United Security Financial Corp
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
United Security Financial Corp 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United Security Financial Corp 930 East 6600 South Murray, UT 84121 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 704 |
| Total Mortgage Loan Application Amount | $191,295,000 |
| Average Mortgage Loan Application Amount | $343,841 |
| Highest Mortgage Loan Application Amount | $3,536,000 |
| Average Applicant Income | $194,047 |
| Highest Applicant Income | $4,084,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with United Security Financial Corp. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United Security Financial Corp's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down United Security Financial Corp's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United Security Financial Corp serves its applicants.
Each category highlights the total number of mortgage applications processed by United Security Financial Corp, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United Security Financial Corp's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Salt Lake County Utah | 115 | $ 16,551,000 | $ 143,000 | $ 107,000 |
| Los Angeles County California | 31 | $ 12,241,000 | $ 394,000 | $ 165,000 |
| Miami-Dade County Florida | 29 | $ 12,156,000 | $ 419,000 | $ 289,000 |
| Clark County Nevada | 24 | $ 15,507,000 | $ 646,000 | $ 441,000 |
| Utah County Utah | 24 | $ 7,439,000 | $ 309,000 | $ 184,000 |
| Prince George's County Maryland | 17 | $ 3,554,000 | $ 209,000 | $ 83,000 |
| Maricopa County Arizona | 15 | $ 4,688,000 | $ 312,000 | $ 183,000 |
| Orange County Florida | 15 | $ 5,752,000 | $ 383,000 | $ 127,000 |
| Fulton County Georgia | 15 | $ 3,641,000 | $ 242,000 | $ 82,000 |
| Dallas County Texas | 15 | $ 1,162,000 | $ 77,000 | $ 108,000 |
| Broward County Florida | 14 | $ 3,054,000 | $ 218,000 | $ 59,000 |
| Escambia County Florida | 13 | $ 1,848,000 | $ 142,000 | $ 41,000 |
| San Diego County California | 12 | $ 5,152,000 | $ 429,000 | $ 183,000 |
| Orange County California | 10 | $ 3,354,000 | $ 335,000 | $ 155,000 |
| Palm Beach County Florida | 10 | $ 2,468,000 | $ 246,000 | $ 116,000 |
| Cook County Illinois | 10 | $ 2,086,000 | $ 208,000 | $ 86,000 |
| East Baton Rouge County Louisiana | 10 | $ 643,000 | $ 64,000 | $ 74,000 |
| Harris County Texas | 10 | $ 2,113,000 | $ 211,000 | $ 104,000 |
| Baldwin County Alabama | 8 | $ 1,113,000 | $ 139,000 | $ 56,000 |
| Merced County California | 8 | $ 2,865,000 | $ 358,000 | $ 4,084,000 |
| Tarrant County Texas | 7 | $ 1,647,000 | $ 235,000 | $ 113,000 |
| Weber County Utah | 7 | $ 569,000 | $ 81,000 | $ 75,000 |
| Brevard County Florida | 6 | $ 1,491,000 | $ 248,000 | $ 165,000 |
| Cobb County Georgia | 6 | $ 1,147,000 | $ 191,000 | $ 73,000 |
| DeKalb County Georgia | 6 | $ 886,000 | $ 147,000 | $ 39,000 |
| Shelby County Tennessee | 6 | $ 677,000 | $ 112,000 | $ 73,000 |
| Pierce County Washington | 6 | $ 675,000 | $ 112,000 | $ 129,000 |
| Sacramento County California | 5 | $ 1,606,000 | $ 321,000 | $ 307,000 |
| San Bernardino County California | 5 | $ 660,000 | $ 132,000 | $ 60,000 |
| Osceola County Florida | 5 | $ 332,000 | $ 66,000 | $ 76,000 |
| Marion County Indiana | 5 | $ 499,000 | $ 99,000 | $ 31,000 |
| Baltimore City County Maryland | 5 | $ 226,000 | $ 45,000 | $ 22,000 |
| Wake County North Carolina | 5 | $ 930,000 | $ 186,000 | $ 67,000 |
| Hamilton County Ohio | 5 | $ 279,000 | $ 55,000 | $ 283,000 |
| Summit County Utah | 5 | $ 3,205,000 | $ 641,000 | $ 146,000 |
| Adams County Colorado | 4 | $ 550,000 | $ 137,000 | $ 93,000 |
| Monroe County Florida | 4 | $ 1,930,000 | $ 482,000 | $ 71,000 |
| Montgomery County Maryland | 4 | $ 1,235,000 | $ 308,000 | $ 116,000 |
| Horry County South Carolina | 4 | $ 1,857,000 | $ 464,000 | $ 365,000 |
| Yavapai County Arizona | 3 | $ 253,000 | $ 84,000 | $ 26,000 |
| Contra Costa County California | 3 | $ 3,893,000 | $ 1,297,000 | $ 422,000 |
| Fresno County California | 3 | $ 508,000 | $ 169,000 | $ 81,000 |
| Monterey County California | 3 | $ 2,019,000 | $ 673,000 | $ 208,000 |
| Placer County California | 3 | $ 1,194,000 | $ 398,000 | $ 216,000 |
| Riverside County California | 3 | $ 790,000 | $ 263,000 | $ 37,000 |
| District of Columbia County District Of Columbia | 3 | $ 672,000 | $ 224,000 | $ 77,000 |
| Walton County Florida | 3 | $ 2,574,000 | $ 858,000 | $ 1,059,000 |
| Rabun County Georgia | 3 | $ 510,000 | $ 170,000 | $ 69,000 |
| Rockdale County Georgia | 3 | $ 597,000 | $ 199,000 | $ 616,000 |
| Honolulu County Hawaii | 3 | $ 1,562,000 | $ 520,000 | $ 403,000 |
| Howard County Maryland | 3 | $ 840,000 | $ 280,000 | $ 106,000 |
| Cuyahoga County Ohio | 3 | $ 395,000 | $ 131,000 | $ 35,000 |
| Bexar County Texas | 3 | $ 146,000 | $ 48,000 | $ 76,000 |
| Collin County Texas | 3 | $ 1,427,000 | $ 475,000 | $ 103,000 |
| Davis County Utah | 3 | $ 1,274,000 | $ 424,000 | $ 228,000 |
| Washington County Utah | 3 | $ 773,000 | $ 257,000 | $ 46,000 |
| King County Washington | 3 | $ 1,158,000 | $ 386,000 | $ 269,000 |
| Snohomish County Washington | 3 | $ 660,000 | $ 220,000 | $ 165,000 |
| Outagamie County Wisconsin | 3 | $ 177,000 | $ 59,000 | $ 87,000 |
| Anchorage County Alaska | 2 | $ 925,000 | $ 462,000 | $ 0 |
| Alameda County California | 2 | $ 559,000 | $ 279,000 | $ 157,000 |
| San Francisco County California | 2 | $ 1,772,000 | $ 886,000 | $ 474,000 |
| Sonoma County California | 2 | $ 939,000 | $ 469,000 | $ 162,000 |
| Stanislaus County California | 2 | $ 171,000 | $ 85,000 | $ 84,000 |
| Arapahoe County Colorado | 2 | $ 165,000 | $ 82,000 | $ 24,000 |
| Denver County Colorado | 2 | $ 1,325,000 | $ 662,000 | $ 212,000 |
| Weld County Colorado | 2 | $ 260,000 | $ 130,000 | $ 120,000 |
| Sussex County Delaware | 2 | $ 735,000 | $ 367,000 | $ 156,000 |
| Bay County Florida | 2 | $ 157,000 | $ 78,000 | $ 99,000 |
| Citrus County Florida | 2 | $ 525,000 | $ 262,000 | $ 0 |
| Collier County Florida | 2 | $ 1,242,000 | $ 621,000 | $ 300,000 |
| Duval County Florida | 2 | $ 95,000 | $ 47,000 | $ 88,000 |
| Hillsborough County Florida | 2 | $ 225,000 | $ 112,000 | $ 82,000 |
| Leon County Florida | 2 | $ 173,000 | $ 86,000 | $ 60,000 |
| Pinellas County Florida | 2 | $ 279,000 | $ 139,000 | $ 246,000 |
| Seminole County Florida | 2 | $ 560,000 | $ 280,000 | $ 0 |
| Volusia County Florida | 2 | $ 900,000 | $ 450,000 | $ 420,000 |
| Chatham County Georgia | 2 | $ 2,000,000 | $ 1,000,000 | $ 900,000 |
| Clayton County Georgia | 2 | $ 115,000 | $ 57,000 | $ 0 |
| Forsyth County Georgia | 2 | $ 374,000 | $ 187,000 | $ 107,000 |
| Gwinnett County Georgia | 2 | $ 207,000 | $ 103,000 | $ 70,000 |
| Haralson County Georgia | 2 | $ 170,000 | $ 85,000 | $ 126,000 |
| Henry County Georgia | 2 | $ 217,000 | $ 108,000 | $ 75,000 |
| Newton County Georgia | 2 | $ 128,000 | $ 64,000 | $ 70,000 |
| Tift County Georgia | 2 | $ 153,000 | $ 76,000 | $ 0 |
| Walton County Georgia | 2 | $ 145,000 | $ 72,000 | $ 60,000 |
| Lake County Illinois | 2 | $ 625,000 | $ 312,000 | $ 180,000 |
| Allen County Indiana | 2 | $ 62,000 | $ 31,000 | $ 85,000 |
| Daviess County Kentucky | 2 | $ 103,000 | $ 51,000 | $ 0 |
| Lafayette County Louisiana | 2 | $ 193,000 | $ 96,000 | $ 92,000 |
| St. Charles County Missouri | 2 | $ 728,000 | $ 364,000 | $ 300,000 |
| St. Louis County Missouri | 2 | $ 175,000 | $ 87,000 | $ 0 |
| Flathead County Montana | 2 | $ 1,195,000 | $ 597,000 | $ 600,000 |
| Ashe County North Carolina | 2 | $ 171,000 | $ 85,000 | $ 0 |
| Polk County North Carolina | 2 | $ 134,000 | $ 67,000 | $ 92,000 |
| Lake County Ohio | 2 | $ 1,317,000 | $ 658,000 | $ 415,000 |
| Clackamas County Oregon | 2 | $ 1,918,000 | $ 959,000 | $ 737,000 |
| Wayne County Pennsylvania | 2 | $ 112,000 | $ 56,000 | $ 63,000 |
| Denton County Texas | 2 | $ 698,000 | $ 349,000 | $ 266,000 |
| Fort Bend County Texas | 2 | $ 1,000,000 | $ 500,000 | $ 432,000 |
| Grayson County Texas | 2 | $ 55,000 | $ 27,000 | $ 83,000 |
| Tooele County Utah | 2 | $ 280,000 | $ 140,000 | $ 48,000 |
| Lynchburg County Virginia | 2 | $ 130,000 | $ 65,000 | $ 42,000 |
| Prince William County Virginia | 2 | $ 250,000 | $ 125,000 | $ 67,000 |
| Kenosha County Wisconsin | 2 | $ 188,000 | $ 94,000 | $ 318,000 |
| Milwaukee County Wisconsin | 2 | $ 134,000 | $ 67,000 | $ 0 |
| Madison County Alabama | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Shelby County Alabama | 1 | $ 1,560,000 | $ 1,560,000 | $ 480,000 |
| Kern County California | 1 | $ 379,000 | $ 379,000 | $ 90,000 |
| Santa Clara County California | 1 | $ 204,000 | $ 204,000 | $ 568,000 |
| Shasta County California | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Solano County California | 1 | $ 224,000 | $ 224,000 | $ 79,000 |
| Alamosa County Colorado | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Garfield County Colorado | 1 | $ 257,000 | $ 257,000 | $ 0 |
| San Miguel County Colorado | 1 | $ 350,000 | $ 350,000 | $ 0 |
| Alachua County Florida | 1 | $ 80,000 | $ 80,000 | $ 111,000 |
| Lee County Florida | 1 | $ 42,000 | $ 42,000 | $ 187,000 |
| Pasco County Florida | 1 | $ 578,000 | $ 578,000 | $ 0 |
| Santa Rosa County Florida | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Cherokee County Georgia | 1 | $ 63,000 | $ 63,000 | $ 60,000 |
| Fayette County Georgia | 1 | $ 385,000 | $ 385,000 | $ 119,000 |
| Paulding County Georgia | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Hawaii County Hawaii | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Bear Lake County Idaho | 1 | $ 252,000 | $ 252,000 | $ 130,000 |
| Blaine County Idaho | 1 | $ 62,000 | $ 62,000 | $ 84,000 |
| Rock Island County Illinois | 1 | $ 104,000 | $ 104,000 | $ 44,000 |
| Hamilton County Indiana | 1 | $ 255,000 | $ 255,000 | $ 586,000 |
| Hendricks County Indiana | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Polk County Iowa | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Graves County Kentucky | 1 | $ 49,000 | $ 49,000 | $ 98,000 |
| Anne Arundel County Maryland | 1 | $ 260,000 | $ 260,000 | $ 88,000 |
| Middlesex County Massachusetts | 1 | $ 478,000 | $ 478,000 | $ 102,000 |
| Grand Traverse County Michigan | 1 | $ 202,000 | $ 202,000 | $ 120,000 |
| Sherburne County Minnesota | 1 | $ 50,000 | $ 50,000 | $ 50,000 |
| DeSoto County Mississippi | 1 | $ 825,000 | $ 825,000 | $ 360,000 |
| Scott County Missouri | 1 | $ 29,000 | $ 29,000 | $ 26,000 |
| Douglas County Nebraska | 1 | $ 2,925,000 | $ 2,925,000 | $ 1,440,000 |
| Albany County New York | 1 | $ 67,000 | $ 67,000 | $ 98,000 |
| Orange County New York | 1 | $ 274,000 | $ 274,000 | $ 0 |
| Robeson County North Carolina | 1 | $ 94,000 | $ 94,000 | $ 38,000 |
| Ashtabula County Ohio | 1 | $ 1,100,000 | $ 1,100,000 | $ 0 |
| Richland County Ohio | 1 | $ 90,000 | $ 90,000 | $ 42,000 |
| Trumbull County Ohio | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Tulsa County Oklahoma | 1 | $ 367,000 | $ 367,000 | $ 484,000 |
| Monroe County Pennsylvania | 1 | $ 460,000 | $ 460,000 | $ 155,000 |
| Washington County Rhode Island | 1 | $ 1,275,000 | $ 1,275,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 1,500,000 | $ 1,500,000 | $ 0 |
| Ellis County Texas | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Travis County Texas | 1 | $ 40,000 | $ 40,000 | $ 120,000 |
| Cache County Utah | 1 | $ 156,000 | $ 156,000 | $ 50,000 |
| Culpeper County Virginia | 1 | $ 2,000,000 | $ 2,000,000 | $ 702,000 |
Mortgage Loan Application Detail Totals for United Security Financial Corp in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 415 | $109,043,000 | $293,333 | $3,420,000 | $204,866 | $1,775,000 |
| Refinancing | 289 | $82,252,000 | $389,757 | $3,536,000 | $184,212 | $4,084,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 476 | $140,072,000 | $402,085 | $3,536,000 | $239,000 | $4,084,000 |
| Black or African American | 136 | $25,141,000 | $157,937 | $1,408,000 | $78,312 | $706,000 |
| Hispanic | 34 | $10,318,000 | $273,428 | $1,470,000 | $171,142 | $900,000 |
| Asian | 25 | $7,502,000 | $364,571 | $1,360,000 | $139,285 | $568,000 |
| Not Provided | 18 | $4,856,000 | $317,200 | $1,275,000 | $213,300 | $1,775,000 |
| Native Hawaiian or Other Pacific Islander | 10 | $1,956,000 | $187,000 | $500,000 | $117,800 | $266,000 |
| American Indian or Alaskan Native | 5 | $1,450,000 | $258,000 | $800,000 | $77,333 | $130,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 676 | $187,291,000 | $391,820 | $3,536,000 | $211,974 | $4,084,000 |
| FHA-insured (Federal Housing Administration) | 22 | $2,630,000 | $127,250 | $178,000 | $32,750 | $80,000 |
| VA-guaranteed (Veterans Administration) | 6 | $1,374,000 | $220,250 | $322,000 | $67,500 | $97,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 431 | $129,794,000 | $412,500 | $3,536,000 | $222,823 | $3,168,000 |
| Loan Originated | 266 | $60,398,000 | $273,785 | $1,645,000 | $119,000 | $4,084,000 |
| Application Approved But Not Accepted | 4 | $572,000 | $143,000 | $194,000 | $108,000 | $129,000 |
| Application Denied By Financial Institution | 3 | $531,000 | $177,000 | $250,000 | $147,333 | $300,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United Security Financial Corp's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United Security Financial Corp's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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