Firefly
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Firefly 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Firefly 1400 Riverwood Dr Burnsville, MN 55337 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,266 |
| Total Mortgage Loan Application Amount | $152,910,000 |
| Average Mortgage Loan Application Amount | $100,666 |
| Highest Mortgage Loan Application Amount | $600,000 |
| Average Applicant Income | $81,000 |
| Highest Applicant Income | $505,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Firefly. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Firefly's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Firefly's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Firefly serves its applicants.
Each category highlights the total number of mortgage applications processed by Firefly, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Firefly's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Hennepin County Minnesota | 356 | $ 40,502,000 | $ 113,000 | $ 81,000 |
| Dakota County Minnesota | 170 | $ 21,342,000 | $ 125,000 | $ 91,000 |
| Anoka County Minnesota | 104 | $ 11,956,000 | $ 114,000 | $ 80,000 |
| Ramsey County Minnesota | 89 | $ 10,401,000 | $ 116,000 | $ 87,000 |
| Scott County Minnesota | 48 | $ 7,858,000 | $ 163,000 | $ 99,000 |
| Washington County Minnesota | 31 | $ 4,566,000 | $ 147,000 | $ 105,000 |
| Rice County Minnesota | 26 | $ 3,365,000 | $ 129,000 | $ 81,000 |
| Carver County Minnesota | 23 | $ 3,391,000 | $ 147,000 | $ 86,000 |
| Wright County Minnesota | 19 | $ 2,299,000 | $ 121,000 | $ 81,000 |
| Sherburne County Minnesota | 10 | $ 1,156,000 | $ 115,000 | $ 78,000 |
| Goodhue County Minnesota | 9 | $ 1,372,000 | $ 152,000 | $ 195,000 |
| Fayette County Georgia | 6 | $ 466,000 | $ 77,000 | $ 80,000 |
| Cass County Minnesota | 6 | $ 708,000 | $ 118,000 | $ 73,000 |
| Chisago County Minnesota | 6 | $ 729,000 | $ 121,000 | $ 71,000 |
| Crow Wing County Minnesota | 6 | $ 586,000 | $ 97,000 | $ 60,000 |
| St. Louis County Minnesota | 6 | $ 653,000 | $ 108,000 | $ 68,000 |
| Aitkin County Minnesota | 5 | $ 492,000 | $ 98,000 | $ 63,000 |
| Barron County Wisconsin | 5 | $ 608,000 | $ 121,000 | $ 106,000 |
| Pierce County Wisconsin | 5 | $ 814,000 | $ 162,000 | $ 91,000 |
| Coweta County Georgia | 4 | $ 476,000 | $ 119,000 | $ 51,000 |
| DeKalb County Georgia | 4 | $ 466,000 | $ 116,000 | $ 91,000 |
| Fulton County Georgia | 4 | $ 219,000 | $ 54,000 | $ 83,000 |
| Henry County Georgia | 4 | $ 320,000 | $ 80,000 | $ 81,000 |
| Hubbard County Minnesota | 4 | $ 381,000 | $ 95,000 | $ 110,000 |
| McLeod County Minnesota | 4 | $ 355,000 | $ 88,000 | $ 104,000 |
| Stearns County Minnesota | 4 | $ 499,000 | $ 124,000 | $ 95,000 |
| Shelby County Tennessee | 4 | $ 427,000 | $ 106,000 | $ 81,000 |
| Clayton County Georgia | 3 | $ 208,000 | $ 69,000 | $ 71,000 |
| Kanabec County Minnesota | 3 | $ 181,000 | $ 60,000 | $ 75,000 |
| Morrison County Minnesota | 3 | $ 338,000 | $ 112,000 | $ 63,000 |
| Otter Tail County Minnesota | 3 | $ 529,000 | $ 176,000 | $ 167,000 |
| DeSoto County Mississippi | 3 | $ 214,000 | $ 71,000 | $ 82,000 |
| St. Croix County Wisconsin | 3 | $ 672,000 | $ 224,000 | $ 121,000 |
| Hillsborough County Florida | 2 | $ 428,000 | $ 214,000 | $ 139,000 |
| Forsyth County Georgia | 2 | $ 169,000 | $ 84,000 | $ 76,000 |
| Carlton County Minnesota | 2 | $ 322,000 | $ 161,000 | $ 76,000 |
| Douglas County Minnesota | 2 | $ 164,000 | $ 82,000 | $ 71,000 |
| Isanti County Minnesota | 2 | $ 312,000 | $ 156,000 | $ 118,000 |
| Itasca County Minnesota | 2 | $ 240,000 | $ 120,000 | $ 75,000 |
| Kandiyohi County Minnesota | 2 | $ 110,000 | $ 55,000 | $ 62,000 |
| Mille Lacs County Minnesota | 2 | $ 157,000 | $ 78,000 | $ 98,000 |
| Murray County Minnesota | 2 | $ 471,000 | $ 235,000 | $ 130,000 |
| Olmsted County Minnesota | 2 | $ 262,000 | $ 131,000 | $ 60,000 |
| Pine County Minnesota | 2 | $ 205,000 | $ 102,000 | $ 106,000 |
| Pope County Minnesota | 2 | $ 147,000 | $ 73,000 | $ 78,000 |
| Polk County Wisconsin | 2 | $ 218,000 | $ 109,000 | $ 80,000 |
| Sawyer County Wisconsin | 2 | $ 135,000 | $ 67,000 | $ 87,000 |
| Pima County Arizona | 1 | $ 216,000 | $ 216,000 | $ 199,000 |
| Pinal County Arizona | 1 | $ 22,000 | $ 22,000 | $ 97,000 |
| Yavapai County Arizona | 1 | $ 230,000 | $ 230,000 | $ 58,000 |
| Broward County Florida | 1 | $ 78,000 | $ 78,000 | $ 83,000 |
| Collier County Florida | 1 | $ 168,000 | $ 168,000 | $ 62,000 |
| Lee County Florida | 1 | $ 123,000 | $ 123,000 | $ 50,000 |
| Nassau County Florida | 1 | $ 504,000 | $ 504,000 | $ 505,000 |
| Pinellas County Florida | 1 | $ 72,000 | $ 72,000 | $ 109,000 |
| Santa Rosa County Florida | 1 | $ 80,000 | $ 80,000 | $ 106,000 |
| Seminole County Florida | 1 | $ 15,000 | $ 15,000 | $ 20,000 |
| Volusia County Florida | 1 | $ 67,000 | $ 67,000 | $ 52,000 |
| Butts County Georgia | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Cobb County Georgia | 1 | $ 144,000 | $ 144,000 | $ 71,000 |
| Gwinnett County Georgia | 1 | $ 108,000 | $ 108,000 | $ 65,000 |
| Monroe County Georgia | 1 | $ 88,000 | $ 88,000 | $ 81,000 |
| Newton County Georgia | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Paulding County Georgia | 1 | $ 98,000 | $ 98,000 | $ 122,000 |
| Rockdale County Georgia | 1 | $ 327,000 | $ 327,000 | $ 118,000 |
| Spalding County Georgia | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Union County Georgia | 1 | $ 180,000 | $ 180,000 | $ 98,000 |
| Upson County Georgia | 1 | $ 43,000 | $ 43,000 | $ 254,000 |
| Blue Earth County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| Cook County Minnesota | 1 | $ 145,000 | $ 145,000 | $ 105,000 |
| Houston County Minnesota | 1 | $ 38,000 | $ 38,000 | $ 100,000 |
| Lake County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 53,000 |
| Meeker County Minnesota | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Polk County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 49,000 |
| Renville County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Sibley County Minnesota | 1 | $ 170,000 | $ 170,000 | $ 31,000 |
| Steele County Minnesota | 1 | $ 53,000 | $ 53,000 | $ 63,000 |
| Waseca County Minnesota | 1 | $ 100,000 | $ 100,000 | $ 50,000 |
| Lauderdale County Mississippi | 1 | $ 49,000 | $ 49,000 | $ 48,000 |
| Franklin County Tennessee | 1 | $ 136,000 | $ 136,000 | $ 51,000 |
| Sullivan County Tennessee | 1 | $ 199,000 | $ 199,000 | $ 52,000 |
| Burnett County Wisconsin | 1 | $ 89,000 | $ 89,000 | $ 114,000 |
| Chippewa County Wisconsin | 1 | $ 50,000 | $ 50,000 | $ 144,000 |
| Dunn County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 171,000 |
| Eau Claire County Wisconsin | 1 | $ 62,000 | $ 62,000 | $ 29,000 |
| Juneau County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 38,000 |
| Washburn County Wisconsin | 1 | $ 204,000 | $ 204,000 | $ 103,000 |
Mortgage Loan Application Detail Totals for Firefly in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 844 | $108,805,000 | $128,000 | $600,000 | $86,000 | $420,000 |
| Home Purchase | 274 | $39,812,000 | $145,000 | $504,000 | $72,000 | $505,000 |
| Home Improvement | 148 | $4,293,000 | $29,000 | $99,000 | $85,000 | $360,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 711 | $89,203,000 | $125,000 | $600,000 | $86,000 | $505,000 |
| Not Provided | 481 | $53,991,000 | $112,000 | $417,000 | $79,000 | $420,000 |
| Black or African American | 35 | $4,231,000 | $120,000 | $327,000 | $64,000 | $179,000 |
| Asian | 25 | $3,760,000 | $150,000 | $405,000 | $91,000 | $188,000 |
| Hispanic | 8 | $1,117,000 | $139,000 | $284,000 | $86,000 | $169,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $188,000 | $62,000 | $70,000 | $61,000 | $75,000 |
| American Indian or Alaskan Native | 3 | $420,000 | $140,000 | $185,000 | $70,000 | $90,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,266 | $152,910,000 | $120,000 | $600,000 | $83,000 | $505,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 753 | $79,172,000 | $105,000 | $600,000 | $87,000 | $505,000 |
| Application Approved But Not Accepted | 206 | $31,241,000 | $151,000 | $417,000 | $88,000 | $253,000 |
| Application Denied By Financial Institution | 133 | $17,612,000 | $132,000 | $360,000 | $64,000 | $210,000 |
| Application Withdrawn By Applicant | 94 | $13,734,000 | $146,000 | $360,000 | $86,000 | $230,000 |
| Preapproval Denied by Financial Institution | 41 | $4,998,000 | $121,000 | $350,000 | $48,000 | $118,000 |
| Preapproval Approved but not Accepted | 32 | $5,172,000 | $161,000 | $400,000 | $81,000 | $296,000 |
| File Closed For Incompleteness | 7 | $981,000 | $140,000 | $252,000 | $47,000 | $68,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Firefly's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Firefly's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Minnesota, download the full spreadsheet
with aggregated HMDA statistics today.