United Bank Inc
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage loan statistics, lending data, and loan application totals for West Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank Inc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.

Mortgage Company & Address United Bank Inc
5Th & Avery/United Square
Parkersburg, WV 26102
Tel #: available with data download
Federal Regulator * available with data download
Years 2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,664
Total Mortgage Loan Application Amount $308,051,000
Average Mortgage Loan Application Amount $180,090
Highest Mortgage Loan Application Amount $4,000,000
Average Applicant Income $126,060
Highest Applicant Income $2,099,000

Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in WV, the totals and averages will help you understand where the lender does business as well as the volume of business they do.

Mortgage Loan Application Totals for United Bank Inc by County in 2005

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Kanawha County West Virginia 419 $ 53,625,000 $ 127,000 $ 70,000
Monongalia County West Virginia 261 $ 30,560,000 $ 117,000 $ 63,000
Wood County West Virginia 257 $ 26,161,000 $ 101,000 $ 55,000
Raleigh County West Virginia 192 $ 21,157,000 $ 110,000 $ 70,000
Jackson County West Virginia 183 $ 9,957,000 $ 54,000 $ 69,000
Fayette County West Virginia 174 $ 9,721,000 $ 55,000 $ 67,000
Cabell County West Virginia 122 $ 14,038,000 $ 115,000 $ 77,000
Webster County West Virginia 121 $ 3,547,000 $ 29,000 $ 39,000
Ohio County West Virginia 98 $ 6,860,000 $ 70,000 $ 56,000
Putnam County West Virginia 87 $ 13,224,000 $ 152,000 $ 61,000
Nicholas County West Virginia 81 $ 5,340,000 $ 65,000 $ 50,000
Wayne County West Virginia 81 $ 5,384,000 $ 66,000 $ 45,000
Lewis County West Virginia 80 $ 4,604,000 $ 57,000 $ 40,000
Logan County West Virginia 71 $ 3,945,000 $ 55,000 $ 52,000
Marshall County West Virginia 69 $ 3,184,000 $ 46,000 $ 73,000
Harrison County West Virginia 68 $ 2,081,000 $ 30,000 $ 45,000
Belmont County Ohio 67 $ 4,385,000 $ 65,000 $ 122,000
Jefferson County West Virginia 59 $ 7,531,000 $ 127,000 $ 77,000
Marion County West Virginia 52 $ 3,166,000 $ 60,000 $ 45,000
Washington County Ohio 48 $ 4,101,000 $ 85,000 $ 47,000
Gilmer County West Virginia 44 $ 2,606,000 $ 59,000 $ 51,000
Allegheny County Pennsylvania 43 $ 1,152,000 $ 26,000 $ 66,000
Greenbrier County West Virginia 39 $ 13,030,000 $ 334,000 $ 186,000
Preston County West Virginia 37 $ 2,861,000 $ 77,000 $ 34,000
Berkeley County West Virginia 28 $ 2,635,000 $ 94,000 $ 50,000
Hancock County West Virginia 27 $ 1,576,000 $ 58,000 $ 66,000
Upshur County West Virginia 27 $ 1,110,000 $ 41,000 $ 55,000
Fayette County Pennsylvania 26 $ 702,000 $ 27,000 $ 34,000
Lawrence County Ohio 25 $ 2,693,000 $ 107,000 $ 57,000
Summit County Ohio 25 $ 276,000 $ 11,000 $ 36,000
Roane County West Virginia 25 $ 1,477,000 $ 59,000 $ 46,000
Chautauqua County New York 24 $ 239,000 $ 9,000 $ 27,000
Franklin County Ohio 24 $ 337,000 $ 14,000 $ 44,000
Washington County Pennsylvania 24 $ 918,000 $ 38,000 $ 44,000
Boone County West Virginia 24 $ 1,399,000 $ 58,000 $ 54,000
Mercer County West Virginia 22 $ 2,478,000 $ 112,000 $ 108,000
Westmoreland County Pennsylvania 21 $ 233,000 $ 11,000 $ 43,000
Braxton County West Virginia 21 $ 1,051,000 $ 50,000 $ 37,000
Monroe County New York 20 $ 164,000 $ 8,000 $ 64,000
York County Pennsylvania 20 $ 114,000 $ 5,000 $ 39,000
Taylor County West Virginia 20 $ 697,000 $ 34,000 $ 45,000
Tuscarawas County Ohio 17 $ 154,000 $ 9,000 $ 32,000
Greene County Pennsylvania 17 $ 230,000 $ 13,000 $ 85,000
Jefferson County Ohio 16 $ 639,000 $ 39,000 $ 47,000
McKean County Pennsylvania 15 $ 144,000 $ 9,000 $ 31,000
Mason County West Virginia 15 $ 818,000 $ 54,000 $ 41,000
Randolph County West Virginia 15 $ 455,000 $ 30,000 $ 51,000
Stark County Ohio 13 $ 122,000 $ 9,000 $ 26,000
Brooke County West Virginia 13 $ 1,085,000 $ 83,000 $ 54,000
Lincoln County West Virginia 12 $ 1,239,000 $ 103,000 $ 68,000
Columbiana County Ohio 11 $ 109,000 $ 9,000 $ 33,000
Tucker County West Virginia 11 $ 1,100,000 $ 100,000 $ 73,000
Erie County New York 9 $ 78,000 $ 8,000 $ 38,000
Cuyahoga County Ohio 9 $ 124,000 $ 13,000 $ 51,000
Beaver County Pennsylvania 9 $ 106,000 $ 11,000 $ 40,000
Wetzel County West Virginia 9 $ 603,000 $ 67,000 $ 46,000
Wyoming County West Virginia 9 $ 545,000 $ 60,000 $ 68,000
Athens County Ohio 8 $ 207,000 $ 25,000 $ 45,000
Venango County Pennsylvania 8 $ 75,000 $ 9,000 $ 31,000
Barbour County West Virginia 8 $ 409,000 $ 51,000 $ 44,000
Clay County West Virginia 8 $ 503,000 $ 62,000 $ 82,000
Monroe County West Virginia 8 $ 1,424,000 $ 178,000 $ 79,000
Ritchie County West Virginia 8 $ 743,000 $ 92,000 $ 56,000
Meigs County Ohio 7 $ 614,000 $ 87,000 $ 63,000
Erie County Pennsylvania 7 $ 56,000 $ 8,000 $ 31,000
Tazewell County Virginia 7 $ 823,000 $ 117,000 $ 69,000
Pocahontas County West Virginia 7 $ 989,000 $ 141,000 $ 87,000
Wirt County West Virginia 7 $ 246,000 $ 35,000 $ 94,000
Garrett County Maryland 6 $ 229,000 $ 38,000 $ 64,000
Gallia County Ohio 6 $ 118,000 $ 19,000 $ 64,000
Clarion County Pennsylvania 6 $ 46,000 $ 7,000 $ 27,000
Mingo County West Virginia 6 $ 368,000 $ 61,000 $ 77,000
Licking County Ohio 5 $ 31,000 $ 6,000 $ 56,000
Lawrence County Pennsylvania 5 $ 61,000 $ 12,000 $ 55,000
Boyd County Kentucky 4 $ 303,000 $ 75,000 $ 68,000
Clark County Ohio 4 $ 25,000 $ 6,000 $ 59,000
Indiana County Pennsylvania 4 $ 23,000 $ 5,000 $ 20,000
Jefferson County Pennsylvania 4 $ 40,000 $ 10,000 $ 26,000
Calhoun County West Virginia 4 $ 264,000 $ 66,000 $ 60,000
Mineral County West Virginia 4 $ 100,000 $ 25,000 $ 34,000
Pleasants County West Virginia 4 $ 202,000 $ 50,000 $ 112,000
Summers County West Virginia 4 $ 420,000 $ 105,000 $ 99,000
District of Columbia County District Of Columbia 3 $ 2,220,000 $ 740,000 $ 294,000
Broward County Florida 3 $ 1,597,000 $ 532,000 $ 212,000
Palm Beach County Florida 3 $ 4,514,000 $ 1,504,000 $ 768,000
Lawrence County Kentucky 3 $ 273,000 $ 91,000 $ 132,000
Allegany County Maryland 3 $ 23,000 $ 7,000 $ 25,000
Yadkin County North Carolina 3 $ 12,000 $ 4,000 $ 35,000
Harrison County Ohio 3 $ 172,000 $ 57,000 $ 28,000
Lake County Ohio 3 $ 23,000 $ 7,000 $ 22,000
Richland County Ohio 3 $ 278,000 $ 92,000 $ 36,000
Cambria County Pennsylvania 3 $ 14,000 $ 4,000 $ 24,000
Mercer County Pennsylvania 3 $ 55,000 $ 18,000 $ 36,000
Somerset County Pennsylvania 3 $ 20,000 $ 6,000 $ 18,000
Frederick County Virginia 3 $ 434,000 $ 144,000 $ 131,000
St. Johns County Florida 2 $ 2,407,000 $ 1,203,000 $ 1,230,000
Cook County Illinois 2 $ 1,050,000 $ 525,000 $ 676,000
Greenup County Kentucky 2 $ 136,000 $ 68,000 $ 84,000
Cattaraugus County New York 2 $ 19,000 $ 9,000 $ 29,000
Livingston County New York 2 $ 20,000 $ 10,000 $ 56,000
Wayne County New York 2 $ 18,000 $ 9,000 $ 94,000
Davidson County North Carolina 2 $ 7,000 $ 3,000 $ 26,000
Gaston County North Carolina 2 $ 142,000 $ 71,000 $ 38,000
Stokes County North Carolina 2 $ 54,000 $ 27,000 $ 15,000
Warren County North Carolina 2 $ 6,000 $ 3,000 $ 36,000
Carroll County Ohio 2 $ 15,000 $ 7,000 $ 25,000
Delaware County Ohio 2 $ 138,000 $ 69,000 $ 152,000
Guernsey County Ohio 2 $ 38,000 $ 19,000 $ 80,000
Mahoning County Ohio 2 $ 11,000 $ 5,000 $ 22,000
Pickaway County Ohio 2 $ 9,000 $ 4,000 $ 32,000
Portage County Ohio 2 $ 17,000 $ 8,000 $ 40,000
Trumbull County Ohio 2 $ 12,000 $ 6,000 $ 31,000
Bedford County Pennsylvania 2 $ 10,000 $ 5,000 $ 23,000
Berks County Pennsylvania 2 $ 11,000 $ 5,000 $ 57,000
Blair County Pennsylvania 2 $ 8,000 $ 4,000 $ 25,000
Bucks County Pennsylvania 2 $ 316,000 $ 158,000 $ 72,000
Butler County Pennsylvania 2 $ 312,000 $ 156,000 $ 216,000
Horry County South Carolina 2 $ 745,000 $ 372,000 $ 159,000
Carroll County Virginia 2 $ 150,000 $ 75,000 $ 49,000
Roanoke County Virginia 2 $ 106,000 $ 53,000 $ 58,000
Roanoke City County Virginia 2 $ 12,000 $ 6,000 $ 38,000
Salem County Virginia 2 $ 126,000 $ 63,000 $ 38,000
Tyler County West Virginia 2 $ 152,000 $ 76,000 $ 68,000
Maricopa County Arizona 1 $ 600,000 $ 600,000 $ 285,000
Mohave County Arizona 1 $ 65,000 $ 65,000 $ 44,000
Duval County Florida 1 $ 100,000 $ 100,000 $ 36,000
Pinellas County Florida 1 $ 309,000 $ 309,000 $ 153,000
Chatham County Georgia 1 $ 75,000 $ 75,000 $ 213,000
Fulton County Georgia 1 $ 39,000 $ 39,000 $ 39,000
Carter County Kentucky 1 $ 160,000 $ 160,000 $ 87,000
Orleans County Louisiana 1 $ 75,000 $ 75,000 $ 0
Dorchester County Maryland 1 $ 25,000 $ 25,000 $ 49,000
Frederick County Maryland 1 $ 200,000 $ 200,000 $ 64,000
Washington County Maryland 1 $ 25,000 $ 25,000 $ 40,000
Cape May County New Jersey 1 $ 580,000 $ 580,000 $ 435,000
Niagara County New York 1 $ 9,000 $ 9,000 $ 89,000
Orleans County New York 1 $ 9,000 $ 9,000 $ 71,000
Steuben County New York 1 $ 10,000 $ 10,000 $ 49,000
Wyoming County New York 1 $ 7,000 $ 7,000 $ 41,000
Bladen County North Carolina 1 $ 4,000 $ 4,000 $ 19,000
Brunswick County North Carolina 1 $ 4,000 $ 4,000 $ 18,000
Cherokee County North Carolina 1 $ 2,000 $ 2,000 $ 31,000
Columbus County North Carolina 1 $ 3,000 $ 3,000 $ 27,000
Duplin County North Carolina 1 $ 6,000 $ 6,000 $ 27,000
Halifax County North Carolina 1 $ 5,000 $ 5,000 $ 65,000
Iredell County North Carolina 1 $ 3,000 $ 3,000 $ 52,000
Jones County North Carolina 1 $ 5,000 $ 5,000 $ 30,000
Mecklenburg County North Carolina 1 $ 240,000 $ 240,000 $ 0
Robeson County North Carolina 1 $ 4,000 $ 4,000 $ 26,000
Rutherford County North Carolina 1 $ 7,000 $ 7,000 $ 36,000
Stanly County North Carolina 1 $ 4,000 $ 4,000 $ 23,000
Surry County North Carolina 1 $ 5,000 $ 5,000 $ 50,000
Union County North Carolina 1 $ 7,000 $ 7,000 $ 17,000
Wake County North Carolina 1 $ 95,000 $ 95,000 $ 281,000
Wayne County North Carolina 1 $ 7,000 $ 7,000 $ 29,000
Coshocton County Ohio 1 $ 2,000 $ 2,000 $ 38,000
Fairfield County Ohio 1 $ 15,000 $ 15,000 $ 45,000
Fayette County Ohio 1 $ 11,000 $ 11,000 $ 121,000
Medina County Ohio 1 $ 164,000 $ 164,000 $ 76,000
Sandusky County Ohio 1 $ 98,000 $ 98,000 $ 0
Scioto County Ohio 1 $ 90,000 $ 90,000 $ 84,000
Armstrong County Pennsylvania 1 $ 6,000 $ 6,000 $ 28,000
Chester County Pennsylvania 1 $ 7,000 $ 7,000 $ 93,000
Clearfield County Pennsylvania 1 $ 6,000 $ 6,000 $ 35,000
Cumberland County Pennsylvania 1 $ 7,000 $ 7,000 $ 35,000
Franklin County Pennsylvania 1 $ 4,000 $ 4,000 $ 30,000
Huntingdon County Pennsylvania 1 $ 5,000 $ 5,000 $ 13,000
Mifflin County Pennsylvania 1 $ 7,000 $ 7,000 $ 16,000
Georgetown County South Carolina 1 $ 277,000 $ 277,000 $ 0
Davidson County Tennessee 1 $ 120,000 $ 120,000 $ 39,000
Appomattox County Virginia 1 $ 60,000 $ 60,000 $ 0
Bath County Virginia 1 $ 130,000 $ 130,000 $ 95,000
Bedford County Virginia 1 $ 380,000 $ 380,000 $ 0
Hanover County Virginia 1 $ 300,000 $ 300,000 $ 207,000
Henrico County Virginia 1 $ 300,000 $ 300,000 $ 59,000
Loudoun County Virginia 1 $ 410,000 $ 410,000 $ 105,000
Prince William County Virginia 1 $ 300,000 $ 300,000 $ 960,000
Pulaski County Virginia 1 $ 125,000 $ 125,000 $ 61,000
Smyth County Virginia 1 $ 31,000 $ 31,000 $ 74,000
Washington County Virginia 1 $ 34,000 $ 34,000 $ 76,000
Doddridge County West Virginia 1 $ 25,000 $ 25,000 $ 21,000
Hampshire County West Virginia 1 $ 138,000 $ 138,000 $ 53,000
McDowell County West Virginia 1 $ 43,000 $ 43,000 $ 58,000
Morgan County West Virginia 1 $ 201,000 $ 201,000 $ 80,000

The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of West Virginia, and search the same numbers and information back through 2003.

Mortgage Loan Application Detail Totals for United Bank Inc in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Improvement 1,336 $22,281,000 $18,222 $1,800,000 $61,222 $748,000
Home Purchase 1,274 $167,415,000 $303,266 $4,000,000 $181,533 $2,099,000
Refinancing 1,054 $118,355,000 $136,666 $3,329,000 $98,444 $1,342,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,405 $273,659,000 $240,000 $4,000,000 $166,555 $2,099,000
Black or African American 94 $3,120,000 $51,000 $404,000 $57,857 $225,000
Not applicable 83 $21,199,000 $241,666 $3,329,000 $7,333 $1,342,000
Not Provided 30 $2,121,000 $123,333 $935,000 $95,166 $305,000
Hispanic 22 $3,079,000 $82,200 $1,000,000 $69,000 $533,000
Asian 20 $4,198,000 $228,250 $1,300,000 $199,000 $1,172,000
Native Hawaiian or Other Pacific Islander 6 $631,000 $105,000 $164,000 $138,000 $278,000
American Indian or Alaskan Native 4 $44,000 $9,500 $19,000 $43,000 $80,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,006 $301,723,000 $266,176 $4,000,000 $172,647 $2,099,000
FHA-insured (Federal Housing Administration) 653 $5,975,000 $7,714 $70,000 $37,714 $197,000
VA-guaranteed (Veterans Administration) 5 $353,000 $70,000 $102,000 $51,000 $87,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,727 $271,944,000 $247,529 $4,000,000 $169,411 $2,099,000
Application Denied By Financial Institution 605 $19,462,000 $21,444 $488,000 $35,000 $197,000
Application Withdrawn By Applicant 251 $15,679,000 $53,428 $660,000 $66,428 $248,000
Application Approved But Not Accepted 80 $941,000 $7,142 $156,000 $39,142 $176,000
File Closed For Incompleteness 1 $25,000 $25,000 $25,000 $58,000 $58,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 423 $11,650,000 $24,333 $488,000 $37,000 $174,000
Debt-To-Income Ratio 127 $3,682,000 $22,714 $292,000 $29,285 $177,000
Collateral 29 $2,959,000 $171,000 $360,000 $95,500 $197,000
Other 10 $455,000 $20,250 $118,000 $32,250 $105,000
Employment History 9 $450,000 $50,000 $200,000 $41,000 $82,000
Unverifiable Information 4 $62,000 $15,500 $40,000 $64,500 $197,000
Credit Application Incomplete 2 $96,000 $48,000 $95,000 $35,000 $45,000
Mortgage Insurance Denied 1 $108,000 $108,000 $108,000 $55,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in WV, and gives you an idea of what the best mortgage lenders really are.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information at your convenience.

Download the West Virginia Lender List