United Community Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
United Community Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Community Bank 104 N Macoupin Chatham, IL 62033 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,444 |
| Total Mortgage Loan Application Amount | $151,792,000 |
| Average Mortgage Loan Application Amount | $95,000 |
| Highest Mortgage Loan Application Amount | $744,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $640,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with United Community Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Community Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down United Community Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Community Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Community Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Community Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 592 | $ 73,994,000 | $ 124,000 | $ 90,000 |
| Macoupin County Illinois | 192 | $ 16,931,000 | $ 88,000 | $ 71,000 |
| Hancock County Illinois | 143 | $ 8,970,000 | $ 62,000 | $ 64,000 |
| Madison County Illinois | 83 | $ 10,248,000 | $ 123,000 | $ 97,000 |
| McDonough County Illinois | 59 | $ 3,820,000 | $ 64,000 | $ 77,000 |
| Pike County Illinois | 53 | $ 4,509,000 | $ 85,000 | $ 68,000 |
| Greene County Illinois | 43 | $ 2,865,000 | $ 66,000 | $ 61,000 |
| Adams County Illinois | 33 | $ 3,382,000 | $ 102,000 | $ 68,000 |
| Brown County Illinois | 29 | $ 2,351,000 | $ 81,000 | $ 51,000 |
| Christian County Illinois | 24 | $ 1,819,000 | $ 75,000 | $ 68,000 |
| Lee County Iowa | 23 | $ 2,131,000 | $ 92,000 | $ 60,000 |
| Montgomery County Illinois | 20 | $ 2,099,000 | $ 104,000 | $ 80,000 |
| Jersey County Illinois | 14 | $ 1,678,000 | $ 119,000 | $ 91,000 |
| Morgan County Illinois | 12 | $ 904,000 | $ 75,000 | $ 68,000 |
| St. Clair County Illinois | 10 | $ 1,814,000 | $ 181,000 | $ 120,000 |
| Logan County Illinois | 8 | $ 828,000 | $ 103,000 | $ 59,000 |
| McLean County Illinois | 8 | $ 770,000 | $ 96,000 | $ 63,000 |
| Schuyler County Illinois | 8 | $ 914,000 | $ 114,000 | $ 58,000 |
| Menard County Illinois | 7 | $ 858,000 | $ 122,000 | $ 65,000 |
| Scott County Illinois | 6 | $ 399,000 | $ 66,000 | $ 58,000 |
| Cook County Illinois | 4 | $ 1,182,000 | $ 295,000 | $ 271,000 |
| Clark County Missouri | 4 | $ 307,000 | $ 76,000 | $ 72,000 |
| Cass County Illinois | 3 | $ 209,000 | $ 69,000 | $ 99,000 |
| Henderson County Illinois | 3 | $ 56,000 | $ 18,000 | $ 41,000 |
| Macon County Illinois | 3 | $ 219,000 | $ 73,000 | $ 184,000 |
| Mason County Illinois | 3 | $ 279,000 | $ 93,000 | $ 57,000 |
| Moultrie County Illinois | 3 | $ 249,000 | $ 83,000 | $ 145,000 |
| Champaign County Illinois | 2 | $ 43,000 | $ 21,000 | $ 40,000 |
| De Witt County Illinois | 2 | $ 365,000 | $ 182,000 | $ 109,000 |
| Effingham County Illinois | 2 | $ 186,000 | $ 93,000 | $ 83,000 |
| Fulton County Illinois | 2 | $ 125,000 | $ 62,000 | $ 45,000 |
| Grundy County Illinois | 2 | $ 331,000 | $ 165,000 | $ 78,000 |
| Lee County Illinois | 2 | $ 425,000 | $ 212,000 | $ 83,000 |
| Williamson County Illinois | 2 | $ 189,000 | $ 94,000 | $ 172,000 |
| Jasper County Indiana | 2 | $ 234,000 | $ 117,000 | $ 47,000 |
| Newton County Indiana | 2 | $ 267,000 | $ 133,000 | $ 103,000 |
| Des Moines County Iowa | 2 | $ 76,000 | $ 38,000 | $ 46,000 |
| Camden County Missouri | 2 | $ 400,000 | $ 200,000 | $ 328,000 |
| St. Charles County Missouri | 2 | $ 628,000 | $ 314,000 | $ 158,000 |
| St. Louis County Missouri | 2 | $ 143,000 | $ 71,000 | $ 64,000 |
| Chatham County North Carolina | 2 | $ 1,040,000 | $ 520,000 | $ 266,000 |
| Jefferson County Alabama | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Pima County Arizona | 1 | $ 260,000 | $ 260,000 | $ 143,000 |
| Lake County Florida | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Manatee County Florida | 1 | $ 320,000 | $ 320,000 | $ 115,000 |
| Volusia County Florida | 1 | $ 385,000 | $ 385,000 | $ 199,000 |
| Calhoun County Illinois | 1 | $ 70,000 | $ 70,000 | $ 82,000 |
| Crawford County Illinois | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Ford County Illinois | 1 | $ 100,000 | $ 100,000 | $ 82,000 |
| Hardin County Illinois | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Kane County Illinois | 1 | $ 265,000 | $ 265,000 | $ 173,000 |
| Knox County Illinois | 1 | $ 29,000 | $ 29,000 | $ 63,000 |
| Monroe County Illinois | 1 | $ 120,000 | $ 120,000 | $ 127,000 |
| Shelby County Illinois | 1 | $ 82,000 | $ 82,000 | $ 236,000 |
| Vermilion County Illinois | 1 | $ 123,000 | $ 123,000 | $ 58,000 |
| Warren County Illinois | 1 | $ 155,000 | $ 155,000 | $ 62,000 |
| Washington County Illinois | 1 | $ 67,000 | $ 67,000 | $ 29,000 |
| Woodford County Illinois | 1 | $ 3,000 | $ 3,000 | $ 45,000 |
| Lake County Indiana | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Scott County Iowa | 1 | $ 143,000 | $ 143,000 | $ 140,000 |
| Leelanau County Michigan | 1 | $ 117,000 | $ 117,000 | $ 324,000 |
| Boone County Missouri | 1 | $ 65,000 | $ 65,000 | $ 151,000 |
| Lewis County Missouri | 1 | $ 49,000 | $ 49,000 | $ 42,000 |
| Marion County Missouri | 1 | $ 82,000 | $ 82,000 | $ 38,000 |
| Catawba County North Carolina | 1 | $ 302,000 | $ 302,000 | $ 252,000 |
| Humphreys County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Erath County Texas | 1 | $ 227,000 | $ 227,000 | $ 264,000 |
Mortgage Loan Application Detail Totals for United Community Bank in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 756 | $90,857,000 | $120,000 | $744,000 | $81,000 | $557,000 |
| Refinancing | 417 | $45,598,000 | $109,000 | $487,000 | $81,000 | $640,000 |
| Home Improvement | 271 | $15,337,000 | $56,000 | $420,000 | $84,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,338 | $139,344,000 | $104,000 | $744,000 | $83,000 | $640,000 |
| Not Provided | 31 | $3,440,000 | $110,000 | $520,000 | $83,000 | $331,000 |
| Not applicable | 30 | $3,688,000 | $122,000 | $645,000 | $0 | $0 |
| Black or African American | 21 | $2,548,000 | $121,000 | $272,000 | $69,000 | $115,000 |
| Asian | 11 | $1,411,000 | $128,000 | $337,000 | $139,000 | $476,000 |
| Hispanic | 8 | $945,000 | $118,000 | $280,000 | $50,000 | $111,000 |
| American Indian or Alaskan Native | 5 | $416,000 | $83,000 | $134,000 | $85,000 | $135,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,285 | $136,024,000 | $105,000 | $744,000 | $86,000 | $640,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 103 | $8,499,000 | $82,000 | $196,000 | $45,000 | $94,000 |
| FHA-insured (Federal Housing Administration) | 31 | $3,024,000 | $97,000 | $217,000 | $49,000 | $106,000 |
| VA-guaranteed (Veterans Administration) | 25 | $4,245,000 | $169,000 | $420,000 | $66,000 | $185,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,063 | $113,623,000 | $106,000 | $744,000 | $86,000 | $600,000 |
| Application Withdrawn By Applicant | 181 | $21,956,000 | $121,000 | $420,000 | $83,000 | $640,000 |
| Application Denied By Financial Institution | 173 | $13,364,000 | $77,000 | $520,000 | $56,000 | $288,000 |
| Application Approved But Not Accepted | 18 | $2,304,000 | $128,000 | $315,000 | $74,000 | $185,000 |
| File Closed For Incompleteness | 5 | $299,000 | $59,000 | $90,000 | $77,000 | $162,000 |
| Loan Purchased By The Institution | 4 | $246,000 | $61,000 | $74,000 | $35,000 | $51,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Community Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Community Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.