United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
United Community Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank Po Box 398 Blairsville, GA 30512 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,738 |
| Total Mortgage Loan Application Amount | $1,241,302,000 |
| Average Mortgage Loan Application Amount | $129,333 |
| Highest Mortgage Loan Application Amount | $10,374,000 |
| Average Applicant Income | $81,333 |
| Highest Applicant Income | $9,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Union County Georgia | 656 | $ 99,842,000 | $ 152,000 | $ 78,000 |
| Fannin County Georgia | 573 | $ 102,131,000 | $ 178,000 | $ 88,000 |
| Habersham County Georgia | 426 | $ 54,387,000 | $ 127,000 | $ 62,000 |
| Hall County Georgia | 358 | $ 66,648,000 | $ 186,000 | $ 118,000 |
| Gilmer County Georgia | 299 | $ 41,209,000 | $ 137,000 | $ 62,000 |
| White County Georgia | 287 | $ 40,489,000 | $ 141,000 | $ 70,000 |
| Towns County Georgia | 265 | $ 51,225,000 | $ 193,000 | $ 102,000 |
| Floyd County Georgia | 245 | $ 31,427,000 | $ 128,000 | $ 115,000 |
| Cherokee County North Carolina | 215 | $ 28,639,000 | $ 133,000 | $ 68,000 |
| Chattooga County Georgia | 194 | $ 15,716,000 | $ 81,000 | $ 59,000 |
| Glynn County Georgia | 193 | $ 60,958,000 | $ 315,000 | $ 190,000 |
| Macon County North Carolina | 174 | $ 27,213,000 | $ 156,000 | $ 85,000 |
| Lumpkin County Georgia | 169 | $ 18,065,000 | $ 106,000 | $ 63,000 |
| Clay County North Carolina | 152 | $ 23,341,000 | $ 153,000 | $ 65,000 |
| Dawson County Georgia | 139 | $ 11,816,000 | $ 85,000 | $ 49,000 |
| Rabun County Georgia | 133 | $ 21,188,000 | $ 159,000 | $ 96,000 |
| Bradley County Tennessee | 122 | $ 16,807,000 | $ 137,000 | $ 85,000 |
| Yancey County North Carolina | 120 | $ 22,654,000 | $ 188,000 | $ 79,000 |
| Haywood County North Carolina | 115 | $ 19,383,000 | $ 168,000 | $ 82,000 |
| Bartow County Georgia | 113 | $ 18,004,000 | $ 159,000 | $ 71,000 |
| Cherokee County Georgia | 108 | $ 22,692,000 | $ 210,000 | $ 116,000 |
| Graham County North Carolina | 101 | $ 11,326,000 | $ 112,000 | $ 74,000 |
| Chatham County Georgia | 99 | $ 19,440,000 | $ 196,000 | $ 134,000 |
| Loudon County Tennessee | 97 | $ 14,780,000 | $ 152,000 | $ 58,000 |
| Mitchell County North Carolina | 94 | $ 12,712,000 | $ 135,000 | $ 58,000 |
| Roane County Tennessee | 91 | $ 10,271,000 | $ 112,000 | $ 67,000 |
| Cobb County Georgia | 87 | $ 15,663,000 | $ 180,000 | $ 92,000 |
| Forsyth County Georgia | 87 | $ 13,937,000 | $ 160,000 | $ 81,000 |
| Swain County North Carolina | 82 | $ 14,458,000 | $ 176,000 | $ 115,000 |
| Jackson County Georgia | 81 | $ 11,582,000 | $ 142,000 | $ 67,000 |
| Fulton County Georgia | 78 | $ 10,869,000 | $ 139,000 | $ 116,000 |
| Newton County Georgia | 76 | $ 10,613,000 | $ 139,000 | $ 76,000 |
| Jackson County North Carolina | 75 | $ 16,299,000 | $ 217,000 | $ 88,000 |
| Monroe County Tennessee | 75 | $ 6,787,000 | $ 90,000 | $ 50,000 |
| Carroll County Georgia | 72 | $ 10,096,000 | $ 140,000 | $ 140,000 |
| Banks County Georgia | 71 | $ 11,536,000 | $ 162,000 | $ 76,000 |
| Avery County North Carolina | 67 | $ 8,629,000 | $ 128,000 | $ 58,000 |
| Transylvania County North Carolina | 67 | $ 14,601,000 | $ 217,000 | $ 115,000 |
| DeKalb County Georgia | 60 | $ 9,285,000 | $ 154,000 | $ 122,000 |
| Gwinnett County Georgia | 58 | $ 13,744,000 | $ 236,000 | $ 152,000 |
| Pickens County Georgia | 58 | $ 10,884,000 | $ 187,000 | $ 90,000 |
| Knox County Tennessee | 55 | $ 8,133,000 | $ 147,000 | $ 104,000 |
| Paulding County Georgia | 53 | $ 7,987,000 | $ 150,000 | $ 72,000 |
| Polk County Tennessee | 51 | $ 7,517,000 | $ 147,000 | $ 46,000 |
| McMinn County Tennessee | 46 | $ 5,331,000 | $ 115,000 | $ 73,000 |
| Gordon County Georgia | 39 | $ 5,322,000 | $ 136,000 | $ 63,000 |
| Coweta County Georgia | 36 | $ 4,683,000 | $ 130,000 | $ 86,000 |
| Henry County Georgia | 34 | $ 7,191,000 | $ 211,000 | $ 53,000 |
| Rockdale County Georgia | 34 | $ 4,928,000 | $ 144,000 | $ 70,000 |
| Henderson County North Carolina | 34 | $ 5,866,000 | $ 172,000 | $ 79,000 |
| Blount County Tennessee | 30 | $ 3,925,000 | $ 130,000 | $ 52,000 |
| Polk County Georgia | 28 | $ 3,435,000 | $ 122,000 | $ 70,000 |
| Watauga County North Carolina | 28 | $ 6,142,000 | $ 219,000 | $ 95,000 |
| Ware County Georgia | 24 | $ 1,132,000 | $ 47,000 | $ 43,000 |
| Sevier County Tennessee | 24 | $ 6,365,000 | $ 265,000 | $ 110,000 |
| Cherokee County Alabama | 23 | $ 2,799,000 | $ 121,000 | $ 85,000 |
| Buncombe County North Carolina | 22 | $ 6,080,000 | $ 276,000 | $ 90,000 |
| Hamilton County Tennessee | 22 | $ 3,311,000 | $ 150,000 | $ 86,000 |
| Clayton County Georgia | 21 | $ 1,953,000 | $ 93,000 | $ 122,000 |
| Douglas County Georgia | 21 | $ 2,346,000 | $ 111,000 | $ 77,000 |
| Stephens County Georgia | 21 | $ 3,042,000 | $ 144,000 | $ 71,000 |
| Lafayette County Mississippi | 19 | $ 2,956,000 | $ 155,000 | $ 0 |
| Walton County Georgia | 17 | $ 4,300,000 | $ 252,000 | $ 69,000 |
| Carter County Tennessee | 17 | $ 1,829,000 | $ 107,000 | $ 63,000 |
| Bryan County Georgia | 16 | $ 3,006,000 | $ 187,000 | $ 95,000 |
| Walker County Georgia | 16 | $ 3,958,000 | $ 247,000 | $ 253,000 |
| Fayette County Georgia | 15 | $ 5,615,000 | $ 374,000 | $ 143,000 |
| Hart County Georgia | 14 | $ 2,960,000 | $ 211,000 | $ 152,000 |
| Barrow County Georgia | 13 | $ 1,391,000 | $ 107,000 | $ 103,000 |
| Franklin County Georgia | 13 | $ 1,704,000 | $ 131,000 | $ 112,000 |
| Rhea County Tennessee | 13 | $ 1,708,000 | $ 131,000 | $ 55,000 |
| Effingham County Georgia | 12 | $ 1,705,000 | $ 142,000 | $ 177,000 |
| Madison County North Carolina | 11 | $ 1,498,000 | $ 136,000 | $ 45,000 |
| Clarke County Georgia | 10 | $ 1,227,000 | $ 122,000 | $ 130,000 |
| Murray County Georgia | 10 | $ 1,246,000 | $ 124,000 | $ 120,000 |
| Camden County Georgia | 9 | $ 6,335,000 | $ 703,000 | $ 46,000 |
| Haralson County Georgia | 9 | $ 1,215,000 | $ 135,000 | $ 64,000 |
| McIntosh County Georgia | 9 | $ 1,435,000 | $ 159,000 | $ 199,000 |
| McDowell County North Carolina | 9 | $ 1,308,000 | $ 145,000 | $ 84,000 |
| Madison County Georgia | 8 | $ 1,431,000 | $ 178,000 | $ 100,000 |
| Oconee County Georgia | 8 | $ 2,438,000 | $ 304,000 | $ 106,000 |
| Anderson County Tennessee | 8 | $ 1,468,000 | $ 183,000 | $ 131,000 |
| DeKalb County Alabama | 7 | $ 863,000 | $ 123,000 | $ 69,000 |
| Catoosa County Georgia | 7 | $ 8,075,000 | $ 1,153,000 | $ 56,000 |
| Putnam County Georgia | 7 | $ 2,643,000 | $ 377,000 | $ 316,000 |
| Greene County Georgia | 6 | $ 1,734,000 | $ 289,000 | $ 233,000 |
| Jasper County Georgia | 6 | $ 673,000 | $ 112,000 | $ 71,000 |
| Meigs County Tennessee | 6 | $ 787,000 | $ 131,000 | $ 62,000 |
| Bay County Florida | 5 | $ 1,873,000 | $ 374,000 | $ 187,000 |
| Liberty County Georgia | 5 | $ 4,079,000 | $ 815,000 | $ 40,000 |
| Oglethorpe County Georgia | 5 | $ 1,135,000 | $ 227,000 | $ 362,000 |
| Pierce County Georgia | 5 | $ 278,000 | $ 55,000 | $ 47,000 |
| Spalding County Georgia | 5 | $ 1,299,000 | $ 259,000 | $ 83,000 |
| Wayne County Georgia | 5 | $ 317,000 | $ 63,000 | $ 65,000 |
| Cumberland County Tennessee | 5 | $ 613,000 | $ 122,000 | $ 67,000 |
| Walton County Florida | 4 | $ 1,035,000 | $ 258,000 | $ 158,000 |
| Brantley County Georgia | 4 | $ 252,000 | $ 63,000 | $ 54,000 |
| Elbert County Georgia | 4 | $ 482,000 | $ 120,000 | $ 15,000 |
| Troup County Georgia | 4 | $ 257,000 | $ 64,000 | $ 48,000 |
| Whitfield County Georgia | 4 | $ 416,000 | $ 104,000 | $ 34,000 |
| Anderson County South Carolina | 4 | $ 742,000 | $ 185,000 | $ 165,000 |
| Chambers County Alabama | 3 | $ 131,000 | $ 43,000 | $ 0 |
| Duval County Florida | 3 | $ 522,000 | $ 174,000 | $ 61,000 |
| Okaloosa County Florida | 3 | $ 1,527,000 | $ 509,000 | $ 178,000 |
| Volusia County Florida | 3 | $ 896,000 | $ 298,000 | $ 225,000 |
| Bulloch County Georgia | 3 | $ 484,000 | $ 161,000 | $ 82,000 |
| Morgan County Georgia | 3 | $ 2,597,000 | $ 865,000 | $ 49,000 |
| Caldwell County North Carolina | 3 | $ 277,000 | $ 92,000 | $ 62,000 |
| Beaufort County South Carolina | 3 | $ 1,017,000 | $ 339,000 | $ 120,000 |
| Charleston County South Carolina | 3 | $ 335,000 | $ 111,000 | $ 82,000 |
| Oconee County South Carolina | 3 | $ 816,000 | $ 272,000 | $ 1,231,000 |
| Covington County Alabama | 2 | $ 50,000 | $ 25,000 | $ 70,000 |
| Randolph County Alabama | 2 | $ 440,000 | $ 220,000 | $ 127,000 |
| Russell County Alabama | 2 | $ 153,000 | $ 76,000 | $ 39,000 |
| Palm Beach County Florida | 2 | $ 230,000 | $ 115,000 | $ 47,000 |
| Jones County Georgia | 2 | $ 195,000 | $ 97,000 | $ 180,000 |
| Meriwether County Georgia | 2 | $ 166,000 | $ 83,000 | $ 38,000 |
| Muscogee County Georgia | 2 | $ 203,000 | $ 101,000 | $ 106,000 |
| Sumter County Georgia | 2 | $ 1,197,000 | $ 598,000 | $ 27,000 |
| Tattnall County Georgia | 2 | $ 87,000 | $ 43,000 | $ 70,000 |
| Wilkes County Georgia | 2 | $ 232,000 | $ 116,000 | $ 71,000 |
| Ashe County North Carolina | 2 | $ 464,000 | $ 232,000 | $ 259,000 |
| Burke County North Carolina | 2 | $ 968,000 | $ 484,000 | $ 683,000 |
| Catawba County North Carolina | 2 | $ 621,000 | $ 310,000 | $ 72,000 |
| Rutherford County North Carolina | 2 | $ 270,000 | $ 135,000 | $ 12,000 |
| Davidson County Tennessee | 2 | $ 462,000 | $ 231,000 | $ 218,000 |
| Union County Tennessee | 2 | $ 294,000 | $ 147,000 | $ 101,000 |
| Washington County Tennessee | 2 | $ 291,000 | $ 145,000 | $ 177,000 |
| Cleburne County Alabama | 1 | $ 247,000 | $ 247,000 | $ 336,000 |
| Mobile County Alabama | 1 | $ 545,000 | $ 545,000 | $ 315,000 |
| Shelby County Alabama | 1 | $ 194,000 | $ 194,000 | $ 93,000 |
| Baker County Florida | 1 | $ 274,000 | $ 274,000 | $ 152,000 |
| Brevard County Florida | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Broward County Florida | 1 | $ 304,000 | $ 304,000 | $ 596,000 |
| Clay County Florida | 1 | $ 208,000 | $ 208,000 | $ 101,000 |
| Collier County Florida | 1 | $ 350,000 | $ 350,000 | $ 111,000 |
| Columbia County Florida | 1 | $ 62,000 | $ 62,000 | $ 61,000 |
| Escambia County Florida | 1 | $ 406,000 | $ 406,000 | $ 137,000 |
| Lee County Florida | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Leon County Florida | 1 | $ 92,000 | $ 92,000 | $ 205,000 |
| Polk County Florida | 1 | $ 125,000 | $ 125,000 | $ 86,000 |
| Seminole County Florida | 1 | $ 10,000 | $ 10,000 | $ 104,000 |
| St. Johns County Florida | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Wakulla County Florida | 1 | $ 457,000 | $ 457,000 | $ 0 |
| Bibb County Georgia | 1 | $ 90,000 | $ 90,000 | $ 18,000 |
| Butts County Georgia | 1 | $ 161,000 | $ 161,000 | $ 41,000 |
| Columbia County Georgia | 1 | $ 123,000 | $ 123,000 | $ 47,000 |
| Houston County Georgia | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Lincoln County Georgia | 1 | $ 105,000 | $ 105,000 | $ 492,000 |
| Mitchell County Georgia | 1 | $ 484,000 | $ 484,000 | $ 217,000 |
| Monroe County Georgia | 1 | $ 192,000 | $ 192,000 | $ 488,000 |
| Treutlen County Georgia | 1 | $ 32,000 | $ 32,000 | $ 94,000 |
| Custer County Montana | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Alexander County North Carolina | 1 | $ 76,000 | $ 76,000 | $ 69,000 |
| Gaston County North Carolina | 1 | $ 136,000 | $ 136,000 | $ 221,000 |
| Guilford County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 84,000 |
| Moore County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 41,000 |
| New Hanover County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 114,000 |
| Rowan County North Carolina | 1 | $ 2,000 | $ 2,000 | $ 39,000 |
| Union County North Carolina | 1 | $ 116,000 | $ 116,000 | $ 184,000 |
| Greenville County South Carolina | 1 | $ 358,000 | $ 358,000 | $ 162,000 |
| Lancaster County South Carolina | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Pickens County South Carolina | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| Spartanburg County South Carolina | 1 | $ 370,000 | $ 370,000 | $ 75,000 |
| Greene County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 128,000 |
| Hamblen County Tennessee | 1 | $ 871,000 | $ 871,000 | $ 876,000 |
| Marion County Tennessee | 1 | $ 1,556,000 | $ 1,556,000 | $ 0 |
| Putnam County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 45,000 |
| Smith County Tennessee | 1 | $ 117,000 | $ 117,000 | $ 50,000 |
| Cameron County Texas | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,626 | $826,770,000 | $178,000 | $10,374,000 | $88,000 | $2,834,000 |
| Home Purchase | 2,329 | $374,817,000 | $160,000 | $2,519,000 | $97,000 | $9,999,000 |
| Home Improvement | 783 | $39,715,000 | $50,000 | $4,750,000 | $59,000 | $1,665,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 6,603 | $970,951,000 | $147,000 | $5,557,000 | $95,000 | $9,999,000 |
| Not applicable | 609 | $198,645,000 | $326,000 | $10,374,000 | $0 | $250,000 |
| Not Provided | 213 | $35,797,000 | $168,000 | $1,190,000 | $129,000 | $2,834,000 |
| Black or African American | 129 | $14,494,000 | $112,000 | $552,000 | $72,000 | $262,000 |
| Hispanic | 121 | $14,485,000 | $119,000 | $477,000 | $70,000 | $364,000 |
| Asian | 32 | $3,989,000 | $124,000 | $372,000 | $46,000 | $132,000 |
| American Indian or Alaskan Native | 25 | $2,120,000 | $84,000 | $330,000 | $69,000 | $345,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $821,000 | $136,000 | $360,000 | $71,000 | $165,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,185 | $1,169,032,000 | $162,000 | $10,374,000 | $91,000 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 362 | $49,327,000 | $136,000 | $364,000 | $52,000 | $246,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $21,758,000 | $120,000 | $329,000 | $38,000 | $139,000 |
| VA-guaranteed (Veterans Administration) | 11 | $1,185,000 | $107,000 | $215,000 | $50,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,378 | $1,013,687,000 | $158,000 | $10,374,000 | $89,000 | $9,327,000 |
| Application Withdrawn By Applicant | 730 | $133,263,000 | $182,000 | $2,665,000 | $101,000 | $9,999,000 |
| Application Denied By Financial Institution | 592 | $88,451,000 | $149,000 | $1,100,000 | $56,000 | $708,000 |
| Application Approved But Not Accepted | 35 | $4,514,000 | $128,000 | $304,000 | $65,000 | $548,000 |
| File Closed For Incompleteness | 3 | $1,387,000 | $462,000 | $1,050,000 | $107,000 | $230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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