United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
United Community Bank 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Greenville, SC 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 16,846 |
| Total Mortgage Loan Application Amount | $3,941,570,000 |
| Average Mortgage Loan Application Amount | $194,600 |
| Highest Mortgage Loan Application Amount | $29,205,000 |
| Average Applicant Income | $132,400 |
| Highest Applicant Income | $8,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Greenville County South Carolina | 759 | $ 159,125,000 | $ 209,000 | $ 161,000 |
| Wake County North Carolina | 584 | $ 172,360,000 | $ 295,000 | $ 155,000 |
| Fannin County Georgia | 509 | $ 99,025,000 | $ 194,000 | $ 121,000 |
| Henderson County North Carolina | 469 | $ 121,895,000 | $ 259,000 | $ 113,000 |
| Union County Georgia | 442 | $ 68,740,000 | $ 155,000 | $ 91,000 |
| Cobb County Georgia | 425 | $ 102,265,000 | $ 240,000 | $ 171,000 |
| Hall County Georgia | 414 | $ 122,570,000 | $ 296,000 | $ 144,000 |
| Bradley County Tennessee | 398 | $ 74,410,000 | $ 186,000 | $ 84,000 |
| Fulton County Georgia | 380 | $ 147,610,000 | $ 388,000 | $ 247,000 |
| Coweta County Georgia | 375 | $ 90,225,000 | $ 240,000 | $ 135,000 |
| Gilmer County Georgia | 363 | $ 69,975,000 | $ 192,000 | $ 108,000 |
| Spartanburg County South Carolina | 361 | $ 59,075,000 | $ 163,000 | $ 104,000 |
| Charleston County South Carolina | 343 | $ 165,225,000 | $ 481,000 | $ 224,000 |
| White County Georgia | 341 | $ 57,785,000 | $ 169,000 | $ 92,000 |
| Horry County South Carolina | 313 | $ 52,985,000 | $ 169,000 | $ 95,000 |
| Johnston County North Carolina | 292 | $ 56,620,000 | $ 193,000 | $ 104,000 |
| Cherokee County Georgia | 291 | $ 72,285,000 | $ 248,000 | $ 130,000 |
| Transylvania County North Carolina | 284 | $ 65,590,000 | $ 230,000 | $ 106,000 |
| Glynn County Georgia | 280 | $ 72,280,000 | $ 258,000 | $ 146,000 |
| Gwinnett County Georgia | 272 | $ 73,130,000 | $ 268,000 | $ 175,000 |
| Chatham County Georgia | 267 | $ 82,875,000 | $ 310,000 | $ 171,000 |
| Loudon County Tennessee | 262 | $ 63,350,000 | $ 241,000 | $ 119,000 |
| Floyd County Georgia | 257 | $ 41,695,000 | $ 162,000 | $ 109,000 |
| Forsyth County Georgia | 250 | $ 63,960,000 | $ 255,000 | $ 149,000 |
| Carroll County Georgia | 238 | $ 48,770,000 | $ 204,000 | $ 122,000 |
| Pickens County Georgia | 234 | $ 43,020,000 | $ 183,000 | $ 102,000 |
| Habersham County Georgia | 229 | $ 36,435,000 | $ 159,000 | $ 90,000 |
| Avery County North Carolina | 205 | $ 55,785,000 | $ 272,000 | $ 187,000 |
| Macon County North Carolina | 195 | $ 34,525,000 | $ 177,000 | $ 120,000 |
| Chattooga County Georgia | 188 | $ 19,260,000 | $ 102,000 | $ 74,000 |
| Paulding County Georgia | 187 | $ 35,545,000 | $ 190,000 | $ 105,000 |
| Towns County Georgia | 183 | $ 28,695,000 | $ 156,000 | $ 100,000 |
| Anderson County South Carolina | 183 | $ 38,195,000 | $ 208,000 | $ 108,000 |
| Knox County Tennessee | 180 | $ 48,440,000 | $ 269,000 | $ 147,000 |
| DeKalb County Georgia | 178 | $ 52,960,000 | $ 297,000 | $ 144,000 |
| Cherokee County North Carolina | 169 | $ 23,595,000 | $ 139,000 | $ 81,000 |
| Dawson County Georgia | 165 | $ 30,615,000 | $ 185,000 | $ 109,000 |
| Yancey County North Carolina | 164 | $ 31,510,000 | $ 192,000 | $ 108,000 |
| Mitchell County North Carolina | 155 | $ 25,185,000 | $ 162,000 | $ 99,000 |
| Jackson County North Carolina | 151 | $ 42,675,000 | $ 282,000 | $ 259,000 |
| Bartow County Georgia | 138 | $ 23,010,000 | $ 166,000 | $ 106,000 |
| Durham County North Carolina | 138 | $ 57,480,000 | $ 416,000 | $ 118,000 |
| Fayette County Georgia | 134 | $ 37,890,000 | $ 282,000 | $ 163,000 |
| Lumpkin County Georgia | 132 | $ 21,790,000 | $ 165,000 | $ 100,000 |
| Rabun County Georgia | 127 | $ 32,725,000 | $ 257,000 | $ 133,000 |
| Beaufort County South Carolina | 124 | $ 42,360,000 | $ 341,000 | $ 177,000 |
| Jackson County Georgia | 114 | $ 21,300,000 | $ 186,000 | $ 101,000 |
| Pickens County South Carolina | 108 | $ 23,530,000 | $ 217,000 | $ 153,000 |
| Buncombe County North Carolina | 99 | $ 29,565,000 | $ 298,000 | $ 159,000 |
| Laurens County South Carolina | 96 | $ 13,740,000 | $ 143,000 | $ 98,000 |
| Watauga County North Carolina | 94 | $ 32,580,000 | $ 346,000 | $ 239,000 |
| Henry County Georgia | 93 | $ 19,885,000 | $ 213,000 | $ 109,000 |
| Newton County Georgia | 92 | $ 17,640,000 | $ 191,000 | $ 102,000 |
| Blount County Tennessee | 90 | $ 22,680,000 | $ 252,000 | $ 136,000 |
| Walton County Georgia | 89 | $ 17,875,000 | $ 200,000 | $ 115,000 |
| Dorchester County South Carolina | 89 | $ 33,225,000 | $ 373,000 | $ 115,000 |
| Clay County North Carolina | 87 | $ 13,275,000 | $ 152,000 | $ 90,000 |
| Swain County North Carolina | 86 | $ 16,660,000 | $ 193,000 | $ 93,000 |
| Greenwood County South Carolina | 80 | $ 11,480,000 | $ 143,000 | $ 91,000 |
| Hamilton County Tennessee | 78 | $ 19,570,000 | $ 250,000 | $ 117,000 |
| Haywood County North Carolina | 77 | $ 13,365,000 | $ 173,000 | $ 87,000 |
| Polk County Tennessee | 70 | $ 10,870,000 | $ 155,000 | $ 78,000 |
| Berkeley County South Carolina | 69 | $ 22,275,000 | $ 322,000 | $ 164,000 |
| Douglas County Georgia | 64 | $ 15,330,000 | $ 239,000 | $ 114,000 |
| Banks County Georgia | 63 | $ 10,735,000 | $ 170,000 | $ 83,000 |
| Monroe County Tennessee | 63 | $ 13,375,000 | $ 212,000 | $ 105,000 |
| Roane County Tennessee | 63 | $ 8,675,000 | $ 137,000 | $ 77,000 |
| Oconee County South Carolina | 62 | $ 19,210,000 | $ 309,000 | $ 222,000 |
| Graham County North Carolina | 59 | $ 8,715,000 | $ 147,000 | $ 95,000 |
| Mecklenburg County North Carolina | 59 | $ 19,995,000 | $ 338,000 | $ 251,000 |
| Madison County Georgia | 57 | $ 6,685,000 | $ 117,000 | $ 103,000 |
| Clarke County Georgia | 54 | $ 20,000,000 | $ 370,000 | $ 184,000 |
| Oconee County Georgia | 51 | $ 13,675,000 | $ 268,000 | $ 136,000 |
| Cherokee County South Carolina | 50 | $ 6,420,000 | $ 128,000 | $ 72,000 |
| Harnett County North Carolina | 49 | $ 8,475,000 | $ 172,000 | $ 96,000 |
| Gordon County Georgia | 45 | $ 6,735,000 | $ 149,000 | $ 84,000 |
| Polk County Georgia | 40 | $ 7,940,000 | $ 198,000 | $ 121,000 |
| Georgetown County South Carolina | 39 | $ 14,505,000 | $ 371,000 | $ 236,000 |
| Barrow County Georgia | 37 | $ 7,095,000 | $ 191,000 | $ 88,000 |
| Troup County Georgia | 37 | $ 5,615,000 | $ 151,000 | $ 65,000 |
| McMinn County Tennessee | 37 | $ 5,785,000 | $ 156,000 | $ 81,000 |
| Lexington County South Carolina | 36 | $ 11,120,000 | $ 308,000 | $ 136,000 |
| Rockdale County Georgia | 35 | $ 6,925,000 | $ 197,000 | $ 124,000 |
| Richland County South Carolina | 35 | $ 8,775,000 | $ 250,000 | $ 142,000 |
| Chatham County North Carolina | 33 | $ 13,385,000 | $ 405,000 | $ 188,000 |
| Haralson County Georgia | 32 | $ 7,160,000 | $ 223,000 | $ 124,000 |
| Rutherford County North Carolina | 32 | $ 8,360,000 | $ 261,000 | $ 132,000 |
| Orange County Florida | 31 | $ 12,685,000 | $ 409,000 | $ 190,000 |
| Clayton County Georgia | 30 | $ 5,530,000 | $ 184,000 | $ 65,000 |
| Franklin County North Carolina | 30 | $ 6,710,000 | $ 223,000 | $ 103,000 |
| Duplin County North Carolina | 29 | $ 3,085,000 | $ 106,000 | $ 100,000 |
| Orange County North Carolina | 29 | $ 9,855,000 | $ 339,000 | $ 188,000 |
| Effingham County Georgia | 28 | $ 4,350,000 | $ 155,000 | $ 96,000 |
| Spalding County Georgia | 27 | $ 5,565,000 | $ 206,000 | $ 114,000 |
| Brunswick County North Carolina | 26 | $ 7,460,000 | $ 286,000 | $ 188,000 |
| Polk County North Carolina | 26 | $ 6,670,000 | $ 256,000 | $ 111,000 |
| Sevier County Tennessee | 26 | $ 12,510,000 | $ 481,000 | $ 93,000 |
| Heard County Georgia | 24 | $ 5,700,000 | $ 237,000 | $ 107,000 |
| Stephens County Georgia | 24 | $ 4,430,000 | $ 184,000 | $ 96,000 |
| Columbus County North Carolina | 23 | $ 2,835,000 | $ 123,000 | $ 123,000 |
| Ware County Georgia | 22 | $ 1,880,000 | $ 85,000 | $ 47,000 |
| Jasper County South Carolina | 22 | $ 5,350,000 | $ 243,000 | $ 99,000 |
| York County South Carolina | 21 | $ 6,615,000 | $ 315,000 | $ 151,000 |
| Cherokee County Alabama | 20 | $ 3,610,000 | $ 180,000 | $ 131,000 |
| Morgan County Georgia | 20 | $ 5,670,000 | $ 283,000 | $ 131,000 |
| Carteret County North Carolina | 19 | $ 5,375,000 | $ 282,000 | $ 172,000 |
| Florence County South Carolina | 19 | $ 4,465,000 | $ 235,000 | $ 102,000 |
| Hart County Georgia | 18 | $ 5,030,000 | $ 279,000 | $ 215,000 |
| Meriwether County Georgia | 18 | $ 3,910,000 | $ 217,000 | $ 75,000 |
| Madison County North Carolina | 16 | $ 4,020,000 | $ 251,000 | $ 138,000 |
| Abbeville County South Carolina | 15 | $ 1,745,000 | $ 116,000 | $ 59,000 |
| Newberry County South Carolina | 15 | $ 3,665,000 | $ 244,000 | $ 134,000 |
| Walton County Florida | 14 | $ 6,850,000 | $ 489,000 | $ 1,002,000 |
| Franklin County Georgia | 14 | $ 2,170,000 | $ 155,000 | $ 91,000 |
| Oglethorpe County Georgia | 14 | $ 2,810,000 | $ 200,000 | $ 76,000 |
| Putnam County Georgia | 14 | $ 3,820,000 | $ 272,000 | $ 385,000 |
| Burke County North Carolina | 14 | $ 2,420,000 | $ 172,000 | $ 95,000 |
| McDowell County North Carolina | 14 | $ 3,410,000 | $ 243,000 | $ 115,000 |
| Brantley County Georgia | 13 | $ 1,445,000 | $ 111,000 | $ 65,000 |
| Lamar County Georgia | 13 | $ 1,855,000 | $ 142,000 | $ 67,000 |
| Guilford County North Carolina | 13 | $ 2,995,000 | $ 230,000 | $ 141,000 |
| St. Johns County Florida | 12 | $ 4,310,000 | $ 359,000 | $ 218,000 |
| Walker County Georgia | 12 | $ 2,050,000 | $ 170,000 | $ 77,000 |
| Palm Beach County Florida | 11 | $ 7,525,000 | $ 684,000 | $ 296,000 |
| Bryan County Georgia | 11 | $ 2,435,000 | $ 221,000 | $ 174,000 |
| Greene County Georgia | 11 | $ 3,875,000 | $ 352,000 | $ 253,000 |
| Pike County Georgia | 11 | $ 3,055,000 | $ 277,000 | $ 84,000 |
| Toombs County Georgia | 11 | $ 1,605,000 | $ 145,000 | $ 81,000 |
| Cumberland County North Carolina | 11 | $ 1,495,000 | $ 135,000 | $ 87,000 |
| Union County North Carolina | 11 | $ 3,395,000 | $ 308,000 | $ 210,000 |
| Hillsborough County Florida | 10 | $ 3,600,000 | $ 360,000 | $ 357,000 |
| Granville County North Carolina | 10 | $ 1,790,000 | $ 179,000 | $ 81,000 |
| New Hanover County North Carolina | 10 | $ 4,720,000 | $ 472,000 | $ 269,000 |
| Sampson County North Carolina | 10 | $ 900,000 | $ 90,000 | $ 56,000 |
| Meigs County Tennessee | 10 | $ 1,540,000 | $ 154,000 | $ 62,000 |
| Randolph County Alabama | 9 | $ 2,325,000 | $ 258,000 | $ 253,000 |
| Broward County Florida | 9 | $ 2,305,000 | $ 256,000 | $ 159,000 |
| Lee County Florida | 9 | $ 4,115,000 | $ 457,000 | $ 261,000 |
| Miami-Dade County Florida | 9 | $ 4,305,000 | $ 478,000 | $ 313,000 |
| Seminole County Florida | 9 | $ 2,105,000 | $ 233,000 | $ 94,000 |
| Bulloch County Georgia | 9 | $ 1,555,000 | $ 172,000 | $ 96,000 |
| McIntosh County Georgia | 9 | $ 1,355,000 | $ 150,000 | $ 148,000 |
| Murray County Georgia | 9 | $ 1,165,000 | $ 129,000 | $ 87,000 |
| Aiken County South Carolina | 9 | $ 1,595,000 | $ 177,000 | $ 112,000 |
| Orangeburg County South Carolina | 9 | $ 3,305,000 | $ 367,000 | $ 107,000 |
| Davidson County Tennessee | 9 | $ 3,465,000 | $ 385,000 | $ 118,000 |
| Tallapoosa County Alabama | 8 | $ 3,060,000 | $ 382,000 | $ 293,000 |
| Collier County Florida | 8 | $ 4,710,000 | $ 588,000 | $ 450,000 |
| Sarasota County Florida | 8 | $ 2,480,000 | $ 310,000 | $ 236,000 |
| Butts County Georgia | 8 | $ 1,630,000 | $ 203,000 | $ 81,000 |
| Camden County Georgia | 8 | $ 1,850,000 | $ 231,000 | $ 117,000 |
| Jasper County Georgia | 8 | $ 1,910,000 | $ 238,000 | $ 95,000 |
| Whitfield County Georgia | 8 | $ 1,640,000 | $ 205,000 | $ 77,000 |
| Gaston County North Carolina | 8 | $ 2,070,000 | $ 258,000 | $ 82,000 |
| Lincoln County North Carolina | 8 | $ 3,370,000 | $ 421,000 | $ 157,000 |
| Pender County North Carolina | 8 | $ 1,990,000 | $ 248,000 | $ 67,000 |
| Kershaw County South Carolina | 8 | $ 2,000,000 | $ 250,000 | $ 104,000 |
| Brevard County Florida | 7 | $ 3,045,000 | $ 435,000 | $ 226,000 |
| Duval County Florida | 7 | $ 3,255,000 | $ 465,000 | $ 179,000 |
| Pasco County Florida | 7 | $ 2,145,000 | $ 306,000 | $ 127,000 |
| Catoosa County Georgia | 7 | $ 825,000 | $ 117,000 | $ 105,000 |
| Alamance County North Carolina | 7 | $ 1,895,000 | $ 270,000 | $ 80,000 |
| Cabarrus County North Carolina | 7 | $ 2,675,000 | $ 382,000 | $ 140,000 |
| Iredell County North Carolina | 7 | $ 3,535,000 | $ 505,000 | $ 263,000 |
| Pitt County North Carolina | 7 | $ 8,145,000 | $ 1,163,000 | $ 176,000 |
| Saluda County South Carolina | 7 | $ 605,000 | $ 86,000 | $ 107,000 |
| Carter County Tennessee | 7 | $ 1,105,000 | $ 157,000 | $ 74,000 |
| Cumberland County Tennessee | 7 | $ 1,615,000 | $ 230,000 | $ 67,000 |
| Rhea County Tennessee | 7 | $ 795,000 | $ 113,000 | $ 76,000 |
| Williamson County Tennessee | 7 | $ 2,955,000 | $ 422,000 | $ 210,000 |
| Catawba County North Carolina | 6 | $ 2,340,000 | $ 390,000 | $ 352,000 |
| Onslow County North Carolina | 6 | $ 1,570,000 | $ 261,000 | $ 142,000 |
| Person County North Carolina | 6 | $ 1,840,000 | $ 306,000 | $ 129,000 |
| Wayne County North Carolina | 6 | $ 3,700,000 | $ 616,000 | $ 115,000 |
| Wilson County North Carolina | 6 | $ 700,000 | $ 116,000 | $ 69,000 |
| Fairfield County South Carolina | 6 | $ 2,800,000 | $ 466,000 | $ 159,000 |
| Union County South Carolina | 6 | $ 1,000,000 | $ 166,000 | $ 66,000 |
| Alachua County Florida | 5 | $ 1,185,000 | $ 237,000 | $ 97,000 |
| Bay County Florida | 5 | $ 1,525,000 | $ 305,000 | $ 299,000 |
| Indian River County Florida | 5 | $ 1,935,000 | $ 387,000 | $ 211,000 |
| Nassau County Florida | 5 | $ 3,265,000 | $ 653,000 | $ 377,000 |
| Pinellas County Florida | 5 | $ 1,495,000 | $ 299,000 | $ 301,000 |
| Montgomery County Georgia | 5 | $ 965,000 | $ 193,000 | $ 117,000 |
| Sumter County South Carolina | 5 | $ 645,000 | $ 129,000 | $ 75,000 |
| Anderson County Tennessee | 5 | $ 575,000 | $ 115,000 | $ 59,000 |
| Calhoun County Alabama | 4 | $ 490,000 | $ 122,000 | $ 113,000 |
| Cleburne County Alabama | 4 | $ 1,060,000 | $ 265,000 | $ 118,000 |
| Manatee County Florida | 4 | $ 1,510,000 | $ 377,000 | $ 333,000 |
| Bibb County Georgia | 4 | $ 910,000 | $ 227,000 | $ 151,000 |
| Hancock County Georgia | 4 | $ 940,000 | $ 235,000 | $ 130,000 |
| Muscogee County Georgia | 4 | $ 850,000 | $ 212,000 | $ 56,000 |
| Pierce County Georgia | 4 | $ 430,000 | $ 107,000 | $ 63,000 |
| Richmond County Georgia | 4 | $ 690,000 | $ 172,000 | $ 265,000 |
| Wayne County Georgia | 4 | $ 420,000 | $ 105,000 | $ 63,000 |
| Caldwell County North Carolina | 4 | $ 710,000 | $ 177,000 | $ 279,000 |
| Colleton County South Carolina | 4 | $ 1,700,000 | $ 425,000 | $ 191,000 |
| Lancaster County South Carolina | 4 | $ 710,000 | $ 177,000 | $ 156,000 |
| Jefferson County Tennessee | 4 | $ 3,000,000 | $ 750,000 | $ 76,000 |
| Baldwin County Alabama | 3 | $ 805,000 | $ 268,000 | $ 280,000 |
| DeKalb County Alabama | 3 | $ 375,000 | $ 125,000 | $ 70,000 |
| Jefferson County Alabama | 3 | $ 735,000 | $ 245,000 | $ 86,000 |
| Lee County Alabama | 3 | $ 325,000 | $ 108,000 | $ 128,000 |
| Shelby County Alabama | 3 | $ 935,000 | $ 311,000 | $ 166,000 |
| Charlotte County Florida | 3 | $ 885,000 | $ 295,000 | $ 180,000 |
| Martin County Florida | 3 | $ 1,045,000 | $ 348,000 | $ 580,000 |
| Dade County Georgia | 3 | $ 565,000 | $ 188,000 | $ 110,000 |
| Lincoln County Georgia | 3 | $ 575,000 | $ 191,000 | $ 177,000 |
| Lowndes County Georgia | 3 | $ 275,000 | $ 91,000 | $ 84,000 |
| Monroe County Georgia | 3 | $ 705,000 | $ 235,000 | $ 124,000 |
| Thomas County Georgia | 3 | $ 295,000 | $ 98,000 | $ 83,000 |
| Ashe County North Carolina | 3 | $ 965,000 | $ 321,000 | $ 243,000 |
| Cleveland County North Carolina | 3 | $ 695,000 | $ 231,000 | $ 81,000 |
| Forsyth County North Carolina | 3 | $ 605,000 | $ 201,000 | $ 70,000 |
| Moore County North Carolina | 3 | $ 645,000 | $ 215,000 | $ 119,000 |
| Nash County North Carolina | 3 | $ 505,000 | $ 168,000 | $ 162,000 |
| Rowan County North Carolina | 3 | $ 805,000 | $ 268,000 | $ 164,000 |
| Surry County North Carolina | 3 | $ 395,000 | $ 131,000 | $ 44,000 |
| Warren County North Carolina | 3 | $ 675,000 | $ 225,000 | $ 167,000 |
| Wilkes County North Carolina | 3 | $ 1,185,000 | $ 395,000 | $ 258,000 |
| Chesterfield County South Carolina | 3 | $ 385,000 | $ 128,000 | $ 34,000 |
| Marion County South Carolina | 3 | $ 275,000 | $ 91,000 | $ 76,000 |
| Johnson County Tennessee | 3 | $ 925,000 | $ 308,000 | $ 104,000 |
| Morgan County Tennessee | 3 | $ 325,000 | $ 108,000 | $ 44,000 |
| Shelby County Tennessee | 3 | $ 385,000 | $ 128,000 | $ 144,000 |
| Union County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 143,000 |
| Washington County Tennessee | 3 | $ 635,000 | $ 211,000 | $ 90,000 |
| Madison County Alabama | 2 | $ 130,000 | $ 65,000 | $ 215,000 |
| Citrus County Florida | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Flagler County Florida | 2 | $ 600,000 | $ 300,000 | $ 216,000 |
| Franklin County Florida | 2 | $ 840,000 | $ 420,000 | $ 83,000 |
| Gulf County Florida | 2 | $ 850,000 | $ 425,000 | $ 601,000 |
| Lake County Florida | 2 | $ 490,000 | $ 245,000 | $ 72,000 |
| Okaloosa County Florida | 2 | $ 640,000 | $ 320,000 | $ 293,000 |
| Osceola County Florida | 2 | $ 810,000 | $ 405,000 | $ 215,000 |
| Volusia County Florida | 2 | $ 570,000 | $ 285,000 | $ 451,000 |
| Bacon County Georgia | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Peach County Georgia | 2 | $ 540,000 | $ 270,000 | $ 151,000 |
| Treutlen County Georgia | 2 | $ 670,000 | $ 335,000 | $ 67,000 |
| Upson County Georgia | 2 | $ 200,000 | $ 100,000 | $ 33,000 |
| Beaufort County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 156,000 |
| Bladen County North Carolina | 2 | $ 490,000 | $ 245,000 | $ 94,000 |
| Craven County North Carolina | 2 | $ 410,000 | $ 205,000 | $ 66,000 |
| Lee County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 88,000 |
| Randolph County North Carolina | 2 | $ 310,000 | $ 155,000 | $ 114,000 |
| Stanly County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Vance County North Carolina | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Bamberg County South Carolina | 2 | $ 360,000 | $ 180,000 | $ 78,000 |
| Edgefield County South Carolina | 2 | $ 500,000 | $ 250,000 | $ 125,000 |
| Cheatham County Tennessee | 2 | $ 330,000 | $ 165,000 | $ 78,000 |
| Hickman County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Putnam County Tennessee | 2 | $ 460,000 | $ 230,000 | $ 69,000 |
| Chambers County Alabama | 1 | $ 315,000 | $ 315,000 | $ 103,000 |
| Elmore County Alabama | 1 | $ 215,000 | $ 215,000 | $ 86,000 |
| Houston County Alabama | 1 | $ 155,000 | $ 155,000 | $ 49,000 |
| Jackson County Alabama | 1 | $ 335,000 | $ 335,000 | $ 179,000 |
| Limestone County Alabama | 1 | $ 385,000 | $ 385,000 | $ 152,000 |
| Marion County Alabama | 1 | $ 65,000 | $ 65,000 | $ 68,000 |
| Marshall County Alabama | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Mobile County Alabama | 1 | $ 735,000 | $ 735,000 | $ 0 |
| Montgomery County Alabama | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Perry County Alabama | 1 | $ 155,000 | $ 155,000 | $ 202,000 |
| Russell County Alabama | 1 | $ 145,000 | $ 145,000 | $ 26,000 |
| St. Clair County Alabama | 1 | $ 165,000 | $ 165,000 | $ 57,000 |
| Talladega County Alabama | 1 | $ 515,000 | $ 515,000 | $ 326,000 |
| Clay County Florida | 1 | $ 745,000 | $ 745,000 | $ 208,000 |
| Columbia County Florida | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Dixie County Florida | 1 | $ 405,000 | $ 405,000 | $ 79,000 |
| Hernando County Florida | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Jefferson County Florida | 1 | $ 215,000 | $ 215,000 | $ 37,000 |
| Leon County Florida | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Monroe County Florida | 1 | $ 645,000 | $ 645,000 | $ 241,000 |
| Polk County Florida | 1 | $ 215,000 | $ 215,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 165,000 | $ 165,000 | $ 0 |
| St. Lucie County Florida | 1 | $ 255,000 | $ 255,000 | $ 64,000 |
| Baldwin County Georgia | 1 | $ 185,000 | $ 185,000 | $ 72,000 |
| Bleckley County Georgia | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Burke County Georgia | 1 | $ 45,000 | $ 45,000 | $ 57,000 |
| Charlton County Georgia | 1 | $ 265,000 | $ 265,000 | $ 0 |
| Colquitt County Georgia | 1 | $ 255,000 | $ 255,000 | $ 86,000 |
| Columbia County Georgia | 1 | $ 115,000 | $ 115,000 | $ 120,000 |
| Cook County Georgia | 1 | $ 85,000 | $ 85,000 | $ 79,000 |
| Dougherty County Georgia | 1 | $ 235,000 | $ 235,000 | $ 154,000 |
| Early County Georgia | 1 | $ 135,000 | $ 135,000 | $ 75,000 |
| Harris County Georgia | 1 | $ 315,000 | $ 315,000 | $ 136,000 |
| Houston County Georgia | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Jeff Davis County Georgia | 1 | $ 95,000 | $ 95,000 | $ 51,000 |
| Jefferson County Georgia | 1 | $ 55,000 | $ 55,000 | $ 21,000 |
| Lee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 124,000 |
| Liberty County Georgia | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Long County Georgia | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Pulaski County Georgia | 1 | $ 115,000 | $ 115,000 | $ 90,000 |
| Tift County Georgia | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Warren County Georgia | 1 | $ 445,000 | $ 445,000 | $ 493,000 |
| Wilkes County Georgia | 1 | $ 135,000 | $ 135,000 | $ 101,000 |
| Worth County Georgia | 1 | $ 55,000 | $ 55,000 | $ 93,000 |
| Lake County Illinois | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Lafourche County Louisiana | 1 | $ 25,000 | $ 25,000 | $ 66,000 |
| Bolivar County Mississippi | 1 | $ 15,000 | $ 15,000 | $ 23,000 |
| Alleghany County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 229,000 |
| Currituck County North Carolina | 1 | $ 385,000 | $ 385,000 | $ 283,000 |
| Dare County North Carolina | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Davidson County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Davie County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 164,000 |
| Montgomery County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 38,000 |
| Pamlico County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 142,000 |
| Richmond County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 60,000 |
| Robeson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 85,000 |
| Scotland County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Stokes County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Calhoun County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 42,000 |
| Chester County South Carolina | 1 | $ 335,000 | $ 335,000 | $ 116,000 |
| Darlington County South Carolina | 1 | $ 705,000 | $ 705,000 | $ 0 |
| Dillon County South Carolina | 1 | $ 65,000 | $ 65,000 | $ 0 |
| McCormick County South Carolina | 1 | $ 15,000 | $ 15,000 | $ 41,000 |
| Williamsburg County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 233,000 |
| Cocke County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 134,000 |
| Dickson County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Fentress County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 80,000 |
| Franklin County Tennessee | 1 | $ 425,000 | $ 425,000 | $ 594,000 |
| Grainger County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 126,000 |
| Greene County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 54,000 |
| Lewis County Tennessee | 1 | $ 105,000 | $ 105,000 | $ 125,000 |
| Marion County Tennessee | 1 | $ 235,000 | $ 235,000 | $ 112,000 |
| Sequatchie County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 99,000 |
| Sullivan County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 261,000 |
| Weakley County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 84,000 |
| White County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Wilson County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 386,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 6,122 | $1,826,230,000 | $298,000 | $29,205,000 | $131,000 | $6,970,000 |
| Refinancing | 5,282 | $1,257,410,000 | $238,000 | $7,535,000 | $139,000 | $3,141,000 |
| Cash-out Refinancing | 2,268 | $545,730,000 | $240,000 | $1,805,000 | $117,000 | $1,338,000 |
| Home Improvement | 1,843 | $178,835,000 | $97,000 | $1,735,000 | $126,000 | $6,384,000 |
| Other Purpose | 1,331 | $133,365,000 | $100,000 | $1,125,000 | $149,000 | $8,572,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 14,089 | $3,177,975,000 | $225,000 | $4,065,000 | $131,000 | $8,572,000 |
| Not Provided | 1,195 | $262,835,000 | $219,000 | $2,765,000 | $167,000 | $2,824,000 |
| Black or African American | 582 | $133,050,000 | $228,000 | $1,485,000 | $102,000 | $1,054,000 |
| Hispanic | 402 | $94,370,000 | $234,000 | $1,765,000 | $114,000 | $1,106,000 |
| Not applicable | 220 | $169,920,000 | $772,000 | $29,205,000 | $30,000 | $30,000 |
| Asian | 209 | $68,825,000 | $329,000 | $1,735,000 | $168,000 | $1,338,000 |
| American Indian or Alaskan Native | 69 | $12,975,000 | $188,000 | $695,000 | $96,000 | $829,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $790,000 | $98,000 | $285,000 | $66,000 | $131,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 15,610 | $3,670,730,000 | $235,000 | $29,205,000 | $138,000 | $8,572,000 |
| FHA-insured (Federal Housing Administration) | 726 | $151,910,000 | $209,000 | $415,000 | $66,000 | $392,000 |
| VA-guaranteed (Veterans Administration) | 279 | $77,335,000 | $277,000 | $785,000 | $84,000 | $302,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 231 | $41,595,000 | $180,000 | $455,000 | $54,000 | $102,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 11,303 | $2,665,205,000 | $235,000 | $20,005,000 | $137,000 | $8,572,000 |
| Application Denied By Financial Institution | 2,647 | $491,735,000 | $185,000 | $29,205,000 | $101,000 | $6,384,000 |
| Application Withdrawn By Applicant | 2,513 | $697,635,000 | $277,000 | $2,105,000 | $140,000 | $2,500,000 |
| Application Approved But Not Accepted | 229 | $41,135,000 | $179,000 | $2,685,000 | $145,000 | $2,414,000 |
| File Closed For Incompleteness | 154 | $45,860,000 | $297,000 | $2,155,000 | $166,000 | $1,831,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 14,199 | $3,449,835,000 | $242,000 | $20,005,000 | $138,000 | $8,572,000 |
| Debt-To-Income Ratio | 867 | $176,705,000 | $203,000 | $2,705,000 | $64,000 | $462,000 |
| Credit History | 860 | $119,670,000 | $139,000 | $1,615,000 | $93,000 | $2,470,000 |
| Collateral | 422 | $71,600,000 | $169,000 | $1,485,000 | $133,000 | $2,824,000 |
| Other | 214 | $72,480,000 | $338,000 | $29,205,000 | $149,000 | $6,384,000 |
| Unverifiable Information | 211 | $34,555,000 | $163,000 | $905,000 | $172,000 | $2,470,000 |
| Employment History | 52 | $11,630,000 | $223,000 | $1,265,000 | $76,000 | $446,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 15 | $4,275,000 | $285,000 | $755,000 | $199,000 | $1,831,000 |
| Credit Application Incomplete | 6 | $820,000 | $136,000 | $315,000 | $110,000 | $169,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in South Carolina, download the full spreadsheet
with aggregated HMDA statistics today.