Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
Total Number of Mortgage Applications | 6,811 |
Total Mortgage Loan Application Amount | $1,515,434,000 |
Average Mortgage Loan Application Amount | $189,333 |
Highest Mortgage Loan Application Amount | $10,500,000 |
Average Applicant Income | $98,000 |
Highest Applicant Income | $4,277,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Multnomah County Oregon | 608 | $ 147,170,000 | $ 242,000 | $ 121,000 |
Lane County Oregon | 499 | $ 102,962,000 | $ 206,000 | $ 88,000 |
Douglas County Oregon | 452 | $ 78,088,000 | $ 172,000 | $ 78,000 |
Clark County Washington | 362 | $ 77,962,000 | $ 215,000 | $ 133,000 |
Linn County Oregon | 339 | $ 53,709,000 | $ 158,000 | $ 67,000 |
Humboldt County California | 275 | $ 57,911,000 | $ 210,000 | $ 99,000 |
Pierce County Washington | 259 | $ 54,646,000 | $ 210,000 | $ 97,000 |
Sacramento County California | 254 | $ 57,244,000 | $ 225,000 | $ 116,000 |
Washington County Oregon | 230 | $ 52,964,000 | $ 230,000 | $ 105,000 |
Benton County Oregon | 221 | $ 53,924,000 | $ 244,000 | $ 114,000 |
Clackamas County Oregon | 205 | $ 57,386,000 | $ 279,000 | $ 129,000 |
King County Washington | 204 | $ 74,717,000 | $ 366,000 | $ 132,000 |
Jackson County Oregon | 189 | $ 33,346,000 | $ 176,000 | $ 96,000 |
Coos County Oregon | 174 | $ 26,030,000 | $ 149,000 | $ 82,000 |
Marion County Oregon | 166 | $ 27,617,000 | $ 166,000 | $ 83,000 |
Deschutes County Oregon | 162 | $ 41,850,000 | $ 258,000 | $ 134,000 |
Placer County California | 134 | $ 39,284,000 | $ 293,000 | $ 138,000 |
Lincoln County Oregon | 108 | $ 21,938,000 | $ 203,000 | $ 96,000 |
Shasta County California | 99 | $ 20,152,000 | $ 203,000 | $ 158,000 |
El Dorado County California | 95 | $ 23,924,000 | $ 251,000 | $ 119,000 |
Cowlitz County Washington | 89 | $ 15,164,000 | $ 170,000 | $ 86,000 |
Umatilla County Oregon | 87 | $ 13,420,000 | $ 154,000 | $ 70,000 |
Sonoma County California | 85 | $ 32,273,000 | $ 379,000 | $ 121,000 |
Tuolumne County California | 71 | $ 12,749,000 | $ 179,000 | $ 87,000 |
Washoe County Nevada | 71 | $ 15,143,000 | $ 213,000 | $ 157,000 |
Contra Costa County California | 68 | $ 21,991,000 | $ 323,000 | $ 164,000 |
Josephine County Oregon | 62 | $ 10,052,000 | $ 162,000 | $ 89,000 |
Napa County California | 58 | $ 29,241,000 | $ 504,000 | $ 118,000 |
Tehama County California | 58 | $ 8,517,000 | $ 146,000 | $ 67,000 |
Butte County California | 51 | $ 11,059,000 | $ 216,000 | $ 87,000 |
San Joaquin County California | 50 | $ 7,530,000 | $ 150,000 | $ 153,000 |
Solano County California | 48 | $ 10,626,000 | $ 221,000 | $ 112,000 |
Polk County Oregon | 45 | $ 7,073,000 | $ 157,000 | $ 81,000 |
Yolo County California | 41 | $ 9,166,000 | $ 223,000 | $ 131,000 |
Snohomish County Washington | 38 | $ 9,607,000 | $ 252,000 | $ 104,000 |
Calaveras County California | 37 | $ 5,953,000 | $ 160,000 | $ 69,000 |
Trinity County California | 33 | $ 4,946,000 | $ 149,000 | $ 67,000 |
Lake County California | 32 | $ 4,086,000 | $ 127,000 | $ 69,000 |
Stanislaus County California | 32 | $ 6,274,000 | $ 196,000 | $ 88,000 |
Alameda County California | 29 | $ 12,015,000 | $ 414,000 | $ 97,000 |
Glenn County California | 29 | $ 3,914,000 | $ 134,000 | $ 81,000 |
Sutter County California | 28 | $ 4,963,000 | $ 177,000 | $ 121,000 |
Columbia County Oregon | 26 | $ 3,842,000 | $ 147,000 | $ 77,000 |
Yamhill County Oregon | 23 | $ 6,600,000 | $ 286,000 | $ 99,000 |
Mendocino County California | 22 | $ 6,944,000 | $ 315,000 | $ 86,000 |
Curry County Oregon | 21 | $ 3,289,000 | $ 156,000 | $ 77,000 |
Klamath County Oregon | 20 | $ 2,510,000 | $ 125,000 | $ 59,000 |
Kitsap County Washington | 20 | $ 3,996,000 | $ 199,000 | $ 94,000 |
Clatsop County Oregon | 19 | $ 6,582,000 | $ 346,000 | $ 244,000 |
San Mateo County California | 17 | $ 6,693,000 | $ 393,000 | $ 161,000 |
Colusa County California | 16 | $ 3,019,000 | $ 188,000 | $ 104,000 |
Yuba County California | 15 | $ 3,124,000 | $ 208,000 | $ 41,000 |
Maricopa County Arizona | 13 | $ 2,139,000 | $ 164,000 | $ 133,000 |
Amador County California | 13 | $ 1,781,000 | $ 137,000 | $ 69,000 |
Orange County California | 13 | $ 5,245,000 | $ 403,000 | $ 136,000 |
Los Angeles County California | 12 | $ 3,663,000 | $ 305,000 | $ 93,000 |
Riverside County California | 11 | $ 6,516,000 | $ 592,000 | $ 375,000 |
Elko County Nevada | 10 | $ 2,183,000 | $ 218,000 | $ 83,000 |
Tillamook County Oregon | 10 | $ 2,173,000 | $ 217,000 | $ 207,000 |
Spokane County Washington | 10 | $ 1,891,000 | $ 189,000 | $ 138,000 |
Thurston County Washington | 10 | $ 3,223,000 | $ 322,000 | $ 81,000 |
Nevada County California | 9 | $ 2,688,000 | $ 298,000 | $ 169,000 |
Clark County Nevada | 9 | $ 1,186,000 | $ 131,000 | $ 245,000 |
Mason County Washington | 9 | $ 2,080,000 | $ 231,000 | $ 77,000 |
Skamania County Washington | 9 | $ 1,809,000 | $ 201,000 | $ 68,000 |
Marin County California | 8 | $ 5,546,000 | $ 693,000 | $ 242,000 |
San Francisco County California | 8 | $ 4,321,000 | $ 540,000 | $ 103,000 |
Lewis County Washington | 8 | $ 1,048,000 | $ 131,000 | $ 43,000 |
Santa Clara County California | 7 | $ 1,974,000 | $ 282,000 | $ 119,000 |
San Luis Obispo County California | 6 | $ 1,416,000 | $ 236,000 | $ 80,000 |
Santa Barbara County California | 6 | $ 2,833,000 | $ 472,000 | $ 233,000 |
Santa Cruz County California | 6 | $ 1,782,000 | $ 297,000 | $ 148,000 |
Crook County Oregon | 6 | $ 1,148,000 | $ 191,000 | $ 126,000 |
Pinal County Arizona | 5 | $ 829,000 | $ 165,000 | $ 143,000 |
Del Norte County California | 5 | $ 1,177,000 | $ 235,000 | $ 159,000 |
San Bernardino County California | 5 | $ 641,000 | $ 128,000 | $ 81,000 |
San Diego County California | 5 | $ 2,060,000 | $ 412,000 | $ 172,000 |
Jefferson County Oregon | 5 | $ 952,000 | $ 190,000 | $ 90,000 |
Union County Oregon | 5 | $ 656,000 | $ 131,000 | $ 71,000 |
Chelan County Washington | 5 | $ 1,655,000 | $ 331,000 | $ 280,000 |
Grays Harbor County Washington | 5 | $ 751,000 | $ 150,000 | $ 109,000 |
Island County Washington | 5 | $ 1,082,000 | $ 216,000 | $ 94,000 |
Mohave County Arizona | 4 | $ 257,000 | $ 64,000 | $ 64,000 |
Fresno County California | 4 | $ 596,000 | $ 149,000 | $ 52,000 |
Monterey County California | 4 | $ 1,007,000 | $ 251,000 | $ 52,000 |
Siskiyou County California | 4 | $ 677,000 | $ 169,000 | $ 74,000 |
Hawaii County Hawaii | 4 | $ 2,127,000 | $ 531,000 | $ 307,000 |
Hood River County Oregon | 4 | $ 873,000 | $ 218,000 | $ 107,000 |
Klickitat County Washington | 4 | $ 1,018,000 | $ 254,000 | $ 89,000 |
Walla Walla County Washington | 4 | $ 650,000 | $ 162,000 | $ 101,000 |
Merced County California | 3 | $ 901,000 | $ 300,000 | $ 283,000 |
Plumas County California | 3 | $ 591,000 | $ 197,000 | $ 234,000 |
Ada County Idaho | 3 | $ 551,000 | $ 183,000 | $ 838,000 |
Canyon County Idaho | 3 | $ 301,000 | $ 100,000 | $ 102,000 |
Lyon County Nevada | 3 | $ 443,000 | $ 147,000 | $ 61,000 |
Salt Lake County Utah | 3 | $ 324,000 | $ 108,000 | $ 53,000 |
Okanogan County Washington | 3 | $ 755,000 | $ 251,000 | $ 43,000 |
Mariposa County California | 2 | $ 237,000 | $ 118,000 | $ 41,000 |
Sierra County California | 2 | $ 278,000 | $ 139,000 | $ 120,000 |
Carson City County Nevada | 2 | $ 1,440,000 | $ 720,000 | $ 211,000 |
Douglas County Nevada | 2 | $ 465,000 | $ 232,000 | $ 17,000 |
Wallowa County Oregon | 2 | $ 533,000 | $ 266,000 | $ 164,000 |
Benton County Washington | 2 | $ 295,000 | $ 147,000 | $ 84,000 |
Skagit County Washington | 2 | $ 577,000 | $ 288,000 | $ 80,000 |
Yakima County Washington | 2 | $ 660,000 | $ 330,000 | $ 32,000 |
Inyo County California | 1 | $ 100,000 | $ 100,000 | $ 70,000 |
Kern County California | 1 | $ 88,000 | $ 88,000 | $ 46,000 |
Modoc County California | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
Mono County California | 1 | $ 145,000 | $ 145,000 | $ 0 |
Ventura County California | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
Arapahoe County Colorado | 1 | $ 172,000 | $ 172,000 | $ 52,000 |
Kauai County Hawaii | 1 | $ 2,431,000 | $ 2,431,000 | $ 1,320,000 |
Maui County Hawaii | 1 | $ 177,000 | $ 177,000 | $ 94,000 |
Kootenai County Idaho | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
Teton County Idaho | 1 | $ 510,000 | $ 510,000 | $ 329,000 |
Churchill County Nevada | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
Humboldt County Nevada | 1 | $ 3,236,000 | $ 3,236,000 | $ 0 |
Gilliam County Oregon | 1 | $ 155,000 | $ 155,000 | $ 28,000 |
Harney County Oregon | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
Malheur County Oregon | 1 | $ 146,000 | $ 146,000 | $ 55,000 |
Morrow County Oregon | 1 | $ 131,000 | $ 131,000 | $ 33,000 |
Sherman County Oregon | 1 | $ 15,000 | $ 15,000 | $ 179,000 |
Clallam County Washington | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
Douglas County Washington | 1 | $ 192,000 | $ 192,000 | $ 91,000 |
Franklin County Washington | 1 | $ 177,000 | $ 177,000 | $ 153,000 |
Grant County Washington | 1 | $ 185,000 | $ 185,000 | $ 161,000 |
Kittitas County Washington | 1 | $ 147,000 | $ 147,000 | $ 57,000 |
Pacific County Washington | 1 | $ 250,000 | $ 250,000 | $ 169,000 |
Stevens County Washington | 1 | $ 78,000 | $ 78,000 | $ 40,000 |
Whatcom County Washington | 1 | $ 169,000 | $ 169,000 | $ 18,000 |
Whitman County Washington | 1 | $ 163,000 | $ 163,000 | $ 70,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 3,979 | $935,608,000 | $235,000 | $5,500,000 | $115,000 | $4,277,000 |
Home Purchase | 2,631 | $555,286,000 | $211,000 | $4,300,000 | $95,000 | $1,492,000 |
Home Improvement | 201 | $24,540,000 | $122,000 | $10,500,000 | $84,000 | $1,080,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 5,246 | $1,132,559,000 | $215,000 | $5,500,000 | $105,000 | $4,277,000 |
Not Provided | 986 | $223,814,000 | $226,000 | $1,977,000 | $126,000 | $1,737,000 |
Hispanic | 197 | $35,927,000 | $182,000 | $777,000 | $73,000 | $295,000 |
Asian | 189 | $44,627,000 | $236,000 | $750,000 | $119,000 | $996,000 |
Not applicable | 102 | $59,807,000 | $586,000 | $10,500,000 | $0 | $0 |
Black or African American | 39 | $9,181,000 | $235,000 | $1,285,000 | $114,000 | $840,000 |
American Indian or Alaskan Native | 37 | $6,134,000 | $165,000 | $566,000 | $117,000 | $1,080,000 |
Native Hawaiian or Other Pacific Islander | 15 | $3,385,000 | $225,000 | $483,000 | $70,000 | $145,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,619 | $1,287,504,000 | $229,000 | $10,500,000 | $115,000 | $4,277,000 |
FHA-insured (Federal Housing Administration) | 725 | $137,111,000 | $189,000 | $809,000 | $66,000 | $271,000 |
VA-guaranteed (Veterans Administration) | 265 | $58,679,000 | $221,000 | $543,000 | $66,000 | $293,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 202 | $32,140,000 | $159,000 | $1,750,000 | $46,000 | $457,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 4,863 | $1,072,774,000 | $220,000 | $10,500,000 | $110,000 | $4,277,000 |
Application Denied By Financial Institution | 970 | $210,677,000 | $217,000 | $5,500,000 | $90,000 | $739,000 |
Application Withdrawn By Applicant | 672 | $159,319,000 | $237,000 | $1,977,000 | $105,000 | $1,320,000 |
File Closed For Incompleteness | 180 | $48,799,000 | $271,000 | $1,750,000 | $124,000 | $1,335,000 |
Preapproval Denied by Financial Institution | 102 | $18,813,000 | $184,000 | $1,600,000 | $61,000 | $601,000 |
Application Approved But Not Accepted | 24 | $5,052,000 | $210,000 | $626,000 | $117,000 | $779,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.