000 | $ 75,000 |
| St. Charles County Missouri | 161 | $ 3,763,000 | $ 23,000 | $ 79,000 |
| St. Clair County Illinois | 124 | $ 3,611,000 | $ 29,000 | $ 68,000 |
| Wyandotte County Kansas | 120 | $ 10,502,000 | $ 87,000 | $ 57,000 |
| Buchanan County Missouri | 100 | $ 7,407,000 | $ 74,000 | $ 52,000 |
| Sedgwick County Kansas | 92 | $ 2,854,000 | $ 31,000 | $ 79,000 |
| St. Louis City County Missouri | 84 | $ 1,972,000 | $ 23,000 | $ 54,000 |
| Madison County Illinois | 78 | $ 2,233,000 | $ 28,000 | $ 63,000 |
| Jefferson County Missouri | 78 | $ 3,227,000 | $ 41,000 | $ 64,000 |
| Bourbon County Kansas | 74 | $ 4,516,000 | $ 61,000 | $ 65,000 |
| Greene County Missouri | 69 | $ 2,349,000 | $ 34,000 | $ 75,000 |
| Jasper County Missouri | 63 | $ 3,539,000 | $ 56,000 | $ 64,000 |
| Platte County Missouri | 62 | $ 5,382,000 | $ 86,000 | $ 193,000 |
| Boone County Missouri | 56 | $ 2,685,000 | $ 47,000 | $ 72,000 |
| Cass County Missouri | 53 | $ 4,016,000 | $ 75,000 | $ 65,000 |
| Johnson County Missouri | 49 | $ 5,335,000 | $ 108,000 | $ 75,000 |
| Shawnee County Kansas | 47 | $ 2,778,000 | $ 59,000 | $ 59,000 |
| Oklahoma County Oklahoma | 37 | $ 4,694,000 | $ 126,000 | $ 98,000 |
| Cooper County Missouri | 36 | $ 3,293,000 | $ 91,000 | $ 76,000 |
| Leavenworth County Kansas | 26 | $ 422,000 | $ 16,000 | $ 66,000 |
| El Paso County Colorado | 22 | $ 3,079,000 | $ 139,000 | $ 45,000 |
| Marion County Illinois | 22 | $ 155,000 | $ 7,000 | $ 53,000 |
| Linn County Missouri | 21 | $ 1,243,000 | $ 59,000 | $ 57,000 |
| Atchison County Kansas | 19 | $ 1,272,000 | $ 66,000 | $ 84,000 |
| Cole County Missouri | 19 | $ 1,283,000 | $ 67,000 | $ 111,000 |
| Henry County Missouri | 19 | $ 1,392,000 | $ 73,000 | $ 242,000 |
| Lawrence County Missouri | 19 | $ 1,141,000 | $ 60,000 | $ 50,000 |
| Saline County Kansas | 18 | $ 1,654,000 | $ 91,000 | $ 58,000 |
| Douglas County Kansas | 17 | $ 793,000 | $ 46,000 | $ 81,000 |
| Russell County Kansas | 17 | $ 754,000 | $ 44,000 | $ 38,000 |
| Clinton County Missouri | 17 | $ 826,000 | $ 48,000 | $ 56,000 |
| Dickinson County Kansas | 16 | $ 1,248,000 | $ 78,000 | $ 48,000 |
| Lincoln County Missouri | 16 | $ 135,000 | $ 8,000 | $ 83,000 |
| Christian County Missouri | 15 | $ 255,000 | $ 17,000 | $ 55,000 |
| Monroe County Missouri | 15 | $ 895,000 | $ 59,000 | $ 49,000 |
| Newton County Missouri | 15 | $ 1,574,000 | $ 104,000 | $ 127,000 |
| Sullivan County Missouri | 15 | $ 922,000 | $ 61,000 | $ 39,000 |
| Clinton County Illinois | 12 | $ 82,000 | $ 6,000 | $ 46,000 |
| Williamson County Illinois | 12 | $ 117,000 | $ 9,000 | $ 49,000 |
| Riley County Kansas | 12 | $ 1,339,000 | $ 111,000 | $ 73,000 |
| Barry County Missouri | 12 | $ 21,226,000 | $ 1,768,000 | $ 191,000 |
| Vernon County Missouri | 12 | $ 4,725,000 | $ 393,000 | $ 123,000 |
| Callaway County Missouri | 11 | $ 1,513,000 | $ 137,000 | $ 72,000 |
| Douglas County Nebraska | 11 | $ 1,192,000 | $ 108,000 | $ 139,000 |
| Camden County Missouri | 10 | $ 1,985,000 | $ 198,000 | $ 335,000 |
| Monroe County Illinois | 9 | $ 169,000 | $ 18,000 | $ 72,000 |
| Miami County Kansas | 9 | $ 306,000 | $ 34,000 | $ 131,000 |
| Benton County Missouri | 9 | $ 448,000 | $ 49,000 | $ 26,000 |
| Ray County Missouri | 9 | $ 285,000 | $ 31,000 | $ 47,000 |
| Butler County Kansas | 8 | $ 368,000 | $ 46,000 | $ 92,000 |
| Andrew County Missouri | 8 | $ 612,000 | $ 76,000 | $ 51,000 |
| Gentry County Missouri | 8 | $ 368,000 | $ 46,000 | $ 75,000 |
| Lafayette County Missouri | 8 | $ 412,000 | $ 51,000 | $ 50,000 |
| Taney County Missouri | 8 | $ 761,000 | $ 95,000 | $ 520,000 |
| Pulaski County Missouri | 7 | $ 81,000 | $ 11,000 | $ 64,000 |
| Warren County Missouri | 7 | $ 126,000 | $ 18,000 | $ 41,000 |
| Tulsa County Oklahoma | 7 | $ 727,000 | $ 103,000 | $ 66,000 |
| Crawford County Kansas | 6 | $ 207,000 | $ 34,000 | $ 210,000 |
| Geary County Kansas | 6 | $ 149,000 | $ 24,000 | $ 69,000 |
| McPherson County Kansas | 6 | $ 190,000 | $ 31,000 | $ 64,000 |
| Reno County Kansas | 6 | $ 123,000 | $ 20,000 | $ 54,000 |
| Sumner County Kansas | 6 | $ 63,000 | $ 10,000 | $ 62,000 |
| Franklin County Missouri | 6 | $ 32,000 | $ 5,000 | $ 37,000 |
| Howard County Missouri | 6 | $ 80,000 | $ 13,000 | $ 55,000 |
| Laclede County Missouri | 6 | $ 42,000 | $ 7,000 | $ 40,000 |
| Livingston County Missouri | 6 | $ 663,000 | $ 110,000 | $ 76,000 |
| Stone County Missouri | 6 | $ 335,000 | $ 55,000 | $ 89,000 |
| Maricopa County Arizona | 5 | $ 4,029,000 | $ 805,000 | $ 2,073,000 |
| Denver County Colorado | 5 | $ 889,000 | $ 177,000 | $ 105,000 |
| Franklin County Illinois | 5 | $ 16,000 | $ 3,000 | $ 52,000 |
| Randolph County Illinois | 5 | $ 28,000 | $ 5,000 | $ 59,000 |
| Cherokee County Kansas | 5 | $ 217,000 | $ 43,000 | $ 42,000 |
| Doniphan County Kansas | 5 | $ 137,000 | $ 27,000 | $ 66,000 |
| Harvey County Kansas | 5 | $ 38,000 | $ 7,000 | $ 54,000 |
| Jefferson County Kansas | 5 | $ 631,000 | $ 126,000 | $ 274,000 |
| Kingman County Kansas | 5 | $ 32,000 | $ 6,000 | $ 53,000 |
| Pottawatomie County Kansas | 5 | $ 362,000 | $ 72,000 | $ 58,000 |
| Arapahoe County Colorado | 4 | $ 967,000 | $ 241,000 | $ 98,000 |
| Jefferson County Illinois | 4 | $ 29,000 | $ 7,000 | $ 52,000 |
| Washington County Illinois | 4 | $ 18,000 | $ 4,000 | $ 40,000 |
| Wayne County Illinois | 4 | $ 29,000 | $ 7,000 | $ 51,000 |
| Anderson County Kansas | 4 | $ 28,000 | $ 7,000 | $ 45,000 |
| Marion County Missouri | 4 | $ 173,000 | $ 43,000 | $ 134,000 |
| Moniteau County Missouri | 4 | $ 246,000 | $ 61,000 | $ 73,000 |
| Pettis County Missouri | 4 | $ 573,000 | $ 143,000 | $ 192,000 |
| Webster County Missouri | 4 | $ 45,000 | $ 11,000 | $ 70,000 |
| Jefferson County Colorado | 3 | $ 594,000 | $ 198,000 | $ 77,000 |
| Champaign County Illinois | 3 | $ 13,000 | $ 4,000 | $ 53,000 |
| Fayette County Illinois | 3 | $ 229,000 | $ 76,000 | $ 58,000 |
| Jackson County Illinois | 3 | $ 5,000 | $ 1,000 | $ 31,000 |
| Barton County Kansas | 3 | $ 20,000 | $ 6,000 | $ 44,000 |
| Cowley County Kansas | 3 | $ 18,000 | $ 6,000 | $ 107,000 |
| Franklin County Kansas | 3 | $ 130,000 | $ 43,000 | $ 66,000 |
| Montgomery County Kansas | 3 | $ 17,000 | $ 5,000 | $ 21,000 |
| Bates County Missouri | 3 | $ 222,000 | $ 74,000 | $ 48,000 |
| Carroll County Missouri | 3 | $ 235,000 | $ 78,000 | $ 73,000 |
| Chariton County Missouri | 3 | $ 170,000 | $ 56,000 | $ 69,000 |
| DeKalb County Missouri | 3 | $ 233,000 | $ 77,000 | $ 52,000 |
| Grundy County Missouri | 3 | $ 364,000 | $ 121,000 | $ 73,000 |
| Holt County Missouri | 3 | $ 203,000 | $ 67,000 | $ 61,000 |
| Nodaway County Missouri | 3 | $ 94,000 | $ 31,000 | $ 45,000 |
| St. Francois County Missouri | 3 | $ 170,000 | $ 56,000 | $ 90,000 |
| Los Angeles County California | 2 | $ 480,000 | $ 240,000 | $ 81,000 |
| Douglas County Colorado | 2 | $ 453,000 | $ 226,000 | $ 83,000 |
| Park County Colorado | 2 | $ 745,000 | $ 372,000 | $ 728,000 |
| Pueblo County Colorado | 2 | $ 111,000 | $ 55,000 | $ 54,000 |
| Bond County Illinois | 2 | $ 154,000 | $ 77,000 | $ 72,000 |
| Clay County Illinois | 2 | $ 20,000 | $ 10,000 | $ 27,000 |
| Cook County Illinois | 2 | $ 2,988,000 | $ 1,494,000 | $ 605,000 |
| Macoupin County Illinois | 2 | $ 9,000 | $ 4,000 | $ 67,000 |
| Perry County Illinois | 2 | $ 14,000 | $ 7,000 | $ 64,000 |
| Sangamon County Illinois | 2 | $ 50,000 | $ 25,000 | $ 44,000 |
| Union County Illinois | 2 | $ 7,000 | $ 3,000 | $ 34,000 |
| White County Illinois | 2 | $ 11,000 | $ 5,000 | $ 75,000 |
| Linn County Kansas | 2 | $ 64,000 | $ 32,000 | $ 29,000 |
| Lyon County Kansas | 2 | $ 14,000 | $ 7,000 | $ 49,000 |
| Adair County Missouri | 2 | $ 102,000 | $ 51,000 | $ 45,000 |
| Caldwell County Missouri | 2 | $ 206,000 | $ 103,000 | $ 72,000 |
| Cedar County Missouri | 2 | $ 17,000 | $ 8,000 | $ 37,000 |
| Crawford County Missouri | 2 | $ 182,000 | $ 91,000 | $ 148,000 |
| Gasconade County Missouri | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Howell County Missouri | 2 | $ 12,000 | $ 6,000 | $ 37,000 |
| Miller County Missouri | 2 | $ 250,000 | $ 125,000 | $ 47,000 |
| Morgan County Missouri | 2 | $ 127,000 | $ 63,000 | $ 169,000 |
| Polk County Missouri | 2 | $ 9,000 | $ 4,000 | $ 36,000 |
| Randolph County Missouri | 2 | $ 19,000 | $ 9,000 | $ 74,000 |
| Worth County Missouri | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Canadian County Oklahoma | 2 | $ 322,000 | $ 161,000 | $ 56,000 |
| Cleveland County Oklahoma | 2 | $ 265,000 | $ 132,000 | $ 137,000 |
| McClain County Oklahoma | 2 | $ 128,000 | $ 64,000 | $ 56,000 |
| Milwaukee County Wisconsin | 2 | $ 185,000 | $ 92,000 | $ 34,000 |
| Pinal County Arizona | 1 | $ 206,000 | $ 206,000 | $ 120,000 |
| Kings County California | 1 | $ 112,000 | $ 112,000 | $ 45,000 |
| Orange County California | 1 | $ 143,000 | $ 143,000 | $ 52,000 |
| Riverside County California | 1 | $ 380,000 | $ 380,000 | $ 186,000 |
| San Bernardino County California | 1 | $ 342,000 | $ 342,000 | $ 43,000 |
| San Diego County California | 1 | $ 880,000 | $ 880,000 | $ 200,000 |
| Eagle County Colorado | 1 | $ 1,000,000 | $ 1,000,000 | $ 1,169,000 |
| Garfield County Colorado | 1 | $ 932,000 | $ 932,000 | $ 210,000 |
| Grand County Colorado | 1 | $ 203,000 | $ 203,000 | $ 144,000 |
| Lake County Colorado | 1 | $ 346,000 | $ 346,000 | $ 175,000 |
| Larimer County Colorado | 1 | $ 212,000 | $ 212,000 | $ 36,000 |
| Moffat County Colorado | 1 | $ 88,000 | $ 88,000 | $ 161,000 |
| Routt County Colorado | 1 | $ 388,000 | $ 388,000 | $ 115,000 |
| Highlands County Florida | 1 | $ 45,000 | $ 45,000 | $ 18,000 |
| Manatee County Florida | 1 | $ 515,000 | $ 515,000 | $ 300,000 |
| Volusia County Florida | 1 | $ 313,000 | $ 313,000 | $ 500,000 |
| Honolulu County Hawaii | 1 | $ 443,000 | $ 443,000 | $ 419,000 |
| Christian County Illinois | 1 | $ 6,000 | $ 6,000 | $ 83,000 |
| Edwards County Illinois | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Effingham County Illinois | 1 | $ 4,000 | $ 4,000 | $ 49,000 |
| Jasper County Illinois | 1 | $ 2,000 | $ 2,000 | $ 27,000 |
| Jersey County Illinois | 1 | $ 9,000 | $ 9,000 | $ 100,000 |
| Kankakee County Illinois | 1 | $ 93,000 | $ 93,000 | $ 94,000 |
| McLean County Illinois | 1 | $ 153,000 | $ 153,000 | $ 230,000 |
| Montgomery County Illinois | 1 | $ 20,000 | $ 20,000 | $ 57,000 |
| Richland County Illinois | 1 | $ 8,000 | $ 8,000 | $ 62,000 |
| Saline County Illinois | 1 | $ 5,000 | $ 5,000 | $ 83,000 |
| Shelby County Indiana | 1 | $ 68,000 | $ 68,000 | $ 25,000 |
| Barber County Kansas | 1 | $ 6,000 | $ 6,000 | $ 29,000 |
| Brown County Kansas | 1 | $ 7,000 | $ 7,000 | $ 73,000 |
| Chase County Kansas | 1 | $ 4,000 | $ 4,000 | $ 51,000 |
| Clay County Kansas | 1 | $ 51,000 | $ 51,000 | $ 34,000 |
| Cloud County Kansas | 1 | $ 41,000 | $ 41,000 | $ 68,000 |
| Gray County Kansas | 1 | $ 20,000 | $ 20,000 | $ 83,000 |
| Lincoln County Kansas | 1 | $ 107,000 | $ 107,000 | $ 57,000 |
| Marion County Kansas | 1 | $ 130,000 | $ 130,000 | $ 74,000 |
| Marshall County Kansas | 1 | $ 10,000 | $ 10,000 | $ 58,000 |
| Morris County Kansas | 1 | $ 19,000 | $ 19,000 | $ 102,000 |
| Nemaha County Kansas | 1 | $ 9,000 | $ 9,000 | $ 37,000 |
| Ottawa County Kansas | 1 | $ 65,000 | $ 65,000 | $ 50,000 |
| Pawnee County Kansas | 1 | $ 2,000 | $ 2,000 | $ 75,000 |
| Phillips County Kansas | 1 | $ 9,000 | $ 9,000 | $ 40,000 |
| Rice County Kansas | 1 | $ 6,000 | $ 6,000 | $ 72,000 |
| Wabaunsee County Kansas | 1 | $ 9,000 | $ 9,000 | $ 24,000 |
| East Baton Rouge County Louisiana | 1 | $ 157,000 | $ 157,000 | $ 78,000 |
| Hennepin County Minnesota | 1 | $ 467,000 | $ 467,000 | $ 325,000 |
| Olmsted County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Harrison County Mississippi | 1 | $ 131,000 | $ 131,000 | $ 103,000 |
| Barton County Missouri | 1 | $ 7,000 | $ 7,000 | $ 89,000 |
| Butler County Missouri | 1 | $ 209,000 | $ 209,000 | $ 155,000 |
| Dade County Missouri | 1 | $ 6,000 | $ 6,000 | $ 54,000 |
| Dent County Missouri | 1 | $ 100,000 | $ 100,000 | $ 39,000 |
| Douglas County Missouri | 1 | $ 5,000 | $ 5,000 | $ 75,000 |
| Iron County Missouri | 1 | $ 73,000 | $ 73,000 | $ 61,000 |
| Macon County Missouri | 1 | $ 46,000 | $ 46,000 | $ 20,000 |
| Maries County Missouri | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Mercer County Missouri | 1 | $ 7,000 | $ 7,000 | $ 36,000 |
| Montgomery County Missouri | 1 | $ 5,000 | $ 5,000 | $ 40,000 |
| Putnam County Missouri | 1 | $ 52,000 | $ 52,000 | $ 23,000 |
| Shannon County Missouri | 1 | $ 128,000 | $ 128,000 | $ 31,000 |
| St. Clair County Missouri | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Texas County Missouri | 1 | $ 14,000 | $ 14,000 | $ 48,000 |
| Gallatin County Montana | 1 | $ 173,000 | $ 173,000 | $ 104,000 |
| Chase County Nebraska | 1 | $ 59,000 | $ 59,000 | $ 47,000 |
| Sarpy County Nebraska | 1 | $ 117,000 | $ 117,000 | $ 48,000 |
| Craig County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 117,000 |
| Creek County Oklahoma | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Delaware County Oklahoma | 1 | $ 191,000 | $ 191,000 | $ 625,000 |
| Logan County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 180,000 |
| Osage County Oklahoma | 1 | $ 149,000 | $ 149,000 | $ 44,000 |
| Payne County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Pittsburg County Oklahoma | 1 | $ 42,000 | $ 42,000 | $ 18,000 |
| Rogers County Oklahoma | 1 | $ 68,000 | $ 68,000 | $ 67,000 |
| Wagoner County Oklahoma | 1 | $ 161,000 | $ 161,000 | $ 124,000 |
| Clackamas County Oregon | 1 | $ 337,000 | $ 337,000 | $ 115,000 |
| Deschutes County Oregon | 1 | $ 637,000 | $ 637,000 | $ 170,000 |
| Klamath County Oregon | 1 | $ 71,000 | $ 71,000 | $ 108,000 |
| Horry County South Carolina | 1 | $ 417,000 | $ 417,000 | $ 288,000 |
| Collin County Texas | 1 | $ 134,000 | $ 134,000 | $ 86,000 |
Mortgage Loan Application Detail Totals for Umb Bank, Na in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,328 | $25,458,000 | $10,000 | $476,000 | $69,000 | $4,321,000 |
| Refinancing | 793 | $112,330,000 | $141,000 | $5,000,000 | $110,000 | $9,999,000 |
| Home Purchase | 578 | $95,299,000 | $164,000 | $20,000,000 | $97,000 | $3,027,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,899 | $139,664,000 | $48,000 | $1,799,000 | $76,000 | $2,985,000 |
| Black or African American | 347 | $9,914,000 | $28,000 | $340,000 | $54,000 | $192,000 |
| Not Provided | 167 | $22,982,000 | $137,000 | $1,000,000 | $86,000 | $1,169,000 |
| Hispanic | 127 | $7,397,000 | $58,000 | $467,000 | $56,000 | $325,000 |
| Not applicable | 76 | $47,653,000 | $627,000 | $20,000,000 | $520,000 | $9,999,000 |
| Asian | 52 | $4,073,000 | $78,000 | $390,000 | $82,000 | $1,200,000 |
| American Indian or Alaskan Native | 23 | $982,000 | $42,000 | $201,000 | $60,000 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $422,000 | $52,000 | $179,000 | $60,000 | $109,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,697 | $232,866,000 | $62,000 | $20,000,000 | $82,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 2 | $221,000 | $110,000 | $132,000 | $38,000 | $39,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,072 | $159,141,000 | $76,000 | $20,000,000 | $97,000 | $9,999,000 |
| Application Denied By Financial Institution | 1,202 | $44,954,000 | $37,000 | $676,000 | $57,000 | $800,000 |
| Application Approved But Not Accepted | 404 | $26,457,000 | $65,000 | $1,799,000 | $82,000 | $1,200,000 |
| File Closed For Incompleteness | 11 | $1,043,000 | $94,000 | $300,000 | $89,000 | $372,000 |
| Application Withdrawn By Applicant | 10 | $1,492,000 | $149,000 | $215,000 | $72,000 | $188,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 539 | $16,362,000 | $30,000 | $618,000 | $58,000 | $208,000 |
| Debt-To-Income Ratio | 473 | $11,172,000 | $23,000 | $676,000 | $51,000 | $263,000 |
| Collateral | 106 | $10,443,000 | $98,000 | $520,000 | $70,000 | $504,000 |
| Other | 38 | $1,660,000 | $43,000 | $220,000 | $75,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 22 | $2,750,000 | $125,000 | $334,000 | $50,000 | $156,000 |
| Credit Application Incomplete | 9 | $985,000 | $109,000 | $496,000 | $54,000 | $104,000 |
| Unverifiable Information | 8 | $1,402,000 | $175,000 | $568,000 | $154,000 | $800,000 |
| Employment History | 7 | $180,000 | $25,000 | $114,000 | $68,000 | $91,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Umb Bank, Na's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Umb Bank, Na's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.