United Medical Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
United Medical Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Medical Bank 800 King Farm Blvd Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 421 |
| Total Mortgage Loan Application Amount | $79,520,000 |
| Average Mortgage Loan Application Amount | $182,887 |
| Highest Mortgage Loan Application Amount | $850,000 |
| Average Applicant Income | $103,901 |
| Highest Applicant Income | $1,451,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with United Medical Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Medical Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down United Medical Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Medical Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Medical Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Medical Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Tarrant County Texas | 76 | $ 9,412,000 | $ 123,000 | $ 112,000 |
| Fairfax County Virginia | 37 | $ 9,818,000 | $ 265,000 | $ 146,000 |
| Montgomery County Maryland | 21 | $ 5,011,000 | $ 238,000 | $ 110,000 |
| Anne Arundel County Maryland | 14 | $ 2,024,000 | $ 144,000 | $ 69,000 |
| Prince George's County Maryland | 13 | $ 3,004,000 | $ 231,000 | $ 64,000 |
| Prince William County Virginia | 12 | $ 2,536,000 | $ 211,000 | $ 72,000 |
| District of Columbia County District Of Columbia | 11 | $ 2,648,000 | $ 240,000 | $ 139,000 |
| Denton County Texas | 10 | $ 1,499,000 | $ 149,000 | $ 60,000 |
| Collin County Texas | 9 | $ 894,000 | $ 99,000 | $ 53,000 |
| Dallas County Texas | 9 | $ 1,054,000 | $ 117,000 | $ 54,000 |
| Baltimore County Maryland | 7 | $ 1,041,000 | $ 148,000 | $ 61,000 |
| Ellis County Texas | 6 | $ 744,000 | $ 124,000 | $ 51,000 |
| Loudoun County Virginia | 6 | $ 957,000 | $ 159,000 | $ 85,000 |
| Frederick County Maryland | 5 | $ 1,157,000 | $ 231,000 | $ 196,000 |
| Clark County Nevada | 5 | $ 770,000 | $ 154,000 | $ 108,000 |
| Palm Beach County Florida | 4 | $ 982,000 | $ 245,000 | $ 206,000 |
| Pinellas County Florida | 4 | $ 1,237,000 | $ 309,000 | $ 209,000 |
| Nassau County New York | 4 | $ 1,548,000 | $ 387,000 | $ 141,000 |
| Dare County North Carolina | 4 | $ 920,000 | $ 230,000 | $ 79,000 |
| Kaufman County Texas | 4 | $ 370,000 | $ 92,000 | $ 29,000 |
| Arlington County Virginia | 4 | $ 1,255,000 | $ 313,000 | $ 120,000 |
| Denver County Colorado | 3 | $ 484,000 | $ 161,000 | $ 56,000 |
| Lee County Florida | 3 | $ 190,000 | $ 63,000 | $ 61,000 |
| Miami-Dade County Florida | 3 | $ 966,000 | $ 322,000 | $ 507,000 |
| Vigo County Indiana | 3 | $ 206,000 | $ 68,000 | $ 120,000 |
| Suffolk County Massachusetts | 3 | $ 649,000 | $ 216,000 | $ 90,000 |
| Essex County New Jersey | 3 | $ 369,000 | $ 123,000 | $ 52,000 |
| Morris County New Jersey | 3 | $ 648,000 | $ 216,000 | $ 85,000 |
| Passaic County New Jersey | 3 | $ 292,000 | $ 97,000 | $ 115,000 |
| Suffolk County New York | 3 | $ 1,051,000 | $ 350,000 | $ 249,000 |
| Maricopa County Arizona | 2 | $ 143,000 | $ 71,000 | $ 67,000 |
| Seminole County Florida | 2 | $ 421,000 | $ 210,000 | $ 144,000 |
| Forsyth County Georgia | 2 | $ 506,000 | $ 253,000 | $ 180,000 |
| Ada County Idaho | 2 | $ 251,000 | $ 125,000 | $ 115,000 |
| Cook County Illinois | 2 | $ 191,000 | $ 95,000 | $ 76,000 |
| Polk County Iowa | 2 | $ 180,000 | $ 90,000 | $ 119,000 |
| Fayette County Kentucky | 2 | $ 347,000 | $ 173,000 | $ 117,000 |
| Kennebec County Maine | 2 | $ 289,000 | $ 144,000 | $ 216,000 |
| Oakland County Michigan | 2 | $ 314,000 | $ 157,000 | $ 61,000 |
| DeSoto County Mississippi | 2 | $ 407,000 | $ 203,000 | $ 56,000 |
| Washoe County Nevada | 2 | $ 523,000 | $ 261,000 | $ 145,000 |
| Burlington County New Jersey | 2 | $ 502,000 | $ 251,000 | $ 98,000 |
| Gloucester County New Jersey | 2 | $ 138,000 | $ 69,000 | $ 66,000 |
| Hudson County New Jersey | 2 | $ 427,000 | $ 213,000 | $ 92,000 |
| Monmouth County New Jersey | 2 | $ 390,000 | $ 195,000 | $ 90,000 |
| Kings County New York | 2 | $ 667,000 | $ 333,000 | $ 105,000 |
| Queens County New York | 2 | $ 415,000 | $ 207,000 | $ 55,000 |
| Wake County North Carolina | 2 | $ 232,000 | $ 116,000 | $ 57,000 |
| Muskogee County Oklahoma | 2 | $ 247,000 | $ 123,000 | $ 95,000 |
| Anderson County South Carolina | 2 | $ 464,000 | $ 232,000 | $ 133,000 |
| Beaufort County South Carolina | 2 | $ 446,000 | $ 223,000 | $ 62,000 |
| Horry County South Carolina | 2 | $ 141,000 | $ 70,000 | $ 90,000 |
| Williamson County Tennessee | 2 | $ 333,000 | $ 166,000 | $ 61,000 |
| Johnson County Texas | 2 | $ 354,000 | $ 177,000 | $ 62,000 |
| Fairfax City County Virginia | 2 | $ 634,000 | $ 317,000 | $ 250,000 |
| King County Washington | 2 | $ 625,000 | $ 312,000 | $ 102,000 |
| Jefferson County West Virginia | 2 | $ 318,000 | $ 159,000 | $ 86,000 |
| Chilton County Alabama | 1 | $ 128,000 | $ 128,000 | $ 82,000 |
| Anchorage County Alaska | 1 | $ 262,000 | $ 262,000 | $ 95,000 |
| Yavapai County Arizona | 1 | $ 555,000 | $ 555,000 | $ 169,000 |
| Faulkner County Arkansas | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Phillips County Arkansas | 1 | $ 36,000 | $ 36,000 | $ 59,000 |
| Los Angeles County California | 1 | $ 850,000 | $ 850,000 | $ 270,000 |
| Orange County California | 1 | $ 552,000 | $ 552,000 | $ 96,000 |
| Sacramento County California | 1 | $ 488,000 | $ 488,000 | $ 211,000 |
| San Bernardino County California | 1 | $ 294,000 | $ 294,000 | $ 72,000 |
| Sussex County Delaware | 1 | $ 191,000 | $ 191,000 | $ 99,000 |
| Flagler County Florida | 1 | $ 432,000 | $ 432,000 | $ 550,000 |
| DeKalb County Georgia | 1 | $ 152,000 | $ 152,000 | $ 54,000 |
| DuPage County Illinois | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Grundy County Illinois | 1 | $ 134,000 | $ 134,000 | $ 98,000 |
| Allen County Indiana | 1 | $ 90,000 | $ 90,000 | $ 28,000 |
| Allen County Louisiana | 1 | $ 90,000 | $ 90,000 | $ 48,000 |
| Orleans County Louisiana | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Cumberland County Maine | 1 | $ 25,000 | $ 25,000 | $ 80,000 |
| Sagadahoc County Maine | 1 | $ 54,000 | $ 54,000 | $ 86,000 |
| Carroll County Maryland | 1 | $ 237,000 | $ 237,000 | $ 66,000 |
| Worcester County Maryland | 1 | $ 360,000 | $ 360,000 | $ 244,000 |
| Barnstable County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 249,000 |
| Essex County Massachusetts | 1 | $ 325,000 | $ 325,000 | $ 91,000 |
| Hampshire County Massachusetts | 1 | $ 148,000 | $ 148,000 | $ 157,000 |
| Plymouth County Massachusetts | 1 | $ 260,000 | $ 260,000 | $ 61,000 |
| Mecosta County Michigan | 1 | $ 124,000 | $ 124,000 | $ 74,000 |
| Hennepin County Minnesota | 1 | $ 247,000 | $ 247,000 | $ 62,000 |
| St. Louis County Missouri | 1 | $ 167,000 | $ 167,000 | $ 77,000 |
| Lancaster County Nebraska | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Carson City County Nevada | 1 | $ 222,000 | $ 222,000 | $ 120,000 |
| Douglas County Nevada | 1 | $ 243,000 | $ 243,000 | $ 82,000 |
| Carroll County New Hampshire | 1 | $ 220,000 | $ 220,000 | $ 700,000 |
| Grafton County New Hampshire | 1 | $ 53,000 | $ 53,000 | $ 104,000 |
| Hillsborough County New Hampshire | 1 | $ 238,000 | $ 238,000 | $ 62,000 |
| Bergen County New Jersey | 1 | $ 190,000 | $ 190,000 | $ 46,000 |
| Camden County New Jersey | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Mercer County New Jersey | 1 | $ 274,000 | $ 274,000 | $ 125,000 |
| Los Alamos County New Mexico | 1 | $ 280,000 | $ 280,000 | $ 120,000 |
| Santa Fe County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 26,000 |
| New York County New York | 1 | $ 497,000 | $ 497,000 | $ 163,000 |
| Sullivan County New York | 1 | $ 108,000 | $ 108,000 | $ 35,000 |
| Guilford County North Carolina | 1 | $ 267,000 | $ 267,000 | $ 100,000 |
| Mecklenburg County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 40,000 |
| Orange County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 66,000 |
| Person County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 39,000 |
| Medina County Ohio | 1 | $ 200,000 | $ 200,000 | $ 314,000 |
| Tulsa County Oklahoma | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Washington County Oregon | 1 | $ 196,000 | $ 196,000 | $ 62,000 |
| Mercer County Pennsylvania | 1 | $ 167,000 | $ 167,000 | $ 79,000 |
| Montgomery County Pennsylvania | 1 | $ 404,000 | $ 404,000 | $ 147,000 |
| Philadelphia County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 43,000 |
| York County Pennsylvania | 1 | $ 79,000 | $ 79,000 | $ 64,000 |
| Charleston County South Carolina | 1 | $ 456,000 | $ 456,000 | $ 180,000 |
| Georgetown County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Greenville County South Carolina | 1 | $ 264,000 | $ 264,000 | $ 96,000 |
| Lexington County South Carolina | 1 | $ 174,000 | $ 174,000 | $ 65,000 |
| Shelby County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 95,000 |
| Bexar County Texas | 1 | $ 134,000 | $ 134,000 | $ 41,000 |
| Clay County Texas | 1 | $ 99,000 | $ 99,000 | $ 61,000 |
| Hunt County Texas | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Williamson County Texas | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
| Culpeper County Virginia | 1 | $ 304,000 | $ 304,000 | $ 191,000 |
| Falls Church County Virginia | 1 | $ 275,000 | $ 275,000 | $ 119,000 |
| Harrisonburg County Virginia | 1 | $ 114,000 | $ 114,000 | $ 160,000 |
| Montgomery County Virginia | 1 | $ 71,000 | $ 71,000 | $ 130,000 |
| Roanoke County Virginia | 1 | $ 106,000 | $ 106,000 | $ 76,000 |
| Russell County Virginia | 1 | $ 57,000 | $ 57,000 | $ 52,000 |
| Spotsylvania County Virginia | 1 | $ 331,000 | $ 331,000 | $ 98,000 |
| Stafford County Virginia | 1 | $ 409,000 | $ 409,000 | $ 173,000 |
| Tazewell County Virginia | 1 | $ 176,000 | $ 176,000 | $ 120,000 |
| Virginia Beach County Virginia | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Berkeley County West Virginia | 1 | $ 180,000 | $ 180,000 | $ 57,000 |
| Upshur County West Virginia | 1 | $ 176,000 | $ 176,000 | $ 61,000 |
| Outagamie County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 41,000 |
| Waukesha County Wisconsin | 1 | $ 132,000 | $ 132,000 | $ 65,000 |
Mortgage Loan Application Detail Totals for United Medical Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 266 | $49,596,000 | $203,733 | $850,000 | $109,766 | $1,451,000 |
| Refinancing | 143 | $28,578,000 | $182,970 | $500,000 | $105,029 | $700,000 |
| Home Improvement | 12 | $1,346,000 | $93,142 | $243,000 | $73,285 | $130,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 194 | $39,728,000 | $227,611 | $850,000 | $123,916 | $1,451,000 |
| Not Provided | 102 | $18,641,000 | $199,964 | $825,000 | $109,892 | $702,000 |
| Black or African American | 68 | $9,430,000 | $139,727 | $331,000 | $59,090 | $154,000 |
| Asian | 33 | $8,104,000 | $200,875 | $672,000 | $101,750 | $213,000 |
| Hispanic | 23 | $3,492,000 | $184,428 | $304,000 | $82,285 | $103,000 |
| American Indian or Alaskan Native | 1 | $125,000 | $125,000 | $125,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 324 | $67,342,000 | $190,414 | $850,000 | $108,146 | $1,451,000 |
| FHA-insured (Federal Housing Administration) | 97 | $12,178,000 | $168,666 | $253,000 | $58,000 | $234,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 379 | $71,545,000 | $192,769 | $825,000 | $107,743 | $1,451,000 |
| Application Withdrawn By Applicant | 19 | $4,218,000 | $237,909 | $850,000 | $142,181 | $550,000 |
| Application Approved But Not Accepted | 16 | $2,523,000 | $149,100 | $456,000 | $73,500 | $180,000 |
| Application Denied By Financial Institution | 7 | $1,234,000 | $213,400 | $496,000 | $73,200 | $131,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 4 | $517,000 | $175,000 | $267,000 | $89,500 | $100,000 |
| Credit Application Incomplete | 1 | $128,000 | $128,000 | $128,000 | $49,000 | $49,000 |
| Credit History | 1 | $496,000 | $496,000 | $496,000 | $131,000 | $131,000 |
| Debt-To-Income Ratio | 1 | $93,000 | $93,000 | $93,000 | $7,000 | $7,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Medical Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Medical Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.