United Bank
Mortgage Loan Application
Totals and Details
for 2018
Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | United Bank 11185 Fairfax Blvd Fairfax, VA 22030 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,406 |
| Total Mortgage Loan Application Amount | $1,408,490,000 |
| Average Mortgage Loan Application Amount | $247,000 |
| Highest Mortgage Loan Application Amount | $25,915,000 |
| Average Applicant Income | $152,800 |
| Highest Applicant Income | $4,494,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Fairfax County Virginia | 475 | $ 193,465,000 | $ 407,000 | $ 205,000 |
| Montgomery County Maryland | 236 | $ 134,560,000 | $ 570,000 | $ 220,000 |
| District of Columbia County District Of Columbia | 232 | $ 162,380,000 | $ 699,000 | $ 255,000 |
| Monongalia County West Virginia | 225 | $ 43,635,000 | $ 193,000 | $ 150,000 |
| Kanawha County West Virginia | 214 | $ 38,060,000 | $ 177,000 | $ 144,000 |
| Loudoun County Virginia | 150 | $ 52,780,000 | $ 351,000 | $ 248,000 |
| Berkeley County West Virginia | 140 | $ 20,290,000 | $ 144,000 | $ 103,000 |
| Prince William County Virginia | 124 | $ 31,880,000 | $ 257,000 | $ 140,000 |
| Wood County West Virginia | 103 | $ 18,115,000 | $ 175,000 | $ 104,000 |
| Arlington County Virginia | 99 | $ 67,735,000 | $ 684,000 | $ 277,000 |
| Raleigh County West Virginia | 99 | $ 13,785,000 | $ 139,000 | $ 103,000 |
| Fayette County Pennsylvania | 80 | $ 9,120,000 | $ 114,000 | $ 68,000 |
| Washington County Maryland | 72 | $ 13,210,000 | $ 183,000 | $ 159,000 |
| Cabell County West Virginia | 69 | $ 18,705,000 | $ 271,000 | $ 165,000 |
| Alexandria County Virginia | 65 | $ 26,005,000 | $ 400,000 | $ 209,000 |
| Ohio County West Virginia | 62 | $ 6,240,000 | $ 100,000 | $ 73,000 |
| Putnam County West Virginia | 57 | $ 12,755,000 | $ 223,000 | $ 133,000 |
| Jefferson County West Virginia | 53 | $ 12,435,000 | $ 234,000 | $ 174,000 |
| Frederick County Virginia | 51 | $ 8,585,000 | $ 168,000 | $ 101,000 |
| Rockingham County Virginia | 51 | $ 34,515,000 | $ 676,000 | $ 140,000 |
| Chesterfield County Virginia | 50 | $ 20,690,000 | $ 413,000 | $ 175,000 |
| Fayette County West Virginia | 44 | $ 6,500,000 | $ 147,000 | $ 62,000 |
| Jackson County West Virginia | 43 | $ 4,315,000 | $ 100,000 | $ 79,000 |
| Anne Arundel County Maryland | 41 | $ 22,205,000 | $ 541,000 | $ 257,000 |
| Beaufort County South Carolina | 38 | $ 19,440,000 | $ 511,000 | $ 276,000 |
| Henrico County Virginia | 38 | $ 14,140,000 | $ 372,000 | $ 170,000 |
| Spotsylvania County Virginia | 35 | $ 8,145,000 | $ 232,000 | $ 155,000 |
| Stafford County Virginia | 34 | $ 6,860,000 | $ 201,000 | $ 117,000 |
| Wayne County West Virginia | 32 | $ 3,040,000 | $ 95,000 | $ 73,000 |
| Marshall County West Virginia | 30 | $ 2,390,000 | $ 79,000 | $ 66,000 |
| Baltimore County Maryland | 27 | $ 12,455,000 | $ 461,000 | $ 256,000 |
| Warren County Virginia | 26 | $ 3,240,000 | $ 124,000 | $ 95,000 |
| Baltimore City County Maryland | 24 | $ 26,670,000 | $ 1,111,000 | $ 129,000 |
| Howard County Maryland | 24 | $ 11,440,000 | $ 476,000 | $ 171,000 |
| Frederick County Maryland | 23 | $ 9,165,000 | $ 398,000 | $ 233,000 |
| Belmont County Ohio | 23 | $ 2,385,000 | $ 103,000 | $ 69,000 |
| Mecklenburg County North Carolina | 22 | $ 10,930,000 | $ 496,000 | $ 195,000 |
| Augusta County Virginia | 22 | $ 2,530,000 | $ 115,000 | $ 153,000 |
| Fauquier County Virginia | 22 | $ 6,870,000 | $ 312,000 | $ 187,000 |
| Lawrence County Ohio | 21 | $ 3,625,000 | $ 172,000 | $ 124,000 |
| Nicholas County West Virginia | 21 | $ 2,955,000 | $ 140,000 | $ 74,000 |
| Albemarle County Virginia | 20 | $ 5,600,000 | $ 280,000 | $ 159,000 |
| Prince George's County Maryland | 19 | $ 6,665,000 | $ 350,000 | $ 141,000 |
| Winchester County Virginia | 17 | $ 4,675,000 | $ 275,000 | $ 128,000 |
| Hancock County West Virginia | 17 | $ 995,000 | $ 58,000 | $ 52,000 |
| Lewis County West Virginia | 17 | $ 1,295,000 | $ 76,000 | $ 104,000 |
| Logan County West Virginia | 17 | $ 1,045,000 | $ 61,000 | $ 51,000 |
| Webster County West Virginia | 17 | $ 1,295,000 | $ 76,000 | $ 51,000 |
| Washington County Ohio | 16 | $ 3,380,000 | $ 211,000 | $ 189,000 |
| Harrisonburg County Virginia | 16 | $ 4,750,000 | $ 296,000 | $ 136,000 |
| Falls Church County Virginia | 15 | $ 9,405,000 | $ 627,000 | $ 244,000 |
| Harrison County West Virginia | 15 | $ 2,365,000 | $ 157,000 | $ 145,000 |
| Harford County Maryland | 14 | $ 5,150,000 | $ 367,000 | $ 127,000 |
| Richmond City County Virginia | 14 | $ 5,500,000 | $ 392,000 | $ 166,000 |
| Sussex County Delaware | 13 | $ 8,785,000 | $ 675,000 | $ 339,000 |
| Wake County North Carolina | 13 | $ 6,075,000 | $ 467,000 | $ 166,000 |
| Charlottesville County Virginia | 13 | $ 23,005,000 | $ 1,769,000 | $ 98,000 |
| Manassas County Virginia | 13 | $ 2,675,000 | $ 205,000 | $ 103,000 |
| Virginia Beach County Virginia | 13 | $ 6,565,000 | $ 505,000 | $ 180,000 |
| Brooke County West Virginia | 13 | $ 1,065,000 | $ 81,000 | $ 75,000 |
| Boone County West Virginia | 12 | $ 1,010,000 | $ 84,000 | $ 60,000 |
| Franklin County Pennsylvania | 11 | $ 2,385,000 | $ 216,000 | $ 120,000 |
| Fredericksburg County Virginia | 11 | $ 3,155,000 | $ 286,000 | $ 208,000 |
| Hanover County Virginia | 11 | $ 2,905,000 | $ 264,000 | $ 116,000 |
| Shenandoah County Virginia | 11 | $ 515,000 | $ 46,000 | $ 82,000 |
| Braxton County West Virginia | 11 | $ 935,000 | $ 85,000 | $ 76,000 |
| Greenbrier County West Virginia | 11 | $ 6,595,000 | $ 599,000 | $ 435,000 |
| Marion County West Virginia | 11 | $ 1,565,000 | $ 142,000 | $ 78,000 |
| Preston County West Virginia | 11 | $ 1,555,000 | $ 141,000 | $ 98,000 |
| Catawba County North Carolina | 10 | $ 3,380,000 | $ 338,000 | $ 104,000 |
| Stark County Ohio | 10 | $ 150,000 | $ 15,000 | $ 47,000 |
| James City County Virginia | 10 | $ 3,660,000 | $ 366,000 | $ 155,000 |
| Jefferson County Ohio | 9 | $ 605,000 | $ 67,000 | $ 40,000 |
| Manassas Park County Virginia | 9 | $ 1,465,000 | $ 162,000 | $ 70,000 |
| Gilmer County West Virginia | 9 | $ 685,000 | $ 76,000 | $ 70,000 |
| Greene County Virginia | 8 | $ 810,000 | $ 101,000 | $ 90,000 |
| Allegheny County Pennsylvania | 7 | $ 605,000 | $ 86,000 | $ 107,000 |
| Charleston County South Carolina | 7 | $ 3,125,000 | $ 446,000 | $ 299,000 |
| Fairfax City County Virginia | 7 | $ 1,895,000 | $ 270,000 | $ 134,000 |
| Lincoln County West Virginia | 7 | $ 805,000 | $ 115,000 | $ 84,000 |
| Caldwell County North Carolina | 6 | $ 1,900,000 | $ 316,000 | $ 192,000 |
| Chesapeake County Virginia | 6 | $ 2,470,000 | $ 411,000 | $ 164,000 |
| Powhatan County Virginia | 6 | $ 1,650,000 | $ 275,000 | $ 120,000 |
| Summers County West Virginia | 6 | $ 310,000 | $ 51,000 | $ 52,000 |
| Collier County Florida | 5 | $ 2,645,000 | $ 529,000 | $ 454,000 |
| Palm Beach County Florida | 5 | $ 1,695,000 | $ 339,000 | $ 633,000 |
| Queen Anne's County Maryland | 5 | $ 2,455,000 | $ 491,000 | $ 330,000 |
| Greene County Pennsylvania | 5 | $ 575,000 | $ 115,000 | $ 109,000 |
| Washington County Pennsylvania | 5 | $ 3,055,000 | $ 611,000 | $ 371,000 |
| Staunton County Virginia | 5 | $ 625,000 | $ 125,000 | $ 75,000 |
| Portage County Ohio | 4 | $ 70,000 | $ 17,000 | $ 78,000 |
| Westmoreland County Pennsylvania | 4 | $ 340,000 | $ 85,000 | $ 89,000 |
| Isle of Wight County Virginia | 4 | $ 540,000 | $ 135,000 | $ 19,000 |
| Lee County Florida | 3 | $ 1,175,000 | $ 391,000 | $ 246,000 |
| Volusia County Florida | 3 | $ 775,000 | $ 258,000 | $ 131,000 |
| Boyd County Kentucky | 3 | $ 185,000 | $ 61,000 | $ 172,000 |
| Jefferson County Kentucky | 3 | $ 1,685,000 | $ 561,000 | $ 0 |
| Carroll County Maryland | 3 | $ 935,000 | $ 311,000 | $ 158,000 |
| Garrett County Maryland | 3 | $ 1,465,000 | $ 488,000 | $ 315,000 |
| Dare County North Carolina | 3 | $ 1,155,000 | $ 385,000 | $ 293,000 |
| Gaston County North Carolina | 3 | $ 1,135,000 | $ 378,000 | $ 197,000 |
| Iredell County North Carolina | 3 | $ 1,165,000 | $ 388,000 | $ 263,000 |
| Johnston County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 80,000 |
| Union County North Carolina | 3 | $ 1,575,000 | $ 525,000 | $ 196,000 |
| Cuyahoga County Ohio | 3 | $ 155,000 | $ 51,000 | $ 75,000 |
| Butler County Pennsylvania | 3 | $ 1,105,000 | $ 368,000 | $ 167,000 |
| Horry County South Carolina | 3 | $ 775,000 | $ 258,000 | $ 163,000 |
| Clarke County Virginia | 3 | $ 215,000 | $ 71,000 | $ 151,000 |
| Goochland County Virginia | 3 | $ 2,725,000 | $ 908,000 | $ 344,000 |
| Louisa County Virginia | 3 | $ 805,000 | $ 268,000 | $ 241,000 |
| Waynesboro County Virginia | 3 | $ 865,000 | $ 288,000 | $ 133,000 |
| Calhoun County West Virginia | 3 | $ 395,000 | $ 131,000 | $ 155,000 |
| Mason County West Virginia | 3 | $ 425,000 | $ 141,000 | $ 87,000 |
| Morgan County West Virginia | 3 | $ 585,000 | $ 195,000 | $ 85,000 |
| Upshur County West Virginia | 3 | $ 315,000 | $ 105,000 | $ 76,000 |
| Miami-Dade County Florida | 2 | $ 1,320,000 | $ 660,000 | $ 782,000 |
| St. Johns County Florida | 2 | $ 460,000 | $ 230,000 | $ 173,000 |
| Greenup County Kentucky | 2 | $ 690,000 | $ 345,000 | $ 131,000 |
| Calvert County Maryland | 2 | $ 1,930,000 | $ 965,000 | $ 535,000 |
| Dutchess County New York | 2 | $ 50,000 | $ 25,000 | $ 47,000 |
| Alexander County North Carolina | 2 | $ 990,000 | $ 495,000 | $ 140,000 |
| Brunswick County North Carolina | 2 | $ 530,000 | $ 265,000 | $ 202,000 |
| Davidson County North Carolina | 2 | $ 890,000 | $ 445,000 | $ 294,000 |
| Lincoln County North Carolina | 2 | $ 350,000 | $ 175,000 | $ 92,000 |
| Clermont County Ohio | 2 | $ 160,000 | $ 80,000 | $ 109,000 |
| Franklin County Ohio | 2 | $ 60,000 | $ 30,000 | $ 112,000 |
| Harrison County Ohio | 2 | $ 270,000 | $ 135,000 | $ 141,000 |
| Richland County Ohio | 2 | $ 180,000 | $ 90,000 | $ 88,000 |
| Wayne County Ohio | 2 | $ 20,000 | $ 10,000 | $ 45,000 |
| Armstrong County Pennsylvania | 2 | $ 30,000 | $ 15,000 | $ 32,000 |
| Centre County Pennsylvania | 2 | $ 610,000 | $ 305,000 | $ 253,000 |
| Greenville County South Carolina | 2 | $ 920,000 | $ 460,000 | $ 268,000 |
| Bedford County Virginia | 2 | $ 780,000 | $ 390,000 | $ 453,000 |
| Fluvanna County Virginia | 2 | $ 450,000 | $ 225,000 | $ 258,000 |
| King George County Virginia | 2 | $ 1,160,000 | $ 580,000 | $ 409,000 |
| Norfolk County Virginia | 2 | $ 830,000 | $ 415,000 | $ 215,000 |
| Northumberland County Virginia | 2 | $ 700,000 | $ 350,000 | $ 154,000 |
| Orange County Virginia | 2 | $ 90,000 | $ 45,000 | $ 182,000 |
| Page County Virginia | 2 | $ 130,000 | $ 65,000 | $ 92,000 |
| Williamsburg County Virginia | 2 | $ 1,200,000 | $ 600,000 | $ 349,000 |
| Pleasants County West Virginia | 2 | $ 550,000 | $ 275,000 | $ 105,000 |
| Pocahontas County West Virginia | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Roane County West Virginia | 2 | $ 280,000 | $ 140,000 | $ 106,000 |
| Tucker County West Virginia | 2 | $ 260,000 | $ 130,000 | $ 268,000 |
| Wirt County West Virginia | 2 | $ 100,000 | $ 50,000 | $ 32,000 |
| New Castle County Delaware | 1 | $ 985,000 | $ 985,000 | $ 999,000 |
| Bay County Florida | 1 | $ 395,000 | $ 395,000 | $ 528,000 |
| Indian River County Florida | 1 | $ 2,195,000 | $ 2,195,000 | $ 1,126,000 |
| Manatee County Florida | 1 | $ 605,000 | $ 605,000 | $ 1,300,000 |
| Putnam County Florida | 1 | $ 75,000 | $ 75,000 | $ 103,000 |
| Walton County Florida | 1 | $ 105,000 | $ 105,000 | $ 91,000 |
| DeKalb County Georgia | 1 | $ 465,000 | $ 465,000 | $ 150,000 |
| Fayette County Kentucky | 1 | $ 7,905,000 | $ 7,905,000 | $ 0 |
| Mason County Kentucky | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Caddo County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 450,000 |
| Allegany County Maryland | 1 | $ 715,000 | $ 715,000 | $ 244,000 |
| Cecil County Maryland | 1 | $ 335,000 | $ 335,000 | $ 0 |
| St. Mary's County Maryland | 1 | $ 5,000 | $ 5,000 | $ 104,000 |
| Talbot County Maryland | 1 | $ 235,000 | $ 235,000 | $ 71,000 |
| Bergen County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 62,000 |
| Allegany County New York | 1 | $ 25,000 | $ 25,000 | $ 61,000 |
| Onondaga County New York | 1 | $ 25,000 | $ 25,000 | $ 126,000 |
| Queens County New York | 1 | $ 15,000 | $ 15,000 | $ 66,000 |
| Alleghany County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 63,000 |
| Avery County North Carolina | 1 | $ 625,000 | $ 625,000 | $ 170,000 |
| Burke County North Carolina | 1 | $ 345,000 | $ 345,000 | $ 170,000 |
| Carteret County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Chatham County North Carolina | 1 | $ 635,000 | $ 635,000 | $ 224,000 |
| Davie County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 93,000 |
| Durham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 99,000 |
| Forsyth County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 104,000 |
| Guilford County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 116,000 |
| Hoke County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| Macon County North Carolina | 1 | $ 955,000 | $ 955,000 | $ 343,000 |
| Northampton County North Carolina | 1 | $ 295,000 | $ 295,000 | $ 90,000 |
| Rutherford County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 130,000 |
| Guernsey County Ohio | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Lorain County Ohio | 1 | $ 45,000 | $ 45,000 | $ 22,000 |
| Mahoning County Ohio | 1 | $ 5,000 | $ 5,000 | $ 43,000 |
| Medina County Ohio | 1 | $ 15,000 | $ 15,000 | $ 52,000 |
| Monroe County Ohio | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Summit County Ohio | 1 | $ 115,000 | $ 115,000 | $ 71,000 |
| Cumberland County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 55,000 |
| Delaware County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 177,000 |
| Erie County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 248,000 |
| Fulton County Pennsylvania | 1 | $ 485,000 | $ 485,000 | $ 207,000 |
| Lancaster County Pennsylvania | 1 | $ 15,000 | $ 15,000 | $ 131,000 |
| Philadelphia County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 120,000 |
| Somerset County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 86,000 |
| Berkeley County South Carolina | 1 | $ 805,000 | $ 805,000 | $ 237,000 |
| Dorchester County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 140,000 |
| Georgetown County South Carolina | 1 | $ 125,000 | $ 125,000 | $ 0 |
| Lexington County South Carolina | 1 | $ 195,000 | $ 195,000 | $ 89,000 |
| Richland County South Carolina | 1 | $ 305,000 | $ 305,000 | $ 254,000 |
| York County South Carolina | 1 | $ 395,000 | $ 395,000 | $ 87,000 |
| Jefferson County Tennessee | 1 | $ 315,000 | $ 315,000 | $ 300,000 |
| Loudon County Tennessee | 1 | $ 625,000 | $ 625,000 | $ 288,000 |
| Harris County Texas | 1 | $ 1,135,000 | $ 1,135,000 | $ 450,000 |
| Alleghany County Virginia | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Amelia County Virginia | 1 | $ 475,000 | $ 475,000 | $ 167,000 |
| Bland County Virginia | 1 | $ 85,000 | $ 85,000 | $ 72,000 |
| Brunswick County Virginia | 1 | $ 145,000 | $ 145,000 | $ 251,000 |
| Buckingham County Virginia | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Carroll County Virginia | 1 | $ 25,000 | $ 25,000 | $ 54,000 |
| Culpeper County Virginia | 1 | $ 225,000 | $ 225,000 | $ 53,000 |
| Essex County Virginia | 1 | $ 585,000 | $ 585,000 | $ 249,000 |
| Franklin County Virginia | 1 | $ 715,000 | $ 715,000 | $ 466,000 |
| Lunenburg County Virginia | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Middlesex County Virginia | 1 | $ 245,000 | $ 245,000 | $ 175,000 |
| Montgomery County Virginia | 1 | $ 475,000 | $ 475,000 | $ 174,000 |
| Richmond County Virginia | 1 | $ 135,000 | $ 135,000 | $ 267,000 |
| Roanoke County Virginia | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Washington County Virginia | 1 | $ 325,000 | $ 325,000 | $ 0 |
| Clark County Washington | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Grays Harbor County Washington | 1 | $ 25,000 | $ 25,000 | $ 22,000 |
| Clay County West Virginia | 1 | $ 45,000 | $ 45,000 | $ 63,000 |
| Doddridge County West Virginia | 1 | $ 75,000 | $ 75,000 | $ 49,000 |
| Hampshire County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
| Hardy County West Virginia | 1 | $ 25,000 | $ 25,000 | $ 90,000 |
| Mercer County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 82,000 |
| Mingo County West Virginia | 1 | $ 55,000 | $ 55,000 | $ 61,000 |
| Taylor County West Virginia | 1 | $ 335,000 | $ 335,000 | $ 100,000 |
| Tyler County West Virginia | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for United Bank in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,129 | $808,165,000 | $379,000 | $20,405,000 | $161,000 | $4,494,000 |
| Refinancing | 1,086 | $416,990,000 | $383,000 | $25,915,000 | $187,000 | $4,494,000 |
| Home Improvement | 426 | $47,320,000 | $111,000 | $2,535,000 | $148,000 | $1,386,000 |
| Other Purpose | 400 | $39,360,000 | $98,000 | $1,105,000 | $127,000 | $1,449,000 |
| Cash-out Refinancing | 365 | $96,655,000 | $264,000 | $2,025,000 | $141,000 | $1,380,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,224 | $844,070,000 | $261,000 | $4,705,000 | $158,000 | $4,494,000 |
| Not Provided | 513 | $188,345,000 | $367,000 | $2,595,000 | $170,000 | $1,542,000 |
| Not applicable | 225 | $226,965,000 | $1,008,000 | $25,915,000 | $0 | $0 |
| Asian | 165 | $67,495,000 | $409,000 | $2,655,000 | $188,000 | $1,566,000 |
| Hispanic | 108 | $29,480,000 | $272,000 | $1,245,000 | $161,000 | $1,141,000 |
| Black or African American | 104 | $26,330,000 | $253,000 | $1,065,000 | $120,000 | $426,000 |
| American Indian or Alaskan Native | 5 | $1,425,000 | $285,000 | $595,000 | $106,000 | $231,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $650,000 | $325,000 | $495,000 | $113,000 | $182,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,181 | $1,382,455,000 | $330,000 | $25,915,000 | $166,000 | $4,494,000 |
| FHA-insured (Federal Housing Administration) | 105 | $7,965,000 | $75,000 | $435,000 | $60,000 | $186,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $9,460,000 | $127,000 | $285,000 | $46,000 | $92,000 |
| VA-guaranteed (Veterans Administration) | 46 | $8,610,000 | $187,000 | $455,000 | $78,000 | $511,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,860 | $543,640,000 | $292,000 | $25,915,000 | $174,000 | $2,455,000 |
| Loan Purchased By The Institution | 1,508 | $707,660,000 | $469,000 | $4,705,000 | $190,000 | $4,494,000 |
| Application Denied By Financial Institution | 476 | $57,810,000 | $121,000 | $1,505,000 | $89,000 | $703,000 |
| Preapproval Denied by Financial Institution | 215 | $36,675,000 | $170,000 | $2,205,000 | $73,000 | $775,000 |
| Preapproval Approved but not Accepted | 152 | $31,630,000 | $208,000 | $1,205,000 | $91,000 | $540,000 |
| Application Approved But Not Accepted | 109 | $17,635,000 | $161,000 | $975,000 | $150,000 | $1,542,000 |
| Application Withdrawn By Applicant | 86 | $13,440,000 | $156,000 | $785,000 | $122,000 | $593,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,715 | $1,314,005,000 | $353,000 | $25,915,000 | $176,000 | $4,494,000 |
| Credit History | 282 | $26,280,000 | $93,000 | $1,505,000 | $67,000 | $377,000 |
| Debt-To-Income Ratio | 211 | $37,185,000 | $176,000 | $2,205,000 | $79,000 | $317,000 |
| Collateral | 99 | $12,105,000 | $122,000 | $1,455,000 | $109,000 | $703,000 |
| Credit Application Incomplete | 51 | $12,545,000 | $245,000 | $1,765,000 | $140,000 | $775,000 |
| Other | 20 | $2,230,000 | $111,000 | $405,000 | $102,000 | $627,000 |
| Unverifiable Information | 14 | $2,310,000 | $165,000 | $465,000 | $115,000 | $283,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,475,000 | $163,000 | $385,000 | $71,000 | $186,000 |
| Employment History | 5 | $355,000 | $71,000 | $135,000 | $41,000 | $68,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.