United Midwest Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
United Midwest Savings Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Midwest Savings Bank 101 S Main St Degraff, OH 43318 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 922 |
| Total Mortgage Loan Application Amount | $135,907,000 |
| Average Mortgage Loan Application Amount | $155,000 |
| Highest Mortgage Loan Application Amount | $3,825,000 |
| Average Applicant Income | $142,500 |
| Highest Applicant Income | $3,572,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with United Midwest Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Midwest Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down United Midwest Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Midwest Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by United Midwest Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Midwest Savings Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Ohio | 78 | $ 7,625,000 | $ 97,000 | $ 94,000 |
| Cuyahoga County Ohio | 69 | $ 6,544,000 | $ 94,000 | $ 186,000 |
| Cook County Illinois | 39 | $ 8,546,000 | $ 219,000 | $ 152,000 |
| Philadelphia County Pennsylvania | 39 | $ 6,048,000 | $ 155,000 | $ 160,000 |
| Logan County Ohio | 31 | $ 3,532,000 | $ 113,000 | $ 60,000 |
| Fulton County Georgia | 30 | $ 2,959,000 | $ 98,000 | $ 156,000 |
| DeKalb County Georgia | 29 | $ 2,950,000 | $ 101,000 | $ 132,000 |
| Allegheny County Pennsylvania | 27 | $ 2,419,000 | $ 89,000 | $ 100,000 |
| Hamilton County Ohio | 20 | $ 4,512,000 | $ 225,000 | $ 174,000 |
| Duval County Florida | 19 | $ 2,177,000 | $ 114,000 | $ 86,000 |
| Wayne County Michigan | 18 | $ 1,305,000 | $ 72,000 | $ 240,000 |
| Oakland County Michigan | 17 | $ 2,111,000 | $ 124,000 | $ 139,000 |
| Hillsborough County Florida | 15 | $ 3,001,000 | $ 200,000 | $ 133,000 |
| Orange County Florida | 15 | $ 3,343,000 | $ 222,000 | $ 173,000 |
| Polk County Florida | 13 | $ 1,517,000 | $ 116,000 | $ 73,000 |
| St. Bernard County Louisiana | 12 | $ 1,496,000 | $ 124,000 | $ 139,000 |
| Miami-Dade County Florida | 11 | $ 2,436,000 | $ 221,000 | $ 167,000 |
| Pendleton County Kentucky | 11 | $ 960,000 | $ 87,000 | $ 58,000 |
| Montgomery County Ohio | 10 | $ 802,000 | $ 80,000 | $ 488,000 |
| Broward County Florida | 9 | $ 3,540,000 | $ 393,000 | $ 276,000 |
| Osceola County Florida | 8 | $ 1,574,000 | $ 196,000 | $ 193,000 |
| Butler County Ohio | 8 | $ 892,000 | $ 111,000 | $ 119,000 |
| New Haven County Connecticut | 7 | $ 1,831,000 | $ 261,000 | $ 197,000 |
| Pinellas County Florida | 7 | $ 806,000 | $ 115,000 | $ 118,000 |
| Seminole County Florida | 7 | $ 2,859,000 | $ 408,000 | $ 169,000 |
| Baltimore City County Maryland | 7 | $ 799,000 | $ 114,000 | $ 158,000 |
| Delaware County Ohio | 7 | $ 1,455,000 | $ 207,000 | $ 174,000 |
| Fairfield County Ohio | 7 | $ 962,000 | $ 137,000 | $ 274,000 |
| Marion County Florida | 6 | $ 1,085,000 | $ 180,000 | $ 63,000 |
| Butler County Pennsylvania | 6 | $ 1,121,000 | $ 186,000 | $ 60,000 |
| Clayton County Georgia | 5 | $ 501,000 | $ 100,000 | $ 131,000 |
| Jefferson County Louisiana | 5 | $ 886,000 | $ 177,000 | $ 101,000 |
| Orleans County Louisiana | 5 | $ 634,000 | $ 126,000 | $ 93,000 |
| Westmoreland County Pennsylvania | 5 | $ 727,000 | $ 145,000 | $ 121,000 |
| Maricopa County Arizona | 4 | $ 673,000 | $ 168,000 | $ 111,000 |
| Brevard County Florida | 4 | $ 900,000 | $ 225,000 | $ 75,000 |
| Lake County Florida | 4 | $ 546,000 | $ 136,000 | $ 85,000 |
| Pasco County Florida | 4 | $ 391,000 | $ 97,000 | $ 407,000 |
| Santa Rosa County Florida | 4 | $ 511,000 | $ 127,000 | $ 95,000 |
| Marion County Indiana | 4 | $ 350,000 | $ 87,000 | $ 143,000 |
| St. Louis City County Missouri | 4 | $ 467,000 | $ 116,000 | $ 71,000 |
| Essex County New Jersey | 4 | $ 873,000 | $ 218,000 | $ 197,000 |
| Salem County New Jersey | 4 | $ 846,000 | $ 211,000 | $ 465,000 |
| Auglaize County Ohio | 4 | $ 382,000 | $ 95,000 | $ 18,000 |
| Champaign County Ohio | 4 | $ 534,000 | $ 133,000 | $ 41,000 |
| Licking County Ohio | 4 | $ 544,000 | $ 136,000 | $ 40,000 |
| Lucas County Ohio | 4 | $ 427,000 | $ 106,000 | $ 68,000 |
| Shelby County Ohio | 4 | $ 375,000 | $ 93,000 | $ 48,000 |
| Summit County Ohio | 4 | $ 229,000 | $ 57,000 | $ 57,000 |
| Delaware County Pennsylvania | 4 | $ 248,000 | $ 62,000 | $ 65,000 |
| Jefferson County Alabama | 3 | $ 233,000 | $ 77,000 | $ 61,000 |
| Fairfield County Connecticut | 3 | $ 568,000 | $ 189,000 | $ 140,000 |
| Litchfield County Connecticut | 3 | $ 606,000 | $ 202,000 | $ 104,000 |
| New Castle County Delaware | 3 | $ 361,000 | $ 120,000 | $ 151,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,250,000 | $ 416,000 | $ 421,000 |
| Lee County Florida | 3 | $ 740,000 | $ 246,000 | $ 132,000 |
| Manatee County Florida | 3 | $ 1,583,000 | $ 527,000 | $ 111,000 |
| Cobb County Georgia | 3 | $ 386,000 | $ 128,000 | $ 99,000 |
| Bracken County Kentucky | 3 | $ 274,000 | $ 91,000 | $ 45,000 |
| Essex County Massachusetts | 3 | $ 504,000 | $ 168,000 | $ 77,000 |
| Suffolk County Massachusetts | 3 | $ 968,000 | $ 322,000 | $ 120,000 |
| Genesee County Michigan | 3 | $ 235,000 | $ 78,000 | $ 119,000 |
| Hennepin County Minnesota | 3 | $ 312,000 | $ 104,000 | $ 80,000 |
| Cumberland County New Jersey | 3 | $ 312,000 | $ 104,000 | $ 86,000 |
| Clark County Ohio | 3 | $ 229,000 | $ 76,000 | $ 54,000 |
| Columbiana County Ohio | 3 | $ 199,000 | $ 66,000 | $ 103,000 |
| Stark County Ohio | 3 | $ 232,000 | $ 77,000 | $ 75,000 |
| Lehigh County Pennsylvania | 3 | $ 421,000 | $ 140,000 | $ 360,000 |
| Washington County Pennsylvania | 3 | $ 372,000 | $ 124,000 | $ 56,000 |
| Horry County South Carolina | 3 | $ 1,018,000 | $ 339,000 | $ 252,000 |
| Dallas County Texas | 3 | $ 514,000 | $ 171,000 | $ 117,000 |
| Pulaski County Arkansas | 2 | $ 153,000 | $ 76,000 | $ 248,000 |
| Hartford County Connecticut | 2 | $ 1,075,000 | $ 537,000 | $ 153,000 |
| Windham County Connecticut | 2 | $ 263,000 | $ 131,000 | $ 146,000 |
| Clay County Florida | 2 | $ 156,000 | $ 78,000 | $ 118,000 |
| Escambia County Florida | 2 | $ 319,000 | $ 159,000 | $ 76,000 |
| Levy County Florida | 2 | $ 163,000 | $ 81,000 | $ 46,000 |
| St. Lucie County Florida | 2 | $ 351,000 | $ 175,000 | $ 1,204,000 |
| Volusia County Florida | 2 | $ 190,000 | $ 95,000 | $ 379,000 |
| Lake County Illinois | 2 | $ 547,000 | $ 273,000 | $ 132,000 |
| Allen County Indiana | 2 | $ 141,000 | $ 70,000 | $ 65,000 |
| Lake County Indiana | 2 | $ 166,000 | $ 83,000 | $ 68,000 |
| Baltimore County Maryland | 2 | $ 412,000 | $ 206,000 | $ 150,000 |
| Bay County Michigan | 2 | $ 126,000 | $ 63,000 | $ 114,000 |
| Macomb County Michigan | 2 | $ 122,000 | $ 61,000 | $ 185,000 |
| Jackson County Missouri | 2 | $ 98,000 | $ 49,000 | $ 132,000 |
| Coos County New Hampshire | 2 | $ 167,000 | $ 83,000 | $ 306,000 |
| Gloucester County New Jersey | 2 | $ 198,000 | $ 99,000 | $ 23,000 |
| Mercer County New Jersey | 2 | $ 189,000 | $ 94,000 | $ 82,000 |
| Guilford County North Carolina | 2 | $ 317,000 | $ 158,000 | $ 292,000 |
| Mecklenburg County North Carolina | 2 | $ 243,000 | $ 121,000 | $ 56,000 |
| Brown County Ohio | 2 | $ 425,000 | $ 212,000 | $ 52,000 |
| Clermont County Ohio | 2 | $ 199,000 | $ 99,000 | $ 69,000 |
| Lake County Ohio | 2 | $ 169,000 | $ 84,000 | $ 140,000 |
| Mahoning County Ohio | 2 | $ 110,000 | $ 55,000 | $ 100,000 |
| Preble County Ohio | 2 | $ 247,000 | $ 123,000 | $ 81,000 |
| Delaware County Oklahoma | 2 | $ 732,000 | $ 366,000 | $ 110,000 |
| Chester County Pennsylvania | 2 | $ 486,000 | $ 243,000 | $ 33,000 |
| Crawford County Pennsylvania | 2 | $ 151,000 | $ 75,000 | $ 62,000 |
| Dauphin County Pennsylvania | 2 | $ 151,000 | $ 75,000 | $ 109,000 |
| Jefferson County Pennsylvania | 2 | $ 195,000 | $ 97,000 | $ 57,000 |
| Luzerne County Pennsylvania | 2 | $ 97,000 | $ 48,000 | $ 80,000 |
| Monroe County Pennsylvania | 2 | $ 349,000 | $ 174,000 | $ 115,000 |
| Sumner County Tennessee | 2 | $ 748,000 | $ 374,000 | $ 157,000 |
| Harris County Texas | 2 | $ 360,000 | $ 180,000 | $ 77,000 |
| Monongalia County West Virginia | 2 | $ 193,000 | $ 96,000 | $ 111,000 |
| Milwaukee County Wisconsin | 2 | $ 205,000 | $ 102,000 | $ 76,000 |
| Mobile County Alabama | 1 | $ 59,000 | $ 59,000 | $ 72,000 |
| Garland County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 47,000 |
| Denver County Colorado | 1 | $ 155,000 | $ 155,000 | $ 151,000 |
| Tolland County Connecticut | 1 | $ 130,000 | $ 130,000 | $ 300,000 |
| Bay County Florida | 1 | $ 97,000 | $ 97,000 | $ 276,000 |
| Charlotte County Florida | 1 | $ 109,000 | $ 109,000 | $ 74,000 |
| Collier County Florida | 1 | $ 125,000 | $ 125,000 | $ 116,000 |
| DeSoto County Florida | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| Highlands County Florida | 1 | $ 347,000 | $ 347,000 | $ 147,000 |
| Monroe County Florida | 1 | $ 119,000 | $ 119,000 | $ 78,000 |
| Palm Beach County Florida | 1 | $ 192,000 | $ 192,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 121,000 | $ 121,000 | $ 142,000 |
| St. Johns County Florida | 1 | $ 417,000 | $ 417,000 | $ 69,000 |
| Fayette County Georgia | 1 | $ 124,000 | $ 124,000 | $ 99,000 |
| Gordon County Georgia | 1 | $ 96,000 | $ 96,000 | $ 75,000 |
| Gwinnett County Georgia | 1 | $ 113,000 | $ 113,000 | $ 63,000 |
| Paulding County Georgia | 1 | $ 45,000 | $ 45,000 | $ 58,000 |
| Walton County Georgia | 1 | $ 115,000 | $ 115,000 | $ 106,000 |
| Bonner County Idaho | 1 | $ 326,000 | $ 326,000 | $ 198,000 |
| Will County Illinois | 1 | $ 3,825,000 | $ 3,825,000 | $ 975,000 |
| Hamilton County Indiana | 1 | $ 144,000 | $ 144,000 | $ 115,000 |
| Madison County Indiana | 1 | $ 62,000 | $ 62,000 | $ 95,000 |
| Orange County Indiana | 1 | $ 59,000 | $ 59,000 | $ 0 |
| Owen County Indiana | 1 | $ 131,000 | $ 131,000 | $ 40,000 |
| Warrick County Indiana | 1 | $ 300,000 | $ 300,000 | $ 83,000 |
| Polk County Iowa | 1 | $ 115,000 | $ 115,000 | $ 119,000 |
| Labette County Kansas | 1 | $ 59,000 | $ 59,000 | $ 38,000 |
| Wyandotte County Kansas | 1 | $ 102,000 | $ 102,000 | $ 91,000 |
| Campbell County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 40,000 |
| Gallatin County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 41,000 |
| Harrison County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 25,000 |
| Nicholas County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 38,000 |
| Shelby County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 40,000 |
| St. James County Louisiana | 1 | $ 192,000 | $ 192,000 | $ 235,000 |
| Oxford County Maine | 1 | $ 183,000 | $ 183,000 | $ 64,000 |
| Garrett County Maryland | 1 | $ 22,000 | $ 22,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 240,000 | $ 240,000 | $ 104,000 |
| Berkshire County Massachusetts | 1 | $ 105,000 | $ 105,000 | $ 92,000 |
| Middlesex County Massachusetts | 1 | $ 273,000 | $ 273,000 | $ 65,000 |
| Norfolk County Massachusetts | 1 | $ 210,000 | $ 210,000 | $ 110,000 |
| Worcester County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 156,000 |
| Allegan County Michigan | 1 | $ 84,000 | $ 84,000 | $ 98,000 |
| Kent County Michigan | 1 | $ 120,000 | $ 120,000 | $ 43,000 |
| Lenawee County Michigan | 1 | $ 67,000 | $ 67,000 | $ 57,000 |
| Livingston County Michigan | 1 | $ 127,000 | $ 127,000 | $ 36,000 |
| Monroe County Michigan | 1 | $ 84,000 | $ 84,000 | $ 63,000 |
| Shiawassee County Michigan | 1 | $ 59,000 | $ 59,000 | $ 102,000 |
| Mille Lacs County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 107,000 |
| Washington County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 103,000 |
| Clay County Missouri | 1 | $ 171,000 | $ 171,000 | $ 117,000 |
| Taney County Missouri | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Texas County Missouri | 1 | $ 168,000 | $ 168,000 | $ 91,000 |
| Clark County Nevada | 1 | $ 151,000 | $ 151,000 | $ 112,000 |
| Cheshire County New Hampshire | 1 | $ 250,000 | $ 250,000 | $ 120,000 |
| Bergen County New Jersey | 1 | $ 240,000 | $ 240,000 | $ 900,000 |
| Middlesex County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 162,000 |
| Morris County New Jersey | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 250,000 | $ 250,000 | $ 96,000 |
| Passaic County New Jersey | 1 | $ 209,000 | $ 209,000 | $ 153,000 |
| Oneida County New York | 1 | $ 100,000 | $ 100,000 | $ 66,000 |
| Ashe County North Carolina | 1 | $ 97,000 | $ 97,000 | $ 263,000 |
| Cumberland County North Carolina | 1 | $ 241,000 | $ 241,000 | $ 146,000 |
| Davidson County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 240,000 |
| Durham County North Carolina | 1 | $ 60,000 | $ 60,000 | $ 117,000 |
| Granville County North Carolina | 1 | $ 64,000 | $ 64,000 | $ 75,000 |
| Nash County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 37,000 |
| Wake County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 0 |
| Watauga County North Carolina | 1 | $ 91,000 | $ 91,000 | $ 25,000 |
| Adams County Ohio | 1 | $ 94,000 | $ 94,000 | $ 63,000 |
| Allen County Ohio | 1 | $ 79,000 | $ 79,000 | $ 0 |
| Darke County Ohio | 1 | $ 45,000 | $ 45,000 | $ 91,000 |
| Hancock County Ohio | 1 | $ 55,000 | $ 55,000 | $ 86,000 |
| Hardin County Ohio | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Harrison County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Highland County Ohio | 1 | $ 52,000 | $ 52,000 | $ 119,000 |
| Hocking County Ohio | 1 | $ 229,000 | $ 229,000 | $ 115,000 |
| Huron County Ohio | 1 | $ 102,000 | $ 102,000 | $ 42,000 |
| Jackson County Ohio | 1 | $ 146,000 | $ 146,000 | $ 87,000 |
| Knox County Ohio | 1 | $ 62,000 | $ 62,000 | $ 186,000 |
| Meigs County Ohio | 1 | $ 223,000 | $ 223,000 | $ 94,000 |
| Muskingum County Ohio | 1 | $ 106,000 | $ 106,000 | $ 45,000 |
| Perry County Ohio | 1 | $ 35,000 | $ 35,000 | $ 0 |
| Seneca County Ohio | 1 | $ 40,000 | $ 40,000 | $ 61,000 |
| Tuscarawas County Ohio | 1 | $ 68,000 | $ 68,000 | $ 124,000 |
| Union County Ohio | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Warren County Ohio | 1 | $ 106,000 | $ 106,000 | $ 46,000 |
| Washington County Ohio | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Oklahoma County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 50,000 |
| Marion County Oregon | 1 | $ 230,000 | $ 230,000 | $ 68,000 |
| Armstrong County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Beaver County Pennsylvania | 1 | $ 80,000 | $ 80,000 | $ 30,000 |
| Berks County Pennsylvania | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Cambria County Pennsylvania | 1 | $ 98,000 | $ 98,000 | $ 37,000 |
| Carbon County Pennsylvania | 1 | $ 272,000 | $ 272,000 | $ 117,000 |
| Erie County Pennsylvania | 1 | $ 91,000 | $ 91,000 | $ 51,000 |
| Fayette County Pennsylvania | 1 | $ 90,000 | $ 90,000 | $ 84,000 |
| Greene County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 21,000 |
| Indiana County Pennsylvania | 1 | $ 108,000 | $ 108,000 | $ 32,000 |
| Lackawanna County Pennsylvania | 1 | $ 89,000 | $ 89,000 | $ 152,000 |
| Lancaster County Pennsylvania | 1 | $ 517,000 | $ 517,000 | $ 780,000 |
| Lawrence County Pennsylvania | 1 | $ 85,000 | $ 85,000 | $ 290,000 |
| Lebanon County Pennsylvania | 1 | $ 66,000 | $ 66,000 | $ 59,000 |
| Montgomery County Pennsylvania | 1 | $ 230,000 | $ 230,000 | $ 124,000 |
| Schuylkill County Pennsylvania | 1 | $ 53,000 | $ 53,000 | $ 39,000 |
| Tioga County Pennsylvania | 1 | $ 136,000 | $ 136,000 | $ 0 |
| Hamblen County Tennessee | 1 | $ 1,400,000 | $ 1,400,000 | $ 563,000 |
| Monroe County Tennessee | 1 | $ 77,000 | $ 77,000 | $ 37,000 |
| Perry County Tennessee | 1 | $ 139,000 | $ 139,000 | $ 64,000 |
| Shelby County Tennessee | 1 | $ 60,000 | $ 60,000 | $ 229,000 |
| Brazoria County Texas | 1 | $ 153,000 | $ 153,000 | $ 507,000 |
| Collin County Texas | 1 | $ 70,000 | $ 70,000 | $ 121,000 |
| Addison County Vermont | 1 | $ 105,000 | $ 105,000 | $ 212,000 |
| Fairfax County Virginia | 1 | $ 265,000 | $ 265,000 | $ 50,000 |
| Manassas County Virginia | 1 | $ 110,000 | $ 110,000 | $ 1,180,000 |
| Portsmouth County Virginia | 1 | $ 245,000 | $ 245,000 | $ 231,000 |
| Richmond City County Virginia | 1 | $ 193,000 | $ 193,000 | $ 107,000 |
| Suffolk County Virginia | 1 | $ 340,000 | $ 340,000 | $ 0 |
| Snohomish County Washington | 1 | $ 250,000 | $ 250,000 | $ 477,000 |
| Spokane County Washington | 1 | $ 175,000 | $ 175,000 | $ 90,000 |
| Racine County Wisconsin | 1 | $ 60,000 | $ 60,000 | $ 29,000 |
| Campbell County Wyoming | 1 | $ 143,000 | $ 143,000 | $ 115,000 |
Mortgage Loan Application Detail Totals for United Midwest Savings Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 604 | $77,877,000 | $128,000 | $3,825,000 | $137,000 | $1,918,000 |
| Refinancing | 318 | $58,030,000 | $182,000 | $2,800,000 | $148,000 | $3,572,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 604 | $97,587,000 | $161,000 | $3,825,000 | $148,000 | $3,572,000 |
| Black or African American | 204 | $21,873,000 | $107,000 | $650,000 | $102,000 | $1,068,000 |
| Not Provided | 51 | $6,268,000 | $122,000 | $840,000 | $133,000 | $900,000 |
| Hispanic | 39 | $6,115,000 | $156,000 | $343,000 | $116,000 | $500,000 |
| Asian | 20 | $3,215,000 | $160,000 | $317,000 | $385,000 | $1,918,000 |
| American Indian or Alaskan Native | 3 | $707,000 | $235,000 | $323,000 | $112,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $142,000 | $142,000 | $142,000 | $97,000 | $97,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 922 | $135,907,000 | $147,000 | $3,825,000 | $141,000 | $3,572,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 306 | $37,567,000 | $122,000 | $863,000 | $151,000 | $2,283,000 |
| Application Withdrawn By Applicant | 237 | $42,060,000 | $177,000 | $3,825,000 | $142,000 | $1,077,000 |
| Application Denied By Financial Institution | 187 | $29,238,000 | $156,000 | $2,800,000 | $135,000 | $1,200,000 |
| File Closed For Incompleteness | 183 | $25,829,000 | $141,000 | $1,137,000 | $131,000 | $3,572,000 |
| Application Approved But Not Accepted | 9 | $1,213,000 | $134,000 | $265,000 | $63,000 | $94,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 65 | $10,018,000 | $154,000 | $840,000 | $125,000 | $715,000 |
| Debt-To-Income Ratio | 60 | $11,049,000 | $184,000 | $2,800,000 | $151,000 | $900,000 |
| Credit History | 39 | $5,448,000 | $139,000 | $417,000 | $147,000 | $1,200,000 |
| Collateral | 17 | $2,032,000 | $119,000 | $338,000 | $115,000 | $286,000 |
| Employment History | 3 | $188,000 | $62,000 | $84,000 | $49,000 | $63,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $438,000 | $219,000 | $366,000 | $88,000 | $110,000 |
| Unverifiable Information | 1 | $65,000 | $65,000 | $65,000 | $69,000 | $69,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Midwest Savings Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Midwest Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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