United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
United Midwest Savings Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,376 |
| Total Mortgage Loan Application Amount | $138,316,000 |
| Average Mortgage Loan Application Amount | $136,600 |
| Highest Mortgage Loan Application Amount | $780,000 |
| Average Applicant Income | $86,050 |
| Highest Applicant Income | $996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Logan County Ohio | 65 | $ 5,381,000 | $ 82,000 | $ 40,000 |
| Franklin County Ohio | 63 | $ 6,650,000 | $ 105,000 | $ 62,000 |
| Montgomery County Ohio | 31 | $ 1,909,000 | $ 61,000 | $ 51,000 |
| Cuyahoga County Ohio | 28 | $ 1,233,000 | $ 44,000 | $ 75,000 |
| Pendleton County Kentucky | 25 | $ 1,718,000 | $ 68,000 | $ 34,000 |
| Bay County Michigan | 18 | $ 2,351,000 | $ 130,000 | $ 44,000 |
| Lake County Ohio | 18 | $ 438,000 | $ 24,000 | $ 59,000 |
| Beaver County Pennsylvania | 18 | $ 2,064,000 | $ 114,000 | $ 53,000 |
| Muskingum County Ohio | 17 | $ 1,404,000 | $ 82,000 | $ 44,000 |
| Saginaw County Michigan | 16 | $ 1,311,000 | $ 81,000 | $ 41,000 |
| Wayne County Michigan | 16 | $ 1,545,000 | $ 96,000 | $ 58,000 |
| Macomb County Michigan | 15 | $ 1,885,000 | $ 125,000 | $ 40,000 |
| Genesee County Michigan | 14 | $ 1,386,000 | $ 99,000 | $ 44,000 |
| Lapeer County Michigan | 14 | $ 2,348,000 | $ 167,000 | $ 46,000 |
| Licking County Ohio | 14 | $ 1,458,000 | $ 104,000 | $ 33,000 |
| Hinds County Mississippi | 13 | $ 931,000 | $ 71,000 | $ 40,000 |
| Knox County Ohio | 13 | $ 2,200,000 | $ 169,000 | $ 60,000 |
| Ashland County Ohio | 12 | $ 1,380,000 | $ 115,000 | $ 62,000 |
| Butler County Ohio | 12 | $ 1,518,000 | $ 126,000 | $ 122,000 |
| Preble County Ohio | 12 | $ 846,000 | $ 70,000 | $ 32,000 |
| Summit County Ohio | 12 | $ 910,000 | $ 75,000 | $ 66,000 |
| Wayne County Ohio | 12 | $ 1,221,000 | $ 101,000 | $ 60,000 |
| Cumberland County North Carolina | 11 | $ 894,000 | $ 81,000 | $ 43,000 |
| Champaign County Ohio | 11 | $ 1,040,000 | $ 94,000 | $ 58,000 |
| Fairfield County Ohio | 11 | $ 987,000 | $ 89,000 | $ 43,000 |
| Highland County Ohio | 11 | $ 1,397,000 | $ 127,000 | $ 56,000 |
| Marion County Ohio | 11 | $ 852,000 | $ 77,000 | $ 35,000 |
| Columbiana County Ohio | 10 | $ 735,000 | $ 73,000 | $ 66,000 |
| Greene County Ohio | 10 | $ 923,000 | $ 92,000 | $ 67,000 |
| Guernsey County Ohio | 10 | $ 911,000 | $ 91,000 | $ 51,000 |
| Kent County Michigan | 9 | $ 1,067,000 | $ 118,000 | $ 37,000 |
| Clark County Ohio | 9 | $ 722,000 | $ 80,000 | $ 35,000 |
| Stark County Ohio | 9 | $ 833,000 | $ 92,000 | $ 34,000 |
| Monroe County New York | 8 | $ 648,000 | $ 81,000 | $ 50,000 |
| Marion County Indiana | 7 | $ 447,000 | $ 63,000 | $ 33,000 |
| Allen County Ohio | 7 | $ 1,264,000 | $ 180,000 | $ 52,000 |
| Ashtabula County Ohio | 7 | $ 297,000 | $ 42,000 | $ 48,000 |
| Belmont County Ohio | 7 | $ 533,000 | $ 76,000 | $ 36,000 |
| Darke County Ohio | 7 | $ 596,000 | $ 85,000 | $ 31,000 |
| Hamilton County Ohio | 7 | $ 857,000 | $ 122,000 | $ 29,000 |
| Hardin County Ohio | 7 | $ 757,000 | $ 108,000 | $ 46,000 |
| Hocking County Ohio | 7 | $ 669,000 | $ 95,000 | $ 45,000 |
| Morrow County Ohio | 7 | $ 831,000 | $ 118,000 | $ 59,000 |
| Trumbull County Ohio | 7 | $ 690,000 | $ 98,000 | $ 57,000 |
| Butler County Pennsylvania | 7 | $ 1,107,000 | $ 158,000 | $ 64,000 |
| Fayette County Kentucky | 6 | $ 537,000 | $ 89,000 | $ 49,000 |
| Gladwin County Michigan | 6 | $ 649,000 | $ 108,000 | $ 38,000 |
| Ingham County Michigan | 6 | $ 490,000 | $ 81,000 | $ 43,000 |
| DeSoto County Mississippi | 6 | $ 688,000 | $ 114,000 | $ 45,000 |
| Erie County New York | 6 | $ 563,000 | $ 93,000 | $ 56,000 |
| Wayne County New York | 6 | $ 317,000 | $ 52,000 | $ 52,000 |
| Alamance County North Carolina | 6 | $ 596,000 | $ 99,000 | $ 34,000 |
| Guilford County North Carolina | 6 | $ 653,000 | $ 108,000 | $ 38,000 |
| Onslow County North Carolina | 6 | $ 526,000 | $ 87,000 | $ 22,000 |
| Carroll County Ohio | 6 | $ 654,000 | $ 109,000 | $ 52,000 |
| Geauga County Ohio | 6 | $ 402,000 | $ 67,000 | $ 55,000 |
| Portage County Ohio | 6 | $ 1,002,000 | $ 167,000 | $ 65,000 |
| Richland County Ohio | 6 | $ 449,000 | $ 74,000 | $ 48,000 |
| Ross County Ohio | 6 | $ 456,000 | $ 76,000 | $ 39,000 |
| Scioto County Ohio | 6 | $ 424,000 | $ 70,000 | $ 45,000 |
| Allegheny County Pennsylvania | 6 | $ 720,000 | $ 120,000 | $ 64,000 |
| Hamilton County Indiana | 5 | $ 688,000 | $ 137,000 | $ 107,000 |
| Boone County Kentucky | 5 | $ 744,000 | $ 148,000 | $ 81,000 |
| Allegan County Michigan | 5 | $ 603,000 | $ 120,000 | $ 54,000 |
| Catawba County North Carolina | 5 | $ 329,000 | $ 65,000 | $ 26,000 |
| Mecklenburg County North Carolina | 5 | $ 527,000 | $ 105,000 | $ 46,000 |
| Wake County North Carolina | 5 | $ 509,000 | $ 101,000 | $ 44,000 |
| Clermont County Ohio | 5 | $ 433,000 | $ 86,000 | $ 38,000 |
| Delaware County Ohio | 5 | $ 584,000 | $ 116,000 | $ 57,000 |
| Fayette County Ohio | 5 | $ 569,000 | $ 113,000 | $ 43,000 |
| Harrison County Ohio | 5 | $ 465,000 | $ 93,000 | $ 34,000 |
| Jefferson County Ohio | 5 | $ 317,000 | $ 63,000 | $ 37,000 |
| Mahoning County Ohio | 5 | $ 685,000 | $ 137,000 | $ 60,000 |
| Medina County Ohio | 5 | $ 1,068,000 | $ 213,000 | $ 52,000 |
| Monroe County Ohio | 5 | $ 514,000 | $ 102,000 | $ 31,000 |
| Perry County Ohio | 5 | $ 334,000 | $ 66,000 | $ 36,000 |
| Cheboygan County Michigan | 4 | $ 433,000 | $ 108,000 | $ 38,000 |
| Jackson County Michigan | 4 | $ 415,000 | $ 103,000 | $ 37,000 |
| Oakland County Michigan | 4 | $ 644,000 | $ 161,000 | $ 76,000 |
| Shiawassee County Michigan | 4 | $ 521,000 | $ 130,000 | $ 191,000 |
| Lauderdale County Mississippi | 4 | $ 207,000 | $ 51,000 | $ 40,000 |
| Rankin County Mississippi | 4 | $ 286,000 | $ 71,000 | $ 45,000 |
| Camden County New Jersey | 4 | $ 382,000 | $ 95,000 | $ 54,000 |
| Albany County New York | 4 | $ 441,000 | $ 110,000 | $ 53,000 |
| Johnston County North Carolina | 4 | $ 430,000 | $ 107,000 | $ 53,000 |
| Rowan County North Carolina | 4 | $ 342,000 | $ 85,000 | $ 31,000 |
| Lorain County Ohio | 4 | $ 482,000 | $ 120,000 | $ 58,000 |
| Morgan County Ohio | 4 | $ 383,000 | $ 95,000 | $ 22,000 |
| Tuscarawas County Ohio | 4 | $ 490,000 | $ 122,000 | $ 69,000 |
| Union County Ohio | 4 | $ 369,000 | $ 92,000 | $ 51,000 |
| Warren County Ohio | 4 | $ 900,000 | $ 225,000 | $ 43,000 |
| Wood County Ohio | 4 | $ 438,000 | $ 109,000 | $ 37,000 |
| Crawford County Pennsylvania | 4 | $ 553,000 | $ 138,000 | $ 39,000 |
| Lancaster County Pennsylvania | 4 | $ 934,000 | $ 233,000 | $ 128,000 |
| Washington County Pennsylvania | 4 | $ 381,000 | $ 95,000 | $ 38,000 |
| Westmoreland County Pennsylvania | 4 | $ 208,000 | $ 52,000 | $ 33,000 |
| Wood County West Virginia | 4 | $ 388,000 | $ 97,000 | $ 52,000 |
| Bracken County Kentucky | 3 | $ 337,000 | $ 112,000 | $ 49,000 |
| Estill County Kentucky | 3 | $ 249,000 | $ 83,000 | $ 36,000 |
| Hampden County Massachusetts | 3 | $ 386,000 | $ 128,000 | $ 215,000 |
| Barry County Michigan | 3 | $ 332,000 | $ 110,000 | $ 31,000 |
| Gratiot County Michigan | 3 | $ 152,000 | $ 50,000 | $ 37,000 |
| Kalamazoo County Michigan | 3 | $ 337,000 | $ 112,000 | $ 59,000 |
| Ottawa County Michigan | 3 | $ 337,000 | $ 112,000 | $ 48,000 |
| Roscommon County Michigan | 3 | $ 206,000 | $ 68,000 | $ 44,000 |
| St. Joseph County Michigan | 3 | $ 317,000 | $ 105,000 | $ 61,000 |
| Jackson County Mississippi | 3 | $ 230,000 | $ 76,000 | $ 24,000 |
| Warren County Mississippi | 3 | $ 218,000 | $ 72,000 | $ 55,000 |
| Chautauqua County New York | 3 | $ 206,000 | $ 68,000 | $ 49,000 |
| Onondaga County New York | 3 | $ 276,000 | $ 92,000 | $ 65,000 |
| Tompkins County New York | 3 | $ 278,000 | $ 92,000 | $ 51,000 |
| Caldwell County North Carolina | 3 | $ 280,000 | $ 93,000 | $ 36,000 |
| Forsyth County North Carolina | 3 | $ 274,000 | $ 91,000 | $ 48,000 |
| Henderson County North Carolina | 3 | $ 361,000 | $ 120,000 | $ 72,000 |
| Vance County North Carolina | 3 | $ 286,000 | $ 95,000 | $ 59,000 |
| Wayne County North Carolina | 3 | $ 289,000 | $ 96,000 | $ 49,000 |
| Athens County Ohio | 3 | $ 349,000 | $ 116,000 | $ 61,000 |
| Auglaize County Ohio | 3 | $ 400,000 | $ 133,000 | $ 30,000 |
| Clinton County Ohio | 3 | $ 346,000 | $ 115,000 | $ 100,000 |
| Crawford County Ohio | 3 | $ 222,000 | $ 74,000 | $ 42,000 |
| Erie County Ohio | 3 | $ 175,000 | $ 58,000 | $ 26,000 |
| Gallia County Ohio | 3 | $ 210,000 | $ 70,000 | $ 32,000 |
| Holmes County Ohio | 3 | $ 672,000 | $ 224,000 | $ 77,000 |
| Sandusky County Ohio | 3 | $ 278,000 | $ 92,000 | $ 66,000 |
| Seneca County Ohio | 3 | $ 344,000 | $ 114,000 | $ 81,000 |
| Shelby County Ohio | 3 | $ 217,000 | $ 72,000 | $ 36,000 |
| Washington County Ohio | 3 | $ 199,000 | $ 66,000 | $ 41,000 |
| Wyandot County Ohio | 3 | $ 343,000 | $ 114,000 | $ 55,000 |
| Fayette County Pennsylvania | 3 | $ 222,000 | $ 74,000 | $ 33,000 |
| Jefferson County Pennsylvania | 3 | $ 321,000 | $ 107,000 | $ 44,000 |
| Lawrence County Pennsylvania | 3 | $ 281,000 | $ 93,000 | $ 47,000 |
| Mercer County Pennsylvania | 3 | $ 367,000 | $ 122,000 | $ 58,000 |
| Northampton County Pennsylvania | 3 | $ 362,000 | $ 120,000 | $ 73,000 |
| Somerset County Pennsylvania | 3 | $ 175,000 | $ 58,000 | $ 45,000 |
| Maricopa County Arizona | 2 | $ 478,000 | $ 239,000 | $ 146,000 |
| Lee County Florida | 2 | $ 207,000 | $ 103,000 | $ 70,000 |
| Palm Beach County Florida | 2 | $ 285,000 | $ 142,000 | $ 18,000 |
| Fulton County Georgia | 2 | $ 134,000 | $ 67,000 | $ 81,000 |
| Blackford County Indiana | 2 | $ 118,000 | $ 59,000 | $ 46,000 |
| Elkhart County Indiana | 2 | $ 154,000 | $ 77,000 | $ 38,000 |
| Alpena County Michigan | 2 | $ 133,000 | $ 66,000 | $ 35,000 |
| Berrien County Michigan | 2 | $ 232,000 | $ 116,000 | $ 48,000 |
| Cass County Michigan | 2 | $ 125,000 | $ 62,000 | $ 42,000 |
| Clare County Michigan | 2 | $ 100,000 | $ 50,000 | $ 24,000 |
| Emmet County Michigan | 2 | $ 260,000 | $ 130,000 | $ 21,000 |
| Hillsdale County Michigan | 2 | $ 99,000 | $ 49,000 | $ 15,000 |
| Iosco County Michigan | 2 | $ 182,000 | $ 91,000 | $ 49,000 |
| Kalkaska County Michigan | 2 | $ 157,000 | $ 78,000 | $ 34,000 |
| Marquette County Michigan | 2 | $ 130,000 | $ 65,000 | $ 40,000 |
| Mecosta County Michigan | 2 | $ 237,000 | $ 118,000 | $ 44,000 |
| Muskegon County Michigan | 2 | $ 170,000 | $ 85,000 | $ 32,000 |
| Newaygo County Michigan | 2 | $ 283,000 | $ 141,000 | $ 41,000 |
| Oscoda County Michigan | 2 | $ 244,000 | $ 122,000 | $ 36,000 |
| St. Clair County Michigan | 2 | $ 218,000 | $ 109,000 | $ 53,000 |
| Lincoln County Mississippi | 2 | $ 155,000 | $ 77,000 | $ 55,000 |
| Madison County Mississippi | 2 | $ 195,000 | $ 97,000 | $ 28,000 |
| Pike County Mississippi | 2 | $ 167,000 | $ 83,000 | $ 33,000 |
| Scott County Mississippi | 2 | $ 96,000 | $ 48,000 | $ 148,000 |
| Sunflower County Mississippi | 2 | $ 98,000 | $ 49,000 | $ 34,000 |
| Union County Mississippi | 2 | $ 107,000 | $ 53,000 | $ 53,000 |
| Winston County Mississippi | 2 | $ 277,000 | $ 138,000 | $ 53,000 |
| Broome County New York | 2 | $ 151,000 | $ 75,000 | $ 73,000 |
| Cattaraugus County New York | 2 | $ 131,000 | $ 65,000 | $ 26,000 |
| Cayuga County New York | 2 | $ 143,000 | $ 71,000 | $ 27,000 |
| Chemung County New York | 2 | $ 135,000 | $ 67,000 | $ 48,000 |
| Dutchess County New York | 2 | $ 274,000 | $ 137,000 | $ 37,000 |
| Niagara County New York | 2 | $ 182,000 | $ 91,000 | $ 50,000 |
| Ontario County New York | 2 | $ 115,000 | $ 57,000 | $ 35,000 |
| Rensselaer County New York | 2 | $ 205,000 | $ 102,000 | $ 63,000 |
| Richmond County New York | 2 | $ 463,000 | $ 231,000 | $ 60,000 |
| Schenectady County New York | 2 | $ 116,000 | $ 58,000 | $ 39,000 |
| St. Lawrence County New York | 2 | $ 118,000 | $ 59,000 | $ 44,000 |
| Ulster County New York | 2 | $ 199,000 | $ 99,000 | $ 44,000 |
| Burke County North Carolina | 2 | $ 160,000 | $ 80,000 | $ 37,000 |
| Craven County North Carolina | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| Currituck County North Carolina | 2 | $ 218,000 | $ 109,000 | $ 50,000 |
| Davidson County North Carolina | 2 | $ 279,000 | $ 139,000 | $ 48,000 |
| Davie County North Carolina | 2 | $ 233,000 | $ 116,000 | $ 52,000 |
| Duplin County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 21,000 |
| Gaston County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 46,000 |
| Granville County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 71,000 |
| Harnett County North Carolina | 2 | $ 135,000 | $ 67,000 | $ 30,000 |
| Lincoln County North Carolina | 2 | $ 102,000 | $ 51,000 | $ 24,000 |
| McDowell County North Carolina | 2 | $ 190,000 | $ 95,000 | $ 36,000 |
| Mitchell County North Carolina | 2 | $ 110,000 | $ 55,000 | $ 45,000 |
| New Hanover County North Carolina | 2 | $ 209,000 | $ 104,000 | $ 61,000 |
| Richmond County North Carolina | 2 | $ 150,000 | $ 75,000 | $ 61,000 |
| Robeson County North Carolina | 2 | $ 114,000 | $ 57,000 | $ 20,000 |
| Rockingham County North Carolina | 2 | $ 195,000 | $ 97,000 | $ 33,000 |
| Scotland County North Carolina | 2 | $ 246,000 | $ 123,000 | $ 72,000 |
| Wilkes County North Carolina | 2 | $ 147,000 | $ 73,000 | $ 51,000 |
| Adams County Ohio | 2 | $ 89,000 | $ 44,000 | $ 29,000 |
| Coshocton County Ohio | 2 | $ 116,000 | $ 58,000 | $ 9,000 |
| Defiance County Ohio | 2 | $ 259,000 | $ 129,000 | $ 82,000 |
| Huron County Ohio | 2 | $ 178,000 | $ 89,000 | $ 31,000 |
| Lucas County Ohio | 2 | $ 162,000 | $ 81,000 | $ 50,000 |
| Madison County Ohio | 2 | $ 212,000 | $ 106,000 | $ 54,000 |
| Pickaway County Ohio | 2 | $ 256,000 | $ 128,000 | $ 40,000 |
| Pike County Ohio | 2 | $ 282,000 | $ 141,000 | $ 67,000 |
| Van Wert County Ohio | 2 | $ 153,000 | $ 76,000 | $ 36,000 |
| Armstrong County Pennsylvania | 2 | $ 177,000 | $ 88,000 | $ 51,000 |
| Cumberland County Pennsylvania | 2 | $ 371,000 | $ 185,000 | $ 44,000 |
| Indiana County Pennsylvania | 2 | $ 154,000 | $ 77,000 | $ 57,000 |
| York County Pennsylvania | 2 | $ 240,000 | $ 120,000 | $ 73,000 |
| Brooke County West Virginia | 2 | $ 185,000 | $ 92,000 | $ 97,000 |
| Baldwin County Alabama | 1 | $ 225,000 | $ 225,000 | $ 82,000 |
| Mobile County Alabama | 1 | $ 218,000 | $ 218,000 | $ 74,000 |
| Gila County Arizona | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Los Angeles County California | 1 | $ 595,000 | $ 595,000 | $ 450,000 |
| Elbert County Colorado | 1 | $ 660,000 | $ 660,000 | $ 122,000 |
| Fremont County Colorado | 1 | $ 260,000 | $ 260,000 | $ 54,000 |
| Alachua County Florida | 1 | $ 85,000 | $ 85,000 | $ 17,000 |
| Brevard County Florida | 1 | $ 71,000 | $ 71,000 | $ 30,000 |
| Clay County Florida | 1 | $ 42,000 | $ 42,000 | $ 181,000 |
| Hillsborough County Florida | 1 | $ 171,000 | $ 171,000 | $ 120,000 |
| Marion County Florida | 1 | $ 238,000 | $ 238,000 | $ 91,000 |
| Pasco County Florida | 1 | $ 187,000 | $ 187,000 | $ 75,000 |
| Pinellas County Florida | 1 | $ 252,000 | $ 252,000 | $ 180,000 |
| Polk County Florida | 1 | $ 143,000 | $ 143,000 | $ 109,000 |
| Sumter County Florida | 1 | $ 149,000 | $ 149,000 | $ 61,000 |
| Laurens County Georgia | 1 | $ 125,000 | $ 125,000 | $ 182,000 |
| Cook County Illinois | 1 | $ 57,000 | $ 57,000 | $ 64,000 |
| Will County Illinois | 1 | $ 174,000 | $ 174,000 | $ 58,000 |
| Allen County Indiana | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Boone County Indiana | 1 | $ 46,000 | $ 46,000 | $ 279,000 |
| Carroll County Indiana | 1 | $ 67,000 | $ 67,000 | $ 25,000 |
| Cass County Indiana | 1 | $ 85,000 | $ 85,000 | $ 50,000 |
| Dearborn County Indiana | 1 | $ 102,000 | $ 102,000 | $ 60,000 |
| Decatur County Indiana | 1 | $ 25,000 | $ 25,000 | $ 74,000 |
| Kosciusko County Indiana | 1 | $ 104,000 | $ 104,000 | $ 30,000 |
| LaPorte County Indiana | 1 | $ 140,000 | $ 140,000 | $ 22,000 |
| Madison County Indiana | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Porter County Indiana | 1 | $ 86,000 | $ 86,000 | $ 120,000 |
| Shelby County Indiana | 1 | $ 225,000 | $ 225,000 | $ 144,000 |
| St. Joseph County Indiana | 1 | $ 85,000 | $ 85,000 | $ 31,000 |
| Starke County Indiana | 1 | $ 102,000 | $ 102,000 | $ 56,000 |
| Calloway County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 44,000 |
| Clark County Kentucky | 1 | $ 147,000 | $ 147,000 | $ 81,000 |
| Franklin County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Grant County Kentucky | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Hancock County Kentucky | 1 | $ 104,000 | $ 104,000 | $ 41,000 |
| Harrison County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 48,000 |
| Jefferson County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 39,000 |
| Kenton County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 65,000 |
| Pulaski County Kentucky | 1 | $ 39,000 | $ 39,000 | $ 40,000 |
| Rowan County Kentucky | 1 | $ 248,000 | $ 248,000 | $ 75,000 |
| Shelby County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 22,000 |
| Berkshire County Massachusetts | 1 | $ 197,000 | $ 197,000 | $ 60,000 |
| Bristol County Massachusetts | 1 | $ 180,000 | $ 180,000 | $ 125,000 |
| Middlesex County Massachusetts | 1 | $ 218,000 | $ 218,000 | $ 86,000 |
| Plymouth County Massachusetts | 1 | $ 240,000 | $ 240,000 | $ 68,000 |
| Antrim County Michigan | 1 | $ 91,000 | $ 91,000 | $ 47,000 |
| Calhoun County Michigan | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Chippewa County Michigan | 1 | $ 105,000 | $ 105,000 | $ 34,000 |
| Delta County Michigan | 1 | $ 37,000 | $ 37,000 | $ 17,000 |
| Dickinson County Michigan | 1 | $ 31,000 | $ 31,000 | $ 40,000 |
| Eaton County Michigan | 1 | $ 96,000 | $ 96,000 | $ 35,000 |
| Iron County Michigan | 1 | $ 52,000 | $ 52,000 | $ 38,000 |
| Isabella County Michigan | 1 | $ 116,000 | $ 116,000 | $ 60,000 |
| Lenawee County Michigan | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Livingston County Michigan | 1 | $ 64,000 | $ 64,000 | $ 38,000 |
| Midland County Michigan | 1 | $ 72,000 | $ 72,000 | $ 58,000 |
| Missaukee County Michigan | 1 | $ 67,000 | $ 67,000 | $ 23,000 |
| Oceana County Michigan | 1 | $ 84,000 | $ 84,000 | $ 21,000 |
| Ogemaw County Michigan | 1 | $ 120,000 | $ 120,000 | $ 32,000 |
| Presque Isle County Michigan | 1 | $ 150,000 | $ 150,000 | $ 54,000 |
| Sanilac County Michigan | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Tuscola County Michigan | 1 | $ 88,000 | $ 88,000 | $ 39,000 |
| Van Buren County Michigan | 1 | $ 67,000 | $ 67,000 | $ 40,000 |
| Wexford County Michigan | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Hennepin County Minnesota | 1 | $ 156,000 | $ 156,000 | $ 72,000 |
| Adams County Mississippi | 1 | $ 71,000 | $ 71,000 | $ 84,000 |
| Bolivar County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 39,000 |
| Coahoma County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 29,000 |
| Covington County Mississippi | 1 | $ 76,000 | $ 76,000 | $ 57,000 |
| Forrest County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Greene County Mississippi | 1 | $ 236,000 | $ 236,000 | $ 127,000 |
| Hancock County Mississippi | 1 | $ 100,000 | $ 100,000 | $ 45,000 |
| Lowndes County Mississippi | 1 | $ 96,000 | $ 96,000 | $ 41,000 |
| Panola County Mississippi | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Pearl River County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 33,000 |
| Simpson County Mississippi | 1 | $ 64,000 | $ 64,000 | $ 261,000 |
| Tate County Mississippi | 1 | $ 58,000 | $ 58,000 | $ 24,000 |
| Washington County Mississippi | 1 | $ 79,000 | $ 79,000 | $ 51,000 |
| Cape Girardeau County Missouri | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Atlantic County New Jersey | 1 | $ 23,000 | $ 23,000 | $ 74,000 |
| Bergen County New Jersey | 1 | $ 246,000 | $ 246,000 | $ 84,000 |
| Burlington County New Jersey | 1 | $ 118,000 | $ 118,000 | $ 67,000 |
| Cape May County New Jersey | 1 | $ 212,000 | $ 212,000 | $ 70,000 |
| Essex County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Mercer County New Jersey | 1 | $ 111,000 | $ 111,000 | $ 20,000 |
| Middlesex County New Jersey | 1 | $ 126,000 | $ 126,000 | $ 40,000 |
| Monmouth County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Ocean County New Jersey | 1 | $ 81,000 | $ 81,000 | $ 41,000 |
| Warren County New Jersey | 1 | $ 134,000 | $ 134,000 | $ 80,000 |
| Sandoval County New Mexico | 1 | $ 167,000 | $ 167,000 | $ 118,000 |
| Clinton County New York | 1 | $ 170,000 | $ 170,000 | $ 29,000 |
| Essex County New York | 1 | $ 57,000 | $ 57,000 | $ 50,000 |
| Franklin County New York | 1 | $ 68,000 | $ 68,000 | $ 36,000 |
| Jefferson County New York | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Livingston County New York | 1 | $ 102,000 | $ 102,000 | $ 84,000 |
| Nassau County New York | 1 | $ 80,000 | $ 80,000 | $ 70,000 |
| Oneida County New York | 1 | $ 47,000 | $ 47,000 | $ 54,000 |
| Orange County New York | 1 | $ 135,000 | $ 135,000 | $ 30,000 |
| Orleans County New York | 1 | $ 77,000 | $ 77,000 | $ 28,000 |
| Otsego County New York | 1 | $ 51,000 | $ 51,000 | $ 24,000 |
| Steuben County New York | 1 | $ 33,000 | $ 33,000 | $ 66,000 |
| Suffolk County New York | 1 | $ 136,000 | $ 136,000 | $ 40,000 |
| Warren County New York | 1 | $ 52,000 | $ 52,000 | $ 42,000 |
| Washington County New York | 1 | $ 86,000 | $ 86,000 | $ 40,000 |
| Westchester County New York | 1 | $ 164,000 | $ 164,000 | $ 48,000 |
| Cabarrus County North Carolina | 1 | $ 153,000 | $ 153,000 | $ 50,000 |
| Carteret County North Carolina | 1 | $ 86,000 | $ 86,000 | $ 30,000 |
| Clay County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 18,000 |
| Cleveland County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Columbus County North Carolina | 1 | $ 45,000 | $ 45,000 | $ 40,000 |
| Durham County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Franklin County North Carolina | 1 | $ 90,000 | $ 90,000 | $ 36,000 |
| Greene County North Carolina | 1 | $ 72,000 | $ 72,000 | $ 114,000 |
| Halifax County North Carolina | 1 | $ 108,000 | $ 108,000 | $ 60,000 |
| Hertford County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 53,000 |
| Hoke County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 27,000 |
| Jones County North Carolina | 1 | $ 56,000 | $ 56,000 | $ 44,000 |
| Lenoir County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Macon County North Carolina | 1 | $ 132,000 | $ 132,000 | $ 44,000 |
| Martin County North Carolina | 1 | $ 81,000 | $ 81,000 | $ 27,000 |
| Nash County North Carolina | 1 | $ 121,000 | $ 121,000 | $ 78,000 |
| Pitt County North Carolina | 1 | $ 111,000 | $ 111,000 | $ 28,000 |
| Rutherford County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 27,000 |
| Stokes County North Carolina | 1 | $ 83,000 | $ 83,000 | $ 55,000 |
| Union County North Carolina | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Wilson County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 67,000 |
| Hancock County Ohio | 1 | $ 19,000 | $ 19,000 | $ 63,000 |
| Henry County Ohio | 1 | $ 119,000 | $ 119,000 | $ 93,000 |
| Jackson County Ohio | 1 | $ 47,000 | $ 47,000 | $ 18,000 |
| Lawrence County Ohio | 1 | $ 76,000 | $ 76,000 | $ 53,000 |
| Meigs County Ohio | 1 | $ 71,000 | $ 71,000 | $ 38,000 |
| Mercer County Ohio | 1 | $ 80,000 | $ 80,000 | $ 48,000 |
| Miami County Ohio | 1 | $ 20,000 | $ 20,000 | $ 0 |
| Ottawa County Ohio | 1 | $ 80,000 | $ 80,000 | $ 59,000 |
| Putnam County Ohio | 1 | $ 60,000 | $ 60,000 | $ 34,000 |
| Vinton County Ohio | 1 | $ 76,000 | $ 76,000 | $ 34,000 |
| Williams County Ohio | 1 | $ 136,000 | $ 136,000 | $ 49,000 |
| Yamhill County Oregon | 1 | $ 265,000 | $ 265,000 | $ 35,000 |
| Bedford County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 996,000 |
| Chester County Pennsylvania | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Erie County Pennsylvania | 1 | $ 93,000 | $ 93,000 | $ 43,000 |
| Greene County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Montgomery County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 19,000 |
| Philadelphia County Pennsylvania | 1 | $ 47,000 | $ 47,000 | $ 15,000 |
| Aiken County South Carolina | 1 | $ 53,000 | $ 53,000 | $ 71,000 |
| Roane County Tennessee | 1 | $ 89,000 | $ 89,000 | $ 16,000 |
| Shelby County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Harris County Texas | 1 | $ 164,000 | $ 164,000 | $ 179,000 |
| Essex County Virginia | 1 | $ 97,000 | $ 97,000 | $ 37,000 |
| Barbour County West Virginia | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Jackson County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Marion County West Virginia | 1 | $ 63,000 | $ 63,000 | $ 48,000 |
| Randolph County West Virginia | 1 | $ 266,000 | $ 266,000 | $ 417,000 |
| Tyler County West Virginia | 1 | $ 67,000 | $ 67,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,120 | $115,958,000 | $140,782 | $780,000 | $68,956 | $588,000 |
| Home Purchase | 220 | $22,182,000 | $138,875 | $595,000 | $112,437 | $996,000 |
| Home Improvement | 36 | $176,000 | $4,000 | $40,000 | $57,000 | $142,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 983 | $101,010,000 | $149,391 | $780,000 | $79,260 | $996,000 |
| Not Provided | 184 | $14,846,000 | $129,625 | $314,000 | $92,250 | $385,000 |
| Black or African American | 132 | $12,424,000 | $121,692 | $608,000 | $70,307 | $588,000 |
| Not applicable | 58 | $8,121,000 | $140,000 | $333,000 | $0 | $0 |
| Hispanic | 9 | $840,000 | $92,500 | $134,000 | $55,000 | $93,000 |
| American Indian or Alaskan Native | 6 | $675,000 | $127,333 | $194,000 | $52,333 | $109,000 |
| Asian | 4 | $400,000 | $100,000 | $136,000 | $59,750 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,373 | $138,092,000 | $153,777 | $780,000 | $84,481 | $996,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $96,000 | $48,000 | $49,000 | $14,500 | $15,000 |
| VA-guaranteed (Veterans Administration) | 1 | $128,000 | $128,000 | $128,000 | $96,000 | $96,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 570 | $57,411,000 | $141,500 | $595,000 | $89,300 | $996,000 |
| Application Denied By Financial Institution | 399 | $36,966,000 | $105,769 | $608,000 | $57,076 | $588,000 |
| Loan Originated | 310 | $31,306,000 | $146,470 | $780,000 | $65,411 | $420,000 |
| Loan Purchased By The Institution | 58 | $8,121,000 | $140,000 | $333,000 | $0 | $0 |
| Application Approved But Not Accepted | 39 | $4,512,000 | $135,727 | $300,000 | $86,454 | $417,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 183 | $15,038,000 | $92,636 | $359,000 | $53,636 | $588,000 |
| Collateral | 155 | $15,763,000 | $103,916 | $363,000 | $52,000 | $261,000 |
| Other | 25 | $3,096,000 | $120,333 | $608,000 | $74,333 | $370,000 |
| Unverifiable Information | 15 | $1,241,000 | $76,400 | $147,000 | $42,200 | $142,000 |
| Debt-To-Income Ratio | 15 | $1,448,000 | $106,400 | $490,000 | $38,000 | $162,000 |
| Employment History | 3 | $212,000 | $70,666 | $111,000 | $29,333 | $41,000 |
| Credit Application Incomplete | 2 | $119,000 | $59,500 | $68,000 | $113,000 | $180,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $49,000 | $49,000 | $49,000 | $29,000 | $29,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.