US Bank, N.A. Mortgage Lending & HMDA Data, 2004
In 2004, US Bank, N.A. of Milwaukee, WI reported 151,551 mortgage applications totaling $21.7 billion, down 35% from 2003. The average application was for $143,267, and applicants reported an average income of $55,561. 51% of its applications resulted in an originated loan and 7% were denied. Its largest markets were Minneapolis-St. Paul-Bloomington, MN-WI (11,382), St. Louis, MO-IL (8,333) and Chicago-Naperville-Joliet, IL (7,937) (applications in parentheses).
| Mortgage Company & Address | US Bank, N.A. 777 East Wisconsin Ave Milwaukee, WI 53202 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 151,551 |
| Total Mortgage Loan Application Amount | $21,712,269,000 |
| Average Mortgage Loan Application Amount | $143,267 |
| Highest Mortgage Loan Application Amount | $24,247,000 |
| Average Applicant Income | $55,561 |
| Highest Applicant Income | $9,999,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records US Bank, N.A. filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Minneapolis-St. Paul-Bloomington, MN-WI | 11,382 | $ 2,141,987,000 | $ 188,190 | $ 62,000 |
| St. Louis, MO-IL | 8,333 | $ 1,148,596,000 | $ 137,837 | $ 52,000 |
| Chicago-Naperville-Joliet, IL | 7,937 | $ 1,515,375,000 | $ 190,925 | $ 70,000 |
| Phoenix-Mesa-Scottsdale, AZ | 3,888 | $ 568,183,000 | $ 146,137 | $ 61,000 |
| Denver-Aurora, CO | 3,403 | $ 680,626,000 | $ 200,007 | $ 59,000 |
| Milwaukee-Waukesha-West Allis, WI | 2,368 | $ 381,853,000 | $ 161,255 | $ 86,000 |
| Cincinnati-Middletown, OH-KY-IN | 2,144 | $ 316,761,000 | $ 147,743 | $ 59,000 |
| Las Vegas-Paradise, NV | 1,995 | $ 362,738,000 | $ 181,823 | $ 67,000 |
| Seattle-Bellevue-Everett, WA | 1,877 | $ 431,245,000 | $ 229,752 | $ 68,000 |
| Indianapolis, IN | 1,813 | $ 201,262,000 | $ 111,010 | $ 36,000 |
| Atlanta-Sandy Springs-Marietta, GA | 1,810 | $ 286,939,000 | $ 158,529 | $ 40,000 |
| Riverside-San Bernardino-Ontario, CA | 1,627 | $ 284,855,000 | $ 175,079 | $ 58,000 |
| Cleveland-Elyria-Mentor, OH | 1,497 | $ 171,242,000 | $ 114,390 | $ 41,000 |
| Kansas City, MO-KS | 1,459 | $ 190,879,000 | $ 130,828 | $ 60,000 |
| Des Moines, IA | 1,389 | $ 170,982,000 | $ 123,097 | $ 64,000 |
| Columbus, OH | 1,348 | $ 165,661,000 | $ 122,893 | $ 64,000 |
| Warren-Farmington Hills-Troy, MI | 1,328 | $ 237,639,000 | $ 178,945 | $ 53,000 |
| Birmingham-Hoover, AL | 1,184 | $ 140,277,000 | $ 118,477 | $ 45,000 |
| Los Angeles-Long Beach-Glendale, CA | 1,086 | $ 263,656,000 | $ 242,777 | $ 77,000 |
| Dayton, OH | 1,021 | $ 107,889,000 | $ 105,669 | $ 43,000 |
| Oklahoma City, OK | 989 | $ 86,631,000 | $ 87,594 | $ 39,000 |
| Louisville, KY-IN | 962 | $ 123,548,000 | $ 128,428 | $ 50,000 |
| Madison, WI | 932 | $ 156,335,000 | $ 167,741 | $ 65,000 |
| Omaha-Council Bluffs, NE-IA | 929 | $ 119,878,000 | $ 129,039 | $ 80,000 |
| Nashville-Davidson--Murfreesboro, TN | 924 | $ 122,815,000 | $ 132,916 | $ 72,000 |
| Tampa-St. Petersburg-Clearwater, FL | 900 | $ 115,937,000 | $ 128,818 | $ 44,000 |
| New Orleans-Metairie-Kenner, LA | 882 | $ 87,443,000 | $ 99,141 | $ 18,000 |
| Little Rock-North Little Rock, AR | 862 | $ 77,587,000 | $ 90,008 | $ 43,000 |
| Portland-Vancouver-Beaverton, OR-WA | 834 | $ 153,460,000 | $ 184,004 | $ 91,000 |
| Detroit-Livonia-Dearborn, MI | 826 | $ 128,417,000 | $ 155,468 | $ 52,000 |
| Edison, NJ | 813 | $ 173,586,000 | $ 213,512 | $ 63,000 |
| Lake County-Kenosha County, IL-WI | 810 | $ 179,861,000 | $ 222,050 | $ 84,000 |
| Baltimore-Towson, MD | 774 | $ 144,612,000 | $ 186,837 | $ 56,000 |
| Cedar Rapids, IA | 772 | $ 89,579,000 | $ 116,034 | $ 58,000 |
| Orlando, FL | 772 | $ 110,523,000 | $ 143,164 | $ 41,000 |
| Boise City-Nampa, ID | 745 | $ 90,296,000 | $ 121,202 | $ 50,000 |
| Wichita, KS | 744 | $ 61,524,000 | $ 82,693 | $ 27,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 737 | $ 167,368,000 | $ 227,093 | $ 85,000 |
| Davenport-Moline-Rock Island, IA-IL | 679 | $ 64,269,000 | $ 94,652 | $ 54,000 |
| Springfield, MO | 635 | $ 75,704,000 | $ 119,218 | $ 52,000 |
| San Diego-Carlsbad-San Marcos, CA | 602 | $ 188,097,000 | $ 312,453 | $ 106,000 |
| Colorado Springs, CO | 586 | $ 111,443,000 | $ 190,175 | $ 63,000 |
| Baton Rouge, LA | 575 | $ 55,422,000 | $ 96,386 | $ 23,000 |
| Miami-Miami Beach-Kendall, FL | 563 | $ 77,763,000 | $ 138,122 | $ 75,000 |
| Bowling Green, KY | 557 | $ 69,785,000 | $ 125,287 | $ 70,000 |
| Spokane, WA | 552 | $ 60,725,000 | $ 110,009 | $ 64,000 |
| Topeka, KS | 533 | $ 44,540,000 | $ 83,564 | $ 65,000 |
| Duluth, MN-WI | 519 | $ 67,789,000 | $ 130,614 | $ 58,000 |
| Salt Lake City, UT | 512 | $ 82,034,000 | $ 160,222 | $ 91,000 |
| Hartford-West Hartford-East Hartford, CT | 506 | $ 71,687,000 | $ 141,673 | $ 43,000 |
| Houston-Baytown-Sugar Land, TX | 498 | $ 53,958,000 | $ 108,349 | $ 35,000 |
| Fond Du Lac, WI | 462 | $ 51,911,000 | $ 112,361 | $ 55,000 |
| Oakland-Fremont-Hayward, CA | 458 | $ 126,282,000 | $ 275,724 | $ 119,000 |
| Newark-Union, NJ-PA | 439 | $ 101,699,000 | $ 231,660 | $ 59,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 422 | $ 68,407,000 | $ 162,101 | $ 28,000 |
| Fort Smith, AR-OK | 420 | $ 30,510,000 | $ 72,642 | $ 191,000 |
| Bethesda-Frederick-Gaithersburg, MD | 418 | $ 101,616,000 | $ 243,100 | $ 76,000 |
| Oshkosh-Neenah, WI | 418 | $ 46,049,000 | $ 110,165 | $ 58,000 |
| Tulsa, OK | 417 | $ 46,355,000 | $ 111,163 | $ 31,000 |
| Akron, OH | 416 | $ 45,813,000 | $ 110,127 | $ 39,000 |
| Tacoma, WA | 413 | $ 71,472,000 | $ 173,055 | $ 65,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 403 | $ 56,209,000 | $ 139,476 | $ 59,000 |
| St. Cloud, MN | 401 | $ 54,214,000 | $ 135,197 | $ 76,000 |
| New York-Wayne-White Plains, NY-NJ | 395 | $ 103,248,000 | $ 261,387 | $ 143,000 |
| New Haven-Milford, CT | 381 | $ 56,773,000 | $ 149,010 | $ 45,000 |
| Pensacola-Ferry Pass-Brent, FL | 375 | $ 31,000,000 | $ 82,666 | $ 36,000 |
| Lincoln, NE | 370 | $ 40,292,000 | $ 108,897 | $ 60,000 |
| Waterloo-Cedar Falls, IA | 367 | $ 43,841,000 | $ 119,457 | $ 77,000 |
| Pittsburgh, PA | 365 | $ 28,467,000 | $ 77,991 | $ 51,000 |
| Raleigh-Cary, NC | 355 | $ 62,455,000 | $ 175,929 | $ 56,000 |
| Sheboygan, WI | 351 | $ 39,270,000 | $ 111,880 | $ 67,000 |
| Rochester, MN | 343 | $ 52,074,000 | $ 151,819 | $ 84,000 |
| Joplin, MO | 317 | $ 28,962,000 | $ 91,362 | $ 49,000 |
| Owensboro, KY | 317 | $ 29,210,000 | $ 92,145 | $ 51,000 |
| Philadelphia, PA | 309 | $ 54,590,000 | $ 176,666 | $ 63,000 |
| Santa Ana-Anaheim-Irvine, CA | 302 | $ 97,029,000 | $ 321,288 | $ 105,000 |
| San Antonio, TX | 298 | $ 24,942,000 | $ 83,697 | $ 45,000 |
| Dallas-Plano-Irving, TX | 294 | $ 36,057,000 | $ 122,642 | $ 47,000 |
| Fort Collins-Loveland, CO | 291 | $ 49,566,000 | $ 170,329 | $ 49,000 |
| Honolulu, HI | 288 | $ 74,686,000 | $ 259,326 | $ 65,000 |
| Iowa City, IA | 284 | $ 38,857,000 | $ 136,820 | $ 98,000 |
| Rockford, IL | 284 | $ 32,198,000 | $ 113,373 | $ 49,000 |
| Boulder, CO | 276 | $ 68,022,000 | $ 246,456 | $ 58,000 |
| Green Bay, WI | 276 | $ 36,016,000 | $ 130,492 | $ 80,000 |
| Richmond, VA | 273 | $ 45,292,000 | $ 165,904 | $ 30,000 |
| Ann Arbor, MI | 268 | $ 54,836,000 | $ 204,611 | $ 85,000 |
| Charlotte-Gastonia-Concord, NC-SC | 268 | $ 38,379,000 | $ 143,205 | $ 54,000 |
| Lexington-Fayette, KY | 268 | $ 32,920,000 | $ 122,835 | $ 45,000 |
| Sioux Falls, SD | 263 | $ 32,305,000 | $ 122,832 | $ 58,000 |
| Salem, OR | 259 | $ 31,133,000 | $ 120,204 | $ 64,000 |
| Nassau-Suffolk, NY | 257 | $ 58,871,000 | $ 229,070 | $ 80,000 |
| Reno-Sparks, NV | 247 | $ 48,853,000 | $ 197,785 | $ 68,000 |
| Ogden-Clearfield, UT | 238 | $ 31,744,000 | $ 133,378 | $ 36,000 |
| Appleton, WI | 233 | $ 31,411,000 | $ 134,811 | $ 55,000 |
| Tucson, AZ | 233 | $ 30,568,000 | $ 131,193 | $ 50,000 |
| Kalamazoo-Portage, MI | 219 | $ 24,308,000 | $ 110,995 | $ 30,000 |
| St. Joseph, MO-KS | 219 | $ 20,093,000 | $ 91,748 | $ 56,000 |
| Columbia, MO | 217 | $ 22,306,000 | $ 102,792 | $ 76,000 |
| Gary, IN | 207 | $ 21,374,000 | $ 103,256 | $ 27,000 |
| San Francisco-San Mateo-Redwood City, CA | 206 | $ 66,895,000 | $ 324,733 | $ 108,000 |
| Palm Bay-Melbourne-Titusville, FL | 205 | $ 22,148,000 | $ 108,039 | $ 41,000 |
| Fargo, ND-MN | 204 | $ 22,343,000 | $ 109,524 | $ 70,000 |
| Greeley, CO | 202 | $ 32,313,000 | $ 159,965 | $ 42,000 |
| Sarasota-Bradenton-Venice, FL | 197 | $ 34,782,000 | $ 176,558 | $ 50,000 |
| Springfield, IL | 197 | $ 19,040,000 | $ 96,649 | $ 69,000 |
| Canton-Massillon, OH | 196 | $ 21,265,000 | $ 108,494 | $ 29,000 |
| Columbia, SC | 196 | $ 24,252,000 | $ 123,734 | $ 41,000 |
| Tallahassee, FL | 193 | $ 18,102,000 | $ 93,792 | $ 28,000 |
| Cambridge-Newton-Framingham, MA | 191 | $ 43,216,000 | $ 226,261 | $ 68,000 |
| Bridgeport-Stamford-Norwalk, CT | 190 | $ 38,607,000 | $ 203,194 | $ 68,000 |
| Lawrence, KS | 184 | $ 25,258,000 | $ 137,271 | $ 85,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 184 | $ 31,287,000 | $ 170,038 | $ 80,000 |
| Bloomington-Normal, IL | 179 | $ 18,938,000 | $ 105,798 | $ 43,000 |
| Wausau, WI | 173 | $ 18,981,000 | $ 109,716 | $ 159,000 |
| Eau Claire, WI | 170 | $ 19,410,000 | $ 114,176 | $ 36,000 |
| Racine, WI | 169 | $ 24,821,000 | $ 146,869 | $ 52,000 |
| Jacksonville, FL | 167 | $ 21,429,000 | $ 128,317 | $ 50,000 |
| Memphis, TN-MS-AR | 167 | $ 20,845,000 | $ 124,820 | $ 35,000 |
| Kennewick-Richland-Pasco, WA | 166 | $ 18,194,000 | $ 109,602 | $ 45,000 |
| Albuquerque, NM | 165 | $ 19,841,000 | $ 120,248 | $ 71,000 |
| Fort Worth-Arlington, TX | 163 | $ 18,190,000 | $ 111,595 | $ 35,000 |
| Bellingham, WA | 162 | $ 27,459,000 | $ 169,500 | $ 62,000 |
| Fort Wayne, IN | 160 | $ 12,181,000 | $ 76,131 | $ 15,000 |
| Lakeland, FL | 160 | $ 16,475,000 | $ 102,968 | $ 36,000 |
| Modesto, CA | 158 | $ 32,178,000 | $ 203,658 | $ 60,000 |
| Coeur D'Alene, ID | 156 | $ 22,125,000 | $ 141,826 | $ 53,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 155 | $ 15,773,000 | $ 101,761 | $ 41,000 |
| Grand Rapids-Wyoming, MI | 154 | $ 19,565,000 | $ 127,045 | $ 31,000 |
| Cape Coral-Fort Myers, FL | 153 | $ 31,357,000 | $ 204,947 | $ 159,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 152 | $ 18,170,000 | $ 119,539 | $ 36,000 |
| Dubuque, IA | 151 | $ 14,825,000 | $ 98,178 | $ 67,000 |
| Missoula, MT | 151 | $ 23,377,000 | $ 154,814 | $ 53,000 |
| Billings, MT | 149 | $ 22,541,000 | $ 151,281 | $ 52,000 |
| Terre Haute, IN | 148 | $ 9,787,000 | $ 66,128 | $ 19,000 |
| Camden, NJ | 147 | $ 21,976,000 | $ 149,496 | $ 50,000 |
| Cleveland, TN | 147 | $ 17,733,000 | $ 120,632 | $ 25,000 |
| Durham, NC | 144 | $ 23,286,000 | $ 161,708 | $ 49,000 |
| Clarksville, TN-KY | 141 | $ 14,537,000 | $ 103,099 | $ 62,000 |
| Toledo, OH | 139 | $ 15,119,000 | $ 108,769 | $ 40,000 |
| Norwich-New London, CT | 137 | $ 22,671,000 | $ 165,481 | $ 36,000 |
| Austin-Round Rock, TX | 136 | $ 17,054,000 | $ 125,397 | $ 42,000 |
| Bend, OR | 133 | $ 25,620,000 | $ 192,631 | $ 78,000 |
| Boston-Quincy, MA | 132 | $ 29,433,000 | $ 222,977 | $ 165,000 |
| Pueblo, CO | 132 | $ 17,649,000 | $ 133,704 | $ 43,000 |
| Lawton, OK | 127 | $ 8,680,000 | $ 68,346 | $ 132,000 |
| Providence-New Bedford-Fall River, RI-MA | 126 | $ 19,612,000 | $ 155,650 | $ 45,000 |
| Rapid City, SD | 125 | $ 22,530,000 | $ 180,240 | $ 73,000 |
| Vallejo-Fairfield, CA | 124 | $ 34,016,000 | $ 274,322 | $ 102,000 |
| Worcester, MA | 124 | $ 23,225,000 | $ 187,298 | $ 66,000 |
| Lafayette, IN | 122 | $ 11,691,000 | $ 95,827 | $ 7,000 |
| Bremerton-Silverdale, WA | 121 | $ 21,008,000 | $ 173,619 | $ 62,000 |
| Great Falls, MT | 121 | $ 17,388,000 | $ 143,702 | $ 69,000 |
| Sioux City, IA-NE-SD | 120 | $ 9,903,000 | $ 82,525 | $ 62,000 |
| Eugene-Springfield, OR | 119 | $ 17,432,000 | $ 146,487 | $ 57,000 |
| Manchester-Nashua, NH | 118 | $ 21,206,000 | $ 179,711 | $ 62,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 113 | $ 34,499,000 | $ 305,300 | $ 372,000 |
| Bakersfield, CA | 112 | $ 15,289,000 | $ 136,508 | $ 53,000 |
| Ames, IA | 110 | $ 12,040,000 | $ 109,454 | $ 66,000 |
| Gainesville, GA | 109 | $ 12,672,000 | $ 116,256 | $ 39,000 |
| Stockton, CA | 109 | $ 22,204,000 | $ 203,706 | $ 67,000 |
| Asheville, NC | 108 | $ 14,358,000 | $ 132,944 | $ 30,000 |
| Redding, CA | 103 | $ 14,910,000 | $ 144,757 | $ 63,000 |
| Corpus Christi, TX | 100 | $ 8,890,000 | $ 88,900 | $ 24,000 |
| Naples-Marco Island, FL | 99 | $ 22,303,000 | $ 225,282 | $ 86,000 |
| Yakima, WA | 99 | $ 9,977,000 | $ 100,777 | $ 35,000 |
| Evansville, IN-KY | 98 | $ 8,880,000 | $ 90,612 | $ 27,000 |
| Medford, OR | 97 | $ 17,756,000 | $ 183,051 | $ 60,000 |
| Port St. Lucie-Fort Pierce, FL | 97 | $ 11,847,000 | $ 122,134 | $ 62,000 |
| Shreveport-Bossier City, LA | 97 | $ 6,826,000 | $ 70,371 | $ 15,000 |
| Olympia, WA | 95 | $ 16,003,000 | $ 168,452 | $ 46,000 |
| Wilmington, NC | 95 | $ 16,700,000 | $ 175,789 | $ 66,000 |
| Prescott, AZ | 93 | $ 12,915,000 | $ 138,870 | $ 43,000 |
| Youngstown-Warren-Boardman, OH-PA | 93 | $ 7,559,000 | $ 81,279 | $ 27,000 |
| Anderson, IN | 91 | $ 7,843,000 | $ 86,186 | $ 42,000 |
| Jefferson City, MO | 89 | $ 9,680,000 | $ 108,764 | $ 55,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 87 | $ 23,615,000 | $ 271,436 | $ 156,000 |
| Mount Vernon-Anacortes, WA | 86 | $ 14,267,000 | $ 165,895 | $ 62,000 |
| Huntsville, AL | 85 | $ 10,817,000 | $ 127,258 | $ 24,000 |
| Knoxville, TN | 85 | $ 10,532,000 | $ 123,905 | $ 46,000 |
| Hickory-Lenoir-Morganton, NC | 84 | $ 10,135,000 | $ 120,654 | $ 33,000 |
| Rockingham County-Strafford County, NH | 84 | $ 15,367,000 | $ 182,940 | $ 53,000 |
| Chico, CA | 82 | $ 15,556,000 | $ 189,707 | $ 78,000 |
| Fort Walton Beach-Crestview-Destin, FL | 82 | $ 10,544,000 | $ 128,585 | $ 41,000 |
| Alexandria, LA | 81 | $ 5,644,000 | $ 69,679 | $ 36,000 |
| Charleston-North Charleston, SC | 81 | $ 11,730,000 | $ 144,814 | $ 47,000 |
| Hot Springs, AR | 79 | $ 7,355,000 | $ 93,101 | $ 52,000 |
| Janesville, WI | 79 | $ 9,941,000 | $ 125,835 | $ 63,000 |
| Springfield, OH | 79 | $ 8,165,000 | $ 103,354 | $ 37,000 |
| Grand Forks, ND-MN | 78 | $ 7,503,000 | $ 96,192 | $ 54,000 |
| Greensboro-High Point, NC | 78 | $ 9,416,000 | $ 120,717 | $ 42,000 |
| Longview, WA | 78 | $ 7,629,000 | $ 97,807 | $ 38,000 |
| Bismarck, ND | 77 | $ 9,746,000 | $ 126,571 | $ 58,000 |
| Provo-Orem, UT | 77 | $ 11,912,000 | $ 154,701 | $ 41,000 |
| Grand Junction, CO | 76 | $ 11,359,000 | $ 149,460 | $ 44,000 |
| Trenton-Ewing, NJ | 75 | $ 15,102,000 | $ 201,360 | $ 63,000 |
| La Crosse, WI-MN | 74 | $ 10,506,000 | $ 141,972 | $ 80,000 |
| Fayetteville, NC | 73 | $ 8,180,000 | $ 112,054 | $ 29,000 |
| Pine Bluff, AR | 73 | $ 4,333,000 | $ 59,356 | $ 37,000 |
| Portland-South Portland-Biddeford, ME | 73 | $ 11,351,000 | $ 155,493 | $ 58,000 |
| Sandusky, OH | 73 | $ 7,864,000 | $ 107,726 | $ 32,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 73 | $ 14,352,000 | $ 196,602 | $ 73,000 |
| Santa Rosa-Petaluma, CA | 72 | $ 21,055,000 | $ 292,430 | $ 90,000 |
| Flint, MI | 70 | $ 9,870,000 | $ 141,000 | $ 37,000 |
| Visalia-Porterville, CA | 66 | $ 9,838,000 | $ 149,060 | $ 41,000 |
| Wenatchee, WA | 66 | $ 9,628,000 | $ 145,878 | $ 55,000 |
| Lansing-East Lansing, MI | 65 | $ 8,976,000 | $ 138,092 | $ 59,000 |
| Monroe, MI | 65 | $ 10,975,000 | $ 168,846 | $ 39,000 |
| Mansfield, OH | 64 | $ 5,895,000 | $ 92,109 | $ 35,000 |
| Panama City-Lynn Haven, FL | 62 | $ 5,894,000 | $ 95,064 | $ 20,000 |
| Cheyenne, WY | 60 | $ 7,988,000 | $ 133,133 | $ 50,000 |
| Albany, GA | 59 | $ 5,406,000 | $ 91,627 | $ 38,000 |
| Kingsport-Bristol-Bristol, TN-VA | 58 | $ 4,797,000 | $ 82,706 | $ 54,000 |
| Wichita Falls, TX | 58 | $ 3,570,000 | $ 61,551 | $ 6,000 |
| Laredo, TX | 57 | $ 5,960,000 | $ 104,561 | $ 0 |
| Battle Creek, MI | 56 | $ 6,549,000 | $ 116,946 | $ 14,000 |
| McAllen-Edinburg-Pharr, TX | 56 | $ 4,733,000 | $ 84,517 | $ 63,000 |
| Holland-Grand Haven, MI | 55 | $ 8,499,000 | $ 154,527 | $ 33,000 |
| Chattanooga, TN-GA | 54 | $ 5,078,000 | $ 94,037 | $ 35,000 |
| Fresno, CA | 54 | $ 6,694,000 | $ 123,962 | $ 39,000 |
| Greenville, SC | 53 | $ 6,717,000 | $ 126,735 | $ 22,000 |
| Sumter, SC | 53 | $ 6,172,000 | $ 116,452 | $ 25,000 |
| Napa, CA | 51 | $ 17,809,000 | $ 349,196 | $ 102,000 |
| Casper, WY | 50 | $ 5,444,000 | $ 108,880 | $ 55,000 |
| Muskegon-Norton Shores, MI | 50 | $ 6,241,000 | $ 124,820 | $ 19,000 |
| Idaho Falls, ID | 47 | $ 4,593,000 | $ 97,723 | $ 85,000 |
| South Bend-Mishawaka, IN-MI | 47 | $ 4,188,000 | $ 89,106 | $ 49,000 |
| Wilmington, DE-MD-NJ | 47 | $ 7,381,000 | $ 157,042 | $ 56,000 |
| Salisbury, MD | 45 | $ 7,155,000 | $ 159,000 | $ 33,000 |
| San Luis Obispo-Paso Robles, CA | 45 | $ 20,326,000 | $ 451,688 | $ 64,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 45 | $ 11,356,000 | $ 252,355 | $ 52,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 43 | $ 7,322,000 | $ 170,279 | $ 44,000 |
| Hagerstown-Martinsburg, MD-WV | 43 | $ 7,717,000 | $ 179,465 | $ 48,000 |
| Yuba City, CA | 43 | $ 7,494,000 | $ 174,279 | $ 85,000 |
| Essex County, MA | 42 | $ 9,849,000 | $ 234,500 | $ 67,000 |
| Ocala, FL | 40 | $ 3,568,000 | $ 89,200 | $ 30,000 |
| Savannah, GA | 40 | $ 5,510,000 | $ 137,750 | $ 66,000 |
| State College, PA | 40 | $ 5,853,000 | $ 146,325 | $ 19,000 |
| Winchester, VA-WV | 40 | $ 7,726,000 | $ 193,150 | $ 46,000 |
| Flagstaff, AZ | 38 | $ 5,331,000 | $ 140,289 | $ 25,000 |
| Jonesboro, AR | 38 | $ 2,418,000 | $ 63,631 | $ 25,000 |
| Augusta-Richmond County, GA-SC | 37 | $ 3,835,000 | $ 103,648 | $ 44,000 |
| Burlington, NC | 37 | $ 4,584,000 | $ 123,891 | $ 36,000 |
| Rochester, NY | 37 | $ 4,040,000 | $ 109,189 | $ 26,000 |
| Waco, TX | 37 | $ 2,718,000 | $ 73,459 | $ 12,000 |
| Atlantic City, NJ | 36 | $ 5,347,000 | $ 148,527 | $ 61,000 |
| Brownsville-Harlingen, TX | 36 | $ 3,084,000 | $ 85,666 | $ 28,000 |
| Champaign-Urbana, IL | 36 | $ 4,478,000 | $ 124,388 | $ 52,000 |
| Kokomo, IN | 36 | $ 2,887,000 | $ 80,194 | $ 34,000 |
| Niles-Benton Harbor, MI | 36 | $ 4,075,000 | $ 113,194 | $ 44,000 |
| Winston-Salem, NC | 36 | $ 4,469,000 | $ 124,138 | $ 33,000 |
| Barnstable Town, MA | 35 | $ 7,954,000 | $ 227,257 | $ 75,000 |
| Lewiston, ID-WA | 35 | $ 3,826,000 | $ 109,314 | $ 66,000 |
| Michigan City-La Porte, IN | 35 | $ 3,232,000 | $ 92,342 | $ 44,000 |
| Springfield, MA | 35 | $ 4,617,000 | $ 131,914 | $ 58,000 |
| St. George, UT | 35 | $ 4,828,000 | $ 137,942 | $ 40,000 |
| Tuscaloosa, AL | 35 | $ 3,315,000 | $ 94,714 | $ 35,000 |
| Albany-Schenectady-Troy, NY | 34 | $ 3,895,000 | $ 114,558 | $ 28,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 34 | $ 4,677,000 | $ 137,558 | $ 49,000 |
| Bloomington, IN | 33 | $ 3,230,000 | $ 97,878 | $ 33,000 |
| Jackson, MS | 33 | $ 2,858,000 | $ 86,606 | $ 34,000 |
| Santa Fe, NM | 33 | $ 4,599,000 | $ 139,363 | $ 117,000 |
| Yuma, AZ | 32 | $ 3,103,000 | $ 96,968 | $ 22,000 |
| Harrisburg-Carlisle, PA | 31 | $ 3,971,000 | $ 128,096 | $ 49,000 |
| Corvallis, OR | 30 | $ 5,323,000 | $ 177,433 | $ 89,000 |
| Elkhart-Goshen, IN | 30 | $ 2,171,000 | $ 72,366 | $ 42,000 |
| Killeen-Temple-Fort Hood, TX | 29 | $ 2,369,000 | $ 81,689 | $ 21,000 |
| Merced, CA | 29 | $ 4,868,000 | $ 167,862 | $ 27,000 |
| York-Hanover, PA | 29 | $ 3,720,000 | $ 128,275 | $ 23,000 |
| Kankakee-Bradley, IL | 28 | $ 2,949,000 | $ 105,321 | $ 15,000 |
| Lancaster, PA | 28 | $ 3,817,000 | $ 136,321 | $ 56,000 |
| Carson City, NV | 27 | $ 4,448,000 | $ 164,740 | $ 55,000 |
| Goldsboro, NC | 27 | $ 2,934,000 | $ 108,666 | $ 57,000 |
| Jackson, MI | 26 | $ 3,999,000 | $ 153,807 | $ 52,000 |
| Vero Beach, FL | 26 | $ 2,699,000 | $ 103,807 | $ 26,000 |
| Beaumont-Port Arthur, TX | 25 | $ 1,255,000 | $ 50,200 | $ 38,000 |
| Decatur, AL | 25 | $ 1,855,000 | $ 74,200 | $ 42,000 |
| El Paso, TX | 25 | $ 2,188,000 | $ 87,520 | $ 97,000 |
| Macon, GA | 25 | $ 3,479,000 | $ 139,160 | $ 39,000 |
| Roanoke, VA | 25 | $ 2,525,000 | $ 101,000 | $ 41,000 |
| Columbus, IN | 24 | $ 2,169,000 | $ 90,375 | $ 40,000 |
| Lafayette, LA | 24 | $ 1,319,000 | $ 54,958 | $ 27,000 |
| Charleston, WV | 23 | $ 1,444,000 | $ 62,782 | $ 37,000 |
| Las Cruces, NM | 23 | $ 3,220,000 | $ 140,000 | $ 38,000 |
| Monroe, LA | 23 | $ 1,347,000 | $ 58,565 | $ 64,000 |
| Pocatello, ID | 23 | $ 3,521,000 | $ 153,086 | $ 50,000 |
| Anchorage, AK | 22 | $ 4,068,000 | $ 184,909 | $ 38,000 |
| Gainesville, FL | 22 | $ 1,923,000 | $ 87,409 | $ 40,000 |
| Buffalo-Niagara Falls, NY | 21 | $ 2,430,000 | $ 115,714 | $ 127,000 |
| Florence, SC | 21 | $ 1,985,000 | $ 94,523 | $ 33,000 |
| Montgomery, AL | 21 | $ 1,625,000 | $ 77,380 | $ 652,000 |
| Morristown, TN | 21 | $ 1,835,000 | $ 87,380 | $ 122,000 |
| Odessa, TX | 21 | $ 877,000 | $ 41,761 | $ 25,000 |
| Peoria, IL | 20 | $ 1,686,000 | $ 84,300 | $ 94,000 |
| Santa Cruz-Watsonville, CA | 20 | $ 4,251,000 | $ 212,550 | $ 85,000 |
| Blacksburg-Christiansburg-Radford, VA | 19 | $ 1,496,000 | $ 78,736 | $ 26,000 |
| Lima, OH | 19 | $ 1,654,000 | $ 87,052 | $ 42,000 |
| Dover, DE | 17 | $ 1,731,000 | $ 101,823 | $ 55,000 |
| Ocean City, NJ | 17 | $ 3,161,000 | $ 185,941 | $ 78,000 |
| Hanford-Corcoran, CA | 16 | $ 1,982,000 | $ 123,875 | $ 30,000 |
| Poughkeepsie-Newburgh-Middletown, NY | 16 | $ 2,612,000 | $ 163,250 | $ 49,000 |
| Burlington-South Burlington, VT | 15 | $ 1,888,000 | $ 125,866 | $ 49,000 |
| Charlottesville, VA | 15 | $ 2,290,000 | $ 152,666 | $ 45,000 |
| Gulfport-Biloxi, MS | 15 | $ 1,445,000 | $ 96,333 | $ 48,000 |
| Mobile, AL | 15 | $ 1,472,000 | $ 98,133 | $ 29,000 |
| Syracuse, NY | 15 | $ 1,116,000 | $ 74,400 | $ 10,000 |
| Warner Robins, GA | 15 | $ 1,647,000 | $ 109,800 | $ 25,000 |
| Dothan, AL | 14 | $ 1,018,000 | $ 72,714 | $ 39,000 |
| Jacksonville, NC | 14 | $ 1,523,000 | $ 108,785 | $ 55,000 |
| Lewiston-Auburn, ME | 14 | $ 1,656,000 | $ 118,285 | $ 49,000 |
| Salinas, CA | 14 | $ 4,480,000 | $ 320,000 | $ 82,000 |
| Spartanburg, SC | 14 | $ 2,127,000 | $ 151,928 | $ 44,000 |
| Auburn-Opelika, AL | 13 | $ 1,074,000 | $ 82,615 | $ 49,000 |
| Erie, PA | 13 | $ 1,175,000 | $ 90,384 | $ 35,000 |
| Florence-Muscle Shoals, AL | 13 | $ 515,000 | $ 39,615 | $ 25,000 |
| Johnson City, TN | 13 | $ 1,088,000 | $ 83,692 | $ 40,000 |
| Reading, PA | 13 | $ 1,711,000 | $ 131,615 | $ 25,000 |
| Sherman-Denison, TX | 13 | $ 1,070,000 | $ 82,307 | $ 16,000 |
| Columbus, GA-AL | 12 | $ 1,374,000 | $ 114,500 | $ 41,000 |
| Decatur, IL | 12 | $ 900,000 | $ 75,000 | $ 27,000 |
| Logan, UT-ID | 12 | $ 1,869,000 | $ 155,750 | $ 35,000 |
| Muncie, IN | 12 | $ 892,000 | $ 74,333 | $ 33,000 |
| Punta Gorda, FL | 12 | $ 1,313,000 | $ 109,416 | $ 60,000 |
| Rocky Mount, NC | 12 | $ 1,176,000 | $ 98,000 | $ 53,000 |
| College Station-Bryan, TX | 11 | $ 1,032,000 | $ 93,818 | $ 49,000 |
| Vineland-Millville-Bridgeton, NJ | 11 | $ 1,229,000 | $ 111,727 | $ 29,000 |
| Elizabethtown, KY | 10 | $ 716,000 | $ 71,600 | $ 39,000 |
| Farmington, NM | 10 | $ 857,000 | $ 85,700 | $ 34,000 |
| Greenville, NC | 10 | $ 629,000 | $ 62,900 | $ 29,000 |
| Huntington-Ashland, WV-KY-OH | 10 | $ 799,000 | $ 79,900 | $ 49,000 |
| Rome, GA | 10 | $ 1,002,000 | $ 100,200 | $ 29,000 |
| Scranton--Wilkes-Barre, PA | 10 | $ 837,000 | $ 83,700 | $ 46,000 |
| Valdosta, GA | 10 | $ 453,000 | $ 45,300 | $ 39,000 |
| Victoria, TX | 10 | $ 741,000 | $ 74,100 | $ 27,000 |
| Binghamton, NY | 9 | $ 843,000 | $ 93,666 | $ 39,000 |
| Brunswick, GA | 9 | $ 1,276,000 | $ 141,777 | $ 40,000 |
| El Centro, CA | 9 | $ 1,134,000 | $ 126,000 | $ 30,000 |
| Houma-Bayou Cane-Thibodaux, LA | 9 | $ 609,000 | $ 67,666 | $ 22,000 |
| Johnstown, PA | 9 | $ 376,000 | $ 41,777 | $ 35,000 |
| Morgantown, WV | 9 | $ 533,000 | $ 59,222 | $ 40,000 |
| Altoona, PA | 8 | $ 334,000 | $ 41,750 | $ 34,000 |
| Hinesville-Fort Stewart, GA | 8 | $ 987,000 | $ 123,375 | $ 30,000 |
| Longview, TX | 8 | $ 601,000 | $ 75,125 | $ 57,000 |
| Madera, CA | 8 | $ 1,033,000 | $ 129,125 | $ 39,000 |
| Pittsfield, MA | 8 | $ 1,239,000 | $ 154,875 | $ 94,000 |
| Anniston-Oxford, AL | 7 | $ 460,000 | $ 65,714 | $ 19,000 |
| Glens Falls, NY | 7 | $ 829,000 | $ 118,428 | $ 38,000 |
| Lake Charles, LA | 7 | $ 557,000 | $ 79,571 | $ 12,000 |
| Lynchburg, VA | 7 | $ 733,000 | $ 104,714 | $ 15,000 |
| Saginaw-Saginaw Township North, MI | 7 | $ 1,057,000 | $ 151,000 | $ 21,000 |
| Tyler, TX | 7 | $ 567,000 | $ 81,000 | $ 53,000 |
| Athens-Clarke County, GA | 6 | $ 803,000 | $ 133,833 | $ 33,000 |
| Bay City, MI | 6 | $ 689,000 | $ 114,833 | $ 15,000 |
| Dalton, GA | 6 | $ 429,000 | $ 71,500 | $ 36,000 |
| Hattiesburg, MS | 6 | $ 473,000 | $ 78,833 | $ 34,000 |
| Jackson, TN | 6 | $ 461,000 | $ 76,833 | $ 34,000 |
| Midland, TX | 6 | $ 400,000 | $ 66,666 | $ 32,000 |
| San Angelo, TX | 6 | $ 524,000 | $ 87,333 | $ 3,000 |
| Amarillo, TX | 5 | $ 455,000 | $ 91,000 | $ 10,000 |
| Elmira, NY | 5 | $ 351,000 | $ 70,200 | $ 24,000 |
| Gadsden, AL | 5 | $ 358,000 | $ 71,600 | $ 38,000 |
| Harrisonburg, VA | 5 | $ 377,000 | $ 75,400 | $ 57,000 |
| Kingston, NY | 5 | $ 723,000 | $ 144,600 | $ 35,000 |
| Lebanon, PA | 5 | $ 703,000 | $ 140,600 | $ 48,000 |
| Pascagoula, MS | 5 | $ 549,000 | $ 109,800 | $ 53,000 |
| Anderson, SC | 4 | $ 616,000 | $ 154,000 | $ 54,000 |
| Bangor, ME | 4 | $ 490,000 | $ 122,500 | $ 41,000 |
| Danville, IL | 4 | $ 210,000 | $ 52,500 | $ 76,000 |
| Fairbanks, AK | 4 | $ 444,000 | $ 111,000 | $ 71,000 |
| Ithaca, NY | 4 | $ 541,000 | $ 135,250 | $ 79,000 |
| Texarkana, Tx-Texarkana, AR | 4 | $ 401,000 | $ 100,250 | $ 12,000 |
| Danville, VA | 3 | $ 260,000 | $ 86,666 | $ 7,000 |
| Weirton-Steubenville, WV-OH | 3 | $ 148,000 | $ 49,333 | $ 31,000 |
| Abilene, TX | 2 | $ 133,000 | $ 66,500 | $ 0 |
| Cumberland, MD-WV | 2 | $ 217,000 | $ 108,500 | $ 65,000 |
| Parkersburg-Marietta, WV-OH | 2 | $ 336,000 | $ 168,000 | $ 42,000 |
| Utica-Rome, NY | 2 | $ 153,000 | $ 76,500 | $ 0 |
| Lubbock, TX | 1 | $ 189,000 | $ 189,000 | $ 134,000 |
| Wheeling, WV-OH | 1 | $ 56,000 | $ 56,000 | $ 33,000 |
| Williamsport, PA | 1 | $ 48,000 | $ 48,000 | $ 84,000 |
Mortgage Loan Application Detail Totals for US Bank, N.A. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 82,913 | $10,891,066,000 | $146,711 | $13,265,000 | $59,019 | $9,999,000 |
| Refinancing | 68,481 | $10,767,172,000 | $149,627 | $8,671,000 | $53,705 | $8,000,000 |
| Home Improvement | 157 | $54,031,000 | $452,307 | $24,247,000 | $179,461 | $1,322,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 79,387 | $10,760,531,000 | $140,634 | $5,600,000 | $69,115 | $9,999,000 |
| Not applicable | 50,574 | $7,638,259,000 | $155,307 | $24,247,000 | $9,673 | $9,999,000 |
| Not Provided | 9,004 | $1,527,615,000 | $154,442 | $6,500,000 | $84,923 | $8,000,000 |
| Black or African American | 4,604 | $543,416,000 | $129,800 | $2,100,000 | $68,066 | $9,999,000 |
| Hispanic | 4,064 | $530,312,000 | $121,300 | $1,100,000 | $48,580 | $1,650,000 |
| Asian | 3,185 | $618,436,000 | $177,638 | $1,500,000 | $80,170 | $2,076,000 |
| American Indian or Alaskan Native | 460 | $48,289,000 | $128,456 | $684,000 | $57,586 | $635,000 |
| Native Hawaiian or Other Pacific Islander | 273 | $45,411,000 | $141,525 | $1,000,000 | $57,350 | $3,315,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 116,457 | $17,617,336,000 | $148,865 | $24,247,000 | $67,576 | $9,999,000 |
| FHA-insured (Federal Housing Administration) | 30,590 | $3,551,632,000 | $121,843 | $558,000 | $20,117 | $1,282,000 |
| VA-guaranteed (Veterans Administration) | 3,435 | $452,671,000 | $135,431 | $334,000 | $17,490 | $224,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1,069 | $90,630,000 | $94,833 | $261,000 | $12,791 | $60,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 77,341 | $11,329,517,000 | $147,673 | $24,247,000 | $79,788 | $9,999,000 |
| Loan Purchased By The Institution | 49,988 | $7,341,614,000 | $151,294 | $1,000,000 | $627 | $831,000 |
| Application Denied By Financial Institution | 10,551 | $995,215,000 | $115,596 | $9,228,000 | $54,730 | $9,999,000 |
| Application Approved But Not Accepted | 5,037 | $739,675,000 | $146,880 | $4,400,000 | $53,980 | $1,977,000 |
| Application Withdrawn By Applicant | 4,708 | $727,056,000 | $158,392 | $2,862,000 | $82,666 | $9,999,000 |
| File Closed For Incompleteness | 2,253 | $376,049,000 | $156,240 | $2,000,000 | $67,560 | $1,080,000 |
| Preapproval Denied by Financial Institution | 1,673 | $203,143,000 | $121,000 | $1,350,000 | $46,000 | $426,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 5,212 | $449,218,000 | $108,269 | $9,228,000 | $54,038 | $9,999,000 |
| Other | 2,648 | $239,567,000 | $114,607 | $1,950,000 | $56,078 | $4,819,000 |
| Debt-To-Income Ratio | 2,444 | $286,066,000 | $133,840 | $1,115,000 | $45,540 | $900,000 |
| Collateral | 1,284 | $150,343,000 | $118,187 | $1,400,000 | $68,958 | $4,042,000 |
| Unverifiable Information | 223 | $26,914,000 | $128,111 | $600,000 | $42,000 | $633,000 |
| Employment History | 223 | $25,811,000 | $124,696 | $500,000 | $40,757 | $263,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 146 | $12,694,000 | $96,758 | $320,000 | $46,965 | $250,000 |
| Credit Application Incomplete | 43 | $7,413,000 | $156,444 | $520,000 | $95,166 | $648,000 |
| Mortgage Insurance Denied | 1 | $332,000 | $332,000 | $332,000 | $29,000 | $29,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into US Bank, N.A.'s 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess US Bank, N.A.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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