Iserve Residential Lending
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Iserve Residential Lending 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Iserve Residential Lending 13520 Evening Creek Drive Suite #400 San Diego, CA 92128 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2005 |
| Total Number of Mortgage Applications | 1,790 |
| Total Mortgage Loan Application Amount | $452,871,000 |
| Average Mortgage Loan Application Amount | $234,666 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $93,666 |
| Highest Applicant Income | $2,392,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Iserve Residential Lending. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Iserve Residential Lending's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Iserve Residential Lending's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Iserve Residential Lending serves its applicants.
Each category highlights the total number of mortgage applications processed by Iserve Residential Lending, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Iserve Residential Lending's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 295 | $ 84,355,000 | $ 285,000 | $ 105,000 |
| Orange County California | 192 | $ 63,374,000 | $ 330,000 | $ 119,000 |
| San Diego County California | 171 | $ 55,071,000 | $ 322,000 | $ 116,000 |
| Napa County California | 140 | $ 43,397,000 | $ 309,000 | $ 112,000 |
| Alameda County California | 106 | $ 24,767,000 | $ 233,000 | $ 79,000 |
| Bernalillo County New Mexico | 68 | $ 8,674,000 | $ 127,000 | $ 46,000 |
| Maricopa County Arizona | 66 | $ 10,001,000 | $ 151,000 | $ 68,000 |
| Riverside County California | 66 | $ 14,319,000 | $ 216,000 | $ 103,000 |
| Humboldt County California | 59 | $ 12,793,000 | $ 216,000 | $ 83,000 |
| San Bernardino County California | 54 | $ 13,118,000 | $ 242,000 | $ 108,000 |
| Ventura County California | 52 | $ 15,967,000 | $ 307,000 | $ 102,000 |
| Hamilton County Tennessee | 32 | $ 4,603,000 | $ 143,000 | $ 69,000 |
| Stanislaus County California | 29 | $ 4,110,000 | $ 141,000 | $ 87,000 |
| Solano County California | 26 | $ 5,089,000 | $ 195,000 | $ 81,000 |
| Contra Costa County California | 23 | $ 8,338,000 | $ 362,000 | $ 133,000 |
| Bradley County Tennessee | 19 | $ 2,596,000 | $ 136,000 | $ 57,000 |
| Sevier County Tennessee | 19 | $ 3,078,000 | $ 162,000 | $ 91,000 |
| San Joaquin County California | 16 | $ 2,688,000 | $ 168,000 | $ 67,000 |
| Santa Fe County New Mexico | 14 | $ 3,583,000 | $ 255,000 | $ 78,000 |
| Walker County Alabama | 13 | $ 1,319,000 | $ 101,000 | $ 52,000 |
| San Mateo County California | 12 | $ 5,731,000 | $ 477,000 | $ 173,000 |
| Rutherford County Tennessee | 12 | $ 1,754,000 | $ 146,000 | $ 62,000 |
| McKinley County New Mexico | 11 | $ 1,899,000 | $ 172,000 | $ 79,000 |
| Butte County California | 10 | $ 2,955,000 | $ 295,000 | $ 113,000 |
| Clark County Nevada | 10 | $ 1,281,000 | $ 128,000 | $ 108,000 |
| Kern County California | 9 | $ 1,656,000 | $ 184,000 | $ 84,000 |
| Dona Ana County New Mexico | 9 | $ 1,787,000 | $ 198,000 | $ 70,000 |
| King County Washington | 8 | $ 2,348,000 | $ 293,000 | $ 97,000 |
| Pierce County Washington | 8 | $ 2,089,000 | $ 261,000 | $ 83,000 |
| Sacramento County California | 7 | $ 1,416,000 | $ 202,000 | $ 84,000 |
| Santa Clara County California | 7 | $ 2,241,000 | $ 320,000 | $ 113,000 |
| Davidson County Tennessee | 7 | $ 728,000 | $ 104,000 | $ 32,000 |
| Jefferson County Alabama | 6 | $ 901,000 | $ 150,000 | $ 67,000 |
| Sonoma County California | 6 | $ 1,835,000 | $ 305,000 | $ 116,000 |
| Osceola County Florida | 6 | $ 638,000 | $ 106,000 | $ 36,000 |
| Catoosa County Georgia | 6 | $ 701,000 | $ 116,000 | $ 80,000 |
| Walker County Georgia | 6 | $ 745,000 | $ 124,000 | $ 53,000 |
| Salt Lake County Utah | 6 | $ 1,551,000 | $ 258,000 | $ 33,000 |
| Sandoval County New Mexico | 5 | $ 639,000 | $ 127,000 | $ 33,000 |
| Orange County Florida | 4 | $ 557,000 | $ 139,000 | $ 50,000 |
| Chaves County New Mexico | 4 | $ 263,000 | $ 65,000 | $ 32,000 |
| Valencia County New Mexico | 4 | $ 498,000 | $ 124,000 | $ 46,000 |
| McMinn County Tennessee | 4 | $ 524,000 | $ 131,000 | $ 53,000 |
| Mobile County Alabama | 3 | $ 547,000 | $ 182,000 | $ 64,000 |
| Winston County Alabama | 3 | $ 208,000 | $ 69,000 | $ 50,000 |
| Apache County Arizona | 3 | $ 443,000 | $ 147,000 | $ 73,000 |
| Coconino County Arizona | 3 | $ 532,000 | $ 177,000 | $ 40,000 |
| Mohave County Arizona | 3 | $ 338,000 | $ 112,000 | $ 65,000 |
| Pinal County Arizona | 3 | $ 316,000 | $ 105,000 | $ 29,000 |
| Calaveras County California | 3 | $ 866,000 | $ 288,000 | $ 206,000 |
| Lake County California | 3 | $ 648,000 | $ 216,000 | $ 78,000 |
| Mendocino County California | 3 | $ 800,000 | $ 266,000 | $ 126,000 |
| Santa Barbara County California | 3 | $ 724,000 | $ 241,000 | $ 105,000 |
| Jefferson County Tennessee | 3 | $ 591,000 | $ 197,000 | $ 77,000 |
| Collin County Texas | 3 | $ 847,000 | $ 282,000 | $ 238,000 |
| Denton County Texas | 3 | $ 686,000 | $ 228,000 | $ 183,000 |
| Kitsap County Washington | 3 | $ 1,034,000 | $ 344,000 | $ 849,000 |
| Snohomish County Washington | 3 | $ 867,000 | $ 289,000 | $ 76,000 |
| Blount County Alabama | 2 | $ 311,000 | $ 155,000 | $ 75,000 |
| Hale County Alabama | 2 | $ 407,000 | $ 203,000 | $ 69,000 |
| St. Clair County Alabama | 2 | $ 191,000 | $ 95,000 | $ 41,000 |
| Pima County Arizona | 2 | $ 362,000 | $ 181,000 | $ 75,000 |
| Fresno County California | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Nevada County California | 2 | $ 4,263,000 | $ 2,131,000 | $ 656,000 |
| Placer County California | 2 | $ 1,040,000 | $ 520,000 | $ 230,000 |
| San Francisco County California | 2 | $ 937,000 | $ 468,000 | $ 140,000 |
| San Luis Obispo County California | 2 | $ 519,000 | $ 259,000 | $ 70,000 |
| Polk County Florida | 2 | $ 237,000 | $ 118,000 | $ 33,000 |
| Seminole County Florida | 2 | $ 192,000 | $ 96,000 | $ 58,000 |
| Murray County Georgia | 2 | $ 247,000 | $ 123,000 | $ 61,000 |
| Whitfield County Georgia | 2 | $ 402,000 | $ 201,000 | $ 84,000 |
| Rio Arriba County New Mexico | 2 | $ 420,000 | $ 210,000 | $ 494,000 |
| San Juan County New Mexico | 2 | $ 288,000 | $ 144,000 | $ 65,000 |
| Taos County New Mexico | 2 | $ 206,000 | $ 103,000 | $ 91,000 |
| Lincoln County Oregon | 2 | $ 547,000 | $ 273,000 | $ 136,000 |
| Blount County Tennessee | 2 | $ 213,000 | $ 106,000 | $ 56,000 |
| Hamblen County Tennessee | 2 | $ 278,000 | $ 139,000 | $ 47,000 |
| Monroe County Tennessee | 2 | $ 240,000 | $ 120,000 | $ 64,000 |
| Polk County Tennessee | 2 | $ 306,000 | $ 153,000 | $ 68,000 |
| Williamson County Tennessee | 2 | $ 369,000 | $ 184,000 | $ 88,000 |
| Tarrant County Texas | 2 | $ 274,000 | $ 137,000 | $ 70,000 |
| Mason County Washington | 2 | $ 472,000 | $ 236,000 | $ 88,000 |
| Autauga County Alabama | 1 | $ 66,000 | $ 66,000 | $ 43,000 |
| Calhoun County Alabama | 1 | $ 61,000 | $ 61,000 | $ 39,000 |
| Etowah County Alabama | 1 | $ 173,000 | $ 173,000 | $ 76,000 |
| Madison County Alabama | 1 | $ 140,000 | $ 140,000 | $ 42,000 |
| Shelby County Alabama | 1 | $ 161,000 | $ 161,000 | $ 119,000 |
| Wilcox County Alabama | 1 | $ 190,000 | $ 190,000 | $ 69,000 |
| Yuma County Arizona | 1 | $ 172,000 | $ 172,000 | $ 37,000 |
| El Dorado County California | 1 | $ 784,000 | $ 784,000 | $ 1,998,000 |
| Glenn County California | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Imperial County California | 1 | $ 146,000 | $ 146,000 | $ 33,000 |
| Lassen County California | 1 | $ 131,000 | $ 131,000 | $ 56,000 |
| Merced County California | 1 | $ 216,000 | $ 216,000 | $ 165,000 |
| Mono County California | 1 | $ 381,000 | $ 381,000 | $ 151,000 |
| Monterey County California | 1 | $ 159,000 | $ 159,000 | $ 79,000 |
| Plumas County California | 1 | $ 140,000 | $ 140,000 | $ 67,000 |
| Santa Cruz County California | 1 | $ 1,418,000 | $ 1,418,000 | $ 1,034,000 |
| Siskiyou County California | 1 | $ 198,000 | $ 198,000 | $ 102,000 |
| Tulare County California | 1 | $ 134,000 | $ 134,000 | $ 129,000 |
| Hillsborough County Florida | 1 | $ 113,000 | $ 113,000 | $ 36,000 |
| Dade County Georgia | 1 | $ 142,000 | $ 142,000 | $ 24,000 |
| Hawaii County Hawaii | 1 | $ 100,000 | $ 100,000 | $ 40,000 |
| Nye County Nevada | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Cibola County New Mexico | 1 | $ 149,000 | $ 149,000 | $ 78,000 |
| Lincoln County New Mexico | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Benton County Oregon | 1 | $ 224,000 | $ 224,000 | $ 0 |
| Clackamas County Oregon | 1 | $ 186,000 | $ 186,000 | $ 47,000 |
| Clatsop County Oregon | 1 | $ 103,000 | $ 103,000 | $ 64,000 |
| Cheatham County Tennessee | 1 | $ 92,000 | $ 92,000 | $ 20,000 |
| Cocke County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 35,000 |
| Coffee County Tennessee | 1 | $ 87,000 | $ 87,000 | $ 49,000 |
| Decatur County Tennessee | 1 | $ 216,000 | $ 216,000 | $ 65,000 |
| Knox County Tennessee | 1 | $ 116,000 | $ 116,000 | $ 43,000 |
| Macon County Tennessee | 1 | $ 98,000 | $ 98,000 | $ 36,000 |
| Marion County Tennessee | 1 | $ 190,000 | $ 190,000 | $ 55,000 |
| Marshall County Tennessee | 1 | $ 83,000 | $ 83,000 | $ 33,000 |
| Maury County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Rhea County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 46,000 |
| Roane County Tennessee | 1 | $ 96,000 | $ 96,000 | $ 26,000 |
| Sumner County Tennessee | 1 | $ 375,000 | $ 375,000 | $ 75,000 |
| Union County Tennessee | 1 | $ 130,000 | $ 130,000 | $ 83,000 |
| Warren County Tennessee | 1 | $ 107,000 | $ 107,000 | $ 21,000 |
| Dallas County Texas | 1 | $ 129,000 | $ 129,000 | $ 39,000 |
| Galveston County Texas | 1 | $ 222,000 | $ 222,000 | $ 74,000 |
| Johnson County Texas | 1 | $ 88,000 | $ 88,000 | $ 94,000 |
| Rockwall County Texas | 1 | $ 98,000 | $ 98,000 | $ 99,000 |
| Tooele County Utah | 1 | $ 130,000 | $ 130,000 | $ 62,000 |
| Utah County Utah | 1 | $ 250,000 | $ 250,000 | $ 105,000 |
| Clallam County Washington | 1 | $ 219,000 | $ 219,000 | $ 12,000 |
| Franklin County Washington | 1 | $ 277,000 | $ 277,000 | $ 117,000 |
| Grays Harbor County Washington | 1 | $ 163,000 | $ 163,000 | $ 41,000 |
| Island County Washington | 1 | $ 174,000 | $ 174,000 | $ 30,000 |
| Klickitat County Washington | 1 | $ 417,000 | $ 417,000 | $ 75,000 |
| Lewis County Washington | 1 | $ 207,000 | $ 207,000 | $ 55,000 |
| Skagit County Washington | 1 | $ 239,000 | $ 239,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Iserve Residential Lending in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,112 | $303,956,000 | $273,000 | $4,000,000 | $107,000 | $2,392,000 |
| Home Purchase | 661 | $145,300,000 | $219,000 | $1,418,000 | $86,000 | $1,998,000 |
| Home Improvement | 17 | $3,615,000 | $212,000 | $413,000 | $88,000 | $191,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 964 | $252,250,000 | $261,000 | $4,000,000 | $111,000 | $2,392,000 |
| Hispanic | 355 | $68,919,000 | $194,000 | $640,000 | $63,000 | $323,000 |
| Not Provided | 287 | $86,129,000 | $300,000 | $746,000 | $115,000 | $775,000 |
| Asian | 99 | $29,528,000 | $298,000 | $605,000 | $100,000 | $309,000 |
| American Indian or Alaskan Native | 44 | $6,384,000 | $145,000 | $298,000 | $56,000 | $151,000 |
| Black or African American | 34 | $7,729,000 | $227,000 | $436,000 | $65,000 | $177,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,932,000 | $276,000 | $400,000 | $78,000 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,095 | $299,883,000 | $273,000 | $4,000,000 | $118,000 | $2,392,000 |
| FHA-insured (Federal Housing Administration) | 654 | $146,024,000 | $223,000 | $746,000 | $70,000 | $379,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 38 | $6,125,000 | $161,000 | $326,000 | $43,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 3 | $839,000 | $279,000 | $358,000 | $85,000 | $106,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,423 | $351,736,000 | $247,000 | $963,000 | $98,000 | $2,392,000 |
| Application Withdrawn By Applicant | 154 | $46,182,000 | $299,000 | $4,000,000 | $111,000 | $1,998,000 |
| Application Denied By Financial Institution | 104 | $24,283,000 | $233,000 | $730,000 | $84,000 | $323,000 |
| Application Approved But Not Accepted | 59 | $15,534,000 | $263,000 | $665,000 | $101,000 | $303,000 |
| File Closed For Incompleteness | 49 | $14,743,000 | $300,000 | $712,000 | $114,000 | $499,000 |
| Preapproval Approved but not Accepted | 1 | $393,000 | $393,000 | $393,000 | $143,000 | $143,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 41 | $11,124,000 | $271,000 | $730,000 | $81,000 | $323,000 |
| Collateral | 25 | $5,736,000 | $229,000 | $649,000 | $103,000 | $294,000 |
| Credit History | 12 | $2,097,000 | $174,000 | $352,000 | $65,000 | $126,000 |
| Other | 7 | $973,000 | $139,000 | $247,000 | $71,000 | $168,000 |
| Employment History | 7 | $1,991,000 | $284,000 | $626,000 | $91,000 | $232,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $388,000 | $129,000 | $165,000 | $45,000 | $56,000 |
| Unverifiable Information | 3 | $603,000 | $201,000 | $265,000 | $113,000 | $181,000 |
| Mortgage Insurance Denied | 1 | $146,000 | $146,000 | $146,000 | $64,000 | $64,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Iserve Residential Lending's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Iserve Residential Lending's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.