University Lending Group, LLC Mortgage Lending & HMDA Data, 2019
In 2019, University Lending Group, LLC of Cllinton Township, MI reported 3,775 mortgage applications totaling $816.4 million, up 11% from 2018. The average application was for $216,268, and applicants reported an average income of $90,516. 78% of its applications resulted in an originated loan and 9% were denied. Its largest markets were Pensacola-Ferry Pass-Brent, FL (727), Tallahassee, FL (654) and Ann Arbor, MI (392) (applications in parentheses).
| Mortgage Company & Address | University Lending Group, LLC 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,775 |
| Total Mortgage Loan Application Amount | $816,415,000 |
| Average Mortgage Loan Application Amount | $216,268 |
| Highest Mortgage Loan Application Amount | $1,515,000 |
| Average Applicant Income | $90,516 |
| Highest Applicant Income | $1,740,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records University Lending Group, LLC filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon, Florida | 568 | $ 118,810,000 | $ 209,172 | $ 83,000 |
| Santa Rosa, Florida | 483 | $ 118,005,000 | $ 244,316 | $ 88,000 |
| Washtenaw, Michigan | 392 | $ 103,080,000 | $ 262,959 | $ 124,000 |
| Okaloosa, Florida | 320 | $ 78,320,000 | $ 244,750 | $ 83,000 |
| Lake, Indiana | 270 | $ 59,430,000 | $ 220,111 | $ 90,000 |
| Escambia, Florida | 244 | $ 49,800,000 | $ 204,098 | $ 87,000 |
| Wayne, Michigan | 155 | $ 25,235,000 | $ 162,806 | $ 74,000 |
| Montgomery, Indiana | 141 | $ 17,165,000 | $ 121,737 | $ 54,000 |
| Porter, Indiana | 84 | $ 18,860,000 | $ 224,523 | $ 92,000 |
| Oakland, Michigan | 84 | $ 17,630,000 | $ 209,880 | $ 106,000 |
| Gaston, North Carolina | 70 | $ 11,550,000 | $ 165,000 | $ 74,000 |
| Livingston, Michigan | 67 | $ 16,385,000 | $ 244,552 | $ 114,000 |
| Tom Green, Texas | 64 | $ 11,400,000 | $ 178,125 | $ 98,000 |
| Macomb, Michigan | 61 | $ 10,865,000 | $ 178,114 | $ 88,000 |
| Bexar, Texas | 55 | $ 9,275,000 | $ 168,636 | $ 67,000 |
| Walton, Florida | 51 | $ 13,455,000 | $ 263,823 | $ 138,000 |
| Wakulla, Florida | 44 | $ 8,260,000 | $ 187,727 | $ 70,000 |
| Gadsden, Florida | 33 | $ 5,265,000 | $ 159,545 | $ 57,000 |
| Harris, Texas | 24 | $ 6,170,000 | $ 257,083 | $ 156,000 |
| Beaufort, South Carolina | 23 | $ 8,765,000 | $ 381,086 | $ 177,000 |
| Jackson, Michigan | 18 | $ 2,800,000 | $ 155,555 | $ 63,000 |
| Mecklenburg, North Carolina | 18 | $ 4,100,000 | $ 227,777 | $ 84,000 |
| Monroe, Michigan | 17 | $ 3,725,000 | $ 219,117 | $ 83,000 |
| Genesee, Michigan | 12 | $ 2,020,000 | $ 168,333 | $ 83,000 |
| Caddo, Louisiana | 11 | $ 2,495,000 | $ 226,818 | $ 88,000 |
| Jefferson, Florida | 9 | $ 1,925,000 | $ 213,888 | $ 74,000 |
| Montgomery, Texas | 9 | $ 2,415,000 | $ 268,333 | $ 141,000 |
| Cook, Illinois | 8 | $ 1,830,000 | $ 228,750 | $ 176,000 |
| Fountain, Indiana | 8 | $ 960,000 | $ 120,000 | $ 41,000 |
| Webster, Louisiana | 8 | $ 1,600,000 | $ 200,000 | $ 110,000 |
| Lenawee, Michigan | 8 | $ 1,280,000 | $ 160,000 | $ 69,000 |
| Bay, Florida | 7 | $ 1,855,000 | $ 265,000 | $ 70,000 |
| St. Clair, Michigan | 7 | $ 1,815,000 | $ 259,285 | $ 110,000 |
| Hendricks, Indiana | 6 | $ 1,420,000 | $ 236,666 | $ 97,000 |
| Guadalupe, Texas | 6 | $ 1,150,000 | $ 191,666 | $ 73,000 |
| DeKalb, Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 73,000 |
| Tippecanoe, Indiana | 5 | $ 665,000 | $ 133,000 | $ 56,000 |
| Ouachita, Louisiana | 5 | $ 635,000 | $ 127,000 | $ 43,000 |
| Ingham, Michigan | 5 | $ 605,000 | $ 121,000 | $ 48,000 |
| Forsyth, North Carolina | 5 | $ 835,000 | $ 167,000 | $ 64,000 |
| Union, North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 93,000 |
| Baldwin, Alabama | 4 | $ 720,000 | $ 180,000 | $ 52,000 |
| Lee, Alabama | 4 | $ 620,000 | $ 155,000 | $ 67,000 |
| Brevard, Florida | 4 | $ 790,000 | $ 197,500 | $ 83,000 |
| Broward, Florida | 4 | $ 1,080,000 | $ 270,000 | $ 156,000 |
| Orange, Florida | 4 | $ 970,000 | $ 242,500 | $ 123,000 |
| Pinellas, Florida | 4 | $ 1,320,000 | $ 330,000 | $ 100,000 |
| Gwinnett, Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 61,000 |
| Bossier, Louisiana | 4 | $ 690,000 | $ 172,500 | $ 94,000 |
| Kent, Michigan | 4 | $ 880,000 | $ 220,000 | $ 66,000 |
| Lapeer, Michigan | 4 | $ 950,000 | $ 237,500 | $ 142,000 |
| Cleveland, North Carolina | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
| Durham, North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 133,000 |
| Tarrant, Texas | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| Alachua, Florida | 3 | $ 455,000 | $ 151,666 | $ 127,000 |
| Hillsborough, Florida | 3 | $ 805,000 | $ 268,333 | $ 85,000 |
| Madison, Florida | 3 | $ 535,000 | $ 178,333 | $ 56,000 |
| Rockdale, Georgia | 3 | $ 825,000 | $ 275,000 | $ 74,000 |
| Boone, Indiana | 3 | $ 305,000 | $ 101,666 | $ 48,000 |
| Jasper, Indiana | 3 | $ 565,000 | $ 188,333 | $ 82,000 |
| Madison, Indiana | 3 | $ 315,000 | $ 105,000 | $ 49,000 |
| Monroe, Indiana | 3 | $ 455,000 | $ 151,666 | $ 62,000 |
| Newton, Indiana | 3 | $ 575,000 | $ 191,666 | $ 135,000 |
| Ottawa, Michigan | 3 | $ 665,000 | $ 221,666 | $ 78,000 |
| Shiawassee, Michigan | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| Lincoln, North Carolina | 3 | $ 545,000 | $ 181,666 | $ 56,000 |
| York, South Carolina | 3 | $ 665,000 | $ 221,666 | $ 97,000 |
| Dallas, Texas | 3 | $ 655,000 | $ 218,333 | $ 108,000 |
| Denton, Texas | 3 | $ 795,000 | $ 265,000 | $ 145,000 |
| Fort Bend, Texas | 3 | $ 615,000 | $ 205,000 | $ 113,000 |
| Runnels, Texas | 3 | $ 275,000 | $ 91,666 | $ 71,000 |
| Travis, Texas | 3 | $ 925,000 | $ 308,333 | $ 113,000 |
| Bibb, Alabama | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Jackson, Florida | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Lee, Florida | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Miami-Dade, Florida | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Palm Beach, Florida | 2 | $ 240,000 | $ 120,000 | $ 139,000 |
| Taylor, Florida | 2 | $ 390,000 | $ 195,000 | $ 108,000 |
| Kankakee, Illinois | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Clinton, Indiana | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Hamilton, Indiana | 2 | $ 480,000 | $ 240,000 | $ 74,000 |
| LaPorte, Indiana | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Marion, Indiana | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Putnam, Indiana | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Starke, Indiana | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Vigo, Indiana | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Warren, Indiana | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Franklin, Louisiana | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Richland, Louisiana | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Cheboygan, Michigan | 2 | $ 490,000 | $ 245,000 | $ 312,000 |
| Gladwin, Michigan | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Saginaw, Michigan | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Davidson, North Carolina | 2 | $ 250,000 | $ 125,000 | $ 32,000 |
| Wake, North Carolina | 2 | $ 700,000 | $ 350,000 | $ 104,000 |
| Charleston, South Carolina | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Bastrop, Texas | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Coke, Texas | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| El Paso, Texas | 2 | $ 530,000 | $ 265,000 | $ 249,000 |
| Hunt, Texas | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Randall, Texas | 2 | $ 510,000 | $ 255,000 | $ 161,000 |
| Taylor, Texas | 2 | $ 330,000 | $ 165,000 | $ 325,000 |
| Young, Texas | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Autauga, Alabama | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Covington, Alabama | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Elmore, Alabama | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Houston, Alabama | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Macon, Alabama | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Shelby, Alabama | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Charlotte, Florida | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Citrus, Florida | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Duval, Florida | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Franklin, Florida | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Gulf, Florida | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Hamilton, Florida | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Indian River, Florida | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Levy, Florida | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Manatee, Florida | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Marion, Florida | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Chatham, Georgia | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Decatur, Georgia | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Fulton, Georgia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Henry, Georgia | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Liberty, Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Newton, Georgia | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Walton, Georgia | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Lake, Illinois | 1 | $ 345,000 | $ 345,000 | $ 177,000 |
| McHenry, Illinois | 1 | $ 335,000 | $ 335,000 | $ 189,000 |
| Rock Island, Illinois | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| St. Clair, Illinois | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Will, Illinois | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Fayette, Indiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Greene, Indiana | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Howard, Indiana | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Owen, Indiana | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Tipton, Indiana | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Vanderburgh, Indiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| East Carroll, Louisiana | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Jackson, Louisiana | 1 | $ 275,000 | $ 275,000 | $ 228,000 |
| Morehouse, Louisiana | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Union, Louisiana | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Allegan, Michigan | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Antrim, Michigan | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Bay, Michigan | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Branch, Michigan | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Clare, Michigan | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Eaton, Michigan | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Emmet, Michigan | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Hillsdale, Michigan | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Huron, Michigan | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Leelanau, Michigan | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Manistee, Michigan | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Midland, Michigan | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Ogemaw, Michigan | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Roscommon, Michigan | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Van Buren, Michigan | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Brunswick, North Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Cabarrus, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Carteret, North Carolina | 1 | $ 585,000 | $ 585,000 | $ 292,000 |
| Iredell, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Jackson, North Carolina | 1 | $ 275,000 | $ 275,000 | $ 373,000 |
| Moore, North Carolina | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| New Hanover, North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Pitt, North Carolina | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Rowan, North Carolina | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Rutherford, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Stokes, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Surry, North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Vance, North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Jasper, South Carolina | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Kershaw, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Lancaster, South Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Richland, South Carolina | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Angelina, Texas | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Bell, Texas | 1 | $ 315,000 | $ 315,000 | $ 171,000 |
| Brown, Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Callahan, Texas | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Comal, Texas | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Ellis, Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Galveston, Texas | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Hood, Texas | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Irion, Texas | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Kendall, Texas | 1 | $ 435,000 | $ 435,000 | $ 147,000 |
| Kerr, Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Kinney, Texas | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Lamar, Texas | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| McCulloch, Texas | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Midland, Texas | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Nueces, Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Polk, Texas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Potter, Texas | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Robertson, Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| San Jacinto, Texas | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Sterling, Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Sutton, Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Waller, Texas | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Webb, Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Williamson, Texas | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Henrico, Virginia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for University Lending Group, LLC in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,217 | $684,875,000 | $212,000 | $1,515,000 | $87,000 | $1,740,000 |
| Refinancing | 295 | $73,165,000 | $248,000 | $925,000 | $112,000 | $600,000 |
| Cash-out Refinancing | 253 | $57,015,000 | $225,000 | $895,000 | $110,000 | $1,115,000 |
| Home Improvement | 8 | $1,110,000 | $138,000 | $215,000 | $78,000 | $113,000 |
| Other Purpose | 2 | $250,000 | $125,000 | $125,000 | $163,000 | $272,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,820 | $613,960,000 | $217,000 | $1,515,000 | $92,000 | $1,740,000 |
| Black or African American | 328 | $63,880,000 | $194,000 | $655,000 | $72,000 | $965,000 |
| Hispanic | 252 | $47,760,000 | $189,000 | $525,000 | $84,000 | $1,375,000 |
| Not Provided | 213 | $50,405,000 | $236,000 | $925,000 | $98,000 | $534,000 |
| Asian | 142 | $35,990,000 | $253,000 | $1,125,000 | $101,000 | $595,000 |
| American Indian or Alaskan Native | 15 | $3,065,000 | $204,000 | $365,000 | $71,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $705,000 | $235,000 | $285,000 | $58,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,183 | $486,695,000 | $222,000 | $1,515,000 | $106,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 703 | $123,035,000 | $175,000 | $375,000 | $65,000 | $965,000 |
| VA-guaranteed (Veterans Administration) | 696 | $179,050,000 | $257,000 | $925,000 | $81,000 | $435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $27,635,000 | $143,000 | $295,000 | $50,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,941 | $641,955,000 | $218,000 | $1,515,000 | $91,000 | $1,740,000 |
| Application Withdrawn By Applicant | 353 | $74,875,000 | $212,000 | $655,000 | $98,000 | $772,000 |
| Application Denied By Financial Institution | 337 | $68,455,000 | $203,000 | $855,000 | $80,000 | $641,000 |
| Preapproval Denied by Financial Institution | 71 | $15,635,000 | $220,000 | $1,055,000 | $97,000 | $965,000 |
| Application Approved But Not Accepted | 64 | $13,590,000 | $212,000 | $875,000 | $94,000 | $337,000 |
| File Closed For Incompleteness | 5 | $1,205,000 | $241,000 | $415,000 | $105,000 | $151,000 |
| Preapproval Approved but not Accepted | 4 | $700,000 | $175,000 | $295,000 | $78,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,367 | $732,325,000 | $217,000 | $1,515,000 | $92,000 | $1,740,000 |
| Collateral | 261 | $54,965,000 | $210,000 | $1,055,000 | $89,000 | $965,000 |
| Debt-To-Income Ratio | 65 | $13,075,000 | $201,000 | $855,000 | $59,000 | $325,000 |
| Other | 40 | $7,470,000 | $186,000 | $445,000 | $78,000 | $155,000 |
| Credit History | 33 | $6,305,000 | $191,000 | $355,000 | $76,000 | $242,000 |
| Unverifiable Information | 6 | $1,050,000 | $175,000 | $305,000 | $67,000 | $113,000 |
| Employment History | 3 | $1,225,000 | $408,000 | $715,000 | $252,000 | $641,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, LLC's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, LLC's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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