United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
United Nations Federal Credit Union 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,058 |
| Total Mortgage Loan Application Amount | $327,697,000 |
| Average Mortgage Loan Application Amount | $238,666 |
| Highest Mortgage Loan Application Amount | $1,505,000 |
| Average Applicant Income | $140,000 |
| Highest Applicant Income | $1,665,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 166 | $ 67,862,000 | $ 408,000 | $ 187,000 |
| Queens County New York | 127 | $ 37,074,000 | $ 291,000 | $ 125,000 |
| Westchester County New York | 97 | $ 33,511,000 | $ 345,000 | $ 173,000 |
| Kings County New York | 71 | $ 28,237,000 | $ 397,000 | $ 167,000 |
| Nassau County New York | 45 | $ 12,563,000 | $ 279,000 | $ 127,000 |
| Hudson County New Jersey | 33 | $ 7,145,000 | $ 216,000 | $ 126,000 |
| Bergen County New Jersey | 30 | $ 9,303,000 | $ 310,000 | $ 145,000 |
| Middlesex County New Jersey | 26 | $ 6,825,000 | $ 262,000 | $ 133,000 |
| Essex County New Jersey | 22 | $ 6,108,000 | $ 277,000 | $ 134,000 |
| Suffolk County New York | 19 | $ 4,901,000 | $ 257,000 | $ 152,000 |
| Bronx County New York | 17 | $ 4,254,000 | $ 250,000 | $ 161,000 |
| Fairfield County Connecticut | 13 | $ 5,023,000 | $ 386,000 | $ 162,000 |
| District of Columbia County District Of Columbia | 10 | $ 2,366,000 | $ 236,000 | $ 139,000 |
| Richmond County New York | 10 | $ 3,107,000 | $ 310,000 | $ 107,000 |
| Miami-Dade County Florida | 7 | $ 1,551,000 | $ 221,000 | $ 181,000 |
| Morris County New Jersey | 6 | $ 1,387,000 | $ 231,000 | $ 128,000 |
| Union County New Jersey | 6 | $ 1,933,000 | $ 322,000 | $ 147,000 |
| Fairfax County Virginia | 6 | $ 1,276,000 | $ 212,000 | $ 92,000 |
| Broward County Florida | 5 | $ 1,304,000 | $ 260,000 | $ 183,000 |
| Orange County Florida | 5 | $ 749,000 | $ 149,000 | $ 163,000 |
| Montgomery County Maryland | 5 | $ 1,978,000 | $ 395,000 | $ 110,000 |
| Dutchess County New York | 5 | $ 1,083,000 | $ 216,000 | $ 119,000 |
| Middlesex County Massachusetts | 4 | $ 1,235,000 | $ 308,000 | $ 135,000 |
| Passaic County New Jersey | 4 | $ 1,193,000 | $ 298,000 | $ 145,000 |
| Somerset County New Jersey | 4 | $ 720,000 | $ 180,000 | $ 132,000 |
| Rockland County New York | 4 | $ 764,000 | $ 191,000 | $ 163,000 |
| Ulster County New York | 4 | $ 534,000 | $ 133,000 | $ 76,000 |
| King County Washington | 4 | $ 1,768,000 | $ 442,000 | $ 187,000 |
| Riverside County California | 3 | $ 920,000 | $ 306,000 | $ 85,000 |
| Lee County Florida | 3 | $ 303,000 | $ 101,000 | $ 97,000 |
| Polk County Florida | 3 | $ 519,000 | $ 173,000 | $ 71,000 |
| DeKalb County Georgia | 3 | $ 165,000 | $ 55,000 | $ 44,000 |
| Baltimore City County Maryland | 3 | $ 250,000 | $ 83,000 | $ 61,000 |
| Suffolk County Massachusetts | 3 | $ 521,000 | $ 173,000 | $ 142,000 |
| Clark County Nevada | 3 | $ 427,000 | $ 142,000 | $ 131,000 |
| Mercer County New Jersey | 3 | $ 1,152,000 | $ 384,000 | $ 149,000 |
| Monmouth County New Jersey | 3 | $ 272,000 | $ 90,000 | $ 110,000 |
| Greene County New York | 3 | $ 778,000 | $ 259,000 | $ 167,000 |
| Putnam County New York | 3 | $ 653,000 | $ 217,000 | $ 156,000 |
| Monroe County Pennsylvania | 3 | $ 363,000 | $ 121,000 | $ 93,000 |
| Northampton County Pennsylvania | 3 | $ 506,000 | $ 168,000 | $ 118,000 |
| Arlington County Virginia | 3 | $ 539,000 | $ 179,000 | $ 197,000 |
| Maricopa County Arizona | 2 | $ 387,000 | $ 193,000 | $ 92,000 |
| Marin County California | 2 | $ 1,150,000 | $ 575,000 | $ 226,000 |
| Orange County California | 2 | $ 940,000 | $ 470,000 | $ 156,000 |
| Kent County Delaware | 2 | $ 166,000 | $ 83,000 | $ 130,000 |
| Sussex County Delaware | 2 | $ 612,000 | $ 306,000 | $ 107,000 |
| Osceola County Florida | 2 | $ 246,000 | $ 123,000 | $ 41,000 |
| Pinellas County Florida | 2 | $ 423,000 | $ 211,000 | $ 98,000 |
| Seminole County Florida | 2 | $ 220,000 | $ 110,000 | $ 128,000 |
| Cook County Illinois | 2 | $ 420,000 | $ 210,000 | $ 72,000 |
| Prince George's County Maryland | 2 | $ 290,000 | $ 145,000 | $ 196,000 |
| Queen Anne's County Maryland | 2 | $ 660,000 | $ 330,000 | $ 225,000 |
| Norfolk County Massachusetts | 2 | $ 620,000 | $ 310,000 | $ 95,000 |
| Washtenaw County Michigan | 2 | $ 384,000 | $ 192,000 | $ 117,000 |
| Douglas County Nebraska | 2 | $ 101,000 | $ 50,000 | $ 107,000 |
| Rockingham County New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 180,000 |
| Monroe County New York | 2 | $ 148,000 | $ 74,000 | $ 50,000 |
| Orange County New York | 2 | $ 424,000 | $ 212,000 | $ 122,000 |
| Wayne County Pennsylvania | 2 | $ 452,000 | $ 226,000 | $ 149,000 |
| Charleston County South Carolina | 2 | $ 704,000 | $ 352,000 | $ 119,000 |
| Collin County Texas | 2 | $ 498,000 | $ 249,000 | $ 134,000 |
| Dallas County Texas | 2 | $ 184,000 | $ 92,000 | $ 236,000 |
| Loudoun County Virginia | 2 | $ 390,000 | $ 195,000 | $ 91,000 |
| Contra Costa County California | 1 | $ 260,000 | $ 260,000 | $ 180,000 |
| Lake County California | 1 | $ 155,000 | $ 155,000 | $ 282,000 |
| Los Angeles County California | 1 | $ 260,000 | $ 260,000 | $ 63,000 |
| Sacramento County California | 1 | $ 84,000 | $ 84,000 | $ 350,000 |
| San Diego County California | 1 | $ 230,000 | $ 230,000 | $ 177,000 |
| San Francisco County California | 1 | $ 720,000 | $ 720,000 | $ 253,000 |
| San Joaquin County California | 1 | $ 210,000 | $ 210,000 | $ 165,000 |
| Santa Clara County California | 1 | $ 60,000 | $ 60,000 | $ 86,000 |
| Arapahoe County Colorado | 1 | $ 13,000 | $ 13,000 | $ 47,000 |
| Larimer County Colorado | 1 | $ 165,000 | $ 165,000 | $ 204,000 |
| Middlesex County Connecticut | 1 | $ 192,000 | $ 192,000 | $ 173,000 |
| New Haven County Connecticut | 1 | $ 310,000 | $ 310,000 | $ 179,000 |
| Tolland County Connecticut | 1 | $ 15,000 | $ 15,000 | $ 82,000 |
| New Castle County Delaware | 1 | $ 139,000 | $ 139,000 | $ 58,000 |
| Brevard County Florida | 1 | $ 132,000 | $ 132,000 | $ 107,000 |
| Charlotte County Florida | 1 | $ 136,000 | $ 136,000 | $ 90,000 |
| Collier County Florida | 1 | $ 225,000 | $ 225,000 | $ 65,000 |
| Nassau County Florida | 1 | $ 256,000 | $ 256,000 | $ 67,000 |
| Palm Beach County Florida | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Sarasota County Florida | 1 | $ 148,000 | $ 148,000 | $ 119,000 |
| St. Lucie County Florida | 1 | $ 78,000 | $ 78,000 | $ 146,000 |
| Baldwin County Georgia | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Chatham County Georgia | 1 | $ 20,000 | $ 20,000 | $ 66,000 |
| Cobb County Georgia | 1 | $ 248,000 | $ 248,000 | $ 83,000 |
| Gwinnett County Georgia | 1 | $ 105,000 | $ 105,000 | $ 39,000 |
| Maui County Hawaii | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| DuPage County Illinois | 1 | $ 232,000 | $ 232,000 | $ 120,000 |
| Marion County Indiana | 1 | $ 164,000 | $ 164,000 | $ 131,000 |
| Berkshire County Massachusetts | 1 | $ 339,000 | $ 339,000 | $ 680,000 |
| Dakota County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 107,000 |
| Hennepin County Minnesota | 1 | $ 136,000 | $ 136,000 | $ 230,000 |
| Ramsey County Minnesota | 1 | $ 110,000 | $ 110,000 | $ 181,000 |
| St. Louis County Minnesota | 1 | $ 200,000 | $ 200,000 | $ 310,000 |
| Boone County Missouri | 1 | $ 80,000 | $ 80,000 | $ 105,000 |
| Grafton County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 129,000 |
| Strafford County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 154,000 |
| Cape May County New Jersey | 1 | $ 214,000 | $ 214,000 | $ 121,000 |
| Hunterdon County New Jersey | 1 | $ 249,000 | $ 249,000 | $ 119,000 |
| Warren County New Jersey | 1 | $ 444,000 | $ 444,000 | $ 178,000 |
| Santa Fe County New Mexico | 1 | $ 130,000 | $ 130,000 | $ 160,000 |
| Columbia County New York | 1 | $ 256,000 | $ 256,000 | $ 226,000 |
| Delaware County New York | 1 | $ 105,000 | $ 105,000 | $ 98,000 |
| Otsego County New York | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Saratoga County New York | 1 | $ 245,000 | $ 245,000 | $ 75,000 |
| Sullivan County New York | 1 | $ 130,000 | $ 130,000 | $ 109,000 |
| Transylvania County North Carolina | 1 | $ 160,000 | $ 160,000 | $ 200,000 |
| Delaware County Ohio | 1 | $ 90,000 | $ 90,000 | $ 188,000 |
| Geauga County Ohio | 1 | $ 276,000 | $ 276,000 | $ 216,000 |
| Hamilton County Ohio | 1 | $ 91,000 | $ 91,000 | $ 74,000 |
| Clackamas County Oregon | 1 | $ 275,000 | $ 275,000 | $ 83,000 |
| Delaware County Pennsylvania | 1 | $ 184,000 | $ 184,000 | $ 136,000 |
| Montgomery County Pennsylvania | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Pike County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 65,000 |
| Schuylkill County Pennsylvania | 1 | $ 8,000 | $ 8,000 | $ 110,000 |
| Providence County Rhode Island | 1 | $ 300,000 | $ 300,000 | $ 74,000 |
| Horry County South Carolina | 1 | $ 104,000 | $ 104,000 | $ 42,000 |
| Harris County Texas | 1 | $ 152,000 | $ 152,000 | $ 126,000 |
| Tooele County Utah | 1 | $ 7,000 | $ 7,000 | $ 84,000 |
| Fairfax City County Virginia | 1 | $ 488,000 | $ 488,000 | $ 168,000 |
| Falls Church County Virginia | 1 | $ 400,000 | $ 400,000 | $ 206,000 |
| Henrico County Virginia | 1 | $ 202,000 | $ 202,000 | $ 76,000 |
| Orange County Virginia | 1 | $ 260,000 | $ 260,000 | $ 105,000 |
| Benton County Washington | 1 | $ 415,000 | $ 415,000 | $ 56,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 506 | $180,534,000 | $356,000 | $1,505,000 | $151,000 | $709,000 |
| Refinancing | 454 | $142,550,000 | $313,000 | $1,500,000 | $152,000 | $1,665,000 |
| Home Improvement | 98 | $4,613,000 | $47,000 | $625,000 | $117,000 | $415,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 369 | $131,640,000 | $356,000 | $1,350,000 | $163,000 | $709,000 |
| Asian | 248 | $90,149,000 | $363,000 | $1,505,000 | $154,000 | $1,665,000 |
| Black or African American | 210 | $61,236,000 | $291,000 | $1,360,000 | $142,000 | $415,000 |
| Not Provided | 134 | $24,492,000 | $182,000 | $890,000 | $132,000 | $353,000 |
| Hispanic | 83 | $19,889,000 | $239,000 | $977,000 | $120,000 | $386,000 |
| American Indian or Alaskan Native | 13 | $250,000 | $19,000 | $75,000 | $101,000 | $232,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $41,000 | $41,000 | $41,000 | $207,000 | $207,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,058 | $327,697,000 | $309,000 | $1,505,000 | $148,000 | $1,665,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 667 | $201,296,000 | $301,000 | $1,505,000 | $149,000 | $709,000 |
| Application Denied By Financial Institution | 123 | $34,468,000 | $280,000 | $989,000 | $129,000 | $350,000 |
| Preapproval Approved but not Accepted | 119 | $42,007,000 | $353,000 | $1,000,000 | $147,000 | $327,000 |
| Application Approved But Not Accepted | 115 | $36,445,000 | $316,000 | $900,000 | $155,000 | $680,000 |
| Preapproval Denied by Financial Institution | 21 | $6,240,000 | $297,000 | $600,000 | $106,000 | $199,000 |
| Application Withdrawn By Applicant | 12 | $5,891,000 | $490,000 | $1,500,000 | $299,000 | $1,665,000 |
| File Closed For Incompleteness | 1 | $1,350,000 | $1,350,000 | $1,350,000 | $540,000 | $540,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 41 | $14,575,000 | $355,000 | $989,000 | $150,000 | $335,000 |
| Debt-To-Income Ratio | 40 | $10,403,000 | $260,000 | $700,000 | $105,000 | $302,000 |
| Credit History | 37 | $7,986,000 | $215,000 | $600,000 | $114,000 | $310,000 |
| Other | 12 | $2,349,000 | $195,000 | $575,000 | $136,000 | $350,000 |
| Mortgage Insurance Denied | 7 | $2,959,000 | $422,000 | $520,000 | $139,000 | $199,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,700,000 | $425,000 | $600,000 | $127,000 | $155,000 |
| Employment History | 2 | $600,000 | $300,000 | $400,000 | $86,000 | $100,000 |
| Unverifiable Information | 1 | $136,000 | $136,000 | $136,000 | $230,000 | $230,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.