United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
United Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank 2600 S. Thompson Springdale, AR 72764 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,007 |
| Total Mortgage Loan Application Amount | $125,791,000 |
| Average Mortgage Loan Application Amount | $107,333 |
| Highest Mortgage Loan Application Amount | $2,950,000 |
| Average Applicant Income | $89,666 |
| Highest Applicant Income | $1,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washington County Arkansas | 251 | $ 32,874,000 | $ 130,000 | $ 80,000 |
| Benton County Arkansas | 183 | $ 21,409,000 | $ 116,000 | $ 73,000 |
| Pulaski County Arkansas | 137 | $ 15,456,000 | $ 112,000 | $ 77,000 |
| Faulkner County Arkansas | 69 | $ 6,887,000 | $ 99,000 | $ 53,000 |
| Lonoke County Arkansas | 27 | $ 2,819,000 | $ 104,000 | $ 58,000 |
| Sebastian County Arkansas | 23 | $ 1,654,000 | $ 71,000 | $ 9,000 |
| Saline County Arkansas | 22 | $ 2,536,000 | $ 115,000 | $ 112,000 |
| Harris County Texas | 18 | $ 1,572,000 | $ 87,000 | $ 214,000 |
| Garland County Arkansas | 14 | $ 1,644,000 | $ 117,000 | $ 65,000 |
| Cleburne County Arkansas | 11 | $ 978,000 | $ 88,000 | $ 101,000 |
| Pope County Arkansas | 11 | $ 821,000 | $ 74,000 | $ 41,000 |
| Tulsa County Oklahoma | 10 | $ 979,000 | $ 97,000 | $ 72,000 |
| Madison County Arkansas | 8 | $ 1,263,000 | $ 157,000 | $ 67,000 |
| Van Buren County Arkansas | 8 | $ 677,000 | $ 84,000 | $ 84,000 |
| Knox County Tennessee | 8 | $ 712,000 | $ 89,000 | $ 64,000 |
| White County Arkansas | 7 | $ 768,000 | $ 109,000 | $ 87,000 |
| Shelby County Tennessee | 7 | $ 1,268,000 | $ 181,000 | $ 95,000 |
| Bannock County Idaho | 6 | $ 865,000 | $ 144,000 | $ 1,500,000 |
| Bexar County Texas | 6 | $ 261,000 | $ 43,000 | $ 141,000 |
| Prince William County Virginia | 6 | $ 1,923,000 | $ 320,000 | $ 193,000 |
| Carroll County Arkansas | 4 | $ 341,000 | $ 85,000 | $ 254,000 |
| Craighead County Arkansas | 4 | $ 501,000 | $ 125,000 | $ 27,000 |
| Jefferson County Arkansas | 4 | $ 299,000 | $ 74,000 | $ 62,000 |
| Polk County Florida | 4 | $ 502,000 | $ 125,000 | $ 83,000 |
| Scott County Minnesota | 4 | $ 779,000 | $ 194,000 | $ 312,000 |
| Williamson County Texas | 4 | $ 219,000 | $ 54,000 | $ 180,000 |
| Tooele County Utah | 4 | $ 265,000 | $ 66,000 | $ 223,000 |
| Richmond City County Virginia | 4 | $ 810,000 | $ 202,000 | $ 290,000 |
| Maricopa County Arizona | 3 | $ 1,139,000 | $ 379,000 | $ 155,000 |
| Conway County Arkansas | 3 | $ 134,000 | $ 44,000 | $ 47,000 |
| Crawford County Arkansas | 3 | $ 286,000 | $ 95,000 | $ 33,000 |
| Pinellas County Florida | 3 | $ 561,000 | $ 187,000 | $ 30,000 |
| Caddo County Louisiana | 3 | $ 239,000 | $ 79,000 | $ 209,000 |
| Jackson County Missouri | 3 | $ 311,000 | $ 103,000 | $ 98,000 |
| Le Flore County Oklahoma | 3 | $ 196,000 | $ 65,000 | $ 18,000 |
| Blount County Tennessee | 3 | $ 326,000 | $ 108,000 | $ 41,000 |
| Henrico County Virginia | 3 | $ 636,000 | $ 212,000 | $ 72,000 |
| Grant County Arkansas | 2 | $ 190,000 | $ 95,000 | $ 96,000 |
| Perry County Arkansas | 2 | $ 223,000 | $ 111,000 | $ 45,000 |
| Los Angeles County California | 2 | $ 695,000 | $ 347,000 | $ 265,000 |
| Douglas County Colorado | 2 | $ 230,000 | $ 115,000 | $ 68,000 |
| District of Columbia County District Of Columbia | 2 | $ 421,000 | $ 210,000 | $ 267,000 |
| Brevard County Florida | 2 | $ 134,000 | $ 67,000 | $ 72,000 |
| Lee County Florida | 2 | $ 515,000 | $ 257,000 | $ 286,000 |
| Manatee County Florida | 2 | $ 369,000 | $ 184,000 | $ 0 |
| Osceola County Florida | 2 | $ 400,000 | $ 200,000 | $ 144,000 |
| St. Lucie County Florida | 2 | $ 428,000 | $ 214,000 | $ 0 |
| Clayton County Georgia | 2 | $ 91,000 | $ 45,000 | $ 89,000 |
| Fulton County Georgia | 2 | $ 175,000 | $ 87,000 | $ 72,000 |
| Winnebago County Illinois | 2 | $ 126,000 | $ 63,000 | $ 162,000 |
| Morgan County Indiana | 2 | $ 90,000 | $ 45,000 | $ 47,000 |
| Johnson County Kansas | 2 | $ 156,000 | $ 78,000 | $ 39,000 |
| Boone County Kentucky | 2 | $ 250,000 | $ 125,000 | $ 258,000 |
| Kenton County Kentucky | 2 | $ 90,000 | $ 45,000 | $ 97,000 |
| Bossier County Louisiana | 2 | $ 189,000 | $ 94,000 | $ 60,000 |
| Livingston County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 46,000 |
| St. Landry County Louisiana | 2 | $ 185,000 | $ 92,000 | $ 150,000 |
| Baltimore City County Maryland | 2 | $ 165,000 | $ 82,000 | $ 90,000 |
| Adams County Mississippi | 2 | $ 2,125,000 | $ 1,062,000 | $ 523,000 |
| DeSoto County Mississippi | 2 | $ 121,000 | $ 60,000 | $ 52,000 |
| Davidson County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 175,000 |
| Guilford County North Carolina | 2 | $ 198,000 | $ 99,000 | $ 115,000 |
| Adair County Oklahoma | 2 | $ 67,000 | $ 33,000 | $ 47,000 |
| Delaware County Oklahoma | 2 | $ 89,000 | $ 44,000 | $ 0 |
| Rogers County Oklahoma | 2 | $ 292,000 | $ 146,000 | $ 78,000 |
| Tillman County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 55,000 |
| Wagoner County Oklahoma | 2 | $ 139,000 | $ 69,000 | $ 31,000 |
| Dauphin County Pennsylvania | 2 | $ 135,000 | $ 67,000 | $ 45,000 |
| Philadelphia County Pennsylvania | 2 | $ 111,000 | $ 55,000 | $ 32,000 |
| Charleston County South Carolina | 2 | $ 1,150,000 | $ 575,000 | $ 600,000 |
| Hawkins County Tennessee | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Madison County Tennessee | 2 | $ 112,000 | $ 56,000 | $ 153,000 |
| Dallas County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 300,000 |
| Harrison County Texas | 2 | $ 148,000 | $ 74,000 | $ 49,000 |
| Travis County Texas | 2 | $ 131,000 | $ 65,000 | $ 372,000 |
| Norfolk County Virginia | 2 | $ 220,000 | $ 110,000 | $ 288,000 |
| Portsmouth County Virginia | 2 | $ 119,000 | $ 59,000 | $ 28,000 |
| Teton County Wyoming | 2 | $ 1,250,000 | $ 625,000 | $ 0 |
| Phillips County Arkansas | 1 | $ 65,000 | $ 65,000 | $ 23,000 |
| Scott County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 69,000 |
| El Paso County Colorado | 1 | $ 723,000 | $ 723,000 | $ 312,000 |
| Weld County Colorado | 1 | $ 206,000 | $ 206,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 1,071,000 | $ 1,071,000 | $ 0 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 72,000 |
| Palm Beach County Florida | 1 | $ 191,000 | $ 191,000 | $ 198,000 |
| Paulding County Georgia | 1 | $ 131,000 | $ 131,000 | $ 43,000 |
| Kane County Illinois | 1 | $ 73,000 | $ 73,000 | $ 0 |
| Will County Illinois | 1 | $ 158,000 | $ 158,000 | $ 205,000 |
| Elkhart County Indiana | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Hendricks County Indiana | 1 | $ 178,000 | $ 178,000 | $ 96,000 |
| Putnam County Indiana | 1 | $ 207,000 | $ 207,000 | $ 48,000 |
| Montgomery County Iowa | 1 | $ 155,000 | $ 155,000 | $ 232,000 |
| Cumberland County Maine | 1 | $ 475,000 | $ 475,000 | $ 148,000 |
| Anne Arundel County Maryland | 1 | $ 152,000 | $ 152,000 | $ 62,000 |
| Dukes County Massachusetts | 1 | $ 285,000 | $ 285,000 | $ 89,000 |
| Barry County Missouri | 1 | $ 197,000 | $ 197,000 | $ 72,000 |
| St. Louis County Missouri | 1 | $ 300,000 | $ 300,000 | $ 144,000 |
| Butler County Ohio | 1 | $ 252,000 | $ 252,000 | $ 89,000 |
| Franklin County Ohio | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Sequoyah County Oklahoma | 1 | $ 93,000 | $ 93,000 | $ 48,000 |
| Cumberland County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Horry County South Carolina | 1 | $ 168,000 | $ 168,000 | $ 33,000 |
| Marion County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 240,000 |
| Fairfax County Virginia | 1 | $ 370,000 | $ 370,000 | $ 165,000 |
| Fairfax City County Virginia | 1 | $ 600,000 | $ 600,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 687 | $75,511,000 | $109,000 | $1,000,000 | $94,000 | $1,500,000 |
| Refinancing | 301 | $49,312,000 | $163,000 | $2,950,000 | $94,000 | $602,000 |
| Home Improvement | 19 | $968,000 | $50,000 | $170,000 | $81,000 | $216,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 741 | $95,123,000 | $128,000 | $1,125,000 | $104,000 | $1,500,000 |
| Hispanic | 114 | $11,483,000 | $100,000 | $462,000 | $70,000 | $1,044,000 |
| Black or African American | 86 | $8,324,000 | $96,000 | $456,000 | $77,000 | $290,000 |
| Not applicable | 27 | $5,275,000 | $195,000 | $2,950,000 | $8,000 | $216,000 |
| Not Provided | 23 | $2,459,000 | $106,000 | $320,000 | $64,000 | $475,000 |
| Asian | 11 | $2,782,000 | $252,000 | $800,000 | $85,000 | $300,000 |
| American Indian or Alaskan Native | 5 | $345,000 | $69,000 | $116,000 | $54,000 | $76,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 891 | $113,076,000 | $126,000 | $2,950,000 | $100,000 | $1,500,000 |
| FHA-insured (Federal Housing Administration) | 92 | $9,711,000 | $105,000 | $184,000 | $45,000 | $171,000 |
| VA-guaranteed (Veterans Administration) | 19 | $2,507,000 | $131,000 | $226,000 | $46,000 | $98,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $497,000 | $99,000 | $141,000 | $46,000 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 713 | $82,324,000 | $115,000 | $2,950,000 | $95,000 | $1,500,000 |
| Application Withdrawn By Applicant | 209 | $33,288,000 | $159,000 | $1,125,000 | $100,000 | $1,200,000 |
| Application Denied By Financial Institution | 78 | $9,302,000 | $119,000 | $520,000 | $69,000 | $700,000 |
| Loan Purchased By The Institution | 7 | $877,000 | $125,000 | $267,000 | $42,000 | $97,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 22 | $2,093,000 | $95,000 | $468,000 | $99,000 | $700,000 |
| Collateral | 20 | $2,673,000 | $133,000 | $220,000 | $48,000 | $187,000 |
| Credit History | 16 | $1,542,000 | $96,000 | $280,000 | $50,000 | $152,000 |
| Debt-To-Income Ratio | 11 | $1,929,000 | $175,000 | $520,000 | $78,000 | $232,000 |
| Employment History | 5 | $743,000 | $148,000 | $375,000 | $38,000 | $74,000 |
| Credit Application Incomplete | 2 | $126,000 | $63,000 | $86,000 | $162,000 | $162,000 |
| Unverifiable Information | 1 | $130,000 | $130,000 | $130,000 | $35,000 | $35,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $66,000 | $66,000 | $66,000 | $65,000 | $65,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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