Genisys Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2017
Genisys Credit Union 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Genisys Credit Union 2100 Executive Hills Blvd Auburn Hills, MI 48326 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 |
| Total Number of Mortgage Applications | 3,854 |
| Total Mortgage Loan Application Amount | $212,278,000 |
| Average Mortgage Loan Application Amount | $84,333 |
| Highest Mortgage Loan Application Amount | $749,000 |
| Average Applicant Income | $85,666 |
| Highest Applicant Income | $1,356,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Genisys Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Genisys Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Genisys Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Genisys Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Genisys Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Genisys Credit Union's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 1,489 | $ 115,400,000 | $ 77,000 | $ 89,000 |
| Macomb County Michigan | 372 | $ 26,276,000 | $ 70,000 | $ 83,000 |
| Genesee County Michigan | 365 | $ 12,383,000 | $ 33,000 | $ 72,000 |
| Wayne County Michigan | 312 | $ 10,275,000 | $ 32,000 | $ 78,000 |
| St. Clair County Michigan | 134 | $ 7,981,000 | $ 59,000 | $ 82,000 |
| Kent County Michigan | 127 | $ 1,304,000 | $ 10,000 | $ 69,000 |
| Livingston County Michigan | 125 | $ 4,113,000 | $ 32,000 | $ 103,000 |
| Lapeer County Michigan | 84 | $ 4,476,000 | $ 53,000 | $ 83,000 |
| Kalamazoo County Michigan | 77 | $ 764,000 | $ 9,000 | $ 87,000 |
| Washtenaw County Michigan | 59 | $ 2,599,000 | $ 44,000 | $ 79,000 |
| Calhoun County Michigan | 39 | $ 383,000 | $ 9,000 | $ 73,000 |
| Tuscola County Michigan | 38 | $ 1,703,000 | $ 44,000 | $ 68,000 |
| Lenawee County Michigan | 29 | $ 475,000 | $ 16,000 | $ 65,000 |
| Saginaw County Michigan | 27 | $ 467,000 | $ 17,000 | $ 58,000 |
| Ottawa County Michigan | 26 | $ 590,000 | $ 22,000 | $ 72,000 |
| Ingham County Michigan | 25 | $ 707,000 | $ 28,000 | $ 76,000 |
| Midland County Michigan | 22 | $ 244,000 | $ 11,000 | $ 69,000 |
| Monroe County Michigan | 21 | $ 382,000 | $ 18,000 | $ 75,000 |
| Muskegon County Michigan | 18 | $ 212,000 | $ 11,000 | $ 49,000 |
| Berrien County Michigan | 17 | $ 126,000 | $ 7,000 | $ 66,000 |
| Grand Traverse County Michigan | 17 | $ 240,000 | $ 14,000 | $ 123,000 |
| Montgomery County Pennsylvania | 17 | $ 1,418,000 | $ 83,000 | $ 141,000 |
| Emmet County Michigan | 16 | $ 407,000 | $ 25,000 | $ 100,000 |
| Sanilac County Michigan | 16 | $ 761,000 | $ 47,000 | $ 68,000 |
| Bay County Michigan | 15 | $ 197,000 | $ 13,000 | $ 85,000 |
| Ramsey County Minnesota | 14 | $ 1,270,000 | $ 90,000 | $ 107,000 |
| Gladwin County Michigan | 13 | $ 385,000 | $ 29,000 | $ 65,000 |
| Huron County Michigan | 13 | $ 361,000 | $ 27,000 | $ 63,000 |
| Jackson County Michigan | 13 | $ 381,000 | $ 29,000 | $ 84,000 |
| Anoka County Minnesota | 13 | $ 861,000 | $ 66,000 | $ 184,000 |
| Allegan County Michigan | 12 | $ 160,000 | $ 13,000 | $ 65,000 |
| Roscommon County Michigan | 12 | $ 409,000 | $ 34,000 | $ 69,000 |
| Shiawassee County Michigan | 12 | $ 719,000 | $ 59,000 | $ 62,000 |
| Dakota County Minnesota | 11 | $ 1,047,000 | $ 95,000 | $ 122,000 |
| St. Joseph County Michigan | 9 | $ 71,000 | $ 7,000 | $ 76,000 |
| Van Buren County Michigan | 8 | $ 62,000 | $ 7,000 | $ 84,000 |
| Leelanau County Michigan | 7 | $ 98,000 | $ 14,000 | $ 94,000 |
| Hennepin County Minnesota | 7 | $ 585,000 | $ 83,000 | $ 95,000 |
| Alpena County Michigan | 6 | $ 90,000 | $ 15,000 | $ 49,000 |
| Antrim County Michigan | 6 | $ 105,000 | $ 17,000 | $ 116,000 |
| Charlevoix County Michigan | 6 | $ 313,000 | $ 52,000 | $ 74,000 |
| Iosco County Michigan | 6 | $ 283,000 | $ 47,000 | $ 107,000 |
| Mecosta County Michigan | 6 | $ 462,000 | $ 77,000 | $ 87,000 |
| Ogemaw County Michigan | 6 | $ 47,000 | $ 7,000 | $ 49,000 |
| Chester County Pennsylvania | 6 | $ 696,000 | $ 116,000 | $ 163,000 |
| Arenac County Michigan | 5 | $ 166,000 | $ 33,000 | $ 109,000 |
| Barry County Michigan | 5 | $ 98,000 | $ 19,000 | $ 57,000 |
| Clare County Michigan | 5 | $ 250,000 | $ 50,000 | $ 43,000 |
| Clinton County Michigan | 5 | $ 65,000 | $ 13,000 | $ 88,000 |
| Eaton County Michigan | 5 | $ 63,000 | $ 12,000 | $ 78,000 |
| Isabella County Michigan | 5 | $ 99,000 | $ 19,000 | $ 65,000 |
| Manistee County Michigan | 5 | $ 56,000 | $ 11,000 | $ 68,000 |
| Wexford County Michigan | 5 | $ 59,000 | $ 11,000 | $ 110,000 |
| Bucks County Pennsylvania | 5 | $ 375,000 | $ 75,000 | $ 131,000 |
| Riverside County California | 4 | $ 724,000 | $ 181,000 | $ 195,000 |
| Crawford County Michigan | 4 | $ 305,000 | $ 76,000 | $ 144,000 |
| Newaygo County Michigan | 4 | $ 170,000 | $ 42,000 | $ 48,000 |
| Osceola County Michigan | 4 | $ 66,000 | $ 16,000 | $ 72,000 |
| Otsego County Michigan | 4 | $ 176,000 | $ 44,000 | $ 139,000 |
| Scott County Minnesota | 4 | $ 267,000 | $ 66,000 | $ 104,000 |
| Orange County California | 3 | $ 90,000 | $ 30,000 | $ 92,000 |
| Broward County Florida | 3 | $ 155,000 | $ 51,000 | $ 510,000 |
| Forsyth County Georgia | 3 | $ 163,000 | $ 54,000 | $ 122,000 |
| Benzie County Michigan | 3 | $ 29,000 | $ 9,000 | $ 91,000 |
| Hillsdale County Michigan | 3 | $ 216,000 | $ 72,000 | $ 72,000 |
| Ionia County Michigan | 3 | $ 41,000 | $ 13,000 | $ 60,000 |
| Oscoda County Michigan | 3 | $ 148,000 | $ 49,000 | $ 102,000 |
| Presque Isle County Michigan | 3 | $ 23,000 | $ 7,000 | $ 290,000 |
| Washington County Minnesota | 3 | $ 305,000 | $ 101,000 | $ 102,000 |
| Wake County North Carolina | 3 | $ 789,000 | $ 263,000 | $ 143,000 |
| Collier County Florida | 2 | $ 105,000 | $ 52,000 | $ 125,000 |
| Pinellas County Florida | 2 | $ 81,000 | $ 40,000 | $ 185,000 |
| Fulton County Georgia | 2 | $ 70,000 | $ 35,000 | $ 98,000 |
| Alcona County Michigan | 2 | $ 56,000 | $ 28,000 | $ 72,000 |
| Branch County Michigan | 2 | $ 35,000 | $ 17,000 | $ 72,000 |
| Cass County Michigan | 2 | $ 15,000 | $ 7,000 | $ 62,000 |
| Cheboygan County Michigan | 2 | $ 98,000 | $ 49,000 | $ 93,000 |
| Gratiot County Michigan | 2 | $ 15,000 | $ 7,000 | $ 72,000 |
| Lake County Michigan | 2 | $ 120,000 | $ 60,000 | $ 81,000 |
| Mason County Michigan | 2 | $ 50,000 | $ 25,000 | $ 37,000 |
| Montcalm County Michigan | 2 | $ 218,000 | $ 109,000 | $ 179,000 |
| Sherburne County Minnesota | 2 | $ 130,000 | $ 65,000 | $ 140,000 |
| St. Charles County Missouri | 2 | $ 128,000 | $ 64,000 | $ 140,000 |
| Somerset County New Jersey | 2 | $ 40,000 | $ 20,000 | $ 207,000 |
| Washington County Oregon | 2 | $ 95,000 | $ 47,000 | $ 80,000 |
| Delaware County Pennsylvania | 2 | $ 280,000 | $ 140,000 | $ 132,000 |
| Madison County Virginia | 2 | $ 120,000 | $ 60,000 | $ 235,000 |
| Maricopa County Arizona | 1 | $ 35,000 | $ 35,000 | $ 94,000 |
| Yavapai County Arizona | 1 | $ 40,000 | $ 40,000 | $ 21,000 |
| Garland County Arkansas | 1 | $ 140,000 | $ 140,000 | $ 49,000 |
| El Dorado County California | 1 | $ 49,000 | $ 49,000 | $ 118,000 |
| Los Angeles County California | 1 | $ 118,000 | $ 118,000 | $ 65,000 |
| San Bernardino County California | 1 | $ 24,000 | $ 24,000 | $ 60,000 |
| San Diego County California | 1 | $ 120,000 | $ 120,000 | $ 172,000 |
| Ventura County California | 1 | $ 269,000 | $ 269,000 | $ 229,000 |
| Boulder County Colorado | 1 | $ 167,000 | $ 167,000 | $ 102,000 |
| Charlotte County Florida | 1 | $ 150,000 | $ 150,000 | $ 325,000 |
| Marion County Florida | 1 | $ 14,000 | $ 14,000 | $ 50,000 |
| Miami-Dade County Florida | 1 | $ 44,000 | $ 44,000 | $ 19,000 |
| Osceola County Florida | 1 | $ 95,000 | $ 95,000 | $ 95,000 |
| Sarasota County Florida | 1 | $ 111,000 | $ 111,000 | $ 49,000 |
| Gwinnett County Georgia | 1 | $ 105,000 | $ 105,000 | $ 85,000 |
| Hall County Georgia | 1 | $ 124,000 | $ 124,000 | $ 44,000 |
| St. Joseph County Indiana | 1 | $ 30,000 | $ 30,000 | $ 75,000 |
| Sedgwick County Kansas | 1 | $ 20,000 | $ 20,000 | $ 43,000 |
| Jefferson County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 98,000 |
| Middlesex County Massachusetts | 1 | $ 11,000 | $ 11,000 | $ 110,000 |
| Norfolk County Massachusetts | 1 | $ 136,000 | $ 136,000 | $ 276,000 |
| Alger County Michigan | 1 | $ 28,000 | $ 28,000 | $ 90,000 |
| Baraga County Michigan | 1 | $ 21,000 | $ 21,000 | $ 47,000 |
| Kalkaska County Michigan | 1 | $ 118,000 | $ 118,000 | $ 40,000 |
| Marquette County Michigan | 1 | $ 23,000 | $ 23,000 | $ 42,000 |
| Missaukee County Michigan | 1 | $ 13,000 | $ 13,000 | $ 60,000 |
| Oceana County Michigan | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Chisago County Minnesota | 1 | $ 37,000 | $ 37,000 | $ 144,000 |
| Morrison County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 209,000 |
| Camden County New Jersey | 1 | $ 25,000 | $ 25,000 | $ 169,000 |
| Gloucester County New Jersey | 1 | $ 130,000 | $ 130,000 | $ 207,000 |
| Hunterdon County New Jersey | 1 | $ 18,000 | $ 18,000 | $ 158,000 |
| Monmouth County New Jersey | 1 | $ 78,000 | $ 78,000 | $ 57,000 |
| Davidson County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 13,000 |
| Guilford County North Carolina | 1 | $ 30,000 | $ 30,000 | $ 137,000 |
| Mecklenburg County North Carolina | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Berks County Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 98,000 |
| Lancaster County Pennsylvania | 1 | $ 35,000 | $ 35,000 | $ 104,000 |
| Perry County Pennsylvania | 1 | $ 62,000 | $ 62,000 | $ 116,000 |
| Spartanburg County South Carolina | 1 | $ 130,000 | $ 130,000 | $ 108,000 |
| DeKalb County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 62,000 |
| Lawrence County Tennessee | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Salt Lake County Utah | 1 | $ 18,000 | $ 18,000 | $ 117,000 |
| Fairfax County Virginia | 1 | $ 55,000 | $ 55,000 | $ 108,000 |
| Fauquier County Virginia | 1 | $ 22,000 | $ 22,000 | $ 195,000 |
| Loudoun County Virginia | 1 | $ 25,000 | $ 25,000 | $ 155,000 |
| Pierce County Wisconsin | 1 | $ 40,000 | $ 40,000 | $ 96,000 |
| St. Croix County Wisconsin | 1 | $ 150,000 | $ 150,000 | $ 121,000 |
Mortgage Loan Application Detail Totals for Genisys Credit Union in 2017
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,168 | $45,860,000 | $21,000 | $400,000 | $84,000 | $1,260,000 |
| Refinancing | 1,319 | $112,043,000 | $84,000 | $600,000 | $87,000 | $1,356,000 |
| Home Purchase | 367 | $54,375,000 | $148,000 | $749,000 | $86,000 | $452,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,761 | $165,046,000 | $59,000 | $749,000 | $87,000 | $1,356,000 |
| Not Provided | 746 | $30,664,000 | $41,000 | $425,000 | $81,000 | $653,000 |
| Black or African American | 186 | $7,351,000 | $39,000 | $402,000 | $71,000 | $447,000 |
| Hispanic | 83 | $4,073,000 | $49,000 | $275,000 | $75,000 | $200,000 |
| Asian | 66 | $4,846,000 | $73,000 | $400,000 | $122,000 | $456,000 |
| American Indian or Alaskan Native | 8 | $149,000 | $18,000 | $50,000 | $62,000 | $149,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $149,000 | $37,000 | $107,000 | $55,000 | $103,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,852 | $212,026,000 | $55,000 | $749,000 | $85,000 | $1,356,000 |
| FHA-insured (Federal Housing Administration) | 2 | $252,000 | $126,000 | $139,000 | $84,000 | $103,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,398 | $137,514,000 | $57,000 | $749,000 | $89,000 | $750,000 |
| Application Denied By Financial Institution | 1,298 | $64,260,000 | $49,000 | $420,000 | $78,000 | $1,356,000 |
| Application Approved But Not Accepted | 104 | $5,186,000 | $49,000 | $394,000 | $74,000 | $217,000 |
| Application Withdrawn By Applicant | 54 | $5,318,000 | $98,000 | $400,000 | $112,000 | $1,260,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Genisys Credit Union's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Genisys Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.