United States Senate Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
United States Senate Federal Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | United States Senate Federal Credit Union 2750 Eisenhower Avenue Alexandria, VA 22314 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 |
| Total Number of Mortgage Applications | 1,013 |
| Total Mortgage Loan Application Amount | $51,360,000 |
| Average Mortgage Loan Application Amount | $50,000 |
| Highest Mortgage Loan Application Amount | $355,000 |
| Average Applicant Income | $160,000 |
| Highest Applicant Income | $843,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with United States Senate Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing United States Senate Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down United States Senate Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how United States Senate Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by United States Senate Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at United States Senate Federal Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Riverside County California | 40 | $ 2,587,000 | $ 64,000 | $ 152,000 |
| Maricopa County Arizona | 39 | $ 1,891,000 | $ 48,000 | $ 160,000 |
| Clark County Nevada | 38 | $ 2,102,000 | $ 55,000 | $ 134,000 |
| San Bernardino County California | 20 | $ 849,000 | $ 42,000 | $ 163,000 |
| District of Columbia County District Of Columbia | 17 | $ 764,000 | $ 44,000 | $ 134,000 |
| Prince George's County Maryland | 17 | $ 684,000 | $ 40,000 | $ 134,000 |
| San Joaquin County California | 16 | $ 781,000 | $ 48,000 | $ 165,000 |
| Berks County Pennsylvania | 15 | $ 633,000 | $ 42,000 | $ 224,000 |
| Sacramento County California | 14 | $ 704,000 | $ 50,000 | $ 159,000 |
| Miami-Dade County Florida | 14 | $ 617,000 | $ 44,000 | $ 130,000 |
| Hillsborough County Florida | 13 | $ 565,000 | $ 43,000 | $ 139,000 |
| San Diego County California | 11 | $ 1,236,000 | $ 112,000 | $ 247,000 |
| Placer County California | 10 | $ 604,000 | $ 60,000 | $ 196,000 |
| Kern County California | 9 | $ 397,000 | $ 44,000 | $ 111,000 |
| Solano County California | 8 | $ 357,000 | $ 44,000 | $ 163,000 |
| Orange County Florida | 8 | $ 306,000 | $ 38,000 | $ 159,000 |
| Baltimore County Maryland | 8 | $ 397,000 | $ 49,000 | $ 219,000 |
| Lexington County South Carolina | 8 | $ 289,000 | $ 36,000 | $ 114,000 |
| Orange County California | 7 | $ 497,000 | $ 71,000 | $ 234,000 |
| Broward County Florida | 7 | $ 357,000 | $ 51,000 | $ 172,000 |
| Polk County Florida | 7 | $ 261,000 | $ 37,000 | $ 98,000 |
| Carroll County Maryland | 7 | $ 370,000 | $ 52,000 | $ 180,000 |
| Cecil County Maryland | 7 | $ 716,000 | $ 102,000 | $ 160,000 |
| Cabarrus County North Carolina | 7 | $ 327,000 | $ 46,000 | $ 184,000 |
| Union County North Carolina | 7 | $ 522,000 | $ 74,000 | $ 177,000 |
| Stanislaus County California | 6 | $ 233,000 | $ 38,000 | $ 114,000 |
| Forsyth County Georgia | 6 | $ 326,000 | $ 54,000 | $ 181,000 |
| Cook County Illinois | 6 | $ 408,000 | $ 68,000 | $ 304,000 |
| Harford County Maryland | 6 | $ 351,000 | $ 58,000 | $ 186,000 |
| Wayne County Michigan | 6 | $ 279,000 | $ 46,000 | $ 161,000 |
| Saratoga County New York | 6 | $ 197,000 | $ 32,000 | $ 136,000 |
| Mecklenburg County North Carolina | 6 | $ 350,000 | $ 58,000 | $ 185,000 |
| York County South Carolina | 6 | $ 324,000 | $ 54,000 | $ 150,000 |
| Fresno County California | 5 | $ 207,000 | $ 41,000 | $ 110,000 |
| Los Angeles County California | 5 | $ 365,000 | $ 73,000 | $ 155,000 |
| Tulare County California | 5 | $ 250,000 | $ 50,000 | $ 106,000 |
| Fairfield County Connecticut | 5 | $ 281,000 | $ 56,000 | $ 178,000 |
| Manatee County Florida | 5 | $ 271,000 | $ 54,000 | $ 104,000 |
| Palm Beach County Florida | 5 | $ 220,000 | $ 44,000 | $ 130,000 |
| Pasco County Florida | 5 | $ 272,000 | $ 54,000 | $ 133,000 |
| Sarasota County Florida | 5 | $ 159,000 | $ 31,000 | $ 108,000 |
| Cobb County Georgia | 5 | $ 276,000 | $ 55,000 | $ 241,000 |
| DuPage County Illinois | 5 | $ 470,000 | $ 94,000 | $ 329,000 |
| Montgomery County Maryland | 5 | $ 293,000 | $ 58,000 | $ 461,000 |
| Bristol County Massachusetts | 5 | $ 307,000 | $ 61,000 | $ 133,000 |
| Oakland County Michigan | 5 | $ 465,000 | $ 93,000 | $ 206,000 |
| Wake County North Carolina | 5 | $ 192,000 | $ 38,000 | $ 169,000 |
| Allegheny County Pennsylvania | 5 | $ 230,000 | $ 46,000 | $ 169,000 |
| Chester County Pennsylvania | 5 | $ 236,000 | $ 47,000 | $ 170,000 |
| Cumberland County Pennsylvania | 5 | $ 256,000 | $ 51,000 | $ 209,000 |
| Lehigh County Pennsylvania | 5 | $ 169,000 | $ 33,000 | $ 137,000 |
| Fairfax County Virginia | 5 | $ 205,000 | $ 41,000 | $ 156,000 |
| Shelby County Alabama | 4 | $ 186,000 | $ 46,000 | $ 198,000 |
| Pulaski County Arkansas | 4 | $ 224,000 | $ 56,000 | $ 131,000 |
| Contra Costa County California | 4 | $ 218,000 | $ 54,000 | $ 168,000 |
| Yolo County California | 4 | $ 174,000 | $ 43,000 | $ 129,000 |
| New Haven County Connecticut | 4 | $ 123,000 | $ 30,000 | $ 128,000 |
| New Castle County Delaware | 4 | $ 174,000 | $ 43,000 | $ 142,000 |
| Brevard County Florida | 4 | $ 155,000 | $ 38,000 | $ 140,000 |
| Lee County Florida | 4 | $ 180,000 | $ 45,000 | $ 134,000 |
| Santa Rosa County Florida | 4 | $ 185,000 | $ 46,000 | $ 102,000 |
| St. Johns County Florida | 4 | $ 342,000 | $ 85,000 | $ 186,000 |
| Volusia County Florida | 4 | $ 243,000 | $ 60,000 | $ 105,000 |
| Anne Arundel County Maryland | 4 | $ 188,000 | $ 47,000 | $ 129,000 |
| Calvert County Maryland | 4 | $ 190,000 | $ 47,000 | $ 182,000 |
| Howard County Maryland | 4 | $ 216,000 | $ 54,000 | $ 263,000 |
| Middlesex County New Jersey | 4 | $ 195,000 | $ 48,000 | $ 181,000 |
| Ocean County New Jersey | 4 | $ 111,000 | $ 27,000 | $ 187,000 |
| Harnett County North Carolina | 4 | $ 159,000 | $ 39,000 | $ 121,000 |
| Iredell County North Carolina | 4 | $ 233,000 | $ 58,000 | $ 155,000 |
| Richland County South Carolina | 4 | $ 127,000 | $ 31,000 | $ 119,000 |
| Rutherford County Tennessee | 4 | $ 191,000 | $ 47,000 | $ 113,000 |
| Prince William County Virginia | 4 | $ 203,000 | $ 50,000 | $ 174,000 |
| Virginia Beach County Virginia | 4 | $ 233,000 | $ 58,000 | $ 136,000 |
| Mohave County Arizona | 3 | $ 131,000 | $ 43,000 | $ 91,000 |
| Merced County California | 3 | $ 161,000 | $ 53,000 | $ 155,000 |
| Yuba County California | 3 | $ 93,000 | $ 31,000 | $ 174,000 |
| Sussex County Delaware | 3 | $ 113,000 | $ 37,000 | $ 116,000 |
| Duval County Florida | 3 | $ 146,000 | $ 48,000 | $ 97,000 |
| Escambia County Florida | 3 | $ 96,000 | $ 32,000 | $ 84,000 |
| Lake County Florida | 3 | $ 138,000 | $ 46,000 | $ 239,000 |
| Leon County Florida | 3 | $ 135,000 | $ 45,000 | $ 145,000 |
| Okaloosa County Florida | 3 | $ 144,000 | $ 48,000 | $ 100,000 |
| Cherokee County Georgia | 3 | $ 157,000 | $ 52,000 | $ 135,000 |
| DeKalb County Georgia | 3 | $ 157,000 | $ 52,000 | $ 121,000 |
| Fulton County Georgia | 3 | $ 230,000 | $ 76,000 | $ 343,000 |
| Gwinnett County Georgia | 3 | $ 139,000 | $ 46,000 | $ 202,000 |
| Henry County Georgia | 3 | $ 93,000 | $ 31,000 | $ 78,000 |
| Paulding County Georgia | 3 | $ 144,000 | $ 48,000 | $ 148,000 |
| Kane County Illinois | 3 | $ 190,000 | $ 63,000 | $ 154,000 |
| St. Clair County Illinois | 3 | $ 167,000 | $ 55,000 | $ 218,000 |
| Will County Illinois | 3 | $ 95,000 | $ 31,000 | $ 123,000 |
| Marion County Indiana | 3 | $ 93,000 | $ 31,000 | $ 164,000 |
| Charles County Maryland | 3 | $ 218,000 | $ 72,000 | $ 150,000 |
| Macomb County Michigan | 3 | $ 150,000 | $ 50,000 | $ 145,000 |
| Greene County Missouri | 3 | $ 106,000 | $ 35,000 | $ 124,000 |
| Essex County New Jersey | 3 | $ 140,000 | $ 46,000 | $ 321,000 |
| Gloucester County New Jersey | 3 | $ 110,000 | $ 36,000 | $ 122,000 |
| Monmouth County New Jersey | 3 | $ 121,000 | $ 40,000 | $ 120,000 |
| Lea County New Mexico | 3 | $ 128,000 | $ 42,000 | $ 161,000 |
| Nassau County New York | 3 | $ 236,000 | $ 78,000 | $ 236,000 |
| Suffolk County New York | 3 | $ 158,000 | $ 52,000 | $ 227,000 |
| Westchester County New York | 3 | $ 204,000 | $ 68,000 | $ 210,000 |
| Lincoln County North Carolina | 3 | $ 250,000 | $ 83,000 | $ 238,000 |
| Butler County Pennsylvania | 3 | $ 111,000 | $ 37,000 | $ 240,000 |
| Dauphin County Pennsylvania | 3 | $ 169,000 | $ 56,000 | $ 215,000 |
| Lancaster County Pennsylvania | 3 | $ 172,000 | $ 57,000 | $ 177,000 |
| Northampton County Pennsylvania | 3 | $ 114,000 | $ 38,000 | $ 105,000 |
| Dorchester County South Carolina | 3 | $ 98,000 | $ 32,000 | $ 160,000 |
| Bradley County Tennessee | 3 | $ 171,000 | $ 57,000 | $ 124,000 |
| Davidson County Tennessee | 3 | $ 157,000 | $ 52,000 | $ 214,000 |
| Utah County Utah | 3 | $ 215,000 | $ 71,000 | $ 235,000 |
| Arlington County Virginia | 3 | $ 310,000 | $ 103,000 | $ 221,000 |
| Henrico County Virginia | 3 | $ 114,000 | $ 38,000 | $ 309,000 |
| Loudoun County Virginia | 3 | $ 172,000 | $ 57,000 | $ 295,000 |
| Stafford County Virginia | 3 | $ 210,000 | $ 70,000 | $ 205,000 |
| Pima County Arizona | 2 | $ 62,000 | $ 31,000 | $ 76,000 |
| Pinal County Arizona | 2 | $ 44,000 | $ 22,000 | $ 99,000 |
| Saline County Arkansas | 2 | $ 62,000 | $ 31,000 | $ 128,000 |
| Butte County California | 2 | $ 82,000 | $ 41,000 | $ 125,000 |
| El Dorado County California | 2 | $ 86,000 | $ 43,000 | $ 151,000 |
| San Mateo County California | 2 | $ 120,000 | $ 60,000 | $ 106,000 |
| Ventura County California | 2 | $ 133,000 | $ 66,000 | $ 226,000 |
| Hartford County Connecticut | 2 | $ 105,000 | $ 52,000 | $ 153,000 |
| Litchfield County Connecticut | 2 | $ 82,000 | $ 41,000 | $ 119,000 |
| Kent County Delaware | 2 | $ 79,000 | $ 39,000 | $ 195,000 |
| Charlotte County Florida | 2 | $ 80,000 | $ 40,000 | $ 117,000 |
| Flagler County Florida | 2 | $ 58,000 | $ 29,000 | $ 89,000 |
| Hernando County Florida | 2 | $ 74,000 | $ 37,000 | $ 69,000 |
| Martin County Florida | 2 | $ 88,000 | $ 44,000 | $ 197,000 |
| Osceola County Florida | 2 | $ 103,000 | $ 51,000 | $ 261,000 |
| Pinellas County Florida | 2 | $ 121,000 | $ 60,000 | $ 240,000 |
| Seminole County Florida | 2 | $ 109,000 | $ 54,000 | $ 161,000 |
| Barrow County Georgia | 2 | $ 76,000 | $ 38,000 | $ 164,000 |
| Hall County Georgia | 2 | $ 152,000 | $ 76,000 | $ 137,000 |
| Newton County Georgia | 2 | $ 90,000 | $ 45,000 | $ 136,000 |
| Edgar County Illinois | 2 | $ 81,000 | $ 40,000 | $ 112,000 |
| Lake County Illinois | 2 | $ 126,000 | $ 63,000 | $ 177,000 |
| Lawrence County Illinois | 2 | $ 81,000 | $ 40,000 | $ 107,000 |
| Madison County Illinois | 2 | $ 53,000 | $ 26,000 | $ 61,000 |
| Sangamon County Illinois | 2 | $ 80,000 | $ 40,000 | $ 101,000 |
| Elkhart County Indiana | 2 | $ 103,000 | $ 51,000 | $ 214,000 |
| Hancock County Indiana | 2 | $ 105,000 | $ 52,000 | $ 151,000 |
| Vigo County Indiana | 2 | $ 68,000 | $ 34,000 | $ 83,000 |
| Boone County Kentucky | 2 | $ 74,000 | $ 37,000 | $ 126,000 |
| East Baton Rouge County Louisiana | 2 | $ 102,000 | $ 51,000 | $ 123,000 |
| Orleans County Louisiana | 2 | $ 156,000 | $ 78,000 | $ 281,000 |
| Terrebonne County Louisiana | 2 | $ 63,000 | $ 31,000 | $ 111,000 |
| Kennebec County Maine | 2 | $ 126,000 | $ 63,000 | $ 111,000 |
| St. Mary's County Maryland | 2 | $ 77,000 | $ 38,000 | $ 174,000 |
| Washington County Maryland | 2 | $ 70,000 | $ 35,000 | $ 158,000 |
| Hampden County Massachusetts | 2 | $ 91,000 | $ 45,000 | $ 138,000 |
| Plymouth County Massachusetts | 2 | $ 88,000 | $ 44,000 | $ 146,000 |
| Livingston County Michigan | 2 | $ 51,000 | $ 25,000 | $ 76,000 |
| Forrest County Mississippi | 2 | $ 63,000 | $ 31,000 | $ 89,000 |
| Harrison County Mississippi | 2 | $ 64,000 | $ 32,000 | $ 100,000 |
| Jackson County Missouri | 2 | $ 138,000 | $ 69,000 | $ 287,000 |
| Burlington County New Jersey | 2 | $ 79,000 | $ 39,000 | $ 104,000 |
| Passaic County New Jersey | 2 | $ 101,000 | $ 50,000 | $ 142,000 |
| Sussex County New Jersey | 2 | $ 118,000 | $ 59,000 | $ 183,000 |
| Erie County New York | 2 | $ 63,000 | $ 31,000 | $ 89,000 |
| Greene County New York | 2 | $ 111,000 | $ 55,000 | $ 165,000 |
| Orange County New York | 2 | $ 100,000 | $ 50,000 | $ 110,000 |
| Ulster County New York | 2 | $ 87,000 | $ 43,000 | $ 122,000 |
| Forsyth County North Carolina | 2 | $ 105,000 | $ 52,000 | $ 427,000 |
| Moore County North Carolina | 2 | $ 91,000 | $ 45,000 | $ 245,000 |
| Canadian County Oklahoma | 2 | $ 74,000 | $ 37,000 | $ 72,000 |
| Garfield County Oklahoma | 2 | $ 74,000 | $ 37,000 | $ 182,000 |
| Oklahoma County Oklahoma | 2 | $ 105,000 | $ 52,000 | $ 155,000 |
| Yamhill County Oregon | 2 | $ 76,000 | $ 38,000 | $ 103,000 |
| Bucks County Pennsylvania | 2 | $ 85,000 | $ 42,000 | $ 112,000 |
| Carbon County Pennsylvania | 2 | $ 71,000 | $ 35,000 | $ 113,000 |
| Delaware County Pennsylvania | 2 | $ 99,000 | $ 49,000 | $ 76,000 |
| Lebanon County Pennsylvania | 2 | $ 52,000 | $ 26,000 | $ 143,000 |
| Montgomery County Pennsylvania | 2 | $ 152,000 | $ 76,000 | $ 162,000 |
| Aiken County South Carolina | 2 | $ 76,000 | $ 38,000 | $ 94,000 |
| Greenville County South Carolina | 2 | $ 49,000 | $ 24,000 | $ 74,000 |
| Horry County South Carolina | 2 | $ 58,000 | $ 29,000 | $ 127,000 |
| Lancaster County South Carolina | 2 | $ 75,000 | $ 37,000 | $ 118,000 |
| Spartanburg County South Carolina | 2 | $ 79,000 | $ 39,000 | $ 103,000 |
| Sumter County South Carolina | 2 | $ 47,000 | $ 23,000 | $ 70,000 |
| Shelby County Tennessee | 2 | $ 114,000 | $ 57,000 | $ 302,000 |
| Sumner County Tennessee | 2 | $ 104,000 | $ 52,000 | $ 166,000 |
| Williamson County Tennessee | 2 | $ 63,000 | $ 31,000 | $ 139,000 |
| Chesapeake County Virginia | 2 | $ 110,000 | $ 55,000 | $ 165,000 |
| Chesterfield County Virginia | 2 | $ 105,000 | $ 52,000 | $ 174,000 |
| Fauquier County Virginia | 2 | $ 139,000 | $ 69,000 | $ 234,000 |
| Shawano County Wisconsin | 2 | $ 125,000 | $ 62,000 | $ 123,000 |
| Calhoun County Alabama | 1 | $ 33,000 | $ 33,000 | $ 117,000 |
| Dale County Alabama | 1 | $ 40,000 | $ 40,000 | $ 153,000 |
| Limestone County Alabama | 1 | $ 50,000 | $ 50,000 | $ 67,000 |
| Mobile County Alabama | 1 | $ 33,000 | $ 33,000 | $ 68,000 |
| Anchorage County Alaska | 1 | $ 67,000 | $ 67,000 | $ 225,000 |
| Yuma County Arizona | 1 | $ 32,000 | $ 32,000 | $ 216,000 |
| Benton County Arkansas | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| Craighead County Arkansas | 1 | $ 43,000 | $ 43,000 | $ 195,000 |
| Crittenden County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 126,000 |
| Faulkner County Arkansas | 1 | $ 30,000 | $ 30,000 | $ 59,000 |
| Garland County Arkansas | 1 | $ 35,000 | $ 35,000 | $ 182,000 |
| Lonoke County Arkansas | 1 | $ 31,000 | $ 31,000 | $ 54,000 |
| Sebastian County Arkansas | 1 | $ 41,000 | $ 41,000 | $ 150,000 |
| Washington County Arkansas | 1 | $ 70,000 | $ 70,000 | $ 219,000 |
| Calaveras County California | 1 | $ 37,000 | $ 37,000 | $ 52,000 |
| Colusa County California | 1 | $ 32,000 | $ 32,000 | $ 63,000 |
| Kings County California | 1 | $ 53,000 | $ 53,000 | $ 202,000 |
| Madera County California | 1 | $ 70,000 | $ 70,000 | $ 109,000 |
| Santa Clara County California | 1 | $ 70,000 | $ 70,000 | $ 588,000 |
| Shasta County California | 1 | $ 25,000 | $ 25,000 | $ 170,000 |
| Douglas County Colorado | 1 | $ 50,000 | $ 50,000 | $ 271,000 |
| Collier County Florida | 1 | $ 44,000 | $ 44,000 | $ 56,000 |
| Columbia County Florida | 1 | $ 64,000 | $ 64,000 | $ 129,000 |
| St. Lucie County Florida | 1 | $ 43,000 | $ 43,000 | $ 100,000 |
| Wakulla County Florida | 1 | $ 45,000 | $ 45,000 | $ 150,000 |
| Baldwin County Georgia | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| Banks County Georgia | 1 | $ 40,000 | $ 40,000 | $ 105,000 |
| Butts County Georgia | 1 | $ 38,000 | $ 38,000 | $ 119,000 |
| Camden County Georgia | 1 | $ 67,000 | $ 67,000 | $ 116,000 |
| Chatham County Georgia | 1 | $ 30,000 | $ 30,000 | $ 121,000 |
| Clarke County Georgia | 1 | $ 59,000 | $ 59,000 | $ 96,000 |
| Clayton County Georgia | 1 | $ 53,000 | $ 53,000 | $ 123,000 |
| Coweta County Georgia | 1 | $ 61,000 | $ 61,000 | $ 106,000 |
| Fayette County Georgia | 1 | $ 42,000 | $ 42,000 | $ 125,000 |
| Floyd County Georgia | 1 | $ 64,000 | $ 64,000 | $ 158,000 |
| Gilmer County Georgia | 1 | $ 66,000 | $ 66,000 | $ 144,000 |
| Haralson County Georgia | 1 | $ 61,000 | $ 61,000 | $ 131,000 |
| Jackson County Georgia | 1 | $ 84,000 | $ 84,000 | $ 160,000 |
| Lanier County Georgia | 1 | $ 49,000 | $ 49,000 | $ 117,000 |
| Long County Georgia | 1 | $ 40,000 | $ 40,000 | $ 126,000 |
| Walker County Georgia | 1 | $ 31,000 | $ 31,000 | $ 105,000 |
| Boone County Illinois | 1 | $ 50,000 | $ 50,000 | $ 229,000 |
| Clinton County Illinois | 1 | $ 70,000 | $ 70,000 | $ 260,000 |
| Grundy County Illinois | 1 | $ 31,000 | $ 31,000 | $ 123,000 |
| Monroe County Illinois | 1 | $ 53,000 | $ 53,000 | $ 95,000 |
| Winnebago County Illinois | 1 | $ 54,000 | $ 54,000 | $ 115,000 |
| Clark County Indiana | 1 | $ 55,000 | $ 55,000 | $ 65,000 |
| LaGrange County Indiana | 1 | $ 70,000 | $ 70,000 | $ 140,000 |
| Montgomery County Indiana | 1 | $ 33,000 | $ 33,000 | $ 99,000 |
| Porter County Indiana | 1 | $ 25,000 | $ 25,000 | $ 123,000 |
| St. Joseph County Indiana | 1 | $ 61,000 | $ 61,000 | $ 118,000 |
| Vanderburgh County Indiana | 1 | $ 49,000 | $ 49,000 | $ 121,000 |
| Jones County Iowa | 1 | $ 61,000 | $ 61,000 | $ 281,000 |
| Linn County Iowa | 1 | $ 33,000 | $ 33,000 | $ 99,000 |
| Jefferson County Kentucky | 1 | $ 17,000 | $ 17,000 | $ 68,000 |
| Meade County Kentucky | 1 | $ 40,000 | $ 40,000 | $ 111,000 |
| Nelson County Kentucky | 1 | $ 46,000 | $ 46,000 | $ 133,000 |
| Scott County Kentucky | 1 | $ 58,000 | $ 58,000 | $ 97,000 |
| Ascension County Louisiana | 1 | $ 51,000 | $ 51,000 | $ 125,000 |
| Bossier County Louisiana | 1 | $ 47,000 | $ 47,000 | $ 182,000 |
| Plaquemines County Louisiana | 1 | $ 62,000 | $ 62,000 | $ 146,000 |
| St. Bernard County Louisiana | 1 | $ 45,000 | $ 45,000 | $ 93,000 |
| Knox County Maine | 1 | $ 100,000 | $ 100,000 | $ 238,000 |
| Caroline County Maryland | 1 | $ 43,000 | $ 43,000 | $ 80,000 |
| Frederick County Maryland | 1 | $ 55,000 | $ 55,000 | $ 188,000 |
| Worcester County Maryland | 1 | $ 26,000 | $ 26,000 | $ 130,000 |
| Berkshire County Massachusetts | 1 | $ 43,000 | $ 43,000 | $ 797,000 |
| Middlesex County Massachusetts | 1 | $ 139,000 | $ 139,000 | $ 147,000 |
| Worcester County Massachusetts | 1 | $ 36,000 | $ 36,000 | $ 95,000 |
| Hillsdale County Michigan | 1 | $ 20,000 | $ 20,000 | $ 85,000 |
| Huron County Michigan | 1 | $ 70,000 | $ 70,000 | $ 104,000 |
| Jackson County Michigan | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| Ottawa County Michigan | 1 | $ 56,000 | $ 56,000 | $ 155,000 |
| Roscommon County Michigan | 1 | $ 56,000 | $ 56,000 | $ 149,000 |
| Saginaw County Michigan | 1 | $ 35,000 | $ 35,000 | $ 125,000 |
| St. Joseph County Michigan | 1 | $ 25,000 | $ 25,000 | $ 68,000 |
| Hennepin County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 266,000 |
| Wright County Minnesota | 1 | $ 70,000 | $ 70,000 | $ 127,000 |
| Jackson County Mississippi | 1 | $ 46,000 | $ 46,000 | $ 119,000 |
| Rankin County Mississippi | 1 | $ 82,000 | $ 82,000 | $ 290,000 |
| Pettis County Missouri | 1 | $ 36,000 | $ 36,000 | $ 62,000 |
| St. Charles County Missouri | 1 | $ 70,000 | $ 70,000 | $ 108,000 |
| St. Louis City County Missouri | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Washoe County Nevada | 1 | $ 61,000 | $ 61,000 | $ 114,000 |
| Hillsborough County New Hampshire | 1 | $ 48,000 | $ 48,000 | $ 111,000 |
| Rockingham County New Hampshire | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Bergen County New Jersey | 1 | $ 41,000 | $ 41,000 | $ 70,000 |
| Cape May County New Jersey | 1 | $ 40,000 | $ 40,000 | $ 100,000 |
| Cumberland County New Jersey | 1 | $ 42,000 | $ 42,000 | $ 77,000 |
| Somerset County New Jersey | 1 | $ 53,000 | $ 53,000 | $ 169,000 |
| Curry County New Mexico | 1 | $ 65,000 | $ 65,000 | $ 122,000 |
| Otero County New Mexico | 1 | $ 70,000 | $ 70,000 | $ 240,000 |
| Sandoval County New Mexico | 1 | $ 36,000 | $ 36,000 | $ 154,000 |
| Chemung County New York | 1 | $ 51,000 | $ 51,000 | $ 116,000 |
| Dutchess County New York | 1 | $ 36,000 | $ 36,000 | $ 160,000 |
| Rockland County New York | 1 | $ 39,000 | $ 39,000 | $ 164,000 |
| Brunswick County North Carolina | 1 | $ 46,000 | $ 46,000 | $ 262,000 |
| Buncombe County North Carolina | 1 | $ 42,000 | $ 42,000 | $ 79,000 |
| Carteret County North Carolina | 1 | $ 47,000 | $ 47,000 | $ 115,000 |
| Cleveland County North Carolina | 1 | $ 27,000 | $ 27,000 | $ 77,000 |
| Gaston County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 215,000 |
| Guilford County North Carolina | 1 | $ 40,000 | $ 40,000 | $ 182,000 |
| New Hanover County North Carolina | 1 | $ 44,000 | $ 44,000 | $ 125,000 |
| Pasquotank County North Carolina | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| Randolph County North Carolina | 1 | $ 70,000 | $ 70,000 | $ 587,000 |
| Rowan County North Carolina | 1 | $ 61,000 | $ 61,000 | $ 147,000 |
| Scotland County North Carolina | 1 | $ 32,000 | $ 32,000 | $ 80,000 |
| Brown County Ohio | 1 | $ 43,000 | $ 43,000 | $ 147,000 |
| Clermont County Ohio | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| Clinton County Ohio | 1 | $ 27,000 | $ 27,000 | $ 98,000 |
| Cuyahoga County Ohio | 1 | $ 90,000 | $ 90,000 | $ 74,000 |
| Fairfield County Ohio | 1 | $ 22,000 | $ 22,000 | $ 221,000 |
| Jefferson County Ohio | 1 | $ 29,000 | $ 29,000 | $ 197,000 |
| Lake County Ohio | 1 | $ 31,000 | $ 31,000 | $ 252,000 |
| Lucas County Ohio | 1 | $ 70,000 | $ 70,000 | $ 404,000 |
| Sandusky County Ohio | 1 | $ 50,000 | $ 50,000 | $ 75,000 |
| Summit County Ohio | 1 | $ 30,000 | $ 30,000 | $ 165,000 |
| Wood County Ohio | 1 | $ 70,000 | $ 70,000 | $ 202,000 |
| Wyandot County Ohio | 1 | $ 55,000 | $ 55,000 | $ 137,000 |
| Cleveland County Oklahoma | 1 | $ 41,000 | $ 41,000 | $ 153,000 |
| Garvin County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 76,000 |
| Payne County Oklahoma | 1 | $ 70,000 | $ 70,000 | $ 154,000 |
| Pittsburg County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 77,000 |
| Tulsa County Oklahoma | 1 | $ 40,000 | $ 40,000 | $ 137,000 |
| Clackamas County Oregon | 1 | $ 35,000 | $ 35,000 | $ 148,000 |
| Armstrong County Pennsylvania | 1 | $ 22,000 | $ 22,000 | $ 217,000 |
| Clinton County Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 100,000 |
| Franklin County Pennsylvania | 1 | $ 51,000 | $ 51,000 | $ 137,000 |
| Lackawanna County Pennsylvania | 1 | $ 38,000 | $ 38,000 | $ 82,000 |
| Monroe County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 245,000 |
| Philadelphia County Pennsylvania | 1 | $ 50,000 | $ 50,000 | $ 98,000 |
| Westmoreland County Pennsylvania | 1 | $ 36,000 | $ 36,000 | $ 103,000 |
| York County Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 209,000 |
| Abbeville County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Anderson County South Carolina | 1 | $ 30,000 | $ 30,000 | $ 112,000 |
| Beaufort County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 143,000 |
| Chester County South Carolina | 1 | $ 55,000 | $ 55,000 | $ 109,000 |
| Colleton County South Carolina | 1 | $ 24,000 | $ 24,000 | $ 330,000 |
| Fairfield County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 81,000 |
| Orangeburg County South Carolina | 1 | $ 46,000 | $ 46,000 | $ 122,000 |
| Blount County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 174,000 |
| Coffee County Tennessee | 1 | $ 44,000 | $ 44,000 | $ 114,000 |
| Dickson County Tennessee | 1 | $ 63,000 | $ 63,000 | $ 92,000 |
| Hamblen County Tennessee | 1 | $ 34,000 | $ 34,000 | $ 78,000 |
| Knox County Tennessee | 1 | $ 48,000 | $ 48,000 | $ 143,000 |
| Putnam County Tennessee | 1 | $ 70,000 | $ 70,000 | $ 190,000 |
| Sullivan County Tennessee | 1 | $ 118,000 | $ 118,000 | $ 404,000 |
| Albemarle County Virginia | 1 | $ 25,000 | $ 25,000 | $ 64,000 |
| Alexandria County Virginia | 1 | $ 37,000 | $ 37,000 | $ 142,000 |
| Falls Church County Virginia | 1 | $ 20,000 | $ 20,000 | $ 290,000 |
| Frederick County Virginia | 1 | $ 57,000 | $ 57,000 | $ 185,000 |
| Spotsylvania County Virginia | 1 | $ 70,000 | $ 70,000 | $ 174,000 |
| York County Virginia | 1 | $ 55,000 | $ 55,000 | $ 189,000 |
| Snohomish County Washington | 1 | $ 70,000 | $ 70,000 | $ 257,000 |
| Cabell County West Virginia | 1 | $ 70,000 | $ 70,000 | $ 334,000 |
| Kanawha County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 164,000 |
| Mineral County West Virginia | 1 | $ 50,000 | $ 50,000 | $ 137,000 |
| Oconto County Wisconsin | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
Mortgage Loan Application Detail Totals for United States Senate Federal Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 1,013 | $51,360,000 | $50,000 | $355,000 | $160,000 | $843,000 |
| Home Purchase | 0 | $0 | $0 | $0 | $0 | $0 |
| Refinancing | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 641 | $32,607,000 | $50,000 | $355,000 | $157,000 | $523,000 |
| Not Provided | 181 | $9,316,000 | $51,000 | $265,000 | $179,000 | $797,000 |
| Hispanic | 88 | $4,109,000 | $46,000 | $95,000 | $140,000 | $372,000 |
| Black or African American | 57 | $2,682,000 | $47,000 | $82,000 | $165,000 | $446,000 |
| Asian | 27 | $1,773,000 | $65,000 | $215,000 | $194,000 | $843,000 |
| American Indian or Alaskan Native | 10 | $425,000 | $42,000 | $69,000 | $152,000 | $331,000 |
| Native Hawaiin or Other Pacific Islander | 9 | $448,000 | $49,000 | $56,000 | $128,000 | $207,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,013 | $51,360,000 | $50,000 | $355,000 | $160,000 | $843,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 823 | $41,924,000 | $50,000 | $355,000 | $165,000 | $843,000 |
| Application Denied By Financial Institution | 113 | $5,631,000 | $49,000 | $324,000 | $124,000 | $771,000 |
| Application Withdrawn By Applicant | 77 | $3,805,000 | $49,000 | $184,000 | $161,000 | $392,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 62 | $3,380,000 | $54,000 | $324,000 | $106,000 | $333,000 |
| Credit History | 30 | $1,250,000 | $41,000 | $82,000 | $152,000 | $771,000 |
| Employment History | 9 | $363,000 | $40,000 | $63,000 | $147,000 | $228,000 |
| Other | 7 | $389,000 | $55,000 | $70,000 | $141,000 | $227,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $162,000 | $54,000 | $70,000 | $100,000 | $142,000 |
| Collateral | 2 | $87,000 | $43,000 | $70,000 | $123,000 | $208,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into United States Senate Federal Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess United States Senate Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.