Umpqua Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Oregon.
The mortgage statistics and data below are specific to mortgage loan applications for Umpqua Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Umpqua Bank 445 Se Main Street Roseburg, OR 97470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 32,365 |
| Total Mortgage Loan Application Amount | $12,651,945,000 |
| Average Mortgage Loan Application Amount | $333,400 |
| Highest Mortgage Loan Application Amount | $77,405,000 |
| Average Applicant Income | $154,600 |
| Highest Applicant Income | $6,413,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OR, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 3,090 | $ 1,689,660,000 | $ 546,000 | $ 230,000 |
| Whatcom County Washington | 1,873 | $ 682,145,000 | $ 364,000 | $ 128,000 |
| Multnomah County Oregon | 1,806 | $ 790,270,000 | $ 437,000 | $ 155,000 |
| Clark County Washington | 1,642 | $ 598,270,000 | $ 364,000 | $ 143,000 |
| Pierce County Washington | 1,065 | $ 331,105,000 | $ 310,000 | $ 152,000 |
| Clackamas County Oregon | 1,050 | $ 510,510,000 | $ 486,000 | $ 176,000 |
| Washington County Oregon | 895 | $ 392,375,000 | $ 438,000 | $ 162,000 |
| Lane County Oregon | 828 | $ 260,800,000 | $ 314,000 | $ 133,000 |
| Douglas County Oregon | 805 | $ 184,365,000 | $ 229,000 | $ 93,000 |
| Deschutes County Oregon | 756 | $ 311,080,000 | $ 411,000 | $ 167,000 |
| Snohomish County Washington | 736 | $ 312,390,000 | $ 424,000 | $ 159,000 |
| Spokane County Washington | 733 | $ 229,715,000 | $ 313,000 | $ 114,000 |
| Benton County Washington | 673 | $ 206,855,000 | $ 307,000 | $ 118,000 |
| Jackson County Oregon | 643 | $ 194,865,000 | $ 303,000 | $ 128,000 |
| Marion County Oregon | 589 | $ 203,785,000 | $ 345,000 | $ 111,000 |
| Linn County Oregon | 510 | $ 131,400,000 | $ 257,000 | $ 102,000 |
| Kootenai County Idaho | 491 | $ 162,145,000 | $ 330,000 | $ 124,000 |
| Sacramento County California | 482 | $ 183,920,000 | $ 381,000 | $ 160,000 |
| Sonoma County California | 470 | $ 247,970,000 | $ 527,000 | $ 216,000 |
| Coos County Oregon | 454 | $ 101,600,000 | $ 223,000 | $ 95,000 |
| Skagit County Washington | 425 | $ 147,605,000 | $ 347,000 | $ 110,000 |
| Humboldt County California | 397 | $ 103,295,000 | $ 260,000 | $ 110,000 |
| Benton County Oregon | 394 | $ 137,750,000 | $ 349,000 | $ 137,000 |
| Kittitas County Washington | 374 | $ 118,930,000 | $ 317,000 | $ 154,000 |
| Franklin County Washington | 357 | $ 94,245,000 | $ 263,000 | $ 91,000 |
| Cowlitz County Washington | 348 | $ 114,600,000 | $ 329,000 | $ 116,000 |
| Los Angeles County California | 321 | $ 471,775,000 | $ 1,469,000 | $ 285,000 |
| Contra Costa County California | 299 | $ 139,675,000 | $ 467,000 | $ 227,000 |
| Washoe County Nevada | 297 | $ 132,065,000 | $ 444,000 | $ 201,000 |
| Placer County California | 296 | $ 123,320,000 | $ 416,000 | $ 243,000 |
| Klamath County Oregon | 272 | $ 56,370,000 | $ 207,000 | $ 84,000 |
| Josephine County Oregon | 268 | $ 67,850,000 | $ 253,000 | $ 94,000 |
| Kitsap County Washington | 250 | $ 106,380,000 | $ 425,000 | $ 155,000 |
| Curry County Oregon | 221 | $ 49,465,000 | $ 223,000 | $ 111,000 |
| Yamhill County Oregon | 207 | $ 86,095,000 | $ 415,000 | $ 143,000 |
| Polk County Oregon | 202 | $ 82,030,000 | $ 406,000 | $ 114,000 |
| Lincoln County Oregon | 200 | $ 50,710,000 | $ 253,000 | $ 107,000 |
| Alameda County California | 188 | $ 132,730,000 | $ 706,000 | $ 206,000 |
| El Dorado County California | 185 | $ 67,925,000 | $ 367,000 | $ 204,000 |
| Tillamook County Oregon | 184 | $ 54,070,000 | $ 293,000 | $ 124,000 |
| Marin County California | 180 | $ 111,210,000 | $ 617,000 | $ 273,000 |
| Clatsop County Oregon | 172 | $ 61,040,000 | $ 354,000 | $ 166,000 |
| Ada County Idaho | 167 | $ 52,445,000 | $ 314,000 | $ 173,000 |
| Thurston County Washington | 163 | $ 50,615,000 | $ 310,000 | $ 134,000 |
| Grant County Washington | 159 | $ 33,215,000 | $ 208,000 | $ 110,000 |
| Lewis County Washington | 154 | $ 41,620,000 | $ 270,000 | $ 97,000 |
| Yakima County Washington | 153 | $ 42,335,000 | $ 276,000 | $ 85,000 |
| Solano County California | 152 | $ 51,980,000 | $ 341,000 | $ 144,000 |
| Maricopa County Arizona | 147 | $ 64,065,000 | $ 435,000 | $ 233,000 |
| Klickitat County Washington | 144 | $ 39,790,000 | $ 276,000 | $ 107,000 |
| San Francisco County California | 143 | $ 80,895,000 | $ 565,000 | $ 268,000 |
| Umatilla County Oregon | 142 | $ 27,790,000 | $ 195,000 | $ 86,000 |
| Butte County California | 134 | $ 38,990,000 | $ 290,000 | $ 117,000 |
| Napa County California | 133 | $ 56,475,000 | $ 424,000 | $ 195,000 |
| Sutter County California | 133 | $ 35,535,000 | $ 267,000 | $ 96,000 |
| Shasta County California | 127 | $ 42,145,000 | $ 331,000 | $ 106,000 |
| Columbia County Oregon | 124 | $ 35,610,000 | $ 287,000 | $ 102,000 |
| San Diego County California | 123 | $ 109,855,000 | $ 893,000 | $ 339,000 |
| Grays Harbor County Washington | 117 | $ 21,245,000 | $ 181,000 | $ 114,000 |
| Canyon County Idaho | 112 | $ 28,830,000 | $ 257,000 | $ 101,000 |
| Lake County California | 111 | $ 25,895,000 | $ 233,000 | $ 123,000 |
| Crook County Oregon | 111 | $ 42,865,000 | $ 386,000 | $ 140,000 |
| Calaveras County California | 110 | $ 20,790,000 | $ 189,000 | $ 102,000 |
| Wallowa County Oregon | 109 | $ 24,455,000 | $ 224,000 | $ 89,000 |
| Skamania County Washington | 107 | $ 31,975,000 | $ 298,000 | $ 106,000 |
| Orange County California | 106 | $ 126,470,000 | $ 1,193,000 | $ 471,000 |
| Clallam County Washington | 104 | $ 24,700,000 | $ 237,000 | $ 101,000 |
| Valley County Idaho | 103 | $ 24,975,000 | $ 242,000 | $ 117,000 |
| Okanogan County Washington | 103 | $ 21,725,000 | $ 210,000 | $ 99,000 |
| Stanislaus County California | 96 | $ 36,030,000 | $ 375,000 | $ 127,000 |
| Riverside County California | 94 | $ 49,430,000 | $ 525,000 | $ 277,000 |
| Santa Clara County California | 94 | $ 98,920,000 | $ 1,052,000 | $ 300,000 |
| San Mateo County California | 93 | $ 64,395,000 | $ 692,000 | $ 700,000 |
| Glenn County California | 87 | $ 13,565,000 | $ 155,000 | $ 97,000 |
| Tehama County California | 87 | $ 15,845,000 | $ 182,000 | $ 99,000 |
| Tuolumne County California | 87 | $ 23,995,000 | $ 275,000 | $ 125,000 |
| Jefferson County Oregon | 83 | $ 24,685,000 | $ 297,000 | $ 106,000 |
| Clark County Nevada | 82 | $ 29,070,000 | $ 354,000 | $ 171,000 |
| Union County Oregon | 80 | $ 13,600,000 | $ 170,000 | $ 82,000 |
| Mason County Washington | 80 | $ 25,830,000 | $ 322,000 | $ 156,000 |
| Walla Walla County Washington | 79 | $ 17,845,000 | $ 225,000 | $ 99,000 |
| Yolo County California | 78 | $ 23,430,000 | $ 300,000 | $ 148,000 |
| Malheur County Oregon | 77 | $ 13,005,000 | $ 168,000 | $ 90,000 |
| Baker County Oregon | 76 | $ 12,800,000 | $ 168,000 | $ 88,000 |
| Mendocino County California | 74 | $ 27,590,000 | $ 372,000 | $ 145,000 |
| Yuba County California | 70 | $ 14,600,000 | $ 208,000 | $ 101,000 |
| Island County Washington | 64 | $ 29,210,000 | $ 456,000 | $ 174,000 |
| Nez Perce County Idaho | 62 | $ 9,940,000 | $ 160,000 | $ 82,000 |
| Nevada County California | 60 | $ 23,860,000 | $ 397,000 | $ 250,000 |
| San Joaquin County California | 59 | $ 16,095,000 | $ 272,000 | $ 177,000 |
| Chelan County Washington | 58 | $ 24,860,000 | $ 428,000 | $ 199,000 |
| Wasco County Oregon | 56 | $ 14,730,000 | $ 263,000 | $ 88,000 |
| Ventura County California | 54 | $ 32,410,000 | $ 600,000 | $ 147,000 |
| Bonner County Idaho | 53 | $ 20,195,000 | $ 381,000 | $ 195,000 |
| Amador County California | 51 | $ 13,445,000 | $ 263,000 | $ 177,000 |
| Douglas County Washington | 47 | $ 12,685,000 | $ 269,000 | $ 116,000 |
| Pacific County Washington | 47 | $ 11,085,000 | $ 235,000 | $ 111,000 |
| Stevens County Washington | 47 | $ 11,705,000 | $ 249,000 | $ 117,000 |
| Idaho County Idaho | 46 | $ 10,490,000 | $ 228,000 | $ 97,000 |
| Lyon County Nevada | 46 | $ 10,700,000 | $ 232,000 | $ 84,000 |
| Latah County Idaho | 42 | $ 8,010,000 | $ 190,000 | $ 86,000 |
| Asotin County Washington | 40 | $ 6,000,000 | $ 150,000 | $ 73,000 |
| Harney County Oregon | 37 | $ 6,235,000 | $ 168,000 | $ 77,000 |
| San Luis Obispo County California | 35 | $ 17,265,000 | $ 493,000 | $ 227,000 |
| Whitman County Washington | 30 | $ 5,450,000 | $ 181,000 | $ 156,000 |
| Hood River County Oregon | 28 | $ 14,730,000 | $ 526,000 | $ 401,000 |
| Colusa County California | 27 | $ 6,215,000 | $ 230,000 | $ 132,000 |
| Del Norte County California | 27 | $ 6,945,000 | $ 257,000 | $ 123,000 |
| Siskiyou County California | 27 | $ 6,235,000 | $ 230,000 | $ 123,000 |
| Merced County California | 26 | $ 6,050,000 | $ 232,000 | $ 90,000 |
| Jefferson County Washington | 26 | $ 9,810,000 | $ 377,000 | $ 138,000 |
| Trinity County California | 25 | $ 5,625,000 | $ 225,000 | $ 97,000 |
| Benewah County Idaho | 24 | $ 3,600,000 | $ 150,000 | $ 79,000 |
| Pinal County Arizona | 23 | $ 5,785,000 | $ 251,000 | $ 131,000 |
| Fresno County California | 21 | $ 6,435,000 | $ 306,000 | $ 305,000 |
| Payette County Idaho | 21 | $ 4,045,000 | $ 192,000 | $ 82,000 |
| San Bernardino County California | 20 | $ 83,450,000 | $ 4,172,000 | $ 119,000 |
| Santa Cruz County California | 20 | $ 15,950,000 | $ 797,000 | $ 166,000 |
| Douglas County Nevada | 18 | $ 8,530,000 | $ 473,000 | $ 267,000 |
| Monterey County California | 17 | $ 26,905,000 | $ 1,582,000 | $ 488,000 |
| San Juan County Washington | 17 | $ 11,465,000 | $ 674,000 | $ 345,000 |
| Pima County Arizona | 16 | $ 5,610,000 | $ 350,000 | $ 122,000 |
| Santa Barbara County California | 16 | $ 24,290,000 | $ 1,518,000 | $ 745,000 |
| Grant County Oregon | 16 | $ 3,610,000 | $ 225,000 | $ 93,000 |
| Morrow County Oregon | 16 | $ 4,020,000 | $ 251,000 | $ 110,000 |
| Shoshone County Idaho | 15 | $ 3,795,000 | $ 253,000 | $ 82,000 |
| Hawaii County Hawaii | 13 | $ 12,095,000 | $ 930,000 | $ 341,000 |
| Adams County Idaho | 13 | $ 4,245,000 | $ 326,000 | $ 154,000 |
| Boise County Idaho | 13 | $ 5,685,000 | $ 437,000 | $ 187,000 |
| Lake County Oregon | 13 | $ 2,765,000 | $ 212,000 | $ 66,000 |
| Bannock County Idaho | 12 | $ 3,050,000 | $ 254,000 | $ 88,000 |
| Elmore County Idaho | 12 | $ 4,180,000 | $ 348,000 | $ 384,000 |
| Washington County Idaho | 12 | $ 2,240,000 | $ 186,000 | $ 77,000 |
| Adams County Washington | 12 | $ 2,450,000 | $ 204,000 | $ 95,000 |
| Kern County California | 11 | $ 3,125,000 | $ 284,000 | $ 92,000 |
| Gem County Idaho | 11 | $ 3,165,000 | $ 287,000 | $ 111,000 |
| Mohave County Arizona | 10 | $ 3,320,000 | $ 332,000 | $ 162,000 |
| Mariposa County California | 10 | $ 2,450,000 | $ 245,000 | $ 145,000 |
| Plumas County California | 10 | $ 3,860,000 | $ 386,000 | $ 193,000 |
| Lincoln County Washington | 10 | $ 2,070,000 | $ 207,000 | $ 110,000 |
| Wahkiakum County Washington | 10 | $ 4,120,000 | $ 412,000 | $ 155,000 |
| Clearwater County Idaho | 9 | $ 1,895,000 | $ 210,000 | $ 62,000 |
| Twin Falls County Idaho | 9 | $ 1,905,000 | $ 211,000 | $ 71,000 |
| Ravalli County Montana | 9 | $ 4,095,000 | $ 455,000 | $ 671,000 |
| Carson City County Nevada | 9 | $ 2,775,000 | $ 308,000 | $ 138,000 |
| Pend Oreille County Washington | 9 | $ 2,135,000 | $ 237,000 | $ 94,000 |
| Yavapai County Arizona | 8 | $ 2,470,000 | $ 308,000 | $ 84,000 |
| Summit County Utah | 8 | $ 7,710,000 | $ 963,000 | $ 1,061,000 |
| Honolulu County Hawaii | 7 | $ 2,865,000 | $ 409,000 | $ 120,000 |
| Blaine County Idaho | 7 | $ 5,135,000 | $ 733,000 | $ 266,000 |
| Owyhee County Idaho | 7 | $ 2,145,000 | $ 306,000 | $ 92,000 |
| Elko County Nevada | 7 | $ 1,175,000 | $ 167,000 | $ 114,000 |
| Sherman County Oregon | 7 | $ 1,245,000 | $ 177,000 | $ 67,000 |
| Kenai Peninsula County Alaska | 6 | $ 1,560,000 | $ 260,000 | $ 80,000 |
| Yuma County Arizona | 6 | $ 1,430,000 | $ 238,000 | $ 131,000 |
| Mono County California | 6 | $ 3,760,000 | $ 626,000 | $ 365,000 |
| El Paso County Colorado | 6 | $ 1,570,000 | $ 261,000 | $ 151,000 |
| Flathead County Montana | 6 | $ 1,800,000 | $ 300,000 | $ 129,000 |
| Anchorage County Alaska | 5 | $ 1,945,000 | $ 389,000 | $ 164,000 |
| Coconino County Arizona | 5 | $ 3,065,000 | $ 613,000 | $ 320,000 |
| Bonneville County Idaho | 5 | $ 1,955,000 | $ 391,000 | $ 364,000 |
| Teton County Idaho | 5 | $ 2,055,000 | $ 411,000 | $ 411,000 |
| Silver Bow County Montana | 5 | $ 405,000 | $ 81,000 | $ 151,000 |
| Yellowstone County Montana | 5 | $ 1,115,000 | $ 223,000 | $ 210,000 |
| Storey County Nevada | 5 | $ 2,035,000 | $ 407,000 | $ 278,000 |
| Columbia County Washington | 5 | $ 1,175,000 | $ 235,000 | $ 74,000 |
| Ferry County Washington | 5 | $ 1,005,000 | $ 201,000 | $ 74,000 |
| Tulare County California | 4 | $ 1,110,000 | $ 277,000 | $ 95,000 |
| Maui County Hawaii | 4 | $ 1,660,000 | $ 415,000 | $ 172,000 |
| Sierra County California | 3 | $ 1,225,000 | $ 408,000 | $ 176,000 |
| Denver County Colorado | 3 | $ 1,845,000 | $ 615,000 | $ 215,000 |
| Kauai County Hawaii | 3 | $ 5,645,000 | $ 1,881,000 | $ 1,196,000 |
| Bingham County Idaho | 3 | $ 825,000 | $ 275,000 | $ 89,000 |
| Cascade County Montana | 3 | $ 975,000 | $ 325,000 | $ 152,000 |
| Gallatin County Montana | 3 | $ 1,675,000 | $ 558,000 | $ 287,000 |
| Lincoln County Montana | 3 | $ 585,000 | $ 195,000 | $ 78,000 |
| Gilliam County Oregon | 3 | $ 625,000 | $ 208,000 | $ 86,000 |
| Salt Lake County Utah | 3 | $ 2,335,000 | $ 778,000 | $ 264,000 |
| Utah County Utah | 3 | $ 1,175,000 | $ 391,000 | $ 223,000 |
| Cochise County Arizona | 2 | $ 560,000 | $ 280,000 | $ 81,000 |
| Navajo County Arizona | 2 | $ 350,000 | $ 175,000 | $ 99,000 |
| Alpine County California | 2 | $ 740,000 | $ 370,000 | $ 307,000 |
| Lassen County California | 2 | $ 270,000 | $ 135,000 | $ 70,000 |
| San Benito County California | 2 | $ 1,370,000 | $ 685,000 | $ 165,000 |
| Douglas County Colorado | 2 | $ 990,000 | $ 495,000 | $ 337,000 |
| Jefferson County Colorado | 2 | $ 2,010,000 | $ 1,005,000 | $ 119,000 |
| Larimer County Colorado | 2 | $ 590,000 | $ 295,000 | $ 163,000 |
| Teller County Colorado | 2 | $ 790,000 | $ 395,000 | $ 72,000 |
| Lewis County Idaho | 2 | $ 330,000 | $ 165,000 | $ 36,000 |
| Lake County Montana | 2 | $ 650,000 | $ 325,000 | $ 141,000 |
| Missoula County Montana | 2 | $ 920,000 | $ 460,000 | $ 149,000 |
| Stillwater County Montana | 2 | $ 530,000 | $ 265,000 | $ 123,000 |
| Churchill County Nevada | 2 | $ 370,000 | $ 185,000 | $ 188,000 |
| Garfield County Washington | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Sitka County Alaska | 1 | $ 345,000 | $ 345,000 | $ 130,000 |
| La Paz County Arizona | 1 | $ 225,000 | $ 225,000 | $ 114,000 |
| Santa Cruz County Arizona | 1 | $ 265,000 | $ 265,000 | $ 78,000 |
| Imperial County California | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Modoc County California | 1 | $ 115,000 | $ 115,000 | $ 43,000 |
| Boulder County Colorado | 1 | $ 145,000 | $ 145,000 | $ 170,000 |
| Garfield County Colorado | 1 | $ 345,000 | $ 345,000 | $ 112,000 |
| Gilpin County Colorado | 1 | $ 565,000 | $ 565,000 | $ 351,000 |
| San Miguel County Colorado | 1 | $ 2,695,000 | $ 2,695,000 | $ 500,000 |
| Boundary County Idaho | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Cassia County Idaho | 1 | $ 465,000 | $ 465,000 | $ 141,000 |
| Custer County Idaho | 1 | $ 325,000 | $ 325,000 | $ 105,000 |
| Gooding County Idaho | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Jefferson County Idaho | 1 | $ 335,000 | $ 335,000 | $ 187,000 |
| Broadwater County Montana | 1 | $ 335,000 | $ 335,000 | $ 143,000 |
| Deer Lodge County Montana | 1 | $ 315,000 | $ 315,000 | $ 82,000 |
| Lewis and Clark County Montana | 1 | $ 405,000 | $ 405,000 | $ 168,000 |
| Musselshell County Montana | 1 | $ 265,000 | $ 265,000 | $ 116,000 |
| Sanders County Montana | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Teton County Montana | 1 | $ 275,000 | $ 275,000 | $ 176,000 |
| Humboldt County Nevada | 1 | $ 195,000 | $ 195,000 | $ 81,000 |
| Nye County Nevada | 1 | $ 155,000 | $ 155,000 | $ 22,000 |
| Pershing County Nevada | 1 | $ 555,000 | $ 555,000 | $ 0 |
| White Pine County Nevada | 1 | $ 305,000 | $ 305,000 | $ 161,000 |
| Bernalillo County New Mexico | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Wheeler County Oregon | 1 | $ 245,000 | $ 245,000 | $ 92,000 |
| Cache County Utah | 1 | $ 235,000 | $ 235,000 | $ 73,000 |
| Davis County Utah | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Iron County Utah | 1 | $ 425,000 | $ 425,000 | $ 93,000 |
| Millard County Utah | 1 | $ 75,000 | $ 75,000 | $ 35,000 |
| Wasatch County Utah | 1 | $ 4,005,000 | $ 4,005,000 | $ 2,491,000 |
| Washington County Utah | 1 | $ 405,000 | $ 405,000 | $ 223,000 |
| Campbell County Wyoming | 1 | $ 205,000 | $ 205,000 | $ 69,000 |
| Carbon County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 32,000 |
| Hot Springs County Wyoming | 1 | $ 375,000 | $ 375,000 | $ 78,000 |
| Park County Wyoming | 1 | $ 275,000 | $ 275,000 | $ 95,000 |
| Sheridan County Wyoming | 1 | $ 175,000 | $ 175,000 | $ 302,000 |
| Teton County Wyoming | 1 | $ 1,495,000 | $ 1,495,000 | $ 574,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oregon,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Umpqua Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 10,656 | $5,296,480,000 | $497,000 | $77,405,000 | $155,000 | $5,527,000 |
| Refinancing | 9,823 | $4,241,325,000 | $431,000 | $25,005,000 | $162,000 | $5,203,000 |
| Cash-out Refinancing | 5,008 | $1,835,700,000 | $366,000 | $9,905,000 | $129,000 | $5,203,000 |
| Home Improvement | 3,679 | $632,805,000 | $172,000 | $16,005,000 | $152,000 | $3,060,000 |
| Other Purpose | 3,199 | $645,635,000 | $201,000 | $8,005,000 | $175,000 | $6,413,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 20,897 | $7,282,755,000 | $348,000 | $9,905,000 | $151,000 | $5,527,000 |
| Not Provided | 7,019 | $2,555,425,000 | $364,000 | $12,005,000 | $178,000 | $6,413,000 |
| Hispanic | 1,580 | $458,310,000 | $290,000 | $3,005,000 | $102,000 | $1,982,000 |
| Asian | 1,425 | $626,355,000 | $439,000 | $5,505,000 | $181,000 | $3,630,000 |
| Not applicable | 883 | $1,549,035,000 | $1,754,000 | $77,405,000 | $78,000 | $835,000 |
| Black or African American | 282 | $96,340,000 | $341,000 | $1,555,000 | $125,000 | $879,000 |
| American Indian or Alaskan Native | 122 | $27,240,000 | $223,000 | $1,305,000 | $100,000 | $358,000 |
| Native Hawaiian or Other Pacific Islander | 56 | $18,150,000 | $324,000 | $2,005,000 | $101,000 | $325,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 30,003 | $11,853,445,000 | $395,000 | $77,405,000 | $159,000 | $6,413,000 |
| VA-guaranteed (Veterans Administration) | 1,146 | $432,560,000 | $377,000 | $1,745,000 | $98,000 | $510,000 |
| FHA-insured (Federal Housing Administration) | 1,046 | $325,180,000 | $310,000 | $1,145,000 | $77,000 | $362,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 170 | $40,760,000 | $239,000 | $455,000 | $61,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 24,557 | $9,874,425,000 | $402,000 | $77,405,000 | $160,000 | $6,413,000 |
| Application Withdrawn By Applicant | 3,348 | $1,404,010,000 | $419,000 | $12,005,000 | $148,000 | $4,087,000 |
| Application Denied By Financial Institution | 2,444 | $644,960,000 | $263,000 | $7,955,000 | $109,000 | $5,527,000 |
| File Closed For Incompleteness | 1,282 | $533,840,000 | $416,000 | $8,005,000 | $176,000 | $2,705,000 |
| Application Approved But Not Accepted | 401 | $112,375,000 | $280,000 | $6,715,000 | $146,000 | $1,700,000 |
| Loan Purchased By The Institution | 333 | $82,335,000 | $247,000 | $895,000 | $78,000 | $835,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 29,921 | $12,006,985,000 | $401,000 | $77,405,000 | $158,000 | $6,413,000 |
| Debt-To-Income Ratio | 952 | $299,610,000 | $314,000 | $7,955,000 | $68,000 | $1,288,000 |
| Credit History | 623 | $108,485,000 | $174,000 | $1,505,000 | $110,000 | $3,060,000 |
| Collateral | 622 | $124,000,000 | $199,000 | $4,135,000 | $144,000 | $2,220,000 |
| Unverifiable Information | 137 | $68,965,000 | $503,000 | $6,005,000 | $220,000 | $5,527,000 |
| Other | 58 | $19,100,000 | $329,000 | $2,005,000 | $132,000 | $446,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 25 | $12,415,000 | $496,000 | $1,555,000 | $117,000 | $389,000 |
| Employment History | 22 | $9,580,000 | $435,000 | $2,085,000 | $45,000 | $398,000 |
| Credit Application Incomplete | 5 | $2,805,000 | $561,000 | $825,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OR, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oregon, and search similar information at your convenience.