Usa Home Loans Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Usa Home Loans Inc 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usa Home Loans Inc 8725 Loch Raven Blvd Suite 205 Towson, MD 21286 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 |
| Total Number of Mortgage Applications | 2,427 |
| Total Mortgage Loan Application Amount | $426,556,000 |
| Average Mortgage Loan Application Amount | $171,000 |
| Highest Mortgage Loan Application Amount | $630,000 |
| Average Applicant Income | $63,000 |
| Highest Applicant Income | $1,813,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Usa Home Loans Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usa Home Loans Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Usa Home Loans Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usa Home Loans Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Usa Home Loans Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usa Home Loans Inc's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Baltimore County Maryland | 248 | $ 50,847,000 | $ 205,000 | $ 67,000 |
| Baltimore City County Maryland | 195 | $ 30,980,000 | $ 158,000 | $ 54,000 |
| Prince George's County Maryland | 136 | $ 34,067,000 | $ 250,000 | $ 78,000 |
| Harford County Maryland | 118 | $ 27,806,000 | $ 235,000 | $ 112,000 |
| Hidalgo County Texas | 58 | $ 6,669,000 | $ 114,000 | $ 55,000 |
| Anne Arundel County Maryland | 51 | $ 13,610,000 | $ 266,000 | $ 78,000 |
| New Castle County Delaware | 28 | $ 5,466,000 | $ 195,000 | $ 68,000 |
| Franklin County Ohio | 27 | $ 3,466,000 | $ 128,000 | $ 52,000 |
| Montgomery County Ohio | 27 | $ 3,048,000 | $ 112,000 | $ 49,000 |
| York County Pennsylvania | 26 | $ 5,255,000 | $ 202,000 | $ 76,000 |
| Charles County Maryland | 24 | $ 5,610,000 | $ 233,000 | $ 71,000 |
| Jefferson County Alabama | 23 | $ 2,692,000 | $ 117,000 | $ 48,000 |
| Wichita County Texas | 23 | $ 2,132,000 | $ 92,000 | $ 44,000 |
| St. Louis County Missouri | 22 | $ 2,650,000 | $ 120,000 | $ 48,000 |
| District of Columbia County District Of Columbia | 20 | $ 4,978,000 | $ 248,000 | $ 65,000 |
| Hamilton County Ohio | 20 | $ 2,292,000 | $ 114,000 | $ 50,000 |
| Virginia Beach County Virginia | 19 | $ 4,221,000 | $ 222,000 | $ 67,000 |
| Henrico County Virginia | 17 | $ 2,939,000 | $ 172,000 | $ 61,000 |
| Allegheny County Pennsylvania | 16 | $ 1,811,000 | $ 113,000 | $ 52,000 |
| Beaver County Pennsylvania | 16 | $ 1,459,000 | $ 91,000 | $ 48,000 |
| Tarrant County Texas | 16 | $ 1,729,000 | $ 108,000 | $ 52,000 |
| Cameron County Texas | 15 | $ 1,782,000 | $ 118,000 | $ 55,000 |
| Chesterfield County Virginia | 15 | $ 2,300,000 | $ 153,000 | $ 57,000 |
| Cecil County Maryland | 14 | $ 3,229,000 | $ 230,000 | $ 77,000 |
| Newport News County Virginia | 14 | $ 2,422,000 | $ 173,000 | $ 60,000 |
| Norfolk County Virginia | 14 | $ 2,393,000 | $ 170,000 | $ 52,000 |
| Cuyahoga County Ohio | 13 | $ 1,438,000 | $ 110,000 | $ 45,000 |
| Chesapeake County Virginia | 13 | $ 2,936,000 | $ 225,000 | $ 75,000 |
| Montgomery County Tennessee | 12 | $ 1,283,000 | $ 106,000 | $ 46,000 |
| Dallas County Texas | 12 | $ 1,500,000 | $ 125,000 | $ 55,000 |
| Hampton County Virginia | 12 | $ 2,033,000 | $ 169,000 | $ 56,000 |
| Miami-Dade County Florida | 11 | $ 2,277,000 | $ 207,000 | $ 73,000 |
| Wicomico County Maryland | 11 | $ 1,762,000 | $ 160,000 | $ 62,000 |
| Delaware County Pennsylvania | 11 | $ 1,975,000 | $ 179,000 | $ 63,000 |
| Philadelphia County Pennsylvania | 11 | $ 1,420,000 | $ 129,000 | $ 67,000 |
| Bexar County Texas | 11 | $ 1,301,000 | $ 118,000 | $ 56,000 |
| Portsmouth County Virginia | 11 | $ 1,545,000 | $ 140,000 | $ 46,000 |
| Allegany County Maryland | 10 | $ 1,225,000 | $ 122,000 | $ 67,000 |
| Frederick County Maryland | 10 | $ 2,010,000 | $ 201,000 | $ 57,000 |
| St. Louis City County Missouri | 10 | $ 1,186,000 | $ 118,000 | $ 35,000 |
| Wayne County North Carolina | 10 | $ 1,246,000 | $ 124,000 | $ 54,000 |
| Butler County Ohio | 10 | $ 1,177,000 | $ 117,000 | $ 47,000 |
| Muskingum County Ohio | 10 | $ 996,000 | $ 99,000 | $ 45,000 |
| Prince William County Virginia | 10 | $ 3,098,000 | $ 309,000 | $ 93,000 |
| Duval County Florida | 9 | $ 1,472,000 | $ 163,000 | $ 55,000 |
| Hillsborough County Florida | 9 | $ 1,649,000 | $ 183,000 | $ 62,000 |
| Palm Beach County Florida | 9 | $ 1,923,000 | $ 213,000 | $ 84,000 |
| St. Lucie County Florida | 9 | $ 1,607,000 | $ 178,000 | $ 57,000 |
| DeKalb County Georgia | 9 | $ 1,554,000 | $ 172,000 | $ 67,000 |
| Orange County Florida | 8 | $ 1,347,000 | $ 168,000 | $ 57,000 |
| Carroll County Maryland | 8 | $ 1,569,000 | $ 196,000 | $ 69,000 |
| Richmond City County Virginia | 8 | $ 1,107,000 | $ 138,000 | $ 56,000 |
| Broward County Florida | 7 | $ 1,464,000 | $ 209,000 | $ 68,000 |
| Polk County Florida | 7 | $ 1,011,000 | $ 144,000 | $ 53,000 |
| Calvert County Maryland | 7 | $ 1,589,000 | $ 227,000 | $ 66,000 |
| Howard County Maryland | 7 | $ 2,388,000 | $ 341,000 | $ 102,000 |
| Montgomery County Maryland | 7 | $ 2,063,000 | $ 294,000 | $ 82,000 |
| Jackson County Missouri | 7 | $ 821,000 | $ 117,000 | $ 45,000 |
| Mecklenburg County North Carolina | 7 | $ 1,169,000 | $ 167,000 | $ 73,000 |
| Warren County Ohio | 7 | $ 1,110,000 | $ 158,000 | $ 56,000 |
| Roanoke City County Virginia | 7 | $ 721,000 | $ 103,000 | $ 37,000 |
| Suffolk County Virginia | 7 | $ 1,451,000 | $ 207,000 | $ 56,000 |
| Pinellas County Florida | 6 | $ 1,069,000 | $ 178,000 | $ 65,000 |
| Marion County Indiana | 6 | $ 801,000 | $ 133,000 | $ 53,000 |
| Washington County Maryland | 6 | $ 1,338,000 | $ 223,000 | $ 65,000 |
| Worcester County Maryland | 6 | $ 1,659,000 | $ 276,000 | $ 78,000 |
| Jefferson County Missouri | 6 | $ 885,000 | $ 147,000 | $ 52,000 |
| Trumbull County Ohio | 6 | $ 435,000 | $ 72,000 | $ 32,000 |
| Montgomery County Pennsylvania | 6 | $ 1,428,000 | $ 238,000 | $ 58,000 |
| Greenville County South Carolina | 6 | $ 788,000 | $ 131,000 | $ 49,000 |
| Los Angeles County California | 5 | $ 1,564,000 | $ 312,000 | $ 93,000 |
| Lee County Florida | 5 | $ 1,009,000 | $ 201,000 | $ 54,000 |
| Clayton County Georgia | 5 | $ 578,000 | $ 115,000 | $ 44,000 |
| Jefferson County Kentucky | 5 | $ 675,000 | $ 135,000 | $ 48,000 |
| Durham County North Carolina | 5 | $ 773,000 | $ 154,000 | $ 50,000 |
| Wake County North Carolina | 5 | $ 771,000 | $ 154,000 | $ 59,000 |
| Clark County Ohio | 5 | $ 553,000 | $ 110,000 | $ 41,000 |
| Columbiana County Ohio | 5 | $ 544,000 | $ 108,000 | $ 45,000 |
| Multnomah County Oregon | 5 | $ 1,152,000 | $ 230,000 | $ 92,000 |
| Mercer County Pennsylvania | 5 | $ 572,000 | $ 114,000 | $ 42,000 |
| Harris County Texas | 5 | $ 718,000 | $ 143,000 | $ 73,000 |
| Smith County Texas | 5 | $ 738,000 | $ 147,000 | $ 55,000 |
| Sussex County Delaware | 4 | $ 762,000 | $ 190,000 | $ 66,000 |
| Escambia County Florida | 4 | $ 577,000 | $ 144,000 | $ 52,000 |
| Marion County Florida | 4 | $ 583,000 | $ 145,000 | $ 52,000 |
| Volusia County Florida | 4 | $ 659,000 | $ 164,000 | $ 60,000 |
| Gwinnett County Georgia | 4 | $ 737,000 | $ 184,000 | $ 74,000 |
| Henry County Georgia | 4 | $ 769,000 | $ 192,000 | $ 80,000 |
| DeSoto County Mississippi | 4 | $ 592,000 | $ 148,000 | $ 48,000 |
| New Hanover County North Carolina | 4 | $ 683,000 | $ 170,000 | $ 57,000 |
| Clermont County Ohio | 4 | $ 575,000 | $ 143,000 | $ 54,000 |
| Highland County Ohio | 4 | $ 406,000 | $ 101,000 | $ 47,000 |
| Mahoning County Ohio | 4 | $ 308,000 | $ 77,000 | $ 29,000 |
| Marion County Oregon | 4 | $ 660,000 | $ 165,000 | $ 45,000 |
| Adams County Pennsylvania | 4 | $ 739,000 | $ 184,000 | $ 64,000 |
| Chester County Pennsylvania | 4 | $ 641,000 | $ 160,000 | $ 68,000 |
| Dauphin County Pennsylvania | 4 | $ 502,000 | $ 125,000 | $ 59,000 |
| Lawrence County Pennsylvania | 4 | $ 395,000 | $ 98,000 | $ 44,000 |
| Lehigh County Pennsylvania | 4 | $ 583,000 | $ 145,000 | $ 55,000 |
| Dorchester County South Carolina | 4 | $ 776,000 | $ 194,000 | $ 73,000 |
| Denton County Texas | 4 | $ 597,000 | $ 149,000 | $ 76,000 |
| Ellis County Texas | 4 | $ 497,000 | $ 124,000 | $ 51,000 |
| Fairfax County Virginia | 4 | $ 1,079,000 | $ 269,000 | $ 87,000 |
| Halifax County Virginia | 4 | $ 524,000 | $ 131,000 | $ 53,000 |
| Stafford County Virginia | 4 | $ 1,434,000 | $ 358,000 | $ 103,000 |
| San Bernardino County California | 3 | $ 597,000 | $ 199,000 | $ 49,000 |
| Hernando County Florida | 3 | $ 450,000 | $ 150,000 | $ 40,000 |
| Lake County Florida | 3 | $ 551,000 | $ 183,000 | $ 106,000 |
| Leon County Florida | 3 | $ 456,000 | $ 152,000 | $ 61,000 |
| Manatee County Florida | 3 | $ 563,000 | $ 187,000 | $ 51,000 |
| Pasco County Florida | 3 | $ 492,000 | $ 164,000 | $ 42,000 |
| Seminole County Florida | 3 | $ 551,000 | $ 183,000 | $ 56,000 |
| Bartow County Georgia | 3 | $ 519,000 | $ 173,000 | $ 61,000 |
| Cobb County Georgia | 3 | $ 536,000 | $ 178,000 | $ 61,000 |
| Allen County Kentucky | 3 | $ 256,000 | $ 85,000 | $ 30,000 |
| Kenton County Kentucky | 3 | $ 523,000 | $ 174,000 | $ 56,000 |
| Warren County Kentucky | 3 | $ 263,000 | $ 87,000 | $ 39,000 |
| Caroline County Maryland | 3 | $ 588,000 | $ 196,000 | $ 61,000 |
| Dorchester County Maryland | 3 | $ 486,000 | $ 162,000 | $ 57,000 |
| Kent County Maryland | 3 | $ 571,000 | $ 190,000 | $ 61,000 |
| Somerset County Maryland | 3 | $ 643,000 | $ 214,000 | $ 72,000 |
| St. Mary's County Maryland | 3 | $ 750,000 | $ 250,000 | $ 99,000 |
| Cabarrus County North Carolina | 3 | $ 666,000 | $ 222,000 | $ 72,000 |
| Forsyth County North Carolina | 3 | $ 440,000 | $ 146,000 | $ 58,000 |
| Ashtabula County Ohio | 3 | $ 371,000 | $ 123,000 | $ 74,000 |
| Lucas County Ohio | 3 | $ 390,000 | $ 130,000 | $ 45,000 |
| Medina County Ohio | 3 | $ 519,000 | $ 173,000 | $ 67,000 |
| Miami County Ohio | 3 | $ 290,000 | $ 96,000 | $ 43,000 |
| Portage County Ohio | 3 | $ 410,000 | $ 136,000 | $ 53,000 |
| Stark County Ohio | 3 | $ 324,000 | $ 108,000 | $ 52,000 |
| Summit County Ohio | 3 | $ 357,000 | $ 119,000 | $ 58,000 |
| Washington County Oregon | 3 | $ 524,000 | $ 174,000 | $ 44,000 |
| Northampton County Pennsylvania | 3 | $ 667,000 | $ 222,000 | $ 78,000 |
| Anderson County South Carolina | 3 | $ 331,000 | $ 110,000 | $ 32,000 |
| Charleston County South Carolina | 3 | $ 522,000 | $ 174,000 | $ 68,000 |
| Colleton County South Carolina | 3 | $ 356,000 | $ 118,000 | $ 45,000 |
| Shelby County Tennessee | 3 | $ 425,000 | $ 141,000 | $ 80,000 |
| Collin County Texas | 3 | $ 480,000 | $ 160,000 | $ 73,000 |
| Fort Bend County Texas | 3 | $ 453,000 | $ 151,000 | $ 72,000 |
| Parker County Texas | 3 | $ 482,000 | $ 160,000 | $ 74,000 |
| Warren County Virginia | 3 | $ 707,000 | $ 235,000 | $ 71,000 |
| Mobile County Alabama | 2 | $ 285,000 | $ 142,000 | $ 55,000 |
| Shelby County Alabama | 2 | $ 509,000 | $ 254,000 | $ 112,000 |
| Tuscaloosa County Alabama | 2 | $ 307,000 | $ 153,000 | $ 57,000 |
| Sacramento County California | 2 | $ 748,000 | $ 374,000 | $ 112,000 |
| Adams County Colorado | 2 | $ 393,000 | $ 196,000 | $ 91,000 |
| Kent County Delaware | 2 | $ 400,000 | $ 200,000 | $ 60,000 |
| Brevard County Florida | 2 | $ 197,000 | $ 98,000 | $ 38,000 |
| Clay County Florida | 2 | $ 413,000 | $ 206,000 | $ 82,000 |
| Collier County Florida | 2 | $ 379,000 | $ 189,000 | $ 57,000 |
| Osceola County Florida | 2 | $ 296,000 | $ 148,000 | $ 59,000 |
| Santa Rosa County Florida | 2 | $ 350,000 | $ 175,000 | $ 47,000 |
| Sarasota County Florida | 2 | $ 344,000 | $ 172,000 | $ 59,000 |
| Walton County Florida | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Carroll County Georgia | 2 | $ 362,000 | $ 181,000 | $ 67,000 |
| Cherokee County Georgia | 2 | $ 423,000 | $ 211,000 | $ 59,000 |
| Gordon County Georgia | 2 | $ 272,000 | $ 136,000 | $ 63,000 |
| Paulding County Georgia | 2 | $ 463,000 | $ 231,000 | $ 91,000 |
| Caldwell County Kentucky | 2 | $ 153,000 | $ 76,000 | $ 29,000 |
| Campbell County Kentucky | 2 | $ 292,000 | $ 146,000 | $ 69,000 |
| Queen Anne's County Maryland | 2 | $ 375,000 | $ 187,000 | $ 49,000 |
| Clay County Missouri | 2 | $ 301,000 | $ 150,000 | $ 60,000 |
| Pulaski County Missouri | 2 | $ 272,000 | $ 136,000 | $ 61,000 |
| St. Charles County Missouri | 2 | $ 316,000 | $ 158,000 | $ 57,000 |
| Buncombe County North Carolina | 2 | $ 293,000 | $ 146,000 | $ 60,000 |
| Cumberland County North Carolina | 2 | $ 358,000 | $ 179,000 | $ 66,000 |
| Lincoln County North Carolina | 2 | $ 347,000 | $ 173,000 | $ 72,000 |
| Pasquotank County North Carolina | 2 | $ 316,000 | $ 158,000 | $ 63,000 |
| Pitt County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 27,000 |
| Adams County Ohio | 2 | $ 159,000 | $ 79,000 | $ 32,000 |
| Darke County Ohio | 2 | $ 151,000 | $ 75,000 | $ 40,000 |
| Fairfield County Ohio | 2 | $ 235,000 | $ 117,000 | $ 42,000 |
| Greene County Ohio | 2 | $ 280,000 | $ 140,000 | $ 61,000 |
| Preble County Ohio | 2 | $ 199,000 | $ 99,000 | $ 43,000 |
| Shelby County Ohio | 2 | $ 154,000 | $ 77,000 | $ 32,000 |
| Berks County Pennsylvania | 2 | $ 235,000 | $ 117,000 | $ 50,000 |
| Bucks County Pennsylvania | 2 | $ 577,000 | $ 288,000 | $ 105,000 |
| Lebanon County Pennsylvania | 2 | $ 333,000 | $ 166,000 | $ 72,000 |
| Monroe County Pennsylvania | 2 | $ 381,000 | $ 190,000 | $ 73,000 |
| Washington County Pennsylvania | 2 | $ 218,000 | $ 109,000 | $ 60,000 |
| Westmoreland County Pennsylvania | 2 | $ 273,000 | $ 136,000 | $ 77,000 |
| Beaufort County South Carolina | 2 | $ 372,000 | $ 186,000 | $ 53,000 |
| Berkeley County South Carolina | 2 | $ 337,000 | $ 168,000 | $ 67,000 |
| Darlington County South Carolina | 2 | $ 355,000 | $ 177,000 | $ 85,000 |
| Horry County South Carolina | 2 | $ 351,000 | $ 175,000 | $ 71,000 |
| Richland County South Carolina | 2 | $ 209,000 | $ 104,000 | $ 65,000 |
| Davidson County Tennessee | 2 | $ 243,000 | $ 121,000 | $ 53,000 |
| Maury County Tennessee | 2 | $ 254,000 | $ 127,000 | $ 48,000 |
| Sullivan County Tennessee | 2 | $ 249,000 | $ 124,000 | $ 40,000 |
| Cooke County Texas | 2 | $ 181,000 | $ 90,000 | $ 48,000 |
| Johnson County Texas | 2 | $ 168,000 | $ 84,000 | $ 52,000 |
| Liberty County Texas | 2 | $ 263,000 | $ 131,000 | $ 93,000 |
| Midland County Texas | 2 | $ 198,000 | $ 99,000 | $ 73,000 |
| Rockwall County Texas | 2 | $ 240,000 | $ 120,000 | $ 48,000 |
| San Jacinto County Texas | 2 | $ 167,000 | $ 83,000 | $ 41,000 |
| Shackelford County Texas | 2 | $ 406,000 | $ 203,000 | $ 72,000 |
| Wise County Texas | 2 | $ 369,000 | $ 184,000 | $ 72,000 |
| Dinwiddie County Virginia | 2 | $ 293,000 | $ 146,000 | $ 53,000 |
| Essex County Virginia | 2 | $ 374,000 | $ 187,000 | $ 58,000 |
| Franklin County Virginia | 2 | $ 227,000 | $ 113,000 | $ 35,000 |
| Frederick County Virginia | 2 | $ 458,000 | $ 229,000 | $ 79,000 |
| Loudoun County Virginia | 2 | $ 468,000 | $ 234,000 | $ 66,000 |
| Louisa County Virginia | 2 | $ 319,000 | $ 159,000 | $ 82,000 |
| Montgomery County Virginia | 2 | $ 296,000 | $ 148,000 | $ 57,000 |
| Northampton County Virginia | 2 | $ 346,000 | $ 173,000 | $ 60,000 |
| Poquoson County Virginia | 2 | $ 429,000 | $ 214,000 | $ 68,000 |
| Prince George County Virginia | 2 | $ 303,000 | $ 151,000 | $ 47,000 |
| Shenandoah County Virginia | 2 | $ 298,000 | $ 149,000 | $ 44,000 |
| Southampton County Virginia | 2 | $ 344,000 | $ 172,000 | $ 35,000 |
| Baldwin County Alabama | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Escambia County Alabama | 1 | $ 113,000 | $ 113,000 | $ 44,000 |
| Montgomery County Alabama | 1 | $ 170,000 | $ 170,000 | $ 46,000 |
| Pickens County Alabama | 1 | $ 71,000 | $ 71,000 | $ 31,000 |
| Butte County California | 1 | $ 171,000 | $ 171,000 | $ 46,000 |
| Contra Costa County California | 1 | $ 453,000 | $ 453,000 | $ 106,000 |
| Fresno County California | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Kern County California | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Riverside County California | 1 | $ 368,000 | $ 368,000 | $ 93,000 |
| San Joaquin County California | 1 | $ 220,000 | $ 220,000 | $ 68,000 |
| Arapahoe County Colorado | 1 | $ 300,000 | $ 300,000 | $ 60,000 |
| El Paso County Colorado | 1 | $ 213,000 | $ 213,000 | $ 54,000 |
| Jefferson County Colorado | 1 | $ 220,000 | $ 220,000 | $ 66,000 |
| Mesa County Colorado | 1 | $ 202,000 | $ 202,000 | $ 54,000 |
| Weld County Colorado | 1 | $ 227,000 | $ 227,000 | $ 141,000 |
| Bay County Florida | 1 | $ 137,000 | $ 137,000 | $ 44,000 |
| Citrus County Florida | 1 | $ 164,000 | $ 164,000 | $ 68,000 |
| Gadsden County Florida | 1 | $ 173,000 | $ 173,000 | $ 39,000 |
| Sumter County Florida | 1 | $ 198,000 | $ 198,000 | $ 84,000 |
| Baldwin County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Barrow County Georgia | 1 | $ 133,000 | $ 133,000 | $ 48,000 |
| Bibb County Georgia | 1 | $ 164,000 | $ 164,000 | $ 44,000 |
| Chatham County Georgia | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Dawson County Georgia | 1 | $ 162,000 | $ 162,000 | $ 62,000 |
| Fulton County Georgia | 1 | $ 155,000 | $ 155,000 | $ 56,000 |
| Hall County Georgia | 1 | $ 139,000 | $ 139,000 | $ 85,000 |
| Houston County Georgia | 1 | $ 147,000 | $ 147,000 | $ 88,000 |
| Liberty County Georgia | 1 | $ 94,000 | $ 94,000 | $ 60,000 |
| McDuffie County Georgia | 1 | $ 96,000 | $ 96,000 | $ 40,000 |
| Richmond County Georgia | 1 | $ 187,000 | $ 187,000 | $ 66,000 |
| Rockdale County Georgia | 1 | $ 141,000 | $ 141,000 | $ 58,000 |
| Hawaii County Hawaii | 1 | $ 183,000 | $ 183,000 | $ 45,000 |
| Allen County Indiana | 1 | $ 115,000 | $ 115,000 | $ 69,000 |
| Bartholomew County Indiana | 1 | $ 172,000 | $ 172,000 | $ 50,000 |
| Elkhart County Indiana | 1 | $ 124,000 | $ 124,000 | $ 76,000 |
| Hamilton County Indiana | 1 | $ 144,000 | $ 144,000 | $ 61,000 |
| Hancock County Indiana | 1 | $ 193,000 | $ 193,000 | $ 68,000 |
| Jasper County Indiana | 1 | $ 178,000 | $ 178,000 | $ 79,000 |
| Johnson County Indiana | 1 | $ 164,000 | $ 164,000 | $ 0 |
| Lake County Indiana | 1 | $ 130,000 | $ 130,000 | $ 59,000 |
| Shelby County Indiana | 1 | $ 321,000 | $ 321,000 | $ 47,000 |
| St. Joseph County Indiana | 1 | $ 117,000 | $ 117,000 | $ 55,000 |
| Starke County Indiana | 1 | $ 108,000 | $ 108,000 | $ 34,000 |
| Tippecanoe County Indiana | 1 | $ 126,000 | $ 126,000 | $ 58,000 |
| Barren County Kentucky | 1 | $ 79,000 | $ 79,000 | $ 22,000 |
| Christian County Kentucky | 1 | $ 108,000 | $ 108,000 | $ 63,000 |
| Grant County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 51,000 |
| Logan County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 36,000 |
| Madison County Kentucky | 1 | $ 153,000 | $ 153,000 | $ 107,000 |
| Monroe County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 74,000 |
| Muhlenberg County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 42,000 |
| Shelby County Kentucky | 1 | $ 205,000 | $ 205,000 | $ 105,000 |
| Garrett County Maryland | 1 | $ 212,000 | $ 212,000 | $ 65,000 |
| Talbot County Maryland | 1 | $ 181,000 | $ 181,000 | $ 57,000 |
| Anoka County Minnesota | 1 | $ 187,000 | $ 187,000 | $ 54,000 |
| Beltrami County Minnesota | 1 | $ 203,000 | $ 203,000 | $ 80,000 |
| Crow Wing County Minnesota | 1 | $ 117,000 | $ 117,000 | $ 33,000 |
| Ramsey County Minnesota | 1 | $ 183,000 | $ 183,000 | $ 77,000 |
| Sherburne County Minnesota | 1 | $ 150,000 | $ 150,000 | $ 47,000 |
| Wright County Minnesota | 1 | $ 142,000 | $ 142,000 | $ 47,000 |
| Forrest County Mississippi | 1 | $ 124,000 | $ 124,000 | $ 64,000 |
| Butler County Missouri | 1 | $ 141,000 | $ 141,000 | $ 41,000 |
| Christian County Missouri | 1 | $ 188,000 | $ 188,000 | $ 90,000 |
| Franklin County Missouri | 1 | $ 174,000 | $ 174,000 | $ 71,000 |
| St. Francois County Missouri | 1 | $ 86,000 | $ 86,000 | $ 29,000 |
| Vernon County Missouri | 1 | $ 110,000 | $ 110,000 | $ 76,000 |
| Brunswick County North Carolina | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Cleveland County North Carolina | 1 | $ 202,000 | $ 202,000 | $ 66,000 |
| Davie County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 49,000 |
| Gaston County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 54,000 |
| Guilford County North Carolina | 1 | $ 99,000 | $ 99,000 | $ 33,000 |
| Harnett County North Carolina | 1 | $ 184,000 | $ 184,000 | $ 71,000 |
| Hertford County North Carolina | 1 | $ 164,000 | $ 164,000 | $ 70,000 |
| Iredell County North Carolina | 1 | $ 178,000 | $ 178,000 | $ 90,000 |
| Lenoir County North Carolina | 1 | $ 129,000 | $ 129,000 | $ 73,000 |
| Richmond County North Carolina | 1 | $ 165,000 | $ 165,000 | $ 103,000 |
| Rockingham County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 47,000 |
| Rutherford County North Carolina | 1 | $ 118,000 | $ 118,000 | $ 47,000 |
| Sampson County North Carolina | 1 | $ 140,000 | $ 140,000 | $ 45,000 |
| Union County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 65,000 |
| Belmont County Ohio | 1 | $ 111,000 | $ 111,000 | $ 86,000 |
| Brown County Ohio | 1 | $ 138,000 | $ 138,000 | $ 55,000 |
| Fayette County Ohio | 1 | $ 116,000 | $ 116,000 | $ 50,000 |
| Geauga County Ohio | 1 | $ 190,000 | $ 190,000 | $ 66,000 |
| Guernsey County Ohio | 1 | $ 93,000 | $ 93,000 | $ 78,000 |
| Hardin County Ohio | 1 | $ 222,000 | $ 222,000 | $ 69,000 |
| Knox County Ohio | 1 | $ 66,000 | $ 66,000 | $ 20,000 |
| Lake County Ohio | 1 | $ 127,000 | $ 127,000 | $ 42,000 |
| Lawrence County Ohio | 1 | $ 77,000 | $ 77,000 | $ 47,000 |
| Perry County Ohio | 1 | $ 108,000 | $ 108,000 | $ 55,000 |
| Pickaway County Ohio | 1 | $ 133,000 | $ 133,000 | $ 68,000 |
| Richland County Ohio | 1 | $ 111,000 | $ 111,000 | $ 44,000 |
| Ross County Ohio | 1 | $ 65,000 | $ 65,000 | $ 35,000 |
| Tuscarawas County Ohio | 1 | $ 148,000 | $ 148,000 | $ 58,000 |
| Wood County Ohio | 1 | $ 121,000 | $ 121,000 | $ 69,000 |
| Wyandot County Ohio | 1 | $ 111,000 | $ 111,000 | $ 98,000 |
| Delaware County Oklahoma | 1 | $ 82,000 | $ 82,000 | $ 95,000 |
| Muskogee County Oklahoma | 1 | $ 77,000 | $ 77,000 | $ 48,000 |
| Deschutes County Oregon | 1 | $ 223,000 | $ 223,000 | $ 69,000 |
| Jackson County Oregon | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| Cambria County Pennsylvania | 1 | $ 65,000 | $ 65,000 | $ 24,000 |
| Erie County Pennsylvania | 1 | $ 58,000 | $ 58,000 | $ 57,000 |
| Franklin County Pennsylvania | 1 | $ 106,000 | $ 106,000 | $ 39,000 |
| Lackawanna County Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 72,000 |
| Lancaster County Pennsylvania | 1 | $ 207,000 | $ 207,000 | $ 98,000 |
| Northumberland County Pennsylvania | 1 | $ 68,000 | $ 68,000 | $ 44,000 |
| Schuylkill County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 56,000 |
| Susquehanna County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Cherokee County South Carolina | 1 | $ 138,000 | $ 138,000 | $ 73,000 |
| Lancaster County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Laurens County South Carolina | 1 | $ 66,000 | $ 66,000 | $ 29,000 |
| Lexington County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Oconee County South Carolina | 1 | $ 180,000 | $ 180,000 | $ 46,000 |
| Orangeburg County South Carolina | 1 | $ 200,000 | $ 200,000 | $ 73,000 |
| Spartanburg County South Carolina | 1 | $ 119,000 | $ 119,000 | $ 55,000 |
| Clay County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 40,000 |
| Fayette County Tennessee | 1 | $ 103,000 | $ 103,000 | $ 40,000 |
| Grundy County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 57,000 |
| Hawkins County Tennessee | 1 | $ 79,000 | $ 79,000 | $ 44,000 |
| Houston County Tennessee | 1 | $ 64,000 | $ 64,000 | $ 24,000 |
| Knox County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 59,000 |
| Smith County Tennessee | 1 | $ 121,000 | $ 121,000 | $ 56,000 |
| Archer County Texas | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Brazoria County Texas | 1 | $ 141,000 | $ 141,000 | $ 95,000 |
| Cass County Texas | 1 | $ 68,000 | $ 68,000 | $ 37,000 |
| Chambers County Texas | 1 | $ 155,000 | $ 155,000 | $ 57,000 |
| El Paso County Texas | 1 | $ 174,000 | $ 174,000 | $ 68,000 |
| Gregg County Texas | 1 | $ 133,000 | $ 133,000 | $ 57,000 |
| Guadalupe County Texas | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Harrison County Texas | 1 | $ 81,000 | $ 81,000 | $ 46,000 |
| Hill County Texas | 1 | $ 81,000 | $ 81,000 | $ 57,000 |
| Kaufman County Texas | 1 | $ 116,000 | $ 116,000 | $ 37,000 |
| McLennan County Texas | 1 | $ 198,000 | $ 198,000 | $ 71,000 |
| Montague County Texas | 1 | $ 92,000 | $ 92,000 | $ 39,000 |
| Montgomery County Texas | 1 | $ 154,000 | $ 154,000 | $ 89,000 |
| Nolan County Texas | 1 | $ 69,000 | $ 69,000 | $ 46,000 |
| San Patricio County Texas | 1 | $ 85,000 | $ 85,000 | $ 65,000 |
| Somervell County Texas | 1 | $ 84,000 | $ 84,000 | $ 62,000 |
| Webb County Texas | 1 | $ 97,000 | $ 97,000 | $ 48,000 |
| Salt Lake County Utah | 1 | $ 197,000 | $ 197,000 | $ 64,000 |
| Accomack County Virginia | 1 | $ 120,000 | $ 120,000 | $ 31,000 |
| Bedford County Virginia | 1 | $ 91,000 | $ 91,000 | $ 34,000 |
| Botetourt County Virginia | 1 | $ 69,000 | $ 69,000 | $ 26,000 |
| Buckingham County Virginia | 1 | $ 149,000 | $ 149,000 | $ 33,000 |
| Caroline County Virginia | 1 | $ 122,000 | $ 122,000 | $ 53,000 |
| Culpeper County Virginia | 1 | $ 185,000 | $ 185,000 | $ 30,000 |
| Fauquier County Virginia | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Fluvanna County Virginia | 1 | $ 151,000 | $ 151,000 | $ 41,000 |
| Franklin City County Virginia | 1 | $ 126,000 | $ 126,000 | $ 53,000 |
| Giles County Virginia | 1 | $ 101,000 | $ 101,000 | $ 77,000 |
| Greensville County Virginia | 1 | $ 173,000 | $ 173,000 | $ 73,000 |
| Hanover County Virginia | 1 | $ 239,000 | $ 239,000 | $ 68,000 |
| Hopewell County Virginia | 1 | $ 135,000 | $ 135,000 | $ 65,000 |
| Isle of Wight County Virginia | 1 | $ 134,000 | $ 134,000 | $ 42,000 |
| James City County Virginia | 1 | $ 127,000 | $ 127,000 | $ 29,000 |
| Madison County Virginia | 1 | $ 74,000 | $ 74,000 | $ 51,000 |
| Manassas County Virginia | 1 | $ 418,000 | $ 418,000 | $ 103,000 |
| Manassas Park County Virginia | 1 | $ 265,000 | $ 265,000 | $ 68,000 |
| Nelson County Virginia | 1 | $ 104,000 | $ 104,000 | $ 52,000 |
| New Kent County Virginia | 1 | $ 188,000 | $ 188,000 | $ 73,000 |
| Petersburg County Virginia | 1 | $ 79,000 | $ 79,000 | $ 36,000 |
| Roanoke County Virginia | 1 | $ 87,000 | $ 87,000 | $ 32,000 |
| York County Virginia | 1 | $ 114,000 | $ 114,000 | $ 60,000 |
| Thurston County Washington | 1 | $ 244,000 | $ 244,000 | $ 83,000 |
Mortgage Loan Application Detail Totals for Usa Home Loans Inc in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,529 | $287,126,000 | $187,000 | $630,000 | $64,000 | $571,000 |
| Home Purchase | 898 | $139,430,000 | $155,000 | $525,000 | $62,000 | $1,813,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 2,126 | $378,490,000 | $178,000 | $630,000 | $64,000 | $1,813,000 |
| Hispanic | 169 | $23,250,000 | $137,000 | $332,000 | $58,000 | $192,000 |
| White | 69 | $11,983,000 | $173,000 | $356,000 | $62,000 | $116,000 |
| Black or African American | 62 | $12,737,000 | $205,000 | $370,000 | $69,000 | $150,000 |
| American Indian or Alaskan Native | 1 | $96,000 | $96,000 | $96,000 | $26,000 | $26,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 2,215 | $378,749,000 | $170,000 | $476,000 | $61,000 | $213,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 207 | $47,086,000 | $227,000 | $630,000 | $95,000 | $1,813,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $721,000 | $144,000 | $272,000 | $44,000 | $79,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,929 | $337,958,000 | $175,000 | $630,000 | $63,000 | $571,000 |
| Application Withdrawn By Applicant | 251 | $44,921,000 | $178,000 | $464,000 | $76,000 | $1,813,000 |
| Application Denied By Financial Institution | 188 | $34,646,000 | $184,000 | $599,000 | $59,000 | $288,000 |
| File Closed For Incompleteness | 51 | $7,972,000 | $156,000 | $380,000 | $51,000 | $153,000 |
| Application Approved But Not Accepted | 8 | $1,059,000 | $132,000 | $294,000 | $48,000 | $88,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 38 | $7,052,000 | $185,000 | $359,000 | $49,000 | $116,000 |
| Credit History | 36 | $6,177,000 | $171,000 | $352,000 | $58,000 | $110,000 |
| Other | 10 | $2,518,000 | $251,000 | $599,000 | $118,000 | $288,000 |
| Collateral | 9 | $1,406,000 | $156,000 | $256,000 | $55,000 | $85,000 |
| Employment History | 1 | $183,000 | $183,000 | $183,000 | $58,000 | $58,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $50,000 | $50,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usa Home Loans Inc's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usa Home Loans Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.