Find mortgage loan statistics, lending data, and loan application totals for Maryland.
The mortgage statistics and data below are specific to mortgage loan applications for Universal Mortgage & Finance, Inc..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
Mortgage Company & Address | Universal Mortgage & Finance, Inc. 3158 Braverton St., Suite 204 Edgewater, MD 21037 Tel #: available with data download |
Federal Regulator | * available with data download |
Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 |
Total Number of Mortgage Applications | 388 |
Total Mortgage Loan Application Amount | $130,170,000 |
Average Mortgage Loan Application Amount | $290,500 |
Highest Mortgage Loan Application Amount | $1,005,000 |
Average Applicant Income | $89,000 |
Highest Applicant Income | $1,191,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MD, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
---|---|---|---|---|
Prince George's County Maryland | 74 | $ 25,840,000 | $ 349,000 | $ 103,000 |
Charles County Maryland | 49 | $ 20,085,000 | $ 409,000 | $ 101,000 |
Anne Arundel County Maryland | 47 | $ 15,385,000 | $ 327,000 | $ 111,000 |
Washoe County Nevada | 24 | $ 8,510,000 | $ 354,000 | $ 105,000 |
Calvert County Maryland | 20 | $ 6,720,000 | $ 336,000 | $ 96,000 |
Baltimore County Maryland | 16 | $ 4,490,000 | $ 280,000 | $ 87,000 |
Virginia Beach County Virginia | 13 | $ 5,005,000 | $ 385,000 | $ 96,000 |
St. Mary's County Maryland | 12 | $ 3,010,000 | $ 250,000 | $ 74,000 |
Chesapeake County Virginia | 9 | $ 3,245,000 | $ 360,000 | $ 97,000 |
Baltimore City County Maryland | 8 | $ 1,480,000 | $ 185,000 | $ 80,000 |
Carroll County Maryland | 7 | $ 2,535,000 | $ 362,000 | $ 121,000 |
Montgomery County Maryland | 7 | $ 2,225,000 | $ 317,000 | $ 120,000 |
District of Columbia County District Of Columbia | 5 | $ 1,855,000 | $ 371,000 | $ 132,000 |
St. Johns County Florida | 5 | $ 2,015,000 | $ 403,000 | $ 376,000 |
Harford County Maryland | 5 | $ 1,345,000 | $ 269,000 | $ 102,000 |
Norfolk County Virginia | 5 | $ 1,285,000 | $ 257,000 | $ 98,000 |
Howard County Maryland | 4 | $ 1,600,000 | $ 400,000 | $ 107,000 |
Forsyth County North Carolina | 4 | $ 1,110,000 | $ 277,000 | $ 92,000 |
Portsmouth County Virginia | 3 | $ 515,000 | $ 171,000 | $ 79,000 |
Sussex County Delaware | 2 | $ 680,000 | $ 340,000 | $ 85,000 |
Duval County Florida | 2 | $ 450,000 | $ 225,000 | $ 123,000 |
Whitfield County Georgia | 2 | $ 450,000 | $ 225,000 | $ 58,000 |
Dorchester County Maryland | 2 | $ 420,000 | $ 210,000 | $ 41,000 |
Queen Anne's County Maryland | 2 | $ 630,000 | $ 315,000 | $ 100,000 |
Worcester County Maryland | 2 | $ 480,000 | $ 240,000 | $ 67,000 |
Lyon County Nevada | 2 | $ 760,000 | $ 380,000 | $ 87,000 |
Durham County North Carolina | 2 | $ 570,000 | $ 285,000 | $ 168,000 |
Fairfax County Virginia | 2 | $ 720,000 | $ 360,000 | $ 86,000 |
Loudoun County Virginia | 2 | $ 1,010,000 | $ 505,000 | $ 191,000 |
Prince William County Virginia | 2 | $ 810,000 | $ 405,000 | $ 174,000 |
Spotsylvania County Virginia | 2 | $ 650,000 | $ 325,000 | $ 141,000 |
Suffolk County Virginia | 2 | $ 570,000 | $ 285,000 | $ 114,000 |
Kent County Delaware | 1 | $ 195,000 | $ 195,000 | $ 77,000 |
New Castle County Delaware | 1 | $ 255,000 | $ 255,000 | $ 148,000 |
Bay County Florida | 1 | $ 1,005,000 | $ 1,005,000 | $ 279,000 |
Broward County Florida | 1 | $ 235,000 | $ 235,000 | $ 0 |
Lake County Florida | 1 | $ 225,000 | $ 225,000 | $ 57,000 |
Marion County Florida | 1 | $ 265,000 | $ 265,000 | $ 72,000 |
Pinellas County Florida | 1 | $ 315,000 | $ 315,000 | $ 400,000 |
Putnam County Florida | 1 | $ 165,000 | $ 165,000 | $ 35,000 |
Suwannee County Florida | 1 | $ 135,000 | $ 135,000 | $ 33,000 |
Taylor County Florida | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
Henry County Georgia | 1 | $ 375,000 | $ 375,000 | $ 208,000 |
Walton County Georgia | 1 | $ 405,000 | $ 405,000 | $ 90,000 |
Wayne County Georgia | 1 | $ 335,000 | $ 335,000 | $ 76,000 |
Caroline County Maryland | 1 | $ 305,000 | $ 305,000 | $ 102,000 |
Cecil County Maryland | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
Washington County Maryland | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
Carson City County Nevada | 1 | $ 185,000 | $ 185,000 | $ 134,000 |
Clark County Nevada | 1 | $ 515,000 | $ 515,000 | $ 190,000 |
Douglas County Nevada | 1 | $ 425,000 | $ 425,000 | $ 117,000 |
Storey County Nevada | 1 | $ 295,000 | $ 295,000 | $ 70,000 |
Henderson County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 15,000 |
York County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 94,000 |
Berkeley County South Carolina | 1 | $ 285,000 | $ 285,000 | $ 59,000 |
Horry County South Carolina | 1 | $ 85,000 | $ 85,000 | $ 167,000 |
Lancaster County South Carolina | 1 | $ 415,000 | $ 415,000 | $ 610,000 |
Davidson County Tennessee | 1 | $ 485,000 | $ 485,000 | $ 90,000 |
Bexar County Texas | 1 | $ 395,000 | $ 395,000 | $ 125,000 |
Dallas County Texas | 1 | $ 155,000 | $ 155,000 | $ 73,000 |
Hood County Texas | 1 | $ 205,000 | $ 205,000 | $ 215,000 |
Alleghany County Virginia | 1 | $ 35,000 | $ 35,000 | $ 15,000 |
Arlington County Virginia | 1 | $ 185,000 | $ 185,000 | $ 112,000 |
Augusta County Virginia | 1 | $ 315,000 | $ 315,000 | $ 0 |
Bedford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 161,000 |
Chesterfield County Virginia | 1 | $ 305,000 | $ 305,000 | $ 243,000 |
Franklin County Virginia | 1 | $ 485,000 | $ 485,000 | $ 65,000 |
Hampton County Virginia | 1 | $ 255,000 | $ 255,000 | $ 94,000 |
Hanover County Virginia | 1 | $ 135,000 | $ 135,000 | $ 68,000 |
Isle of Wight County Virginia | 1 | $ 385,000 | $ 385,000 | $ 124,000 |
Mecklenburg County Virginia | 1 | $ 135,000 | $ 135,000 | $ 105,000 |
Nelson County Virginia | 1 | $ 485,000 | $ 485,000 | $ 260,000 |
Newport News County Virginia | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
Richmond County Virginia | 1 | $ 345,000 | $ 345,000 | $ 51,000 |
Roanoke County Virginia | 1 | $ 545,000 | $ 545,000 | $ 226,000 |
Rockbridge County Virginia | 1 | $ 235,000 | $ 235,000 | $ 78,000 |
Williamsburg County Virginia | 1 | $ 375,000 | $ 375,000 | $ 89,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Maryland,
and search the same numbers and information back through 2003.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 217 | $77,845,000 | $358,000 | $1,005,000 | $105,000 | $610,000 |
Refinancing | 91 | $29,695,000 | $326,000 | $665,000 | $107,000 | $610,000 |
Cash-out Refinancing | 79 | $22,435,000 | $283,000 | $825,000 | $117,000 | $1,191,000 |
Other Purpose | 1 | $195,000 | $195,000 | $195,000 | $27,000 | $27,000 |
Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 162 | $52,150,000 | $321,000 | $975,000 | $114,000 | $1,191,000 |
Black or African American | 158 | $52,480,000 | $332,000 | $695,000 | $102,000 | $610,000 |
Not Provided | 52 | $20,050,000 | $385,000 | $1,005,000 | $107,000 | $400,000 |
Hispanic | 9 | $3,205,000 | $356,000 | $715,000 | $137,000 | $179,000 |
Asian | 3 | $1,165,000 | $388,000 | $675,000 | $81,000 | $126,000 |
American Indian or Alaskan Native | 2 | $560,000 | $280,000 | $305,000 | $68,000 | $93,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 205 | $65,105,000 | $317,000 | $1,005,000 | $124,000 | $1,191,000 |
FHA-insured (Federal Housing Administration) | 135 | $45,165,000 | $334,000 | $825,000 | $85,000 | $227,000 |
VA-guaranteed (Veterans Administration) | 43 | $18,435,000 | $428,000 | $975,000 | $107,000 | $230,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $1,465,000 | $293,000 | $375,000 | $70,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 330 | $110,920,000 | $336,000 | $1,005,000 | $112,000 | $1,191,000 |
Application Withdrawn By Applicant | 43 | $14,165,000 | $329,000 | $695,000 | $87,000 | $207,000 |
Application Denied By Financial Institution | 15 | $5,085,000 | $339,000 | $975,000 | $81,000 | $200,000 |
Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 373 | $125,085,000 | $335,000 | $1,005,000 | $109,000 | $1,191,000 |
Collateral | 5 | $1,845,000 | $369,000 | $975,000 | $91,000 | $165,000 |
Debt-To-Income Ratio | 5 | $1,365,000 | $273,000 | $345,000 | $84,000 | $200,000 |
Credit History | 3 | $1,025,000 | $341,000 | $455,000 | $89,000 | $133,000 |
Unverifiable Information | 1 | $255,000 | $255,000 | $255,000 | $0 | $0 |
Employment History | 1 | $595,000 | $595,000 | $595,000 | $77,000 | $77,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Other | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MD, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Maryland, and search similar information at your convenience.