Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 2,406 |
Total Mortgage Loan Application Amount | $515,333,000 |
Average Mortgage Loan Application Amount | $218,500 |
Highest Mortgage Loan Application Amount | $1,185,000 |
Average Applicant Income | $83,500 |
Highest Applicant Income | $1,023,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Miami-Dade County Florida | 640 | $ 136,206,000 | $ 212,000 | $ 79,000 |
Broward County Florida | 203 | $ 48,137,000 | $ 237,000 | $ 94,000 |
Orange County Florida | 201 | $ 37,813,000 | $ 188,000 | $ 68,000 |
Osceola County Florida | 138 | $ 24,920,000 | $ 180,000 | $ 58,000 |
Baltimore County Maryland | 97 | $ 18,577,000 | $ 191,000 | $ 69,000 |
Prince George's County Maryland | 90 | $ 22,696,000 | $ 252,000 | $ 83,000 |
New Castle County Delaware | 77 | $ 19,449,000 | $ 252,000 | $ 76,000 |
Worcester County Maryland | 71 | $ 17,431,000 | $ 245,000 | $ 130,000 |
Anne Arundel County Maryland | 67 | $ 19,701,000 | $ 294,000 | $ 120,000 |
Wicomico County Maryland | 56 | $ 9,931,000 | $ 177,000 | $ 78,000 |
Shelby County Tennessee | 53 | $ 9,297,000 | $ 175,000 | $ 67,000 |
Sussex County Delaware | 44 | $ 10,390,000 | $ 236,000 | $ 95,000 |
Polk County Florida | 30 | $ 5,000,000 | $ 166,000 | $ 62,000 |
Greenville County South Carolina | 30 | $ 4,070,000 | $ 135,000 | $ 75,000 |
Cecil County Maryland | 28 | $ 6,142,000 | $ 219,000 | $ 81,000 |
St. Lucie County Florida | 21 | $ 2,901,000 | $ 138,000 | $ 48,000 |
Palm Beach County Florida | 19 | $ 3,851,000 | $ 202,000 | $ 88,000 |
Harford County Maryland | 19 | $ 5,169,000 | $ 272,000 | $ 84,000 |
Baltimore City County Maryland | 18 | $ 2,729,000 | $ 151,000 | $ 65,000 |
Kent County Delaware | 16 | $ 4,088,000 | $ 255,000 | $ 64,000 |
Camden County New Jersey | 16 | $ 2,305,000 | $ 144,000 | $ 80,000 |
Spartanburg County South Carolina | 15 | $ 1,435,000 | $ 95,000 | $ 52,000 |
Essex County New Jersey | 14 | $ 3,167,000 | $ 226,000 | $ 63,000 |
Hillsborough County Florida | 13 | $ 2,445,000 | $ 188,000 | $ 106,000 |
Lake County Florida | 13 | $ 2,474,000 | $ 190,000 | $ 56,000 |
Howard County Maryland | 13 | $ 5,130,000 | $ 394,000 | $ 168,000 |
Union County New Jersey | 13 | $ 2,174,000 | $ 167,000 | $ 63,000 |
District of Columbia County District Of Columbia | 12 | $ 4,183,000 | $ 348,000 | $ 139,000 |
Calvert County Maryland | 12 | $ 3,448,000 | $ 287,000 | $ 115,000 |
Passaic County New Jersey | 12 | $ 3,267,000 | $ 272,000 | $ 81,000 |
Charles County Maryland | 11 | $ 2,724,000 | $ 247,000 | $ 70,000 |
Hudson County New Jersey | 11 | $ 2,261,000 | $ 205,000 | $ 73,000 |
Montgomery County Maryland | 9 | $ 4,393,000 | $ 488,000 | $ 183,000 |
Queen Anne's County Maryland | 9 | $ 2,650,000 | $ 294,000 | $ 75,000 |
Henrico County Virginia | 9 | $ 2,076,000 | $ 230,000 | $ 86,000 |
Bergen County New Jersey | 8 | $ 1,992,000 | $ 249,000 | $ 76,000 |
York County Pennsylvania | 8 | $ 1,259,000 | $ 157,000 | $ 48,000 |
Anderson County South Carolina | 8 | $ 1,213,000 | $ 151,000 | $ 54,000 |
Seminole County Florida | 7 | $ 1,391,000 | $ 198,000 | $ 102,000 |
Gwinnett County Georgia | 7 | $ 1,011,000 | $ 144,000 | $ 50,000 |
Frederick County Maryland | 7 | $ 1,511,000 | $ 215,000 | $ 93,000 |
Burlington County New Jersey | 7 | $ 1,778,000 | $ 254,000 | $ 90,000 |
Chester County Pennsylvania | 7 | $ 2,712,000 | $ 387,000 | $ 158,000 |
Philadelphia County Pennsylvania | 7 | $ 816,000 | $ 116,000 | $ 70,000 |
Richmond City County Virginia | 7 | $ 1,037,000 | $ 148,000 | $ 40,000 |
Lee County Florida | 6 | $ 940,000 | $ 156,000 | $ 44,000 |
Pinellas County Florida | 6 | $ 1,779,000 | $ 296,000 | $ 155,000 |
Volusia County Florida | 6 | $ 840,000 | $ 140,000 | $ 75,000 |
Caroline County Maryland | 6 | $ 1,105,000 | $ 184,000 | $ 62,000 |
Carroll County Maryland | 6 | $ 1,858,000 | $ 309,000 | $ 85,000 |
Duval County Florida | 5 | $ 923,000 | $ 184,000 | $ 73,000 |
Dorchester County Maryland | 5 | $ 797,000 | $ 159,000 | $ 56,000 |
St. Mary's County Maryland | 5 | $ 913,000 | $ 182,000 | $ 74,000 |
Talbot County Maryland | 5 | $ 900,000 | $ 180,000 | $ 135,000 |
Brevard County Florida | 4 | $ 780,000 | $ 195,000 | $ 81,000 |
Monroe County Florida | 4 | $ 1,396,000 | $ 349,000 | $ 171,000 |
Allen County Indiana | 4 | $ 463,000 | $ 115,000 | $ 56,000 |
Kent County Maryland | 4 | $ 859,000 | $ 214,000 | $ 73,000 |
Somerset County Maryland | 4 | $ 530,000 | $ 132,000 | $ 46,000 |
Pickens County South Carolina | 4 | $ 425,000 | $ 106,000 | $ 43,000 |
Prince William County Virginia | 4 | $ 1,423,000 | $ 355,000 | $ 89,000 |
Jefferson County Alabama | 3 | $ 818,000 | $ 272,000 | $ 59,000 |
Madison County Alabama | 3 | $ 734,000 | $ 244,000 | $ 51,000 |
Shelby County Alabama | 3 | $ 659,000 | $ 219,000 | $ 65,000 |
Washington County Maryland | 3 | $ 553,000 | $ 184,000 | $ 81,000 |
DeSoto County Mississippi | 3 | $ 475,000 | $ 158,000 | $ 52,000 |
Gloucester County New Jersey | 3 | $ 475,000 | $ 158,000 | $ 84,000 |
Monmouth County New Jersey | 3 | $ 653,000 | $ 217,000 | $ 100,000 |
Sussex County New Jersey | 3 | $ 745,000 | $ 248,000 | $ 82,000 |
Montgomery County Pennsylvania | 3 | $ 639,000 | $ 213,000 | $ 65,000 |
Davidson County Tennessee | 3 | $ 639,000 | $ 213,000 | $ 76,000 |
Tipton County Tennessee | 3 | $ 590,000 | $ 196,000 | $ 65,000 |
Accomack County Virginia | 3 | $ 403,000 | $ 134,000 | $ 52,000 |
Chesapeake County Virginia | 3 | $ 796,000 | $ 265,000 | $ 62,000 |
Stafford County Virginia | 3 | $ 887,000 | $ 295,000 | $ 78,000 |
Collier County Florida | 2 | $ 684,000 | $ 342,000 | $ 299,000 |
Sarasota County Florida | 2 | $ 302,000 | $ 151,000 | $ 65,000 |
Coweta County Georgia | 2 | $ 399,000 | $ 199,000 | $ 74,000 |
DeKalb County Georgia | 2 | $ 254,000 | $ 127,000 | $ 53,000 |
Henry County Georgia | 2 | $ 400,000 | $ 200,000 | $ 45,000 |
Marion County Indiana | 2 | $ 309,000 | $ 154,000 | $ 97,000 |
Dare County North Carolina | 2 | $ 605,000 | $ 302,000 | $ 83,000 |
Onslow County North Carolina | 2 | $ 338,000 | $ 169,000 | $ 221,000 |
Wake County North Carolina | 2 | $ 621,000 | $ 310,000 | $ 114,000 |
Allegheny County Pennsylvania | 2 | $ 286,000 | $ 143,000 | $ 52,000 |
Berks County Pennsylvania | 2 | $ 363,000 | $ 181,000 | $ 37,000 |
Bucks County Pennsylvania | 2 | $ 696,000 | $ 348,000 | $ 141,000 |
Cumberland County Pennsylvania | 2 | $ 552,000 | $ 276,000 | $ 87,000 |
Delaware County Pennsylvania | 2 | $ 273,000 | $ 136,000 | $ 70,000 |
Laurens County South Carolina | 2 | $ 230,000 | $ 115,000 | $ 44,000 |
Orangeburg County South Carolina | 2 | $ 99,000 | $ 49,000 | $ 67,000 |
Richland County South Carolina | 2 | $ 71,000 | $ 35,000 | $ 17,000 |
Blount County Tennessee | 2 | $ 362,000 | $ 181,000 | $ 42,000 |
Harris County Texas | 2 | $ 418,000 | $ 209,000 | $ 0 |
Arlington County Virginia | 2 | $ 729,000 | $ 364,000 | $ 188,000 |
Fairfax County Virginia | 2 | $ 1,254,000 | $ 627,000 | $ 202,000 |
Virginia Beach County Virginia | 2 | $ 629,000 | $ 314,000 | $ 112,000 |
Autauga County Alabama | 1 | $ 140,000 | $ 140,000 | $ 78,000 |
Baldwin County Alabama | 1 | $ 275,000 | $ 275,000 | $ 84,000 |
Etowah County Alabama | 1 | $ 222,000 | $ 222,000 | $ 116,000 |
Lee County Alabama | 1 | $ 186,000 | $ 186,000 | $ 59,000 |
Russell County Alabama | 1 | $ 162,000 | $ 162,000 | $ 0 |
Tuscaloosa County Alabama | 1 | $ 195,000 | $ 195,000 | $ 0 |
Bay County Florida | 1 | $ 222,000 | $ 222,000 | $ 75,000 |
Flagler County Florida | 1 | $ 157,000 | $ 157,000 | $ 52,000 |
Hernando County Florida | 1 | $ 75,000 | $ 75,000 | $ 127,000 |
Manatee County Florida | 1 | $ 231,000 | $ 231,000 | $ 72,000 |
Okaloosa County Florida | 1 | $ 140,000 | $ 140,000 | $ 27,000 |
Pasco County Florida | 1 | $ 182,000 | $ 182,000 | $ 39,000 |
St. Johns County Florida | 1 | $ 247,000 | $ 247,000 | $ 95,000 |
Chatham County Georgia | 1 | $ 218,000 | $ 218,000 | $ 0 |
Clayton County Georgia | 1 | $ 182,000 | $ 182,000 | $ 78,000 |
Cobb County Georgia | 1 | $ 240,000 | $ 240,000 | $ 166,000 |
Fulton County Georgia | 1 | $ 96,000 | $ 96,000 | $ 39,000 |
Hall County Georgia | 1 | $ 152,000 | $ 152,000 | $ 37,000 |
Whitfield County Georgia | 1 | $ 173,000 | $ 173,000 | $ 44,000 |
Boone County Indiana | 1 | $ 304,000 | $ 304,000 | $ 122,000 |
Hancock County Indiana | 1 | $ 113,000 | $ 113,000 | $ 41,000 |
Hendricks County Indiana | 1 | $ 147,000 | $ 147,000 | $ 32,000 |
Johnson County Indiana | 1 | $ 340,000 | $ 340,000 | $ 86,000 |
Madison County Indiana | 1 | $ 89,000 | $ 89,000 | $ 120,000 |
Cumberland County New Jersey | 1 | $ 174,000 | $ 174,000 | $ 79,000 |
Middlesex County New Jersey | 1 | $ 279,000 | $ 279,000 | $ 123,000 |
Somerset County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 60,000 |
Beaufort County North Carolina | 1 | $ 113,000 | $ 113,000 | $ 103,000 |
Durham County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 41,000 |
Forsyth County North Carolina | 1 | $ 214,000 | $ 214,000 | $ 63,000 |
Iredell County North Carolina | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
Pender County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 43,000 |
Surry County North Carolina | 1 | $ 101,000 | $ 101,000 | $ 88,000 |
Butler County Pennsylvania | 1 | $ 241,000 | $ 241,000 | $ 120,000 |
Centre County Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 94,000 |
Dauphin County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 73,000 |
Lebanon County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 95,000 |
Lehigh County Pennsylvania | 1 | $ 166,000 | $ 166,000 | $ 80,000 |
Luzerne County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 50,000 |
Northampton County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 103,000 |
Northumberland County Pennsylvania | 1 | $ 182,000 | $ 182,000 | $ 35,000 |
Washington County Pennsylvania | 1 | $ 168,000 | $ 168,000 | $ 138,000 |
Cherokee County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
Greenwood County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 24,000 |
Horry County South Carolina | 1 | $ 146,000 | $ 146,000 | $ 129,000 |
Lexington County South Carolina | 1 | $ 142,000 | $ 142,000 | $ 52,000 |
York County South Carolina | 1 | $ 147,000 | $ 147,000 | $ 67,000 |
Chester County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 72,000 |
Hamilton County Tennessee | 1 | $ 183,000 | $ 183,000 | $ 0 |
Houston County Tennessee | 1 | $ 169,000 | $ 169,000 | $ 76,000 |
Montgomery County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 114,000 |
Polk County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 44,000 |
Rutherford County Tennessee | 1 | $ 240,000 | $ 240,000 | $ 34,000 |
Sullivan County Tennessee | 1 | $ 202,000 | $ 202,000 | $ 54,000 |
Williamson County Tennessee | 1 | $ 274,000 | $ 274,000 | $ 76,000 |
Wilson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
Denton County Texas | 1 | $ 234,000 | $ 234,000 | $ 100,000 |
Guadalupe County Texas | 1 | $ 256,000 | $ 256,000 | $ 0 |
Chesterfield County Virginia | 1 | $ 74,000 | $ 74,000 | $ 17,000 |
Danville County Virginia | 1 | $ 52,000 | $ 52,000 | $ 26,000 |
Fauquier County Virginia | 1 | $ 431,000 | $ 431,000 | $ 69,000 |
Hampton County Virginia | 1 | $ 186,000 | $ 186,000 | $ 0 |
Loudoun County Virginia | 1 | $ 358,000 | $ 358,000 | $ 134,000 |
Louisa County Virginia | 1 | $ 200,000 | $ 200,000 | $ 0 |
Prince George County Virginia | 1 | $ 230,000 | $ 230,000 | $ 48,000 |
Spotsylvania County Virginia | 1 | $ 304,000 | $ 304,000 | $ 158,000 |
Suffolk County Virginia | 1 | $ 319,000 | $ 319,000 | $ 69,000 |
Surry County Virginia | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
Sussex County Virginia | 1 | $ 180,000 | $ 180,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,733 | $359,995,000 | $207,000 | $1,183,000 | $77,000 | $1,023,000 |
Refinancing | 673 | $155,338,000 | $230,000 | $1,185,000 | $90,000 | $626,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Hispanic | 1,111 | $226,257,000 | $203,000 | $1,185,000 | $74,000 | $631,000 |
White | 763 | $173,809,000 | $227,000 | $1,183,000 | $94,000 | $1,023,000 |
Black or African American | 360 | $76,598,000 | $212,000 | $898,000 | $68,000 | $418,000 |
Not Provided | 136 | $31,710,000 | $233,000 | $898,000 | $92,000 | $443,000 |
Asian | 31 | $5,736,000 | $185,000 | $300,000 | $78,000 | $168,000 |
American Indian or Alaskan Native | 3 | $903,000 | $301,000 | $428,000 | $178,000 | $276,000 |
Native Hawaiian or Other Pacific Islander | 2 | $320,000 | $160,000 | $205,000 | $38,000 | $46,000 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
FHA-insured (Federal Housing Administration) | 1,194 | $239,859,000 | $200,000 | $719,000 | $62,000 | $325,000 |
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 941 | $210,231,000 | $223,000 | $1,185,000 | $106,000 | $1,023,000 |
VA-guaranteed (Veterans Administration) | 197 | $50,324,000 | $255,000 | $611,000 | $79,000 | $311,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 74 | $14,919,000 | $201,000 | $418,000 | $60,000 | $119,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,422 | $306,030,000 | $215,000 | $784,000 | $78,000 | $1,023,000 |
Application Withdrawn By Applicant | 732 | $154,201,000 | $210,000 | $1,185,000 | $86,000 | $589,000 |
File Closed For Incompleteness | 160 | $38,063,000 | $237,000 | $898,000 | $89,000 | $443,000 |
Application Denied By Financial Institution | 87 | $16,172,000 | $185,000 | $504,000 | $64,000 | $384,000 |
Application Approved But Not Accepted | 5 | $867,000 | $173,000 | $254,000 | $71,000 | $109,000 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 24 | $4,486,000 | $186,000 | $504,000 | $67,000 | $384,000 |
Credit History | 23 | $4,000,000 | $173,000 | $342,000 | $55,000 | $125,000 |
Unverifiable Information | 11 | $2,204,000 | $200,000 | $293,000 | $67,000 | $161,000 |
Collateral | 11 | $2,068,000 | $188,000 | $371,000 | $68,000 | $222,000 |
Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,213,000 | $202,000 | $301,000 | $56,000 | $78,000 |
Employment History | 2 | $197,000 | $98,000 | $154,000 | $47,000 | $58,000 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.