United Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
United Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Bank 11185 Fairfax Blvd Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,600 |
| Total Mortgage Loan Application Amount | $798,566,000 |
| Average Mortgage Loan Application Amount | $288,000 |
| Highest Mortgage Loan Application Amount | $35,800,000 |
| Average Applicant Income | $109,666 |
| Highest Applicant Income | $2,354,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with United Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down United Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Monongalia County West Virginia | 208 | $ 40,648,000 | $ 195,000 | $ 101,000 |
| Kanawha County West Virginia | 152 | $ 29,004,000 | $ 190,000 | $ 122,000 |
| Fayette County Pennsylvania | 122 | $ 10,229,000 | $ 83,000 | $ 59,000 |
| Fairfax County Virginia | 100 | $ 65,862,000 | $ 658,000 | $ 199,000 |
| Berkeley County West Virginia | 95 | $ 19,587,000 | $ 206,000 | $ 81,000 |
| Raleigh County West Virginia | 94 | $ 16,230,000 | $ 172,000 | $ 100,000 |
| Wood County West Virginia | 86 | $ 12,222,000 | $ 142,000 | $ 108,000 |
| District of Columbia County District Of Columbia | 78 | $ 101,389,000 | $ 1,299,000 | $ 175,000 |
| Cabell County West Virginia | 71 | $ 12,486,000 | $ 175,000 | $ 118,000 |
| Arlington County Virginia | 60 | $ 101,775,000 | $ 1,696,000 | $ 253,000 |
| Montgomery County Maryland | 59 | $ 37,083,000 | $ 628,000 | $ 210,000 |
| Washington County Maryland | 59 | $ 10,075,000 | $ 170,000 | $ 96,000 |
| Jackson County West Virginia | 42 | $ 3,817,000 | $ 90,000 | $ 62,000 |
| Jefferson County West Virginia | 40 | $ 13,805,000 | $ 345,000 | $ 103,000 |
| Loudoun County Virginia | 35 | $ 18,320,000 | $ 523,000 | $ 228,000 |
| Prince William County Virginia | 33 | $ 7,953,000 | $ 241,000 | $ 65,000 |
| Ohio County West Virginia | 32 | $ 3,905,000 | $ 122,000 | $ 133,000 |
| Belmont County Ohio | 30 | $ 4,425,000 | $ 147,000 | $ 73,000 |
| Putnam County West Virginia | 30 | $ 8,179,000 | $ 272,000 | $ 67,000 |
| Wayne County West Virginia | 28 | $ 3,384,000 | $ 120,000 | $ 97,000 |
| Marshall County West Virginia | 25 | $ 2,163,000 | $ 86,000 | $ 57,000 |
| Albemarle County Virginia | 23 | $ 20,014,000 | $ 870,000 | $ 170,000 |
| Fayette County West Virginia | 23 | $ 3,626,000 | $ 157,000 | $ 102,000 |
| Frederick County Virginia | 22 | $ 3,715,000 | $ 168,000 | $ 62,000 |
| Washington County Ohio | 20 | $ 5,804,000 | $ 290,000 | $ 277,000 |
| Alexandria County Virginia | 20 | $ 49,054,000 | $ 2,452,000 | $ 163,000 |
| Lawrence County Ohio | 19 | $ 2,308,000 | $ 121,000 | $ 89,000 |
| Stark County Ohio | 19 | $ 273,000 | $ 14,000 | $ 43,000 |
| Allegheny County Pennsylvania | 19 | $ 1,671,000 | $ 87,000 | $ 154,000 |
| Warren County Virginia | 18 | $ 2,774,000 | $ 154,000 | $ 63,000 |
| Preston County West Virginia | 18 | $ 2,121,000 | $ 117,000 | $ 113,000 |
| Webster County West Virginia | 18 | $ 1,159,000 | $ 64,000 | $ 60,000 |
| Lewis County West Virginia | 17 | $ 1,368,000 | $ 80,000 | $ 59,000 |
| Summit County Ohio | 15 | $ 356,000 | $ 23,000 | $ 49,000 |
| Rockingham County Virginia | 14 | $ 1,815,000 | $ 129,000 | $ 45,000 |
| Harrison County West Virginia | 14 | $ 1,953,000 | $ 139,000 | $ 211,000 |
| Prince George's County Maryland | 12 | $ 2,424,000 | $ 202,000 | $ 65,000 |
| Henrico County Virginia | 12 | $ 2,036,000 | $ 169,000 | $ 27,000 |
| Jefferson County Ohio | 11 | $ 429,000 | $ 39,000 | $ 64,000 |
| Venango County Pennsylvania | 11 | $ 140,000 | $ 12,000 | $ 62,000 |
| Boone County West Virginia | 11 | $ 914,000 | $ 83,000 | $ 68,000 |
| Hancock County West Virginia | 11 | $ 582,000 | $ 52,000 | $ 47,000 |
| Marion County West Virginia | 11 | $ 1,847,000 | $ 167,000 | $ 31,000 |
| Nicholas County West Virginia | 11 | $ 1,392,000 | $ 126,000 | $ 53,000 |
| Baltimore County Maryland | 10 | $ 7,888,000 | $ 788,000 | $ 431,000 |
| Howard County Maryland | 10 | $ 6,669,000 | $ 666,000 | $ 190,000 |
| Washington County Pennsylvania | 10 | $ 855,000 | $ 85,000 | $ 42,000 |
| Franklin County Pennsylvania | 9 | $ 1,750,000 | $ 194,000 | $ 145,000 |
| Winchester County Virginia | 9 | $ 2,590,000 | $ 287,000 | $ 78,000 |
| Chesterfield County Virginia | 8 | $ 4,150,000 | $ 518,000 | $ 320,000 |
| Stafford County Virginia | 8 | $ 3,300,000 | $ 412,000 | $ 71,000 |
| Anne Arundel County Maryland | 7 | $ 2,158,000 | $ 308,000 | $ 199,000 |
| Charlottesville County Virginia | 7 | $ 9,476,000 | $ 1,353,000 | $ 185,000 |
| Harrisonburg County Virginia | 7 | $ 2,294,000 | $ 327,000 | $ 19,000 |
| Gilmer County West Virginia | 7 | $ 841,000 | $ 120,000 | $ 59,000 |
| Greenbrier County West Virginia | 7 | $ 3,214,000 | $ 459,000 | $ 137,000 |
| Wyoming County West Virginia | 7 | $ 407,000 | $ 58,000 | $ 72,000 |
| Greene County Virginia | 6 | $ 688,000 | $ 114,000 | $ 47,000 |
| Spotsylvania County Virginia | 6 | $ 3,131,000 | $ 521,000 | $ 166,000 |
| Logan County West Virginia | 6 | $ 710,000 | $ 118,000 | $ 85,000 |
| Sussex County Delaware | 5 | $ 2,148,000 | $ 429,000 | $ 186,000 |
| Collier County Florida | 5 | $ 7,592,000 | $ 1,518,000 | $ 569,000 |
| Lorain County Ohio | 5 | $ 40,000 | $ 8,000 | $ 52,000 |
| Mahoning County Ohio | 5 | $ 77,000 | $ 15,000 | $ 65,000 |
| Greene County Pennsylvania | 5 | $ 206,000 | $ 41,000 | $ 52,000 |
| Fairfax City County Virginia | 5 | $ 1,934,000 | $ 386,000 | $ 211,000 |
| Manassas County Virginia | 5 | $ 1,107,000 | $ 221,000 | $ 102,000 |
| Roane County West Virginia | 5 | $ 1,141,000 | $ 228,000 | $ 99,000 |
| Baltimore City County Maryland | 4 | $ 3,819,000 | $ 954,000 | $ 13,000 |
| Frederick County Maryland | 4 | $ 2,554,000 | $ 638,000 | $ 364,000 |
| Harford County Maryland | 4 | $ 1,568,000 | $ 392,000 | $ 141,000 |
| Wayne County Ohio | 4 | $ 39,000 | $ 9,000 | $ 35,000 |
| Armstrong County Pennsylvania | 4 | $ 66,000 | $ 16,000 | $ 42,000 |
| Westmoreland County Pennsylvania | 4 | $ 76,000 | $ 19,000 | $ 20,000 |
| Charleston County South Carolina | 4 | $ 1,235,000 | $ 308,000 | $ 172,000 |
| Garrett County Maryland | 3 | $ 922,000 | $ 307,000 | $ 738,000 |
| Talbot County Maryland | 3 | $ 1,460,000 | $ 486,000 | $ 325,000 |
| Brunswick County North Carolina | 3 | $ 611,000 | $ 203,000 | $ 74,000 |
| Franklin County Ohio | 3 | $ 408,000 | $ 136,000 | $ 73,000 |
| Harrison County Ohio | 3 | $ 18,000 | $ 6,000 | $ 39,000 |
| Richland County Ohio | 3 | $ 240,000 | $ 80,000 | $ 182,000 |
| York County Pennsylvania | 3 | $ 37,000 | $ 12,000 | $ 107,000 |
| Horry County South Carolina | 3 | $ 422,000 | $ 140,000 | $ 38,000 |
| James City County Virginia | 3 | $ 1,664,000 | $ 554,000 | $ 373,000 |
| Richmond City County Virginia | 3 | $ 2,131,000 | $ 710,000 | $ 183,000 |
| Shenandoah County Virginia | 3 | $ 238,000 | $ 79,000 | $ 71,000 |
| Waynesboro County Virginia | 3 | $ 621,000 | $ 207,000 | $ 0 |
| Brooke County West Virginia | 3 | $ 194,000 | $ 64,000 | $ 59,000 |
| Mason County West Virginia | 3 | $ 202,000 | $ 67,000 | $ 30,000 |
| Mercer County West Virginia | 3 | $ 335,000 | $ 111,000 | $ 62,000 |
| Osceola County Florida | 2 | $ 457,000 | $ 228,000 | $ 203,000 |
| Catawba County North Carolina | 2 | $ 685,000 | $ 342,000 | $ 99,000 |
| Dare County North Carolina | 2 | $ 1,140,000 | $ 570,000 | $ 164,000 |
| Davidson County North Carolina | 2 | $ 500,000 | $ 250,000 | $ 166,000 |
| Iredell County North Carolina | 2 | $ 565,000 | $ 282,000 | $ 329,000 |
| Cuyahoga County Ohio | 2 | $ 21,000 | $ 10,000 | $ 53,000 |
| Tuscarawas County Ohio | 2 | $ 14,000 | $ 7,000 | $ 130,000 |
| Clarion County Pennsylvania | 2 | $ 32,000 | $ 16,000 | $ 56,000 |
| Dauphin County Pennsylvania | 2 | $ 4,005,000 | $ 2,002,000 | $ 24,000 |
| Somerset County Pennsylvania | 2 | $ 20,000 | $ 10,000 | $ 81,000 |
| Beaufort County South Carolina | 2 | $ 865,000 | $ 432,000 | $ 342,000 |
| Williamson County Tennessee | 2 | $ 524,000 | $ 262,000 | $ 275,000 |
| Augusta County Virginia | 2 | $ 309,000 | $ 154,000 | $ 67,000 |
| Buckingham County Virginia | 2 | $ 166,000 | $ 83,000 | $ 63,000 |
| Clarke County Virginia | 2 | $ 496,000 | $ 248,000 | $ 165,000 |
| Culpeper County Virginia | 2 | $ 508,000 | $ 254,000 | $ 109,000 |
| Fredericksburg County Virginia | 2 | $ 480,000 | $ 240,000 | $ 89,000 |
| Hanover County Virginia | 2 | $ 913,000 | $ 456,000 | $ 219,000 |
| Nelson County Virginia | 2 | $ 1,086,000 | $ 543,000 | $ 415,000 |
| Braxton County West Virginia | 2 | $ 205,000 | $ 102,000 | $ 71,000 |
| Calhoun County West Virginia | 2 | $ 158,000 | $ 79,000 | $ 71,000 |
| Doddridge County West Virginia | 2 | $ 224,000 | $ 112,000 | $ 76,000 |
| Hampshire County West Virginia | 2 | $ 332,000 | $ 166,000 | $ 23,000 |
| Lincoln County West Virginia | 2 | $ 145,000 | $ 72,000 | $ 61,000 |
| Pocahontas County West Virginia | 2 | $ 478,000 | $ 239,000 | $ 400,000 |
| Ritchie County West Virginia | 2 | $ 140,000 | $ 70,000 | $ 43,000 |
| Taylor County West Virginia | 2 | $ 289,000 | $ 144,000 | $ 24,000 |
| Upshur County West Virginia | 2 | $ 144,000 | $ 72,000 | $ 27,000 |
| Geneva County Alabama | 1 | $ 2,000 | $ 2,000 | $ 55,000 |
| Placer County California | 1 | $ 456,000 | $ 456,000 | $ 325,000 |
| Bay County Florida | 1 | $ 260,000 | $ 260,000 | $ 154,000 |
| Hillsborough County Florida | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Lee County Florida | 1 | $ 216,000 | $ 216,000 | $ 1,177,000 |
| Manatee County Florida | 1 | $ 484,000 | $ 484,000 | $ 748,000 |
| Monroe County Florida | 1 | $ 1,000,000 | $ 1,000,000 | $ 255,000 |
| St. Johns County Florida | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Greenup County Kentucky | 1 | $ 158,000 | $ 158,000 | $ 75,000 |
| Hardin County Kentucky | 1 | $ 7,000 | $ 7,000 | $ 41,000 |
| Jefferson County Kentucky | 1 | $ 1,050,000 | $ 1,050,000 | $ 0 |
| Allegany County Maryland | 1 | $ 124,000 | $ 124,000 | $ 127,000 |
| Charles County Maryland | 1 | $ 132,000 | $ 132,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 690,000 | $ 690,000 | $ 117,000 |
| St. Mary's County Maryland | 1 | $ 665,000 | $ 665,000 | $ 262,000 |
| Barnstable County Massachusetts | 1 | $ 394,000 | $ 394,000 | $ 40,000 |
| Crawford County Missouri | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Dodge County Nebraska | 1 | $ 360,000 | $ 360,000 | $ 2,345,000 |
| Camden County New Jersey | 1 | $ 24,000 | $ 24,000 | $ 94,000 |
| Cape May County New Jersey | 1 | $ 639,000 | $ 639,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 7,000 | $ 7,000 | $ 38,000 |
| Gloucester County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Kings County New York | 1 | $ 17,000 | $ 17,000 | $ 74,000 |
| Rensselaer County New York | 1 | $ 25,000 | $ 25,000 | $ 107,000 |
| Westchester County New York | 1 | $ 25,000 | $ 25,000 | $ 169,000 |
| Carteret County North Carolina | 1 | $ 367,000 | $ 367,000 | $ 99,000 |
| Currituck County North Carolina | 1 | $ 1,875,000 | $ 1,875,000 | $ 0 |
| Davie County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 78,000 |
| Nash County North Carolina | 1 | $ 174,000 | $ 174,000 | $ 68,000 |
| Clark County Ohio | 1 | $ 6,000 | $ 6,000 | $ 56,000 |
| Clermont County Ohio | 1 | $ 250,000 | $ 250,000 | $ 114,000 |
| Hamilton County Ohio | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Portage County Ohio | 1 | $ 18,000 | $ 18,000 | $ 62,000 |
| Bedford County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Butler County Pennsylvania | 1 | $ 25,000 | $ 25,000 | $ 87,000 |
| Clearfield County Pennsylvania | 1 | $ 96,000 | $ 96,000 | $ 0 |
| Crawford County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 44,000 |
| Cumberland County Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 30,000 |
| Delaware County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 17,000 |
| Fulton County Pennsylvania | 1 | $ 32,000 | $ 32,000 | $ 164,000 |
| Monroe County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 74,000 |
| Philadelphia County Pennsylvania | 1 | $ 7,000 | $ 7,000 | $ 32,000 |
| Georgetown County South Carolina | 1 | $ 246,000 | $ 246,000 | $ 44,000 |
| Greenwood County South Carolina | 1 | $ 214,000 | $ 214,000 | $ 1,032,000 |
| Richland County South Carolina | 1 | $ 685,000 | $ 685,000 | $ 1,398,000 |
| Maury County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 91,000 |
| Sevier County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 205,000 |
| Bland County Virginia | 1 | $ 159,000 | $ 159,000 | $ 52,000 |
| Campbell County Virginia | 1 | $ 310,000 | $ 310,000 | $ 0 |
| Fauquier County Virginia | 1 | $ 275,000 | $ 275,000 | $ 91,000 |
| Goochland County Virginia | 1 | $ 510,000 | $ 510,000 | $ 114,000 |
| Madison County Virginia | 1 | $ 204,000 | $ 204,000 | $ 111,000 |
| Manassas Park County Virginia | 1 | $ 70,000 | $ 70,000 | $ 35,000 |
| Mecklenburg County Virginia | 1 | $ 7,000 | $ 7,000 | $ 29,000 |
| Montgomery County Virginia | 1 | $ 297,000 | $ 297,000 | $ 162,000 |
| Norfolk County Virginia | 1 | $ 339,000 | $ 339,000 | $ 90,000 |
| Northumberland County Virginia | 1 | $ 236,000 | $ 236,000 | $ 58,000 |
| Staunton County Virginia | 1 | $ 25,000 | $ 25,000 | $ 51,000 |
| Virginia Beach County Virginia | 1 | $ 25,000 | $ 25,000 | $ 177,000 |
| Westmoreland County Virginia | 1 | $ 450,000 | $ 450,000 | $ 1,743,000 |
| Pierce County Washington | 1 | $ 17,000 | $ 17,000 | $ 126,000 |
| Morgan County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 72,000 |
| Pleasants County West Virginia | 1 | $ 60,000 | $ 60,000 | $ 154,000 |
| Summers County West Virginia | 1 | $ 29,000 | $ 29,000 | $ 25,000 |
| Tucker County West Virginia | 1 | $ 142,000 | $ 142,000 | $ 75,000 |
| Tyler County West Virginia | 1 | $ 163,000 | $ 163,000 | $ 42,000 |
| Wetzel County West Virginia | 1 | $ 138,000 | $ 138,000 | $ 59,000 |
Mortgage Loan Application Detail Totals for United Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,525 | $486,719,000 | $319,000 | $35,800,000 | $113,000 | $2,345,000 |
| Refinancing | 666 | $229,917,000 | $345,000 | $8,050,000 | $134,000 | $2,354,000 |
| Home Improvement | 409 | $81,930,000 | $200,000 | $25,000,000 | $82,000 | $1,203,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,846 | $408,337,000 | $221,000 | $3,200,000 | $123,000 | $2,354,000 |
| Not Provided | 307 | $73,268,000 | $238,000 | $1,650,000 | $123,000 | $1,743,000 |
| Not applicable | 263 | $259,475,000 | $986,000 | $35,800,000 | $0 | $0 |
| Black or African American | 77 | $10,014,000 | $130,000 | $881,000 | $70,000 | $349,000 |
| Asian | 60 | $31,508,000 | $525,000 | $2,044,000 | $296,000 | $1,472,000 |
| Hispanic | 42 | $14,683,000 | $349,000 | $2,240,000 | $134,000 | $719,000 |
| American Indian or Alaskan Native | 5 | $1,281,000 | $256,000 | $916,000 | $122,000 | $247,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,289 | $772,139,000 | $337,000 | $35,800,000 | $121,000 | $2,354,000 |
| FHA-insured (Federal Housing Administration) | 184 | $8,386,000 | $45,000 | $633,000 | $59,000 | $318,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 83 | $10,582,000 | $127,000 | $278,000 | $44,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 44 | $7,459,000 | $169,000 | $644,000 | $60,000 | $149,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,575 | $640,211,000 | $406,000 | $35,800,000 | $135,000 | $2,345,000 |
| Application Denied By Financial Institution | 300 | $42,264,000 | $140,000 | $1,832,000 | $78,000 | $1,199,000 |
| Preapproval Denied by Financial Institution | 247 | $28,464,000 | $115,000 | $495,000 | $50,000 | $295,000 |
| Loan Purchased By The Institution | 185 | $28,464,000 | $153,000 | $1,369,000 | $65,000 | $396,000 |
| Preapproval Approved but not Accepted | 145 | $25,808,000 | $177,000 | $3,000,000 | $90,000 | $931,000 |
| Application Withdrawn By Applicant | 88 | $20,481,000 | $232,000 | $1,650,000 | $142,000 | $1,472,000 |
| Application Approved But Not Accepted | 58 | $12,217,000 | $210,000 | $1,558,000 | $146,000 | $2,354,000 |
| File Closed For Incompleteness | 2 | $657,000 | $328,000 | $555,000 | $108,000 | $171,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 244 | $20,865,000 | $85,000 | $1,119,000 | $53,000 | $588,000 |
| Debt-To-Income Ratio | 142 | $20,222,000 | $142,000 | $1,350,000 | $51,000 | $335,000 |
| Credit Application Incomplete | 52 | $7,807,000 | $150,000 | $716,000 | $71,000 | $295,000 |
| Collateral | 42 | $10,479,000 | $249,000 | $1,832,000 | $166,000 | $1,199,000 |
| Other | 37 | $6,440,000 | $174,000 | $1,760,000 | $65,000 | $258,000 |
| Employment History | 14 | $2,111,000 | $150,000 | $450,000 | $63,000 | $150,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $829,000 | $118,000 | $225,000 | $70,000 | $211,000 |
| Unverifiable Information | 5 | $1,548,000 | $309,000 | $680,000 | $144,000 | $340,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.