University Lending Group, Llc
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for University Lending Group, Llc.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | University Lending Group, Llc 42452 Hayes, Ste I Cllinton Township, MI 48038 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 6,480 |
| Total Mortgage Loan Application Amount | $1,549,100,000 |
| Average Mortgage Loan Application Amount | $238,000 |
| Highest Mortgage Loan Application Amount | $1,205,000 |
| Average Applicant Income | $104,333 |
| Highest Applicant Income | $6,548,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Washtenaw County Michigan | 1,072 | $ 282,310,000 | $ 263,000 | $ 130,000 |
| Santa Rosa County Florida | 838 | $ 228,910,000 | $ 273,000 | $ 90,000 |
| Leon County Florida | 738 | $ 169,260,000 | $ 229,000 | $ 90,000 |
| Okaloosa County Florida | 571 | $ 153,345,000 | $ 268,000 | $ 84,000 |
| Escambia County Florida | 389 | $ 84,105,000 | $ 216,000 | $ 81,000 |
| Lake County Indiana | 364 | $ 84,840,000 | $ 233,000 | $ 92,000 |
| Wayne County Michigan | 296 | $ 51,580,000 | $ 174,000 | $ 77,000 |
| Oakland County Michigan | 221 | $ 51,735,000 | $ 234,000 | $ 109,000 |
| Macomb County Michigan | 168 | $ 30,970,000 | $ 184,000 | $ 81,000 |
| Livingston County Michigan | 156 | $ 38,760,000 | $ 248,000 | $ 109,000 |
| Montgomery County Indiana | 140 | $ 20,580,000 | $ 147,000 | $ 57,000 |
| Porter County Indiana | 120 | $ 28,930,000 | $ 241,000 | $ 82,000 |
| Walton County Florida | 102 | $ 29,200,000 | $ 286,000 | $ 115,000 |
| Tom Green County Texas | 100 | $ 21,690,000 | $ 216,000 | $ 91,000 |
| Wakulla County Florida | 78 | $ 15,830,000 | $ 202,000 | $ 70,000 |
| Harris County Texas | 55 | $ 14,305,000 | $ 260,000 | $ 233,000 |
| Sumner County Tennessee | 50 | $ 15,180,000 | $ 303,000 | $ 140,000 |
| Gadsden County Florida | 48 | $ 8,270,000 | $ 172,000 | $ 66,000 |
| Lenawee County Michigan | 42 | $ 7,630,000 | $ 181,000 | $ 78,000 |
| Monroe County Michigan | 42 | $ 8,330,000 | $ 198,000 | $ 90,000 |
| Jackson County Michigan | 40 | $ 6,910,000 | $ 172,000 | $ 68,000 |
| St. Clair County Michigan | 38 | $ 7,350,000 | $ 193,000 | $ 81,000 |
| Genesee County Michigan | 26 | $ 4,420,000 | $ 170,000 | $ 88,000 |
| Bay County Florida | 22 | $ 6,410,000 | $ 291,000 | $ 111,000 |
| Montgomery County Texas | 20 | $ 4,880,000 | $ 244,000 | $ 122,000 |
| Ingham County Michigan | 15 | $ 2,085,000 | $ 139,000 | $ 69,000 |
| Hillsborough County Florida | 14 | $ 4,820,000 | $ 344,000 | $ 128,000 |
| Jefferson County Florida | 13 | $ 3,515,000 | $ 270,000 | $ 76,000 |
| Cook County Illinois | 11 | $ 2,335,000 | $ 212,000 | $ 106,000 |
| Williamson County Tennessee | 11 | $ 4,855,000 | $ 441,000 | $ 176,000 |
| Williamson County Texas | 11 | $ 2,705,000 | $ 245,000 | $ 129,000 |
| Duval County Florida | 9 | $ 2,445,000 | $ 271,000 | $ 100,000 |
| Tippecanoe County Indiana | 9 | $ 1,475,000 | $ 163,000 | $ 59,000 |
| Caddo County Louisiana | 9 | $ 1,855,000 | $ 206,000 | $ 105,000 |
| Galveston County Texas | 9 | $ 2,565,000 | $ 285,000 | $ 185,000 |
| Orange County Florida | 8 | $ 2,460,000 | $ 307,000 | $ 84,000 |
| Fountain County Indiana | 8 | $ 940,000 | $ 117,000 | $ 38,000 |
| Kent County Michigan | 8 | $ 1,250,000 | $ 156,000 | $ 75,000 |
| Lee County Florida | 7 | $ 1,675,000 | $ 239,000 | $ 171,000 |
| Pinellas County Florida | 7 | $ 1,745,000 | $ 249,000 | $ 104,000 |
| Putnam County Indiana | 7 | $ 785,000 | $ 112,000 | $ 47,000 |
| Kalamazoo County Michigan | 7 | $ 1,825,000 | $ 260,000 | $ 139,000 |
| Baldwin County Alabama | 6 | $ 1,340,000 | $ 223,000 | $ 73,000 |
| Pasco County Florida | 6 | $ 1,400,000 | $ 233,000 | $ 79,000 |
| St. Johns County Florida | 6 | $ 1,750,000 | $ 291,000 | $ 161,000 |
| Marion County Indiana | 6 | $ 1,190,000 | $ 198,000 | $ 61,000 |
| Ouachita County Louisiana | 6 | $ 780,000 | $ 130,000 | $ 51,000 |
| Shiawassee County Michigan | 6 | $ 1,070,000 | $ 178,000 | $ 61,000 |
| Davidson County Tennessee | 6 | $ 1,880,000 | $ 313,000 | $ 130,000 |
| Franklin County Florida | 5 | $ 1,135,000 | $ 227,000 | $ 126,000 |
| Miami-Dade County Florida | 5 | $ 1,905,000 | $ 381,000 | $ 163,000 |
| Volusia County Florida | 5 | $ 1,245,000 | $ 249,000 | $ 55,000 |
| Grand Traverse County Michigan | 5 | $ 985,000 | $ 197,000 | $ 106,000 |
| Lapeer County Michigan | 5 | $ 1,005,000 | $ 201,000 | $ 75,000 |
| Ottawa County Michigan | 5 | $ 1,455,000 | $ 291,000 | $ 141,000 |
| Bexar County Texas | 5 | $ 1,185,000 | $ 237,000 | $ 69,000 |
| Taylor County Texas | 5 | $ 935,000 | $ 187,000 | $ 117,000 |
| Travis County Texas | 5 | $ 1,475,000 | $ 295,000 | $ 126,000 |
| Shelby County Alabama | 4 | $ 1,860,000 | $ 465,000 | $ 131,000 |
| Marion County Florida | 4 | $ 920,000 | $ 230,000 | $ 102,000 |
| Boone County Indiana | 4 | $ 660,000 | $ 165,000 | $ 63,000 |
| Jasper County Indiana | 4 | $ 960,000 | $ 240,000 | $ 110,000 |
| Rutherford County Tennessee | 4 | $ 930,000 | $ 232,000 | $ 108,000 |
| Wilson County Tennessee | 4 | $ 1,060,000 | $ 265,000 | $ 75,000 |
| Fort Bend County Texas | 4 | $ 1,240,000 | $ 310,000 | $ 189,000 |
| Alachua County Florida | 3 | $ 435,000 | $ 145,000 | $ 141,000 |
| Broward County Florida | 3 | $ 745,000 | $ 248,000 | $ 147,000 |
| Clay County Florida | 3 | $ 885,000 | $ 295,000 | $ 21,000 |
| Gulf County Florida | 3 | $ 1,435,000 | $ 478,000 | $ 142,000 |
| Indian River County Florida | 3 | $ 565,000 | $ 188,000 | $ 21,000 |
| Manatee County Florida | 3 | $ 575,000 | $ 191,000 | $ 103,000 |
| Polk County Florida | 3 | $ 665,000 | $ 221,000 | $ 103,000 |
| Seminole County Florida | 3 | $ 1,055,000 | $ 351,000 | $ 129,000 |
| DuPage County Illinois | 3 | $ 745,000 | $ 248,000 | $ 159,000 |
| Will County Illinois | 3 | $ 765,000 | $ 255,000 | $ 94,000 |
| LaPorte County Indiana | 3 | $ 585,000 | $ 195,000 | $ 70,000 |
| Morgan County Indiana | 3 | $ 845,000 | $ 281,000 | $ 105,000 |
| Newton County Indiana | 3 | $ 555,000 | $ 185,000 | $ 60,000 |
| Vigo County Indiana | 3 | $ 385,000 | $ 128,000 | $ 42,000 |
| Bossier County Louisiana | 3 | $ 425,000 | $ 141,000 | $ 54,000 |
| Caldwell County Louisiana | 3 | $ 295,000 | $ 98,000 | $ 53,000 |
| Hillsdale County Michigan | 3 | $ 615,000 | $ 205,000 | $ 84,000 |
| Otsego County Michigan | 3 | $ 475,000 | $ 158,000 | $ 89,000 |
| Saginaw County Michigan | 3 | $ 385,000 | $ 128,000 | $ 117,000 |
| Brazos County Texas | 3 | $ 445,000 | $ 148,000 | $ 101,000 |
| Brown County Texas | 3 | $ 215,000 | $ 71,000 | $ 250,000 |
| Lubbock County Texas | 3 | $ 1,055,000 | $ 351,000 | $ 170,000 |
| Runnels County Texas | 3 | $ 425,000 | $ 141,000 | $ 64,000 |
| Escambia County Alabama | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Madison County Alabama | 2 | $ 1,380,000 | $ 690,000 | $ 160,000 |
| Brevard County Florida | 2 | $ 230,000 | $ 115,000 | $ 94,000 |
| Charlotte County Florida | 2 | $ 600,000 | $ 300,000 | $ 424,000 |
| Citrus County Florida | 2 | $ 740,000 | $ 370,000 | $ 156,000 |
| Collier County Florida | 2 | $ 630,000 | $ 315,000 | $ 116,000 |
| Lake County Florida | 2 | $ 360,000 | $ 180,000 | $ 135,000 |
| Nassau County Florida | 2 | $ 770,000 | $ 385,000 | $ 191,000 |
| Osceola County Florida | 2 | $ 930,000 | $ 465,000 | $ 125,000 |
| Sarasota County Florida | 2 | $ 440,000 | $ 220,000 | $ 119,000 |
| Sumter County Florida | 2 | $ 310,000 | $ 155,000 | $ 98,000 |
| Taylor County Florida | 2 | $ 420,000 | $ 210,000 | $ 80,000 |
| Cherokee County Georgia | 2 | $ 540,000 | $ 270,000 | $ 120,000 |
| Cobb County Georgia | 2 | $ 870,000 | $ 435,000 | $ 123,000 |
| Gwinnett County Georgia | 2 | $ 520,000 | $ 260,000 | $ 39,000 |
| Houston County Georgia | 2 | $ 430,000 | $ 215,000 | $ 66,000 |
| Oconee County Georgia | 2 | $ 340,000 | $ 170,000 | $ 63,000 |
| Kankakee County Illinois | 2 | $ 530,000 | $ 265,000 | $ 138,000 |
| Lake County Illinois | 2 | $ 900,000 | $ 450,000 | $ 184,000 |
| McLean County Illinois | 2 | $ 310,000 | $ 155,000 | $ 125,000 |
| Clay County Indiana | 2 | $ 170,000 | $ 85,000 | $ 36,000 |
| Hendricks County Indiana | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Parke County Indiana | 2 | $ 170,000 | $ 85,000 | $ 42,000 |
| Starke County Indiana | 2 | $ 200,000 | $ 100,000 | $ 60,000 |
| Union County Louisiana | 2 | $ 400,000 | $ 200,000 | $ 69,000 |
| Allegan County Michigan | 2 | $ 490,000 | $ 245,000 | $ 48,000 |
| Bay County Michigan | 2 | $ 260,000 | $ 130,000 | $ 66,000 |
| Calhoun County Michigan | 2 | $ 790,000 | $ 395,000 | $ 96,000 |
| Cheboygan County Michigan | 2 | $ 580,000 | $ 290,000 | $ 202,000 |
| Clare County Michigan | 2 | $ 350,000 | $ 175,000 | $ 162,000 |
| Eaton County Michigan | 2 | $ 350,000 | $ 175,000 | $ 48,000 |
| Emmet County Michigan | 2 | $ 650,000 | $ 325,000 | $ 265,000 |
| Gladwin County Michigan | 2 | $ 260,000 | $ 130,000 | $ 54,000 |
| Leelanau County Michigan | 2 | $ 650,000 | $ 325,000 | $ 132,000 |
| Marquette County Michigan | 2 | $ 250,000 | $ 125,000 | $ 76,000 |
| Tuscola County Michigan | 2 | $ 250,000 | $ 125,000 | $ 130,000 |
| Van Buren County Michigan | 2 | $ 340,000 | $ 170,000 | $ 33,000 |
| Gaston County North Carolina | 2 | $ 380,000 | $ 190,000 | $ 81,000 |
| Wake County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 104,000 |
| Edgefield County South Carolina | 2 | $ 690,000 | $ 345,000 | $ 46,000 |
| Dickson County Tennessee | 2 | $ 430,000 | $ 215,000 | $ 51,000 |
| Bell County Texas | 2 | $ 510,000 | $ 255,000 | $ 55,000 |
| Concho County Texas | 2 | $ 110,000 | $ 55,000 | $ 60,000 |
| Coryell County Texas | 2 | $ 570,000 | $ 285,000 | $ 73,000 |
| Denton County Texas | 2 | $ 630,000 | $ 315,000 | $ 234,000 |
| Hood County Texas | 2 | $ 460,000 | $ 230,000 | $ 62,000 |
| Lynn County Texas | 2 | $ 870,000 | $ 435,000 | $ 244,000 |
| Nueces County Texas | 2 | $ 640,000 | $ 320,000 | $ 121,000 |
| Schleicher County Texas | 2 | $ 290,000 | $ 145,000 | $ 71,000 |
| Tarrant County Texas | 2 | $ 300,000 | $ 150,000 | $ 44,000 |
| Walker County Texas | 2 | $ 210,000 | $ 105,000 | $ 40,000 |
| Young County Texas | 2 | $ 470,000 | $ 235,000 | $ 95,000 |
| Autauga County Alabama | 1 | $ 365,000 | $ 365,000 | $ 243,000 |
| Dale County Alabama | 1 | $ 185,000 | $ 185,000 | $ 64,000 |
| Houston County Alabama | 1 | $ 255,000 | $ 255,000 | $ 45,000 |
| Mobile County Alabama | 1 | $ 135,000 | $ 135,000 | $ 53,000 |
| Montgomery County Alabama | 1 | $ 1,035,000 | $ 1,035,000 | $ 141,000 |
| Walker County Alabama | 1 | $ 545,000 | $ 545,000 | $ 156,000 |
| Dixie County Florida | 1 | $ 95,000 | $ 95,000 | $ 24,000 |
| Gilchrist County Florida | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Hernando County Florida | 1 | $ 95,000 | $ 95,000 | $ 25,000 |
| Jackson County Florida | 1 | $ 135,000 | $ 135,000 | $ 39,000 |
| Madison County Florida | 1 | $ 355,000 | $ 355,000 | $ 74,000 |
| Monroe County Florida | 1 | $ 395,000 | $ 395,000 | $ 224,000 |
| Palm Beach County Florida | 1 | $ 135,000 | $ 135,000 | $ 58,000 |
| Washington County Florida | 1 | $ 175,000 | $ 175,000 | $ 82,000 |
| Carroll County Georgia | 1 | $ 405,000 | $ 405,000 | $ 109,000 |
| Crisp County Georgia | 1 | $ 245,000 | $ 245,000 | $ 39,000 |
| Decatur County Georgia | 1 | $ 145,000 | $ 145,000 | $ 81,000 |
| Gilmer County Georgia | 1 | $ 455,000 | $ 455,000 | $ 133,000 |
| Hancock County Georgia | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Lowndes County Georgia | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Putnam County Georgia | 1 | $ 365,000 | $ 365,000 | $ 168,000 |
| Henry County Illinois | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Clinton County Indiana | 1 | $ 145,000 | $ 145,000 | $ 63,000 |
| Monroe County Indiana | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| St. Joseph County Indiana | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Wayne County Indiana | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| White County Indiana | 1 | $ 335,000 | $ 335,000 | $ 111,000 |
| Webster County Louisiana | 1 | $ 155,000 | $ 155,000 | $ 79,000 |
| Antrim County Michigan | 1 | $ 255,000 | $ 255,000 | $ 194,000 |
| Berrien County Michigan | 1 | $ 165,000 | $ 165,000 | $ 135,000 |
| Branch County Michigan | 1 | $ 115,000 | $ 115,000 | $ 37,000 |
| Clinton County Michigan | 1 | $ 205,000 | $ 205,000 | $ 51,000 |
| Houghton County Michigan | 1 | $ 195,000 | $ 195,000 | $ 41,000 |
| Ionia County Michigan | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| Iosco County Michigan | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Isabella County Michigan | 1 | $ 225,000 | $ 225,000 | $ 86,000 |
| Kalkaska County Michigan | 1 | $ 205,000 | $ 205,000 | $ 90,000 |
| Lake County Michigan | 1 | $ 155,000 | $ 155,000 | $ 164,000 |
| Manistee County Michigan | 1 | $ 365,000 | $ 365,000 | $ 322,000 |
| Mecosta County Michigan | 1 | $ 155,000 | $ 155,000 | $ 171,000 |
| Ogemaw County Michigan | 1 | $ 225,000 | $ 225,000 | $ 100,000 |
| Sanilac County Michigan | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Wexford County Michigan | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Cleveland County North Carolina | 1 | $ 175,000 | $ 175,000 | $ 221,000 |
| Cumberland County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 235,000 | $ 235,000 | $ 142,000 |
| Mecklenburg County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 66,000 |
| Rockingham County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 29,000 |
| Lucas County Ohio | 1 | $ 85,000 | $ 85,000 | $ 90,000 |
| Beaufort County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 115,000 |
| McCormick County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| Giles County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 163,000 |
| Greene County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 64,000 |
| Hamilton County Tennessee | 1 | $ 255,000 | $ 255,000 | $ 129,000 |
| Maury County Tennessee | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| Montgomery County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 116,000 |
| Robertson County Tennessee | 1 | $ 285,000 | $ 285,000 | $ 99,000 |
| Anderson County Texas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Andrews County Texas | 1 | $ 165,000 | $ 165,000 | $ 150,000 |
| Bastrop County Texas | 1 | $ 245,000 | $ 245,000 | $ 69,000 |
| Bowie County Texas | 1 | $ 175,000 | $ 175,000 | $ 72,000 |
| Brazoria County Texas | 1 | $ 275,000 | $ 275,000 | $ 54,000 |
| Burnet County Texas | 1 | $ 515,000 | $ 515,000 | $ 420,000 |
| Callahan County Texas | 1 | $ 165,000 | $ 165,000 | $ 93,000 |
| Coke County Texas | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Dallas County Texas | 1 | $ 355,000 | $ 355,000 | $ 151,000 |
| Eastland County Texas | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Freestone County Texas | 1 | $ 175,000 | $ 175,000 | $ 107,000 |
| Gillespie County Texas | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| Henderson County Texas | 1 | $ 65,000 | $ 65,000 | $ 40,000 |
| Howard County Texas | 1 | $ 65,000 | $ 65,000 | $ 83,000 |
| Jefferson County Texas | 1 | $ 185,000 | $ 185,000 | $ 120,000 |
| Live Oak County Texas | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Madison County Texas | 1 | $ 305,000 | $ 305,000 | $ 120,000 |
| McLennan County Texas | 1 | $ 105,000 | $ 105,000 | $ 28,000 |
| Pecos County Texas | 1 | $ 195,000 | $ 195,000 | $ 42,000 |
| Potter County Texas | 1 | $ 305,000 | $ 305,000 | $ 262,000 |
| Randall County Texas | 1 | $ 235,000 | $ 235,000 | $ 130,000 |
| Reagan County Texas | 1 | $ 155,000 | $ 155,000 | $ 58,000 |
| Rockwall County Texas | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Smith County Texas | 1 | $ 495,000 | $ 495,000 | $ 120,000 |
| Sutton County Texas | 1 | $ 85,000 | $ 85,000 | $ 83,000 |
| Van Zandt County Texas | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| Waller County Texas | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Washington County Texas | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| Richmond City County Virginia | 1 | $ 285,000 | $ 285,000 | $ 115,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for University Lending Group, Llc in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,990 | $945,760,000 | $237,000 | $1,135,000 | $89,000 | $1,320,000 |
| Refinancing | 1,855 | $455,745,000 | $245,000 | $1,205,000 | $112,000 | $6,548,000 |
| Cash-out Refinancing | 635 | $147,595,000 | $232,000 | $1,095,000 | $112,000 | $1,620,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,910 | $1,175,630,000 | $239,000 | $1,035,000 | $99,000 | $6,548,000 |
| Black or African American | 518 | $116,370,000 | $224,000 | $835,000 | $84,000 | $1,620,000 |
| Hispanic | 372 | $86,130,000 | $231,000 | $1,095,000 | $87,000 | $439,000 |
| Asian | 328 | $82,100,000 | $250,000 | $1,205,000 | $106,000 | $1,320,000 |
| Not Provided | 323 | $81,945,000 | $253,000 | $645,000 | $108,000 | $631,000 |
| American Indian or Alaskan Native | 21 | $4,675,000 | $222,000 | $435,000 | $88,000 | $189,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $1,965,000 | $280,000 | $345,000 | $77,000 | $110,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,063 | $970,825,000 | $238,000 | $1,205,000 | $113,000 | $6,548,000 |
| VA-guaranteed (Veterans Administration) | 1,302 | $371,130,000 | $285,000 | $1,095,000 | $79,000 | $439,000 |
| FHA-insured (Federal Housing Administration) | 881 | $167,995,000 | $190,000 | $395,000 | $66,000 | $229,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 234 | $39,150,000 | $167,000 | $375,000 | $50,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 5,178 | $1,254,870,000 | $242,000 | $1,095,000 | $97,000 | $1,799,000 |
| Application Withdrawn By Applicant | 644 | $145,580,000 | $226,000 | $1,205,000 | $114,000 | $6,548,000 |
| Application Denied By Financial Institution | 471 | $108,605,000 | $230,000 | $1,135,000 | $91,000 | $595,000 |
| Preapproval Denied by Financial Institution | 94 | $18,800,000 | $200,000 | $805,000 | $65,000 | $289,000 |
| Application Approved But Not Accepted | 80 | $18,310,000 | $228,000 | $505,000 | $94,000 | $370,000 |
| Preapproval Approved but not Accepted | 7 | $1,225,000 | $175,000 | $355,000 | $61,000 | $102,000 |
| File Closed For Incompleteness | 6 | $1,710,000 | $285,000 | $585,000 | $126,000 | $257,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,915 | $1,421,695,000 | $240,000 | $1,205,000 | $99,000 | $6,548,000 |
| Collateral | 361 | $80,985,000 | $224,000 | $805,000 | $88,000 | $383,000 |
| Debt-To-Income Ratio | 87 | $18,525,000 | $212,000 | $495,000 | $62,000 | $222,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 36 | $7,920,000 | $220,000 | $505,000 | $95,000 | $264,000 |
| Credit History | 34 | $7,440,000 | $218,000 | $745,000 | $91,000 | $420,000 |
| Credit Application Incomplete | 20 | $4,790,000 | $239,000 | $515,000 | $102,000 | $330,000 |
| Other | 19 | $5,215,000 | $274,000 | $1,135,000 | $123,000 | $595,000 |
| Unverifiable Information | 6 | $2,160,000 | $360,000 | $925,000 | $155,000 | $438,000 |
| Employment History | 2 | $370,000 | $185,000 | $205,000 | $66,000 | $73,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.