Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for United.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | United 2807 South State St Saint Joseph, MI 49085 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,524 |
Total Mortgage Loan Application Amount | $304,039,000 |
Average Mortgage Loan Application Amount | $100,333 |
Highest Mortgage Loan Application Amount | $2,238,000 |
Average Applicant Income | $72,000 |
Highest Applicant Income | $1,572,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Berrien County Michigan | 605 | $ 72,235,000 | $ 119,000 | $ 74,000 |
Washoe County Nevada | 184 | $ 24,261,000 | $ 131,000 | $ 84,000 |
Marion County Ohio | 110 | $ 7,220,000 | $ 65,000 | $ 51,000 |
Sebastian County Arkansas | 100 | $ 7,323,000 | $ 73,000 | $ 63,000 |
Ottawa County Michigan | 85 | $ 10,211,000 | $ 120,000 | $ 61,000 |
Iredell County North Carolina | 69 | $ 6,937,000 | $ 100,000 | $ 58,000 |
Buncombe County North Carolina | 54 | $ 9,312,000 | $ 172,000 | $ 154,000 |
Crawford County Arkansas | 50 | $ 3,657,000 | $ 73,000 | $ 61,000 |
Cass County Michigan | 45 | $ 5,413,000 | $ 120,000 | $ 78,000 |
Le Flore County Oklahoma | 34 | $ 2,900,000 | $ 85,000 | $ 59,000 |
Henderson County North Carolina | 32 | $ 3,848,000 | $ 120,000 | $ 79,000 |
Lake County Indiana | 30 | $ 3,086,000 | $ 102,000 | $ 72,000 |
Allegan County Michigan | 30 | $ 4,442,000 | $ 148,000 | $ 66,000 |
St. Joseph County Indiana | 29 | $ 3,591,000 | $ 123,000 | $ 64,000 |
Van Buren County Michigan | 21 | $ 1,128,000 | $ 53,000 | $ 88,000 |
Mecklenburg County North Carolina | 19 | $ 2,075,000 | $ 109,000 | $ 130,000 |
Sequoyah County Oklahoma | 16 | $ 1,072,000 | $ 67,000 | $ 71,000 |
Kent County Michigan | 14 | $ 1,209,000 | $ 86,000 | $ 77,000 |
Morrow County Ohio | 8 | $ 595,000 | $ 74,000 | $ 55,000 |
Lyon County Nevada | 7 | $ 597,000 | $ 85,000 | $ 66,000 |
Union County Ohio | 7 | $ 383,000 | $ 54,000 | $ 50,000 |
Cook County Illinois | 6 | $ 1,468,000 | $ 244,000 | $ 115,000 |
Johnson County Iowa | 6 | $ 852,000 | $ 142,000 | $ 118,000 |
Kalamazoo County Michigan | 6 | $ 981,000 | $ 163,000 | $ 75,000 |
Elkhart County Indiana | 5 | $ 473,000 | $ 94,000 | $ 22,000 |
Franklin County Ohio | 5 | $ 652,000 | $ 130,000 | $ 78,000 |
Franklin County Arkansas | 4 | $ 310,000 | $ 77,000 | $ 66,000 |
LaPorte County Indiana | 4 | $ 305,000 | $ 76,000 | $ 60,000 |
Storey County Nevada | 4 | $ 708,000 | $ 177,000 | $ 68,000 |
Alexander County North Carolina | 4 | $ 298,000 | $ 74,000 | $ 37,000 |
Catawba County North Carolina | 4 | $ 539,000 | $ 134,000 | $ 70,000 |
Pickens County South Carolina | 4 | $ 8,172,000 | $ 2,043,000 | $ 1,197,000 |
Muskegon County Michigan | 3 | $ 341,000 | $ 113,000 | $ 54,000 |
Churchill County Nevada | 3 | $ 390,000 | $ 130,000 | $ 96,000 |
Clark County Nevada | 3 | $ 300,000 | $ 100,000 | $ 54,000 |
Burke County North Carolina | 3 | $ 240,000 | $ 80,000 | $ 52,000 |
Davie County North Carolina | 3 | $ 169,000 | $ 56,000 | $ 44,000 |
Union County North Carolina | 3 | $ 415,000 | $ 138,000 | $ 189,000 |
Wyandot County Ohio | 3 | $ 198,000 | $ 66,000 | $ 46,000 |
Haskell County Oklahoma | 3 | $ 52,000 | $ 17,000 | $ 68,000 |
Monroe County Pennsylvania | 3 | $ 1,254,000 | $ 418,000 | $ 207,000 |
Chittenden County Vermont | 3 | $ 891,000 | $ 297,000 | $ 273,000 |
Logan County Arkansas | 2 | $ 118,000 | $ 59,000 | $ 63,000 |
Washington County Arkansas | 2 | $ 109,000 | $ 54,000 | $ 87,000 |
Lassen County California | 2 | $ 66,000 | $ 33,000 | $ 78,000 |
Jefferson County Colorado | 2 | $ 107,000 | $ 53,000 | $ 196,000 |
Marion County Florida | 2 | $ 237,000 | $ 118,000 | $ 29,000 |
Polk County Florida | 2 | $ 336,000 | $ 168,000 | $ 70,000 |
Cobb County Georgia | 2 | $ 637,000 | $ 318,000 | $ 207,000 |
Kane County Illinois | 2 | $ 192,000 | $ 96,000 | $ 110,000 |
Porter County Indiana | 2 | $ 343,000 | $ 171,000 | $ 54,000 |
Linn County Iowa | 2 | $ 131,000 | $ 65,000 | $ 75,000 |
Jefferson County Kentucky | 2 | $ 118,000 | $ 59,000 | $ 207,000 |
Barry County Michigan | 2 | $ 79,000 | $ 39,000 | $ 50,000 |
Genesee County Michigan | 2 | $ 239,000 | $ 119,000 | $ 125,000 |
Wayne County Michigan | 2 | $ 128,000 | $ 64,000 | $ 57,000 |
Dakota County Minnesota | 2 | $ 493,000 | $ 246,000 | $ 214,000 |
Jasper County Missouri | 2 | $ 241,000 | $ 120,000 | $ 147,000 |
Carson City County Nevada | 2 | $ 79,000 | $ 39,000 | $ 109,000 |
Douglas County Nevada | 2 | $ 608,000 | $ 304,000 | $ 120,000 |
Chenango County New York | 2 | $ 96,000 | $ 48,000 | $ 72,000 |
Caldwell County North Carolina | 2 | $ 277,000 | $ 138,000 | $ 71,000 |
Wake County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 157,000 |
Wilkes County North Carolina | 2 | $ 33,000 | $ 16,000 | $ 34,000 |
Crawford County Ohio | 2 | $ 81,000 | $ 40,000 | $ 43,000 |
Delaware County Ohio | 2 | $ 296,000 | $ 148,000 | $ 142,000 |
York County South Carolina | 2 | $ 148,000 | $ 74,000 | $ 121,000 |
Bradley County Tennessee | 2 | $ 252,000 | $ 126,000 | $ 103,000 |
Hidalgo County Texas | 2 | $ 168,000 | $ 84,000 | $ 42,000 |
Maricopa County Arizona | 1 | $ 145,000 | $ 145,000 | $ 77,000 |
Benton County Arkansas | 1 | $ 17,000 | $ 17,000 | $ 28,000 |
Conway County Arkansas | 1 | $ 10,000 | $ 10,000 | $ 84,000 |
Drew County Arkansas | 1 | $ 48,000 | $ 48,000 | $ 42,000 |
Garland County Arkansas | 1 | $ 45,000 | $ 45,000 | $ 34,000 |
Jefferson County Arkansas | 1 | $ 46,000 | $ 46,000 | $ 72,000 |
Poinsett County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 36,000 |
Saline County Arkansas | 1 | $ 97,000 | $ 97,000 | $ 62,000 |
Scott County Arkansas | 1 | $ 32,000 | $ 32,000 | $ 53,000 |
White County Arkansas | 1 | $ 75,000 | $ 75,000 | $ 19,000 |
Contra Costa County California | 1 | $ 25,000 | $ 25,000 | $ 120,000 |
Placer County California | 1 | $ 11,000 | $ 11,000 | $ 77,000 |
Denver County Colorado | 1 | $ 58,000 | $ 58,000 | $ 60,000 |
Larimer County Colorado | 1 | $ 417,000 | $ 417,000 | $ 221,000 |
Weld County Colorado | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
Broward County Florida | 1 | $ 60,000 | $ 60,000 | $ 35,000 |
Collier County Florida | 1 | $ 124,000 | $ 124,000 | $ 88,000 |
Flagler County Florida | 1 | $ 212,000 | $ 212,000 | $ 215,000 |
Hernando County Florida | 1 | $ 52,000 | $ 52,000 | $ 9,000 |
Hillsborough County Florida | 1 | $ 200,000 | $ 200,000 | $ 84,000 |
Lee County Florida | 1 | $ 250,000 | $ 250,000 | $ 271,000 |
Miami-Dade County Florida | 1 | $ 632,000 | $ 632,000 | $ 154,000 |
Okaloosa County Florida | 1 | $ 157,000 | $ 157,000 | $ 46,000 |
Orange County Florida | 1 | $ 133,000 | $ 133,000 | $ 36,000 |
Osceola County Florida | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
Sarasota County Florida | 1 | $ 180,000 | $ 180,000 | $ 73,000 |
Cherokee County Georgia | 1 | $ 98,000 | $ 98,000 | $ 39,000 |
Elbert County Georgia | 1 | $ 50,000 | $ 50,000 | $ 49,000 |
Lake County Illinois | 1 | $ 464,000 | $ 464,000 | $ 180,000 |
LaSalle County Illinois | 1 | $ 136,000 | $ 136,000 | $ 46,000 |
Marshall County Indiana | 1 | $ 54,000 | $ 54,000 | $ 33,000 |
Perry County Indiana | 1 | $ 96,000 | $ 96,000 | $ 99,000 |
Daviess County Kentucky | 1 | $ 22,000 | $ 22,000 | $ 80,000 |
Fayette County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 105,000 |
Floyd County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 30,000 |
Anne Arundel County Maryland | 1 | $ 189,000 | $ 189,000 | $ 86,000 |
Calhoun County Michigan | 1 | $ 112,000 | $ 112,000 | $ 42,000 |
Eaton County Michigan | 1 | $ 80,000 | $ 80,000 | $ 65,000 |
Kalkaska County Michigan | 1 | $ 91,000 | $ 91,000 | $ 107,000 |
Lake County Michigan | 1 | $ 45,000 | $ 45,000 | $ 74,000 |
Livingston County Michigan | 1 | $ 185,000 | $ 185,000 | $ 121,000 |
Macomb County Michigan | 1 | $ 124,000 | $ 124,000 | $ 93,000 |
Mason County Michigan | 1 | $ 73,000 | $ 73,000 | $ 52,000 |
Newaygo County Michigan | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
Oakland County Michigan | 1 | $ 83,000 | $ 83,000 | $ 72,000 |
Otsego County Michigan | 1 | $ 101,000 | $ 101,000 | $ 68,000 |
Wright County Minnesota | 1 | $ 20,000 | $ 20,000 | $ 48,000 |
Lawrence County Missouri | 1 | $ 56,000 | $ 56,000 | $ 57,000 |
Nye County Nevada | 1 | $ 28,000 | $ 28,000 | $ 87,000 |
St. Lawrence County New York | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
Cabarrus County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 78,000 |
Cleveland County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 40,000 |
Cumberland County North Carolina | 1 | $ 17,000 | $ 17,000 | $ 90,000 |
Durham County North Carolina | 1 | $ 206,000 | $ 206,000 | $ 152,000 |
Haywood County North Carolina | 1 | $ 26,000 | $ 26,000 | $ 104,000 |
Jackson County North Carolina | 1 | $ 1,680,000 | $ 1,680,000 | $ 291,000 |
Lincoln County North Carolina | 1 | $ 38,000 | $ 38,000 | $ 108,000 |
Madison County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 126,000 |
Rutherford County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 109,000 |
Sampson County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 77,000 |
Watauga County North Carolina | 1 | $ 15,000 | $ 15,000 | $ 37,000 |
Yadkin County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 22,000 |
Sargent County North Dakota | 1 | $ 91,000 | $ 91,000 | $ 108,000 |
Darke County Ohio | 1 | $ 130,000 | $ 130,000 | $ 70,000 |
Hardin County Ohio | 1 | $ 54,000 | $ 54,000 | $ 32,000 |
Knox County Ohio | 1 | $ 17,000 | $ 17,000 | $ 43,000 |
Miami County Ohio | 1 | $ 375,000 | $ 375,000 | $ 177,000 |
Sandusky County Ohio | 1 | $ 217,000 | $ 217,000 | $ 167,000 |
Cherokee County Oklahoma | 1 | $ 417,000 | $ 417,000 | $ 237,000 |
Cleveland County Oklahoma | 1 | $ 14,000 | $ 14,000 | $ 44,000 |
Muskogee County Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 110,000 |
Tulsa County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 52,000 |
Horry County South Carolina | 1 | $ 141,000 | $ 141,000 | $ 105,000 |
Lincoln County Tennessee | 1 | $ 195,000 | $ 195,000 | $ 75,000 |
Sevier County Tennessee | 1 | $ 172,000 | $ 172,000 | $ 177,000 |
Upshur County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,461 | $209,469,000 | $143,000 | $2,238,000 | $76,000 | $1,572,000 |
Refinancing | 654 | $79,168,000 | $121,000 | $1,680,000 | $67,000 | $783,000 |
Home Improvement | 409 | $15,402,000 | $37,000 | $357,000 | $73,000 | $957,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,899 | $240,237,000 | $126,000 | $2,238,000 | $76,000 | $1,572,000 |
Not Provided | 358 | $35,548,000 | $99,000 | $740,000 | $68,000 | $957,000 |
Black or African American | 98 | $7,321,000 | $74,000 | $402,000 | $51,000 | $410,000 |
Hispanic | 98 | $11,844,000 | $120,000 | $632,000 | $65,000 | $204,000 |
Asian | 33 | $5,424,000 | $164,000 | $533,000 | $77,000 | $270,000 |
American Indian or Alaskan Native | 22 | $1,893,000 | $86,000 | $225,000 | $49,000 | $116,000 |
Native Hawaiian or Other Pacific Islander | 11 | $1,553,000 | $141,000 | $300,000 | $83,000 | $172,000 |
Not applicable | 5 | $219,000 | $43,000 | $80,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,279 | $274,489,000 | $120,000 | $2,238,000 | $76,000 | $1,572,000 |
FHA-insured (Federal Housing Administration) | 163 | $18,695,000 | $114,000 | $321,000 | $50,000 | $158,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 49 | $6,285,000 | $128,000 | $367,000 | $48,000 | $113,000 |
VA-guaranteed (Veterans Administration) | 33 | $4,570,000 | $138,000 | $279,000 | $58,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,113 | $138,427,000 | $124,000 | $2,160,000 | $82,000 | $1,205,000 |
Application Withdrawn By Applicant | 676 | $81,240,000 | $120,000 | $2,238,000 | $73,000 | $1,560,000 |
Application Denied By Financial Institution | 487 | $47,080,000 | $96,000 | $1,536,000 | $57,000 | $1,572,000 |
File Closed For Incompleteness | 235 | $34,871,000 | $148,000 | $2,238,000 | $69,000 | $453,000 |
Application Approved But Not Accepted | 13 | $2,421,000 | $186,000 | $621,000 | $109,000 | $490,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 250 | $21,621,000 | $86,000 | $740,000 | $56,000 | $957,000 |
Debt-To-Income Ratio | 119 | $12,821,000 | $107,000 | $390,000 | $46,000 | $142,000 |
Collateral | 58 | $5,121,000 | $88,000 | $625,000 | $64,000 | $250,000 |
Insufficient Cash (Downpayment, Closing Cost) | 14 | $1,738,000 | $124,000 | $367,000 | $49,000 | $86,000 |
Employment History | 13 | $905,000 | $69,000 | $163,000 | $50,000 | $220,000 |
Other | 11 | $2,514,000 | $228,000 | $1,536,000 | $191,000 | $1,572,000 |
Unverifiable Information | 7 | $441,000 | $63,000 | $152,000 | $94,000 | $228,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.