United Bank Inc Mortgage Lending & HMDA Data, 2012
In 2012, United Bank Inc of Parkersburg, WV reported 2,421 mortgage applications totaling $318.5 million, up 48% from 2011. The average application was for $131,554, and applicants reported an average income of $93,478. 73% of its applications resulted in an originated loan and 18% were denied. Its largest markets were Morgantown, WV (277), Charleston, WV (272) and Pittsburgh, PA (228) (applications in parentheses).
| Mortgage Company & Address | United Bank Inc 5th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,421 |
| Total Mortgage Loan Application Amount | $318,494,000 |
| Average Mortgage Loan Application Amount | $131,554 |
| Highest Mortgage Loan Application Amount | $8,300,000 |
| Average Applicant Income | $93,478 |
| Highest Applicant Income | $7,436,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records United Bank Inc filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monongalia, West Virginia | 263 | $ 56,686,000 | $ 215,536 | $ 114,000 |
| Kanawha, West Virginia | 218 | $ 38,710,000 | $ 177,568 | $ 143,000 |
| Wood, West Virginia | 162 | $ 25,097,000 | $ 154,919 | $ 91,000 |
| Fayette, Pennsylvania | 129 | $ 8,830,000 | $ 68,449 | $ 64,000 |
| Berkeley, West Virginia | 108 | $ 16,266,000 | $ 150,611 | $ 85,000 |
| Fayette, West Virginia | 108 | $ 9,355,000 | $ 86,620 | $ 77,000 |
| Jackson, West Virginia | 106 | $ 8,121,000 | $ 76,613 | $ 76,000 |
| Washington, Maryland | 95 | $ 19,603,000 | $ 206,347 | $ 100,000 |
| Raleigh, West Virginia | 89 | $ 20,387,000 | $ 229,067 | $ 96,000 |
| Ohio, West Virginia | 59 | $ 6,359,000 | $ 107,779 | $ 88,000 |
| Cabell, West Virginia | 55 | $ 8,474,000 | $ 154,072 | $ 97,000 |
| Jefferson, West Virginia | 55 | $ 12,595,000 | $ 229,000 | $ 101,000 |
| Lewis, West Virginia | 54 | $ 2,921,000 | $ 54,092 | $ 62,000 |
| Nicholas, West Virginia | 44 | $ 4,179,000 | $ 94,977 | $ 72,000 |
| Gilmer, West Virginia | 40 | $ 2,822,000 | $ 70,550 | $ 76,000 |
| Webster, West Virginia | 37 | $ 1,164,000 | $ 31,459 | $ 51,000 |
| Putnam, West Virginia | 35 | $ 6,041,000 | $ 172,600 | $ 92,000 |
| Wayne, West Virginia | 33 | $ 3,100,000 | $ 93,939 | $ 66,000 |
| Allegheny, Pennsylvania | 31 | $ 586,000 | $ 18,903 | $ 62,000 |
| Summit, Ohio | 27 | $ 318,000 | $ 11,777 | $ 60,000 |
| Marshall, West Virginia | 27 | $ 1,745,000 | $ 64,629 | $ 64,000 |
| Washington, Pennsylvania | 25 | $ 1,607,000 | $ 64,280 | $ 67,000 |
| Belmont, Ohio | 24 | $ 1,325,000 | $ 55,208 | $ 43,000 |
| Westmoreland, Pennsylvania | 24 | $ 444,000 | $ 18,500 | $ 46,000 |
| Stark, Ohio | 19 | $ 221,000 | $ 11,631 | $ 47,000 |
| Washington, Ohio | 19 | $ 2,928,000 | $ 154,105 | $ 149,000 |
| Marion, West Virginia | 18 | $ 1,419,000 | $ 78,833 | $ 467,000 |
| Logan, West Virginia | 17 | $ 1,349,000 | $ 79,352 | $ 60,000 |
| Armstrong, Pennsylvania | 15 | $ 186,000 | $ 12,400 | $ 54,000 |
| Greene, Pennsylvania | 15 | $ 933,000 | $ 62,200 | $ 105,000 |
| York, Pennsylvania | 15 | $ 223,000 | $ 14,866 | $ 86,000 |
| Cuyahoga, Ohio | 14 | $ 152,000 | $ 10,857 | $ 42,000 |
| Boone, West Virginia | 14 | $ 1,725,000 | $ 123,214 | $ 69,000 |
| Preston, West Virginia | 14 | $ 1,624,000 | $ 116,000 | $ 78,000 |
| Harrison, West Virginia | 13 | $ 892,000 | $ 68,615 | $ 59,000 |
| Upshur, West Virginia | 13 | $ 868,000 | $ 66,769 | $ 69,000 |
| Franklin, Pennsylvania | 12 | $ 1,537,000 | $ 128,083 | $ 84,000 |
| Jefferson, Pennsylvania | 12 | $ 119,000 | $ 9,916 | $ 42,000 |
| Cumberland, Pennsylvania | 11 | $ 191,000 | $ 17,363 | $ 83,000 |
| Lawrence, Ohio | 10 | $ 1,460,000 | $ 146,000 | $ 75,000 |
| Dauphin, Pennsylvania | 10 | $ 581,000 | $ 58,100 | $ 78,000 |
| Greenbrier, West Virginia | 10 | $ 2,875,000 | $ 287,500 | $ 238,000 |
| Ritchie, West Virginia | 10 | $ 403,000 | $ 40,300 | $ 46,000 |
| Hancock, West Virginia | 9 | $ 166,000 | $ 18,444 | $ 45,000 |
| Indiana, Pennsylvania | 8 | $ 133,000 | $ 16,625 | $ 33,000 |
| Lancaster, Pennsylvania | 8 | $ 118,000 | $ 14,750 | $ 85,000 |
| Braxton, West Virginia | 8 | $ 1,110,000 | $ 138,750 | $ 85,000 |
| Baltimore, Maryland | 7 | $ 151,000 | $ 21,571 | $ 142,000 |
| Portage, Ohio | 7 | $ 78,000 | $ 11,142 | $ 61,000 |
| Roane, West Virginia | 7 | $ 812,000 | $ 116,000 | $ 86,000 |
| Harrison, Ohio | 6 | $ 294,000 | $ 49,000 | $ 44,000 |
| Lake, Ohio | 6 | $ 57,000 | $ 9,500 | $ 44,000 |
| Clearfield, Pennsylvania | 6 | $ 147,000 | $ 24,500 | $ 29,000 |
| Lehigh, Pennsylvania | 6 | $ 118,000 | $ 19,666 | $ 79,000 |
| Northampton, Pennsylvania | 6 | $ 93,000 | $ 15,500 | $ 108,000 |
| Horry, South Carolina | 6 | $ 1,799,000 | $ 299,833 | $ 37,000 |
| Frederick, Maryland | 5 | $ 1,387,000 | $ 277,400 | $ 189,000 |
| Mercer, West Virginia | 5 | $ 752,000 | $ 150,400 | $ 173,000 |
| Tucker, West Virginia | 5 | $ 872,000 | $ 174,400 | $ 81,000 |
| Carroll, Maryland | 4 | $ 1,229,000 | $ 307,250 | $ 113,000 |
| Franklin, Ohio | 4 | $ 1,748,000 | $ 437,000 | $ 255,000 |
| Clarion, Pennsylvania | 4 | $ 44,000 | $ 11,000 | $ 26,000 |
| Lebanon, Pennsylvania | 4 | $ 81,000 | $ 20,250 | $ 69,000 |
| Luzerne, Pennsylvania | 4 | $ 54,000 | $ 13,500 | $ 47,000 |
| Summers, West Virginia | 4 | $ 377,000 | $ 94,250 | $ 63,000 |
| Taylor, West Virginia | 4 | $ 396,000 | $ 99,000 | $ 95,000 |
| Wirt, West Virginia | 4 | $ 216,000 | $ 54,000 | $ 43,000 |
| Fayette, Kentucky | 3 | $ 5,264,000 | $ 1,754,666 | $ 0 |
| Garrett, Maryland | 3 | $ 1,974,000 | $ 658,000 | $ 223,000 |
| Prince George's, Maryland | 3 | $ 72,000 | $ 24,000 | $ 80,000 |
| Mecklenburg, North Carolina | 3 | $ 1,222,000 | $ 407,333 | $ 242,000 |
| Jefferson, Ohio | 3 | $ 198,000 | $ 66,000 | $ 104,000 |
| Medina, Ohio | 3 | $ 38,000 | $ 12,666 | $ 49,000 |
| Erie, Pennsylvania | 3 | $ 16,000 | $ 5,333 | $ 32,000 |
| Somerset, Pennsylvania | 3 | $ 18,000 | $ 6,000 | $ 37,000 |
| Susquehanna, Pennsylvania | 3 | $ 55,000 | $ 18,333 | $ 49,000 |
| Beaufort, South Carolina | 3 | $ 1,132,000 | $ 377,333 | $ 180,000 |
| Frederick, Virginia | 3 | $ 1,415,000 | $ 471,666 | $ 283,000 |
| Tazewell, Virginia | 3 | $ 201,000 | $ 67,000 | $ 79,000 |
| Clay, West Virginia | 3 | $ 50,000 | $ 16,666 | $ 19,000 |
| Tyler, West Virginia | 3 | $ 392,000 | $ 130,666 | $ 60,000 |
| District of Columbia, District Of Columbia | 2 | $ 10,000 | $ 5,000 | $ 75,000 |
| Collier, Florida | 2 | $ 352,000 | $ 176,000 | $ 77,000 |
| Lawrence, Kentucky | 2 | $ 147,000 | $ 73,500 | $ 103,000 |
| Cecil, Maryland | 2 | $ 40,000 | $ 20,000 | $ 107,000 |
| Brunswick, North Carolina | 2 | $ 295,000 | $ 147,500 | $ 91,000 |
| Forsyth, North Carolina | 2 | $ 126,000 | $ 63,000 | $ 154,000 |
| Stanly, North Carolina | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Stokes, North Carolina | 2 | $ 8,000 | $ 4,000 | $ 23,000 |
| Union, North Carolina | 2 | $ 14,000 | $ 7,000 | $ 28,000 |
| Athens, Ohio | 2 | $ 452,000 | $ 226,000 | $ 33,000 |
| Fairfield, Ohio | 2 | $ 24,000 | $ 12,000 | $ 60,000 |
| Trumbull, Ohio | 2 | $ 18,000 | $ 9,000 | $ 26,000 |
| Tuscarawas, Ohio | 2 | $ 11,000 | $ 5,500 | $ 44,000 |
| Adams, Pennsylvania | 2 | $ 31,000 | $ 15,500 | $ 52,000 |
| Beaver, Pennsylvania | 2 | $ 38,000 | $ 19,000 | $ 75,000 |
| Blair, Pennsylvania | 2 | $ 23,000 | $ 11,500 | $ 56,000 |
| Butler, Pennsylvania | 2 | $ 22,000 | $ 11,000 | $ 35,000 |
| Lackawanna, Pennsylvania | 2 | $ 37,000 | $ 18,500 | $ 61,000 |
| Monroe, Pennsylvania | 2 | $ 28,000 | $ 14,000 | $ 83,000 |
| Pike, Pennsylvania | 2 | $ 43,000 | $ 21,500 | $ 128,000 |
| Richland, South Carolina | 2 | $ 12,000 | $ 6,000 | $ 44,000 |
| Loudoun, Virginia | 2 | $ 719,000 | $ 359,500 | $ 114,000 |
| Virginia Beach, Virginia | 2 | $ 27,000 | $ 13,500 | $ 78,000 |
| Barbour, West Virginia | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| Brooke, West Virginia | 2 | $ 222,000 | $ 111,000 | $ 76,000 |
| Calhoun, West Virginia | 2 | $ 233,000 | $ 116,500 | $ 107,000 |
| Doddridge, West Virginia | 2 | $ 207,000 | $ 103,500 | $ 96,000 |
| Lincoln, West Virginia | 2 | $ 10,000 | $ 5,000 | $ 48,000 |
| Mason, West Virginia | 2 | $ 53,000 | $ 26,500 | $ 67,000 |
| Pocahontas, West Virginia | 2 | $ 597,000 | $ 298,500 | $ 149,000 |
| Randolph, West Virginia | 2 | $ 324,000 | $ 162,000 | $ 62,000 |
| Wetzel, West Virginia | 2 | $ 76,000 | $ 38,000 | $ 28,000 |
| Tuscaloosa, Alabama | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Pima, Arizona | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,750,000 |
| San Diego, California | 1 | $ 184,000 | $ 184,000 | $ 222,000 |
| Broomfield, Colorado | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Charlotte, Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sumter, Florida | 1 | $ 12,000 | $ 12,000 | $ 104,000 |
| Allen, Indiana | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Noble, Indiana | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Porter, Indiana | 1 | $ 304,000 | $ 304,000 | $ 156,000 |
| Carter, Kentucky | 1 | $ 432,000 | $ 432,000 | $ 35,000 |
| Jefferson, Kentucky | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Anne Arundel, Maryland | 1 | $ 25,000 | $ 25,000 | $ 345,000 |
| Baltimore City, Maryland | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Harford, Maryland | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Montgomery, Maryland | 1 | $ 150,000 | $ 150,000 | $ 228,000 |
| Essex, Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 216,000 |
| Otter Tail, Minnesota | 1 | $ 29,000 | $ 29,000 | $ 81,000 |
| Cascade, Montana | 1 | $ 269,000 | $ 269,000 | $ 409,000 |
| Warren, New Jersey | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Beaufort, North Carolina | 1 | $ 6,000 | $ 6,000 | $ 22,000 |
| Burke, North Carolina | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Catawba, North Carolina | 1 | $ 1,316,000 | $ 1,316,000 | $ 321,000 |
| Cumberland, North Carolina | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Gates, North Carolina | 1 | $ 4,000 | $ 4,000 | $ 101,000 |
| Montgomery, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Moore, North Carolina | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
| New Hanover, North Carolina | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Northampton, North Carolina | 1 | $ 7,000 | $ 7,000 | $ 59,000 |
| Pitt, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Surry, North Carolina | 1 | $ 4,000 | $ 4,000 | $ 68,000 |
| Transylvania, North Carolina | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Warren, North Carolina | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Wayne, North Carolina | 1 | $ 7,000 | $ 7,000 | $ 57,000 |
| Butler, Ohio | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Carroll, Ohio | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Delaware, Ohio | 1 | $ 674,000 | $ 674,000 | $ 175,000 |
| Gallia, Ohio | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Geauga, Ohio | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Highland, Ohio | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Mahoning, Ohio | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Montgomery, Ohio | 1 | $ 17,000 | $ 17,000 | $ 49,000 |
| Noble, Ohio | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Union, Ohio | 1 | $ 708,000 | $ 708,000 | $ 115,000 |
| Bucks, Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 103,000 |
| Cambria, Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Centre, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Chester, Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 298,000 |
| Clinton, Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| McKean, Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 76,000 |
| Northumberland, Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
| Perry, Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 113,000 |
| Union, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 173,000 |
| Wayne, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Wyoming, Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Georgetown, South Carolina | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Lancaster, South Carolina | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Rockwall, Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Franklin, Virginia | 1 | $ 596,000 | $ 596,000 | $ 216,000 |
| Norfolk, Virginia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Orange, Virginia | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Pittsylvania, Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Prince William, Virginia | 1 | $ 465,000 | $ 465,000 | $ 98,000 |
| Rockingham, Virginia | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Spotsylvania, Virginia | 1 | $ 568,000 | $ 568,000 | $ 933,000 |
| Winchester, Virginia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Mingo, West Virginia | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Monroe, West Virginia | 1 | $ 42,000 | $ 42,000 | $ 327,000 |
| Pleasants, West Virginia | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Wyoming, West Virginia | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for United Bank Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 891 | $23,139,000 | $25,000 | $1,150,000 | $66,000 | $2,170,000 |
| Refinancing | 775 | $146,451,000 | $188,000 | $4,264,000 | $108,000 | $1,634,000 |
| Home Purchase | 755 | $148,904,000 | $197,000 | $8,300,000 | $111,000 | $7,436,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,168 | $260,915,000 | $120,000 | $2,500,000 | $98,000 | $7,436,000 |
| Not applicable | 110 | $43,106,000 | $391,000 | $8,300,000 | $0 | $0 |
| Black or African American | 64 | $3,259,000 | $50,000 | $690,000 | $81,000 | $560,000 |
| Hispanic | 34 | $4,765,000 | $140,000 | $710,000 | $101,000 | $490,000 |
| Asian | 25 | $5,138,000 | $205,000 | $520,000 | $158,000 | $606,000 |
| Not Provided | 14 | $1,100,000 | $78,000 | $331,000 | $70,000 | $244,000 |
| American Indian or Alaskan Native | 6 | $211,000 | $35,000 | $118,000 | $76,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,950 | $304,491,000 | $156,000 | $8,300,000 | $101,000 | $7,436,000 |
| FHA-insured (Federal Housing Administration) | 450 | $10,861,000 | $24,000 | $497,000 | $61,000 | $345,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,941,000 | $149,000 | $247,000 | $51,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,201,000 | $150,000 | $248,000 | $60,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,756 | $270,934,000 | $154,000 | $8,300,000 | $104,000 | $7,436,000 |
| Application Denied By Financial Institution | 442 | $25,914,000 | $58,000 | $920,000 | $58,000 | $370,000 |
| Application Approved But Not Accepted | 153 | $16,266,000 | $106,000 | $1,084,000 | $89,000 | $933,000 |
| Application Withdrawn By Applicant | 66 | $4,890,000 | $74,000 | $972,000 | $58,000 | $173,000 |
| File Closed For Incompleteness | 4 | $490,000 | $122,000 | $183,000 | $79,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 241 | $8,659,000 | $35,000 | $414,000 | $52,000 | $190,000 |
| Debt-To-Income Ratio | 118 | $5,694,000 | $48,000 | $596,000 | $46,000 | $235,000 |
| Collateral | 50 | $8,298,000 | $165,000 | $612,000 | $102,000 | $370,000 |
| Other | 24 | $2,735,000 | $113,000 | $920,000 | $90,000 | $345,000 |
| Employment History | 6 | $420,000 | $70,000 | $204,000 | $33,000 | $89,000 |
| Unverifiable Information | 2 | $60,000 | $30,000 | $56,000 | $29,000 | $42,000 |
| Credit Application Incomplete | 1 | $48,000 | $48,000 | $48,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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