Umb Bank, National Association
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Missouri.
The mortgage statistics and data below are specific to mortgage loan applications for Umb Bank, National Association.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umb Bank, National Association 1010 Grand Blvd Kansas City, MO 64106 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 5,505 |
| Total Mortgage Loan Application Amount | $2,147,855,000 |
| Average Mortgage Loan Application Amount | $329,800 |
| Highest Mortgage Loan Application Amount | $48,355,000 |
| Average Applicant Income | $242,800 |
| Highest Applicant Income | $8,480,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| KANSAS CITY, MO-KS | 1,661 | $ 410,645,000 | $ 251,000 | $ 218,000 |
| DENVER-AURORA-LAKEWOOD, CO | 961 | $ 396,125,000 | $ 412,000 | $ 330,000 |
| ST. LOUIS, MO-IL | 596 | $ 220,530,000 | $ 259,500 | $ 184,000 |
| NA (OUTSIDE OF MSA/MD) | 441 | $ 190,545,000 | $ 669,428 | $ 745,916 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 395 | $ 201,905,000 | $ 511,000 | $ 373,000 |
| DALLAS-PLANO-IRVING, TX | 152 | $ 78,570,000 | $ 516,000 | $ 343,000 |
| COLORADO SPRINGS, CO | 146 | $ 85,390,000 | $ 584,000 | $ 196,000 |
| SPRINGFIELD, MO | 100 | $ 87,490,000 | $ 874,000 | $ 191,000 |
| BOULDER, CO | 99 | $ 43,985,000 | $ 444,000 | $ 400,000 |
| OKLAHOMA CITY, OK | 81 | $ 18,665,000 | $ 230,000 | $ 195,000 |
| FORT WORTH-ARLINGTON, TX | 76 | $ 27,720,000 | $ 364,000 | $ 247,000 |
| ST. JOSEPH, MO-KS | 61 | $ 11,335,000 | $ 136,000 | $ 88,500 |
| COLUMBIA, MO | 60 | $ 26,420,000 | $ 440,000 | $ 232,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 58 | $ 23,550,000 | $ 340,500 | $ 332,000 |
| WICHITA, KS | 58 | $ 16,830,000 | $ 290,000 | $ 301,000 |
| TULSA, OK | 39 | $ 6,755,000 | $ 173,000 | $ 252,000 |
| JOPLIN, MO | 30 | $ 5,730,000 | $ 191,000 | $ 140,000 |
| FORT COLLINS, CO | 26 | $ 6,870,000 | $ 264,000 | $ 264,000 |
| PRESCOTT VALLEY-PRESCOTT, AZ | 25 | $ 3,145,000 | $ 125,000 | $ 86,000 |
| TOPEKA, KS | 21 | $ 3,645,000 | $ 173,000 | $ 209,000 |
| LAWRENCE, KS | 18 | $ 5,850,000 | $ 325,000 | $ 182,000 |
| FLAGSTAFF, AZ | 16 | $ 10,580,000 | $ 661,000 | $ 563,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 16 | $ 7,580,000 | $ 473,000 | $ 280,000 |
| MANHATTAN, KS | 14 | $ 3,010,000 | $ 215,000 | $ 92,000 |
| TUCSON, AZ | 12 | $ 3,250,000 | $ 270,000 | $ 184,000 |
| GREELEY, CO | 10 | $ 1,340,000 | $ 134,000 | $ 337,000 |
| JEFFERSON CITY, MO | 10 | $ 1,720,000 | $ 172,000 | $ 115,000 |
| CHICAGO-NAPERVILLE, IL | 9 | $ 4,245,000 | $ 471,000 | $ 499,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 9 | $ 4,355,000 | $ 483,000 | $ 507,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 9 | $ 13,065,000 | $ 1,451,000 | $ 995,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 8 | $ 3,190,000 | $ 398,000 | $ 325,000 |
| AUSTIN-ROUND ROCK, TX | 8 | $ 3,690,000 | $ 461,000 | $ 356,000 |
| CAPE CORAL-FORT MYERS, FL | 8 | $ 13,960,000 | $ 1,745,000 | $ 1,156,000 |
| RENO, NV | 8 | $ 4,370,000 | $ 546,000 | $ 1,113,000 |
| SAN DIEGO-CARLSBAD, CA | 8 | $ 9,530,000 | $ 1,191,000 | $ 650,000 |
| SALT LAKE CITY, UT | 7 | $ 5,935,000 | $ 847,000 | $ 473,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 2,805,000 | $ 400,000 | $ 320,000 |
| CAPE GIRARDEAU, MO-IL | 6 | $ 1,570,000 | $ 261,000 | $ 262,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 6 | $ 3,460,000 | $ 576,000 | $ 545,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 5,160,000 | $ 860,000 | $ 290,000 |
| CRESTVIEW-FORT WALTON BEACH-DESTIN, FL | 5 | $ 7,505,000 | $ 1,501,000 | $ 756,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 5 | $ 3,185,000 | $ 637,000 | $ 301,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 5 | $ 5,455,000 | $ 1,091,000 | $ 961,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 5 | $ 3,845,000 | $ 769,000 | $ 282,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 5 | $ 2,845,000 | $ 545,000 | $ 257,500 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 4 | $ 27,780,000 | $ 6,945,000 | $ 476,000 |
| GRAND JUNCTION, CO | 4 | $ 1,480,000 | $ 370,000 | $ 408,000 |
| PANAMA CITY, FL | 4 | $ 1,660,000 | $ 415,000 | $ 322,000 |
| PROVO-OREM, UT | 4 | $ 5,470,000 | $ 1,367,000 | $ 673,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 4 | $ 1,330,000 | $ 332,000 | $ 233,000 |
| ROANOKE, VA | 4 | $ 1,010,000 | $ 252,000 | $ 255,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 4 | $ 1,110,000 | $ 277,000 | $ 79,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 4 | $ 780,000 | $ 195,000 | $ 128,000 |
| DETROIT-DEARBORN-LIVONIA, MI | 3 | $ 805,000 | $ 268,000 | $ 320,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 3 | $ 795,000 | $ 265,000 | $ 146,000 |
| LINCOLN, NE | 3 | $ 275,000 | $ 91,000 | $ 196,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 20,625,000 | $ 6,875,000 | $ 386,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 3 | $ 865,000 | $ 288,000 | $ 219,000 |
| OGDEN-CLEARFIELD, UT | 3 | $ 1,045,000 | $ 348,000 | $ 0 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 3 | $ 1,165,000 | $ 390,000 | $ 138,000 |
| PUEBLO, CO | 3 | $ 935,000 | $ 311,000 | $ 320,000 |
| SANTA CRUZ-WATSONVILLE, CA | 3 | $ 1,455,000 | $ 485,000 | $ 324,000 |
| ALBUQUERQUE, NM | 2 | $ 470,000 | $ 235,000 | $ 125,000 |
| BOSTON, MA | 2 | $ 1,760,000 | $ 880,000 | $ 1,076,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 2,370,000 | $ 1,185,000 | $ 699,000 |
| COEUR D'ALENE, ID | 2 | $ 2,250,000 | $ 1,125,000 | $ 5,622,000 |
| GRAND RAPIDS-WYOMING, MI | 2 | $ 670,000 | $ 335,000 | $ 194,000 |
| GREENVILLE-ANDERSON-MAULDIN, SC | 2 | $ 810,000 | $ 405,000 | $ 497,000 |
| HILTON HEAD ISLAND-BLUFFTON-BEAUFORT, SC | 2 | $ 1,090,000 | $ 545,000 | $ 476,000 |
| JACKSONVILLE, FL | 2 | $ 4,650,000 | $ 2,325,000 | $ 3,921,000 |
| JONESBORO, AR | 2 | $ 440,000 | $ 220,000 | $ 165,000 |
| KNOXVILLE, TN | 2 | $ 660,000 | $ 330,000 | $ 229,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 1,320,000 | $ 660,000 | $ 388,000 |
| LITTLE ROCK-NORTH LITTLE ROCK-CONWAY, AR | 2 | $ 1,200,000 | $ 600,000 | $ 366,000 |
| LOUISVILLE/JEFFERSON COUNTY, KY-IN | 2 | $ 950,000 | $ 475,000 | $ 150,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 2 | $ 390,000 | $ 195,000 | $ 0 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 2 | $ 880,000 | $ 440,000 | $ 108,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 2 | $ 1,690,000 | $ 845,000 | $ 236,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 2 | $ 440,000 | $ 220,000 | $ 93,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 730,000 | $ 365,000 | $ 377,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 3,650,000 | $ 1,825,000 | $ 679,000 |
| SANTA ROSA, CA | 2 | $ 860,000 | $ 430,000 | $ 237,000 |
| SEBASTIAN-VERO BEACH, FL | 2 | $ 1,100,000 | $ 550,000 | $ 266,000 |
| VICTORIA, TX | 2 | $ 360,000 | $ 180,000 | $ 383,000 |
| ABILENE, TX | 1 | $ 285,000 | $ 285,000 | $ 168,000 |
| ASHEVILLE, NC | 1 | $ 375,000 | $ 375,000 | $ 228,000 |
| BAKERSFIELD, CA | 1 | $ 235,000 | $ 235,000 | $ 715,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 1 | $ 265,000 | $ 265,000 | $ 0 |
| BANGOR, ME | 1 | $ 265,000 | $ 265,000 | $ 262,000 |
| BARNSTABLE TOWN, MA | 1 | $ 245,000 | $ 245,000 | $ 320,000 |
| BEND-REDMOND, OR | 1 | $ 1,005,000 | $ 1,005,000 | $ 631,000 |
| BOISE CITY, ID | 1 | $ 155,000 | $ 155,000 | $ 8,000 |
| CARBONDALE-MARION, IL | 1 | $ 195,000 | $ 195,000 | $ 875,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1 | $ 275,000 | $ 275,000 | $ 75,000 |
| CHATTANOOGA, TN-GA | 1 | $ 415,000 | $ 415,000 | $ 370,000 |
| COLUMBIA, SC | 1 | $ 85,000 | $ 85,000 | $ 42,000 |
| COLUMBUS, OH | 1 | $ 395,000 | $ 395,000 | $ 220,000 |
| DECATUR, IL | 1 | $ 375,000 | $ 375,000 | $ 380,000 |
| DES MOINES-WEST DES MOINES, IA | 1 | $ 355,000 | $ 355,000 | $ 299,000 |
| EUGENE, OR | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| GARY, IN | 1 | $ 165,000 | $ 165,000 | $ 276,000 |
| GRAND ISLAND, NE | 1 | $ 15,000 | $ 15,000 | $ 0 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 1 | $ 205,000 | $ 205,000 | $ 117,000 |
| JANESVILLE-BELOIT, WI | 1 | $ 305,000 | $ 305,000 | $ 0 |
| KAHULUI-WAILUKU-LAHAINA, HI | 1 | $ 1,605,000 | $ 1,605,000 | $ 563,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 225,000 | $ 225,000 | $ 161,000 |
| LAWTON, OK | 1 | $ 205,000 | $ 205,000 | $ 86,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 975,000 | $ 975,000 | $ 0 |
| MEMPHIS, TN-MS-AR | 1 | $ 815,000 | $ 815,000 | $ 793,000 |
| MODESTO, CA | 1 | $ 185,000 | $ 185,000 | $ 186,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 1 | $ 1,025,000 | $ 1,025,000 | $ 315,000 |
| NAPA, CA | 1 | $ 525,000 | $ 525,000 | $ 770,000 |
| NEW ORLEANS-METAIRIE, LA | 1 | $ 155,000 | $ 155,000 | $ 341,000 |
| NEWARK, NJ-PA | 1 | $ 1,355,000 | $ 1,355,000 | $ 1,060,000 |
| OLYMPIA-TUMWATER, WA | 1 | $ 605,000 | $ 605,000 | $ 1,043,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 845,000 | $ 845,000 | $ 580,000 |
| PHILADELPHIA, PA | 1 | $ 455,000 | $ 455,000 | $ 299,000 |
| PUNTA GORDA, FL | 1 | $ 485,000 | $ 485,000 | $ 194,000 |
| RALEIGH, NC | 1 | $ 235,000 | $ 235,000 | $ 403,000 |
| REDDING, CA | 1 | $ 365,000 | $ 365,000 | $ 185,000 |
| RICHMOND, VA | 1 | $ 495,000 | $ 495,000 | $ 348,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 1 | $ 285,000 | $ 285,000 | $ 3,063,000 |
| SALINAS, CA | 1 | $ 455,000 | $ 455,000 | $ 300,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 545,000 | $ 545,000 | $ 487,000 |
| SAVANNAH, GA | 1 | $ 315,000 | $ 315,000 | $ 105,000 |
| SHERMAN-DENISON, TX | 1 | $ 145,000 | $ 145,000 | $ 87,000 |
| ST. GEORGE, UT | 1 | $ 915,000 | $ 915,000 | $ 466,000 |
| STOCKTON-LODI, CA | 1 | $ 205,000 | $ 205,000 | $ 149,000 |
| THE VILLAGES, FL | 1 | $ 375,000 | $ 375,000 | $ 270,000 |
| TOLEDO, OH | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| TYLER, TX | 1 | $ 315,000 | $ 315,000 | $ 472,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1 | $ 375,000 | $ 375,000 | $ 81,000 |
| WACO, TX | 1 | $ 405,000 | $ 405,000 | $ 239,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 195,000 | $ 195,000 | $ 0 |
| WILMINGTON, NC | 1 | $ 285,000 | $ 285,000 | $ 222,000 |
| YAKIMA, WA | 1 | $ 225,000 | $ 225,000 | $ 427,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Missouri,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umb Bank, National Association in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,464 | $1,151,530,000 | $467,000 | $27,005,000 | $324,000 | $7,099,000 |
| Home Purchase | 1,080 | $607,370,000 | $562,000 | $48,355,000 | $328,000 | $5,057,000 |
| Home Improvement | 1,007 | $186,805,000 | $185,000 | $39,255,000 | $173,000 | $8,480,000 |
| Other Purpose | 738 | $152,600,000 | $206,000 | $6,005,000 | $269,000 | $5,663,000 |
| Cash-out Refinancing | 216 | $49,550,000 | $229,000 | $1,355,000 | $120,000 | $593,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,158 | $1,460,320,000 | $351,000 | $18,005,000 | $293,000 | $8,480,000 |
| Not Provided | 671 | $215,225,000 | $320,000 | $6,085,000 | $262,000 | $2,920,000 |
| Asian | 188 | $81,380,000 | $432,000 | $2,525,000 | $289,000 | $1,244,000 |
| Hispanic | 188 | $42,690,000 | $227,000 | $1,895,000 | $188,000 | $3,596,000 |
| Black or African American | 145 | $21,505,000 | $148,000 | $1,365,000 | $129,000 | $1,353,000 |
| Not applicable | 122 | $320,110,000 | $2,623,000 | $48,355,000 | $498,000 | $875,000 |
| American Indian or Alaskan Native | 22 | $4,470,000 | $203,000 | $745,000 | $170,000 | $515,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $590,000 | $98,000 | $195,000 | $68,000 | $110,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,435 | $2,131,055,000 | $392,000 | $48,355,000 | $283,000 | $8,480,000 |
| FHA-insured (Federal Housing Administration) | 38 | $6,120,000 | $161,000 | $325,000 | $54,000 | $161,000 |
| VA-guaranteed (Veterans Administration) | 31 | $10,585,000 | $341,000 | $655,000 | $102,000 | $377,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $95,000 | $95,000 | $95,000 | $23,000 | $23,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,648 | $1,432,280,000 | $392,000 | $27,005,000 | $309,000 | $7,099,000 |
| Application Denied By Financial Institution | 982 | $217,530,000 | $221,000 | $3,465,000 | $161,000 | $5,622,000 |
| Application Withdrawn By Applicant | 615 | $294,075,000 | $478,000 | $18,005,000 | $318,000 | $8,480,000 |
| Application Approved But Not Accepted | 112 | $132,800,000 | $1,185,000 | $48,355,000 | $229,000 | $1,281,000 |
| File Closed For Incompleteness | 96 | $33,790,000 | $351,000 | $1,485,000 | $214,000 | $1,244,000 |
| Preapproval Approved but not Accepted | 33 | $23,115,000 | $700,000 | $2,005,000 | $516,000 | $3,048,000 |
| Preapproval Denied by Financial Institution | 19 | $14,265,000 | $750,000 | $1,605,000 | $246,000 | $594,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 4,504 | $1,916,060,000 | $425,000 | $48,355,000 | $308,000 | $8,480,000 |
| Debt-To-Income Ratio | 399 | $78,985,000 | $197,000 | $3,365,000 | $98,000 | $630,000 |
| Credit History | 267 | $42,195,000 | $158,000 | $2,065,000 | $132,000 | $2,054,000 |
| Other | 107 | $58,455,000 | $546,000 | $3,465,000 | $342,000 | $1,861,000 |
| Collateral | 100 | $24,840,000 | $248,000 | $1,975,000 | $294,000 | $5,622,000 |
| Credit Application Incomplete | 94 | $16,550,000 | $176,000 | $1,085,000 | $200,000 | $3,596,000 |
| Unverifiable Information | 21 | $5,665,000 | $269,000 | $505,000 | $240,000 | $875,000 |
| Employment History | 9 | $2,765,000 | $307,000 | $1,015,000 | $83,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $2,340,000 | $585,000 | $1,365,000 | $253,000 | $415,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Missouri, and search similar information at your convenience.