Union Bank And Trust Company
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Union Bank And Trust Company 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Bank And Trust Company Po Box 82535 Lincoln, NE 68501 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,808 |
| Total Mortgage Loan Application Amount | $343,506,000 |
| Average Mortgage Loan Application Amount | $109,666 |
| Highest Mortgage Loan Application Amount | $6,750,000 |
| Average Applicant Income | $77,000 |
| Highest Applicant Income | $2,354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Union Bank And Trust Company. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Bank And Trust Company's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Union Bank And Trust Company's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Bank And Trust Company serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Bank And Trust Company, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Bank And Trust Company's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Lancaster County Nebraska | 1,524 | $ 180,077,000 | $ 118,000 | $ 82,000 |
| Douglas County Nebraska | 196 | $ 31,724,000 | $ 161,000 | $ 100,000 |
| Seward County Nebraska | 129 | $ 14,514,000 | $ 112,000 | $ 66,000 |
| Saunders County Nebraska | 66 | $ 10,297,000 | $ 156,000 | $ 89,000 |
| Hall County Nebraska | 65 | $ 5,214,000 | $ 80,000 | $ 58,000 |
| Sarpy County Nebraska | 59 | $ 9,348,000 | $ 158,000 | $ 96,000 |
| Cherry County Nebraska | 56 | $ 3,713,000 | $ 66,000 | $ 81,000 |
| Butler County Nebraska | 46 | $ 2,519,000 | $ 54,000 | $ 49,000 |
| Jefferson County Nebraska | 46 | $ 2,529,000 | $ 54,000 | $ 52,000 |
| Cass County Nebraska | 44 | $ 5,775,000 | $ 131,000 | $ 76,000 |
| Saline County Nebraska | 34 | $ 2,882,000 | $ 84,000 | $ 79,000 |
| York County Nebraska | 32 | $ 1,969,000 | $ 61,000 | $ 59,000 |
| Gage County Nebraska | 23 | $ 2,314,000 | $ 100,000 | $ 108,000 |
| Otoe County Nebraska | 21 | $ 3,043,000 | $ 144,000 | $ 104,000 |
| Nemaha County Nebraska | 19 | $ 1,465,000 | $ 77,000 | $ 71,000 |
| Platte County Nebraska | 19 | $ 1,789,000 | $ 94,000 | $ 73,000 |
| Wyandotte County Kansas | 18 | $ 1,645,000 | $ 91,000 | $ 48,000 |
| Dodge County Nebraska | 13 | $ 1,725,000 | $ 132,000 | $ 108,000 |
| Buffalo County Nebraska | 12 | $ 802,000 | $ 66,000 | $ 62,000 |
| Brown County Nebraska | 11 | $ 1,566,000 | $ 142,000 | $ 91,000 |
| Pottawattamie County Iowa | 10 | $ 8,152,000 | $ 815,000 | $ 103,000 |
| Leavenworth County Kansas | 10 | $ 647,000 | $ 64,000 | $ 52,000 |
| Custer County Nebraska | 9 | $ 665,000 | $ 73,000 | $ 42,000 |
| Hamilton County Nebraska | 9 | $ 738,000 | $ 82,000 | $ 71,000 |
| Washington County Nebraska | 9 | $ 1,524,000 | $ 169,000 | $ 84,000 |
| Pawnee County Nebraska | 8 | $ 143,000 | $ 17,000 | $ 44,000 |
| Howard County Nebraska | 7 | $ 653,000 | $ 93,000 | $ 64,000 |
| Johnson County Kansas | 6 | $ 1,486,000 | $ 247,000 | $ 92,000 |
| Johnson County Nebraska | 6 | $ 432,000 | $ 72,000 | $ 103,000 |
| Richardson County Nebraska | 6 | $ 414,000 | $ 69,000 | $ 53,000 |
| Thayer County Nebraska | 6 | $ 349,000 | $ 58,000 | $ 64,000 |
| Maricopa County Arizona | 5 | $ 903,000 | $ 180,000 | $ 640,000 |
| Dawson County Nebraska | 5 | $ 74,000 | $ 14,000 | $ 28,000 |
| Garfield County Nebraska | 5 | $ 204,000 | $ 40,000 | $ 31,000 |
| Lincoln County Nebraska | 5 | $ 89,000 | $ 17,000 | $ 69,000 |
| Loup County Nebraska | 5 | $ 381,000 | $ 76,000 | $ 37,000 |
| Burt County Nebraska | 4 | $ 262,000 | $ 65,000 | $ 32,000 |
| Dixon County Nebraska | 4 | $ 325,000 | $ 81,000 | $ 88,000 |
| Polk County Nebraska | 4 | $ 113,000 | $ 28,000 | $ 42,000 |
| Thomas County Nebraska | 4 | $ 122,000 | $ 30,000 | $ 36,000 |
| Denver County Colorado | 3 | $ 1,177,000 | $ 392,000 | $ 160,000 |
| Douglas County Kansas | 3 | $ 213,000 | $ 71,000 | $ 72,000 |
| Adams County Nebraska | 3 | $ 354,000 | $ 118,000 | $ 96,000 |
| Boone County Nebraska | 3 | $ 390,000 | $ 130,000 | $ 74,000 |
| Clay County Nebraska | 3 | $ 143,000 | $ 47,000 | $ 43,000 |
| Fillmore County Nebraska | 3 | $ 219,000 | $ 73,000 | $ 79,000 |
| Frontier County Nebraska | 3 | $ 268,000 | $ 89,000 | $ 36,000 |
| Harlan County Nebraska | 3 | $ 216,000 | $ 72,000 | $ 62,000 |
| Madison County Nebraska | 3 | $ 80,000 | $ 26,000 | $ 92,000 |
| Riverside County California | 2 | $ 318,000 | $ 159,000 | $ 0 |
| Larimer County Colorado | 2 | $ 316,000 | $ 158,000 | $ 77,000 |
| Monona County Iowa | 2 | $ 236,000 | $ 118,000 | $ 2,227,000 |
| Marshall County Kansas | 2 | $ 7,000 | $ 3,000 | $ 57,000 |
| Chisago County Minnesota | 2 | $ 99,000 | $ 49,000 | $ 0 |
| Washington County Minnesota | 2 | $ 487,000 | $ 243,000 | $ 0 |
| Cass County Missouri | 2 | $ 1,775,000 | $ 887,000 | $ 37,000 |
| Clay County Missouri | 2 | $ 216,000 | $ 108,000 | $ 100,000 |
| Colfax County Nebraska | 2 | $ 189,000 | $ 94,000 | $ 56,000 |
| Franklin County Nebraska | 2 | $ 69,000 | $ 34,000 | $ 34,000 |
| Greeley County Nebraska | 2 | $ 285,000 | $ 142,000 | $ 232,000 |
| Knox County Nebraska | 2 | $ 223,000 | $ 111,000 | $ 75,000 |
| Merrick County Nebraska | 2 | $ 138,000 | $ 69,000 | $ 46,000 |
| Phelps County Nebraska | 2 | $ 10,000 | $ 5,000 | $ 41,000 |
| Wayne County Nebraska | 2 | $ 48,000 | $ 24,000 | $ 90,000 |
| Webster County Nebraska | 2 | $ 151,000 | $ 75,000 | $ 83,000 |
| Washington County Oregon | 2 | $ 650,000 | $ 325,000 | $ 120,000 |
| King County Washington | 2 | $ 650,000 | $ 325,000 | $ 175,000 |
| Tallapoosa County Alabama | 1 | $ 24,000 | $ 24,000 | $ 49,000 |
| Arapahoe County Colorado | 1 | $ 366,000 | $ 366,000 | $ 117,000 |
| Douglas County Colorado | 1 | $ 217,000 | $ 217,000 | $ 61,000 |
| Grand County Colorado | 1 | $ 141,000 | $ 141,000 | $ 62,000 |
| La Plata County Colorado | 1 | $ 140,000 | $ 140,000 | $ 28,000 |
| Johnson County Indiana | 1 | $ 200,000 | $ 200,000 | $ 179,000 |
| Dallas County Iowa | 1 | $ 100,000 | $ 100,000 | $ 44,000 |
| Mills County Iowa | 1 | $ 8,000 | $ 8,000 | $ 44,000 |
| Polk County Iowa | 1 | $ 2,935,000 | $ 2,935,000 | $ 0 |
| Story County Iowa | 1 | $ 10,000 | $ 10,000 | $ 85,000 |
| Warren County Iowa | 1 | $ 216,000 | $ 216,000 | $ 103,000 |
| Woodbury County Iowa | 1 | $ 6,000 | $ 6,000 | $ 119,000 |
| Cowley County Kansas | 1 | $ 280,000 | $ 280,000 | $ 143,000 |
| Ellis County Kansas | 1 | $ 107,000 | $ 107,000 | $ 34,000 |
| Ottawa County Kansas | 1 | $ 612,000 | $ 612,000 | $ 465,000 |
| Hennepin County Minnesota | 1 | $ 1,600,000 | $ 1,600,000 | $ 0 |
| Boone County Missouri | 1 | $ 237,000 | $ 237,000 | $ 137,000 |
| Camden County Missouri | 1 | $ 125,000 | $ 125,000 | $ 99,000 |
| Jackson County Missouri | 1 | $ 125,000 | $ 125,000 | $ 0 |
| St. Louis County Missouri | 1 | $ 265,000 | $ 265,000 | $ 132,000 |
| Stone County Missouri | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Broadwater County Montana | 1 | $ 242,000 | $ 242,000 | $ 0 |
| Yellowstone County Montana | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Antelope County Nebraska | 1 | $ 28,000 | $ 28,000 | $ 31,000 |
| Dakota County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 53,000 |
| Furnas County Nebraska | 1 | $ 9,000 | $ 9,000 | $ 96,000 |
| Gosper County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 78,000 |
| Holt County Nebraska | 1 | $ 49,000 | $ 49,000 | $ 26,000 |
| Hooker County Nebraska | 1 | $ 16,000 | $ 16,000 | $ 38,000 |
| Kearney County Nebraska | 1 | $ 700,000 | $ 700,000 | $ 0 |
| Nance County Nebraska | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Nuckolls County Nebraska | 1 | $ 7,000 | $ 7,000 | $ 46,000 |
| Red Willow County Nebraska | 1 | $ 14,000 | $ 14,000 | $ 51,000 |
| Sheridan County Nebraska | 1 | $ 20,000 | $ 20,000 | $ 28,000 |
| Sherman County Nebraska | 1 | $ 90,000 | $ 90,000 | $ 399,000 |
| Stanton County Nebraska | 1 | $ 192,000 | $ 192,000 | $ 44,000 |
| Thurston County Nebraska | 1 | $ 164,000 | $ 164,000 | $ 126,000 |
| Clark County Nevada | 1 | $ 232,000 | $ 232,000 | $ 175,000 |
| Durham County North Carolina | 1 | $ 4,628,000 | $ 4,628,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 0 |
| Beadle County South Dakota | 1 | $ 21,000 | $ 21,000 | $ 50,000 |
| Hughes County South Dakota | 1 | $ 26,000 | $ 26,000 | $ 73,000 |
| Tripp County South Dakota | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Hidalgo County Texas | 1 | $ 120,000 | $ 120,000 | $ 120,000 |
| Stafford County Virginia | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
| Kewaunee County Wisconsin | 1 | $ 249,000 | $ 249,000 | $ 192,000 |
Mortgage Loan Application Detail Totals for Union Bank And Trust Company in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,375 | $195,955,000 | $142,000 | $2,935,000 | $90,000 | $2,354,000 |
| Home Purchase | 874 | $118,393,000 | $135,000 | $1,050,000 | $74,000 | $2,100,000 |
| Home Improvement | 559 | $29,158,000 | $52,000 | $6,750,000 | $67,000 | $750,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,573 | $293,292,000 | $113,000 | $1,952,000 | $83,000 | $2,354,000 |
| Not applicable | 74 | $33,505,000 | $452,000 | $6,750,000 | $0 | $0 |
| Not Provided | 64 | $7,238,000 | $113,000 | $370,000 | $88,000 | $960,000 |
| Hispanic | 59 | $5,086,000 | $86,000 | $246,000 | $59,000 | $220,000 |
| Asian | 24 | $3,133,000 | $130,000 | $417,000 | $119,000 | $767,000 |
| Black or African American | 10 | $639,000 | $63,000 | $198,000 | $79,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $96,000 | $48,000 | $75,000 | $42,000 | $45,000 |
| American Indian or Alaskan Native | 2 | $517,000 | $258,000 | $417,000 | $153,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,337 | $283,702,000 | $121,000 | $6,750,000 | $85,000 | $2,354,000 |
| FHA-insured (Federal Housing Administration) | 387 | $48,082,000 | $124,000 | $286,000 | $56,000 | $960,000 |
| VA-guaranteed (Veterans Administration) | 59 | $9,083,000 | $153,000 | $340,000 | $67,000 | $181,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 25 | $2,639,000 | $105,000 | $162,000 | $38,000 | $67,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,841 | $252,324,000 | $137,000 | $6,750,000 | $86,000 | $2,354,000 |
| Application Denied By Financial Institution | 422 | $32,344,000 | $76,000 | $783,000 | $61,000 | $377,000 |
| Application Withdrawn By Applicant | 234 | $30,381,000 | $129,000 | $744,000 | $80,000 | $750,000 |
| Application Approved But Not Accepted | 142 | $7,192,000 | $50,000 | $417,000 | $96,000 | $1,538,000 |
| Preapproval Denied by Financial Institution | 139 | $16,254,000 | $116,000 | $428,000 | $45,000 | $182,000 |
| File Closed For Incompleteness | 30 | $5,011,000 | $167,000 | $549,000 | $100,000 | $360,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Bank And Trust Company's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Bank And Trust Company's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Nebraska, download the full spreadsheet
with aggregated HMDA statistics today.