United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
United Midwest Savings Bank 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,403 |
| Total Mortgage Loan Application Amount | $155,662,000 |
| Average Mortgage Loan Application Amount | $163,102 |
| Highest Mortgage Loan Application Amount | $690,000 |
| Average Applicant Income | $81,142 |
| Highest Applicant Income | $905,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 108 | $ 11,603,000 | $ 107,000 | $ 44,000 |
| Wayne County Michigan | 52 | $ 6,022,000 | $ 115,000 | $ 52,000 |
| Logan County Ohio | 50 | $ 4,180,000 | $ 83,000 | $ 52,000 |
| Cuyahoga County Ohio | 35 | $ 3,401,000 | $ 97,000 | $ 47,000 |
| Pendleton County Kentucky | 31 | $ 2,375,000 | $ 76,000 | $ 64,000 |
| Montgomery County Ohio | 24 | $ 2,215,000 | $ 92,000 | $ 46,000 |
| Kent County Michigan | 23 | $ 2,730,000 | $ 118,000 | $ 42,000 |
| Macomb County Michigan | 22 | $ 2,845,000 | $ 129,000 | $ 62,000 |
| Hamilton County Ohio | 22 | $ 2,471,000 | $ 112,000 | $ 61,000 |
| Licking County Ohio | 21 | $ 3,095,000 | $ 147,000 | $ 65,000 |
| Genesee County Michigan | 20 | $ 1,665,000 | $ 83,000 | $ 45,000 |
| Marion County Ohio | 17 | $ 1,649,000 | $ 97,000 | $ 40,000 |
| Saginaw County Michigan | 16 | $ 1,486,000 | $ 92,000 | $ 38,000 |
| Summit County Ohio | 15 | $ 1,760,000 | $ 117,000 | $ 70,000 |
| Muskingum County Ohio | 14 | $ 1,465,000 | $ 104,000 | $ 50,000 |
| Champaign County Ohio | 12 | $ 1,490,000 | $ 124,000 | $ 37,000 |
| Delaware County Ohio | 12 | $ 2,642,000 | $ 220,000 | $ 57,000 |
| Hardin County Ohio | 12 | $ 1,219,000 | $ 101,000 | $ 45,000 |
| Washington County Ohio | 12 | $ 863,000 | $ 71,000 | $ 32,000 |
| Berrien County Michigan | 11 | $ 1,091,000 | $ 99,000 | $ 37,000 |
| Lapeer County Michigan | 11 | $ 1,645,000 | $ 149,000 | $ 65,000 |
| Oakland County Michigan | 11 | $ 2,077,000 | $ 188,000 | $ 73,000 |
| Clark County Ohio | 11 | $ 1,118,000 | $ 101,000 | $ 40,000 |
| Guernsey County Ohio | 11 | $ 748,000 | $ 68,000 | $ 31,000 |
| Knox County Ohio | 11 | $ 1,292,000 | $ 117,000 | $ 42,000 |
| Preble County Ohio | 11 | $ 1,022,000 | $ 92,000 | $ 51,000 |
| Allegheny County Pennsylvania | 11 | $ 1,446,000 | $ 131,000 | $ 58,000 |
| Ottawa County Michigan | 10 | $ 1,025,000 | $ 102,000 | $ 36,000 |
| Fairfield County Ohio | 10 | $ 2,103,000 | $ 210,000 | $ 81,000 |
| Highland County Ohio | 10 | $ 1,189,000 | $ 118,000 | $ 51,000 |
| Miami County Ohio | 10 | $ 1,121,000 | $ 112,000 | $ 49,000 |
| Ross County Ohio | 10 | $ 1,166,000 | $ 116,000 | $ 52,000 |
| Calhoun County Michigan | 9 | $ 755,000 | $ 83,000 | $ 57,000 |
| Kalamazoo County Michigan | 9 | $ 812,000 | $ 90,000 | $ 49,000 |
| Butler County Ohio | 9 | $ 728,000 | $ 80,000 | $ 47,000 |
| Bay County Michigan | 8 | $ 1,005,000 | $ 125,000 | $ 44,000 |
| Muskegon County Michigan | 8 | $ 935,000 | $ 116,000 | $ 38,000 |
| Van Buren County Michigan | 8 | $ 761,000 | $ 95,000 | $ 45,000 |
| Columbiana County Ohio | 8 | $ 793,000 | $ 99,000 | $ 31,000 |
| Lucas County Ohio | 8 | $ 948,000 | $ 118,000 | $ 75,000 |
| Scioto County Ohio | 8 | $ 761,000 | $ 95,000 | $ 37,000 |
| Shelby County Ohio | 8 | $ 611,000 | $ 76,000 | $ 30,000 |
| Stark County Ohio | 8 | $ 810,000 | $ 101,000 | $ 34,000 |
| Tuscarawas County Ohio | 8 | $ 703,000 | $ 87,000 | $ 47,000 |
| Warren County Ohio | 8 | $ 1,183,000 | $ 147,000 | $ 44,000 |
| Lake County Indiana | 7 | $ 735,000 | $ 105,000 | $ 41,000 |
| Marion County Indiana | 7 | $ 1,211,000 | $ 173,000 | $ 47,000 |
| Allen County Ohio | 7 | $ 512,000 | $ 73,000 | $ 57,000 |
| Perry County Ohio | 7 | $ 548,000 | $ 78,000 | $ 49,000 |
| Trumbull County Ohio | 7 | $ 626,000 | $ 89,000 | $ 47,000 |
| Union County Ohio | 7 | $ 664,000 | $ 94,000 | $ 52,000 |
| LaPorte County Indiana | 6 | $ 626,000 | $ 104,000 | $ 50,000 |
| Allegan County Michigan | 6 | $ 616,000 | $ 102,000 | $ 51,000 |
| Jackson County Michigan | 6 | $ 649,000 | $ 108,000 | $ 45,000 |
| Montcalm County Michigan | 6 | $ 586,000 | $ 97,000 | $ 36,000 |
| Belmont County Ohio | 6 | $ 628,000 | $ 104,000 | $ 51,000 |
| Brown County Ohio | 6 | $ 559,000 | $ 93,000 | $ 37,000 |
| Jefferson County Ohio | 6 | $ 356,000 | $ 59,000 | $ 44,000 |
| Lake County Ohio | 6 | $ 353,000 | $ 58,000 | $ 45,000 |
| Lawrence County Ohio | 6 | $ 424,000 | $ 70,000 | $ 44,000 |
| Richland County Ohio | 6 | $ 539,000 | $ 89,000 | $ 44,000 |
| Palm Beach County Florida | 5 | $ 798,000 | $ 159,000 | $ 56,000 |
| Gladwin County Michigan | 5 | $ 328,000 | $ 65,000 | $ 15,000 |
| Ingham County Michigan | 5 | $ 513,000 | $ 102,000 | $ 49,000 |
| Ionia County Michigan | 5 | $ 521,000 | $ 104,000 | $ 39,000 |
| Livingston County Michigan | 5 | $ 934,000 | $ 186,000 | $ 41,000 |
| Adams County Ohio | 5 | $ 506,000 | $ 101,000 | $ 20,000 |
| Ashland County Ohio | 5 | $ 434,000 | $ 86,000 | $ 39,000 |
| Athens County Ohio | 5 | $ 491,000 | $ 98,000 | $ 37,000 |
| Crawford County Ohio | 5 | $ 450,000 | $ 90,000 | $ 41,000 |
| Fayette County Ohio | 5 | $ 303,000 | $ 60,000 | $ 32,000 |
| Jackson County Ohio | 5 | $ 397,000 | $ 79,000 | $ 51,000 |
| Medina County Ohio | 5 | $ 576,000 | $ 115,000 | $ 40,000 |
| Hillsborough County Florida | 4 | $ 316,000 | $ 79,000 | $ 56,000 |
| Barry County Michigan | 4 | $ 399,000 | $ 99,000 | $ 54,000 |
| Hillsdale County Michigan | 4 | $ 406,000 | $ 101,000 | $ 56,000 |
| Iron County Michigan | 4 | $ 307,000 | $ 76,000 | $ 27,000 |
| Newaygo County Michigan | 4 | $ 430,000 | $ 107,000 | $ 43,000 |
| Auglaize County Ohio | 4 | $ 267,000 | $ 66,000 | $ 27,000 |
| Clinton County Ohio | 4 | $ 467,000 | $ 116,000 | $ 22,000 |
| Darke County Ohio | 4 | $ 443,000 | $ 110,000 | $ 34,000 |
| Henry County Ohio | 4 | $ 358,000 | $ 89,000 | $ 42,000 |
| Lorain County Ohio | 4 | $ 355,000 | $ 88,000 | $ 44,000 |
| Mercer County Ohio | 4 | $ 375,000 | $ 93,000 | $ 51,000 |
| Pickaway County Ohio | 4 | $ 459,000 | $ 114,000 | $ 69,000 |
| Portage County Ohio | 4 | $ 572,000 | $ 143,000 | $ 36,000 |
| Sandusky County Ohio | 4 | $ 492,000 | $ 123,000 | $ 77,000 |
| Wayne County Ohio | 4 | $ 407,000 | $ 101,000 | $ 31,000 |
| Wood County Ohio | 4 | $ 559,000 | $ 139,000 | $ 48,000 |
| Wyandot County Ohio | 4 | $ 349,000 | $ 87,000 | $ 36,000 |
| Butler County Pennsylvania | 4 | $ 557,000 | $ 139,000 | $ 37,000 |
| Delaware County Pennsylvania | 4 | $ 484,000 | $ 121,000 | $ 44,000 |
| Fayette County Pennsylvania | 4 | $ 259,000 | $ 64,000 | $ 68,000 |
| El Paso County Colorado | 3 | $ 371,000 | $ 123,000 | $ 27,000 |
| Miami-Dade County Florida | 3 | $ 250,000 | $ 83,000 | $ 67,000 |
| Santa Rosa County Florida | 3 | $ 560,000 | $ 186,000 | $ 57,000 |
| Estill County Kentucky | 3 | $ 225,000 | $ 75,000 | $ 23,000 |
| Grant County Kentucky | 3 | $ 190,000 | $ 63,000 | $ 39,000 |
| Cass County Michigan | 3 | $ 210,000 | $ 70,000 | $ 42,000 |
| Lenawee County Michigan | 3 | $ 355,000 | $ 118,000 | $ 39,000 |
| Monroe County Michigan | 3 | $ 299,000 | $ 99,000 | $ 39,000 |
| Iredell County North Carolina | 3 | $ 464,000 | $ 154,000 | $ 58,000 |
| Defiance County Ohio | 3 | $ 186,000 | $ 62,000 | $ 44,000 |
| Erie County Ohio | 3 | $ 532,000 | $ 177,000 | $ 64,000 |
| Hancock County Ohio | 3 | $ 337,000 | $ 112,000 | $ 56,000 |
| Harrison County Ohio | 3 | $ 260,000 | $ 86,000 | $ 21,000 |
| Madison County Ohio | 3 | $ 421,000 | $ 140,000 | $ 65,000 |
| Morrow County Ohio | 3 | $ 279,000 | $ 93,000 | $ 51,000 |
| Ottawa County Ohio | 3 | $ 368,000 | $ 122,000 | $ 29,000 |
| Cambria County Pennsylvania | 3 | $ 107,000 | $ 35,000 | $ 34,000 |
| Crawford County Pennsylvania | 3 | $ 383,000 | $ 127,000 | $ 77,000 |
| Erie County Pennsylvania | 3 | $ 320,000 | $ 106,000 | $ 30,000 |
| Indiana County Pennsylvania | 3 | $ 290,000 | $ 96,000 | $ 43,000 |
| Montgomery County Pennsylvania | 3 | $ 482,000 | $ 160,000 | $ 42,000 |
| Benton County Washington | 3 | $ 478,000 | $ 159,000 | $ 78,000 |
| Maricopa County Arizona | 2 | $ 236,000 | $ 118,000 | $ 24,000 |
| Denver County Colorado | 2 | $ 385,000 | $ 192,000 | $ 61,000 |
| Jefferson County Colorado | 2 | $ 528,000 | $ 264,000 | $ 95,000 |
| Brevard County Florida | 2 | $ 214,000 | $ 107,000 | $ 49,000 |
| Duval County Florida | 2 | $ 221,000 | $ 110,000 | $ 35,000 |
| Lee County Florida | 2 | $ 206,000 | $ 103,000 | $ 60,000 |
| Pinellas County Florida | 2 | $ 203,000 | $ 101,000 | $ 26,000 |
| St. Lucie County Florida | 2 | $ 109,000 | $ 54,000 | $ 70,000 |
| Adams County Indiana | 2 | $ 166,000 | $ 83,000 | $ 54,000 |
| Blackford County Indiana | 2 | $ 238,000 | $ 119,000 | $ 32,000 |
| Dearborn County Indiana | 2 | $ 542,000 | $ 271,000 | $ 94,000 |
| Decatur County Indiana | 2 | $ 221,000 | $ 110,000 | $ 40,000 |
| Porter County Indiana | 2 | $ 203,000 | $ 101,000 | $ 38,000 |
| Steuben County Indiana | 2 | $ 181,000 | $ 90,000 | $ 24,000 |
| Fayette County Kentucky | 2 | $ 155,000 | $ 77,000 | $ 82,000 |
| St. Tammany County Louisiana | 2 | $ 304,000 | $ 152,000 | $ 43,000 |
| Benzie County Michigan | 2 | $ 322,000 | $ 161,000 | $ 51,000 |
| Chippewa County Michigan | 2 | $ 347,000 | $ 173,000 | $ 61,000 |
| Clare County Michigan | 2 | $ 141,000 | $ 70,000 | $ 31,000 |
| Delta County Michigan | 2 | $ 72,000 | $ 36,000 | $ 19,000 |
| Dickinson County Michigan | 2 | $ 115,000 | $ 57,000 | $ 37,000 |
| Eaton County Michigan | 2 | $ 265,000 | $ 132,000 | $ 60,000 |
| Isabella County Michigan | 2 | $ 285,000 | $ 142,000 | $ 27,000 |
| Midland County Michigan | 2 | $ 181,000 | $ 90,000 | $ 28,000 |
| Oceana County Michigan | 2 | $ 207,000 | $ 103,000 | $ 40,000 |
| Oscoda County Michigan | 2 | $ 174,000 | $ 87,000 | $ 28,000 |
| Roscommon County Michigan | 2 | $ 136,000 | $ 68,000 | $ 30,000 |
| Shiawassee County Michigan | 2 | $ 211,000 | $ 105,000 | $ 49,000 |
| St. Clair County Michigan | 2 | $ 282,000 | $ 141,000 | $ 47,000 |
| Wexford County Michigan | 2 | $ 417,000 | $ 208,000 | $ 44,000 |
| Hinds County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 26,000 |
| Humphreys County Mississippi | 2 | $ 100,000 | $ 50,000 | $ 53,000 |
| St. Louis City County Missouri | 2 | $ 85,000 | $ 42,000 | $ 48,000 |
| Oneida County New York | 2 | $ 140,000 | $ 70,000 | $ 55,000 |
| Onondaga County New York | 2 | $ 171,000 | $ 85,000 | $ 89,000 |
| Otsego County New York | 2 | $ 239,000 | $ 119,000 | $ 63,000 |
| Forsyth County North Carolina | 2 | $ 205,000 | $ 102,000 | $ 42,000 |
| Wilkes County North Carolina | 2 | $ 178,000 | $ 89,000 | $ 45,000 |
| Ashtabula County Ohio | 2 | $ 291,000 | $ 145,000 | $ 44,000 |
| Clermont County Ohio | 2 | $ 199,000 | $ 99,000 | $ 37,000 |
| Coshocton County Ohio | 2 | $ 160,000 | $ 80,000 | $ 34,000 |
| Fulton County Ohio | 2 | $ 162,000 | $ 81,000 | $ 70,000 |
| Greene County Ohio | 2 | $ 221,000 | $ 110,000 | $ 51,000 |
| Hocking County Ohio | 2 | $ 264,000 | $ 132,000 | $ 57,000 |
| Holmes County Ohio | 2 | $ 183,000 | $ 91,000 | $ 23,000 |
| Huron County Ohio | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Mahoning County Ohio | 2 | $ 64,000 | $ 32,000 | $ 92,000 |
| Meigs County Ohio | 2 | $ 201,000 | $ 100,000 | $ 72,000 |
| Morgan County Ohio | 2 | $ 204,000 | $ 102,000 | $ 58,000 |
| Seneca County Ohio | 2 | $ 262,000 | $ 131,000 | $ 61,000 |
| Vinton County Ohio | 2 | $ 90,000 | $ 45,000 | $ 29,000 |
| Williams County Ohio | 2 | $ 219,000 | $ 109,000 | $ 60,000 |
| Armstrong County Pennsylvania | 2 | $ 245,000 | $ 122,000 | $ 20,000 |
| Beaver County Pennsylvania | 2 | $ 278,000 | $ 139,000 | $ 52,000 |
| Bucks County Pennsylvania | 2 | $ 309,000 | $ 154,000 | $ 41,000 |
| Jefferson County Pennsylvania | 2 | $ 162,000 | $ 81,000 | $ 23,000 |
| Lackawanna County Pennsylvania | 2 | $ 324,000 | $ 162,000 | $ 112,000 |
| Mercer County Pennsylvania | 2 | $ 141,000 | $ 70,000 | $ 66,000 |
| Philadelphia County Pennsylvania | 2 | $ 183,000 | $ 91,000 | $ 25,000 |
| Somerset County Pennsylvania | 2 | $ 154,000 | $ 77,000 | $ 56,000 |
| Norfolk County Virginia | 2 | $ 233,000 | $ 116,000 | $ 51,000 |
| Prince William County Virginia | 2 | $ 235,000 | $ 117,000 | $ 49,000 |
| Virginia Beach County Virginia | 2 | $ 432,000 | $ 216,000 | $ 34,000 |
| Mason County Washington | 2 | $ 448,000 | $ 224,000 | $ 99,000 |
| Marshall County West Virginia | 2 | $ 147,000 | $ 73,000 | $ 52,000 |
| Wirt County West Virginia | 2 | $ 179,000 | $ 89,000 | $ 34,000 |
| Wood County West Virginia | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| Madison County Alabama | 1 | $ 452,000 | $ 452,000 | $ 250,000 |
| Mohave County Arizona | 1 | $ 121,000 | $ 121,000 | $ 45,000 |
| Pima County Arizona | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Pinal County Arizona | 1 | $ 110,000 | $ 110,000 | $ 78,000 |
| Adams County Colorado | 1 | $ 203,000 | $ 203,000 | $ 64,000 |
| Alamosa County Colorado | 1 | $ 70,000 | $ 70,000 | $ 17,000 |
| Arapahoe County Colorado | 1 | $ 200,000 | $ 200,000 | $ 54,000 |
| Elbert County Colorado | 1 | $ 660,000 | $ 660,000 | $ 53,000 |
| Mesa County Colorado | 1 | $ 320,000 | $ 320,000 | $ 66,000 |
| New Castle County Delaware | 1 | $ 192,000 | $ 192,000 | $ 180,000 |
| Alachua County Florida | 1 | $ 30,000 | $ 30,000 | $ 26,000 |
| Bay County Florida | 1 | $ 189,000 | $ 189,000 | $ 100,000 |
| Broward County Florida | 1 | $ 189,000 | $ 189,000 | $ 114,000 |
| Clay County Florida | 1 | $ 108,000 | $ 108,000 | $ 45,000 |
| Collier County Florida | 1 | $ 122,000 | $ 122,000 | $ 44,000 |
| Escambia County Florida | 1 | $ 89,000 | $ 89,000 | $ 40,000 |
| Highlands County Florida | 1 | $ 105,000 | $ 105,000 | $ 119,000 |
| Indian River County Florida | 1 | $ 522,000 | $ 522,000 | $ 360,000 |
| Manatee County Florida | 1 | $ 154,000 | $ 154,000 | $ 105,000 |
| Marion County Florida | 1 | $ 23,000 | $ 23,000 | $ 44,000 |
| Okaloosa County Florida | 1 | $ 129,000 | $ 129,000 | $ 51,000 |
| Okeechobee County Florida | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Pasco County Florida | 1 | $ 450,000 | $ 450,000 | $ 0 |
| Sarasota County Florida | 1 | $ 162,000 | $ 162,000 | $ 70,000 |
| Suwannee County Florida | 1 | $ 86,000 | $ 86,000 | $ 17,000 |
| Volusia County Florida | 1 | $ 57,000 | $ 57,000 | $ 30,000 |
| Whitfield County Georgia | 1 | $ 189,000 | $ 189,000 | $ 65,000 |
| Allen County Indiana | 1 | $ 76,000 | $ 76,000 | $ 22,000 |
| Clay County Indiana | 1 | $ 36,000 | $ 36,000 | $ 12,000 |
| Clinton County Indiana | 1 | $ 48,000 | $ 48,000 | $ 13,000 |
| Daviess County Indiana | 1 | $ 53,000 | $ 53,000 | $ 26,000 |
| Gibson County Indiana | 1 | $ 30,000 | $ 30,000 | $ 14,000 |
| Jay County Indiana | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| Johnson County Indiana | 1 | $ 165,000 | $ 165,000 | $ 37,000 |
| Madison County Indiana | 1 | $ 126,000 | $ 126,000 | $ 46,000 |
| Monroe County Indiana | 1 | $ 42,000 | $ 42,000 | $ 40,000 |
| Morgan County Indiana | 1 | $ 85,000 | $ 85,000 | $ 11,000 |
| Pike County Indiana | 1 | $ 53,000 | $ 53,000 | $ 33,000 |
| St. Joseph County Indiana | 1 | $ 73,000 | $ 73,000 | $ 22,000 |
| Whitley County Indiana | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Johnson County Kansas | 1 | $ 110,000 | $ 110,000 | $ 156,000 |
| Miami County Kansas | 1 | $ 200,000 | $ 200,000 | $ 216,000 |
| Bell County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 35,000 |
| Boyd County Kentucky | 1 | $ 19,000 | $ 19,000 | $ 98,000 |
| Franklin County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 58,000 |
| Harrison County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 54,000 |
| Jefferson County Kentucky | 1 | $ 81,000 | $ 81,000 | $ 37,000 |
| Jessamine County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 21,000 |
| Johnson County Kentucky | 1 | $ 28,000 | $ 28,000 | $ 21,000 |
| McCracken County Kentucky | 1 | $ 53,000 | $ 53,000 | $ 73,000 |
| Woodford County Kentucky | 1 | $ 111,000 | $ 111,000 | $ 46,000 |
| East Baton Rouge County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Lafourche County Louisiana | 1 | $ 105,000 | $ 105,000 | $ 32,000 |
| Harford County Maryland | 1 | $ 690,000 | $ 690,000 | $ 421,000 |
| Essex County Massachusetts | 1 | $ 109,000 | $ 109,000 | $ 51,000 |
| Antrim County Michigan | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Baraga County Michigan | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Branch County Michigan | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Charlevoix County Michigan | 1 | $ 101,000 | $ 101,000 | $ 42,000 |
| Cheboygan County Michigan | 1 | $ 93,000 | $ 93,000 | $ 40,000 |
| Emmet County Michigan | 1 | $ 43,000 | $ 43,000 | $ 30,000 |
| Gogebic County Michigan | 1 | $ 67,000 | $ 67,000 | $ 33,000 |
| Gratiot County Michigan | 1 | $ 77,000 | $ 77,000 | $ 41,000 |
| Houghton County Michigan | 1 | $ 80,000 | $ 80,000 | $ 69,000 |
| Iosco County Michigan | 1 | $ 85,000 | $ 85,000 | $ 22,000 |
| Kalkaska County Michigan | 1 | $ 106,000 | $ 106,000 | $ 41,000 |
| Mackinac County Michigan | 1 | $ 45,000 | $ 45,000 | $ 172,000 |
| Manistee County Michigan | 1 | $ 67,000 | $ 67,000 | $ 30,000 |
| Marquette County Michigan | 1 | $ 62,000 | $ 62,000 | $ 48,000 |
| Mason County Michigan | 1 | $ 102,000 | $ 102,000 | $ 35,000 |
| Menominee County Michigan | 1 | $ 137,000 | $ 137,000 | $ 60,000 |
| Ogemaw County Michigan | 1 | $ 57,000 | $ 57,000 | $ 20,000 |
| Osceola County Michigan | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| Otsego County Michigan | 1 | $ 93,000 | $ 93,000 | $ 49,000 |
| Presque Isle County Michigan | 1 | $ 216,000 | $ 216,000 | $ 120,000 |
| Sanilac County Michigan | 1 | $ 77,000 | $ 77,000 | $ 100,000 |
| St. Joseph County Michigan | 1 | $ 81,000 | $ 81,000 | $ 43,000 |
| Washtenaw County Michigan | 1 | $ 163,000 | $ 163,000 | $ 26,000 |
| Hennepin County Minnesota | 1 | $ 660,000 | $ 660,000 | $ 264,000 |
| Clay County Mississippi | 1 | $ 61,000 | $ 61,000 | $ 24,000 |
| DeSoto County Mississippi | 1 | $ 104,000 | $ 104,000 | $ 73,000 |
| Jasper County Mississippi | 1 | $ 67,000 | $ 67,000 | $ 27,000 |
| Jones County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 31,000 |
| Lincoln County Mississippi | 1 | $ 117,000 | $ 117,000 | $ 35,000 |
| Madison County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Neshoba County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Pearl River County Mississippi | 1 | $ 77,000 | $ 77,000 | $ 35,000 |
| Pike County Mississippi | 1 | $ 50,000 | $ 50,000 | $ 25,000 |
| Simpson County Mississippi | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Franklin County Missouri | 1 | $ 92,000 | $ 92,000 | $ 64,000 |
| Polk County Missouri | 1 | $ 66,000 | $ 66,000 | $ 31,000 |
| St. Charles County Missouri | 1 | $ 336,000 | $ 336,000 | $ 88,000 |
| Nye County Nevada | 1 | $ 210,000 | $ 210,000 | $ 40,000 |
| Washoe County Nevada | 1 | $ 165,000 | $ 165,000 | $ 49,000 |
| Bergen County New Jersey | 1 | $ 83,000 | $ 83,000 | $ 230,000 |
| Cape May County New Jersey | 1 | $ 364,000 | $ 364,000 | $ 905,000 |
| Essex County New Jersey | 1 | $ 270,000 | $ 270,000 | $ 77,000 |
| Hudson County New Jersey | 1 | $ 423,000 | $ 423,000 | $ 96,000 |
| Warren County New Jersey | 1 | $ 164,000 | $ 164,000 | $ 62,000 |
| Otero County New Mexico | 1 | $ 140,000 | $ 140,000 | $ 50,000 |
| Broome County New York | 1 | $ 74,000 | $ 74,000 | $ 82,000 |
| Chenango County New York | 1 | $ 45,000 | $ 45,000 | $ 42,000 |
| Erie County New York | 1 | $ 136,000 | $ 136,000 | $ 63,000 |
| Franklin County New York | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Monroe County New York | 1 | $ 63,000 | $ 63,000 | $ 18,000 |
| Steuben County New York | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Beaufort County North Carolina | 1 | $ 57,000 | $ 57,000 | $ 28,000 |
| Cumberland County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 60,000 |
| Durham County North Carolina | 1 | $ 117,000 | $ 117,000 | $ 64,000 |
| Franklin County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 69,000 |
| Gaston County North Carolina | 1 | $ 103,000 | $ 103,000 | $ 0 |
| Guilford County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 40,000 |
| Henderson County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 75,000 |
| Lincoln County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Mecklenburg County North Carolina | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Pitt County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 64,000 |
| Polk County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 16,000 |
| Stanly County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 30,000 |
| Carroll County Ohio | 1 | $ 72,000 | $ 72,000 | $ 14,000 |
| Gallia County Ohio | 1 | $ 82,000 | $ 82,000 | $ 29,000 |
| Monroe County Ohio | 1 | $ 97,000 | $ 97,000 | $ 78,000 |
| Noble County Ohio | 1 | $ 90,000 | $ 90,000 | $ 47,000 |
| Pike County Ohio | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Putnam County Ohio | 1 | $ 80,000 | $ 80,000 | $ 28,000 |
| Van Wert County Ohio | 1 | $ 56,000 | $ 56,000 | $ 60,000 |
| Le Flore County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Oklahoma County Oklahoma | 1 | $ 176,000 | $ 176,000 | $ 52,000 |
| Linn County Oregon | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Bradford County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 19,000 |
| Clarion County Pennsylvania | 1 | $ 67,000 | $ 67,000 | $ 31,000 |
| Clearfield County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 18,000 |
| Dauphin County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 40,000 |
| Greene County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 58,000 |
| Lancaster County Pennsylvania | 1 | $ 159,000 | $ 159,000 | $ 56,000 |
| Lawrence County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 68,000 |
| Luzerne County Pennsylvania | 1 | $ 45,000 | $ 45,000 | $ 43,000 |
| Monroe County Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 43,000 |
| Northampton County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 66,000 |
| Potter County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 134,000 |
| Snyder County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Warren County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 45,000 |
| Washington County Pennsylvania | 1 | $ 21,000 | $ 21,000 | $ 38,000 |
| Westmoreland County Pennsylvania | 1 | $ 74,000 | $ 74,000 | $ 74,000 |
| Berkeley County South Carolina | 1 | $ 109,000 | $ 109,000 | $ 66,000 |
| Oconee County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| Spartanburg County South Carolina | 1 | $ 190,000 | $ 190,000 | $ 107,000 |
| Davidson County Tennessee | 1 | $ 170,000 | $ 170,000 | $ 42,000 |
| Jefferson County Tennessee | 1 | $ 260,000 | $ 260,000 | $ 0 |
| Rutherford County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 34,000 |
| Galveston County Texas | 1 | $ 60,000 | $ 60,000 | $ 42,000 |
| Grayson County Texas | 1 | $ 60,000 | $ 60,000 | $ 22,000 |
| Travis County Texas | 1 | $ 425,000 | $ 425,000 | $ 189,000 |
| Albemarle County Virginia | 1 | $ 200,000 | $ 200,000 | $ 120,000 |
| Gloucester County Virginia | 1 | $ 60,000 | $ 60,000 | $ 19,000 |
| Hampton County Virginia | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Hopewell County Virginia | 1 | $ 114,000 | $ 114,000 | $ 16,000 |
| Isle of Wight County Virginia | 1 | $ 79,000 | $ 79,000 | $ 38,000 |
| Petersburg County Virginia | 1 | $ 78,000 | $ 78,000 | $ 49,000 |
| Portsmouth County Virginia | 1 | $ 29,000 | $ 29,000 | $ 22,000 |
| Salem County Virginia | 1 | $ 103,000 | $ 103,000 | $ 36,000 |
| Clark County Washington | 1 | $ 279,000 | $ 279,000 | $ 120,000 |
| Lewis County Washington | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Pend Oreille County Washington | 1 | $ 85,000 | $ 85,000 | $ 16,000 |
| Spokane County Washington | 1 | $ 157,000 | $ 157,000 | $ 54,000 |
| Cabell County West Virginia | 1 | $ 36,000 | $ 36,000 | $ 64,000 |
| Jackson County West Virginia | 1 | $ 31,000 | $ 31,000 | $ 51,000 |
| Mason County West Virginia | 1 | $ 27,000 | $ 27,000 | $ 18,000 |
| Monroe County West Virginia | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,189 | $133,307,000 | $163,241 | $660,000 | $78,482 | $905,000 |
| Home Purchase | 205 | $22,322,000 | $171,315 | $690,000 | $87,105 | $438,000 |
| Home Improvement | 9 | $33,000 | $3,000 | $6,000 | $45,000 | $92,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,162 | $129,355,000 | $175,448 | $690,000 | $84,724 | $905,000 |
| Not Provided | 101 | $10,120,000 | $111,538 | $395,000 | $54,615 | $180,000 |
| Black or African American | 101 | $10,564,000 | $132,833 | $452,000 | $74,666 | $250,000 |
| Not applicable | 30 | $4,704,000 | $156,000 | $481,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $453,000 | $101,333 | $232,000 | $50,666 | $134,000 |
| Hispanic | 3 | $237,000 | $79,000 | $113,000 | $68,333 | $120,000 |
| Asian | 2 | $229,000 | $114,000 | $155,000 | $48,000 | $72,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,402 | $155,587,000 | $179,250 | $690,000 | $89,468 | $905,000 |
| FHA-insured (Federal Housing Administration) | 1 | $75,000 | $75,000 | $75,000 | $26,000 | $26,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 489 | $54,579,000 | $150,909 | $660,000 | $75,545 | $438,000 |
| Application Denied By Financial Institution | 426 | $45,104,000 | $110,450 | $512,000 | $44,100 | $166,000 |
| Loan Originated | 279 | $30,206,000 | $188,523 | $690,000 | $99,904 | $905,000 |
| Application Approved But Not Accepted | 96 | $11,818,000 | $150,142 | $660,000 | $54,642 | $176,000 |
| File Closed For Incompleteness | 83 | $9,251,000 | $136,142 | $423,000 | $67,928 | $230,000 |
| Loan Purchased By The Institution | 30 | $4,704,000 | $156,000 | $481,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 214 | $22,451,000 | $110,538 | $451,000 | $47,692 | $120,000 |
| Collateral | 134 | $14,598,000 | $89,692 | $512,000 | $38,000 | $166,000 |
| Other | 27 | $2,835,000 | $131,000 | $270,000 | $46,857 | $130,000 |
| Employment History | 18 | $1,930,000 | $126,625 | $314,000 | $37,625 | $94,000 |
| Unverifiable Information | 16 | $1,664,000 | $114,600 | $236,000 | $31,600 | $80,000 |
| Debt-To-Income Ratio | 16 | $1,516,000 | $83,000 | $196,000 | $30,000 | $70,000 |
| Credit Application Incomplete | 1 | $110,000 | $110,000 | $110,000 | $19,000 | $19,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.