United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
United Security Financial Corp 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 230 |
| Total Mortgage Loan Application Amount | $32,139,000 |
| Average Mortgage Loan Application Amount | $145,923 |
| Highest Mortgage Loan Application Amount | $532,000 |
| Average Applicant Income | $67,564 |
| Highest Applicant Income | $903,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 59 | $ 8,253,000 | $ 139,000 | $ 45,000 |
| Marion County Indiana | 19 | $ 1,775,000 | $ 93,000 | $ 10,000 |
| Utah County Utah | 11 | $ 1,393,000 | $ 126,000 | $ 24,000 |
| Clark County Nevada | 8 | $ 1,360,000 | $ 170,000 | $ 49,000 |
| Wagoner County Oklahoma | 7 | $ 483,000 | $ 69,000 | $ 165,000 |
| King County Washington | 6 | $ 1,519,000 | $ 253,000 | $ 39,000 |
| Ada County Idaho | 4 | $ 788,000 | $ 197,000 | $ 48,000 |
| Hancock County Mississippi | 4 | $ 424,000 | $ 106,000 | $ 97,000 |
| Bexar County Texas | 3 | $ 390,000 | $ 130,000 | $ 47,000 |
| Denton County Texas | 3 | $ 418,000 | $ 139,000 | $ 28,000 |
| Escambia County Florida | 2 | $ 311,000 | $ 155,000 | $ 46,000 |
| Fulton County Georgia | 2 | $ 546,000 | $ 273,000 | $ 184,000 |
| Kootenai County Idaho | 2 | $ 194,000 | $ 97,000 | $ 76,000 |
| Valley County Idaho | 2 | $ 206,000 | $ 103,000 | $ 55,000 |
| Johnson County Indiana | 2 | $ 376,000 | $ 188,000 | $ 45,000 |
| Lake County Indiana | 2 | $ 253,000 | $ 126,000 | $ 50,000 |
| Douglas County Nevada | 2 | $ 336,000 | $ 168,000 | $ 47,000 |
| Chester County Pennsylvania | 2 | $ 303,000 | $ 151,000 | $ 86,000 |
| Tarrant County Texas | 2 | $ 285,000 | $ 142,000 | $ 118,000 |
| Davis County Utah | 2 | $ 242,000 | $ 121,000 | $ 35,000 |
| Tooele County Utah | 2 | $ 229,000 | $ 114,000 | $ 77,000 |
| Washington County Utah | 2 | $ 211,000 | $ 105,000 | $ 57,000 |
| Weber County Utah | 2 | $ 249,000 | $ 124,000 | $ 0 |
| Kitsap County Washington | 2 | $ 213,000 | $ 106,000 | $ 0 |
| Pierce County Washington | 2 | $ 302,000 | $ 151,000 | $ 42,000 |
| Snohomish County Washington | 2 | $ 405,000 | $ 202,000 | $ 63,000 |
| Madison County Alabama | 1 | $ 192,000 | $ 192,000 | $ 220,000 |
| Los Angeles County California | 1 | $ 162,000 | $ 162,000 | $ 97,000 |
| Arapahoe County Colorado | 1 | $ 260,000 | $ 260,000 | $ 78,000 |
| Denver County Colorado | 1 | $ 126,000 | $ 126,000 | $ 205,000 |
| Jefferson County Colorado | 1 | $ 280,000 | $ 280,000 | $ 168,000 |
| Summit County Colorado | 1 | $ 459,000 | $ 459,000 | $ 154,000 |
| Weld County Colorado | 1 | $ 182,000 | $ 182,000 | $ 82,000 |
| Hartford County Connecticut | 1 | $ 244,000 | $ 244,000 | $ 112,000 |
| New Haven County Connecticut | 1 | $ 141,000 | $ 141,000 | $ 108,000 |
| Sussex County Delaware | 1 | $ 263,000 | $ 263,000 | $ 66,000 |
| Broward County Florida | 1 | $ 121,000 | $ 121,000 | $ 0 |
| Duval County Florida | 1 | $ 145,000 | $ 145,000 | $ 110,000 |
| Hernando County Florida | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Lee County Florida | 1 | $ 267,000 | $ 267,000 | $ 903,000 |
| Okaloosa County Florida | 1 | $ 37,000 | $ 37,000 | $ 0 |
| Orange County Florida | 1 | $ 85,000 | $ 85,000 | $ 36,000 |
| Palm Beach County Florida | 1 | $ 121,000 | $ 121,000 | $ 144,000 |
| Pinellas County Florida | 1 | $ 100,000 | $ 100,000 | $ 73,000 |
| Polk County Florida | 1 | $ 194,000 | $ 194,000 | $ 127,000 |
| Seminole County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Cobb County Georgia | 1 | $ 271,000 | $ 271,000 | $ 156,000 |
| DeKalb County Georgia | 1 | $ 241,000 | $ 241,000 | $ 51,000 |
| Fayette County Georgia | 1 | $ 238,000 | $ 238,000 | $ 64,000 |
| Forsyth County Georgia | 1 | $ 251,000 | $ 251,000 | $ 100,000 |
| Richmond County Georgia | 1 | $ 94,000 | $ 94,000 | $ 0 |
| Bingham County Idaho | 1 | $ 124,000 | $ 124,000 | $ 33,000 |
| Canyon County Idaho | 1 | $ 103,000 | $ 103,000 | $ 31,000 |
| Floyd County Indiana | 1 | $ 99,000 | $ 99,000 | $ 57,000 |
| Hendricks County Indiana | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Floyd County Iowa | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Bossier County Louisiana | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Natchitoches County Louisiana | 1 | $ 83,000 | $ 83,000 | $ 0 |
| St. Tammany County Louisiana | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
| Cumberland County Maine | 1 | $ 175,000 | $ 175,000 | $ 116,000 |
| Montgomery County Maryland | 1 | $ 102,000 | $ 102,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 38,000 | $ 38,000 | $ 71,000 |
| Norfolk County Massachusetts | 1 | $ 200,000 | $ 200,000 | $ 36,000 |
| Iosco County Michigan | 1 | $ 54,000 | $ 54,000 | $ 0 |
| Oakland County Michigan | 1 | $ 256,000 | $ 256,000 | $ 131,000 |
| Lafayette County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 47,000 |
| Scott County Mississippi | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Jackson County Missouri | 1 | $ 107,000 | $ 107,000 | $ 30,000 |
| Jefferson County Missouri | 1 | $ 107,000 | $ 107,000 | $ 58,000 |
| Carbon County Montana | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Missoula County Montana | 1 | $ 207,000 | $ 207,000 | $ 108,000 |
| Washoe County Nevada | 1 | $ 152,000 | $ 152,000 | $ 66,000 |
| Socorro County New Mexico | 1 | $ 46,000 | $ 46,000 | $ 80,000 |
| Dutchess County New York | 1 | $ 138,000 | $ 138,000 | $ 135,000 |
| Suffolk County New York | 1 | $ 206,000 | $ 206,000 | $ 111,000 |
| Mecklenburg County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 26,000 |
| Tulsa County Oklahoma | 1 | $ 50,000 | $ 50,000 | $ 180,000 |
| Jefferson County Oregon | 1 | $ 100,000 | $ 100,000 | $ 83,000 |
| Multnomah County Oregon | 1 | $ 140,000 | $ 140,000 | $ 52,000 |
| Union County Oregon | 1 | $ 187,000 | $ 187,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 73,000 |
| Bucks County Pennsylvania | 1 | $ 315,000 | $ 315,000 | $ 118,000 |
| Clay County South Dakota | 1 | $ 105,000 | $ 105,000 | $ 57,000 |
| Dickson County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 54,000 |
| Hamblen County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 62,000 |
| Williamson County Tennessee | 1 | $ 69,000 | $ 69,000 | $ 0 |
| Bell County Texas | 1 | $ 97,000 | $ 97,000 | $ 0 |
| Brazos County Texas | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Fort Bend County Texas | 1 | $ 66,000 | $ 66,000 | $ 0 |
| Harris County Texas | 1 | $ 60,000 | $ 60,000 | $ 45,000 |
| Hidalgo County Texas | 1 | $ 65,000 | $ 65,000 | $ 0 |
| Lubbock County Texas | 1 | $ 28,000 | $ 28,000 | $ 0 |
| Smith County Texas | 1 | $ 78,000 | $ 78,000 | $ 84,000 |
| Cache County Utah | 1 | $ 172,000 | $ 172,000 | $ 44,000 |
| Bedford County Virginia | 1 | $ 163,000 | $ 163,000 | $ 90,000 |
| Fauquier County Virginia | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Clark County Washington | 1 | $ 211,000 | $ 211,000 | $ 65,000 |
| Island County Washington | 1 | $ 189,000 | $ 189,000 | $ 76,000 |
| Milwaukee County Wisconsin | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Laramie County Wyoming | 1 | $ 81,000 | $ 81,000 | $ 0 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 206 | $29,046,000 | $143,193 | $532,000 | $69,129 | $903,000 |
| Home Purchase (one-to-four family) | 24 | $3,093,000 | $156,500 | $459,000 | $61,500 | $789,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement (one-to-four family) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 153 | $22,002,000 | $143,733 | $532,000 | $69,400 | $789,000 |
| Black | 35 | $4,585,000 | $137,333 | $380,000 | $48,666 | $110,000 |
| Hispanic | 22 | $2,600,000 | $120,666 | $172,000 | $39,666 | $142,000 |
| Information not provided by applicant in mail or telephone application | 15 | $2,244,000 | $170,125 | $297,000 | $154,875 | $903,000 |
| Other | 2 | $182,000 | $91,000 | $107,000 | $29,000 | $58,000 |
| Asian or Pacific Islander | 2 | $443,000 | $221,500 | $305,000 | $113,000 | $135,000 |
| American Indian or Alaskan Native | 1 | $83,000 | $83,000 | $83,000 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 136 | $21,181,000 | $155,758 | $532,000 | $88,724 | $903,000 |
| FHA-insured (Federal Housing Administration) | 56 | $6,424,000 | $105,875 | $174,000 | $12,875 | $789,000 |
| VA-guaranteed (Veterans Administration) | 38 | $4,534,000 | $114,285 | $203,000 | $9,428 | $92,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 205 | $28,747,000 | $146,718 | $532,000 | $71,062 | $903,000 |
| Application Withdrawn By Applicant | 24 | $3,344,000 | $139,500 | $256,000 | $48,900 | $169,000 |
| Application Denied By Financial Institution | 1 | $48,000 | $48,000 | $48,000 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 1 | $48,000 | $48,000 | $48,000 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.