Union Federal Savings Bank
Mortgage Loan Application
Totals and Details
for 2005
Find mortgage loan statistics, lending data, and loan application totals for Rhode Island.
The mortgage statistics and data below are specific to mortgage loan applications for Union Federal Savings Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Union Federal Savings Bank 1565 Mineral Spring Avenue North Providence, RI 02904 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 799 |
| Total Mortgage Loan Application Amount | $120,260,000 |
| Average Mortgage Loan Application Amount | $157,648 |
| Highest Mortgage Loan Application Amount | $650,000 |
| Average Applicant Income | $61,918 |
| Highest Applicant Income | $778,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in RI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence County Rhode Island | 248 | $ 35,100,000 | $ 141,000 | $ 42,000 |
| Hartford County Connecticut | 84 | $ 9,868,000 | $ 117,000 | $ 48,000 |
| New Haven County Connecticut | 48 | $ 5,281,000 | $ 110,000 | $ 65,000 |
| Worcester County Massachusetts | 39 | $ 6,329,000 | $ 162,000 | $ 47,000 |
| Suffolk County Massachusetts | 24 | $ 5,791,000 | $ 241,000 | $ 28,000 |
| Bristol County Massachusetts | 19 | $ 3,176,000 | $ 167,000 | $ 85,000 |
| Hampden County Massachusetts | 17 | $ 1,609,000 | $ 94,000 | $ 39,000 |
| New London County Connecticut | 16 | $ 2,053,000 | $ 128,000 | $ 64,000 |
| Plymouth County Massachusetts | 14 | $ 2,839,000 | $ 202,000 | $ 38,000 |
| Kent County Rhode Island | 14 | $ 1,339,000 | $ 95,000 | $ 63,000 |
| Essex County Massachusetts | 13 | $ 2,186,000 | $ 168,000 | $ 83,000 |
| Washington County Rhode Island | 13 | $ 2,184,000 | $ 168,000 | $ 51,000 |
| Queens County New York | 11 | $ 1,955,000 | $ 177,000 | $ 38,000 |
| Suffolk County New York | 11 | $ 2,056,000 | $ 186,000 | $ 107,000 |
| Middlesex County Massachusetts | 10 | $ 2,270,000 | $ 227,000 | $ 33,000 |
| Litchfield County Connecticut | 9 | $ 951,000 | $ 105,000 | $ 44,000 |
| Pinellas County Florida | 9 | $ 1,418,000 | $ 157,000 | $ 68,000 |
| Bristol County Rhode Island | 9 | $ 1,797,000 | $ 199,000 | $ 59,000 |
| Windham County Connecticut | 8 | $ 948,000 | $ 118,000 | $ 55,000 |
| Osceola County Florida | 8 | $ 1,093,000 | $ 136,000 | $ 29,000 |
| Barnstable County Massachusetts | 8 | $ 1,211,000 | $ 151,000 | $ 37,000 |
| Norfolk County Massachusetts | 8 | $ 1,829,000 | $ 228,000 | $ 92,000 |
| Fairfield County Connecticut | 6 | $ 1,516,000 | $ 252,000 | $ 120,000 |
| Nassau County New York | 6 | $ 1,120,000 | $ 186,000 | $ 96,000 |
| Westchester County New York | 6 | $ 1,678,000 | $ 279,000 | $ 103,000 |
| Kings County New York | 5 | $ 1,328,000 | $ 265,000 | $ 70,000 |
| Newport County Rhode Island | 5 | $ 1,739,000 | $ 347,000 | $ 188,000 |
| Orleans County Louisiana | 4 | $ 318,000 | $ 79,000 | $ 12,000 |
| Baltimore City County Maryland | 4 | $ 126,000 | $ 31,000 | $ 85,000 |
| Kent County Michigan | 4 | $ 270,000 | $ 67,000 | $ 0 |
| Middlesex County New Jersey | 4 | $ 744,000 | $ 186,000 | $ 46,000 |
| Steuben County New York | 4 | $ 221,000 | $ 55,000 | $ 126,000 |
| Newport News County Virginia | 4 | $ 136,000 | $ 34,000 | $ 0 |
| Prince William County Virginia | 4 | $ 1,195,000 | $ 298,000 | $ 135,000 |
| Middlesex County Connecticut | 3 | $ 648,000 | $ 216,000 | $ 132,000 |
| Pasco County Florida | 3 | $ 350,000 | $ 116,000 | $ 154,000 |
| Prince George's County Maryland | 3 | $ 399,000 | $ 133,000 | $ 23,000 |
| Berkshire County Massachusetts | 3 | $ 164,000 | $ 54,000 | $ 12,000 |
| Bergen County New Jersey | 3 | $ 620,000 | $ 206,000 | $ 99,000 |
| Ocean County New Jersey | 3 | $ 728,000 | $ 242,000 | $ 71,000 |
| Erie County New York | 3 | $ 319,000 | $ 106,000 | $ 53,000 |
| Onondaga County New York | 3 | $ 367,000 | $ 122,000 | $ 95,000 |
| Orange County New York | 3 | $ 220,000 | $ 73,000 | $ 47,000 |
| Rockland County New York | 3 | $ 1,430,000 | $ 476,000 | $ 161,000 |
| Jefferson County Alabama | 2 | $ 179,000 | $ 89,000 | $ 97,000 |
| Tolland County Connecticut | 2 | $ 432,000 | $ 216,000 | $ 70,000 |
| Collier County Florida | 2 | $ 260,000 | $ 130,000 | $ 0 |
| Manatee County Florida | 2 | $ 117,000 | $ 58,000 | $ 0 |
| Volusia County Florida | 2 | $ 230,000 | $ 115,000 | $ 0 |
| Cook County Illinois | 2 | $ 424,000 | $ 212,000 | $ 0 |
| Madison County Illinois | 2 | $ 85,000 | $ 42,000 | $ 0 |
| Woodbury County Iowa | 2 | $ 43,000 | $ 21,000 | $ 62,000 |
| Oxford County Maine | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Charles County Maryland | 2 | $ 439,000 | $ 219,000 | $ 80,000 |
| Gladwin County Michigan | 2 | $ 155,000 | $ 77,000 | $ 124,000 |
| Washtenaw County Michigan | 2 | $ 330,000 | $ 165,000 | $ 0 |
| Rockingham County New Hampshire | 2 | $ 323,000 | $ 161,000 | $ 240,000 |
| Burlington County New Jersey | 2 | $ 374,000 | $ 187,000 | $ 61,000 |
| Monmouth County New Jersey | 2 | $ 694,000 | $ 347,000 | $ 15,000 |
| Schenectady County New York | 2 | $ 272,000 | $ 136,000 | $ 45,000 |
| Franklin County Ohio | 2 | $ 55,000 | $ 27,000 | $ 77,000 |
| Bucks County Pennsylvania | 2 | $ 470,000 | $ 235,000 | $ 775,000 |
| Lehigh County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 123,000 |
| Orange County Vermont | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Berkeley County West Virginia | 2 | $ 290,000 | $ 145,000 | $ 0 |
| San Diego County California | 1 | $ 499,000 | $ 499,000 | $ 0 |
| Shasta County California | 1 | $ 274,000 | $ 274,000 | $ 53,000 |
| Bay County Florida | 1 | $ 162,000 | $ 162,000 | $ 44,000 |
| Brevard County Florida | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Duval County Florida | 1 | $ 127,000 | $ 127,000 | $ 0 |
| Hillsborough County Florida | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Marion County Florida | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Howard County Maryland | 1 | $ 50,000 | $ 50,000 | $ 157,000 |
| Dukes County Massachusetts | 1 | $ 150,000 | $ 150,000 | $ 98,000 |
| Nantucket County Massachusetts | 1 | $ 650,000 | $ 650,000 | $ 180,000 |
| Newton County Missouri | 1 | $ 377,000 | $ 377,000 | $ 0 |
| Hillsborough County New Hampshire | 1 | $ 188,000 | $ 188,000 | $ 97,000 |
| Merrimack County New Hampshire | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Strafford County New Hampshire | 1 | $ 167,000 | $ 167,000 | $ 40,000 |
| Atlantic County New Jersey | 1 | $ 174,000 | $ 174,000 | $ 29,000 |
| Cape May County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 80,000 |
| Hudson County New Jersey | 1 | $ 163,000 | $ 163,000 | $ 95,000 |
| Somerset County New Jersey | 1 | $ 132,000 | $ 132,000 | $ 94,000 |
| Albany County New York | 1 | $ 83,000 | $ 83,000 | $ 58,000 |
| New York County New York | 1 | $ 100,000 | $ 100,000 | $ 89,000 |
| Wayne County New York | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Brunswick County North Carolina | 1 | $ 58,000 | $ 58,000 | $ 285,000 |
| Carbon County Pennsylvania | 1 | $ 129,000 | $ 129,000 | $ 60,000 |
| Montgomery County Pennsylvania | 1 | $ 163,000 | $ 163,000 | $ 72,000 |
| Northampton County Pennsylvania | 1 | $ 52,000 | $ 52,000 | $ 74,000 |
| Washington County Pennsylvania | 1 | $ 141,000 | $ 141,000 | $ 85,000 |
| Tarrant County Texas | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Windham County Vermont | 1 | $ 490,000 | $ 490,000 | $ 86,000 |
| Carroll County Virginia | 1 | $ 82,000 | $ 82,000 | $ 45,000 |
| Henrico County Virginia | 1 | $ 256,000 | $ 256,000 | $ 97,000 |
| Suffolk County Virginia | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Rhode Island,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Union Federal Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 426 | $56,418,000 | $117,000 | $584,000 | $67,352 | $778,000 |
| Refinancing | 360 | $60,756,000 | $168,071 | $650,000 | $66,214 | $306,000 |
| Home Improvement | 13 | $3,086,000 | $248,500 | $540,000 | $36,500 | $170,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 416 | $63,485,000 | $172,000 | $650,000 | $64,764 | $778,000 |
| Not Provided | 163 | $25,437,000 | $156,117 | $584,000 | $58,529 | $306,000 |
| Hispanic | 149 | $22,848,000 | $157,142 | $549,000 | $46,142 | $186,000 |
| Black or African American | 61 | $7,230,000 | $109,625 | $431,000 | $40,875 | $140,000 |
| Asian | 10 | $1,260,000 | $138,500 | $257,000 | $27,750 | $84,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 799 | $120,260,000 | $146,739 | $650,000 | $61,260 | $778,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 454 | $69,975,000 | $145,647 | $570,000 | $66,823 | $555,000 |
| Application Denied By Financial Institution | 175 | $25,436,000 | $160,666 | $650,000 | $71,200 | $452,000 |
| File Closed For Incompleteness | 80 | $11,749,000 | $165,400 | $580,000 | $53,800 | $186,000 |
| Application Withdrawn By Applicant | 64 | $9,449,000 | $154,000 | $480,000 | $137,375 | $778,000 |
| Application Approved But Not Accepted | 26 | $3,651,000 | $150,750 | $447,000 | $47,875 | $113,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 56 | $8,446,000 | $157,000 | $584,000 | $91,666 | $452,000 |
| Credit History | 40 | $6,583,000 | $170,000 | $650,000 | $61,444 | $225,000 |
| Debt-To-Income Ratio | 30 | $4,413,000 | $179,000 | $480,000 | $51,000 | $89,000 |
| Unverifiable Information | 16 | $2,265,000 | $172,400 | $412,000 | $46,600 | $91,000 |
| Other | 14 | $1,493,000 | $88,000 | $224,000 | $47,200 | $156,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,229,000 | $137,000 | $252,000 | $35,666 | $91,000 |
| Employment History | 6 | $689,000 | $114,666 | $264,000 | $13,333 | $40,000 |
| Credit Application Incomplete | 4 | $318,000 | $79,000 | $140,000 | $12,000 | $38,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in RI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Rhode Island, and search similar information at your convenience.