Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Union Savings Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 16,945 |
| Total Mortgage Loan Application Amount | $3,097,401,000 |
| Average Mortgage Loan Application Amount | $161,666 |
| Highest Mortgage Loan Application Amount | $6,500,000 |
| Average Applicant Income | $100,666 |
| Highest Applicant Income | $2,600,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 2,659 | $ 462,301,000 | $ 173,000 | $ 99,000 |
| Hamilton County Ohio | 2,275 | $ 382,647,000 | $ 168,000 | $ 105,000 |
| Montgomery County Ohio | 1,978 | $ 273,189,000 | $ 138,000 | $ 89,000 |
| Warren County Ohio | 1,250 | $ 264,209,000 | $ 211,000 | $ 118,000 |
| Butler County Ohio | 1,059 | $ 184,001,000 | $ 173,000 | $ 97,000 |
| Marion County Indiana | 1,055 | $ 156,826,000 | $ 148,000 | $ 94,000 |
| Hamilton County Indiana | 893 | $ 201,959,000 | $ 226,000 | $ 127,000 |
| Delaware County Ohio | 655 | $ 163,475,000 | $ 249,000 | $ 134,000 |
| Greene County Ohio | 509 | $ 99,956,000 | $ 196,000 | $ 110,000 |
| Clermont County Ohio | 500 | $ 93,427,000 | $ 186,000 | $ 108,000 |
| Miami County Ohio | 390 | $ 63,682,000 | $ 163,000 | $ 90,000 |
| Allen County Indiana | 363 | $ 51,708,000 | $ 142,000 | $ 85,000 |
| Fairfield County Ohio | 328 | $ 56,741,000 | $ 172,000 | $ 97,000 |
| Johnson County Indiana | 311 | $ 60,119,000 | $ 193,000 | $ 111,000 |
| Hendricks County Indiana | 237 | $ 43,514,000 | $ 183,000 | $ 104,000 |
| Licking County Ohio | 167 | $ 32,885,000 | $ 196,000 | $ 106,000 |
| Bartholomew County Indiana | 165 | $ 27,153,000 | $ 164,000 | $ 96,000 |
| Union County Ohio | 132 | $ 35,488,000 | $ 268,000 | $ 142,000 |
| Boone County Indiana | 127 | $ 29,366,000 | $ 231,000 | $ 127,000 |
| Kenton County Kentucky | 123 | $ 22,590,000 | $ 183,000 | $ 113,000 |
| Clark County Ohio | 104 | $ 14,284,000 | $ 137,000 | $ 76,000 |
| Boone County Kentucky | 92 | $ 18,895,000 | $ 205,000 | $ 107,000 |
| Hancock County Indiana | 91 | $ 15,758,000 | $ 173,000 | $ 97,000 |
| Campbell County Kentucky | 83 | $ 14,694,000 | $ 177,000 | $ 112,000 |
| Pickaway County Ohio | 76 | $ 13,896,000 | $ 182,000 | $ 93,000 |
| Morgan County Indiana | 60 | $ 11,608,000 | $ 193,000 | $ 101,000 |
| Monroe County Indiana | 54 | $ 8,929,000 | $ 165,000 | $ 111,000 |
| Shelby County Ohio | 50 | $ 8,158,000 | $ 163,000 | $ 84,000 |
| Clinton County Ohio | 48 | $ 8,998,000 | $ 187,000 | $ 89,000 |
| Madison County Ohio | 45 | $ 10,442,000 | $ 232,000 | $ 130,000 |
| Preble County Ohio | 44 | $ 7,037,000 | $ 159,000 | $ 86,000 |
| Madison County Indiana | 37 | $ 5,277,000 | $ 142,000 | $ 81,000 |
| Broward County Florida | 31 | $ 14,018,000 | $ 452,000 | $ 315,000 |
| Dearborn County Indiana | 31 | $ 5,267,000 | $ 169,000 | $ 104,000 |
| Logan County Ohio | 30 | $ 5,075,000 | $ 169,000 | $ 151,000 |
| Brown County Indiana | 29 | $ 6,421,000 | $ 221,000 | $ 243,000 |
| Brown County Ohio | 27 | $ 5,211,000 | $ 193,000 | $ 133,000 |
| Knox County Ohio | 27 | $ 4,534,000 | $ 167,000 | $ 126,000 |
| Shelby County Indiana | 26 | $ 4,728,000 | $ 181,000 | $ 90,000 |
| Perry County Ohio | 25 | $ 5,250,000 | $ 210,000 | $ 112,000 |
| Champaign County Ohio | 23 | $ 3,927,000 | $ 170,000 | $ 80,000 |
| DeKalb County Indiana | 22 | $ 2,495,000 | $ 113,000 | $ 60,000 |
| Darke County Ohio | 22 | $ 2,543,000 | $ 115,000 | $ 66,000 |
| Jefferson County Kentucky | 20 | $ 5,897,000 | $ 294,000 | $ 127,000 |
| Hocking County Ohio | 20 | $ 2,981,000 | $ 149,000 | $ 85,000 |
| Los Angeles County California | 18 | $ 25,810,000 | $ 1,433,000 | $ 401,000 |
| Auglaize County Ohio | 18 | $ 2,776,000 | $ 154,000 | $ 123,000 |
| Howard County Indiana | 17 | $ 2,343,000 | $ 137,000 | $ 91,000 |
| Tippecanoe County Indiana | 17 | $ 2,318,000 | $ 136,000 | $ 96,000 |
| Morrow County Ohio | 17 | $ 3,019,000 | $ 177,000 | $ 80,000 |
| Orange County California | 15 | $ 28,447,000 | $ 1,896,000 | $ 358,000 |
| Huntington County Indiana | 15 | $ 2,273,000 | $ 151,000 | $ 79,000 |
| Cuyahoga County Ohio | 15 | $ 2,234,000 | $ 148,000 | $ 90,000 |
| Allegheny County Pennsylvania | 14 | $ 3,315,000 | $ 236,000 | $ 115,000 |
| Palm Beach County Florida | 13 | $ 14,544,000 | $ 1,118,000 | $ 382,000 |
| Marion County Ohio | 13 | $ 1,383,000 | $ 106,000 | $ 56,000 |
| Noble County Indiana | 11 | $ 1,572,000 | $ 142,000 | $ 97,000 |
| Steuben County Indiana | 11 | $ 1,528,000 | $ 138,000 | $ 69,000 |
| Fayette County Ohio | 11 | $ 1,406,000 | $ 127,000 | $ 97,000 |
| Fayette County Kentucky | 10 | $ 1,720,000 | $ 172,000 | $ 114,000 |
| Athens County Ohio | 10 | $ 1,248,000 | $ 124,000 | $ 79,000 |
| Sarasota County Florida | 9 | $ 3,566,000 | $ 396,000 | $ 700,000 |
| Jackson County Indiana | 9 | $ 1,143,000 | $ 127,000 | $ 66,000 |
| Whitley County Indiana | 9 | $ 1,689,000 | $ 187,000 | $ 102,000 |
| Lawrence County Pennsylvania | 9 | $ 1,237,000 | $ 137,000 | $ 71,000 |
| Grant County Indiana | 8 | $ 1,034,000 | $ 129,000 | $ 74,000 |
| Highland County Ohio | 8 | $ 1,229,000 | $ 153,000 | $ 156,000 |
| Richland County Ohio | 8 | $ 1,525,000 | $ 190,000 | $ 93,000 |
| Ross County Ohio | 8 | $ 943,000 | $ 117,000 | $ 73,000 |
| Collier County Florida | 7 | $ 2,337,000 | $ 333,000 | $ 291,000 |
| Lee County Florida | 7 | $ 1,833,000 | $ 261,000 | $ 196,000 |
| Franklin County Indiana | 7 | $ 1,303,000 | $ 186,000 | $ 108,000 |
| Putnam County Indiana | 7 | $ 1,654,000 | $ 236,000 | $ 133,000 |
| Wells County Indiana | 7 | $ 1,050,000 | $ 150,000 | $ 67,000 |
| Medina County Ohio | 7 | $ 1,257,000 | $ 179,000 | $ 80,000 |
| Mercer County Ohio | 7 | $ 1,106,000 | $ 158,000 | $ 124,000 |
| Pinellas County Florida | 6 | $ 1,370,000 | $ 228,000 | $ 256,000 |
| Delaware County Indiana | 6 | $ 973,000 | $ 162,000 | $ 148,000 |
| Henry County Indiana | 6 | $ 744,000 | $ 124,000 | $ 59,000 |
| Kosciusko County Indiana | 6 | $ 1,118,000 | $ 186,000 | $ 76,000 |
| Lake County Indiana | 6 | $ 1,731,000 | $ 288,000 | $ 116,000 |
| Adams County Ohio | 6 | $ 675,000 | $ 112,000 | $ 214,000 |
| Lake County Ohio | 6 | $ 899,000 | $ 149,000 | $ 62,000 |
| Muskingum County Ohio | 6 | $ 815,000 | $ 135,000 | $ 125,000 |
| Summit County Ohio | 6 | $ 1,189,000 | $ 198,000 | $ 102,000 |
| Campbell County Tennessee | 6 | $ 2,306,000 | $ 384,000 | $ 184,000 |
| Adams County Indiana | 5 | $ 421,000 | $ 84,000 | $ 54,000 |
| LaGrange County Indiana | 5 | $ 1,013,000 | $ 202,000 | $ 113,000 |
| Tipton County Indiana | 5 | $ 572,000 | $ 114,000 | $ 59,000 |
| Grant County Kentucky | 5 | $ 1,542,000 | $ 308,000 | $ 224,000 |
| Lucas County Ohio | 5 | $ 594,000 | $ 118,000 | $ 54,000 |
| Mahoning County Ohio | 5 | $ 783,000 | $ 156,000 | $ 81,000 |
| Rush County Indiana | 4 | $ 511,000 | $ 127,000 | $ 65,000 |
| Madison County Kentucky | 4 | $ 1,377,000 | $ 344,000 | $ 126,000 |
| Oldham County Kentucky | 4 | $ 1,190,000 | $ 297,000 | $ 110,000 |
| Hardin County Ohio | 4 | $ 531,000 | $ 132,000 | $ 67,000 |
| Stark County Ohio | 4 | $ 622,000 | $ 155,000 | $ 91,000 |
| Van Wert County Ohio | 4 | $ 580,000 | $ 145,000 | $ 53,000 |
| Beaufort County South Carolina | 4 | $ 670,000 | $ 167,000 | $ 129,000 |
| Sumner County Tennessee | 4 | $ 1,260,000 | $ 315,000 | $ 244,000 |
| San Diego County California | 3 | $ 4,288,000 | $ 1,429,000 | $ 503,000 |
| Cook County Illinois | 3 | $ 796,000 | $ 265,000 | $ 120,000 |
| Wayne County Indiana | 3 | $ 547,000 | $ 182,000 | $ 59,000 |
| Pendleton County Kentucky | 3 | $ 279,000 | $ 93,000 | $ 94,000 |
| Scott County Kentucky | 3 | $ 476,000 | $ 158,000 | $ 118,000 |
| Mecklenburg County North Carolina | 3 | $ 743,000 | $ 247,000 | $ 192,000 |
| Guernsey County Ohio | 3 | $ 280,000 | $ 93,000 | $ 121,000 |
| Ottawa County Ohio | 3 | $ 294,000 | $ 98,000 | $ 75,000 |
| Scioto County Ohio | 3 | $ 369,000 | $ 123,000 | $ 96,000 |
| Cleveland County Oklahoma | 3 | $ 457,000 | $ 152,000 | $ 71,000 |
| Mercer County Pennsylvania | 3 | $ 374,000 | $ 124,000 | $ 78,000 |
| Charleston County South Carolina | 3 | $ 644,000 | $ 214,000 | $ 113,000 |
| Maricopa County Arizona | 2 | $ 391,000 | $ 195,000 | $ 252,000 |
| Charlotte County Florida | 2 | $ 724,000 | $ 362,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 1,003,000 | $ 501,000 | $ 234,000 |
| Manatee County Florida | 2 | $ 577,000 | $ 288,000 | $ 132,000 |
| Okaloosa County Florida | 2 | $ 592,000 | $ 296,000 | $ 141,000 |
| Pasco County Florida | 2 | $ 473,000 | $ 236,000 | $ 94,000 |
| Clay County Indiana | 2 | $ 265,000 | $ 132,000 | $ 83,000 |
| Elkhart County Indiana | 2 | $ 198,000 | $ 99,000 | $ 153,000 |
| Floyd County Indiana | 2 | $ 591,000 | $ 295,000 | $ 142,000 |
| Greene County Indiana | 2 | $ 209,000 | $ 104,000 | $ 87,000 |
| Montgomery County Indiana | 2 | $ 243,000 | $ 121,000 | $ 68,000 |
| Owen County Indiana | 2 | $ 202,000 | $ 101,000 | $ 93,000 |
| St. Joseph County Indiana | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
| Warren County Indiana | 2 | $ 378,000 | $ 189,000 | $ 68,000 |
| Warrick County Indiana | 2 | $ 235,000 | $ 117,000 | $ 154,000 |
| Bullitt County Kentucky | 2 | $ 781,000 | $ 390,000 | $ 40,000 |
| Carter County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Gallatin County Kentucky | 2 | $ 778,000 | $ 389,000 | $ 58,000 |
| Pulaski County Kentucky | 2 | $ 168,000 | $ 84,000 | $ 129,000 |
| Woodford County Kentucky | 2 | $ 240,000 | $ 120,000 | $ 56,000 |
| Branch County Michigan | 2 | $ 473,000 | $ 236,000 | $ 175,000 |
| Oakland County Michigan | 2 | $ 151,000 | $ 75,000 | $ 115,000 |
| Wayne County Michigan | 2 | $ 208,000 | $ 104,000 | $ 63,000 |
| St. Charles County Missouri | 2 | $ 455,000 | $ 227,000 | $ 153,000 |
| Allen County Ohio | 2 | $ 294,000 | $ 147,000 | $ 193,000 |
| Defiance County Ohio | 2 | $ 382,000 | $ 191,000 | $ 152,000 |
| Geauga County Ohio | 2 | $ 497,000 | $ 248,000 | $ 175,000 |
| Hancock County Ohio | 2 | $ 206,000 | $ 103,000 | $ 64,000 |
| Holmes County Ohio | 2 | $ 330,000 | $ 165,000 | $ 209,000 |
| Huron County Ohio | 2 | $ 194,000 | $ 97,000 | $ 50,000 |
| Morgan County Ohio | 2 | $ 213,000 | $ 106,000 | $ 71,000 |
| Paulding County Ohio | 2 | $ 200,000 | $ 100,000 | $ 56,000 |
| Portage County Ohio | 2 | $ 563,000 | $ 281,000 | $ 135,000 |
| Beaver County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 107,000 |
| Butler County Pennsylvania | 2 | $ 518,000 | $ 259,000 | $ 145,000 |
| Lebanon County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 123,000 |
| Sevier County Tennessee | 2 | $ 319,000 | $ 159,000 | $ 149,000 |
| Prince William County Virginia | 2 | $ 398,000 | $ 199,000 | $ 109,000 |
| Baldwin County Alabama | 1 | $ 296,000 | $ 296,000 | $ 0 |
| Yavapai County Arizona | 1 | $ 1,004,000 | $ 1,004,000 | $ 234,000 |
| Marin County California | 1 | $ 1,500,000 | $ 1,500,000 | $ 351,000 |
| Riverside County California | 1 | $ 452,000 | $ 452,000 | $ 0 |
| Ventura County California | 1 | $ 325,000 | $ 325,000 | $ 310,000 |
| Clay County Florida | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Escambia County Florida | 1 | $ 171,000 | $ 171,000 | $ 157,000 |
| Flagler County Florida | 1 | $ 494,000 | $ 494,000 | $ 613,000 |
| Hernando County Florida | 1 | $ 60,000 | $ 60,000 | $ 71,000 |
| Indian River County Florida | 1 | $ 179,000 | $ 179,000 | $ 136,000 |
| Marion County Florida | 1 | $ 307,000 | $ 307,000 | $ 175,000 |
| Miami-Dade County Florida | 1 | $ 165,000 | $ 165,000 | $ 163,000 |
| Nassau County Florida | 1 | $ 253,000 | $ 253,000 | $ 96,000 |
| Santa Rosa County Florida | 1 | $ 78,000 | $ 78,000 | $ 37,000 |
| Walton County Florida | 1 | $ 135,000 | $ 135,000 | $ 155,000 |
| Chatham County Georgia | 1 | $ 182,000 | $ 182,000 | $ 130,000 |
| Honolulu County Hawaii | 1 | $ 300,000 | $ 300,000 | $ 166,000 |
| Kendall County Illinois | 1 | $ 262,000 | $ 262,000 | $ 137,000 |
| Carroll County Indiana | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| Cass County Indiana | 1 | $ 131,000 | $ 131,000 | $ 59,000 |
| Clinton County Indiana | 1 | $ 93,000 | $ 93,000 | $ 73,000 |
| Dubois County Indiana | 1 | $ 223,000 | $ 223,000 | $ 70,000 |
| Fayette County Indiana | 1 | $ 159,000 | $ 159,000 | $ 76,000 |
| Fountain County Indiana | 1 | $ 90,000 | $ 90,000 | $ 49,000 |
| Fulton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 73,000 |
| Harrison County Indiana | 1 | $ 103,000 | $ 103,000 | $ 75,000 |
| Jasper County Indiana | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Jefferson County Indiana | 1 | $ 256,000 | $ 256,000 | $ 103,000 |
| Jennings County Indiana | 1 | $ 133,000 | $ 133,000 | $ 40,000 |
| LaPorte County Indiana | 1 | $ 140,000 | $ 140,000 | $ 69,000 |
| Lawrence County Indiana | 1 | $ 273,000 | $ 273,000 | $ 95,000 |
| Ohio County Indiana | 1 | $ 266,000 | $ 266,000 | $ 94,000 |
| Parke County Indiana | 1 | $ 218,000 | $ 218,000 | $ 76,000 |
| Porter County Indiana | 1 | $ 214,000 | $ 214,000 | $ 69,000 |
| Ripley County Indiana | 1 | $ 146,000 | $ 146,000 | $ 29,000 |
| Switzerland County Indiana | 1 | $ 264,000 | $ 264,000 | $ 155,000 |
| White County Indiana | 1 | $ 115,000 | $ 115,000 | $ 73,000 |
| Douglas County Kansas | 1 | $ 149,000 | $ 149,000 | $ 88,000 |
| Hardin County Kentucky | 1 | $ 33,000 | $ 33,000 | $ 20,000 |
| Harrison County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 54,000 |
| Jessamine County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 176,000 |
| McCracken County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 331,000 |
| Menifee County Kentucky | 1 | $ 110,000 | $ 110,000 | $ 132,000 |
| Owen County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 153,000 |
| Powell County Kentucky | 1 | $ 159,000 | $ 159,000 | $ 47,000 |
| Spencer County Kentucky | 1 | $ 182,000 | $ 182,000 | $ 124,000 |
| Wayne County Kentucky | 1 | $ 200,000 | $ 200,000 | $ 738,000 |
| Prince George's County Maryland | 1 | $ 286,000 | $ 286,000 | $ 110,000 |
| Barnstable County Massachusetts | 1 | $ 280,000 | $ 280,000 | $ 603,000 |
| Allegan County Michigan | 1 | $ 195,000 | $ 195,000 | $ 182,000 |
| Antrim County Michigan | 1 | $ 143,000 | $ 143,000 | $ 268,000 |
| Berrien County Michigan | 1 | $ 147,000 | $ 147,000 | $ 110,000 |
| Genesee County Michigan | 1 | $ 174,000 | $ 174,000 | $ 82,000 |
| Camden County Missouri | 1 | $ 172,000 | $ 172,000 | $ 57,000 |
| Greene County Missouri | 1 | $ 191,000 | $ 191,000 | $ 50,000 |
| New York County New York | 1 | $ 2,000,000 | $ 2,000,000 | $ 1,007,000 |
| Iredell County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 198,000 |
| Moore County North Carolina | 1 | $ 316,000 | $ 316,000 | $ 39,000 |
| Wake County North Carolina | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Ashland County Ohio | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Ashtabula County Ohio | 1 | $ 222,000 | $ 222,000 | $ 117,000 |
| Crawford County Ohio | 1 | $ 61,000 | $ 61,000 | $ 104,000 |
| Lorain County Ohio | 1 | $ 271,000 | $ 271,000 | $ 128,000 |
| Pike County Ohio | 1 | $ 400,000 | $ 400,000 | $ 197,000 |
| Seneca County Ohio | 1 | $ 62,000 | $ 62,000 | $ 56,000 |
| Trumbull County Ohio | 1 | $ 208,000 | $ 208,000 | $ 102,000 |
| Tuscarawas County Ohio | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Washington County Ohio | 1 | $ 103,000 | $ 103,000 | $ 78,000 |
| Wayne County Ohio | 1 | $ 225,000 | $ 225,000 | $ 69,000 |
| Wyandot County Ohio | 1 | $ 78,000 | $ 78,000 | $ 111,000 |
| Luzerne County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 53,000 |
| Wayne County Pennsylvania | 1 | $ 177,000 | $ 177,000 | $ 135,000 |
| Lubbock County Texas | 1 | $ 458,000 | $ 458,000 | $ 117,000 |
| Tarrant County Texas | 1 | $ 300,000 | $ 300,000 | $ 305,000 |
| Loudoun County Virginia | 1 | $ 635,000 | $ 635,000 | $ 101,000 |
| La Crosse County Wisconsin | 1 | $ 378,000 | $ 378,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 9,002 | $1,839,056,000 | $204,000 | $5,800,000 | $110,000 | $2,600,000 |
| Refinancing | 6,019 | $1,053,457,000 | $175,000 | $4,380,000 | $106,000 | $2,178,000 |
| Home Improvement | 1,924 | $204,888,000 | $106,000 | $6,500,000 | $86,000 | $2,530,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 13,470 | $2,523,644,000 | $187,000 | $6,500,000 | $110,000 | $2,600,000 |
| Black or African American | 1,226 | $76,425,000 | $62,000 | $656,000 | $57,000 | $460,000 |
| Not Provided | 1,080 | $236,444,000 | $218,000 | $5,800,000 | $128,000 | $2,178,000 |
| Asian | 750 | $154,941,000 | $206,000 | $820,000 | $114,000 | $570,000 |
| Not applicable | 206 | $67,673,000 | $328,000 | $4,380,000 | $0 | $0 |
| Hispanic | 173 | $31,178,000 | $180,000 | $1,098,000 | $98,000 | $380,000 |
| American Indian or Alaskan Native | 25 | $3,924,000 | $156,000 | $342,000 | $97,000 | $285,000 |
| Native Hawaiian or Other Pacific Islander | 15 | $3,172,000 | $211,000 | $648,000 | $117,000 | $247,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,156 | $2,818,618,000 | $185,000 | $6,500,000 | $110,000 | $2,600,000 |
| FHA-insured (Federal Housing Administration) | 1,346 | $192,779,000 | $143,000 | $332,000 | $63,000 | $337,000 |
| VA-guaranteed (Veterans Administration) | 361 | $74,595,000 | $206,000 | $770,000 | $87,000 | $394,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 82 | $11,409,000 | $139,000 | $400,000 | $53,000 | $276,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 12,956 | $2,376,584,000 | $183,000 | $6,500,000 | $108,000 | $2,600,000 |
| Application Denied By Financial Institution | 2,248 | $380,318,000 | $169,000 | $2,000,000 | $88,000 | $1,048,000 |
| Application Withdrawn By Applicant | 1,521 | $298,413,000 | $196,000 | $2,240,000 | $113,000 | $1,388,000 |
| Application Approved But Not Accepted | 205 | $39,248,000 | $191,000 | $3,500,000 | $106,000 | $926,000 |
| Loan Purchased By The Institution | 15 | $2,838,000 | $189,000 | $418,000 | $141,000 | $512,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 733 | $141,127,000 | $192,000 | $2,000,000 | $66,000 | $945,000 |
| Credit History | 502 | $64,079,000 | $127,000 | $926,000 | $81,000 | $696,000 |
| Collateral | 469 | $87,744,000 | $187,000 | $944,000 | $114,000 | $1,048,000 |
| Credit Application Incomplete | 288 | $50,623,000 | $175,000 | $1,360,000 | $117,000 | $608,000 |
| Other | 132 | $15,878,000 | $120,000 | $483,000 | $87,000 | $598,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 60 | $9,724,000 | $162,000 | $485,000 | $84,000 | $284,000 |
| Unverifiable Information | 36 | $6,192,000 | $172,000 | $782,000 | $108,000 | $595,000 |
| Employment History | 27 | $4,749,000 | $175,000 | $531,000 | $73,000 | $239,000 |
| Mortgage Insurance Denied | 1 | $202,000 | $202,000 | $202,000 | $76,000 | $76,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.