University Lending Group, Llc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
University Lending Group, Llc 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 3,775 |
| Total Mortgage Loan Application Amount | $816,415,000 |
| Average Mortgage Loan Application Amount | $189,600 |
| Highest Mortgage Loan Application Amount | $1,515,000 |
| Average Applicant Income | $110,000 |
| Highest Applicant Income | $1,740,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with University Lending Group, Llc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing University Lending Group, Llc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down University Lending Group, Llc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how University Lending Group, Llc serves its applicants.
Each category highlights the total number of mortgage applications processed by University Lending Group, Llc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at University Lending Group, Llc's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Leon County Florida | 568 | $ 118,810,000 | $ 209,000 | $ 83,000 |
| Santa Rosa County Florida | 483 | $ 118,005,000 | $ 244,000 | $ 88,000 |
| Washtenaw County Michigan | 392 | $ 103,080,000 | $ 262,000 | $ 124,000 |
| Okaloosa County Florida | 320 | $ 78,320,000 | $ 244,000 | $ 83,000 |
| Lake County Indiana | 270 | $ 59,430,000 | $ 220,000 | $ 90,000 |
| Escambia County Florida | 244 | $ 49,800,000 | $ 204,000 | $ 87,000 |
| Wayne County Michigan | 155 | $ 25,235,000 | $ 162,000 | $ 74,000 |
| Montgomery County Indiana | 141 | $ 17,165,000 | $ 121,000 | $ 54,000 |
| Porter County Indiana | 84 | $ 18,860,000 | $ 224,000 | $ 92,000 |
| Oakland County Michigan | 84 | $ 17,630,000 | $ 209,000 | $ 106,000 |
| Gaston County North Carolina | 70 | $ 11,550,000 | $ 165,000 | $ 74,000 |
| Livingston County Michigan | 67 | $ 16,385,000 | $ 244,000 | $ 114,000 |
| Tom Green County Texas | 64 | $ 11,400,000 | $ 178,000 | $ 98,000 |
| Macomb County Michigan | 61 | $ 10,865,000 | $ 178,000 | $ 88,000 |
| Bexar County Texas | 55 | $ 9,275,000 | $ 168,000 | $ 67,000 |
| Walton County Florida | 51 | $ 13,455,000 | $ 263,000 | $ 138,000 |
| Wakulla County Florida | 44 | $ 8,260,000 | $ 187,000 | $ 70,000 |
| Gadsden County Florida | 33 | $ 5,265,000 | $ 159,000 | $ 57,000 |
| Harris County Texas | 24 | $ 6,170,000 | $ 257,000 | $ 156,000 |
| Beaufort County South Carolina | 23 | $ 8,765,000 | $ 381,000 | $ 177,000 |
| Jackson County Michigan | 18 | $ 2,800,000 | $ 155,000 | $ 63,000 |
| Mecklenburg County North Carolina | 18 | $ 4,100,000 | $ 227,000 | $ 84,000 |
| Monroe County Michigan | 17 | $ 3,725,000 | $ 219,000 | $ 83,000 |
| Genesee County Michigan | 12 | $ 2,020,000 | $ 168,000 | $ 83,000 |
| Caddo County Louisiana | 11 | $ 2,495,000 | $ 226,000 | $ 88,000 |
| Jefferson County Florida | 9 | $ 1,925,000 | $ 213,000 | $ 74,000 |
| Montgomery County Texas | 9 | $ 2,415,000 | $ 268,000 | $ 141,000 |
| Cook County Illinois | 8 | $ 1,830,000 | $ 228,000 | $ 176,000 |
| Fountain County Indiana | 8 | $ 960,000 | $ 120,000 | $ 41,000 |
| Webster County Louisiana | 8 | $ 1,600,000 | $ 200,000 | $ 110,000 |
| Lenawee County Michigan | 8 | $ 1,280,000 | $ 160,000 | $ 69,000 |
| Bay County Florida | 7 | $ 1,855,000 | $ 265,000 | $ 70,000 |
| St. Clair County Michigan | 7 | $ 1,815,000 | $ 259,000 | $ 110,000 |
| Hendricks County Indiana | 6 | $ 1,420,000 | $ 236,000 | $ 97,000 |
| Guadalupe County Texas | 6 | $ 1,150,000 | $ 191,000 | $ 73,000 |
| DeKalb County Georgia | 5 | $ 1,015,000 | $ 203,000 | $ 73,000 |
| Tippecanoe County Indiana | 5 | $ 665,000 | $ 133,000 | $ 56,000 |
| Ouachita County Louisiana | 5 | $ 635,000 | $ 127,000 | $ 43,000 |
| Ingham County Michigan | 5 | $ 605,000 | $ 121,000 | $ 48,000 |
| Forsyth County North Carolina | 5 | $ 835,000 | $ 167,000 | $ 64,000 |
| Union County North Carolina | 5 | $ 1,025,000 | $ 205,000 | $ 93,000 |
| Baldwin County Alabama | 4 | $ 720,000 | $ 180,000 | $ 52,000 |
| Lee County Alabama | 4 | $ 620,000 | $ 155,000 | $ 67,000 |
| Brevard County Florida | 4 | $ 790,000 | $ 197,000 | $ 83,000 |
| Broward County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 156,000 |
| Orange County Florida | 4 | $ 970,000 | $ 242,000 | $ 123,000 |
| Pinellas County Florida | 4 | $ 1,320,000 | $ 330,000 | $ 100,000 |
| Gwinnett County Georgia | 4 | $ 1,020,000 | $ 255,000 | $ 61,000 |
| Bossier County Louisiana | 4 | $ 690,000 | $ 172,000 | $ 94,000 |
| Kent County Michigan | 4 | $ 880,000 | $ 220,000 | $ 66,000 |
| Lapeer County Michigan | 4 | $ 950,000 | $ 237,000 | $ 142,000 |
| Cleveland County North Carolina | 4 | $ 720,000 | $ 180,000 | $ 76,000 |
| Durham County North Carolina | 4 | $ 1,060,000 | $ 265,000 | $ 133,000 |
| Tarrant County Texas | 4 | $ 780,000 | $ 195,000 | $ 73,000 |
| Alachua County Florida | 3 | $ 455,000 | $ 151,000 | $ 127,000 |
| Hillsborough County Florida | 3 | $ 805,000 | $ 268,000 | $ 85,000 |
| Madison County Florida | 3 | $ 535,000 | $ 178,000 | $ 56,000 |
| Rockdale County Georgia | 3 | $ 825,000 | $ 275,000 | $ 74,000 |
| Boone County Indiana | 3 | $ 305,000 | $ 101,000 | $ 48,000 |
| Jasper County Indiana | 3 | $ 565,000 | $ 188,000 | $ 82,000 |
| Madison County Indiana | 3 | $ 315,000 | $ 105,000 | $ 49,000 |
| Monroe County Indiana | 3 | $ 455,000 | $ 151,000 | $ 62,000 |
| Newton County Indiana | 3 | $ 575,000 | $ 191,000 | $ 135,000 |
| Ottawa County Michigan | 3 | $ 665,000 | $ 221,000 | $ 78,000 |
| Shiawassee County Michigan | 3 | $ 615,000 | $ 205,000 | $ 90,000 |
| Lincoln County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 56,000 |
| York County South Carolina | 3 | $ 665,000 | $ 221,000 | $ 97,000 |
| Dallas County Texas | 3 | $ 655,000 | $ 218,000 | $ 108,000 |
| Denton County Texas | 3 | $ 795,000 | $ 265,000 | $ 145,000 |
| Fort Bend County Texas | 3 | $ 615,000 | $ 205,000 | $ 113,000 |
| Runnels County Texas | 3 | $ 275,000 | $ 91,000 | $ 71,000 |
| Travis County Texas | 3 | $ 925,000 | $ 308,000 | $ 113,000 |
| Bibb County Alabama | 2 | $ 290,000 | $ 145,000 | $ 105,000 |
| Jackson County Florida | 2 | $ 180,000 | $ 90,000 | $ 38,000 |
| Lee County Florida | 2 | $ 420,000 | $ 210,000 | $ 82,000 |
| Miami-Dade County Florida | 2 | $ 210,000 | $ 105,000 | $ 61,000 |
| Palm Beach County Florida | 2 | $ 240,000 | $ 120,000 | $ 139,000 |
| Taylor County Florida | 2 | $ 390,000 | $ 195,000 | $ 108,000 |
| Kankakee County Illinois | 2 | $ 220,000 | $ 110,000 | $ 60,000 |
| Clinton County Indiana | 2 | $ 250,000 | $ 125,000 | $ 84,000 |
| Hamilton County Indiana | 2 | $ 480,000 | $ 240,000 | $ 74,000 |
| LaPorte County Indiana | 2 | $ 280,000 | $ 140,000 | $ 47,000 |
| Marion County Indiana | 2 | $ 350,000 | $ 175,000 | $ 97,000 |
| Putnam County Indiana | 2 | $ 170,000 | $ 85,000 | $ 41,000 |
| Starke County Indiana | 2 | $ 290,000 | $ 145,000 | $ 49,000 |
| Vigo County Indiana | 2 | $ 370,000 | $ 185,000 | $ 104,000 |
| Warren County Indiana | 2 | $ 210,000 | $ 105,000 | $ 34,000 |
| Franklin County Louisiana | 2 | $ 170,000 | $ 85,000 | $ 30,000 |
| Richland County Louisiana | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Cheboygan County Michigan | 2 | $ 490,000 | $ 245,000 | $ 312,000 |
| Gladwin County Michigan | 2 | $ 260,000 | $ 130,000 | $ 111,000 |
| Saginaw County Michigan | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Davidson County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 32,000 |
| Wake County North Carolina | 2 | $ 700,000 | $ 350,000 | $ 104,000 |
| Charleston County South Carolina | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Bastrop County Texas | 2 | $ 550,000 | $ 275,000 | $ 110,000 |
| Coke County Texas | 2 | $ 250,000 | $ 125,000 | $ 105,000 |
| El Paso County Texas | 2 | $ 530,000 | $ 265,000 | $ 249,000 |
| Hunt County Texas | 2 | $ 230,000 | $ 115,000 | $ 74,000 |
| Randall County Texas | 2 | $ 510,000 | $ 255,000 | $ 161,000 |
| Taylor County Texas | 2 | $ 330,000 | $ 165,000 | $ 325,000 |
| Young County Texas | 2 | $ 140,000 | $ 70,000 | $ 39,000 |
| Autauga County Alabama | 1 | $ 225,000 | $ 225,000 | $ 64,000 |
| Covington County Alabama | 1 | $ 135,000 | $ 135,000 | $ 62,000 |
| Elmore County Alabama | 1 | $ 265,000 | $ 265,000 | $ 61,000 |
| Houston County Alabama | 1 | $ 165,000 | $ 165,000 | $ 77,000 |
| Macon County Alabama | 1 | $ 75,000 | $ 75,000 | $ 69,000 |
| Shelby County Alabama | 1 | $ 285,000 | $ 285,000 | $ 82,000 |
| Charlotte County Florida | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Citrus County Florida | 1 | $ 165,000 | $ 165,000 | $ 63,000 |
| Duval County Florida | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Franklin County Florida | 1 | $ 85,000 | $ 85,000 | $ 99,000 |
| Gulf County Florida | 1 | $ 295,000 | $ 295,000 | $ 119,000 |
| Hamilton County Florida | 1 | $ 75,000 | $ 75,000 | $ 36,000 |
| Indian River County Florida | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Levy County Florida | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Manatee County Florida | 1 | $ 155,000 | $ 155,000 | $ 64,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 55,000 |
| Chatham County Georgia | 1 | $ 245,000 | $ 245,000 | $ 77,000 |
| Decatur County Georgia | 1 | $ 195,000 | $ 195,000 | $ 122,000 |
| Fulton County Georgia | 1 | $ 205,000 | $ 205,000 | $ 75,000 |
| Henry County Georgia | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Liberty County Georgia | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Newton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 78,000 |
| Walton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 106,000 |
| Lake County Illinois | 1 | $ 345,000 | $ 345,000 | $ 177,000 |
| McHenry County Illinois | 1 | $ 335,000 | $ 335,000 | $ 189,000 |
| Rock Island County Illinois | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| St. Clair County Illinois | 1 | $ 255,000 | $ 255,000 | $ 74,000 |
| Will County Illinois | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Fayette County Indiana | 1 | $ 55,000 | $ 55,000 | $ 29,000 |
| Greene County Indiana | 1 | $ 145,000 | $ 145,000 | $ 31,000 |
| Howard County Indiana | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Owen County Indiana | 1 | $ 115,000 | $ 115,000 | $ 100,000 |
| Tipton County Indiana | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Vanderburgh County Indiana | 1 | $ 75,000 | $ 75,000 | $ 60,000 |
| East Carroll County Louisiana | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Jackson County Louisiana | 1 | $ 275,000 | $ 275,000 | $ 228,000 |
| Morehouse County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 37,000 |
| Union County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 37,000 |
| Allegan County Michigan | 1 | $ 135,000 | $ 135,000 | $ 145,000 |
| Antrim County Michigan | 1 | $ 165,000 | $ 165,000 | $ 67,000 |
| Bay County Michigan | 1 | $ 145,000 | $ 145,000 | $ 129,000 |
| Branch County Michigan | 1 | $ 135,000 | $ 135,000 | $ 96,000 |
| Clare County Michigan | 1 | $ 65,000 | $ 65,000 | $ 34,000 |
| Eaton County Michigan | 1 | $ 55,000 | $ 55,000 | $ 24,000 |
| Emmet County Michigan | 1 | $ 85,000 | $ 85,000 | $ 105,000 |
| Hillsdale County Michigan | 1 | $ 185,000 | $ 185,000 | $ 104,000 |
| Huron County Michigan | 1 | $ 65,000 | $ 65,000 | $ 45,000 |
| Leelanau County Michigan | 1 | $ 285,000 | $ 285,000 | $ 153,000 |
| Manistee County Michigan | 1 | $ 375,000 | $ 375,000 | $ 182,000 |
| Midland County Michigan | 1 | $ 135,000 | $ 135,000 | $ 45,000 |
| Ogemaw County Michigan | 1 | $ 215,000 | $ 215,000 | $ 160,000 |
| Roscommon County Michigan | 1 | $ 145,000 | $ 145,000 | $ 100,000 |
| Van Buren County Michigan | 1 | $ 215,000 | $ 215,000 | $ 55,000 |
| Brunswick County North Carolina | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Cabarrus County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 44,000 |
| Carteret County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 292,000 |
| Iredell County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 39,000 |
| Jackson County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 373,000 |
| Moore County North Carolina | 1 | $ 365,000 | $ 365,000 | $ 87,000 |
| New Hanover County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 46,000 |
| Pitt County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 267,000 |
| Rowan County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 14,000 |
| Rutherford County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 46,000 |
| Stokes County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 60,000 |
| Surry County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 42,000 |
| Vance County North Carolina | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Jasper County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Kershaw County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 52,000 |
| Lancaster County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 76,000 |
| Richland County South Carolina | 1 | $ 155,000 | $ 155,000 | $ 150,000 |
| Angelina County Texas | 1 | $ 355,000 | $ 355,000 | $ 102,000 |
| Bell County Texas | 1 | $ 315,000 | $ 315,000 | $ 171,000 |
| Brown County Texas | 1 | $ 65,000 | $ 65,000 | $ 41,000 |
| Callahan County Texas | 1 | $ 145,000 | $ 145,000 | $ 39,000 |
| Comal County Texas | 1 | $ 295,000 | $ 295,000 | $ 147,000 |
| Ellis County Texas | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Galveston County Texas | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| Hood County Texas | 1 | $ 245,000 | $ 245,000 | $ 58,000 |
| Irion County Texas | 1 | $ 235,000 | $ 235,000 | $ 115,000 |
| Kendall County Texas | 1 | $ 435,000 | $ 435,000 | $ 147,000 |
| Kerr County Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Kinney County Texas | 1 | $ 115,000 | $ 115,000 | $ 76,000 |
| Lamar County Texas | 1 | $ 255,000 | $ 255,000 | $ 123,000 |
| McCulloch County Texas | 1 | $ 225,000 | $ 225,000 | $ 58,000 |
| Midland County Texas | 1 | $ 215,000 | $ 215,000 | $ 52,000 |
| Nueces County Texas | 1 | $ 215,000 | $ 215,000 | $ 60,000 |
| Polk County Texas | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Potter County Texas | 1 | $ 315,000 | $ 315,000 | $ 138,000 |
| Robertson County Texas | 1 | $ 115,000 | $ 115,000 | $ 52,000 |
| San Jacinto County Texas | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Sterling County Texas | 1 | $ 205,000 | $ 205,000 | $ 64,000 |
| Sutton County Texas | 1 | $ 185,000 | $ 185,000 | $ 90,000 |
| Waller County Texas | 1 | $ 215,000 | $ 215,000 | $ 96,000 |
| Webb County Texas | 1 | $ 75,000 | $ 75,000 | $ 57,000 |
| Williamson County Texas | 1 | $ 385,000 | $ 385,000 | $ 153,000 |
| Henrico County Virginia | 1 | $ 195,000 | $ 195,000 | $ 52,000 |
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,217 | $684,875,000 | $212,000 | $1,515,000 | $87,000 | $1,740,000 |
| Refinancing | 295 | $73,165,000 | $248,000 | $925,000 | $112,000 | $600,000 |
| Cash-out Refinancing | 253 | $57,015,000 | $225,000 | $895,000 | $110,000 | $1,115,000 |
| Home Improvement | 8 | $1,110,000 | $138,000 | $215,000 | $78,000 | $113,000 |
| Other Purpose | 2 | $250,000 | $125,000 | $125,000 | $163,000 | $272,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,820 | $613,960,000 | $217,000 | $1,515,000 | $92,000 | $1,740,000 |
| Black or African American | 328 | $63,880,000 | $194,000 | $655,000 | $72,000 | $965,000 |
| Hispanic | 252 | $47,760,000 | $189,000 | $525,000 | $84,000 | $1,375,000 |
| Not Provided | 213 | $50,405,000 | $236,000 | $925,000 | $98,000 | $534,000 |
| Asian | 142 | $35,990,000 | $253,000 | $1,125,000 | $101,000 | $595,000 |
| American Indian or Alaskan Native | 15 | $3,065,000 | $204,000 | $365,000 | $71,000 | $186,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $705,000 | $235,000 | $285,000 | $58,000 | $71,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,183 | $486,695,000 | $222,000 | $1,515,000 | $106,000 | $1,740,000 |
| FHA-insured (Federal Housing Administration) | 703 | $123,035,000 | $175,000 | $375,000 | $65,000 | $965,000 |
| VA-guaranteed (Veterans Administration) | 696 | $179,050,000 | $257,000 | $925,000 | $81,000 | $435,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 193 | $27,635,000 | $143,000 | $295,000 | $50,000 | $150,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,941 | $641,955,000 | $218,000 | $1,515,000 | $91,000 | $1,740,000 |
| Application Withdrawn By Applicant | 353 | $74,875,000 | $212,000 | $655,000 | $98,000 | $772,000 |
| Application Denied By Financial Institution | 337 | $68,455,000 | $203,000 | $855,000 | $80,000 | $641,000 |
| Preapproval Denied by Financial Institution | 71 | $15,635,000 | $220,000 | $1,055,000 | $97,000 | $965,000 |
| Application Approved But Not Accepted | 64 | $13,590,000 | $212,000 | $875,000 | $94,000 | $337,000 |
| File Closed For Incompleteness | 5 | $1,205,000 | $241,000 | $415,000 | $105,000 | $151,000 |
| Preapproval Approved but not Accepted | 4 | $700,000 | $175,000 | $295,000 | $78,000 | $126,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 3,367 | $732,325,000 | $217,000 | $1,515,000 | $92,000 | $1,740,000 |
| Collateral | 261 | $54,965,000 | $210,000 | $1,055,000 | $89,000 | $965,000 |
| Debt-To-Income Ratio | 65 | $13,075,000 | $201,000 | $855,000 | $59,000 | $325,000 |
| Other | 40 | $7,470,000 | $186,000 | $445,000 | $78,000 | $155,000 |
| Credit History | 33 | $6,305,000 | $191,000 | $355,000 | $76,000 | $242,000 |
| Unverifiable Information | 6 | $1,050,000 | $175,000 | $305,000 | $67,000 | $113,000 |
| Employment History | 3 | $1,225,000 | $408,000 | $715,000 | $252,000 | $641,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into University Lending Group, Llc's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess University Lending Group, Llc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.