United Nations Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
United Nations Federal Credit Union 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Nations Federal Credit Union 24-01 44Th Road 7Th Floor New York, NY 11101 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,757 |
| Total Mortgage Loan Application Amount | $691,651,000 |
| Average Mortgage Loan Application Amount | $321,000 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $166,000 |
| Highest Applicant Income | $1,685,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with United Nations Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Nations Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down United Nations Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Nations Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United Nations Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Nations Federal Credit Union's mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 211 | $ 95,579,000 | $ 452,000 | $ 182,000 |
| District of Columbia County District Of Columbia | 137 | $ 70,038,000 | $ 511,000 | $ 193,000 |
| Montgomery County Maryland | 131 | $ 66,590,000 | $ 508,000 | $ 187,000 |
| Fairfax County Virginia | 100 | $ 55,286,000 | $ 552,000 | $ 209,000 |
| Queens County New York | 94 | $ 28,775,000 | $ 306,000 | $ 126,000 |
| Westchester County New York | 94 | $ 33,916,000 | $ 360,000 | $ 169,000 |
| Kings County New York | 82 | $ 38,291,000 | $ 466,000 | $ 159,000 |
| Bergen County New Jersey | 48 | $ 17,425,000 | $ 363,000 | $ 172,000 |
| Loudoun County Virginia | 35 | $ 13,275,000 | $ 379,000 | $ 169,000 |
| Nassau County New York | 32 | $ 9,478,000 | $ 296,000 | $ 136,000 |
| Hudson County New Jersey | 25 | $ 8,290,000 | $ 331,000 | $ 159,000 |
| Arlington County Virginia | 22 | $ 10,623,000 | $ 482,000 | $ 165,000 |
| Fairfield County Connecticut | 21 | $ 7,422,000 | $ 353,000 | $ 164,000 |
| Miami-Dade County Florida | 21 | $ 4,499,000 | $ 214,000 | $ 132,000 |
| Essex County New Jersey | 20 | $ 6,696,000 | $ 334,000 | $ 179,000 |
| Bronx County New York | 20 | $ 4,033,000 | $ 201,000 | $ 105,000 |
| Suffolk County New York | 18 | $ 5,701,000 | $ 316,000 | $ 200,000 |
| Broward County Florida | 14 | $ 2,203,000 | $ 157,000 | $ 156,000 |
| Howard County Maryland | 13 | $ 5,520,000 | $ 424,000 | $ 166,000 |
| Middlesex County New Jersey | 13 | $ 3,624,000 | $ 278,000 | $ 138,000 |
| Prince George's County Maryland | 11 | $ 2,450,000 | $ 222,000 | $ 232,000 |
| Wake County North Carolina | 11 | $ 3,102,000 | $ 282,000 | $ 171,000 |
| Prince William County Virginia | 11 | $ 3,549,000 | $ 322,000 | $ 108,000 |
| Orange County Florida | 10 | $ 3,285,000 | $ 328,000 | $ 161,000 |
| Palm Beach County Florida | 10 | $ 4,182,000 | $ 418,000 | $ 255,000 |
| Somerset County New Jersey | 10 | $ 2,632,000 | $ 263,000 | $ 126,000 |
| Alexandria County Virginia | 9 | $ 3,757,000 | $ 417,000 | $ 163,000 |
| Middlesex County Massachusetts | 8 | $ 2,798,000 | $ 349,000 | $ 180,000 |
| Monmouth County New Jersey | 8 | $ 3,001,000 | $ 375,000 | $ 173,000 |
| Richmond County New York | 7 | $ 2,619,000 | $ 374,000 | $ 170,000 |
| Philadelphia County Pennsylvania | 7 | $ 949,000 | $ 135,000 | $ 78,000 |
| Los Angeles County California | 6 | $ 2,384,000 | $ 397,000 | $ 230,000 |
| Mercer County New Jersey | 6 | $ 1,631,000 | $ 271,000 | $ 131,000 |
| Morris County New Jersey | 6 | $ 2,261,000 | $ 376,000 | $ 181,000 |
| Ulster County New York | 6 | $ 869,000 | $ 144,000 | $ 153,000 |
| Harris County Texas | 6 | $ 1,256,000 | $ 209,000 | $ 165,000 |
| Salt Lake County Utah | 6 | $ 482,000 | $ 80,000 | $ 192,000 |
| King County Washington | 6 | $ 3,100,000 | $ 516,000 | $ 184,000 |
| Orange County California | 5 | $ 3,604,000 | $ 720,000 | $ 211,000 |
| Fulton County Georgia | 5 | $ 411,000 | $ 82,000 | $ 66,000 |
| Cook County Illinois | 5 | $ 968,000 | $ 193,000 | $ 229,000 |
| Anne Arundel County Maryland | 5 | $ 2,227,000 | $ 445,000 | $ 234,000 |
| Alameda County California | 4 | $ 2,576,000 | $ 644,000 | $ 139,000 |
| Cobb County Georgia | 4 | $ 700,000 | $ 175,000 | $ 117,000 |
| Baltimore County Maryland | 4 | $ 515,000 | $ 128,000 | $ 112,000 |
| Charles County Maryland | 4 | $ 423,000 | $ 105,000 | $ 206,000 |
| Oakland County Michigan | 4 | $ 285,000 | $ 71,000 | $ 154,000 |
| Dutchess County New York | 4 | $ 663,000 | $ 165,000 | $ 161,000 |
| Montgomery County Pennsylvania | 4 | $ 856,000 | $ 214,000 | $ 110,000 |
| Denton County Texas | 4 | $ 851,000 | $ 212,000 | $ 137,000 |
| Maricopa County Arizona | 3 | $ 1,250,000 | $ 416,000 | $ 147,000 |
| Riverside County California | 3 | $ 1,027,000 | $ 342,000 | $ 135,000 |
| San Bernardino County California | 3 | $ 998,000 | $ 332,000 | $ 109,000 |
| San Francisco County California | 3 | $ 1,335,000 | $ 445,000 | $ 172,000 |
| Hartford County Connecticut | 3 | $ 469,000 | $ 156,000 | $ 226,000 |
| Osceola County Florida | 3 | $ 480,000 | $ 160,000 | $ 102,000 |
| Sarasota County Florida | 3 | $ 521,000 | $ 173,000 | $ 148,000 |
| Baltimore City County Maryland | 3 | $ 151,000 | $ 50,000 | $ 107,000 |
| Suffolk County Massachusetts | 3 | $ 296,000 | $ 98,000 | $ 73,000 |
| Union County New Jersey | 3 | $ 1,458,000 | $ 486,000 | $ 188,000 |
| Greene County New York | 3 | $ 316,000 | $ 105,000 | $ 133,000 |
| Putnam County New York | 3 | $ 870,000 | $ 290,000 | $ 90,000 |
| Rockland County New York | 3 | $ 382,000 | $ 127,000 | $ 89,000 |
| Sullivan County New York | 3 | $ 160,000 | $ 53,000 | $ 60,000 |
| Mecklenburg County North Carolina | 3 | $ 491,000 | $ 163,000 | $ 71,000 |
| Bucks County Pennsylvania | 3 | $ 1,263,000 | $ 421,000 | $ 184,000 |
| Davidson County Tennessee | 3 | $ 710,000 | $ 236,000 | $ 130,000 |
| Collin County Texas | 3 | $ 1,357,000 | $ 452,000 | $ 211,000 |
| Dallas County Texas | 3 | $ 2,615,000 | $ 871,000 | $ 322,000 |
| Tarrant County Texas | 3 | $ 679,000 | $ 226,000 | $ 115,000 |
| Fairfax City County Virginia | 3 | $ 580,000 | $ 193,000 | $ 133,000 |
| San Diego County California | 2 | $ 973,000 | $ 486,000 | $ 216,000 |
| Ventura County California | 2 | $ 762,000 | $ 381,000 | $ 265,000 |
| Litchfield County Connecticut | 2 | $ 635,000 | $ 317,000 | $ 83,000 |
| New Haven County Connecticut | 2 | $ 460,000 | $ 230,000 | $ 109,000 |
| Tolland County Connecticut | 2 | $ 171,000 | $ 85,000 | $ 67,000 |
| Kent County Delaware | 2 | $ 558,000 | $ 279,000 | $ 139,000 |
| Sussex County Delaware | 2 | $ 862,000 | $ 431,000 | $ 1,031,000 |
| Collier County Florida | 2 | $ 274,000 | $ 137,000 | $ 90,000 |
| Flagler County Florida | 2 | $ 167,000 | $ 83,000 | $ 81,000 |
| Forsyth County Georgia | 2 | $ 566,000 | $ 283,000 | $ 116,000 |
| Gwinnett County Georgia | 2 | $ 478,000 | $ 239,000 | $ 82,000 |
| Worcester County Maryland | 2 | $ 512,000 | $ 256,000 | $ 191,000 |
| Barnstable County Massachusetts | 2 | $ 638,000 | $ 319,000 | $ 121,000 |
| Clark County Nevada | 2 | $ 297,000 | $ 148,000 | $ 93,000 |
| Hillsborough County New Hampshire | 2 | $ 276,000 | $ 138,000 | $ 150,000 |
| Ocean County New Jersey | 2 | $ 294,000 | $ 147,000 | $ 86,000 |
| Passaic County New Jersey | 2 | $ 575,000 | $ 287,000 | $ 101,000 |
| Sussex County New Jersey | 2 | $ 520,000 | $ 260,000 | $ 50,000 |
| Buncombe County North Carolina | 2 | $ 372,000 | $ 186,000 | $ 96,000 |
| Chatham County North Carolina | 2 | $ 535,000 | $ 267,000 | $ 115,000 |
| Durham County North Carolina | 2 | $ 484,000 | $ 242,000 | $ 177,000 |
| Chester County Pennsylvania | 2 | $ 1,389,000 | $ 694,000 | $ 222,000 |
| Cumberland County Pennsylvania | 2 | $ 652,000 | $ 326,000 | $ 119,000 |
| Monroe County Pennsylvania | 2 | $ 161,000 | $ 80,000 | $ 91,000 |
| Horry County South Carolina | 2 | $ 616,000 | $ 308,000 | $ 117,000 |
| Oconee County South Carolina | 2 | $ 115,000 | $ 57,000 | $ 171,000 |
| Fort Bend County Texas | 2 | $ 235,000 | $ 117,000 | $ 120,000 |
| Augusta County Virginia | 2 | $ 150,000 | $ 75,000 | $ 55,000 |
| James City County Virginia | 2 | $ 680,000 | $ 340,000 | $ 125,000 |
| Virginia Beach County Virginia | 2 | $ 468,000 | $ 234,000 | $ 76,000 |
| Contra Costa County California | 1 | $ 374,000 | $ 374,000 | $ 119,000 |
| Marin County California | 1 | $ 672,000 | $ 672,000 | $ 151,000 |
| Placer County California | 1 | $ 220,000 | $ 220,000 | $ 138,000 |
| Sacramento County California | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| San Mateo County California | 1 | $ 500,000 | $ 500,000 | $ 102,000 |
| Tulare County California | 1 | $ 136,000 | $ 136,000 | $ 85,000 |
| Boulder County Colorado | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Mesa County Colorado | 1 | $ 220,000 | $ 220,000 | $ 134,000 |
| Middlesex County Connecticut | 1 | $ 228,000 | $ 228,000 | $ 373,000 |
| New Castle County Delaware | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Alachua County Florida | 1 | $ 90,000 | $ 90,000 | $ 135,000 |
| Brevard County Florida | 1 | $ 255,000 | $ 255,000 | $ 304,000 |
| Indian River County Florida | 1 | $ 568,000 | $ 568,000 | $ 235,000 |
| Lee County Florida | 1 | $ 200,000 | $ 200,000 | $ 69,000 |
| Manatee County Florida | 1 | $ 280,000 | $ 280,000 | $ 268,000 |
| Pinellas County Florida | 1 | $ 129,000 | $ 129,000 | $ 58,000 |
| Polk County Florida | 1 | $ 109,000 | $ 109,000 | $ 166,000 |
| St. Johns County Florida | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| St. Lucie County Florida | 1 | $ 80,000 | $ 80,000 | $ 200,000 |
| Volusia County Florida | 1 | $ 140,000 | $ 140,000 | $ 51,000 |
| Bibb County Georgia | 1 | $ 783,000 | $ 783,000 | $ 1,312,000 |
| Cherokee County Georgia | 1 | $ 169,000 | $ 169,000 | $ 61,000 |
| DeKalb County Georgia | 1 | $ 364,000 | $ 364,000 | $ 119,000 |
| Douglas County Georgia | 1 | $ 212,000 | $ 212,000 | $ 167,000 |
| Marion County Indiana | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
| Johnson County Kansas | 1 | $ 35,000 | $ 35,000 | $ 234,000 |
| York County Maine | 1 | $ 239,000 | $ 239,000 | $ 241,000 |
| Calvert County Maryland | 1 | $ 125,000 | $ 125,000 | $ 447,000 |
| Frederick County Maryland | 1 | $ 296,000 | $ 296,000 | $ 118,000 |
| Queen Anne's County Maryland | 1 | $ 300,000 | $ 300,000 | $ 309,000 |
| Essex County Massachusetts | 1 | $ 356,000 | $ 356,000 | $ 117,000 |
| Norfolk County Massachusetts | 1 | $ 330,000 | $ 330,000 | $ 281,000 |
| Worcester County Massachusetts | 1 | $ 344,000 | $ 344,000 | $ 101,000 |
| Kalamazoo County Michigan | 1 | $ 40,000 | $ 40,000 | $ 25,000 |
| Hennepin County Minnesota | 1 | $ 370,000 | $ 370,000 | $ 207,000 |
| Lowndes County Mississippi | 1 | $ 115,000 | $ 115,000 | $ 103,000 |
| Jackson County Missouri | 1 | $ 310,000 | $ 310,000 | $ 250,000 |
| St. Louis County Missouri | 1 | $ 612,000 | $ 612,000 | $ 260,000 |
| Washoe County Nevada | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
| Burlington County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 380,000 |
| Camden County New Jersey | 1 | $ 296,000 | $ 296,000 | $ 240,000 |
| Hunterdon County New Jersey | 1 | $ 358,000 | $ 358,000 | $ 221,000 |
| Santa Fe County New Mexico | 1 | $ 252,000 | $ 252,000 | $ 162,000 |
| Taos County New Mexico | 1 | $ 304,000 | $ 304,000 | $ 236,000 |
| Delaware County New York | 1 | $ 276,000 | $ 276,000 | $ 190,000 |
| Monroe County New York | 1 | $ 128,000 | $ 128,000 | $ 0 |
| Orange County New York | 1 | $ 285,000 | $ 285,000 | $ 112,000 |
| Schenectady County New York | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Dare County North Carolina | 1 | $ 636,000 | $ 636,000 | $ 450,000 |
| Forsyth County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 48,000 |
| Iredell County North Carolina | 1 | $ 350,000 | $ 350,000 | $ 128,000 |
| Hamilton County Ohio | 1 | $ 170,000 | $ 170,000 | $ 113,000 |
| Tulsa County Oklahoma | 1 | $ 276,000 | $ 276,000 | $ 92,000 |
| Clackamas County Oregon | 1 | $ 417,000 | $ 417,000 | $ 215,000 |
| Lane County Oregon | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Allegheny County Pennsylvania | 1 | $ 228,000 | $ 228,000 | $ 142,000 |
| Centre County Pennsylvania | 1 | $ 126,000 | $ 126,000 | $ 67,000 |
| Dauphin County Pennsylvania | 1 | $ 268,000 | $ 268,000 | $ 313,000 |
| Delaware County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 147,000 |
| Lancaster County Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 24,000 |
| Northampton County Pennsylvania | 1 | $ 462,000 | $ 462,000 | $ 166,000 |
| Tioga County Pennsylvania | 1 | $ 5,000 | $ 5,000 | $ 102,000 |
| Spartanburg County South Carolina | 1 | $ 10,000 | $ 10,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 126,000 | $ 126,000 | $ 74,000 |
| Brazos County Texas | 1 | $ 75,000 | $ 75,000 | $ 117,000 |
| Montgomery County Texas | 1 | $ 405,000 | $ 405,000 | $ 150,000 |
| Williamson County Texas | 1 | $ 180,000 | $ 180,000 | $ 79,000 |
| Washington County Vermont | 1 | $ 111,000 | $ 111,000 | $ 361,000 |
| Chesapeake County Virginia | 1 | $ 321,000 | $ 321,000 | $ 175,000 |
| Falls Church County Virginia | 1 | $ 600,000 | $ 600,000 | $ 145,000 |
| Fauquier County Virginia | 1 | $ 134,000 | $ 134,000 | $ 77,000 |
| Manassas Park County Virginia | 1 | $ 272,000 | $ 272,000 | $ 50,000 |
| Nelson County Virginia | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Northumberland County Virginia | 1 | $ 180,000 | $ 180,000 | $ 145,000 |
| Rappahannock County Virginia | 1 | $ 263,000 | $ 263,000 | $ 157,000 |
| Stafford County Virginia | 1 | $ 308,000 | $ 308,000 | $ 116,000 |
| Westmoreland County Virginia | 1 | $ 151,000 | $ 151,000 | $ 54,000 |
| Benton County Washington | 1 | $ 375,000 | $ 375,000 | $ 103,000 |
| Kitsap County Washington | 1 | $ 403,000 | $ 403,000 | $ 68,000 |
Mortgage Loan Application Detail Totals for United Nations Federal Credit Union in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,052 | $461,535,000 | $438,000 | $2,000,000 | $165,000 | $1,685,000 |
| Refinancing | 503 | $207,034,000 | $411,000 | $1,915,000 | $180,000 | $1,312,000 |
| Home Improvement | 202 | $23,082,000 | $114,000 | $2,600,000 | $153,000 | $636,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 756 | $336,731,000 | $445,000 | $2,600,000 | $185,000 | $1,685,000 |
| Asian | 356 | $148,162,000 | $416,000 | $1,995,000 | $170,000 | $726,000 |
| Black or African American | 292 | $93,123,000 | $318,000 | $1,500,000 | $151,000 | $615,000 |
| Not Provided | 165 | $44,565,000 | $270,000 | $1,650,000 | $157,000 | $398,000 |
| Hispanic | 138 | $54,000,000 | $391,000 | $1,375,000 | $165,000 | $1,288,000 |
| Not applicable | 33 | $12,511,000 | $379,000 | $1,000,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,562,000 | $156,000 | $743,000 | $139,000 | $267,000 |
| American Indian or Alaskan Native | 7 | $997,000 | $142,000 | $405,000 | $142,000 | $300,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,757 | $691,651,000 | $393,000 | $2,600,000 | $168,000 | $1,685,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,113 | $449,741,000 | $404,000 | $2,600,000 | $175,000 | $1,608,000 |
| Application Denied By Financial Institution | 363 | $138,777,000 | $382,000 | $1,750,000 | $152,000 | $456,000 |
| Application Withdrawn By Applicant | 185 | $71,800,000 | $388,000 | $1,500,000 | $180,000 | $1,685,000 |
| File Closed For Incompleteness | 42 | $9,699,000 | $230,000 | $1,000,000 | $171,000 | $569,000 |
| Loan Purchased By The Institution | 33 | $12,511,000 | $379,000 | $1,000,000 | $0 | $0 |
| Application Approved But Not Accepted | 21 | $9,123,000 | $434,000 | $1,375,000 | $207,000 | $1,288,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Unverifiable Information | 177 | $76,311,000 | $431,000 | $1,500,000 | $160,000 | $456,000 |
| Debt-To-Income Ratio | 61 | $24,088,000 | $394,000 | $1,750,000 | $127,000 | $422,000 |
| Other | 34 | $6,329,000 | $186,000 | $900,000 | $172,000 | $365,000 |
| Collateral | 32 | $10,817,000 | $338,000 | $1,000,000 | $146,000 | $264,000 |
| Credit History | 26 | $6,372,000 | $245,000 | $1,000,000 | $120,000 | $396,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $7,884,000 | $414,000 | $810,000 | $163,000 | $303,000 |
| Credit Application Incomplete | 7 | $3,700,000 | $528,000 | $1,500,000 | $209,000 | $333,000 |
| Employment History | 4 | $1,845,000 | $461,000 | $755,000 | $153,000 | $235,000 |
| Mortgage Insurance Denied | 3 | $1,431,000 | $477,000 | $616,000 | $151,000 | $192,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Nations Federal Credit Union's 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Nations Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.