Find mortgage loan statistics, lending data, and loan application totals for Virginia.
The mortgage statistics and data below are specific to mortgage loan applications for United First Mortgage.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | United First Mortgage 1503 Santa Rosa Road, Suite 109 Richmond, VA 23229 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2004 2003 |
Total Number of Mortgage Applications | 1,675 |
Total Mortgage Loan Application Amount | $375,809,000 |
Average Mortgage Loan Application Amount | $230,058 |
Highest Mortgage Loan Application Amount | $768,000 |
Average Applicant Income | $99,235 |
Highest Applicant Income | $980,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in VA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Fairfax County Virginia | 133 | $ 36,448,000 | $ 274,000 | $ 97,000 |
Spotsylvania County Virginia | 99 | $ 17,709,000 | $ 178,000 | $ 65,000 |
Bristol County Massachusetts | 97 | $ 20,071,000 | $ 206,000 | $ 74,000 |
Middlesex County Massachusetts | 90 | $ 27,918,000 | $ 310,000 | $ 104,000 |
Norfolk County Massachusetts | 89 | $ 24,520,000 | $ 275,000 | $ 107,000 |
Henrico County Virginia | 76 | $ 12,606,000 | $ 165,000 | $ 56,000 |
Plymouth County Massachusetts | 72 | $ 18,050,000 | $ 250,000 | $ 97,000 |
Loudoun County Virginia | 56 | $ 13,702,000 | $ 244,000 | $ 84,000 |
Prince William County Virginia | 56 | $ 13,786,000 | $ 246,000 | $ 87,000 |
Stafford County Virginia | 56 | $ 11,154,000 | $ 199,000 | $ 83,000 |
Chesterfield County Virginia | 50 | $ 7,767,000 | $ 155,000 | $ 73,000 |
Suffolk County Massachusetts | 39 | $ 12,569,000 | $ 322,000 | $ 96,000 |
Rockingham County Virginia | 38 | $ 5,148,000 | $ 135,000 | $ 45,000 |
Fairfield County Connecticut | 34 | $ 15,146,000 | $ 445,000 | $ 210,000 |
Providence County Rhode Island | 34 | $ 7,122,000 | $ 209,000 | $ 96,000 |
Worcester County Massachusetts | 30 | $ 8,201,000 | $ 273,000 | $ 78,000 |
Augusta County Virginia | 30 | $ 4,173,000 | $ 139,000 | $ 46,000 |
Arlington County Virginia | 29 | $ 8,255,000 | $ 284,000 | $ 93,000 |
Richmond City County Virginia | 28 | $ 4,866,000 | $ 173,000 | $ 60,000 |
Montgomery County Maryland | 25 | $ 7,746,000 | $ 309,000 | $ 118,000 |
Kent County Rhode Island | 24 | $ 4,870,000 | $ 202,000 | $ 65,000 |
Essex County Massachusetts | 23 | $ 6,071,000 | $ 263,000 | $ 91,000 |
Washington County Rhode Island | 22 | $ 4,710,000 | $ 214,000 | $ 83,000 |
Barnstable County Massachusetts | 20 | $ 5,646,000 | $ 282,000 | $ 120,000 |
Bristol County Rhode Island | 18 | $ 3,961,000 | $ 220,000 | $ 98,000 |
Caroline County Virginia | 14 | $ 1,592,000 | $ 113,000 | $ 76,000 |
Virginia Beach County Virginia | 14 | $ 2,154,000 | $ 153,000 | $ 61,000 |
King George County Virginia | 13 | $ 2,309,000 | $ 177,000 | $ 75,000 |
Orange County Virginia | 13 | $ 2,026,000 | $ 155,000 | $ 50,000 |
Bedford County Virginia | 12 | $ 1,572,000 | $ 131,000 | $ 62,000 |
Fauquier County Virginia | 12 | $ 2,441,000 | $ 203,000 | $ 81,000 |
Hanover County Virginia | 12 | $ 2,389,000 | $ 199,000 | $ 61,000 |
Harrisonburg County Virginia | 12 | $ 1,237,000 | $ 103,000 | $ 24,000 |
Richmond County New York | 11 | $ 2,587,000 | $ 235,000 | $ 90,000 |
Staunton County Virginia | 11 | $ 1,032,000 | $ 93,000 | $ 35,000 |
Prince George's County Maryland | 10 | $ 2,500,000 | $ 250,000 | $ 121,000 |
New Haven County Connecticut | 9 | $ 2,049,000 | $ 227,000 | $ 89,000 |
Fredericksburg County Virginia | 8 | $ 1,698,000 | $ 212,000 | $ 61,000 |
Manassas County Virginia | 8 | $ 1,554,000 | $ 194,000 | $ 62,000 |
Newport County Rhode Island | 7 | $ 1,823,000 | $ 260,000 | $ 74,000 |
Waynesboro County Virginia | 7 | $ 667,000 | $ 95,000 | $ 46,000 |
District of Columbia County District Of Columbia | 6 | $ 1,366,000 | $ 227,000 | $ 88,000 |
Broward County Florida | 6 | $ 1,398,000 | $ 233,000 | $ 95,000 |
Albemarle County Virginia | 6 | $ 889,000 | $ 148,000 | $ 114,000 |
Alexandria County Virginia | 6 | $ 2,162,000 | $ 360,000 | $ 180,000 |
Chesapeake County Virginia | 5 | $ 570,000 | $ 114,000 | $ 47,000 |
Pittsylvania County Virginia | 5 | $ 526,000 | $ 105,000 | $ 52,000 |
Powhatan County Virginia | 5 | $ 1,006,000 | $ 201,000 | $ 50,000 |
Anne Arundel County Maryland | 4 | $ 585,000 | $ 146,000 | $ 70,000 |
Charles County Maryland | 4 | $ 636,000 | $ 159,000 | $ 83,000 |
Dutchess County New York | 4 | $ 962,000 | $ 240,000 | $ 54,000 |
Orange County New York | 4 | $ 623,000 | $ 155,000 | $ 46,000 |
Forsyth County North Carolina | 4 | $ 411,000 | $ 102,000 | $ 43,000 |
Horry County South Carolina | 4 | $ 400,000 | $ 100,000 | $ 122,000 |
Alleghany County Virginia | 4 | $ 670,000 | $ 167,000 | $ 99,000 |
Campbell County Virginia | 4 | $ 294,000 | $ 73,000 | $ 48,000 |
Colonial Heights County Virginia | 4 | $ 466,000 | $ 116,000 | $ 35,000 |
Warren County Virginia | 4 | $ 866,000 | $ 216,000 | $ 123,000 |
Mercer County West Virginia | 4 | $ 261,000 | $ 65,000 | $ 29,000 |
Middlesex County Connecticut | 3 | $ 688,000 | $ 229,000 | $ 75,000 |
Sussex County Delaware | 3 | $ 649,000 | $ 216,000 | $ 144,000 |
Volusia County Florida | 3 | $ 478,000 | $ 159,000 | $ 108,000 |
Howard County Maryland | 3 | $ 852,000 | $ 284,000 | $ 122,000 |
Monmouth County New Jersey | 3 | $ 909,000 | $ 303,000 | $ 182,000 |
Yadkin County North Carolina | 3 | $ 259,000 | $ 86,000 | $ 44,000 |
Frederick County Virginia | 3 | $ 450,000 | $ 150,000 | $ 48,000 |
Gloucester County Virginia | 3 | $ 534,000 | $ 178,000 | $ 53,000 |
Goochland County Virginia | 3 | $ 882,000 | $ 294,000 | $ 163,000 |
Montgomery County Virginia | 3 | $ 407,000 | $ 135,000 | $ 91,000 |
Page County Virginia | 3 | $ 266,000 | $ 88,000 | $ 39,000 |
Los Angeles County California | 2 | $ 590,000 | $ 295,000 | $ 87,000 |
Windham County Connecticut | 2 | $ 186,000 | $ 93,000 | $ 65,000 |
Osceola County Florida | 2 | $ 282,000 | $ 141,000 | $ 77,000 |
Franklin County Maine | 2 | $ 216,000 | $ 108,000 | $ 92,000 |
Oxford County Maine | 2 | $ 401,000 | $ 200,000 | $ 251,000 |
York County Maine | 2 | $ 404,000 | $ 202,000 | $ 125,000 |
Hampden County Massachusetts | 2 | $ 757,000 | $ 378,000 | $ 110,000 |
Hillsborough County New Hampshire | 2 | $ 510,000 | $ 255,000 | $ 71,000 |
Rockingham County New Hampshire | 2 | $ 485,000 | $ 242,000 | $ 86,000 |
New Hanover County North Carolina | 2 | $ 363,000 | $ 181,000 | $ 53,000 |
Dorchester County South Carolina | 2 | $ 459,000 | $ 229,000 | $ 82,000 |
Fluvanna County Virginia | 2 | $ 251,000 | $ 125,000 | $ 67,000 |
James City County Virginia | 2 | $ 559,000 | $ 279,000 | $ 121,000 |
King William County Virginia | 2 | $ 236,000 | $ 118,000 | $ 36,000 |
Louisa County Virginia | 2 | $ 572,000 | $ 286,000 | $ 114,000 |
New Kent County Virginia | 2 | $ 355,000 | $ 177,000 | $ 76,000 |
Suffolk County Virginia | 2 | $ 372,000 | $ 186,000 | $ 68,000 |
Tazewell County Virginia | 2 | $ 203,000 | $ 101,000 | $ 52,000 |
Westmoreland County Virginia | 2 | $ 168,000 | $ 84,000 | $ 272,000 |
York County Virginia | 2 | $ 475,000 | $ 237,000 | $ 118,000 |
Alameda County California | 1 | $ 280,000 | $ 280,000 | $ 61,000 |
Orange County California | 1 | $ 280,000 | $ 280,000 | $ 61,000 |
San Diego County California | 1 | $ 280,000 | $ 280,000 | $ 117,000 |
Litchfield County Connecticut | 1 | $ 435,000 | $ 435,000 | $ 193,000 |
New London County Connecticut | 1 | $ 103,000 | $ 103,000 | $ 22,000 |
Collier County Florida | 1 | $ 169,000 | $ 169,000 | $ 129,000 |
Escambia County Florida | 1 | $ 280,000 | $ 280,000 | $ 160,000 |
Lee County Florida | 1 | $ 299,000 | $ 299,000 | $ 421,000 |
Miami-Dade County Florida | 1 | $ 206,000 | $ 206,000 | $ 79,000 |
Cook County Illinois | 1 | $ 580,000 | $ 580,000 | $ 150,000 |
Will County Illinois | 1 | $ 139,000 | $ 139,000 | $ 76,000 |
Cumberland County Maine | 1 | $ 298,000 | $ 298,000 | $ 180,000 |
Penobscot County Maine | 1 | $ 151,000 | $ 151,000 | $ 41,000 |
Baltimore County Maryland | 1 | $ 264,000 | $ 264,000 | $ 172,000 |
Baltimore City County Maryland | 1 | $ 224,000 | $ 224,000 | $ 97,000 |
Calvert County Maryland | 1 | $ 300,000 | $ 300,000 | $ 101,000 |
Frederick County Maryland | 1 | $ 308,000 | $ 308,000 | $ 81,000 |
Berkshire County Massachusetts | 1 | $ 334,000 | $ 334,000 | $ 184,000 |
Nantucket County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 300,000 |
St. Charles County Missouri | 1 | $ 180,000 | $ 180,000 | $ 55,000 |
Merrimack County New Hampshire | 1 | $ 139,000 | $ 139,000 | $ 45,000 |
Bergen County New Jersey | 1 | $ 315,000 | $ 315,000 | $ 114,000 |
Cape May County New Jersey | 1 | $ 334,000 | $ 334,000 | $ 225,000 |
Hudson County New Jersey | 1 | $ 260,000 | $ 260,000 | $ 79,000 |
Hunterdon County New Jersey | 1 | $ 251,000 | $ 251,000 | $ 62,000 |
Ocean County New Jersey | 1 | $ 300,000 | $ 300,000 | $ 285,000 |
Passaic County New Jersey | 1 | $ 200,000 | $ 200,000 | $ 115,000 |
Somerset County New Jersey | 1 | $ 432,000 | $ 432,000 | $ 178,000 |
Kings County New York | 1 | $ 400,000 | $ 400,000 | $ 58,000 |
Queens County New York | 1 | $ 295,000 | $ 295,000 | $ 59,000 |
Sullivan County New York | 1 | $ 75,000 | $ 75,000 | $ 64,000 |
Ulster County New York | 1 | $ 132,000 | $ 132,000 | $ 80,000 |
Westchester County New York | 1 | $ 221,000 | $ 221,000 | $ 71,000 |
Beaufort County North Carolina | 1 | $ 96,000 | $ 96,000 | $ 78,000 |
Carteret County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 169,000 |
Dare County North Carolina | 1 | $ 640,000 | $ 640,000 | $ 462,000 |
Davidson County North Carolina | 1 | $ 78,000 | $ 78,000 | $ 64,000 |
Gates County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 35,000 |
Guilford County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 125,000 |
Robeson County North Carolina | 1 | $ 54,000 | $ 54,000 | $ 0 |
Stokes County North Carolina | 1 | $ 182,000 | $ 182,000 | $ 53,000 |
Surry County North Carolina | 1 | $ 197,000 | $ 197,000 | $ 0 |
Wake County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 0 |
Wilkes County North Carolina | 1 | $ 39,000 | $ 39,000 | $ 9,000 |
Williamson County Tennessee | 1 | $ 320,000 | $ 320,000 | $ 105,000 |
Chittenden County Vermont | 1 | $ 256,000 | $ 256,000 | $ 107,000 |
Amelia County Virginia | 1 | $ 297,000 | $ 297,000 | $ 84,000 |
Bath County Virginia | 1 | $ 115,000 | $ 115,000 | $ 92,000 |
Carroll County Virginia | 1 | $ 69,000 | $ 69,000 | $ 27,000 |
Charlottesville County Virginia | 1 | $ 167,000 | $ 167,000 | $ 74,000 |
Clarke County Virginia | 1 | $ 332,000 | $ 332,000 | $ 112,000 |
Culpeper County Virginia | 1 | $ 150,000 | $ 150,000 | $ 106,000 |
Cumberland County Virginia | 1 | $ 160,000 | $ 160,000 | $ 92,000 |
Dinwiddie County Virginia | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
Essex County Virginia | 1 | $ 223,000 | $ 223,000 | $ 214,000 |
Fairfax City County Virginia | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
Falls Church County Virginia | 1 | $ 331,000 | $ 331,000 | $ 128,000 |
Halifax County Virginia | 1 | $ 97,000 | $ 97,000 | $ 24,000 |
Hopewell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 26,000 |
King and Queen County Virginia | 1 | $ 117,000 | $ 117,000 | $ 34,000 |
Lexington County Virginia | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
Lynchburg County Virginia | 1 | $ 61,000 | $ 61,000 | $ 68,000 |
Madison County Virginia | 1 | $ 100,000 | $ 100,000 | $ 17,000 |
Manassas Park County Virginia | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
Mathews County Virginia | 1 | $ 76,000 | $ 76,000 | $ 39,000 |
Norfolk County Virginia | 1 | $ 102,000 | $ 102,000 | $ 47,000 |
Petersburg County Virginia | 1 | $ 95,000 | $ 95,000 | $ 0 |
Prince George County Virginia | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
Roanoke City County Virginia | 1 | $ 158,000 | $ 158,000 | $ 38,000 |
Rockbridge County Virginia | 1 | $ 160,000 | $ 160,000 | $ 71,000 |
Shenandoah County Virginia | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
Sussex County Virginia | 1 | $ 113,000 | $ 113,000 | $ 26,000 |
Greenbrier County West Virginia | 1 | $ 117,000 | $ 117,000 | $ 91,000 |
Hardy County West Virginia | 1 | $ 193,000 | $ 193,000 | $ 33,000 |
Jefferson County West Virginia | 1 | $ 129,000 | $ 129,000 | $ 54,000 |
Kanawha County West Virginia | 1 | $ 141,000 | $ 141,000 | $ 136,000 |
Pocahontas County West Virginia | 1 | $ 92,000 | $ 92,000 | $ 32,000 |
Ozaukee County Wisconsin | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Virginia,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 943 | $221,799,000 | $239,368 | $768,000 | $101,473 | $980,000 |
Home Purchase | 732 | $154,010,000 | $218,266 | $739,000 | $96,400 | $516,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,301 | $290,242,000 | $236,200 | $739,000 | $101,700 | $516,000 |
Not Provided | 133 | $33,243,000 | $239,615 | $768,000 | $127,692 | $980,000 |
Asian | 110 | $29,325,000 | $279,666 | $626,000 | $89,111 | $208,000 |
Black or African American | 80 | $13,289,000 | $186,250 | $520,000 | $73,500 | $255,000 |
Hispanic | 41 | $7,864,000 | $204,545 | $405,000 | $63,818 | $204,000 |
American Indian or Alaskan Native | 5 | $871,000 | $174,000 | $224,000 | $94,000 | $163,000 |
Not applicable | 3 | $534,000 | $178,000 | $275,000 | $171,000 | $222,000 |
Native Hawaiian or Other Pacific Islander | 2 | $441,000 | $220,000 | $392,000 | $150,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,562 | $361,245,000 | $232,904 | $768,000 | $101,285 | $980,000 |
FHA-insured (Federal Housing Administration) | 82 | $10,000,000 | $94,666 | $523,000 | $20,666 | $98,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 16 | $1,935,000 | $120,000 | $271,000 | $39,000 | $67,000 |
VA-guaranteed (Veterans Administration) | 15 | $2,629,000 | $175,000 | $233,000 | $50,000 | $80,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,277 | $298,474,000 | $241,095 | $768,000 | $105,190 | $980,000 |
Application Approved But Not Accepted | 206 | $44,549,000 | $191,692 | $739,000 | $88,692 | $416,000 |
Application Denied By Financial Institution | 93 | $17,265,000 | $182,400 | $700,000 | $78,000 | $300,000 |
Application Withdrawn By Applicant | 79 | $11,489,000 | $151,750 | $552,000 | $53,750 | $195,000 |
File Closed For Incompleteness | 20 | $4,032,000 | $252,250 | $400,000 | $85,000 | $256,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 33 | $5,694,000 | $181,000 | $700,000 | $78,250 | $300,000 |
Collateral | 25 | $4,829,000 | $183,250 | $334,000 | $85,625 | $229,000 |
Debt-To-Income Ratio | 17 | $3,549,000 | $229,428 | $432,000 | $77,428 | $178,000 |
Other | 8 | $1,437,000 | $127,000 | $428,000 | $45,500 | $214,000 |
Unverifiable Information | 6 | $1,359,000 | $237,000 | $389,000 | $41,500 | $67,000 |
Employment History | 2 | $140,000 | $70,000 | $84,000 | $45,000 | $51,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $128,000 | $128,000 | $128,000 | $35,000 | $35,000 |
Credit Application Incomplete | 1 | $129,000 | $129,000 | $129,000 | $87,000 | $87,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in VA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information at your convenience.