Universal Lending Corporation
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for Colorado.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Lending Corporation.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Lending Corporation 6775 East Evans Ave. Denver, CO 80224 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,888 |
| Total Mortgage Loan Application Amount | $652,079,000 |
| Average Mortgage Loan Application Amount | $150,000 |
| Highest Mortgage Loan Application Amount | $1,800,000 |
| Average Applicant Income | $98,333 |
| Highest Applicant Income | $3,240,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CO, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Mesa County Colorado | 870 | $ 139,038,000 | $ 159,000 | $ 74,000 |
| Denver County Colorado | 525 | $ 84,930,000 | $ 161,000 | $ 67,000 |
| Arapahoe County Colorado | 444 | $ 72,911,000 | $ 164,000 | $ 75,000 |
| Jefferson County Colorado | 351 | $ 66,828,000 | $ 190,000 | $ 79,000 |
| Adams County Colorado | 344 | $ 54,976,000 | $ 159,000 | $ 65,000 |
| Douglas County Colorado | 190 | $ 42,056,000 | $ 221,000 | $ 126,000 |
| Larimer County Colorado | 139 | $ 25,882,000 | $ 186,000 | $ 86,000 |
| Pueblo County Colorado | 125 | $ 12,963,000 | $ 103,000 | $ 41,000 |
| Weld County Colorado | 107 | $ 15,934,000 | $ 148,000 | $ 65,000 |
| El Paso County Colorado | 92 | $ 18,714,000 | $ 203,000 | $ 96,000 |
| Boulder County Colorado | 59 | $ 12,605,000 | $ 213,000 | $ 90,000 |
| Campbell County Wyoming | 54 | $ 8,087,000 | $ 149,000 | $ 69,000 |
| Montrose County Colorado | 41 | $ 5,622,000 | $ 137,000 | $ 67,000 |
| Brazoria County Texas | 39 | $ 4,036,000 | $ 103,000 | $ 50,000 |
| Elbert County Colorado | 37 | $ 7,382,000 | $ 199,000 | $ 88,000 |
| Grand County Utah | 36 | $ 6,416,000 | $ 178,000 | $ 88,000 |
| Weber County Utah | 32 | $ 5,653,000 | $ 176,000 | $ 79,000 |
| Garfield County Colorado | 29 | $ 5,776,000 | $ 199,000 | $ 84,000 |
| Morgan County Colorado | 28 | $ 2,836,000 | $ 101,000 | $ 76,000 |
| Broomfield County Colorado | 24 | $ 4,948,000 | $ 206,000 | $ 73,000 |
| Rio Blanco County Colorado | 21 | $ 2,202,000 | $ 104,000 | $ 55,000 |
| Moffat County Colorado | 20 | $ 2,489,000 | $ 124,000 | $ 61,000 |
| Prowers County Colorado | 14 | $ 901,000 | $ 64,000 | $ 47,000 |
| Davis County Utah | 14 | $ 2,256,000 | $ 161,000 | $ 66,000 |
| Laramie County Wyoming | 14 | $ 2,594,000 | $ 185,000 | $ 67,000 |
| Salt Lake County Utah | 13 | $ 1,460,000 | $ 112,000 | $ 47,000 |
| Delta County Colorado | 12 | $ 2,100,000 | $ 175,000 | $ 198,000 |
| Fremont County Colorado | 10 | $ 1,512,000 | $ 151,000 | $ 48,000 |
| Yuma County Colorado | 10 | $ 968,000 | $ 96,000 | $ 51,000 |
| Grand County Colorado | 9 | $ 1,283,000 | $ 142,000 | $ 140,000 |
| Gunnison County Colorado | 9 | $ 2,197,000 | $ 244,000 | $ 165,000 |
| Montezuma County Colorado | 9 | $ 1,569,000 | $ 174,000 | $ 17,000 |
| Johnson County Wyoming | 8 | $ 1,646,000 | $ 205,000 | $ 64,000 |
| Teller County Colorado | 7 | $ 1,035,000 | $ 147,000 | $ 48,000 |
| Jackson County Missouri | 7 | $ 497,000 | $ 71,000 | $ 360,000 |
| Summit County Colorado | 5 | $ 2,733,000 | $ 546,000 | $ 209,000 |
| Utah County Utah | 5 | $ 583,000 | $ 116,000 | $ 61,000 |
| Crook County Wyoming | 5 | $ 712,000 | $ 142,000 | $ 61,000 |
| Maricopa County Arizona | 4 | $ 1,432,000 | $ 358,000 | $ 116,000 |
| Eagle County Colorado | 4 | $ 1,212,000 | $ 303,000 | $ 71,000 |
| Park County Colorado | 4 | $ 604,000 | $ 151,000 | $ 67,000 |
| Routt County Colorado | 4 | $ 1,107,000 | $ 276,000 | $ 238,000 |
| Sarpy County Nebraska | 4 | $ 416,000 | $ 104,000 | $ 218,000 |
| Clark County Nevada | 4 | $ 512,000 | $ 128,000 | $ 287,000 |
| Meade County South Dakota | 4 | $ 861,000 | $ 215,000 | $ 81,000 |
| Pennington County South Dakota | 4 | $ 415,000 | $ 103,000 | $ 28,000 |
| Clear Creek County Colorado | 3 | $ 443,000 | $ 147,000 | $ 67,000 |
| Logan County Colorado | 3 | $ 291,000 | $ 97,000 | $ 81,000 |
| Ouray County Colorado | 3 | $ 648,000 | $ 216,000 | $ 54,000 |
| Sedgwick County Kansas | 3 | $ 558,000 | $ 186,000 | $ 117,000 |
| Bernalillo County New Mexico | 3 | $ 381,000 | $ 127,000 | $ 42,000 |
| San Juan County Utah | 3 | $ 538,000 | $ 179,000 | $ 61,000 |
| Natrona County Wyoming | 3 | $ 306,000 | $ 102,000 | $ 75,000 |
| Sheridan County Wyoming | 3 | $ 235,000 | $ 78,000 | $ 62,000 |
| Custer County Colorado | 2 | $ 714,000 | $ 357,000 | $ 116,000 |
| Huerfano County Colorado | 2 | $ 203,000 | $ 101,000 | $ 30,000 |
| Kit Carson County Colorado | 2 | $ 614,000 | $ 307,000 | $ 453,000 |
| La Plata County Colorado | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Rio Grande County Colorado | 2 | $ 130,000 | $ 65,000 | $ 116,000 |
| Saguache County Colorado | 2 | $ 580,000 | $ 290,000 | $ 89,000 |
| San Juan County Colorado | 2 | $ 257,000 | $ 128,000 | $ 62,000 |
| Washington County Colorado | 2 | $ 152,000 | $ 76,000 | $ 74,000 |
| Ramsey County Minnesota | 2 | $ 140,000 | $ 70,000 | $ 57,000 |
| Douglas County Nebraska | 2 | $ 152,000 | $ 76,000 | $ 88,000 |
| Butte County South Dakota | 2 | $ 165,000 | $ 82,000 | $ 45,000 |
| Morgan County Utah | 2 | $ 394,000 | $ 197,000 | $ 80,000 |
| Washakie County Wyoming | 2 | $ 123,000 | $ 61,000 | $ 44,000 |
| Los Angeles County California | 1 | $ 400,000 | $ 400,000 | $ 93,000 |
| Archuleta County Colorado | 1 | $ 173,000 | $ 173,000 | $ 0 |
| Chaffee County Colorado | 1 | $ 216,000 | $ 216,000 | $ 90,000 |
| Gilpin County Colorado | 1 | $ 188,000 | $ 188,000 | $ 61,000 |
| Hinsdale County Colorado | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Lake County Colorado | 1 | $ 192,000 | $ 192,000 | $ 69,000 |
| Pitkin County Colorado | 1 | $ 1,636,000 | $ 1,636,000 | $ 384,000 |
| San Miguel County Colorado | 1 | $ 179,000 | $ 179,000 | $ 123,000 |
| Sedgwick County Colorado | 1 | $ 101,000 | $ 101,000 | $ 55,000 |
| Sarasota County Florida | 1 | $ 304,000 | $ 304,000 | $ 162,000 |
| Ada County Idaho | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Hennepin County Minnesota | 1 | $ 1,200,000 | $ 1,200,000 | $ 60,000 |
| Butler County Missouri | 1 | $ 83,000 | $ 83,000 | $ 35,000 |
| St. Charles County Missouri | 1 | $ 195,000 | $ 195,000 | $ 73,000 |
| Stone County Missouri | 1 | $ 138,000 | $ 138,000 | $ 94,000 |
| Antelope County Nebraska | 1 | $ 53,000 | $ 53,000 | $ 47,000 |
| Keith County Nebraska | 1 | $ 120,000 | $ 120,000 | $ 151,000 |
| Grant County New Mexico | 1 | $ 113,000 | $ 113,000 | $ 61,000 |
| Sandoval County New Mexico | 1 | $ 212,000 | $ 212,000 | $ 64,000 |
| Valencia County New Mexico | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Comanche County Oklahoma | 1 | $ 178,000 | $ 178,000 | $ 50,000 |
| Custer County South Dakota | 1 | $ 208,000 | $ 208,000 | $ 54,000 |
| Bexar County Texas | 1 | $ 138,000 | $ 138,000 | $ 62,000 |
| Brazos County Texas | 1 | $ 104,000 | $ 104,000 | $ 60,000 |
| Harris County Texas | 1 | $ 87,000 | $ 87,000 | $ 22,000 |
| Liberty County Texas | 1 | $ 101,000 | $ 101,000 | $ 37,000 |
| Matagorda County Texas | 1 | $ 88,000 | $ 88,000 | $ 37,000 |
| San Patricio County Texas | 1 | $ 60,000 | $ 60,000 | $ 166,000 |
| Emery County Utah | 1 | $ 77,000 | $ 77,000 | $ 27,000 |
| Millard County Utah | 1 | $ 61,000 | $ 61,000 | $ 25,000 |
| Wasatch County Utah | 1 | $ 404,000 | $ 404,000 | $ 120,000 |
| Clallam County Washington | 1 | $ 225,000 | $ 225,000 | $ 101,000 |
| Albany County Wyoming | 1 | $ 203,000 | $ 203,000 | $ 144,000 |
| Converse County Wyoming | 1 | $ 112,000 | $ 112,000 | $ 48,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Colorado,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Lending Corporation in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,336 | $365,258,000 | $156,000 | $1,439,000 | $75,000 | $1,850,000 |
| Refinancing | 1,547 | $286,273,000 | $185,000 | $1,800,000 | $78,000 | $3,240,000 |
| Home Improvement | 5 | $548,000 | $109,000 | $243,000 | $142,000 | $190,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,035 | $519,042,000 | $171,000 | $1,800,000 | $81,000 | $3,240,000 |
| Hispanic | 510 | $74,707,000 | $146,000 | $730,000 | $58,000 | $344,000 |
| Not Provided | 208 | $34,636,000 | $166,000 | $650,000 | $69,000 | $531,000 |
| Black or African American | 94 | $17,423,000 | $185,000 | $1,439,000 | $50,000 | $202,000 |
| Asian | 32 | $4,870,000 | $152,000 | $367,000 | $100,000 | $300,000 |
| American Indian or Alaskan Native | 6 | $904,000 | $150,000 | $194,000 | $57,000 | $81,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $497,000 | $165,000 | $257,000 | $50,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,528 | $419,748,000 | $166,000 | $1,800,000 | $94,000 | $3,240,000 |
| FHA-insured (Federal Housing Administration) | 1,228 | $207,224,000 | $168,000 | $346,000 | $42,000 | $936,000 |
| VA-guaranteed (Veterans Administration) | 132 | $25,107,000 | $190,000 | $365,000 | $61,000 | $158,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,920 | $483,194,000 | $165,000 | $1,636,000 | $74,000 | $1,850,000 |
| Application Withdrawn By Applicant | 731 | $128,731,000 | $176,000 | $1,800,000 | $86,000 | $3,240,000 |
| Application Approved But Not Accepted | 107 | $18,385,000 | $171,000 | $500,000 | $99,000 | $360,000 |
| Application Denied By Financial Institution | 98 | $16,617,000 | $169,000 | $1,040,000 | $78,000 | $427,000 |
| File Closed For Incompleteness | 32 | $5,152,000 | $161,000 | $563,000 | $63,000 | $180,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 31 | $5,985,000 | $193,000 | $1,040,000 | $63,000 | $336,000 |
| Collateral | 24 | $3,080,000 | $128,000 | $365,000 | $73,000 | $164,000 |
| Other | 21 | $3,692,000 | $175,000 | $688,000 | $100,000 | $427,000 |
| Unverifiable Information | 7 | $979,000 | $139,000 | $348,000 | $64,000 | $110,000 |
| Debt-To-Income Ratio | 7 | $1,406,000 | $200,000 | $259,000 | $56,000 | $120,000 |
| Employment History | 4 | $887,000 | $221,000 | $440,000 | $180,000 | $308,000 |
| Credit Application Incomplete | 3 | $457,000 | $152,000 | $285,000 | $64,000 | $84,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $131,000 | $131,000 | $131,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CO, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Colorado, and search similar information at your convenience.