Universal Mortgage & Finance, Inc.
Mortgage Loan Application
Totals and Details
for 2008
Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
| Total Number of Mortgage Applications | 727 |
| Total Mortgage Loan Application Amount | $170,603,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $82,000 |
| Highest Applicant Income | $411,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Prince George's County Maryland | 103 | $ 25,876,000 | $ 251,000 | $ 87,000 |
| Baltimore County Maryland | 63 | $ 14,544,000 | $ 230,000 | $ 76,000 |
| Anne Arundel County Maryland | 59 | $ 16,154,000 | $ 273,000 | $ 88,000 |
| New Castle County Delaware | 45 | $ 9,000,000 | $ 200,000 | $ 65,000 |
| Baltimore City County Maryland | 28 | $ 4,261,000 | $ 152,000 | $ 71,000 |
| Calvert County Maryland | 23 | $ 6,371,000 | $ 277,000 | $ 93,000 |
| Virginia Beach County Virginia | 20 | $ 5,244,000 | $ 262,000 | $ 77,000 |
| Charles County Maryland | 18 | $ 5,211,000 | $ 289,000 | $ 87,000 |
| Cecil County Maryland | 17 | $ 4,168,000 | $ 245,000 | $ 84,000 |
| Carroll County Maryland | 14 | $ 3,274,000 | $ 233,000 | $ 81,000 |
| Frederick County Maryland | 14 | $ 3,534,000 | $ 252,000 | $ 84,000 |
| Kent County Delaware | 13 | $ 2,349,000 | $ 180,000 | $ 52,000 |
| Sussex County Delaware | 13 | $ 2,702,000 | $ 207,000 | $ 66,000 |
| Harford County Maryland | 12 | $ 2,692,000 | $ 224,000 | $ 77,000 |
| Montgomery County Maryland | 12 | $ 4,129,000 | $ 344,000 | $ 97,000 |
| Delaware County Pennsylvania | 12 | $ 2,320,000 | $ 193,000 | $ 83,000 |
| Howard County Maryland | 11 | $ 3,444,000 | $ 313,000 | $ 109,000 |
| Washington County Maryland | 11 | $ 2,413,000 | $ 219,000 | $ 75,000 |
| Philadelphia County Pennsylvania | 10 | $ 1,960,000 | $ 196,000 | $ 68,000 |
| Chesterfield County Virginia | 10 | $ 2,146,000 | $ 214,000 | $ 79,000 |
| Henrico County Virginia | 9 | $ 2,185,000 | $ 242,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 8 | $ 1,942,000 | $ 242,000 | $ 91,000 |
| St. Mary's County Maryland | 7 | $ 1,650,000 | $ 235,000 | $ 87,000 |
| Clark County Nevada | 7 | $ 1,856,000 | $ 265,000 | $ 113,000 |
| Chester County Pennsylvania | 7 | $ 1,796,000 | $ 256,000 | $ 87,000 |
| Montgomery County Pennsylvania | 7 | $ 1,776,000 | $ 253,000 | $ 96,000 |
| Hampton County Virginia | 7 | $ 1,376,000 | $ 196,000 | $ 77,000 |
| Newport News County Virginia | 7 | $ 1,442,000 | $ 206,000 | $ 56,000 |
| Norfolk County Virginia | 7 | $ 1,322,000 | $ 188,000 | $ 61,000 |
| Wicomico County Maryland | 6 | $ 1,145,000 | $ 190,000 | $ 67,000 |
| Bucks County Pennsylvania | 6 | $ 1,263,000 | $ 210,000 | $ 73,000 |
| Hanover County Virginia | 6 | $ 1,484,000 | $ 247,000 | $ 75,000 |
| Spotsylvania County Virginia | 6 | $ 1,212,000 | $ 202,000 | $ 89,000 |
| Allegheny County Pennsylvania | 5 | $ 935,000 | $ 187,000 | $ 87,000 |
| Chesapeake County Virginia | 5 | $ 1,129,000 | $ 225,000 | $ 62,000 |
| Prince William County Virginia | 5 | $ 1,202,000 | $ 240,000 | $ 93,000 |
| Berks County Pennsylvania | 4 | $ 983,000 | $ 245,000 | $ 79,000 |
| Lehigh County Pennsylvania | 4 | $ 666,000 | $ 166,000 | $ 68,000 |
| Davidson County Tennessee | 4 | $ 810,000 | $ 202,000 | $ 75,000 |
| Gloucester County Virginia | 4 | $ 803,000 | $ 200,000 | $ 62,000 |
| Stafford County Virginia | 4 | $ 1,038,000 | $ 259,000 | $ 97,000 |
| Warren County Virginia | 4 | $ 921,000 | $ 230,000 | $ 57,000 |
| York County Virginia | 4 | $ 1,012,000 | $ 253,000 | $ 81,000 |
| York County Pennsylvania | 3 | $ 710,000 | $ 236,000 | $ 72,000 |
| Arlington County Virginia | 3 | $ 1,666,000 | $ 555,000 | $ 194,000 |
| Fluvanna County Virginia | 3 | $ 499,000 | $ 166,000 | $ 53,000 |
| Powhatan County Virginia | 3 | $ 944,000 | $ 314,000 | $ 71,000 |
| Suffolk County Virginia | 3 | $ 838,000 | $ 279,000 | $ 84,000 |
| Broward County Florida | 2 | $ 349,000 | $ 174,000 | $ 41,000 |
| Clay County Florida | 2 | $ 380,000 | $ 190,000 | $ 74,000 |
| Duval County Florida | 2 | $ 393,000 | $ 196,000 | $ 77,000 |
| Lee County Florida | 2 | $ 380,000 | $ 190,000 | $ 57,000 |
| Orange County Florida | 2 | $ 650,000 | $ 325,000 | $ 155,000 |
| Palm Beach County Florida | 2 | $ 471,000 | $ 235,000 | $ 77,000 |
| St. Johns County Florida | 2 | $ 653,000 | $ 326,000 | $ 109,000 |
| Allegany County Maryland | 2 | $ 310,000 | $ 155,000 | $ 68,000 |
| Caroline County Maryland | 2 | $ 392,000 | $ 196,000 | $ 57,000 |
| Talbot County Maryland | 2 | $ 461,000 | $ 230,000 | $ 67,000 |
| Cumberland County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 157,000 |
| Williamson County Tennessee | 2 | $ 358,000 | $ 179,000 | $ 121,000 |
| Albemarle County Virginia | 2 | $ 537,000 | $ 268,000 | $ 75,000 |
| Bedford County Virginia | 2 | $ 301,000 | $ 150,000 | $ 74,000 |
| Fairfax County Virginia | 2 | $ 661,000 | $ 330,000 | $ 87,000 |
| Frederick County Virginia | 2 | $ 494,000 | $ 247,000 | $ 77,000 |
| Isle of Wight County Virginia | 2 | $ 511,000 | $ 255,000 | $ 80,000 |
| Roanoke County Virginia | 2 | $ 365,000 | $ 182,000 | $ 54,000 |
| Maricopa County Arizona | 1 | $ 295,000 | $ 295,000 | $ 100,000 |
| Pinal County Arizona | 1 | $ 198,000 | $ 198,000 | $ 62,000 |
| Brevard County Florida | 1 | $ 69,000 | $ 69,000 | $ 49,000 |
| Charlotte County Florida | 1 | $ 144,000 | $ 144,000 | $ 52,000 |
| Hendry County Florida | 1 | $ 261,000 | $ 261,000 | $ 72,000 |
| Hillsborough County Florida | 1 | $ 73,000 | $ 73,000 | $ 40,000 |
| Leon County Florida | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Pasco County Florida | 1 | $ 180,000 | $ 180,000 | $ 59,000 |
| Pinellas County Florida | 1 | $ 160,000 | $ 160,000 | $ 96,000 |
| St. Lucie County Florida | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Dorchester County Maryland | 1 | $ 148,000 | $ 148,000 | $ 35,000 |
| Worcester County Maryland | 1 | $ 140,000 | $ 140,000 | $ 66,000 |
| Davidson County North Carolina | 1 | $ 77,000 | $ 77,000 | $ 16,000 |
| Northampton County Pennsylvania | 1 | $ 229,000 | $ 229,000 | $ 93,000 |
| Anderson County South Carolina | 1 | $ 86,000 | $ 86,000 | $ 26,000 |
| Richland County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 137,000 |
| Robertson County Tennessee | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Rutherford County Tennessee | 1 | $ 313,000 | $ 313,000 | $ 101,000 |
| Campbell County Virginia | 1 | $ 189,000 | $ 189,000 | $ 126,000 |
| Caroline County Virginia | 1 | $ 209,000 | $ 209,000 | $ 109,000 |
| Danville County Virginia | 1 | $ 125,000 | $ 125,000 | $ 31,000 |
| Dinwiddie County Virginia | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Franklin County Virginia | 1 | $ 213,000 | $ 213,000 | $ 41,000 |
| Greene County Virginia | 1 | $ 152,000 | $ 152,000 | $ 64,000 |
| Loudoun County Virginia | 1 | $ 219,000 | $ 219,000 | $ 70,000 |
| Louisa County Virginia | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Lynchburg County Virginia | 1 | $ 192,000 | $ 192,000 | $ 72,000 |
| Mathews County Virginia | 1 | $ 228,000 | $ 228,000 | $ 46,000 |
| New Kent County Virginia | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Petersburg County Virginia | 1 | $ 148,000 | $ 148,000 | $ 29,000 |
| Portsmouth County Virginia | 1 | $ 153,000 | $ 153,000 | $ 65,000 |
| Prince George County Virginia | 1 | $ 183,000 | $ 183,000 | $ 91,000 |
| Richmond City County Virginia | 1 | $ 310,000 | $ 310,000 | $ 120,000 |
| Sussex County Virginia | 1 | $ 193,000 | $ 193,000 | $ 64,000 |
| Washington County Virginia | 1 | $ 140,000 | $ 140,000 | $ 56,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Universal Mortgage & Finance, Inc. in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 637 | $148,685,000 | $233,000 | $1,500,000 | $79,000 | $411,000 |
| Home Purchase | 90 | $21,918,000 | $243,000 | $700,000 | $85,000 | $240,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 430 | $101,256,000 | $235,000 | $1,185,000 | $82,000 | $411,000 |
| Black or African American | 186 | $41,928,000 | $225,000 | $503,000 | $76,000 | $224,000 |
| Not Provided | 88 | $20,566,000 | $233,000 | $355,000 | $75,000 | $194,000 |
| Hispanic | 12 | $2,677,000 | $223,000 | $321,000 | $80,000 | $120,000 |
| American Indian or Alaskan Native | 6 | $1,337,000 | $222,000 | $382,000 | $75,000 | $95,000 |
| Asian | 3 | $1,884,000 | $628,000 | $1,500,000 | $156,000 | $378,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $955,000 | $477,000 | $700,000 | $147,000 | $222,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 512 | $117,552,000 | $229,000 | $350,000 | $75,000 | $230,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 207 | $51,272,000 | $247,000 | $1,500,000 | $93,000 | $411,000 |
| VA-guaranteed (Veterans Administration) | 8 | $1,779,000 | $222,000 | $303,000 | $75,000 | $120,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 620 | $145,344,000 | $234,000 | $1,500,000 | $80,000 | $396,000 |
| Application Withdrawn By Applicant | 56 | $14,470,000 | $258,000 | $1,185,000 | $89,000 | $411,000 |
| Application Denied By Financial Institution | 51 | $10,789,000 | $211,000 | $600,000 | $78,000 | $224,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 12 | $2,551,000 | $212,000 | $395,000 | $73,000 | $166,000 |
| Debt-To-Income Ratio | 4 | $836,000 | $209,000 | $263,000 | $67,000 | $75,000 |
| Collateral | 4 | $680,000 | $170,000 | $313,000 | $69,000 | $101,000 |
| Employment History | 2 | $287,000 | $143,000 | $144,000 | $69,000 | $80,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $464,000 | $232,000 | $286,000 | $65,000 | $78,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.