United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
United Midwest Savings Bank 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 646 |
| Total Mortgage Loan Application Amount | $81,162,000 |
| Average Mortgage Loan Application Amount | $92,000 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $46,666 |
| Highest Applicant Income | $838,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 52 | $ 5,605,000 | $ 107,000 | $ 69,000 |
| Logan County Ohio | 29 | $ 2,458,000 | $ 84,000 | $ 31,000 |
| Philadelphia County Pennsylvania | 25 | $ 2,155,000 | $ 86,000 | $ 55,000 |
| Mahoning County Ohio | 24 | $ 1,883,000 | $ 78,000 | $ 35,000 |
| Montgomery County Ohio | 19 | $ 1,573,000 | $ 82,000 | $ 37,000 |
| Pendleton County Kentucky | 18 | $ 1,329,000 | $ 73,000 | $ 39,000 |
| Columbiana County Ohio | 15 | $ 954,000 | $ 63,000 | $ 35,000 |
| Cuyahoga County Ohio | 13 | $ 1,598,000 | $ 122,000 | $ 93,000 |
| Muskingum County Ohio | 11 | $ 1,040,000 | $ 94,000 | $ 53,000 |
| Hardin County Ohio | 10 | $ 968,000 | $ 96,000 | $ 48,000 |
| Lorain County Ohio | 9 | $ 1,049,000 | $ 116,000 | $ 45,000 |
| Cook County Illinois | 8 | $ 1,416,000 | $ 177,000 | $ 34,000 |
| Butler County Ohio | 8 | $ 1,195,000 | $ 149,000 | $ 47,000 |
| Champaign County Ohio | 8 | $ 993,000 | $ 124,000 | $ 34,000 |
| Delaware County Ohio | 8 | $ 2,441,000 | $ 305,000 | $ 97,000 |
| Summit County Ohio | 8 | $ 729,000 | $ 91,000 | $ 68,000 |
| Washington County Pennsylvania | 8 | $ 632,000 | $ 79,000 | $ 40,000 |
| Fulton County Georgia | 7 | $ 856,000 | $ 122,000 | $ 59,000 |
| Wayne County Michigan | 7 | $ 596,000 | $ 85,000 | $ 58,000 |
| Hamilton County Ohio | 7 | $ 514,000 | $ 73,000 | $ 66,000 |
| Licking County Ohio | 7 | $ 1,065,000 | $ 152,000 | $ 50,000 |
| Preble County Ohio | 7 | $ 681,000 | $ 97,000 | $ 27,000 |
| Armstrong County Pennsylvania | 7 | $ 835,000 | $ 119,000 | $ 29,000 |
| Guernsey County Ohio | 6 | $ 688,000 | $ 114,000 | $ 39,000 |
| Lucas County Ohio | 6 | $ 428,000 | $ 71,000 | $ 39,000 |
| Portage County Ohio | 6 | $ 834,000 | $ 139,000 | $ 40,000 |
| Stark County Ohio | 6 | $ 488,000 | $ 81,000 | $ 20,000 |
| Allegheny County Pennsylvania | 6 | $ 1,145,000 | $ 190,000 | $ 109,000 |
| Westmoreland County Pennsylvania | 6 | $ 711,000 | $ 118,000 | $ 35,000 |
| Cobb County Georgia | 5 | $ 695,000 | $ 139,000 | $ 31,000 |
| Marion County Indiana | 5 | $ 417,000 | $ 83,000 | $ 39,000 |
| Fairfield County Ohio | 5 | $ 560,000 | $ 112,000 | $ 43,000 |
| Knox County Ohio | 5 | $ 726,000 | $ 145,000 | $ 29,000 |
| Crawford County Pennsylvania | 5 | $ 408,000 | $ 81,000 | $ 23,000 |
| Lee County Florida | 4 | $ 537,000 | $ 134,000 | $ 65,000 |
| Cherokee County Georgia | 4 | $ 765,000 | $ 191,000 | $ 49,000 |
| Douglas County Georgia | 4 | $ 436,000 | $ 109,000 | $ 61,000 |
| Grant County Kentucky | 4 | $ 418,000 | $ 104,000 | $ 46,000 |
| Darke County Ohio | 4 | $ 325,000 | $ 81,000 | $ 33,000 |
| Beaver County Pennsylvania | 4 | $ 279,000 | $ 69,000 | $ 25,000 |
| Fayette County Pennsylvania | 4 | $ 374,000 | $ 93,000 | $ 31,000 |
| Bracken County Kentucky | 3 | $ 110,000 | $ 36,000 | $ 30,000 |
| Allen County Ohio | 3 | $ 378,000 | $ 126,000 | $ 441,000 |
| Auglaize County Ohio | 3 | $ 237,000 | $ 79,000 | $ 9,000 |
| Belmont County Ohio | 3 | $ 503,000 | $ 167,000 | $ 88,000 |
| Clark County Ohio | 3 | $ 450,000 | $ 150,000 | $ 59,000 |
| Clermont County Ohio | 3 | $ 294,000 | $ 98,000 | $ 24,000 |
| Coshocton County Ohio | 3 | $ 245,000 | $ 81,000 | $ 53,000 |
| Perry County Ohio | 3 | $ 274,000 | $ 91,000 | $ 50,000 |
| Butler County Pennsylvania | 3 | $ 245,000 | $ 81,000 | $ 61,000 |
| Cambria County Pennsylvania | 3 | $ 306,000 | $ 102,000 | $ 30,000 |
| Delaware County Pennsylvania | 3 | $ 608,000 | $ 202,000 | $ 85,000 |
| Erie County Pennsylvania | 3 | $ 295,000 | $ 98,000 | $ 22,000 |
| Mercer County Pennsylvania | 3 | $ 425,000 | $ 141,000 | $ 47,000 |
| Venango County Pennsylvania | 3 | $ 239,000 | $ 79,000 | $ 0 |
| Snohomish County Washington | 3 | $ 486,000 | $ 162,000 | $ 72,000 |
| Miami-Dade County Florida | 2 | $ 488,000 | $ 244,000 | $ 57,000 |
| Palm Beach County Florida | 2 | $ 242,000 | $ 121,000 | $ 162,000 |
| Seminole County Florida | 2 | $ 414,000 | $ 207,000 | $ 89,000 |
| Will County Illinois | 2 | $ 318,000 | $ 159,000 | $ 37,000 |
| Jasper County Indiana | 2 | $ 143,000 | $ 71,000 | $ 36,000 |
| White County Indiana | 2 | $ 161,000 | $ 80,000 | $ 37,000 |
| Boone County Kentucky | 2 | $ 736,000 | $ 368,000 | $ 31,000 |
| Harrison County Kentucky | 2 | $ 198,000 | $ 99,000 | $ 48,000 |
| Orleans County Louisiana | 2 | $ 278,000 | $ 139,000 | $ 150,000 |
| Macomb County Michigan | 2 | $ 199,000 | $ 99,000 | $ 13,000 |
| Manistee County Michigan | 2 | $ 371,000 | $ 185,000 | $ 30,000 |
| Oakland County Michigan | 2 | $ 311,000 | $ 155,000 | $ 29,000 |
| St. Louis City County Missouri | 2 | $ 334,000 | $ 167,000 | $ 75,000 |
| Herkimer County New York | 2 | $ 309,000 | $ 154,000 | $ 29,000 |
| Orange County North Carolina | 2 | $ 329,000 | $ 164,000 | $ 9,000 |
| Ashtabula County Ohio | 2 | $ 100,000 | $ 50,000 | $ 28,000 |
| Erie County Ohio | 2 | $ 240,000 | $ 120,000 | $ 17,000 |
| Hancock County Ohio | 2 | $ 185,000 | $ 92,000 | $ 37,000 |
| Lawrence County Ohio | 2 | $ 156,000 | $ 78,000 | $ 40,000 |
| Medina County Ohio | 2 | $ 257,000 | $ 128,000 | $ 35,000 |
| Morgan County Ohio | 2 | $ 121,000 | $ 60,000 | $ 28,000 |
| Morrow County Ohio | 2 | $ 192,000 | $ 96,000 | $ 36,000 |
| Shelby County Ohio | 2 | $ 112,000 | $ 56,000 | $ 0 |
| Union County Ohio | 2 | $ 245,000 | $ 122,000 | $ 14,000 |
| Williams County Ohio | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Deschutes County Oregon | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Bucks County Pennsylvania | 2 | $ 487,000 | $ 243,000 | $ 29,000 |
| Clarion County Pennsylvania | 2 | $ 185,000 | $ 92,000 | $ 30,000 |
| Elk County Pennsylvania | 2 | $ 119,000 | $ 59,000 | $ 62,000 |
| Greene County Pennsylvania | 2 | $ 137,000 | $ 68,000 | $ 33,000 |
| Lehigh County Pennsylvania | 2 | $ 276,000 | $ 138,000 | $ 69,000 |
| Montgomery County Pennsylvania | 2 | $ 556,000 | $ 278,000 | $ 36,000 |
| Norfolk County Virginia | 2 | $ 630,000 | $ 315,000 | $ 0 |
| Pierce County Washington | 2 | $ 298,000 | $ 149,000 | $ 59,000 |
| Mason County West Virginia | 2 | $ 84,000 | $ 42,000 | $ 40,000 |
| Wood County West Virginia | 2 | $ 142,000 | $ 71,000 | $ 29,000 |
| Jefferson County Alabama | 1 | $ 74,000 | $ 74,000 | $ 54,000 |
| Madison County Alabama | 1 | $ 84,000 | $ 84,000 | $ 39,000 |
| Jefferson County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 98,000 |
| Jefferson County Colorado | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Hartford County Connecticut | 1 | $ 147,000 | $ 147,000 | $ 97,000 |
| Charlotte County Florida | 1 | $ 240,000 | $ 240,000 | $ 179,000 |
| Orange County Florida | 1 | $ 92,000 | $ 92,000 | $ 123,000 |
| Pasco County Florida | 1 | $ 120,000 | $ 120,000 | $ 132,000 |
| Pinellas County Florida | 1 | $ 132,000 | $ 132,000 | $ 34,000 |
| Santa Rosa County Florida | 1 | $ 450,000 | $ 450,000 | $ 148,000 |
| Henry County Georgia | 1 | $ 135,000 | $ 135,000 | $ 18,000 |
| Newton County Georgia | 1 | $ 98,000 | $ 98,000 | $ 62,000 |
| Rockdale County Georgia | 1 | $ 169,000 | $ 169,000 | $ 21,000 |
| Carroll County Indiana | 1 | $ 107,000 | $ 107,000 | $ 79,000 |
| Delaware County Indiana | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| Hamilton County Indiana | 1 | $ 465,000 | $ 465,000 | $ 838,000 |
| Wayne County Indiana | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| Bourbon County Kentucky | 1 | $ 43,000 | $ 43,000 | $ 155,000 |
| Calloway County Kentucky | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Campbell County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 0 |
| Mason County Kentucky | 1 | $ 140,000 | $ 140,000 | $ 123,000 |
| Jefferson County Louisiana | 1 | $ 256,000 | $ 256,000 | $ 120,000 |
| St. Bernard County Louisiana | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Baltimore City County Maryland | 1 | $ 260,000 | $ 260,000 | $ 104,000 |
| Charles County Maryland | 1 | $ 400,000 | $ 400,000 | $ 145,000 |
| Montgomery County Maryland | 1 | $ 159,000 | $ 159,000 | $ 61,000 |
| Prince George's County Maryland | 1 | $ 255,000 | $ 255,000 | $ 50,000 |
| St. Mary's County Maryland | 1 | $ 185,000 | $ 185,000 | $ 118,000 |
| Alcona County Michigan | 1 | $ 142,000 | $ 142,000 | $ 61,000 |
| Allegan County Michigan | 1 | $ 81,000 | $ 81,000 | $ 76,000 |
| Alpena County Michigan | 1 | $ 37,000 | $ 37,000 | $ 26,000 |
| Berrien County Michigan | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Jackson County Michigan | 1 | $ 394,000 | $ 394,000 | $ 112,000 |
| Kent County Michigan | 1 | $ 147,000 | $ 147,000 | $ 80,000 |
| Lapeer County Michigan | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Livingston County Michigan | 1 | $ 180,000 | $ 180,000 | $ 71,000 |
| St. Joseph County Michigan | 1 | $ 64,000 | $ 64,000 | $ 32,000 |
| Howard County Missouri | 1 | $ 300,000 | $ 300,000 | $ 45,000 |
| Jackson County Missouri | 1 | $ 119,000 | $ 119,000 | $ 204,000 |
| Cheshire County New Hampshire | 1 | $ 180,000 | $ 180,000 | $ 0 |
| Essex County New Jersey | 1 | $ 320,000 | $ 320,000 | $ 219,000 |
| Passaic County New Jersey | 1 | $ 374,000 | $ 374,000 | $ 112,000 |
| Salem County New Jersey | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Union County New Jersey | 1 | $ 183,000 | $ 183,000 | $ 149,000 |
| Lincoln County New Mexico | 1 | $ 74,000 | $ 74,000 | $ 59,000 |
| Jefferson County New York | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Washington County New York | 1 | $ 68,000 | $ 68,000 | $ 26,000 |
| Forsyth County North Carolina | 1 | $ 89,000 | $ 89,000 | $ 121,000 |
| Gaston County North Carolina | 1 | $ 144,000 | $ 144,000 | $ 84,000 |
| Mecklenburg County North Carolina | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Athens County Ohio | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Carroll County Ohio | 1 | $ 102,000 | $ 102,000 | $ 18,000 |
| Clinton County Ohio | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Crawford County Ohio | 1 | $ 66,000 | $ 66,000 | $ 111,000 |
| Fayette County Ohio | 1 | $ 119,000 | $ 119,000 | $ 34,000 |
| Gallia County Ohio | 1 | $ 168,000 | $ 168,000 | $ 0 |
| Hocking County Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Holmes County Ohio | 1 | $ 81,000 | $ 81,000 | $ 29,000 |
| Jackson County Ohio | 1 | $ 74,000 | $ 74,000 | $ 0 |
| Lake County Ohio | 1 | $ 439,000 | $ 439,000 | $ 805,000 |
| Meigs County Ohio | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Mercer County Ohio | 1 | $ 56,000 | $ 56,000 | $ 37,000 |
| Noble County Ohio | 1 | $ 35,000 | $ 35,000 | $ 33,000 |
| Ottawa County Ohio | 1 | $ 550,000 | $ 550,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 260,000 | $ 260,000 | $ 59,000 |
| Seneca County Ohio | 1 | $ 81,000 | $ 81,000 | $ 48,000 |
| Trumbull County Ohio | 1 | $ 165,000 | $ 165,000 | $ 56,000 |
| Van Wert County Ohio | 1 | $ 189,000 | $ 189,000 | $ 59,000 |
| Wayne County Ohio | 1 | $ 97,000 | $ 97,000 | $ 60,000 |
| Garvin County Oklahoma | 1 | $ 340,000 | $ 340,000 | $ 71,000 |
| McCurtain County Oklahoma | 1 | $ 80,000 | $ 80,000 | $ 57,000 |
| Tulsa County Oklahoma | 1 | $ 87,000 | $ 87,000 | $ 0 |
| Berks County Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 31,000 |
| Cameron County Pennsylvania | 1 | $ 82,000 | $ 82,000 | $ 100,000 |
| Clearfield County Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 34,000 |
| Indiana County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 88,000 |
| Jefferson County Pennsylvania | 1 | $ 158,000 | $ 158,000 | $ 0 |
| Juniata County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 57,000 |
| Luzerne County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 57,000 |
| Monroe County Pennsylvania | 1 | $ 235,000 | $ 235,000 | $ 79,000 |
| Northampton County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 50,000 |
| Potter County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 49,000 |
| Jasper County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Coffee County Tennessee | 1 | $ 49,000 | $ 49,000 | $ 20,000 |
| Tarrant County Texas | 1 | $ 460,000 | $ 460,000 | $ 144,000 |
| Travis County Texas | 1 | $ 188,000 | $ 188,000 | $ 0 |
| Frederick County Virginia | 1 | $ 154,000 | $ 154,000 | $ 83,000 |
| Henrico County Virginia | 1 | $ 89,000 | $ 89,000 | $ 63,000 |
| Nelson County Virginia | 1 | $ 312,000 | $ 312,000 | $ 0 |
| Newport News County Virginia | 1 | $ 102,000 | $ 102,000 | $ 154,000 |
| Richmond City County Virginia | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Clark County Washington | 1 | $ 150,000 | $ 150,000 | $ 67,000 |
| Skagit County Washington | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Boone County West Virginia | 1 | $ 110,000 | $ 110,000 | $ 70,000 |
| Kanawha County West Virginia | 1 | $ 66,000 | $ 66,000 | $ 40,000 |
| Marshall County West Virginia | 1 | $ 134,000 | $ 134,000 | $ 60,000 |
| Ohio County West Virginia | 1 | $ 56,000 | $ 56,000 | $ 26,000 |
| Wirt County West Virginia | 1 | $ 87,000 | $ 87,000 | $ 67,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 436 | $51,844,000 | $118,000 | $550,000 | $41,000 | $330,000 |
| Home Purchase | 205 | $29,238,000 | $142,000 | $750,000 | $75,000 | $838,000 |
| Home Improvement | 5 | $80,000 | $16,000 | $51,000 | $24,000 | $58,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 461 | $55,147,000 | $119,000 | $750,000 | $51,000 | $805,000 |
| Black or African American | 92 | $10,021,000 | $108,000 | $396,000 | $55,000 | $454,000 |
| Not Provided | 45 | $5,122,000 | $113,000 | $650,000 | $50,000 | $171,000 |
| Not applicable | 27 | $7,612,000 | $281,000 | $452,000 | $0 | $0 |
| Hispanic | 9 | $1,370,000 | $152,000 | $374,000 | $89,000 | $245,000 |
| Asian | 8 | $1,569,000 | $196,000 | $465,000 | $172,000 | $838,000 |
| American Indian or Alaskan Native | 3 | $233,000 | $77,000 | $125,000 | $42,000 | $57,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $88,000 | $88,000 | $88,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 646 | $81,162,000 | $125,000 | $750,000 | $52,000 | $838,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 244 | $28,053,000 | $114,000 | $750,000 | $60,000 | $838,000 |
| Application Withdrawn By Applicant | 167 | $22,159,000 | $132,000 | $650,000 | $58,000 | $805,000 |
| Application Denied By Financial Institution | 137 | $14,409,000 | $105,000 | $460,000 | $40,000 | $180,000 |
| Application Approved But Not Accepted | 38 | $4,407,000 | $115,000 | $309,000 | $52,000 | $170,000 |
| File Closed For Incompleteness | 33 | $4,522,000 | $137,000 | $450,000 | $49,000 | $148,000 |
| Loan Purchased By The Institution | 27 | $7,612,000 | $281,000 | $452,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 79 | $8,366,000 | $105,000 | $460,000 | $39,000 | $144,000 |
| Collateral | 30 | $3,284,000 | $109,000 | $225,000 | $34,000 | $104,000 |
| Debt-To-Income Ratio | 15 | $1,476,000 | $98,000 | $260,000 | $55,000 | $144,000 |
| Other | 7 | $756,000 | $108,000 | $285,000 | $49,000 | $180,000 |
| Unverifiable Information | 3 | $305,000 | $101,000 | $135,000 | $58,000 | $132,000 |
| Employment History | 2 | $171,000 | $85,000 | $121,000 | $30,000 | $47,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $51,000 | $51,000 | $51,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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