Union Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Union Savings Bank 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Union Savings Bank 8534 E Kemper Rd Cincinnati, OH 45249 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 8,712 |
| Total Mortgage Loan Application Amount | $2,200,380,000 |
| Average Mortgage Loan Application Amount | $169,333 |
| Highest Mortgage Loan Application Amount | $6,505,000 |
| Average Applicant Income | $123,500 |
| Highest Applicant Income | $6,511,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Union Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Union Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Union Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Union Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Union Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Union Savings Bank's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 1,044 | $ 195,430,000 | $ 187,000 | $ 118,000 |
| Franklin County Ohio | 984 | $ 254,860,000 | $ 259,000 | $ 161,000 |
| Hamilton County Ohio | 888 | $ 194,990,000 | $ 219,000 | $ 151,000 |
| Warren County Ohio | 574 | $ 164,020,000 | $ 285,000 | $ 163,000 |
| Butler County Ohio | 499 | $ 108,365,000 | $ 217,000 | $ 122,000 |
| Marion County Indiana | 440 | $ 80,460,000 | $ 182,000 | $ 109,000 |
| Greene County Ohio | 312 | $ 74,380,000 | $ 238,000 | $ 137,000 |
| Allen County Indiana | 287 | $ 62,385,000 | $ 217,000 | $ 116,000 |
| Delaware County Ohio | 285 | $ 96,065,000 | $ 337,000 | $ 197,000 |
| Hamilton County Indiana | 279 | $ 89,835,000 | $ 321,000 | $ 197,000 |
| Allegheny County Pennsylvania | 256 | $ 71,600,000 | $ 279,000 | $ 181,000 |
| Clermont County Ohio | 241 | $ 56,365,000 | $ 233,000 | $ 158,000 |
| Miami County Ohio | 199 | $ 41,135,000 | $ 206,000 | $ 123,000 |
| Johnson County Indiana | 125 | $ 30,175,000 | $ 241,000 | $ 135,000 |
| Fairfield County Ohio | 120 | $ 28,740,000 | $ 239,000 | $ 120,000 |
| Cuyahoga County Ohio | 116 | $ 21,340,000 | $ 183,000 | $ 124,000 |
| Licking County Ohio | 100 | $ 32,120,000 | $ 321,000 | $ 169,000 |
| Hendricks County Indiana | 79 | $ 22,055,000 | $ 279,000 | $ 142,000 |
| Clark County Ohio | 73 | $ 14,385,000 | $ 197,000 | $ 108,000 |
| Bartholomew County Indiana | 64 | $ 13,650,000 | $ 213,000 | $ 138,000 |
| Kenton County Kentucky | 55 | $ 15,245,000 | $ 277,000 | $ 159,000 |
| Campbell County Kentucky | 51 | $ 13,985,000 | $ 274,000 | $ 143,000 |
| Butler County Pennsylvania | 51 | $ 15,605,000 | $ 305,000 | $ 205,000 |
| Washington County Pennsylvania | 51 | $ 10,625,000 | $ 208,000 | $ 142,000 |
| Boone County Indiana | 47 | $ 18,495,000 | $ 393,000 | $ 204,000 |
| Boone County Kentucky | 47 | $ 12,895,000 | $ 274,000 | $ 199,000 |
| Union County Ohio | 47 | $ 15,595,000 | $ 331,000 | $ 175,000 |
| Hancock County Indiana | 42 | $ 10,420,000 | $ 248,000 | $ 163,000 |
| Lawrence County Pennsylvania | 40 | $ 6,390,000 | $ 159,000 | $ 77,000 |
| Westmoreland County Pennsylvania | 37 | $ 7,415,000 | $ 200,000 | $ 88,000 |
| Monroe County Indiana | 34 | $ 8,080,000 | $ 237,000 | $ 145,000 |
| Sarasota County Florida | 32 | $ 17,150,000 | $ 535,000 | $ 284,000 |
| Clinton County Ohio | 32 | $ 9,540,000 | $ 298,000 | $ 118,000 |
| Pickaway County Ohio | 30 | $ 5,890,000 | $ 196,000 | $ 93,000 |
| Jefferson County Kentucky | 29 | $ 8,265,000 | $ 285,000 | $ 166,000 |
| Madison County Ohio | 29 | $ 7,555,000 | $ 260,000 | $ 149,000 |
| Lee County Florida | 26 | $ 11,570,000 | $ 445,000 | $ 356,000 |
| Preble County Ohio | 23 | $ 3,665,000 | $ 159,000 | $ 84,000 |
| Knox County Ohio | 22 | $ 3,900,000 | $ 177,000 | $ 131,000 |
| Shelby County Ohio | 22 | $ 4,470,000 | $ 203,000 | $ 114,000 |
| Summit County Ohio | 22 | $ 4,950,000 | $ 225,000 | $ 129,000 |
| Perry County Ohio | 20 | $ 6,520,000 | $ 326,000 | $ 158,000 |
| Brown County Ohio | 19 | $ 3,475,000 | $ 182,000 | $ 137,000 |
| Logan County Ohio | 18 | $ 4,030,000 | $ 223,000 | $ 144,000 |
| Madison County Indiana | 17 | $ 3,665,000 | $ 215,000 | $ 118,000 |
| Dearborn County Indiana | 16 | $ 4,970,000 | $ 310,000 | $ 149,000 |
| Fayette County Ohio | 16 | $ 3,300,000 | $ 206,000 | $ 84,000 |
| Lake County Ohio | 16 | $ 3,790,000 | $ 236,000 | $ 117,000 |
| Morgan County Indiana | 15 | $ 2,955,000 | $ 197,000 | $ 91,000 |
| Darke County Ohio | 15 | $ 2,815,000 | $ 187,000 | $ 100,000 |
| Beaver County Pennsylvania | 15 | $ 2,825,000 | $ 188,000 | $ 107,000 |
| Mercer County Pennsylvania | 15 | $ 2,805,000 | $ 187,000 | $ 79,000 |
| DeKalb County Indiana | 14 | $ 2,350,000 | $ 167,000 | $ 88,000 |
| Lorain County Ohio | 14 | $ 3,130,000 | $ 223,000 | $ 138,000 |
| Muskingum County Ohio | 14 | $ 2,750,000 | $ 196,000 | $ 156,000 |
| Los Angeles County California | 13 | $ 17,375,000 | $ 1,336,000 | $ 457,000 |
| Huntington County Indiana | 13 | $ 3,165,000 | $ 243,000 | $ 110,000 |
| Shelby County Indiana | 13 | $ 2,875,000 | $ 221,000 | $ 121,000 |
| Marion County Ohio | 13 | $ 2,955,000 | $ 227,000 | $ 100,000 |
| Medina County Ohio | 13 | $ 5,345,000 | $ 411,000 | $ 169,000 |
| Indiana County Pennsylvania | 13 | $ 2,775,000 | $ 213,000 | $ 84,000 |
| Collier County Florida | 12 | $ 6,110,000 | $ 509,000 | $ 387,000 |
| Kosciusko County Indiana | 12 | $ 2,910,000 | $ 242,000 | $ 140,000 |
| Ross County Ohio | 12 | $ 1,260,000 | $ 105,000 | $ 132,000 |
| Pinellas County Florida | 11 | $ 4,775,000 | $ 434,000 | $ 241,000 |
| Brown County Indiana | 11 | $ 3,245,000 | $ 295,000 | $ 282,000 |
| Howard County Indiana | 11 | $ 1,885,000 | $ 171,000 | $ 128,000 |
| Steuben County Indiana | 11 | $ 4,335,000 | $ 394,000 | $ 318,000 |
| Fayette County Kentucky | 11 | $ 3,135,000 | $ 285,000 | $ 170,000 |
| Champaign County Ohio | 11 | $ 1,905,000 | $ 173,000 | $ 98,000 |
| Morrow County Ohio | 11 | $ 2,385,000 | $ 216,000 | $ 127,000 |
| Stark County Ohio | 11 | $ 3,895,000 | $ 354,000 | $ 104,000 |
| Hillsborough County Florida | 10 | $ 4,710,000 | $ 471,000 | $ 313,000 |
| Noble County Indiana | 9 | $ 1,255,000 | $ 139,000 | $ 87,000 |
| Palm Beach County Florida | 8 | $ 13,060,000 | $ 1,632,000 | $ 900,000 |
| Sumter County Florida | 8 | $ 2,620,000 | $ 327,000 | $ 268,000 |
| Delaware County Indiana | 8 | $ 1,690,000 | $ 211,000 | $ 110,000 |
| Geauga County Ohio | 8 | $ 2,270,000 | $ 283,000 | $ 129,000 |
| Orange County California | 7 | $ 9,445,000 | $ 1,349,000 | $ 498,000 |
| Tippecanoe County Indiana | 7 | $ 1,545,000 | $ 220,000 | $ 173,000 |
| Grant County Kentucky | 7 | $ 2,665,000 | $ 380,000 | $ 239,000 |
| Allen County Ohio | 7 | $ 935,000 | $ 133,000 | $ 157,000 |
| Athens County Ohio | 7 | $ 1,275,000 | $ 182,000 | $ 171,000 |
| Highland County Ohio | 7 | $ 1,045,000 | $ 149,000 | $ 89,000 |
| Hocking County Ohio | 7 | $ 1,155,000 | $ 165,000 | $ 149,000 |
| Ottawa County Ohio | 7 | $ 1,975,000 | $ 282,000 | $ 258,000 |
| Fayette County Pennsylvania | 7 | $ 1,385,000 | $ 197,000 | $ 101,000 |
| Manatee County Florida | 6 | $ 2,780,000 | $ 463,000 | $ 446,000 |
| Hancock County Ohio | 6 | $ 1,130,000 | $ 188,000 | $ 105,000 |
| Richland County Ohio | 6 | $ 680,000 | $ 113,000 | $ 131,000 |
| Somerset County Pennsylvania | 6 | $ 2,310,000 | $ 385,000 | $ 949,000 |
| Charlotte County Florida | 5 | $ 2,055,000 | $ 411,000 | $ 152,000 |
| Polk County Florida | 5 | $ 1,305,000 | $ 261,000 | $ 209,000 |
| Walton County Florida | 5 | $ 2,745,000 | $ 549,000 | $ 279,000 |
| Wells County Indiana | 5 | $ 915,000 | $ 183,000 | $ 140,000 |
| Lucas County Ohio | 5 | $ 1,215,000 | $ 243,000 | $ 105,000 |
| Mahoning County Ohio | 5 | $ 895,000 | $ 179,000 | $ 101,000 |
| Trumbull County Ohio | 5 | $ 865,000 | $ 173,000 | $ 75,000 |
| Beaufort County South Carolina | 5 | $ 1,615,000 | $ 323,000 | $ 278,000 |
| Bay County Florida | 4 | $ 1,580,000 | $ 395,000 | $ 217,000 |
| Broward County Florida | 4 | $ 1,160,000 | $ 290,000 | $ 233,000 |
| Lake County Florida | 4 | $ 1,330,000 | $ 332,000 | $ 275,000 |
| Marion County Florida | 4 | $ 410,000 | $ 102,000 | $ 40,000 |
| Martin County Florida | 4 | $ 1,530,000 | $ 382,000 | $ 179,000 |
| Miami-Dade County Florida | 4 | $ 9,950,000 | $ 2,487,000 | $ 2,297,000 |
| Osceola County Florida | 4 | $ 1,490,000 | $ 372,000 | $ 394,000 |
| Pasco County Florida | 4 | $ 1,480,000 | $ 370,000 | $ 178,000 |
| St. Johns County Florida | 4 | $ 1,540,000 | $ 385,000 | $ 284,000 |
| Volusia County Florida | 4 | $ 1,470,000 | $ 367,000 | $ 143,000 |
| Clark County Indiana | 4 | $ 1,150,000 | $ 287,000 | $ 106,000 |
| Decatur County Indiana | 4 | $ 1,030,000 | $ 257,000 | $ 132,000 |
| Jennings County Indiana | 4 | $ 520,000 | $ 130,000 | $ 51,000 |
| Ripley County Indiana | 4 | $ 930,000 | $ 232,000 | $ 149,000 |
| Whitley County Indiana | 4 | $ 1,060,000 | $ 265,000 | $ 120,000 |
| Pendleton County Kentucky | 4 | $ 1,310,000 | $ 327,000 | $ 217,000 |
| Scott County Kentucky | 4 | $ 1,450,000 | $ 362,000 | $ 162,000 |
| Brevard County Florida | 3 | $ 1,805,000 | $ 601,000 | $ 415,000 |
| Okaloosa County Florida | 3 | $ 2,815,000 | $ 938,000 | $ 667,000 |
| Greene County Indiana | 3 | $ 595,000 | $ 198,000 | $ 84,000 |
| Henry County Indiana | 3 | $ 885,000 | $ 295,000 | $ 190,000 |
| LaPorte County Indiana | 3 | $ 645,000 | $ 215,000 | $ 245,000 |
| Putnam County Indiana | 3 | $ 665,000 | $ 221,000 | $ 81,000 |
| Vigo County Indiana | 3 | $ 405,000 | $ 135,000 | $ 97,000 |
| Mason County Kentucky | 3 | $ 515,000 | $ 171,000 | $ 90,000 |
| Pulaski County Kentucky | 3 | $ 935,000 | $ 311,000 | $ 179,000 |
| Shelby County Kentucky | 3 | $ 1,425,000 | $ 475,000 | $ 187,000 |
| Wayne County Michigan | 3 | $ 895,000 | $ 298,000 | $ 126,000 |
| Kings County New York | 3 | $ 3,765,000 | $ 1,255,000 | $ 481,000 |
| Moore County North Carolina | 3 | $ 845,000 | $ 281,000 | $ 136,000 |
| Union County North Carolina | 3 | $ 895,000 | $ 298,000 | $ 137,000 |
| Auglaize County Ohio | 3 | $ 715,000 | $ 238,000 | $ 197,000 |
| Erie County Ohio | 3 | $ 1,135,000 | $ 378,000 | $ 166,000 |
| Harrison County Ohio | 3 | $ 485,000 | $ 161,000 | $ 139,000 |
| Paulding County Ohio | 3 | $ 425,000 | $ 141,000 | $ 53,000 |
| Pike County Ohio | 3 | $ 735,000 | $ 245,000 | $ 81,000 |
| Portage County Ohio | 3 | $ 665,000 | $ 221,000 | $ 278,000 |
| Washington County Ohio | 3 | $ 525,000 | $ 175,000 | $ 304,000 |
| Georgetown County South Carolina | 3 | $ 1,725,000 | $ 575,000 | $ 89,000 |
| Cumberland County Tennessee | 3 | $ 1,295,000 | $ 431,000 | $ 104,000 |
| Davidson County Tennessee | 3 | $ 2,065,000 | $ 688,000 | $ 552,000 |
| Sevier County Tennessee | 3 | $ 2,365,000 | $ 788,000 | $ 167,000 |
| Riverside County California | 2 | $ 1,510,000 | $ 755,000 | $ 386,000 |
| Duval County Florida | 2 | $ 450,000 | $ 225,000 | $ 96,000 |
| Escambia County Florida | 2 | $ 750,000 | $ 375,000 | $ 120,000 |
| Gulf County Florida | 2 | $ 270,000 | $ 135,000 | $ 164,000 |
| Nassau County Florida | 2 | $ 1,100,000 | $ 550,000 | $ 225,000 |
| St. Lucie County Florida | 2 | $ 1,010,000 | $ 505,000 | $ 166,000 |
| Fulton County Georgia | 2 | $ 740,000 | $ 370,000 | $ 232,000 |
| Cook County Illinois | 2 | $ 840,000 | $ 420,000 | $ 188,000 |
| Adams County Indiana | 2 | $ 240,000 | $ 120,000 | $ 100,000 |
| Jackson County Indiana | 2 | $ 240,000 | $ 120,000 | $ 236,000 |
| LaGrange County Indiana | 2 | $ 410,000 | $ 205,000 | $ 178,000 |
| Lake County Indiana | 2 | $ 550,000 | $ 275,000 | $ 106,000 |
| Lawrence County Indiana | 2 | $ 310,000 | $ 155,000 | $ 63,000 |
| Montgomery County Indiana | 2 | $ 230,000 | $ 115,000 | $ 211,000 |
| Ohio County Indiana | 2 | $ 110,000 | $ 55,000 | $ 65,000 |
| St. Joseph County Indiana | 2 | $ 800,000 | $ 400,000 | $ 224,000 |
| Wayne County Indiana | 2 | $ 170,000 | $ 85,000 | $ 45,000 |
| Boyle County Kentucky | 2 | $ 730,000 | $ 365,000 | $ 182,000 |
| Edmonson County Kentucky | 2 | $ 640,000 | $ 320,000 | $ 203,000 |
| Grayson County Kentucky | 2 | $ 870,000 | $ 435,000 | $ 191,000 |
| Oldham County Kentucky | 2 | $ 800,000 | $ 400,000 | $ 250,000 |
| Wayne County Kentucky | 2 | $ 120,000 | $ 60,000 | $ 122,000 |
| Oakland County Michigan | 2 | $ 820,000 | $ 410,000 | $ 225,000 |
| Ottawa County Michigan | 2 | $ 700,000 | $ 350,000 | $ 157,000 |
| Roscommon County Michigan | 2 | $ 640,000 | $ 320,000 | $ 272,000 |
| Clark County Nevada | 2 | $ 1,020,000 | $ 510,000 | $ 255,000 |
| Durham County North Carolina | 2 | $ 840,000 | $ 420,000 | $ 398,000 |
| Mecklenburg County North Carolina | 2 | $ 1,170,000 | $ 585,000 | $ 191,000 |
| Ashland County Ohio | 2 | $ 300,000 | $ 150,000 | $ 95,000 |
| Ashtabula County Ohio | 2 | $ 400,000 | $ 200,000 | $ 0 |
| Crawford County Ohio | 2 | $ 270,000 | $ 135,000 | $ 52,000 |
| Jackson County Ohio | 2 | $ 310,000 | $ 155,000 | $ 89,000 |
| Scioto County Ohio | 2 | $ 530,000 | $ 265,000 | $ 128,000 |
| Van Wert County Ohio | 2 | $ 570,000 | $ 285,000 | $ 130,000 |
| Wayne County Ohio | 2 | $ 320,000 | $ 160,000 | $ 48,000 |
| Wood County Ohio | 2 | $ 250,000 | $ 125,000 | $ 149,000 |
| Armstrong County Pennsylvania | 2 | $ 380,000 | $ 190,000 | $ 106,000 |
| Anderson County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 268,000 |
| Dorchester County South Carolina | 2 | $ 970,000 | $ 485,000 | $ 162,000 |
| Horry County South Carolina | 2 | $ 580,000 | $ 290,000 | $ 83,000 |
| Claiborne County Tennessee | 2 | $ 700,000 | $ 350,000 | $ 208,000 |
| Jefferson County Tennessee | 2 | $ 590,000 | $ 295,000 | $ 116,000 |
| Williamson County Tennessee | 2 | $ 1,250,000 | $ 625,000 | $ 588,000 |
| Chesapeake County Virginia | 2 | $ 720,000 | $ 360,000 | $ 174,000 |
| Stafford County Virginia | 2 | $ 470,000 | $ 235,000 | $ 172,000 |
| Virginia Beach County Virginia | 2 | $ 310,000 | $ 155,000 | $ 86,000 |
| Etowah County Alabama | 1 | $ 285,000 | $ 285,000 | $ 273,000 |
| Coconino County Arizona | 1 | $ 535,000 | $ 535,000 | $ 158,000 |
| Benton County Arkansas | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Carroll County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 171,000 |
| Logan County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 120,000 |
| Marin County California | 1 | $ 3,005,000 | $ 3,005,000 | $ 954,000 |
| Monterey County California | 1 | $ 735,000 | $ 735,000 | $ 725,000 |
| San Diego County California | 1 | $ 805,000 | $ 805,000 | $ 390,000 |
| San Francisco County California | 1 | $ 1,245,000 | $ 1,245,000 | $ 199,000 |
| Santa Barbara County California | 1 | $ 605,000 | $ 605,000 | $ 198,000 |
| Santa Clara County California | 1 | $ 2,005,000 | $ 2,005,000 | $ 0 |
| Ventura County California | 1 | $ 1,565,000 | $ 1,565,000 | $ 660,000 |
| Denver County Colorado | 1 | $ 615,000 | $ 615,000 | $ 183,000 |
| El Paso County Colorado | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Jefferson County Colorado | 1 | $ 2,465,000 | $ 2,465,000 | $ 724,000 |
| Saguache County Colorado | 1 | $ 835,000 | $ 835,000 | $ 170,000 |
| Summit County Colorado | 1 | $ 4,295,000 | $ 4,295,000 | $ 0 |
| New London County Connecticut | 1 | $ 455,000 | $ 455,000 | $ 321,000 |
| Citrus County Florida | 1 | $ 275,000 | $ 275,000 | $ 148,000 |
| Flagler County Florida | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Franklin County Florida | 1 | $ 485,000 | $ 485,000 | $ 266,000 |
| Hendry County Florida | 1 | $ 835,000 | $ 835,000 | $ 340,000 |
| Hernando County Florida | 1 | $ 255,000 | $ 255,000 | $ 173,000 |
| Highlands County Florida | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 225,000 |
| Monroe County Florida | 1 | $ 3,005,000 | $ 3,005,000 | $ 683,000 |
| Orange County Florida | 1 | $ 365,000 | $ 365,000 | $ 108,000 |
| Santa Rosa County Florida | 1 | $ 775,000 | $ 775,000 | $ 138,000 |
| Seminole County Florida | 1 | $ 445,000 | $ 445,000 | $ 128,000 |
| DeKalb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 57,000 |
| Gilmer County Georgia | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Polk County Georgia | 1 | $ 25,000 | $ 25,000 | $ 63,000 |
| Union County Georgia | 1 | $ 235,000 | $ 235,000 | $ 120,000 |
| Ada County Idaho | 1 | $ 675,000 | $ 675,000 | $ 264,000 |
| DuPage County Illinois | 1 | $ 355,000 | $ 355,000 | $ 300,000 |
| Lake County Illinois | 1 | $ 865,000 | $ 865,000 | $ 271,000 |
| Carroll County Indiana | 1 | $ 605,000 | $ 605,000 | $ 310,000 |
| Clay County Indiana | 1 | $ 325,000 | $ 325,000 | $ 136,000 |
| Clinton County Indiana | 1 | $ 655,000 | $ 655,000 | $ 186,000 |
| Crawford County Indiana | 1 | $ 155,000 | $ 155,000 | $ 134,000 |
| Elkhart County Indiana | 1 | $ 115,000 | $ 115,000 | $ 77,000 |
| Floyd County Indiana | 1 | $ 145,000 | $ 145,000 | $ 113,000 |
| Fountain County Indiana | 1 | $ 45,000 | $ 45,000 | $ 138,000 |
| Franklin County Indiana | 1 | $ 725,000 | $ 725,000 | $ 306,000 |
| Fulton County Indiana | 1 | $ 555,000 | $ 555,000 | $ 349,000 |
| Grant County Indiana | 1 | $ 45,000 | $ 45,000 | $ 86,000 |
| Harrison County Indiana | 1 | $ 225,000 | $ 225,000 | $ 158,000 |
| Owen County Indiana | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Parke County Indiana | 1 | $ 425,000 | $ 425,000 | $ 266,000 |
| Perry County Indiana | 1 | $ 365,000 | $ 365,000 | $ 183,000 |
| Porter County Indiana | 1 | $ 625,000 | $ 625,000 | $ 234,000 |
| Sullivan County Indiana | 1 | $ 185,000 | $ 185,000 | $ 81,000 |
| Switzerland County Indiana | 1 | $ 55,000 | $ 55,000 | $ 94,000 |
| Tipton County Indiana | 1 | $ 235,000 | $ 235,000 | $ 68,000 |
| Vanderburgh County Indiana | 1 | $ 305,000 | $ 305,000 | $ 134,000 |
| Wabash County Indiana | 1 | $ 165,000 | $ 165,000 | $ 133,000 |
| Warrick County Indiana | 1 | $ 355,000 | $ 355,000 | $ 198,000 |
| White County Indiana | 1 | $ 265,000 | $ 265,000 | $ 175,000 |
| Warren County Iowa | 1 | $ 575,000 | $ 575,000 | $ 147,000 |
| Johnson County Kansas | 1 | $ 515,000 | $ 515,000 | $ 325,000 |
| Bracken County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 238,000 |
| Caldwell County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Clinton County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 237,000 |
| Daviess County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 113,000 |
| Fleming County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 14,000 |
| Franklin County Kentucky | 1 | $ 155,000 | $ 155,000 | $ 83,000 |
| Greenup County Kentucky | 1 | $ 305,000 | $ 305,000 | $ 119,000 |
| Knott County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Laurel County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 188,000 |
| Lewis County Kentucky | 1 | $ 615,000 | $ 615,000 | $ 397,000 |
| Marion County Kentucky | 1 | $ 555,000 | $ 555,000 | $ 106,000 |
| Nelson County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 73,000 |
| Owen County Kentucky | 1 | $ 325,000 | $ 325,000 | $ 352,000 |
| Powell County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Wolfe County Kentucky | 1 | $ 335,000 | $ 335,000 | $ 300,000 |
| Baltimore County Maryland | 1 | $ 345,000 | $ 345,000 | $ 131,000 |
| Suffolk County Massachusetts | 1 | $ 425,000 | $ 425,000 | $ 575,000 |
| Berrien County Michigan | 1 | $ 325,000 | $ 325,000 | $ 186,000 |
| Branch County Michigan | 1 | $ 105,000 | $ 105,000 | $ 78,000 |
| Genesee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 161,000 |
| Hillsdale County Michigan | 1 | $ 185,000 | $ 185,000 | $ 254,000 |
| Kalamazoo County Michigan | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Kent County Michigan | 1 | $ 485,000 | $ 485,000 | $ 201,000 |
| Monroe County Michigan | 1 | $ 205,000 | $ 205,000 | $ 213,000 |
| Sanilac County Michigan | 1 | $ 355,000 | $ 355,000 | $ 268,000 |
| Cass County Minnesota | 1 | $ 1,285,000 | $ 1,285,000 | $ 880,000 |
| Olmsted County Minnesota | 1 | $ 525,000 | $ 525,000 | $ 185,000 |
| Ramsey County Minnesota | 1 | $ 355,000 | $ 355,000 | $ 172,000 |
| Christian County Missouri | 1 | $ 485,000 | $ 485,000 | $ 368,000 |
| St. Charles County Missouri | 1 | $ 255,000 | $ 255,000 | $ 111,000 |
| Burlington County New Jersey | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
| Sandoval County New Mexico | 1 | $ 275,000 | $ 275,000 | $ 125,000 |
| Niagara County New York | 1 | $ 635,000 | $ 635,000 | $ 145,000 |
| Queens County New York | 1 | $ 805,000 | $ 805,000 | $ 238,000 |
| St. Lawrence County New York | 1 | $ 105,000 | $ 105,000 | $ 41,000 |
| Brunswick County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 400,000 |
| Dare County North Carolina | 1 | $ 245,000 | $ 245,000 | $ 359,000 |
| Lenoir County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| McDowell County North Carolina | 1 | $ 665,000 | $ 665,000 | $ 207,000 |
| Pamlico County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 0 |
| Rockingham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Rutherford County North Carolina | 1 | $ 305,000 | $ 305,000 | $ 357,000 |
| Adams County Ohio | 1 | $ 345,000 | $ 345,000 | $ 164,000 |
| Coshocton County Ohio | 1 | $ 255,000 | $ 255,000 | $ 146,000 |
| Defiance County Ohio | 1 | $ 205,000 | $ 205,000 | $ 119,000 |
| Guernsey County Ohio | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Hardin County Ohio | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Meigs County Ohio | 1 | $ 345,000 | $ 345,000 | $ 0 |
| Morgan County Ohio | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Putnam County Ohio | 1 | $ 445,000 | $ 445,000 | $ 106,000 |
| Tuscarawas County Ohio | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Vinton County Ohio | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Wyandot County Ohio | 1 | $ 235,000 | $ 235,000 | $ 83,000 |
| Le Flore County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 68,000 |
| Muskogee County Oklahoma | 1 | $ 235,000 | $ 235,000 | $ 101,000 |
| Bucks County Pennsylvania | 1 | $ 305,000 | $ 305,000 | $ 143,000 |
| Cambria County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 90,000 |
| Clearfield County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 101,000 |
| Cumberland County Pennsylvania | 1 | $ 725,000 | $ 725,000 | $ 183,000 |
| Montgomery County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 393,000 |
| Philadelphia County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Venango County Pennsylvania | 1 | $ 165,000 | $ 165,000 | $ 54,000 |
| York County Pennsylvania | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Berkeley County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 184,000 |
| Jasper County South Carolina | 1 | $ 275,000 | $ 275,000 | $ 193,000 |
| Oconee County South Carolina | 1 | $ 1,045,000 | $ 1,045,000 | $ 901,000 |
| Blount County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Sullivan County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 107,000 |
| Tipton County Tennessee | 1 | $ 435,000 | $ 435,000 | $ 100,000 |
| Wilson County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 135,000 |
| Morgan County Utah | 1 | $ 485,000 | $ 485,000 | $ 234,000 |
| Weber County Utah | 1 | $ 155,000 | $ 155,000 | $ 136,000 |
| Chesterfield County Virginia | 1 | $ 325,000 | $ 325,000 | $ 98,000 |
| Nelson County Virginia | 1 | $ 1,765,000 | $ 1,765,000 | $ 970,000 |
| Prince William County Virginia | 1 | $ 825,000 | $ 825,000 | $ 190,000 |
| Washington County Virginia | 1 | $ 105,000 | $ 105,000 | $ 102,000 |
| Jefferson County West Virginia | 1 | $ 205,000 | $ 205,000 | $ 85,000 |
| Monongalia County West Virginia | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Milwaukee County Wisconsin | 1 | $ 355,000 | $ 355,000 | $ 774,000 |
Mortgage Loan Application Detail Totals for Union Savings Bank in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 5,604 | $1,754,480,000 | $313,000 | $4,295,000 | $163,000 | $6,511,000 |
| Home Improvement | 940 | $70,470,000 | $74,000 | $995,000 | $115,000 | $1,667,000 |
| Other Purpose | 913 | $98,635,000 | $108,000 | $2,205,000 | $142,000 | $1,885,000 |
| Cash-out Refinancing | 882 | $184,620,000 | $209,000 | $6,505,000 | $131,000 | $2,344,000 |
| Refinancing | 372 | $92,110,000 | $247,000 | $3,005,000 | $131,000 | $1,050,000 |
| Not Applicable | 1 | $65,000 | $65,000 | $65,000 | $59,000 | $59,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,492 | $1,679,660,000 | $258,000 | $6,505,000 | $154,000 | $6,511,000 |
| Not Provided | 693 | $192,245,000 | $277,000 | $3,005,000 | $160,000 | $1,815,000 |
| Black or African American | 626 | $79,770,000 | $127,000 | $1,565,000 | $82,000 | $780,000 |
| Asian | 539 | $152,525,000 | $282,000 | $3,525,000 | $174,000 | $935,000 |
| Hispanic | 247 | $65,005,000 | $263,000 | $1,125,000 | $143,000 | $962,000 |
| American Indian or Alaskan Native | 30 | $5,460,000 | $182,000 | $465,000 | $112,000 | $302,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,295,000 | $259,000 | $455,000 | $100,000 | $204,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,994 | $2,040,510,000 | $255,000 | $6,505,000 | $157,000 | $6,511,000 |
| FHA-insured (Federal Housing Administration) | 544 | $108,500,000 | $199,000 | $605,000 | $78,000 | $319,000 |
| VA-guaranteed (Veterans Administration) | 151 | $47,485,000 | $314,000 | $825,000 | $118,000 | $427,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,885,000 | $168,000 | $305,000 | $69,000 | $115,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,766 | $1,721,000,000 | $254,000 | $6,505,000 | $156,000 | $6,511,000 |
| Application Withdrawn By Applicant | 1,026 | $277,580,000 | $270,000 | $2,155,000 | $152,000 | $1,815,000 |
| Application Denied By Financial Institution | 621 | $144,205,000 | $232,000 | $2,355,000 | $101,000 | $935,000 |
| Application Approved But Not Accepted | 170 | $30,660,000 | $180,000 | $995,000 | $136,000 | $962,000 |
| File Closed For Incompleteness | 126 | $26,550,000 | $210,000 | $1,365,000 | $129,000 | $1,050,000 |
| Loan Purchased By The Institution | 3 | $385,000 | $128,000 | $165,000 | $54,000 | $59,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 8,091 | $2,056,175,000 | $254,000 | $6,505,000 | $154,000 | $6,511,000 |
| Debt-To-Income Ratio | 260 | $67,840,000 | $260,000 | $2,355,000 | $81,000 | $472,000 |
| Collateral | 154 | $35,470,000 | $230,000 | $895,000 | $133,000 | $935,000 |
| Credit History | 116 | $18,240,000 | $157,000 | $805,000 | $91,000 | $700,000 |
| Other | 23 | $5,455,000 | $237,000 | $635,000 | $176,000 | $760,000 |
| Unverifiable Information | 19 | $4,105,000 | $216,000 | $525,000 | $110,000 | $240,000 |
| Credit Application Incomplete | 19 | $5,625,000 | $296,000 | $995,000 | $101,000 | $277,000 |
| Employment History | 16 | $3,440,000 | $215,000 | $615,000 | $82,000 | $253,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 14 | $4,030,000 | $287,000 | $815,000 | $89,000 | $256,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Union Savings Bank's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Union Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.