Union Planters Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Union Planters Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Planters Bank P.O. Box 10247 Birmingham, AL 35202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2004 2003 |
| Total Number of Mortgage Applications | 90,414 |
| Total Mortgage Loan Application Amount | $12,051,224,000 |
| Average Mortgage Loan Application Amount | $128,409 |
| Highest Mortgage Loan Application Amount | $24,000,000 |
| Average Applicant Income | $55,483 |
| Highest Applicant Income | $8,000,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Union Planters Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Planters Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Union Planters Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Planters Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Planters Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Planters Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 4,360 | $ 336,358,000 | $ 77,000 | $ 78,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 3,002 | $ 456,014,000 | $ 151,000 | $ 54,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 2,917 | $ 545,679,000 | $ 187,000 | $ 52,000 |
| MEMPHIS, TN-MS-AR | 2,527 | $ 296,302,000 | $ 117,000 | $ 52,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 2,206 | $ 297,871,000 | $ 135,000 | $ 58,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,776 | $ 211,337,000 | $ 118,000 | $ 54,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,694 | $ 340,927,000 | $ 201,000 | $ 77,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,678 | $ 264,812,000 | $ 157,000 | $ 50,000 |
| JACKSON, MS | 1,627 | $ 162,709,000 | $ 100,000 | $ 51,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1,503 | $ 199,508,000 | $ 132,000 | $ 58,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,391 | $ 334,918,000 | $ 240,000 | $ 78,000 |
| BATON ROUGE, LA | 1,277 | $ 156,900,000 | $ 122,000 | $ 61,000 |
| SAN ANTONIO, TX | 1,174 | $ 119,994,000 | $ 102,000 | $ 56,000 |
| ST. LOUIS, MO-IL | 1,172 | $ 211,083,000 | $ 180,000 | $ 63,000 |
| INDIANAPOLIS, IN | 1,156 | $ 152,951,000 | $ 132,000 | $ 78,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1,066 | $ 191,621,000 | $ 179,000 | $ 82,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,059 | $ 226,115,000 | $ 213,000 | $ 59,000 |
| MONTGOMERY, AL | 927 | $ 113,189,000 | $ 122,000 | $ 54,000 |
| BIRMINGHAM-HOOVER, AL | 920 | $ 121,680,000 | $ 132,000 | $ 69,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 828 | $ 113,637,000 | $ 137,000 | $ 42,000 |
| LAS VEGAS-PARADISE, NV | 803 | $ 166,220,000 | $ 206,000 | $ 77,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 727 | $ 137,840,000 | $ 189,000 | $ 59,000 |
| GULFPORT-BILOXI, MS | 692 | $ 70,127,000 | $ 101,000 | $ 49,000 |
| KNOXVILLE, TN | 690 | $ 82,812,000 | $ 120,000 | $ 64,000 |
| MOBILE, AL | 684 | $ 70,074,000 | $ 102,000 | $ 58,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 678 | $ 141,238,000 | $ 208,000 | $ 77,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 653 | $ 138,810,000 | $ 212,000 | $ 71,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 589 | $ 157,489,000 | $ 267,000 | $ 86,000 |
| HUNTSVILLE, AL | 574 | $ 67,472,000 | $ 117,000 | $ 59,000 |
| DALLAS-PLANO-IRVING, TX | 567 | $ 34,399,000 | $ 60,000 | $ 82,000 |
| FLORENCE-MUSCLE SHOALS, AL | 530 | $ 52,521,000 | $ 99,000 | $ 47,000 |
| ORLANDO, FL | 529 | $ 77,170,000 | $ 145,000 | $ 62,000 |
| LAFAYETTE, IN | 490 | $ 63,100,000 | $ 128,000 | $ 66,000 |
| SPRINGFIELD, MO | 479 | $ 53,757,000 | $ 112,000 | $ 47,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 448 | $ 55,109,000 | $ 123,000 | $ 65,000 |
| COLUMBIA, MO | 445 | $ 50,645,000 | $ 113,000 | $ 59,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 445 | $ 84,875,000 | $ 190,000 | $ 61,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 431 | $ 119,900,000 | $ 278,000 | $ 90,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 423 | $ 54,769,000 | $ 129,000 | $ 67,000 |
| TACOMA, WA | 421 | $ 72,926,000 | $ 173,000 | $ 62,000 |
| CHATTANOOGA, TN-GA | 404 | $ 42,917,000 | $ 106,000 | $ 56,000 |
| BLOOMINGTON, IN | 386 | $ 46,021,000 | $ 119,000 | $ 102,000 |
| HATTIESBURG, MS | 386 | $ 36,254,000 | $ 93,000 | $ 49,000 |
| JONESBORO, AR | 372 | $ 30,745,000 | $ 82,000 | $ 45,000 |
| BALTIMORE-TOWSON, MD | 369 | $ 75,167,000 | $ 203,000 | $ 63,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 367 | $ 69,980,000 | $ 190,000 | $ 69,000 |
| DECATUR, AL | 359 | $ 30,341,000 | $ 84,000 | $ 52,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 350 | $ 44,981,000 | $ 128,000 | $ 51,000 |
| PASCAGOULA, MS | 322 | $ 31,660,000 | $ 98,000 | $ 59,000 |
| JEFFERSON CITY, MO | 316 | $ 29,799,000 | $ 94,000 | $ 54,000 |
| JACKSON, TN | 313 | $ 27,128,000 | $ 86,000 | $ 51,000 |
| PANAMA CITY-LYNN HAVEN, FL | 307 | $ 61,479,000 | $ 200,000 | $ 84,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 304 | $ 49,718,000 | $ 163,000 | $ 63,000 |
| DAYTON, OH | 301 | $ 33,301,000 | $ 110,000 | $ 43,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 301 | $ 27,545,000 | $ 91,000 | $ 52,000 |
| DENVER-AURORA, CO | 300 | $ 57,863,000 | $ 192,000 | $ 66,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 298 | $ 52,587,000 | $ 176,000 | $ 56,000 |
| JACKSONVILLE, FL | 289 | $ 42,079,000 | $ 145,000 | $ 85,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 275 | $ 62,283,000 | $ 226,000 | $ 62,000 |
| PRESCOTT, AZ | 274 | $ 43,715,000 | $ 159,000 | $ 60,000 |
| FORT WORTH-ARLINGTON, TX | 270 | $ 20,200,000 | $ 74,000 | $ 90,000 |
| AUSTIN-ROUND ROCK, TX | 264 | $ 22,293,000 | $ 84,000 | $ 74,000 |
| EVANSVILLE, IN-KY | 260 | $ 28,153,000 | $ 108,000 | $ 61,000 |
| BAKERSFIELD, CA | 257 | $ 34,398,000 | $ 133,000 | $ 63,000 |
| DECATUR, IL | 250 | $ 21,169,000 | $ 84,000 | $ 59,000 |
| DALTON, GA | 243 | $ 28,010,000 | $ 115,000 | $ 45,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 239 | $ 48,325,000 | $ 202,000 | $ 52,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 238 | $ 77,973,000 | $ 327,000 | $ 104,000 |
| DES MOINES, IA | 225 | $ 28,762,000 | $ 127,000 | $ 71,000 |
| LAKELAND, FL | 221 | $ 24,722,000 | $ 111,000 | $ 67,000 |
| WATERLOO-CEDAR FALLS, IA | 217 | $ 22,042,000 | $ 101,000 | $ 61,000 |
| TUCSON, AZ | 211 | $ 35,642,000 | $ 168,000 | $ 74,000 |
| LOUISVILLE, KY-IN | 207 | $ 30,508,000 | $ 147,000 | $ 73,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 202 | $ 43,788,000 | $ 216,000 | $ 80,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 199 | $ 29,710,000 | $ 149,000 | $ 64,000 |
| SARASOTA-BRADENTON-VENICE, FL | 184 | $ 34,989,000 | $ 190,000 | $ 68,000 |
| PROVO-OREM, UT | 178 | $ 28,870,000 | $ 162,000 | $ 44,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 178 | $ 46,346,000 | $ 260,000 | $ 101,000 |
| SHREVEPORT-BOSSIER CITY, LA | 177 | $ 18,871,000 | $ 106,000 | $ 46,000 |
| MORRISTOWN, TN | 167 | $ 15,131,000 | $ 90,000 | $ 46,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 167 | $ 25,737,000 | $ 154,000 | $ 73,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 166 | $ 26,215,000 | $ 157,000 | $ 59,000 |
| PEORIA, IL | 165 | $ 18,549,000 | $ 112,000 | $ 67,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 160 | $ 25,686,000 | $ 160,000 | $ 70,000 |
| LEXINGTON-FAYETTE, KY | 158 | $ 19,707,000 | $ 124,000 | $ 47,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 154 | $ 21,719,000 | $ 141,000 | $ 56,000 |
| SALT LAKE CITY, UT | 152 | $ 25,017,000 | $ 164,000 | $ 65,000 |
| COLUMBUS, GA-AL | 149 | $ 17,994,000 | $ 120,000 | $ 54,000 |
| HOT SPRINGS, AR | 149 | $ 16,660,000 | $ 111,000 | $ 47,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 147 | $ 12,902,000 | $ 87,000 | $ 48,000 |
| CAPE CORAL-FORT MYERS, FL | 146 | $ 23,758,000 | $ 162,000 | $ 72,000 |
| TERRE HAUTE, IN | 143 | $ 10,757,000 | $ 75,000 | $ 51,000 |
| WILMINGTON, NC | 134 | $ 18,476,000 | $ 137,000 | $ 70,000 |
| OCALA, FL | 133 | $ 16,175,000 | $ 121,000 | $ 69,000 |
| ALBANY, GA | 126 | $ 14,181,000 | $ 112,000 | $ 47,000 |
| FRESNO, CA | 123 | $ 17,103,000 | $ 139,000 | $ 54,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 121 | $ 16,821,000 | $ 139,000 | $ 54,000 |
| GAINESVILLE, GA | 121 | $ 19,538,000 | $ 161,000 | $ 49,000 |
| TALLAHASSEE, FL | 121 | $ 13,133,000 | $ 108,000 | $ 57,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 120 | $ 16,531,000 | $ 137,000 | $ 40,000 |
| LAFAYETTE, LA | 117 | $ 13,008,000 | $ 111,000 | $ 47,000 |
| KOKOMO, IN | 116 | $ 9,137,000 | $ 78,000 | $ 54,000 |
| CLARKSVILLE, TN-KY | 115 | $ 17,409,000 | $ 151,000 | $ 59,000 |
| BOSTON-QUINCY, MA | 110 | $ 25,809,000 | $ 234,000 | $ 54,000 |
| MONROE, LA | 110 | $ 10,673,000 | $ 97,000 | $ 41,000 |
| GREENVILLE, SC | 109 | $ 14,779,000 | $ 135,000 | $ 60,000 |
| STOCKTON, CA | 109 | $ 24,892,000 | $ 228,000 | $ 77,000 |
| GREENSBORO-HIGH POINT, NC | 108 | $ 13,597,000 | $ 125,000 | $ 54,000 |
| BLOOMINGTON-NORMAL, IL | 106 | $ 10,849,000 | $ 102,000 | $ 54,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 106 | $ 13,109,000 | $ 123,000 | $ 57,000 |
| SPRINGFIELD, IL | 101 | $ 7,666,000 | $ 75,000 | $ 48,000 |
| FORT SMITH, AR-OK | 100 | $ 11,561,000 | $ 115,000 | $ 71,000 |
| FAYETTEVILLE, NC | 98 | $ 7,807,000 | $ 79,000 | $ 48,000 |
| JOHNSON CITY, TN | 95 | $ 9,395,000 | $ 98,000 | $ 48,000 |
| LAS CRUCES, NM | 95 | $ 10,626,000 | $ 111,000 | $ 87,000 |
| DOTHAN, AL | 94 | $ 11,282,000 | $ 120,000 | $ 47,000 |
| ALBUQUERQUE, NM | 91 | $ 12,089,000 | $ 132,000 | $ 53,000 |
| CHAMPAIGN-URBANA, IL | 89 | $ 9,033,000 | $ 101,000 | $ 61,000 |
| SAVANNAH, GA | 87 | $ 14,247,000 | $ 163,000 | $ 73,000 |
| VALLEJO-FAIRFIELD, CA | 87 | $ 21,393,000 | $ 245,000 | $ 79,000 |
| SANTA FE, NM | 86 | $ 21,226,000 | $ 246,000 | $ 78,000 |
| VALDOSTA, GA | 86 | $ 10,058,000 | $ 116,000 | $ 48,000 |
| AKRON, OH | 84 | $ 9,836,000 | $ 117,000 | $ 34,000 |
| TUSCALOOSA, AL | 83 | $ 13,732,000 | $ 165,000 | $ 56,000 |
| ATHENS-CLARKE COUNTY, GA | 81 | $ 9,957,000 | $ 122,000 | $ 62,000 |
| CLEVELAND, TN | 81 | $ 7,576,000 | $ 93,000 | $ 48,000 |
| ROANOKE, VA | 81 | $ 11,277,000 | $ 139,000 | $ 52,000 |
| CEDAR RAPIDS, IA | 80 | $ 7,684,000 | $ 96,000 | $ 49,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 78 | $ 21,805,000 | $ 279,000 | $ 98,000 |
| ANNISTON-OXFORD, AL | 77 | $ 6,506,000 | $ 84,000 | $ 36,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 75 | $ 9,045,000 | $ 120,000 | $ 30,000 |
| BELLINGHAM, WA | 74 | $ 11,929,000 | $ 161,000 | $ 66,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 74 | $ 21,957,000 | $ 296,000 | $ 108,000 |
| GAINESVILLE, FL | 73 | $ 10,440,000 | $ 143,000 | $ 87,000 |
| NAPLES-MARCO ISLAND, FL | 73 | $ 16,519,000 | $ 226,000 | $ 101,000 |
| AUBURN-OPELIKA, AL | 72 | $ 8,969,000 | $ 124,000 | $ 66,000 |
| BEAUMONT-PORT ARTHUR, TX | 72 | $ 6,786,000 | $ 94,000 | $ 84,000 |
| KANSAS CITY, MO-KS | 71 | $ 12,312,000 | $ 173,000 | $ 49,000 |
| MODESTO, CA | 71 | $ 12,547,000 | $ 176,000 | $ 111,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 70 | $ 19,063,000 | $ 272,000 | $ 64,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 69 | $ 10,405,000 | $ 150,000 | $ 55,000 |
| COLLEGE STATION-BRYAN, TX | 68 | $ 2,837,000 | $ 41,000 | $ 64,000 |
| CORPUS CHRISTI, TX | 68 | $ 5,559,000 | $ 81,000 | $ 61,000 |
| RICHMOND, VA | 66 | $ 11,096,000 | $ 168,000 | $ 57,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 63 | $ 11,313,000 | $ 179,000 | $ 44,000 |
| COLUMBIA, SC | 62 | $ 9,243,000 | $ 149,000 | $ 67,000 |
| COLUMBUS, OH | 62 | $ 7,369,000 | $ 118,000 | $ 54,000 |
| LAKE CHARLES, LA | 62 | $ 4,866,000 | $ 78,000 | $ 35,000 |
| GARY, IN | 60 | $ 7,449,000 | $ 124,000 | $ 52,000 |
| ALEXANDRIA, LA | 58 | $ 6,108,000 | $ 105,000 | $ 76,000 |
| EL PASO, TX | 58 | $ 4,461,000 | $ 76,000 | $ 77,000 |
| OGDEN-CLEARFIELD, UT | 58 | $ 9,443,000 | $ 162,000 | $ 51,000 |
| BREMERTON-SILVERDALE, WA | 57 | $ 9,666,000 | $ 169,000 | $ 46,000 |
| BRUNSWICK, GA | 57 | $ 6,699,000 | $ 117,000 | $ 61,000 |
| ANDERSON, SC | 56 | $ 6,991,000 | $ 124,000 | $ 65,000 |
| YUMA, AZ | 56 | $ 8,242,000 | $ 147,000 | $ 64,000 |
| MACON, GA | 53 | $ 5,246,000 | $ 98,000 | $ 44,000 |
| RALEIGH-CARY, NC | 51 | $ 6,335,000 | $ 124,000 | $ 44,000 |
| ST. CLOUD, MN | 51 | $ 7,282,000 | $ 142,000 | $ 43,000 |
| FORT WAYNE, IN | 50 | $ 4,709,000 | $ 94,000 | $ 56,000 |
| HICKORY-LENOIR-MORGANTON, NC | 50 | $ 4,793,000 | $ 95,000 | $ 43,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 49 | $ 10,666,000 | $ 217,000 | $ 129,000 |
| GADSDEN, AL | 49 | $ 4,558,000 | $ 93,000 | $ 49,000 |
| ASHEVILLE, NC | 47 | $ 6,090,000 | $ 129,000 | $ 55,000 |
| COLORADO SPRINGS, CO | 47 | $ 7,458,000 | $ 158,000 | $ 52,000 |
| OLYMPIA, WA | 47 | $ 7,750,000 | $ 164,000 | $ 53,000 |
| ROME, GA | 47 | $ 6,040,000 | $ 128,000 | $ 54,000 |
| FARMINGTON, NM | 46 | $ 5,206,000 | $ 113,000 | $ 40,000 |
| RENO-SPARKS, NV | 45 | $ 6,734,000 | $ 149,000 | $ 67,000 |
| TYLER, TX | 45 | $ 6,111,000 | $ 135,000 | $ 64,000 |
| WINSTON-SALEM, NC | 45 | $ 4,922,000 | $ 109,000 | $ 42,000 |
| DANVILLE, VA | 44 | $ 4,364,000 | $ 99,000 | $ 64,000 |
| GRAND RAPIDS-WYOMING, MI | 43 | $ 5,583,000 | $ 129,000 | $ 48,000 |
| FLORENCE, SC | 42 | $ 4,363,000 | $ 103,000 | $ 48,000 |
| PHILADELPHIA, PA | 42 | $ 5,433,000 | $ 129,000 | $ 43,000 |
| PITTSBURGH, PA | 42 | $ 4,946,000 | $ 117,000 | $ 43,000 |
| PUNTA GORDA, FL | 42 | $ 6,689,000 | $ 159,000 | $ 81,000 |
| YAKIMA, WA | 42 | $ 5,801,000 | $ 138,000 | $ 73,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 40 | $ 5,772,000 | $ 144,000 | $ 53,000 |
| SANTA CRUZ-WATSONVILLE, CA | 38 | $ 8,689,000 | $ 228,000 | $ 125,000 |
| FLAGSTAFF, AZ | 37 | $ 5,759,000 | $ 155,000 | $ 53,000 |
| LONGVIEW, TX | 37 | $ 3,224,000 | $ 87,000 | $ 64,000 |
| IOWA CITY, IA | 36 | $ 6,673,000 | $ 185,000 | $ 74,000 |
| JOPLIN, MO | 36 | $ 3,246,000 | $ 90,000 | $ 40,000 |
| MCALLEN-EDINBURG-PHARR, TX | 36 | $ 3,332,000 | $ 92,000 | $ 61,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 35 | $ 6,726,000 | $ 192,000 | $ 123,000 |
| SALEM, OR | 35 | $ 4,871,000 | $ 139,000 | $ 49,000 |
| BROWNSVILLE-HARLINGEN, TX | 34 | $ 3,467,000 | $ 101,000 | $ 59,000 |
| LYNCHBURG, VA | 33 | $ 4,291,000 | $ 130,000 | $ 48,000 |
| ROCKFORD, IL | 33 | $ 3,853,000 | $ 116,000 | $ 52,000 |
| SPARTANBURG, SC | 33 | $ 4,356,000 | $ 132,000 | $ 116,000 |
| BARNSTABLE TOWN, MA | 32 | $ 7,183,000 | $ 224,000 | $ 93,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 31 | $ 7,341,000 | $ 236,000 | $ 73,000 |
| SPOKANE, WA | 31 | $ 3,526,000 | $ 113,000 | $ 48,000 |
| FLINT, MI | 30 | $ 3,866,000 | $ 128,000 | $ 42,000 |
| LAREDO, TX | 29 | $ 2,913,000 | $ 100,000 | $ 69,000 |
| WARNER ROBINS, GA | 29 | $ 3,042,000 | $ 104,000 | $ 47,000 |
| TEXARKANA, TX-TEXARKANA, AR | 28 | $ 3,309,000 | $ 118,000 | $ 94,000 |
| VERO BEACH, FL | 28 | $ 8,275,000 | $ 295,000 | $ 118,000 |
| TOLEDO, OH | 27 | $ 2,313,000 | $ 85,000 | $ 48,000 |
| ANN ARBOR, MI | 25 | $ 4,794,000 | $ 191,000 | $ 97,000 |
| SPRINGFIELD, OH | 25 | $ 2,234,000 | $ 89,000 | $ 48,000 |
| ANDERSON, IN | 24 | $ 2,787,000 | $ 116,000 | $ 117,000 |
| FORT COLLINS-LOVELAND, CO | 23 | $ 4,914,000 | $ 213,000 | $ 68,000 |
| KALAMAZOO-PORTAGE, MI | 23 | $ 3,813,000 | $ 165,000 | $ 56,000 |
| MOUNT VERNON-ANACORTES, WA | 23 | $ 3,941,000 | $ 171,000 | $ 43,000 |
| ROCHESTER, MN | 23 | $ 3,573,000 | $ 155,000 | $ 22,000 |
| SIOUX FALLS, SD | 22 | $ 3,028,000 | $ 137,000 | $ 55,000 |
| DULUTH, MN-WI | 21 | $ 2,726,000 | $ 129,000 | $ 52,000 |
| BOULDER, CO | 20 | $ 4,658,000 | $ 232,000 | $ 71,000 |
| DURHAM, NC | 20 | $ 2,814,000 | $ 140,000 | $ 68,000 |
| PINE BLUFF, AR | 20 | $ 1,815,000 | $ 90,000 | $ 51,000 |
| EUGENE-SPRINGFIELD, OR | 18 | $ 2,465,000 | $ 136,000 | $ 60,000 |
| GREELEY, CO | 18 | $ 2,720,000 | $ 151,000 | $ 56,000 |
| MUSKEGON-NORTON SHORES, MI | 18 | $ 1,952,000 | $ 108,000 | $ 39,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 18 | $ 2,028,000 | $ 112,000 | $ 52,000 |
| MADISON, WI | 17 | $ 3,797,000 | $ 223,000 | $ 47,000 |
| MIDLAND, TX | 17 | $ 1,188,000 | $ 69,000 | $ 54,000 |
| OKLAHOMA CITY, OK | 17 | $ 1,605,000 | $ 94,000 | $ 47,000 |
| TULSA, OK | 17 | $ 8,919,000 | $ 524,000 | $ 52,000 |
| HOLLAND-GRAND HAVEN, MI | 16 | $ 2,351,000 | $ 146,000 | $ 53,000 |
| LANSING-EAST LANSING, MI | 16 | $ 2,614,000 | $ 163,000 | $ 84,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 16 | $ 5,215,000 | $ 325,000 | $ 132,000 |
| SANTA ROSA-PETALUMA, CA | 16 | $ 4,495,000 | $ 280,000 | $ 70,000 |
| WACO, TX | 16 | $ 976,000 | $ 61,000 | $ 54,000 |
| MERCED, CA | 15 | $ 2,285,000 | $ 152,000 | $ 53,000 |
| NAPA, CA | 15 | $ 3,499,000 | $ 233,000 | $ 64,000 |
| VISALIA-PORTERVILLE, CA | 15 | $ 1,408,000 | $ 93,000 | $ 56,000 |
| WORCESTER, MA | 15 | $ 3,997,000 | $ 266,000 | $ 59,000 |
| LIMA, OH | 14 | $ 1,353,000 | $ 96,000 | $ 150,000 |
| SALINAS, CA | 14 | $ 3,536,000 | $ 252,000 | $ 70,000 |
| BURLINGTON, NC | 13 | $ 1,915,000 | $ 147,000 | $ 61,000 |
| VICTORIA, TX | 13 | $ 1,129,000 | $ 86,000 | $ 24,000 |
| ESSEX COUNTY, MA | 12 | $ 2,799,000 | $ 233,000 | $ 31,000 |
| HARRISBURG-CARLISLE, PA | 12 | $ 1,721,000 | $ 143,000 | $ 80,000 |
| AMARILLO, TX | 11 | $ 1,523,000 | $ 138,000 | $ 95,000 |
| JACKSONVILLE, NC | 11 | $ 1,219,000 | $ 110,000 | $ 46,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 11 | $ 1,232,000 | $ 112,000 | $ 77,000 |
| LONGVIEW, WA | 11 | $ 1,507,000 | $ 137,000 | $ 53,000 |
| NILES-BENTON HARBOR, MI | 11 | $ 2,224,000 | $ 202,000 | $ 213,000 |
| ROCKY MOUNT, NC | 11 | $ 1,275,000 | $ 115,000 | $ 66,000 |
| WICHITA, KS | 11 | $ 1,154,000 | $ 104,000 | $ 16,000 |
| BEND, OR | 10 | $ 1,620,000 | $ 162,000 | $ 67,000 |
| CHARLOTTESVILLE, VA | 10 | $ 1,928,000 | $ 192,000 | $ 45,000 |
| LINCOLN, NE | 10 | $ 1,173,000 | $ 117,000 | $ 63,000 |
| LUBBOCK, TX | 10 | $ 834,000 | $ 83,000 | $ 82,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 10 | $ 912,000 | $ 91,000 | $ 51,000 |
| WENATCHEE, WA | 10 | $ 1,784,000 | $ 178,000 | $ 80,000 |
| WILMINGTON, DE-MD-NJ | 10 | $ 1,315,000 | $ 131,000 | $ 46,000 |
| BAY CITY, MI | 9 | $ 849,000 | $ 94,000 | $ 17,000 |
| BOWLING GREEN, KY | 9 | $ 881,000 | $ 97,000 | $ 84,000 |
| CANTON-MASSILLON, OH | 9 | $ 758,000 | $ 84,000 | $ 27,000 |
| CHICO, CA | 9 | $ 1,501,000 | $ 166,000 | $ 45,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 9 | $ 715,000 | $ 79,000 | $ 57,000 |
| BOISE CITY-NAMPA, ID | 8 | $ 1,133,000 | $ 141,000 | $ 46,000 |
| CAMDEN, NJ | 8 | $ 1,022,000 | $ 127,000 | $ 44,000 |
| CHARLESTON, WV | 8 | $ 603,000 | $ 75,000 | $ 37,000 |
| ELIZABETHTOWN, KY | 8 | $ 993,000 | $ 124,000 | $ 61,000 |
| ELKHART-GOSHEN, IN | 8 | $ 770,000 | $ 96,000 | $ 26,000 |
| HINESVILLE-FORT STEWART, GA | 8 | $ 544,000 | $ 68,000 | $ 40,000 |
| JANESVILLE, WI | 8 | $ 988,000 | $ 123,000 | $ 57,000 |
| PUEBLO, CO | 8 | $ 1,131,000 | $ 141,000 | $ 63,000 |
| SPRINGFIELD, MA | 8 | $ 1,162,000 | $ 145,000 | $ 65,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 7 | $ 647,000 | $ 92,000 | $ 46,000 |
| COEUR D'ALENE, ID | 7 | $ 1,053,000 | $ 150,000 | $ 53,000 |
| MADERA, CA | 7 | $ 1,057,000 | $ 151,000 | $ 41,000 |
| SHERMAN-DENISON, TX | 7 | $ 450,000 | $ 64,000 | $ 32,000 |
| ST. GEORGE, UT | 7 | $ 1,223,000 | $ 174,000 | $ 51,000 |
| YORK-HANOVER, PA | 7 | $ 729,000 | $ 104,000 | $ 46,000 |
| YUBA CITY, CA | 7 | $ 1,332,000 | $ 190,000 | $ 73,000 |
| CUMBERLAND, MD-WV | 6 | $ 146,000 | $ 24,000 | $ 114,000 |
| GREENVILLE, NC | 6 | $ 522,000 | $ 87,000 | $ 30,000 |
| HANFORD-CORCORAN, CA | 6 | $ 833,000 | $ 138,000 | $ 63,000 |
| LA CROSSE, WI-MN | 6 | $ 664,000 | $ 110,000 | $ 45,000 |
| MONROE, MI | 6 | $ 1,145,000 | $ 190,000 | $ 96,000 |
| REDDING, CA | 6 | $ 819,000 | $ 136,000 | $ 99,000 |
| SUMTER, SC | 6 | $ 876,000 | $ 146,000 | $ 62,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 6 | $ 624,000 | $ 104,000 | $ 44,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 5 | $ 492,000 | $ 98,000 | $ 17,000 |
| GREEN BAY, WI | 5 | $ 702,000 | $ 140,000 | $ 59,000 |
| JACKSON, MI | 5 | $ 613,000 | $ 122,000 | $ 72,000 |
| KANKAKEE-BRADLEY, IL | 5 | $ 664,000 | $ 132,000 | $ 29,000 |
| LANCASTER, PA | 5 | $ 621,000 | $ 124,000 | $ 51,000 |
| NASSAU-SUFFOLK, NY | 5 | $ 565,000 | $ 113,000 | $ 52,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 5 | $ 439,000 | $ 87,000 | $ 5,000 |
| NEWARK-UNION, NJ-PA | 5 | $ 1,567,000 | $ 313,000 | $ 113,000 |
| ODESSA, TX | 5 | $ 385,000 | $ 77,000 | $ 50,000 |
| OWENSBORO, KY | 5 | $ 738,000 | $ 147,000 | $ 74,000 |
| POCATELLO, ID | 5 | $ 430,000 | $ 86,000 | $ 46,000 |
| SIOUX CITY, IA-NE-SD | 5 | $ 339,000 | $ 67,000 | $ 39,000 |
| WICHITA FALLS, TX | 5 | $ 470,000 | $ 94,000 | $ 87,000 |
| ALBANY-SCHENECTADY-TROY, NY | 4 | $ 353,000 | $ 88,000 | $ 55,000 |
| BATTLE CREEK, MI | 4 | $ 615,000 | $ 153,000 | $ 96,000 |
| BILLINGS, MT | 4 | $ 276,000 | $ 69,000 | $ 15,000 |
| DUBUQUE, IA | 4 | $ 353,000 | $ 88,000 | $ 43,000 |
| GOLDSBORO, NC | 4 | $ 462,000 | $ 115,000 | $ 31,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 4 | $ 835,000 | $ 208,000 | $ 36,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 4 | $ 802,000 | $ 200,000 | $ 77,000 |
| RACINE, WI | 4 | $ 486,000 | $ 121,000 | $ 258,000 |
| RAPID CITY, SD | 4 | $ 550,000 | $ 137,000 | $ 29,000 |
| READING, PA | 4 | $ 528,000 | $ 132,000 | $ 68,000 |
| WAUSAU, WI | 4 | $ 772,000 | $ 193,000 | $ 43,000 |
| AMES, IA | 3 | $ 3,332,000 | $ 1,110,000 | $ 21,000 |
| BUFFALO-NIAGARA FALLS, NY | 3 | $ 169,000 | $ 56,000 | $ 18,000 |
| CHEYENNE, WY | 3 | $ 344,000 | $ 114,000 | $ 12,000 |
| COLUMBUS, IN | 3 | $ 112,000 | $ 37,000 | $ 27,000 |
| CORVALLIS, OR | 3 | $ 405,000 | $ 135,000 | $ 50,000 |
| DANVILLE, IL | 3 | $ 186,000 | $ 62,000 | $ 37,000 |
| EAU CLAIRE, WI | 3 | $ 319,000 | $ 106,000 | $ 6,000 |
| EDISON, NJ | 3 | $ 874,000 | $ 291,000 | $ 39,000 |
| LEBANON, PA | 3 | $ 340,000 | $ 113,000 | $ 41,000 |
| MEDFORD, OR | 3 | $ 488,000 | $ 162,000 | $ 105,000 |
| NEW HAVEN-MILFORD, CT | 3 | $ 377,000 | $ 125,000 | $ 21,000 |
| OCEAN CITY, NJ | 3 | $ 722,000 | $ 240,000 | $ 85,000 |
| OSHKOSH-NEENAH, WI | 3 | $ 322,000 | $ 107,000 | $ 53,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 3 | $ 279,000 | $ 93,000 | $ 7,000 |
| ROCHESTER, NY | 3 | $ 133,000 | $ 44,000 | $ 0 |
| SALISBURY, MD | 3 | $ 336,000 | $ 112,000 | $ 57,000 |
| TOPEKA, KS | 3 | $ 2,163,000 | $ 721,000 | $ 21,000 |
| ABILENE, TX | 2 | $ 155,000 | $ 77,000 | $ 13,000 |
| ALTOONA, PA | 2 | $ 151,000 | $ 75,000 | $ 12,000 |
| ANCHORAGE, AK | 2 | $ 217,000 | $ 108,000 | $ 0 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 2 | $ 263,000 | $ 131,000 | $ 13,000 |
| CASPER, WY | 2 | $ 242,000 | $ 121,000 | $ 0 |
| EL CENTRO, CA | 2 | $ 304,000 | $ 152,000 | $ 72,000 |
| ERIE, PA | 2 | $ 97,000 | $ 48,000 | $ 52,000 |
| GRAND JUNCTION, CO | 2 | $ 389,000 | $ 194,000 | $ 0 |
| LEWISTON, ID-WA | 2 | $ 159,000 | $ 79,000 | $ 40,000 |
| MANSFIELD, OH | 2 | $ 272,000 | $ 136,000 | $ 120,000 |
| MORGANTOWN, WV | 2 | $ 163,000 | $ 81,000 | $ 30,000 |
| MUNCIE, IN | 2 | $ 246,000 | $ 123,000 | $ 113,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 2 | $ 1,118,000 | $ 559,000 | $ 0 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 2 | $ 384,000 | $ 192,000 | $ 0 |
| SCRANTON--WILKES-BARRE, PA | 2 | $ 150,000 | $ 75,000 | $ 21,000 |
| ATLANTIC CITY, NJ | 1 | $ 162,000 | $ 162,000 | $ 0 |
| BISMARCK, ND | 1 | $ 116,000 | $ 116,000 | $ 78,000 |
| CARSON CITY, NV | 1 | $ 136,000 | $ 136,000 | $ 133,000 |
| DOVER, DE | 1 | $ 59,000 | $ 59,000 | $ 54,000 |
| GRAND FORKS, ND-MN | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| GREAT FALLS, MT | 1 | $ 86,000 | $ 86,000 | $ 127,000 |
| HARRISONBURG, VA | 1 | $ 142,000 | $ 142,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 1 | $ 183,000 | $ 183,000 | $ 75,000 |
| IDAHO FALLS, ID | 1 | $ 91,000 | $ 91,000 | $ 26,000 |
| JOHNSTOWN, PA | 1 | $ 90,000 | $ 90,000 | $ 39,000 |
| LEWISTON-AUBURN, ME | 1 | $ 115,000 | $ 115,000 | $ 0 |
| LOGAN, UT-ID | 1 | $ 163,000 | $ 163,000 | $ 48,000 |
| MICHIGAN CITY-LA PORTE, IN | 1 | $ 330,000 | $ 330,000 | $ 120,000 |
| MISSOULA, MT | 1 | $ 223,000 | $ 223,000 | $ 94,000 |
| SAN ANGELO, TX | 1 | $ 71,000 | $ 71,000 | $ 0 |
| SANDUSKY, OH | 1 | $ 101,000 | $ 101,000 | $ 48,000 |
| SHEBOYGAN, WI | 1 | $ 208,000 | $ 208,000 | $ 102,000 |
| ST. JOSEPH, MO-KS | 1 | $ 634,000 | $ 634,000 | $ 320,000 |
| STATE COLLEGE, PA | 1 | $ 203,000 | $ 203,000 | $ 0 |
| TRENTON-EWING, NJ | 1 | $ 116,000 | $ 116,000 | $ 0 |
| WINCHESTER, VA-WV | 1 | $ 300,000 | $ 300,000 | $ 72,000 |
Mortgage Loan Application Detail Totals for Union Planters Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 45,442 | $6,246,657,000 | $136,490 | $10,940,000 | $56,764 | $7,200,000 |
| Home Purchase | 43,060 | $5,751,493,000 | $158,125 | $24,000,000 | $53,416 | $8,000,000 |
| Home Improvement | 1,912 | $53,074,000 | $48,478 | $1,120,000 | $56,956 | $2,095,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 59,581 | $7,851,833,000 | $139,632 | $8,260,000 | $65,142 | $8,000,000 |
| Black or African American | 7,852 | $834,535,000 | $123,000 | $1,996,000 | $59,500 | $5,490,000 |
| Not Provided | 7,659 | $795,187,000 | $118,586 | $3,750,000 | $53,891 | $3,168,000 |
| Hispanic | 6,788 | $983,596,000 | $128,750 | $4,000,000 | $53,888 | $7,200,000 |
| Not applicable | 5,501 | $1,035,830,000 | $214,000 | $24,000,000 | $2,020 | $3,579,000 |
| Asian | 2,563 | $480,740,000 | $182,783 | $2,772,000 | $76,891 | $1,974,000 |
| Native Hawaiian or Other Pacific Islander | 239 | $39,506,000 | $138,153 | $728,000 | $76,000 | $542,000 |
| American Indian or Alaskan Native | 231 | $29,997,000 | $134,740 | $752,000 | $59,407 | $737,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 80,966 | $11,023,929,000 | $151,860 | $24,000,000 | $57,920 | $8,000,000 |
| FHA-insured (Federal Housing Administration) | 7,094 | $749,100,000 | $106,285 | $381,000 | $27,714 | $1,145,000 |
| VA-guaranteed (Veterans Administration) | 1,881 | $238,588,000 | $127,864 | $333,000 | $40,783 | $1,455,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 473 | $39,607,000 | $102,894 | $254,000 | $39,368 | $94,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 58,771 | $8,118,592,000 | $142,416 | $24,000,000 | $68,291 | $8,000,000 |
| Application Denied By Financial Institution | 16,018 | $1,673,512,000 | $126,822 | $2,000,000 | $57,377 | $2,700,000 |
| Application Withdrawn By Applicant | 6,009 | $799,035,000 | $149,333 | $6,000,000 | $63,166 | $5,760,000 |
| Loan Purchased By The Institution | 5,147 | $880,669,000 | $189,500 | $1,920,000 | $0 | $0 |
| Application Approved But Not Accepted | 4,019 | $527,711,000 | $116,488 | $4,000,000 | $62,577 | $7,200,000 |
| File Closed For Incompleteness | 404 | $45,221,000 | $128,742 | $600,000 | $67,285 | $785,000 |
| Preapproval Denied by Financial Institution | 41 | $5,838,000 | $142,000 | $1,220,000 | $44,000 | $296,000 |
| Preapproval Approved but not Accepted | 5 | $646,000 | $129,000 | $160,000 | $39,000 | $58,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 4,273 | $289,549,000 | $121,641 | $834,000 | $57,589 | $2,095,000 |
| Credit Application Incomplete | 3,658 | $468,450,000 | $136,775 | $1,000,000 | $57,100 | $634,000 |
| Debt-To-Income Ratio | 2,852 | $212,780,000 | $125,088 | $1,770,000 | $56,735 | $1,000,000 |
| Other | 2,543 | $374,545,000 | $131,302 | $2,000,000 | $60,279 | $1,455,000 |
| Collateral | 1,091 | $131,977,000 | $124,393 | $1,180,000 | $66,393 | $1,974,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 776 | $100,350,000 | $144,828 | $950,000 | $59,771 | $569,000 |
| Unverifiable Information | 696 | $87,991,000 | $129,466 | $1,211,000 | $65,266 | $2,700,000 |
| Employment History | 168 | $13,521,000 | $83,450 | $459,000 | $42,700 | $350,000 |
| Mortgage Insurance Denied | 2 | $187,000 | $93,500 | $95,000 | $15,000 | $30,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Planters Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Planters Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Alabama, download the full spreadsheet
with aggregated HMDA statistics today.