Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2012
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 13,698 |
| Total Mortgage Loan Application Amount | $3,086,022,000 |
| Average Mortgage Loan Application Amount | $172,000 |
| Highest Mortgage Loan Application Amount | $9,100,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $8,981,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Multnomah County Oregon | 1,300 | $ 303,883,000 | $ 233,000 | $ 121,000 |
| Lane County Oregon | 888 | $ 184,679,000 | $ 207,000 | $ 93,000 |
| Douglas County Oregon | 858 | $ 145,329,000 | $ 169,000 | $ 74,000 |
| King County Washington | 732 | $ 233,488,000 | $ 318,000 | $ 130,000 |
| Sacramento County California | 678 | $ 146,946,000 | $ 216,000 | $ 114,000 |
| Pierce County Washington | 614 | $ 131,230,000 | $ 213,000 | $ 93,000 |
| Washington County Oregon | 543 | $ 125,615,000 | $ 231,000 | $ 115,000 |
| Linn County Oregon | 516 | $ 82,772,000 | $ 160,000 | $ 68,000 |
| Clark County Washington | 489 | $ 102,838,000 | $ 210,000 | $ 99,000 |
| Benton County Oregon | 453 | $ 110,164,000 | $ 243,000 | $ 106,000 |
| Deschutes County Oregon | 451 | $ 88,151,000 | $ 195,000 | $ 130,000 |
| Clackamas County Oregon | 448 | $ 105,264,000 | $ 234,000 | $ 180,000 |
| Humboldt County California | 413 | $ 97,654,000 | $ 236,000 | $ 98,000 |
| Coos County Oregon | 412 | $ 67,456,000 | $ 163,000 | $ 93,000 |
| Marion County Oregon | 366 | $ 63,709,000 | $ 174,000 | $ 88,000 |
| Jackson County Oregon | 350 | $ 65,036,000 | $ 185,000 | $ 99,000 |
| Contra Costa County California | 311 | $ 80,819,000 | $ 259,000 | $ 108,000 |
| Placer County California | 270 | $ 74,885,000 | $ 277,000 | $ 135,000 |
| El Dorado County California | 203 | $ 56,586,000 | $ 278,000 | $ 127,000 |
| Washoe County Nevada | 168 | $ 46,649,000 | $ 277,000 | $ 117,000 |
| Lincoln County Oregon | 164 | $ 32,255,000 | $ 196,000 | $ 106,000 |
| Shasta County California | 162 | $ 35,614,000 | $ 219,000 | $ 116,000 |
| Tuolumne County California | 138 | $ 25,849,000 | $ 187,000 | $ 93,000 |
| Umatilla County Oregon | 124 | $ 18,087,000 | $ 145,000 | $ 67,000 |
| Cowlitz County Washington | 122 | $ 20,442,000 | $ 167,000 | $ 72,000 |
| Solano County California | 112 | $ 29,711,000 | $ 265,000 | $ 119,000 |
| Snohomish County Washington | 111 | $ 29,345,000 | $ 264,000 | $ 108,000 |
| Napa County California | 110 | $ 44,370,000 | $ 403,000 | $ 123,000 |
| Sonoma County California | 107 | $ 36,305,000 | $ 339,000 | $ 149,000 |
| Yolo County California | 90 | $ 24,551,000 | $ 272,000 | $ 118,000 |
| Josephine County Oregon | 90 | $ 16,635,000 | $ 184,000 | $ 60,000 |
| Stanislaus County California | 87 | $ 17,380,000 | $ 199,000 | $ 121,000 |
| Kitsap County Washington | 85 | $ 19,901,000 | $ 234,000 | $ 76,000 |
| Alameda County California | 82 | $ 32,649,000 | $ 398,000 | $ 155,000 |
| Polk County Oregon | 77 | $ 14,317,000 | $ 185,000 | $ 76,000 |
| Butte County California | 74 | $ 23,882,000 | $ 322,000 | $ 150,000 |
| Tehama County California | 74 | $ 12,321,000 | $ 166,000 | $ 84,000 |
| San Joaquin County California | 72 | $ 17,439,000 | $ 242,000 | $ 96,000 |
| Sutter County California | 58 | $ 10,140,000 | $ 174,000 | $ 94,000 |
| Calaveras County California | 55 | $ 10,326,000 | $ 187,000 | $ 83,000 |
| Columbia County Oregon | 52 | $ 8,246,000 | $ 158,000 | $ 70,000 |
| Curry County Oregon | 52 | $ 9,785,000 | $ 188,000 | $ 86,000 |
| Lake County California | 45 | $ 9,927,000 | $ 220,000 | $ 83,000 |
| Trinity County California | 45 | $ 9,277,000 | $ 206,000 | $ 69,000 |
| Yamhill County Oregon | 44 | $ 9,749,000 | $ 221,000 | $ 98,000 |
| Glenn County California | 34 | $ 5,913,000 | $ 173,000 | $ 68,000 |
| Klamath County Oregon | 34 | $ 6,891,000 | $ 202,000 | $ 82,000 |
| Nevada County California | 31 | $ 8,859,000 | $ 285,000 | $ 221,000 |
| Clark County Nevada | 31 | $ 6,614,000 | $ 213,000 | $ 201,000 |
| Mendocino County California | 30 | $ 7,468,000 | $ 248,000 | $ 149,000 |
| Elko County Nevada | 30 | $ 6,397,000 | $ 213,000 | $ 93,000 |
| Mason County Washington | 30 | $ 5,793,000 | $ 193,000 | $ 75,000 |
| Yuba County California | 29 | $ 4,353,000 | $ 150,000 | $ 78,000 |
| Los Angeles County California | 28 | $ 9,040,000 | $ 322,000 | $ 137,000 |
| Santa Clara County California | 28 | $ 18,373,000 | $ 656,000 | $ 148,000 |
| Crook County Oregon | 28 | $ 4,604,000 | $ 164,000 | $ 83,000 |
| Thurston County Washington | 28 | $ 5,895,000 | $ 210,000 | $ 90,000 |
| Riverside County California | 27 | $ 8,263,000 | $ 306,000 | $ 302,000 |
| Jefferson County Oregon | 25 | $ 2,664,000 | $ 106,000 | $ 64,000 |
| San Francisco County California | 23 | $ 7,864,000 | $ 341,000 | $ 138,000 |
| Tillamook County Oregon | 23 | $ 5,302,000 | $ 230,000 | $ 144,000 |
| San Diego County California | 21 | $ 5,694,000 | $ 271,000 | $ 111,000 |
| Amador County California | 20 | $ 4,016,000 | $ 200,000 | $ 81,000 |
| Maricopa County Arizona | 19 | $ 3,236,000 | $ 170,000 | $ 189,000 |
| Marin County California | 18 | $ 8,575,000 | $ 476,000 | $ 185,000 |
| Colusa County California | 17 | $ 3,608,000 | $ 212,000 | $ 128,000 |
| Spokane County Washington | 16 | $ 2,424,000 | $ 151,000 | $ 67,000 |
| Clatsop County Oregon | 15 | $ 4,414,000 | $ 294,000 | $ 375,000 |
| Union County Oregon | 15 | $ 2,073,000 | $ 138,000 | $ 48,000 |
| San Mateo County California | 14 | $ 12,478,000 | $ 891,000 | $ 243,000 |
| Hood River County Oregon | 14 | $ 3,326,000 | $ 237,000 | $ 124,000 |
| Lewis County Washington | 14 | $ 2,713,000 | $ 193,000 | $ 71,000 |
| Fresno County California | 12 | $ 2,635,000 | $ 219,000 | $ 85,000 |
| Orange County California | 12 | $ 4,691,000 | $ 390,000 | $ 134,000 |
| Santa Cruz County California | 12 | $ 4,934,000 | $ 411,000 | $ 420,000 |
| Lyon County Nevada | 12 | $ 1,694,000 | $ 141,000 | $ 190,000 |
| Plumas County California | 11 | $ 1,980,000 | $ 180,000 | $ 216,000 |
| San Luis Obispo County California | 11 | $ 3,794,000 | $ 344,000 | $ 148,000 |
| Island County Washington | 11 | $ 1,898,000 | $ 172,000 | $ 70,000 |
| San Bernardino County California | 10 | $ 1,863,000 | $ 186,000 | $ 77,000 |
| Whatcom County Washington | 10 | $ 2,879,000 | $ 287,000 | $ 97,000 |
| Del Norte County California | 9 | $ 1,222,000 | $ 135,000 | $ 103,000 |
| Ada County Idaho | 9 | $ 1,785,000 | $ 198,000 | $ 105,000 |
| Kittitas County Washington | 8 | $ 2,462,000 | $ 307,000 | $ 173,000 |
| Pacific County Washington | 8 | $ 776,000 | $ 97,000 | $ 79,000 |
| Douglas County Nevada | 7 | $ 5,877,000 | $ 839,000 | $ 319,000 |
| Jefferson County Washington | 7 | $ 1,890,000 | $ 270,000 | $ 132,000 |
| Carson City County Nevada | 6 | $ 908,000 | $ 151,000 | $ 89,000 |
| Wasco County Oregon | 6 | $ 1,276,000 | $ 212,000 | $ 284,000 |
| Benton County Washington | 6 | $ 904,000 | $ 150,000 | $ 70,000 |
| Skagit County Washington | 6 | $ 2,020,000 | $ 336,000 | $ 118,000 |
| Kern County California | 5 | $ 2,419,000 | $ 483,000 | $ 54,000 |
| Merced County California | 5 | $ 1,108,000 | $ 221,000 | $ 148,000 |
| Monterey County California | 5 | $ 2,052,000 | $ 410,000 | $ 94,000 |
| Ventura County California | 5 | $ 1,463,000 | $ 292,000 | $ 137,000 |
| Klickitat County Washington | 5 | $ 1,218,000 | $ 243,000 | $ 110,000 |
| Pima County Arizona | 4 | $ 967,000 | $ 241,000 | $ 222,000 |
| Madera County California | 4 | $ 686,000 | $ 171,000 | $ 115,000 |
| Mariposa County California | 4 | $ 944,000 | $ 236,000 | $ 81,000 |
| Tulare County California | 4 | $ 892,000 | $ 223,000 | $ 73,000 |
| Hawaii County Hawaii | 4 | $ 1,455,000 | $ 363,000 | $ 232,000 |
| Chelan County Washington | 4 | $ 814,000 | $ 203,000 | $ 77,000 |
| Franklin County Washington | 4 | $ 464,000 | $ 116,000 | $ 72,000 |
| San Juan County Washington | 4 | $ 956,000 | $ 239,000 | $ 164,000 |
| Walla Walla County Washington | 4 | $ 613,000 | $ 153,000 | $ 132,000 |
| Pinal County Arizona | 3 | $ 380,000 | $ 126,000 | $ 81,000 |
| Kings County California | 3 | $ 136,000 | $ 45,000 | $ 69,000 |
| Mono County California | 3 | $ 609,000 | $ 203,000 | $ 61,000 |
| Storey County Nevada | 3 | $ 668,000 | $ 222,000 | $ 87,000 |
| Baker County Oregon | 3 | $ 405,000 | $ 135,000 | $ 48,000 |
| Douglas County Washington | 3 | $ 1,215,000 | $ 405,000 | $ 197,000 |
| Stevens County Washington | 3 | $ 329,000 | $ 109,000 | $ 60,000 |
| Yakima County Washington | 3 | $ 427,000 | $ 142,000 | $ 58,000 |
| Mohave County Arizona | 2 | $ 213,000 | $ 106,000 | $ 52,000 |
| Lassen County California | 2 | $ 298,000 | $ 149,000 | $ 50,000 |
| Siskiyou County California | 2 | $ 254,000 | $ 127,000 | $ 70,000 |
| Pitkin County Colorado | 2 | $ 1,250,000 | $ 625,000 | $ 392,000 |
| Blaine County Idaho | 2 | $ 325,000 | $ 162,000 | $ 67,000 |
| Madison County Idaho | 2 | $ 118,000 | $ 59,000 | $ 80,000 |
| Nye County Nevada | 2 | $ 195,000 | $ 97,000 | $ 69,000 |
| Lake County Oregon | 2 | $ 344,000 | $ 172,000 | $ 77,000 |
| Grant County Washington | 2 | $ 376,000 | $ 188,000 | $ 72,000 |
| Okanogan County Washington | 2 | $ 492,000 | $ 246,000 | $ 57,000 |
| Skamania County Washington | 2 | $ 285,000 | $ 142,000 | $ 58,000 |
| Coconino County Arizona | 1 | $ 404,000 | $ 404,000 | $ 486,000 |
| Yuma County Arizona | 1 | $ 100,000 | $ 100,000 | $ 53,000 |
| Imperial County California | 1 | $ 189,000 | $ 189,000 | $ 43,000 |
| Inyo County California | 1 | $ 137,000 | $ 137,000 | $ 73,000 |
| Sierra County California | 1 | $ 58,000 | $ 58,000 | $ 21,000 |
| Adams County Colorado | 1 | $ 124,000 | $ 124,000 | $ 54,000 |
| El Paso County Colorado | 1 | $ 73,000 | $ 73,000 | $ 14,000 |
| Mesa County Colorado | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Routt County Colorado | 1 | $ 315,000 | $ 315,000 | $ 119,000 |
| Kauai County Hawaii | 1 | $ 455,000 | $ 455,000 | $ 75,000 |
| Maui County Hawaii | 1 | $ 425,000 | $ 425,000 | $ 2,208,000 |
| Canyon County Idaho | 1 | $ 113,000 | $ 113,000 | $ 197,000 |
| Kootenai County Idaho | 1 | $ 58,000 | $ 58,000 | $ 42,000 |
| Shoshone County Idaho | 1 | $ 149,000 | $ 149,000 | $ 383,000 |
| Cascade County Montana | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Churchill County Nevada | 1 | $ 87,000 | $ 87,000 | $ 134,000 |
| Humboldt County Nevada | 1 | $ 3,351,000 | $ 3,351,000 | $ 0 |
| Grant County Oregon | 1 | $ 78,000 | $ 78,000 | $ 26,000 |
| Harney County Oregon | 1 | $ 103,000 | $ 103,000 | $ 56,000 |
| Malheur County Oregon | 1 | $ 171,000 | $ 171,000 | $ 72,000 |
| Morrow County Oregon | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Wallowa County Oregon | 1 | $ 169,000 | $ 169,000 | $ 95,000 |
| Davis County Utah | 1 | $ 195,000 | $ 195,000 | $ 84,000 |
| Kane County Utah | 1 | $ 252,000 | $ 252,000 | $ 226,000 |
| Salt Lake County Utah | 1 | $ 77,000 | $ 77,000 | $ 49,000 |
| Utah County Utah | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Clallam County Washington | 1 | $ 69,000 | $ 69,000 | $ 48,000 |
| Grays Harbor County Washington | 1 | $ 114,000 | $ 114,000 | $ 108,000 |
| Pend Oreille County Washington | 1 | $ 305,000 | $ 305,000 | $ 322,000 |
| Whitman County Washington | 1 | $ 219,000 | $ 219,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 8,801 | $2,139,901,000 | $243,000 | $9,100,000 | $113,000 | $5,434,000 |
| Home Purchase | 4,237 | $907,152,000 | $214,000 | $7,300,000 | $103,000 | $8,981,000 |
| Home Improvement | 660 | $38,969,000 | $59,000 | $2,997,000 | $86,000 | $746,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 10,746 | $2,305,388,000 | $214,000 | $7,000,000 | $105,000 | $8,981,000 |
| Not Provided | 1,568 | $372,549,000 | $237,000 | $4,000,000 | $153,000 | $4,800,000 |
| Asian | 502 | $131,835,000 | $262,000 | $3,351,000 | $116,000 | $765,000 |
| Hispanic | 435 | $90,123,000 | $207,000 | $1,100,000 | $76,000 | $456,000 |
| Not applicable | 181 | $130,603,000 | $721,000 | $9,100,000 | $0 | $0 |
| Black or African American | 114 | $24,300,000 | $213,000 | $471,000 | $97,000 | $843,000 |
| American Indian or Alaskan Native | 82 | $13,851,000 | $168,000 | $417,000 | $66,000 | $330,000 |
| Native Hawaiian or Other Pacific Islander | 70 | $17,373,000 | $248,000 | $2,000,000 | $102,000 | $1,320,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 11,402 | $2,632,718,000 | $230,000 | $9,100,000 | $120,000 | $8,981,000 |
| FHA-insured (Federal Housing Administration) | 1,140 | $216,690,000 | $190,000 | $636,000 | $50,000 | $434,000 |
| VA-guaranteed (Veterans Administration) | 822 | $185,872,000 | $226,000 | $971,000 | $47,000 | $572,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 334 | $50,742,000 | $151,000 | $398,000 | $45,000 | $202,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 10,489 | $2,316,013,000 | $220,000 | $8,530,000 | $110,000 | $8,981,000 |
| Application Withdrawn By Applicant | 1,675 | $418,255,000 | $249,000 | $9,100,000 | $111,000 | $3,602,000 |
| Application Denied By Financial Institution | 1,230 | $262,423,000 | $213,000 | $7,000,000 | $93,000 | $3,667,000 |
| File Closed For Incompleteness | 183 | $53,119,000 | $290,000 | $4,000,000 | $122,000 | $1,403,000 |
| Application Approved But Not Accepted | 69 | $25,861,000 | $374,000 | $7,300,000 | $82,000 | $311,000 |
| Preapproval Denied by Financial Institution | 51 | $9,332,000 | $182,000 | $485,000 | $59,000 | $213,000 |
| Loan Purchased By The Institution | 1 | $1,019,000 | $1,019,000 | $1,019,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.