United Bank Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
United Bank Inc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank Inc 5Th & Avery/United Square Parkersburg, WV 26102 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,421 |
| Total Mortgage Loan Application Amount | $318,494,000 |
| Average Mortgage Loan Application Amount | $136,666 |
| Highest Mortgage Loan Application Amount | $8,300,000 |
| Average Applicant Income | $95,000 |
| Highest Applicant Income | $7,436,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with United Bank Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down United Bank Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank Inc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monongalia County West Virginia | 263 | $ 56,686,000 | $ 215,000 | $ 114,000 |
| Kanawha County West Virginia | 218 | $ 38,710,000 | $ 177,000 | $ 143,000 |
| Wood County West Virginia | 162 | $ 25,097,000 | $ 154,000 | $ 91,000 |
| Fayette County Pennsylvania | 129 | $ 8,830,000 | $ 68,000 | $ 64,000 |
| Berkeley County West Virginia | 108 | $ 16,266,000 | $ 150,000 | $ 85,000 |
| Fayette County West Virginia | 108 | $ 9,355,000 | $ 86,000 | $ 77,000 |
| Jackson County West Virginia | 106 | $ 8,121,000 | $ 76,000 | $ 76,000 |
| Washington County Maryland | 95 | $ 19,603,000 | $ 206,000 | $ 100,000 |
| Raleigh County West Virginia | 89 | $ 20,387,000 | $ 229,000 | $ 96,000 |
| Ohio County West Virginia | 59 | $ 6,359,000 | $ 107,000 | $ 88,000 |
| Cabell County West Virginia | 55 | $ 8,474,000 | $ 154,000 | $ 97,000 |
| Jefferson County West Virginia | 55 | $ 12,595,000 | $ 229,000 | $ 101,000 |
| Lewis County West Virginia | 54 | $ 2,921,000 | $ 54,000 | $ 62,000 |
| Nicholas County West Virginia | 44 | $ 4,179,000 | $ 94,000 | $ 72,000 |
| Gilmer County West Virginia | 40 | $ 2,822,000 | $ 70,000 | $ 76,000 |
| Webster County West Virginia | 37 | $ 1,164,000 | $ 31,000 | $ 51,000 |
| Putnam County West Virginia | 35 | $ 6,041,000 | $ 172,000 | $ 92,000 |
| Wayne County West Virginia | 33 | $ 3,100,000 | $ 93,000 | $ 66,000 |
| Allegheny County Pennsylvania | 31 | $ 586,000 | $ 18,000 | $ 62,000 |
| Summit County Ohio | 27 | $ 318,000 | $ 11,000 | $ 60,000 |
| Marshall County West Virginia | 27 | $ 1,745,000 | $ 64,000 | $ 64,000 |
| Washington County Pennsylvania | 25 | $ 1,607,000 | $ 64,000 | $ 67,000 |
| Belmont County Ohio | 24 | $ 1,325,000 | $ 55,000 | $ 43,000 |
| Westmoreland County Pennsylvania | 24 | $ 444,000 | $ 18,000 | $ 46,000 |
| Stark County Ohio | 19 | $ 221,000 | $ 11,000 | $ 47,000 |
| Washington County Ohio | 19 | $ 2,928,000 | $ 154,000 | $ 149,000 |
| Marion County West Virginia | 18 | $ 1,419,000 | $ 78,000 | $ 467,000 |
| Logan County West Virginia | 17 | $ 1,349,000 | $ 79,000 | $ 60,000 |
| Armstrong County Pennsylvania | 15 | $ 186,000 | $ 12,000 | $ 54,000 |
| Greene County Pennsylvania | 15 | $ 933,000 | $ 62,000 | $ 105,000 |
| York County Pennsylvania | 15 | $ 223,000 | $ 14,000 | $ 86,000 |
| Cuyahoga County Ohio | 14 | $ 152,000 | $ 10,000 | $ 42,000 |
| Boone County West Virginia | 14 | $ 1,725,000 | $ 123,000 | $ 69,000 |
| Preston County West Virginia | 14 | $ 1,624,000 | $ 116,000 | $ 78,000 |
| Harrison County West Virginia | 13 | $ 892,000 | $ 68,000 | $ 59,000 |
| Upshur County West Virginia | 13 | $ 868,000 | $ 66,000 | $ 69,000 |
| Franklin County Pennsylvania | 12 | $ 1,537,000 | $ 128,000 | $ 84,000 |
| Jefferson County Pennsylvania | 12 | $ 119,000 | $ 9,000 | $ 42,000 |
| Cumberland County Pennsylvania | 11 | $ 191,000 | $ 17,000 | $ 83,000 |
| Lawrence County Ohio | 10 | $ 1,460,000 | $ 146,000 | $ 75,000 |
| Dauphin County Pennsylvania | 10 | $ 581,000 | $ 58,000 | $ 78,000 |
| Greenbrier County West Virginia | 10 | $ 2,875,000 | $ 287,000 | $ 238,000 |
| Ritchie County West Virginia | 10 | $ 403,000 | $ 40,000 | $ 46,000 |
| Hancock County West Virginia | 9 | $ 166,000 | $ 18,000 | $ 45,000 |
| Indiana County Pennsylvania | 8 | $ 133,000 | $ 16,000 | $ 33,000 |
| Lancaster County Pennsylvania | 8 | $ 118,000 | $ 14,000 | $ 85,000 |
| Braxton County West Virginia | 8 | $ 1,110,000 | $ 138,000 | $ 85,000 |
| Baltimore County Maryland | 7 | $ 151,000 | $ 21,000 | $ 142,000 |
| Portage County Ohio | 7 | $ 78,000 | $ 11,000 | $ 61,000 |
| Roane County West Virginia | 7 | $ 812,000 | $ 116,000 | $ 86,000 |
| Harrison County Ohio | 6 | $ 294,000 | $ 49,000 | $ 44,000 |
| Lake County Ohio | 6 | $ 57,000 | $ 9,000 | $ 44,000 |
| Clearfield County Pennsylvania | 6 | $ 147,000 | $ 24,000 | $ 29,000 |
| Lehigh County Pennsylvania | 6 | $ 118,000 | $ 19,000 | $ 79,000 |
| Northampton County Pennsylvania | 6 | $ 93,000 | $ 15,000 | $ 108,000 |
| Horry County South Carolina | 6 | $ 1,799,000 | $ 299,000 | $ 37,000 |
| Frederick County Maryland | 5 | $ 1,387,000 | $ 277,000 | $ 189,000 |
| Mercer County West Virginia | 5 | $ 752,000 | $ 150,000 | $ 173,000 |
| Tucker County West Virginia | 5 | $ 872,000 | $ 174,000 | $ 81,000 |
| Carroll County Maryland | 4 | $ 1,229,000 | $ 307,000 | $ 113,000 |
| Franklin County Ohio | 4 | $ 1,748,000 | $ 437,000 | $ 255,000 |
| Clarion County Pennsylvania | 4 | $ 44,000 | $ 11,000 | $ 26,000 |
| Lebanon County Pennsylvania | 4 | $ 81,000 | $ 20,000 | $ 69,000 |
| Luzerne County Pennsylvania | 4 | $ 54,000 | $ 13,000 | $ 47,000 |
| Summers County West Virginia | 4 | $ 377,000 | $ 94,000 | $ 63,000 |
| Taylor County West Virginia | 4 | $ 396,000 | $ 99,000 | $ 95,000 |
| Wirt County West Virginia | 4 | $ 216,000 | $ 54,000 | $ 43,000 |
| Fayette County Kentucky | 3 | $ 5,264,000 | $ 1,754,000 | $ 0 |
| Garrett County Maryland | 3 | $ 1,974,000 | $ 658,000 | $ 223,000 |
| Prince George's County Maryland | 3 | $ 72,000 | $ 24,000 | $ 80,000 |
| Mecklenburg County North Carolina | 3 | $ 1,222,000 | $ 407,000 | $ 242,000 |
| Jefferson County Ohio | 3 | $ 198,000 | $ 66,000 | $ 104,000 |
| Medina County Ohio | 3 | $ 38,000 | $ 12,000 | $ 49,000 |
| Erie County Pennsylvania | 3 | $ 16,000 | $ 5,000 | $ 32,000 |
| Somerset County Pennsylvania | 3 | $ 18,000 | $ 6,000 | $ 37,000 |
| Susquehanna County Pennsylvania | 3 | $ 55,000 | $ 18,000 | $ 49,000 |
| Beaufort County South Carolina | 3 | $ 1,132,000 | $ 377,000 | $ 180,000 |
| Frederick County Virginia | 3 | $ 1,415,000 | $ 471,000 | $ 283,000 |
| Tazewell County Virginia | 3 | $ 201,000 | $ 67,000 | $ 79,000 |
| Clay County West Virginia | 3 | $ 50,000 | $ 16,000 | $ 19,000 |
| Tyler County West Virginia | 3 | $ 392,000 | $ 130,000 | $ 60,000 |
| District of Columbia County District Of Columbia | 2 | $ 10,000 | $ 5,000 | $ 75,000 |
| Collier County Florida | 2 | $ 352,000 | $ 176,000 | $ 77,000 |
| Lawrence County Kentucky | 2 | $ 147,000 | $ 73,000 | $ 103,000 |
| Cecil County Maryland | 2 | $ 40,000 | $ 20,000 | $ 107,000 |
| Brunswick County North Carolina | 2 | $ 295,000 | $ 147,000 | $ 91,000 |
| Forsyth County North Carolina | 2 | $ 126,000 | $ 63,000 | $ 154,000 |
| Stanly County North Carolina | 2 | $ 50,000 | $ 25,000 | $ 31,000 |
| Stokes County North Carolina | 2 | $ 8,000 | $ 4,000 | $ 23,000 |
| Union County North Carolina | 2 | $ 14,000 | $ 7,000 | $ 28,000 |
| Athens County Ohio | 2 | $ 452,000 | $ 226,000 | $ 33,000 |
| Fairfield County Ohio | 2 | $ 24,000 | $ 12,000 | $ 60,000 |
| Trumbull County Ohio | 2 | $ 18,000 | $ 9,000 | $ 26,000 |
| Tuscarawas County Ohio | 2 | $ 11,000 | $ 5,000 | $ 44,000 |
| Adams County Pennsylvania | 2 | $ 31,000 | $ 15,000 | $ 52,000 |
| Beaver County Pennsylvania | 2 | $ 38,000 | $ 19,000 | $ 75,000 |
| Blair County Pennsylvania | 2 | $ 23,000 | $ 11,000 | $ 56,000 |
| Butler County Pennsylvania | 2 | $ 22,000 | $ 11,000 | $ 35,000 |
| Lackawanna County Pennsylvania | 2 | $ 37,000 | $ 18,000 | $ 61,000 |
| Monroe County Pennsylvania | 2 | $ 28,000 | $ 14,000 | $ 83,000 |
| Pike County Pennsylvania | 2 | $ 43,000 | $ 21,000 | $ 128,000 |
| Richland County South Carolina | 2 | $ 12,000 | $ 6,000 | $ 44,000 |
| Loudoun County Virginia | 2 | $ 719,000 | $ 359,000 | $ 114,000 |
| Virginia Beach County Virginia | 2 | $ 27,000 | $ 13,000 | $ 78,000 |
| Barbour County West Virginia | 2 | $ 196,000 | $ 98,000 | $ 53,000 |
| Brooke County West Virginia | 2 | $ 222,000 | $ 111,000 | $ 76,000 |
| Calhoun County West Virginia | 2 | $ 233,000 | $ 116,000 | $ 107,000 |
| Doddridge County West Virginia | 2 | $ 207,000 | $ 103,000 | $ 96,000 |
| Lincoln County West Virginia | 2 | $ 10,000 | $ 5,000 | $ 48,000 |
| Mason County West Virginia | 2 | $ 53,000 | $ 26,000 | $ 67,000 |
| Pocahontas County West Virginia | 2 | $ 597,000 | $ 298,000 | $ 149,000 |
| Randolph County West Virginia | 2 | $ 324,000 | $ 162,000 | $ 62,000 |
| Wetzel County West Virginia | 2 | $ 76,000 | $ 38,000 | $ 28,000 |
| Tuscaloosa County Alabama | 1 | $ 15,000 | $ 15,000 | $ 34,000 |
| Pima County Arizona | 1 | $ 2,500,000 | $ 2,500,000 | $ 1,750,000 |
| San Diego County California | 1 | $ 184,000 | $ 184,000 | $ 222,000 |
| Broomfield County Colorado | 1 | $ 1,300,000 | $ 1,300,000 | $ 0 |
| Charlotte County Florida | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Sumter County Florida | 1 | $ 12,000 | $ 12,000 | $ 104,000 |
| Allen County Indiana | 1 | $ 16,000 | $ 16,000 | $ 42,000 |
| Noble County Indiana | 1 | $ 12,000 | $ 12,000 | $ 35,000 |
| Porter County Indiana | 1 | $ 304,000 | $ 304,000 | $ 156,000 |
| Carter County Kentucky | 1 | $ 432,000 | $ 432,000 | $ 35,000 |
| Jefferson County Kentucky | 1 | $ 330,000 | $ 330,000 | $ 150,000 |
| Anne Arundel County Maryland | 1 | $ 25,000 | $ 25,000 | $ 345,000 |
| Baltimore City County Maryland | 1 | $ 185,000 | $ 185,000 | $ 74,000 |
| Harford County Maryland | 1 | $ 845,000 | $ 845,000 | $ 0 |
| Montgomery County Maryland | 1 | $ 150,000 | $ 150,000 | $ 228,000 |
| Essex County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 216,000 |
| Otter Tail County Minnesota | 1 | $ 29,000 | $ 29,000 | $ 81,000 |
| Cascade County Montana | 1 | $ 269,000 | $ 269,000 | $ 409,000 |
| Warren County New Jersey | 1 | $ 20,000 | $ 20,000 | $ 112,000 |
| Beaufort County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 22,000 |
| Burke County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 24,000 |
| Catawba County North Carolina | 1 | $ 1,316,000 | $ 1,316,000 | $ 321,000 |
| Cumberland County North Carolina | 1 | $ 25,000 | $ 25,000 | $ 93,000 |
| Gates County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 101,000 |
| Montgomery County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 19,000 |
| Moore County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 19,000 |
| New Hanover County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 50,000 |
| Northampton County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 59,000 |
| Pitt County North Carolina | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Surry County North Carolina | 1 | $ 4,000 | $ 4,000 | $ 68,000 |
| Transylvania County North Carolina | 1 | $ 6,000 | $ 6,000 | $ 30,000 |
| Warren County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 23,000 |
| Wayne County North Carolina | 1 | $ 7,000 | $ 7,000 | $ 57,000 |
| Butler County Ohio | 1 | $ 18,000 | $ 18,000 | $ 48,000 |
| Carroll County Ohio | 1 | $ 3,000 | $ 3,000 | $ 19,000 |
| Delaware County Ohio | 1 | $ 674,000 | $ 674,000 | $ 175,000 |
| Gallia County Ohio | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Geauga County Ohio | 1 | $ 6,000 | $ 6,000 | $ 70,000 |
| Highland County Ohio | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
| Mahoning County Ohio | 1 | $ 8,000 | $ 8,000 | $ 24,000 |
| Montgomery County Ohio | 1 | $ 17,000 | $ 17,000 | $ 49,000 |
| Noble County Ohio | 1 | $ 20,000 | $ 20,000 | $ 73,000 |
| Union County Ohio | 1 | $ 708,000 | $ 708,000 | $ 115,000 |
| Bucks County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 103,000 |
| Cambria County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 26,000 |
| Centre County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 12,000 |
| Chester County Pennsylvania | 1 | $ 400,000 | $ 400,000 | $ 298,000 |
| Clinton County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| McKean County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 76,000 |
| Northumberland County Pennsylvania | 1 | $ 24,000 | $ 24,000 | $ 45,000 |
| Perry County Pennsylvania | 1 | $ 9,000 | $ 9,000 | $ 113,000 |
| Union County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 173,000 |
| Wayne County Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 50,000 |
| Wyoming County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Georgetown County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Lancaster County South Carolina | 1 | $ 25,000 | $ 25,000 | $ 49,000 |
| Rockwall County Texas | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Franklin County Virginia | 1 | $ 596,000 | $ 596,000 | $ 216,000 |
| Norfolk County Virginia | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Orange County Virginia | 1 | $ 3,000 | $ 3,000 | $ 29,000 |
| Pittsylvania County Virginia | 1 | $ 25,000 | $ 25,000 | $ 60,000 |
| Prince William County Virginia | 1 | $ 465,000 | $ 465,000 | $ 98,000 |
| Rockingham County Virginia | 1 | $ 305,000 | $ 305,000 | $ 98,000 |
| Spotsylvania County Virginia | 1 | $ 568,000 | $ 568,000 | $ 933,000 |
| Winchester County Virginia | 1 | $ 308,000 | $ 308,000 | $ 0 |
| Mingo County West Virginia | 1 | $ 129,000 | $ 129,000 | $ 90,000 |
| Monroe County West Virginia | 1 | $ 42,000 | $ 42,000 | $ 327,000 |
| Pleasants County West Virginia | 1 | $ 102,000 | $ 102,000 | $ 34,000 |
| Wyoming County West Virginia | 1 | $ 68,000 | $ 68,000 | $ 73,000 |
Mortgage Loan Application Detail Totals for United Bank Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 891 | $23,139,000 | $25,000 | $1,150,000 | $66,000 | $2,170,000 |
| Refinancing | 775 | $146,451,000 | $188,000 | $4,264,000 | $108,000 | $1,634,000 |
| Home Purchase | 755 | $148,904,000 | $197,000 | $8,300,000 | $111,000 | $7,436,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,168 | $260,915,000 | $120,000 | $2,500,000 | $98,000 | $7,436,000 |
| Not applicable | 110 | $43,106,000 | $391,000 | $8,300,000 | $0 | $0 |
| Black or African American | 64 | $3,259,000 | $50,000 | $690,000 | $81,000 | $560,000 |
| Hispanic | 34 | $4,765,000 | $140,000 | $710,000 | $101,000 | $490,000 |
| Asian | 25 | $5,138,000 | $205,000 | $520,000 | $158,000 | $606,000 |
| Not Provided | 14 | $1,100,000 | $78,000 | $331,000 | $70,000 | $244,000 |
| American Indian or Alaskan Native | 6 | $211,000 | $35,000 | $118,000 | $76,000 | $145,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,950 | $304,491,000 | $156,000 | $8,300,000 | $101,000 | $7,436,000 |
| FHA-insured (Federal Housing Administration) | 450 | $10,861,000 | $24,000 | $497,000 | $61,000 | $345,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 13 | $1,941,000 | $149,000 | $247,000 | $51,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,201,000 | $150,000 | $248,000 | $60,000 | $101,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,756 | $270,934,000 | $154,000 | $8,300,000 | $104,000 | $7,436,000 |
| Application Denied By Financial Institution | 442 | $25,914,000 | $58,000 | $920,000 | $58,000 | $370,000 |
| Application Approved But Not Accepted | 153 | $16,266,000 | $106,000 | $1,084,000 | $89,000 | $933,000 |
| Application Withdrawn By Applicant | 66 | $4,890,000 | $74,000 | $972,000 | $58,000 | $173,000 |
| File Closed For Incompleteness | 4 | $490,000 | $122,000 | $183,000 | $79,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 241 | $8,659,000 | $35,000 | $414,000 | $52,000 | $190,000 |
| Debt-To-Income Ratio | 118 | $5,694,000 | $48,000 | $596,000 | $46,000 | $235,000 |
| Collateral | 50 | $8,298,000 | $165,000 | $612,000 | $102,000 | $370,000 |
| Other | 24 | $2,735,000 | $113,000 | $920,000 | $90,000 | $345,000 |
| Employment History | 6 | $420,000 | $70,000 | $204,000 | $33,000 | $89,000 |
| Unverifiable Information | 2 | $60,000 | $30,000 | $56,000 | $29,000 | $42,000 |
| Credit Application Incomplete | 1 | $48,000 | $48,000 | $48,000 | $31,000 | $31,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in West Virginia, download the full spreadsheet
with aggregated HMDA statistics today.