Unizan Bank National Assoc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2003
Unizan Bank National Assoc. 2003 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Unizan Bank National Assoc. 220 Market Ave. S Canton, OH 44701 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,498 |
| Total Mortgage Loan Application Amount | $544,272,000 |
| Average Mortgage Loan Application Amount | $170,315 |
| Highest Mortgage Loan Application Amount | $750,000 |
| Average Applicant Income | $91,947 |
| Highest Applicant Income | $1,995,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2003 with Unizan Bank National Assoc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Unizan Bank National Assoc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2003 breaks down Unizan Bank National Assoc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Unizan Bank National Assoc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Unizan Bank National Assoc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Unizan Bank National Assoc.'s mortgage activity for 2003.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Stark County Ohio | 1,352 | $ 163,330,000 | $ 120,000 | $ 60,000 |
| Muskingum County Ohio | 572 | $ 46,603,000 | $ 81,000 | $ 47,000 |
| Franklin County Ohio | 346 | $ 51,500,000 | $ 148,000 | $ 61,000 |
| Licking County Ohio | 345 | $ 29,499,000 | $ 85,000 | $ 52,000 |
| Montgomery County Ohio | 233 | $ 23,097,000 | $ 99,000 | $ 47,000 |
| Miami County Ohio | 206 | $ 19,188,000 | $ 93,000 | $ 48,000 |
| Summit County Ohio | 203 | $ 23,810,000 | $ 117,000 | $ 52,000 |
| Wayne County Ohio | 168 | $ 22,166,000 | $ 131,000 | $ 60,000 |
| Hamilton County Ohio | 121 | $ 24,759,000 | $ 204,000 | $ 36,000 |
| Delaware County Ohio | 69 | $ 16,192,000 | $ 234,000 | $ 69,000 |
| Warren County Ohio | 61 | $ 11,187,000 | $ 183,000 | $ 27,000 |
| Clermont County Ohio | 47 | $ 9,790,000 | $ 208,000 | $ 61,000 |
| Guernsey County Ohio | 39 | $ 2,928,000 | $ 75,000 | $ 40,000 |
| Portage County Ohio | 36 | $ 4,577,000 | $ 127,000 | $ 32,000 |
| Butler County Ohio | 33 | $ 5,830,000 | $ 176,000 | $ 32,000 |
| Cuyahoga County Ohio | 33 | $ 4,776,000 | $ 144,000 | $ 53,000 |
| Preble County Ohio | 33 | $ 3,144,000 | $ 95,000 | $ 57,000 |
| Mahoning County Ohio | 31 | $ 2,695,000 | $ 86,000 | $ 31,000 |
| Columbiana County Ohio | 29 | $ 3,050,000 | $ 105,000 | $ 62,000 |
| Lucas County Ohio | 28 | $ 3,813,000 | $ 136,000 | $ 0 |
| Lorain County Ohio | 23 | $ 2,567,000 | $ 111,000 | $ 13,000 |
| Perry County Ohio | 22 | $ 1,756,000 | $ 79,000 | $ 43,000 |
| Tuscarawas County Ohio | 22 | $ 2,970,000 | $ 135,000 | $ 79,000 |
| Carroll County Ohio | 20 | $ 2,856,000 | $ 142,000 | $ 331,000 |
| Darke County Ohio | 20 | $ 1,634,000 | $ 81,000 | $ 48,000 |
| Fairfield County Ohio | 20 | $ 3,277,000 | $ 163,000 | $ 49,000 |
| Medina County Ohio | 20 | $ 4,101,000 | $ 205,000 | $ 98,000 |
| Greene County Ohio | 18 | $ 2,121,000 | $ 117,000 | $ 42,000 |
| Hillsborough County Florida | 13 | $ 2,567,000 | $ 197,000 | $ 95,000 |
| Knox County Ohio | 13 | $ 1,116,000 | $ 85,000 | $ 48,000 |
| Wood County Ohio | 13 | $ 1,890,000 | $ 145,000 | $ 0 |
| Richland County Ohio | 11 | $ 1,521,000 | $ 138,000 | $ 72,000 |
| Ashland County Ohio | 10 | $ 1,125,000 | $ 112,000 | $ 20,000 |
| Coshocton County Ohio | 10 | $ 919,000 | $ 91,000 | $ 67,000 |
| Lake County Ohio | 10 | $ 1,018,000 | $ 101,000 | $ 0 |
| Trumbull County Ohio | 9 | $ 861,000 | $ 95,000 | $ 13,000 |
| Holmes County Ohio | 8 | $ 1,039,000 | $ 129,000 | $ 75,000 |
| Morgan County Ohio | 7 | $ 428,000 | $ 61,000 | $ 46,000 |
| Pickaway County Ohio | 7 | $ 525,000 | $ 75,000 | $ 62,000 |
| Pasco County Florida | 6 | $ 1,507,000 | $ 251,000 | $ 73,000 |
| Hamilton County Indiana | 6 | $ 1,213,000 | $ 202,000 | $ 59,000 |
| Mecklenburg County North Carolina | 5 | $ 1,294,000 | $ 258,000 | $ 100,000 |
| Erie County Ohio | 5 | $ 739,000 | $ 147,000 | $ 44,000 |
| Harrison County Ohio | 5 | $ 398,000 | $ 79,000 | $ 31,000 |
| Ottawa County Ohio | 5 | $ 564,000 | $ 112,000 | $ 80,000 |
| Union County Ohio | 5 | $ 1,178,000 | $ 235,000 | $ 95,000 |
| Fulton County Ohio | 4 | $ 482,000 | $ 120,000 | $ 0 |
| Madison County Ohio | 4 | $ 399,000 | $ 99,000 | $ 64,000 |
| Marion County Ohio | 4 | $ 607,000 | $ 151,000 | $ 0 |
| Collier County Florida | 3 | $ 786,000 | $ 262,000 | $ 319,000 |
| Orange County Florida | 3 | $ 490,000 | $ 163,000 | $ 75,000 |
| Marion County Indiana | 3 | $ 547,000 | $ 182,000 | $ 66,000 |
| Champaign County Ohio | 3 | $ 471,000 | $ 157,000 | $ 44,000 |
| Clark County Ohio | 3 | $ 658,000 | $ 219,000 | $ 28,000 |
| Maricopa County Arizona | 2 | $ 464,000 | $ 232,000 | $ 170,000 |
| Seminole County Florida | 2 | $ 538,000 | $ 269,000 | $ 97,000 |
| Boone County Indiana | 2 | $ 366,000 | $ 183,000 | $ 45,000 |
| Ashtabula County Ohio | 2 | $ 214,000 | $ 107,000 | $ 90,000 |
| Geauga County Ohio | 2 | $ 273,000 | $ 136,000 | $ 10,000 |
| Henry County Ohio | 2 | $ 120,000 | $ 60,000 | $ 0 |
| Noble County Ohio | 2 | $ 134,000 | $ 67,000 | $ 49,000 |
| Paulding County Ohio | 2 | $ 97,000 | $ 48,000 | $ 93,000 |
| Montgomery County Tennessee | 2 | $ 304,000 | $ 152,000 | $ 200,000 |
| Lee County Florida | 1 | $ 66,000 | $ 66,000 | $ 28,000 |
| Palm Beach County Florida | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Johnson County Indiana | 1 | $ 166,000 | $ 166,000 | $ 337,000 |
| Vanderburgh County Indiana | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Jackson County Michigan | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Keweenaw County Michigan | 1 | $ 58,000 | $ 58,000 | $ 0 |
| Missaukee County Michigan | 1 | $ 125,000 | $ 125,000 | $ 120,000 |
| Wayne County Michigan | 1 | $ 172,000 | $ 172,000 | $ 112,000 |
| Dakota County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 180,000 |
| Rockingham County New Hampshire | 1 | $ 200,000 | $ 200,000 | $ 51,000 |
| Cabarrus County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 72,000 |
| Adams County Ohio | 1 | $ 86,000 | $ 86,000 | $ 57,000 |
| Auglaize County Ohio | 1 | $ 156,000 | $ 156,000 | $ 0 |
| Brown County Ohio | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Clinton County Ohio | 1 | $ 30,000 | $ 30,000 | $ 55,000 |
| Crawford County Ohio | 1 | $ 84,000 | $ 84,000 | $ 0 |
| Fayette County Ohio | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Gallia County Ohio | 1 | $ 104,000 | $ 104,000 | $ 34,000 |
| Hancock County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hocking County Ohio | 1 | $ 221,000 | $ 221,000 | $ 219,000 |
| Huron County Ohio | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Logan County Ohio | 1 | $ 431,000 | $ 431,000 | $ 138,000 |
| Monroe County Ohio | 1 | $ 61,000 | $ 61,000 | $ 72,000 |
| Morrow County Ohio | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Ross County Ohio | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Seneca County Ohio | 1 | $ 172,000 | $ 172,000 | $ 0 |
| Shelby County Ohio | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Van Wert County Ohio | 1 | $ 88,000 | $ 88,000 | $ 0 |
| Vinton County Ohio | 1 | $ 74,000 | $ 74,000 | $ 144,000 |
| Washington County Ohio | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Allegheny County Pennsylvania | 1 | $ 187,000 | $ 187,000 | $ 88,000 |
| Arlington County Virginia | 1 | $ 158,000 | $ 158,000 | $ 247,000 |
| Fairfax County Virginia | 1 | $ 195,000 | $ 195,000 | $ 179,000 |
Mortgage Loan Application Detail Totals for Unizan Bank National Assoc. in 2003
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing (home purchase or home improvement, one-to-four family) | 3,177 | $360,151,000 | $166,111 | $750,000 | $91,777 | $1,538,000 |
| Home Purchase (one-to-four family) | 1,283 | $183,448,000 | $191,555 | $698,000 | $95,888 | $1,995,000 |
| Home Improvement (one-to-four family) | 38 | $673,000 | $17,000 | $142,000 | $58,000 | $113,000 |
| Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,521 | $400,441,000 | $190,818 | $750,000 | $122,636 | $1,995,000 |
| Not applicable | 828 | $125,122,000 | $142,333 | $537,000 | $0 | $0 |
| Black | 82 | $9,534,000 | $183,000 | $292,000 | $75,750 | $133,000 |
| Asian or Pacific Islander | 25 | $4,049,000 | $198,400 | $445,000 | $114,000 | $347,000 |
| Other | 18 | $2,737,000 | $192,500 | $520,000 | $59,500 | $536,000 |
| Hispanic | 10 | $1,525,000 | $163,000 | $240,000 | $99,000 | $216,000 |
| Information not provided by applicant in mail or telephone application | 8 | $361,000 | $45,000 | $113,000 | $66,000 | $130,000 |
| American Indian or Alaskan Native | 6 | $503,000 | $159,500 | $273,000 | $86,500 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,492 | $543,559,000 | $188,166 | $750,000 | $107,000 | $1,995,000 |
| FHA-insured (Federal Housing Administration) | 3 | $278,000 | $92,000 | $101,000 | $55,000 | $66,000 |
| VA-guaranteed (Veterans Administration) | 3 | $435,000 | $145,000 | $195,000 | $27,000 | $55,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,970 | $321,866,000 | $183,666 | $750,000 | $146,333 | $1,538,000 |
| Loan Purchased By The Institution | 928 | $146,875,000 | $185,166 | $537,000 | $60,666 | $337,000 |
| Application Withdrawn By Applicant | 291 | $36,451,000 | $152,500 | $615,000 | $83,000 | $1,995,000 |
| Application Denied By Financial Institution | 240 | $31,830,000 | $175,200 | $445,000 | $76,000 | $200,000 |
| Application Approved But Not Accepted | 35 | $3,464,000 | $98,000 | $250,000 | $70,000 | $130,000 |
| File Closed For Incompleteness | 34 | $3,786,000 | $111,000 | $504,000 | $47,000 | $178,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 115 | $17,913,000 | $209,333 | $445,000 | $54,000 | $200,000 |
| Credit History | 56 | $6,411,000 | $158,666 | $352,000 | $70,333 | $144,000 |
| Collateral | 44 | $4,015,000 | $107,500 | $213,000 | $86,000 | $133,000 |
| Credit Application Incomplete | 16 | $2,141,000 | $133,000 | $234,000 | $56,000 | $120,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $443,000 | $143,000 | $208,000 | $78,500 | $96,000 |
| Employment History | 3 | $326,000 | $131,000 | $198,000 | $53,000 | $80,000 |
| Other | 2 | $581,000 | $290,000 | $405,000 | $106,000 | $135,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Unizan Bank National Assoc.'s 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Unizan Bank National Assoc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.