Usaa Federal Savings Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Usaa Federal Savings Bank 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Usaa Federal Savings Bank 10750 Mcdermott Freeway San Antonio, TX 78288 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 56,773 |
| Total Mortgage Loan Application Amount | $7,206,682,000 |
| Average Mortgage Loan Application Amount | $101,836 |
| Highest Mortgage Loan Application Amount | $1,000,000 |
| Average Applicant Income | $70,764 |
| Highest Applicant Income | $1,046,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Usaa Federal Savings Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Usaa Federal Savings Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Usaa Federal Savings Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Usaa Federal Savings Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Usaa Federal Savings Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Usaa Federal Savings Bank's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| SAN ANTONIO, TX | 2,088 | $ 196,099,000 | $ 93,000 | $ 65,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 1,621 | $ 219,115,000 | $ 135,000 | $ 66,000 |
| HOUSTON-BAYTOWN-SUGAR LAND, TX | 1,342 | $ 139,375,000 | $ 103,000 | $ 80,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,314 | $ 168,776,000 | $ 128,000 | $ 67,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 1,234 | $ 160,518,000 | $ 130,000 | $ 69,000 |
| DALLAS-PLANO-IRVING, TX | 1,103 | $ 122,010,000 | $ 110,000 | $ 70,000 |
| BALTIMORE-TOWSON, MD | 973 | $ 146,166,000 | $ 150,000 | $ 77,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 940 | $ 116,859,000 | $ 124,000 | $ 62,000 |
| AUSTIN-ROUND ROCK, TX | 767 | $ 85,894,000 | $ 111,000 | $ 69,000 |
| PHILADELPHIA, PA | 686 | $ 91,043,000 | $ 132,000 | $ 80,000 |
| FORT WORTH-ARLINGTON, TX | 628 | $ 62,079,000 | $ 98,000 | $ 67,000 |
| LAS VEGAS-PARADISE, NV | 608 | $ 90,396,000 | $ 148,000 | $ 68,000 |
| DENVER-AURORA, CO | 605 | $ 85,791,000 | $ 141,000 | $ 70,000 |
| JACKSONVILLE, FL | 574 | $ 72,506,000 | $ 126,000 | $ 68,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 544 | $ 89,283,000 | $ 164,000 | $ 72,000 |
| ORLANDO, FL | 538 | $ 67,715,000 | $ 125,000 | $ 63,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 536 | $ 84,480,000 | $ 157,000 | $ 84,000 |
| COLORADO SPRINGS, CO | 536 | $ 72,190,000 | $ 134,000 | $ 66,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 483 | $ 82,033,000 | $ 169,000 | $ 87,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 474 | $ 74,684,000 | $ 157,000 | $ 80,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 474 | $ 53,738,000 | $ 113,000 | $ 59,000 |
| FAYETTEVILLE, NC | 463 | $ 47,527,000 | $ 102,000 | $ 59,000 |
| ALBUQUERQUE, NM | 454 | $ 55,218,000 | $ 121,000 | $ 62,000 |
| RICHMOND, VA | 446 | $ 58,145,000 | $ 130,000 | $ 66,000 |
| OKLAHOMA CITY, OK | 436 | $ 45,612,000 | $ 104,000 | $ 63,000 |
| TUCSON, AZ | 424 | $ 49,633,000 | $ 117,000 | $ 61,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 388 | $ 50,256,000 | $ 129,000 | $ 72,000 |
| TACOMA, WA | 382 | $ 54,508,000 | $ 142,000 | $ 65,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 372 | $ 54,177,000 | $ 145,000 | $ 79,000 |
| CAMDEN, NJ | 359 | $ 43,065,000 | $ 119,000 | $ 76,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 357 | $ 48,035,000 | $ 134,000 | $ 70,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 350 | $ 45,874,000 | $ 131,000 | $ 62,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 348 | $ 54,214,000 | $ 155,000 | $ 92,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 338 | $ 30,315,000 | $ 89,000 | $ 55,000 |
| CLARKSVILLE, TN-KY | 333 | $ 33,530,000 | $ 100,000 | $ 56,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 322 | $ 50,093,000 | $ 155,000 | $ 81,000 |
| ST. LOUIS, MO-IL | 322 | $ 43,135,000 | $ 133,000 | $ 64,000 |
| DAYTON, OH | 312 | $ 38,673,000 | $ 123,000 | $ 64,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 299 | $ 48,818,000 | $ 163,000 | $ 99,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 291 | $ 42,627,000 | $ 146,000 | $ 86,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 284 | $ 34,538,000 | $ 121,000 | $ 56,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 282 | $ 38,805,000 | $ 137,000 | $ 59,000 |
| RALEIGH-CARY, NC | 271 | $ 35,601,000 | $ 131,000 | $ 62,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 269 | $ 39,538,000 | $ 146,000 | $ 84,000 |
| EDISON, NJ | 262 | $ 34,193,000 | $ 130,000 | $ 87,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 255 | $ 35,163,000 | $ 137,000 | $ 65,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 249 | $ 33,625,000 | $ 135,000 | $ 68,000 |
| COLUMBIA, SC | 248 | $ 26,704,000 | $ 107,000 | $ 53,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 245 | $ 34,818,000 | $ 142,000 | $ 86,000 |
| CORPUS CHRISTI, TX | 235 | $ 24,855,000 | $ 105,000 | $ 68,000 |
| HONOLULU, HI | 227 | $ 43,371,000 | $ 191,000 | $ 90,000 |
| EL PASO, TX | 220 | $ 21,225,000 | $ 96,000 | $ 63,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 219 | $ 26,655,000 | $ 121,000 | $ 66,000 |
| MEMPHIS, TN-MS-AR | 206 | $ 25,704,000 | $ 124,000 | $ 75,000 |
| ANCHORAGE, AK | 205 | $ 30,617,000 | $ 149,000 | $ 74,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 204 | $ 22,217,000 | $ 108,000 | $ 59,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 203 | $ 32,871,000 | $ 161,000 | $ 70,000 |
| BIRMINGHAM-HOOVER, AL | 202 | $ 23,730,000 | $ 117,000 | $ 61,000 |
| KANSAS CITY, MO-KS | 202 | $ 23,542,000 | $ 116,000 | $ 70,000 |
| SAVANNAH, GA | 202 | $ 27,595,000 | $ 136,000 | $ 73,000 |
| PITTSBURGH, PA | 197 | $ 21,594,000 | $ 109,000 | $ 67,000 |
| INDIANAPOLIS, IN | 196 | $ 22,141,000 | $ 112,000 | $ 59,000 |
| NASSAU-SUFFOLK, NY | 196 | $ 30,375,000 | $ 154,000 | $ 91,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 195 | $ 18,892,000 | $ 96,000 | $ 57,000 |
| COLUMBUS, OH | 194 | $ 24,080,000 | $ 124,000 | $ 66,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 191 | $ 20,929,000 | $ 109,000 | $ 67,000 |
| NEWARK-UNION, NJ-PA | 190 | $ 31,061,000 | $ 163,000 | $ 99,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 186 | $ 33,999,000 | $ 182,000 | $ 98,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 183 | $ 25,868,000 | $ 141,000 | $ 72,000 |
| HUNTSVILLE, AL | 176 | $ 19,660,000 | $ 111,000 | $ 64,000 |
| MONTGOMERY, AL | 170 | $ 19,286,000 | $ 113,000 | $ 68,000 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 170 | $ 22,017,000 | $ 129,000 | $ 67,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 166 | $ 19,903,000 | $ 119,000 | $ 68,000 |
| WARNER ROBINS, GA | 166 | $ 18,423,000 | $ 110,000 | $ 64,000 |
| OLYMPIA, WA | 163 | $ 24,973,000 | $ 153,000 | $ 63,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 162 | $ 24,103,000 | $ 148,000 | $ 83,000 |
| SARASOTA-BRADENTON-VENICE, FL | 161 | $ 21,152,000 | $ 131,000 | $ 73,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 158 | $ 28,969,000 | $ 183,000 | $ 86,000 |
| NORWICH-NEW LONDON, CT | 155 | $ 23,676,000 | $ 152,000 | $ 69,000 |
| JACKSONVILLE, NC | 152 | $ 16,442,000 | $ 108,000 | $ 52,000 |
| WILMINGTON, DE-MD-NJ | 151 | $ 21,151,000 | $ 140,000 | $ 75,000 |
| BOSTON-QUINCY, MA | 145 | $ 25,594,000 | $ 176,000 | $ 112,000 |
| PANAMA CITY-LYNN HAVEN, FL | 145 | $ 17,462,000 | $ 120,000 | $ 56,000 |
| LOUISVILLE, KY-IN | 141 | $ 17,243,000 | $ 122,000 | $ 67,000 |
| NEW HAVEN-MILFORD, CT | 137 | $ 21,553,000 | $ 157,000 | $ 74,000 |
| TULSA, OK | 137 | $ 13,241,000 | $ 96,000 | $ 63,000 |
| SALT LAKE CITY, UT | 135 | $ 17,852,000 | $ 132,000 | $ 74,000 |
| TALLAHASSEE, FL | 134 | $ 14,699,000 | $ 109,000 | $ 83,000 |
| COLUMBUS, GA-AL | 133 | $ 14,279,000 | $ 107,000 | $ 64,000 |
| BREMERTON-SILVERDALE, WA | 132 | $ 18,824,000 | $ 142,000 | $ 56,000 |
| KNOXVILLE, TN | 131 | $ 15,573,000 | $ 118,000 | $ 61,000 |
| SPOKANE, WA | 131 | $ 15,241,000 | $ 116,000 | $ 54,000 |
| CHARLOTTESVILLE, VA | 128 | $ 19,165,000 | $ 149,000 | $ 76,000 |
| BOISE CITY-NAMPA, ID | 127 | $ 15,271,000 | $ 120,000 | $ 67,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 125 | $ 18,165,000 | $ 145,000 | $ 78,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 121 | $ 22,193,000 | $ 183,000 | $ 86,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 120 | $ 14,731,000 | $ 122,000 | $ 75,000 |
| OGDEN-CLEARFIELD, UT | 120 | $ 14,487,000 | $ 120,000 | $ 72,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 120 | $ 20,807,000 | $ 173,000 | $ 87,000 |
| RENO-SPARKS, NV | 119 | $ 17,636,000 | $ 148,000 | $ 73,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 118 | $ 17,667,000 | $ 149,000 | $ 72,000 |
| WILMINGTON, NC | 118 | $ 15,925,000 | $ 134,000 | $ 62,000 |
| LAWTON, OK | 116 | $ 9,837,000 | $ 84,000 | $ 56,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 115 | $ 18,955,000 | $ 164,000 | $ 90,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 115 | $ 15,837,000 | $ 137,000 | $ 63,000 |
| HINESVILLE-FORT STEWART, GA | 113 | $ 10,234,000 | $ 90,000 | $ 55,000 |
| WICHITA, KS | 112 | $ 10,936,000 | $ 97,000 | $ 55,000 |
| CAPE CORAL-FORT MYERS, FL | 111 | $ 14,577,000 | $ 131,000 | $ 69,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 110 | $ 24,033,000 | $ 218,000 | $ 92,000 |
| GULFPORT-BILOXI, MS | 110 | $ 10,809,000 | $ 98,000 | $ 55,000 |
| GREENVILLE, SC | 108 | $ 12,417,000 | $ 114,000 | $ 67,000 |
| DURHAM, NC | 105 | $ 14,741,000 | $ 140,000 | $ 84,000 |
| HARRISBURG-CARLISLE, PA | 103 | $ 13,500,000 | $ 131,000 | $ 68,000 |
| SHREVEPORT-BOSSIER CITY, LA | 103 | $ 10,359,000 | $ 100,000 | $ 64,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 102 | $ 13,522,000 | $ 132,000 | $ 68,000 |
| YUMA, AZ | 102 | $ 11,669,000 | $ 114,000 | $ 55,000 |
| BATON ROUGE, LA | 99 | $ 9,691,000 | $ 97,000 | $ 70,000 |
| GAINESVILLE, FL | 99 | $ 10,736,000 | $ 108,000 | $ 72,000 |
| ASHEVILLE, NC | 98 | $ 12,247,000 | $ 124,000 | $ 53,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 98 | $ 10,993,000 | $ 112,000 | $ 70,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 96 | $ 10,202,000 | $ 106,000 | $ 61,000 |
| COLLEGE STATION-BRYAN, TX | 95 | $ 9,004,000 | $ 94,000 | $ 72,000 |
| MANCHESTER-NASHUA, NH | 94 | $ 14,767,000 | $ 157,000 | $ 75,000 |
| ABILENE, TX | 92 | $ 8,038,000 | $ 87,000 | $ 58,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 91 | $ 14,132,000 | $ 155,000 | $ 72,000 |
| WICHITA FALLS, TX | 90 | $ 8,455,000 | $ 93,000 | $ 89,000 |
| POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY | 89 | $ 12,425,000 | $ 139,000 | $ 81,000 |
| JACKSON, MS | 86 | $ 8,695,000 | $ 101,000 | $ 54,000 |
| DOVER, DE | 84 | $ 9,706,000 | $ 115,000 | $ 59,000 |
| PRESCOTT, AZ | 80 | $ 12,176,000 | $ 152,000 | $ 67,000 |
| WACO, TX | 80 | $ 6,672,000 | $ 83,000 | $ 70,000 |
| LAKELAND, FL | 79 | $ 7,454,000 | $ 94,000 | $ 46,000 |
| BOULDER, CO | 77 | $ 11,459,000 | $ 148,000 | $ 66,000 |
| GREENSBORO-HIGH POINT, NC | 77 | $ 9,518,000 | $ 123,000 | $ 69,000 |
| LEXINGTON-FAYETTE, KY | 77 | $ 9,304,000 | $ 120,000 | $ 64,000 |
| SUMTER, SC | 76 | $ 9,454,000 | $ 124,000 | $ 50,000 |
| VALDOSTA, GA | 76 | $ 8,295,000 | $ 109,000 | $ 48,000 |
| FORT COLLINS-LOVELAND, CO | 74 | $ 9,045,000 | $ 122,000 | $ 74,000 |
| CHEYENNE, WY | 72 | $ 8,062,000 | $ 111,000 | $ 57,000 |
| WORCESTER, MA | 71 | $ 11,902,000 | $ 167,000 | $ 75,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 70 | $ 9,531,000 | $ 136,000 | $ 76,000 |
| MADISON, WI | 70 | $ 9,282,000 | $ 132,000 | $ 60,000 |
| ALBANY-SCHENECTADY-TROY, NY | 69 | $ 7,601,000 | $ 110,000 | $ 74,000 |
| NAPLES-MARCO ISLAND, FL | 68 | $ 11,195,000 | $ 164,000 | $ 71,000 |
| GRAND RAPIDS-WYOMING, MI | 67 | $ 7,463,000 | $ 111,000 | $ 63,000 |
| LAS CRUCES, NM | 67 | $ 6,736,000 | $ 100,000 | $ 57,000 |
| YORK-HANOVER, PA | 67 | $ 9,104,000 | $ 135,000 | $ 59,000 |
| LUBBOCK, TX | 65 | $ 5,386,000 | $ 82,000 | $ 74,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 64 | $ 14,627,000 | $ 228,000 | $ 111,000 |
| SANTA FE, NM | 64 | $ 9,116,000 | $ 142,000 | $ 94,000 |
| SPRINGFIELD, MA | 64 | $ 9,042,000 | $ 141,000 | $ 69,000 |
| CHATTANOOGA, TN-GA | 63 | $ 6,839,000 | $ 108,000 | $ 76,000 |
| MOBILE, AL | 63 | $ 6,137,000 | $ 97,000 | $ 62,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 63 | $ 9,537,000 | $ 151,000 | $ 85,000 |
| PASCAGOULA, MS | 63 | $ 6,752,000 | $ 107,000 | $ 73,000 |
| ELIZABETHTOWN, KY | 62 | $ 6,718,000 | $ 108,000 | $ 63,000 |
| LANCASTER, PA | 62 | $ 7,409,000 | $ 119,000 | $ 63,000 |
| BELLINGHAM, WA | 61 | $ 9,012,000 | $ 147,000 | $ 42,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 60 | $ 6,843,000 | $ 114,000 | $ 74,000 |
| AMARILLO, TX | 59 | $ 5,739,000 | $ 97,000 | $ 65,000 |
| BARNSTABLE TOWN, MA | 59 | $ 10,512,000 | $ 178,000 | $ 77,000 |
| BEAUMONT-PORT ARTHUR, TX | 59 | $ 5,104,000 | $ 86,000 | $ 69,000 |
| SYRACUSE, NY | 59 | $ 5,611,000 | $ 95,000 | $ 68,000 |
| TYLER, TX | 59 | $ 6,938,000 | $ 117,000 | $ 63,000 |
| WINSTON-SALEM, NC | 59 | $ 6,893,000 | $ 116,000 | $ 60,000 |
| ESSEX COUNTY, MA | 58 | $ 11,678,000 | $ 201,000 | $ 97,000 |
| TRENTON-EWING, NJ | 56 | $ 7,782,000 | $ 138,000 | $ 82,000 |
| MCALLEN-EDINBURG-PHARR, TX | 55 | $ 5,389,000 | $ 97,000 | $ 65,000 |
| OCALA, FL | 55 | $ 5,909,000 | $ 107,000 | $ 58,000 |
| ROCHESTER, NY | 55 | $ 6,080,000 | $ 110,000 | $ 67,000 |
| BAKERSFIELD, CA | 54 | $ 6,037,000 | $ 111,000 | $ 61,000 |
| EUGENE-SPRINGFIELD, OR | 53 | $ 6,732,000 | $ 127,000 | $ 58,000 |
| AKRON, OH | 52 | $ 6,401,000 | $ 123,000 | $ 81,000 |
| FAIRBANKS, AK | 52 | $ 7,366,000 | $ 141,000 | $ 72,000 |
| FRESNO, CA | 51 | $ 6,682,000 | $ 131,000 | $ 80,000 |
| ANN ARBOR, MI | 50 | $ 8,136,000 | $ 162,000 | $ 95,000 |
| GARY, IN | 50 | $ 5,723,000 | $ 114,000 | $ 67,000 |
| BROWNSVILLE-HARLINGEN, TX | 49 | $ 4,786,000 | $ 97,000 | $ 66,000 |
| SALEM, OR | 49 | $ 6,072,000 | $ 123,000 | $ 58,000 |
| SCRANTON--WILKES-BARRE, PA | 49 | $ 3,781,000 | $ 77,000 | $ 62,000 |
| VALLEJO-FAIRFIELD, CA | 49 | $ 7,120,000 | $ 145,000 | $ 89,000 |
| ATLANTIC CITY, NJ | 48 | $ 5,795,000 | $ 120,000 | $ 71,000 |
| AUBURN-OPELIKA, AL | 48 | $ 5,805,000 | $ 120,000 | $ 68,000 |
| SAN ANGELO, TX | 48 | $ 4,515,000 | $ 94,000 | $ 57,000 |
| SPRINGFIELD, MO | 48 | $ 4,899,000 | $ 102,000 | $ 77,000 |
| TOLEDO, OH | 48 | $ 5,522,000 | $ 115,000 | $ 62,000 |
| SPARTANBURG, SC | 47 | $ 5,823,000 | $ 123,000 | $ 64,000 |
| FLAGSTAFF, AZ | 44 | $ 6,711,000 | $ 152,000 | $ 79,000 |
| MOUNT VERNON-ANACORTES, WA | 44 | $ 5,643,000 | $ 128,000 | $ 48,000 |
| READING, PA | 44 | $ 5,175,000 | $ 117,000 | $ 67,000 |
| ATHENS-CLARKE COUNTY, GA | 41 | $ 4,395,000 | $ 107,000 | $ 54,000 |
| BUFFALO-NIAGARA FALLS, NY | 40 | $ 3,807,000 | $ 95,000 | $ 74,000 |
| KALAMAZOO-PORTAGE, MI | 39 | $ 4,499,000 | $ 115,000 | $ 65,000 |
| PROVO-OREM, UT | 39 | $ 4,873,000 | $ 124,000 | $ 93,000 |
| PUNTA GORDA, FL | 39 | $ 4,558,000 | $ 116,000 | $ 54,000 |
| DES MOINES, IA | 38 | $ 4,835,000 | $ 127,000 | $ 70,000 |
| GOLDSBORO, NC | 38 | $ 3,816,000 | $ 100,000 | $ 53,000 |
| HANFORD-CORCORAN, CA | 38 | $ 4,570,000 | $ 120,000 | $ 67,000 |
| TUSCALOOSA, AL | 38 | $ 3,557,000 | $ 93,000 | $ 56,000 |
| LINCOLN, NE | 37 | $ 4,368,000 | $ 118,000 | $ 61,000 |
| GRAND JUNCTION, CO | 36 | $ 4,184,000 | $ 116,000 | $ 65,000 |
| HICKORY-LENOIR-MORGANTON, NC | 36 | $ 3,980,000 | $ 110,000 | $ 50,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 36 | $ 3,928,000 | $ 109,000 | $ 71,000 |
| BILLINGS, MT | 35 | $ 4,312,000 | $ 123,000 | $ 70,000 |
| FORT SMITH, AR-OK | 35 | $ 3,234,000 | $ 92,000 | $ 69,000 |
| LONGVIEW, TX | 35 | $ 3,252,000 | $ 92,000 | $ 51,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 35 | $ 6,740,000 | $ 192,000 | $ 111,000 |
| STOCKTON, CA | 35 | $ 5,220,000 | $ 149,000 | $ 81,000 |
| DOTHAN, AL | 34 | $ 3,720,000 | $ 109,000 | $ 64,000 |
| BEND, OR | 33 | $ 4,901,000 | $ 148,000 | $ 71,000 |
| LANSING-EAST LANSING, MI | 33 | $ 4,376,000 | $ 132,000 | $ 66,000 |
| ROANOKE, VA | 33 | $ 3,745,000 | $ 113,000 | $ 58,000 |
| MODESTO, CA | 32 | $ 4,298,000 | $ 134,000 | $ 72,000 |
| TOPEKA, KS | 32 | $ 2,992,000 | $ 93,000 | $ 50,000 |
| DULUTH, MN-WI | 31 | $ 3,154,000 | $ 101,000 | $ 71,000 |
| FORT WAYNE, IN | 31 | $ 2,900,000 | $ 93,000 | $ 73,000 |
| VERO BEACH, FL | 31 | $ 3,215,000 | $ 103,000 | $ 69,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 30 | $ 3,268,000 | $ 108,000 | $ 71,000 |
| RAPID CITY, SD | 30 | $ 3,200,000 | $ 106,000 | $ 64,000 |
| COLUMBIA, MO | 28 | $ 2,820,000 | $ 100,000 | $ 65,000 |
| LAREDO, TX | 28 | $ 3,453,000 | $ 123,000 | $ 101,000 |
| LYNCHBURG, VA | 28 | $ 3,524,000 | $ 125,000 | $ 64,000 |
| ST. GEORGE, UT | 28 | $ 3,832,000 | $ 136,000 | $ 68,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 27 | $ 3,233,000 | $ 119,000 | $ 78,000 |
| COEUR D'ALENE, ID | 27 | $ 3,327,000 | $ 123,000 | $ 70,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 27 | $ 3,305,000 | $ 122,000 | $ 69,000 |
| IDAHO FALLS, ID | 27 | $ 2,712,000 | $ 100,000 | $ 74,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 27 | $ 2,440,000 | $ 90,000 | $ 62,000 |
| VICTORIA, TX | 27 | $ 2,191,000 | $ 81,000 | $ 53,000 |
| WINCHESTER, VA-WV | 27 | $ 4,137,000 | $ 153,000 | $ 59,000 |
| CORVALLIS, OR | 26 | $ 3,590,000 | $ 138,000 | $ 54,000 |
| MACON, GA | 26 | $ 2,789,000 | $ 107,000 | $ 64,000 |
| MEDFORD, OR | 26 | $ 4,282,000 | $ 164,000 | $ 99,000 |
| MISSOULA, MT | 26 | $ 3,280,000 | $ 126,000 | $ 56,000 |
| MORGANTOWN, WV | 26 | $ 2,726,000 | $ 104,000 | $ 73,000 |
| CHARLESTON, WV | 25 | $ 2,168,000 | $ 86,000 | $ 56,000 |
| HARRISONBURG, VA | 25 | $ 2,295,000 | $ 91,000 | $ 50,000 |
| PUEBLO, CO | 25 | $ 2,130,000 | $ 85,000 | $ 68,000 |
| SALISBURY, MD | 25 | $ 2,622,000 | $ 104,000 | $ 65,000 |
| BRUNSWICK, GA | 24 | $ 3,500,000 | $ 145,000 | $ 60,000 |
| MIDLAND, TX | 24 | $ 2,941,000 | $ 122,000 | $ 90,000 |
| OCEAN CITY, NJ | 24 | $ 3,043,000 | $ 126,000 | $ 89,000 |
| SANTA ROSA-PETALUMA, CA | 24 | $ 3,674,000 | $ 153,000 | $ 87,000 |
| ALBANY, GA | 22 | $ 2,309,000 | $ 104,000 | $ 63,000 |
| EVANSVILLE, IN-KY | 22 | $ 2,589,000 | $ 117,000 | $ 61,000 |
| GREAT FALLS, MT | 22 | $ 2,360,000 | $ 107,000 | $ 60,000 |
| HATTIESBURG, MS | 22 | $ 2,573,000 | $ 116,000 | $ 57,000 |
| HOLLAND-GRAND HAVEN, MI | 22 | $ 2,386,000 | $ 108,000 | $ 57,000 |
| SALINAS, CA | 22 | $ 3,791,000 | $ 172,000 | $ 104,000 |
| SHERMAN-DENISON, TX | 22 | $ 1,403,000 | $ 63,000 | $ 60,000 |
| SPRINGFIELD, OH | 22 | $ 2,336,000 | $ 106,000 | $ 72,000 |
| CHAMPAIGN-URBANA, IL | 21 | $ 2,285,000 | $ 108,000 | $ 58,000 |
| GAINESVILLE, GA | 21 | $ 2,780,000 | $ 132,000 | $ 69,000 |
| GREELEY, CO | 21 | $ 2,674,000 | $ 127,000 | $ 59,000 |
| JOHNSON CITY, TN | 21 | $ 1,717,000 | $ 81,000 | $ 40,000 |
| PEORIA, IL | 21 | $ 1,810,000 | $ 86,000 | $ 52,000 |
| STATE COLLEGE, PA | 21 | $ 2,604,000 | $ 124,000 | $ 68,000 |
| CARSON CITY, NV | 20 | $ 2,685,000 | $ 134,000 | $ 73,000 |
| FARGO, ND-MN | 20 | $ 1,928,000 | $ 96,000 | $ 83,000 |
| GREENVILLE, NC | 20 | $ 2,191,000 | $ 109,000 | $ 60,000 |
| JEFFERSON CITY, MO | 20 | $ 1,911,000 | $ 95,000 | $ 52,000 |
| MONROE, LA | 20 | $ 1,537,000 | $ 76,000 | $ 60,000 |
| UTICA-ROME, NY | 20 | $ 2,180,000 | $ 109,000 | $ 79,000 |
| YAKIMA, WA | 20 | $ 1,764,000 | $ 88,000 | $ 64,000 |
| ANNISTON-OXFORD, AL | 19 | $ 1,499,000 | $ 78,000 | $ 59,000 |
| FLINT, MI | 19 | $ 2,224,000 | $ 117,000 | $ 66,000 |
| LEBANON, PA | 19 | $ 1,879,000 | $ 98,000 | $ 59,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 19 | $ 3,656,000 | $ 192,000 | $ 124,000 |
| BANGOR, ME | 18 | $ 1,800,000 | $ 100,000 | $ 81,000 |
| BLOOMINGTON, IN | 18 | $ 2,261,000 | $ 125,000 | $ 33,000 |
| FLORENCE-MUSCLE SHOALS, AL | 18 | $ 1,905,000 | $ 105,000 | $ 71,000 |
| GRAND FORKS, ND-MN | 18 | $ 2,434,000 | $ 135,000 | $ 36,000 |
| KINGSTON, NY | 18 | $ 1,722,000 | $ 95,000 | $ 65,000 |
| LAFAYETTE, LA | 18 | $ 1,855,000 | $ 103,000 | $ 72,000 |
| SPRINGFIELD, IL | 18 | $ 1,690,000 | $ 93,000 | $ 58,000 |
| YUBA CITY, CA | 18 | $ 2,535,000 | $ 140,000 | $ 56,000 |
| ANDERSON, SC | 17 | $ 1,523,000 | $ 89,000 | $ 50,000 |
| FLORENCE, SC | 17 | $ 2,090,000 | $ 122,000 | $ 87,000 |
| REDDING, CA | 17 | $ 1,623,000 | $ 95,000 | $ 71,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 17 | $ 3,331,000 | $ 195,000 | $ 94,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 17 | $ 1,463,000 | $ 86,000 | $ 48,000 |
| BISMARCK, ND | 16 | $ 1,467,000 | $ 91,000 | $ 68,000 |
| DECATUR, AL | 16 | $ 1,384,000 | $ 86,000 | $ 68,000 |
| FARMINGTON, NM | 16 | $ 1,538,000 | $ 96,000 | $ 62,000 |
| HOT SPRINGS, AR | 16 | $ 1,024,000 | $ 64,000 | $ 56,000 |
| LAFAYETTE, IN | 16 | $ 1,970,000 | $ 123,000 | $ 43,000 |
| ST. JOSEPH, MO-KS | 16 | $ 1,354,000 | $ 84,000 | $ 42,000 |
| VISALIA-PORTERVILLE, CA | 16 | $ 2,025,000 | $ 126,000 | $ 105,000 |
| CANTON-MASSILLON, OH | 15 | $ 1,665,000 | $ 111,000 | $ 49,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 15 | $ 1,124,000 | $ 74,000 | $ 58,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 15 | $ 1,707,000 | $ 113,000 | $ 84,000 |
| MUSKEGON-NORTON SHORES, MI | 15 | $ 1,349,000 | $ 89,000 | $ 39,000 |
| NILES-BENTON HARBOR, MI | 15 | $ 1,578,000 | $ 105,000 | $ 62,000 |
| POCATELLO, ID | 15 | $ 1,380,000 | $ 92,000 | $ 64,000 |
| RACINE, WI | 15 | $ 2,104,000 | $ 140,000 | $ 59,000 |
| GLENS FALLS, NY | 14 | $ 1,219,000 | $ 87,000 | $ 68,000 |
| JOHNSTOWN, PA | 14 | $ 1,420,000 | $ 101,000 | $ 47,000 |
| JOPLIN, MO | 14 | $ 1,218,000 | $ 87,000 | $ 71,000 |
| LEWISTON-AUBURN, ME | 14 | $ 1,317,000 | $ 94,000 | $ 61,000 |
| LONGVIEW, WA | 14 | $ 1,869,000 | $ 133,000 | $ 51,000 |
| MERCED, CA | 14 | $ 1,477,000 | $ 105,000 | $ 55,000 |
| ROCKFORD, IL | 14 | $ 1,634,000 | $ 116,000 | $ 73,000 |
| ROCKY MOUNT, NC | 14 | $ 1,086,000 | $ 77,000 | $ 49,000 |
| SIOUX FALLS, SD | 14 | $ 1,975,000 | $ 141,000 | $ 81,000 |
| WENATCHEE, WA | 14 | $ 1,120,000 | $ 80,000 | $ 68,000 |
| BATTLE CREEK, MI | 13 | $ 1,535,000 | $ 118,000 | $ 79,000 |
| BURLINGTON, NC | 13 | $ 1,477,000 | $ 113,000 | $ 70,000 |
| LA CROSSE, WI-MN | 13 | $ 1,366,000 | $ 105,000 | $ 55,000 |
| LAWRENCE, KS | 13 | $ 1,261,000 | $ 97,000 | $ 66,000 |
| MADERA, CA | 13 | $ 1,510,000 | $ 116,000 | $ 74,000 |
| MORRISTOWN, TN | 13 | $ 1,855,000 | $ 142,000 | $ 57,000 |
| SHEBOYGAN, WI | 13 | $ 1,582,000 | $ 121,000 | $ 61,000 |
| CEDAR RAPIDS, IA | 12 | $ 1,369,000 | $ 114,000 | $ 62,000 |
| ERIE, PA | 12 | $ 804,000 | $ 67,000 | $ 81,000 |
| LAKE CHARLES, LA | 12 | $ 1,052,000 | $ 87,000 | $ 47,000 |
| PITTSFIELD, MA | 12 | $ 1,453,000 | $ 121,000 | $ 60,000 |
| CASPER, WY | 11 | $ 958,000 | $ 87,000 | $ 92,000 |
| EAU CLAIRE, WI | 11 | $ 1,408,000 | $ 128,000 | $ 81,000 |
| GREEN BAY, WI | 11 | $ 1,477,000 | $ 134,000 | $ 84,000 |
| IOWA CITY, IA | 11 | $ 1,523,000 | $ 138,000 | $ 74,000 |
| JACKSON, TN | 11 | $ 1,212,000 | $ 110,000 | $ 54,000 |
| SANTA CRUZ-WATSONVILLE, CA | 11 | $ 1,676,000 | $ 152,000 | $ 76,000 |
| TERRE HAUTE, IN | 11 | $ 818,000 | $ 74,000 | $ 47,000 |
| WATERLOO-CEDAR FALLS, IA | 11 | $ 943,000 | $ 85,000 | $ 66,000 |
| ALEXANDRIA, LA | 10 | $ 829,000 | $ 82,000 | $ 70,000 |
| CHICO, CA | 10 | $ 1,272,000 | $ 127,000 | $ 117,000 |
| NAPA, CA | 10 | $ 1,665,000 | $ 166,000 | $ 121,000 |
| ST. CLOUD, MN | 10 | $ 1,444,000 | $ 144,000 | $ 64,000 |
| WILLIAMSPORT, PA | 10 | $ 946,000 | $ 94,000 | $ 55,000 |
| ALTOONA, PA | 9 | $ 867,000 | $ 96,000 | $ 69,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 1,095,000 | $ 121,000 | $ 73,000 |
| CUMBERLAND, MD-WV | 9 | $ 800,000 | $ 88,000 | $ 49,000 |
| ELKHART-GOSHEN, IN | 9 | $ 774,000 | $ 86,000 | $ 92,000 |
| ODESSA, TX | 9 | $ 718,000 | $ 79,000 | $ 89,000 |
| ROCHESTER, MN | 9 | $ 1,107,000 | $ 123,000 | $ 61,000 |
| TEXARKANA, TX-TEXARKANA, AR | 9 | $ 1,172,000 | $ 130,000 | $ 74,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 9 | $ 1,098,000 | $ 122,000 | $ 64,000 |
| APPLETON, WI | 8 | $ 847,000 | $ 105,000 | $ 74,000 |
| BAY CITY, MI | 8 | $ 742,000 | $ 92,000 | $ 46,000 |
| BOWLING GREEN, KY | 8 | $ 912,000 | $ 114,000 | $ 35,000 |
| COLUMBUS, IN | 8 | $ 1,137,000 | $ 142,000 | $ 92,000 |
| DANVILLE, VA | 8 | $ 781,000 | $ 97,000 | $ 82,000 |
| GADSDEN, AL | 8 | $ 755,000 | $ 94,000 | $ 56,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 8 | $ 959,000 | $ 119,000 | $ 77,000 |
| ITHACA, NY | 8 | $ 1,078,000 | $ 134,000 | $ 189,000 |
| JACKSON, MI | 8 | $ 745,000 | $ 93,000 | $ 154,000 |
| LIMA, OH | 8 | $ 997,000 | $ 124,000 | $ 54,000 |
| PARKERSBURG-MARIETTA, WV-OH | 8 | $ 658,000 | $ 82,000 | $ 59,000 |
| PINE BLUFF, AR | 8 | $ 441,000 | $ 55,000 | $ 29,000 |
| WHEELING, WV-OH | 8 | $ 517,000 | $ 64,000 | $ 44,000 |
| AMES, IA | 7 | $ 689,000 | $ 98,000 | $ 57,000 |
| BINGHAMTON, NY | 7 | $ 542,000 | $ 77,000 | $ 63,000 |
| KOKOMO, IN | 7 | $ 1,006,000 | $ 143,000 | $ 71,000 |
| LEWISTON, ID-WA | 7 | $ 650,000 | $ 92,000 | $ 77,000 |
| MUNCIE, IN | 7 | $ 519,000 | $ 74,000 | $ 89,000 |
| DUBUQUE, IA | 6 | $ 611,000 | $ 101,000 | $ 51,000 |
| LOGAN, UT-ID | 6 | $ 779,000 | $ 129,000 | $ 59,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 6 | $ 618,000 | $ 103,000 | $ 46,000 |
| SIOUX CITY, IA-NE-SD | 6 | $ 756,000 | $ 126,000 | $ 48,000 |
| CLEVELAND, TN | 5 | $ 595,000 | $ 119,000 | $ 47,000 |
| DECATUR, IL | 5 | $ 708,000 | $ 141,000 | $ 93,000 |
| EL CENTRO, CA | 5 | $ 256,000 | $ 51,000 | $ 73,000 |
| MANSFIELD, OH | 5 | $ 435,000 | $ 87,000 | $ 63,000 |
| MICHIGAN CITY-LA PORTE, IN | 5 | $ 864,000 | $ 172,000 | $ 111,000 |
| MONROE, MI | 5 | $ 723,000 | $ 144,000 | $ 46,000 |
| OWENSBORO, KY | 5 | $ 508,000 | $ 101,000 | $ 63,000 |
| DANVILLE, IL | 4 | $ 279,000 | $ 69,000 | $ 61,000 |
| FOND DU LAC, WI | 4 | $ 524,000 | $ 131,000 | $ 73,000 |
| JONESBORO, AR | 4 | $ 215,000 | $ 53,000 | $ 45,000 |
| KANKAKEE-BRADLEY, IL | 4 | $ 801,000 | $ 200,000 | $ 97,000 |
| OSHKOSH-NEENAH, WI | 4 | $ 377,000 | $ 94,000 | $ 42,000 |
| ROME, GA | 4 | $ 518,000 | $ 129,000 | $ 66,000 |
| SANDUSKY, OH | 4 | $ 259,000 | $ 64,000 | $ 67,000 |
| ANDERSON, IN | 3 | $ 319,000 | $ 106,000 | $ 82,000 |
| DALTON, GA | 3 | $ 291,000 | $ 97,000 | $ 94,000 |
| JANESVILLE, WI | 3 | $ 252,000 | $ 84,000 | $ 32,000 |
| WAUSAU, WI | 3 | $ 294,000 | $ 98,000 | $ 84,000 |
| ELMIRA, NY | 2 | $ 137,000 | $ 68,000 | $ 72,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 136,000 | $ 136,000 | $ 47,000 |
Mortgage Loan Application Detail Totals for Usaa Federal Savings Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 29,990 | $4,403,642,000 | $150,098 | $1,000,000 | $67,470 | $995,000 |
| Refinancing | 20,835 | $2,553,646,000 | $117,352 | $1,000,000 | $69,137 | $1,046,000 |
| Home Improvement | 5,948 | $249,394,000 | $38,058 | $554,000 | $75,686 | $1,000,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 35,181 | $4,905,854,000 | $138,705 | $1,000,000 | $72,901 | $995,000 |
| Not Provided | 14,283 | $1,363,113,000 | $93,666 | $959,000 | $62,529 | $1,000,000 |
| Black or African American | 3,141 | $414,029,000 | $137,081 | $656,000 | $71,653 | $675,000 |
| Hispanic | 2,917 | $343,284,000 | $120,372 | $661,000 | $66,431 | $1,046,000 |
| Asian | 754 | $120,225,000 | $147,613 | $700,000 | $78,840 | $906,000 |
| American Indian or Alaskan Native | 280 | $35,057,000 | $135,439 | $600,000 | $76,463 | $280,000 |
| Native Hawaiian or Other Pacific Islander | 160 | $22,069,000 | $128,848 | $399,000 | $74,939 | $295,000 |
| Not applicable | 57 | $3,051,000 | $51,814 | $229,000 | $55,407 | $256,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 50,452 | $6,243,950,000 | $122,156 | $1,000,000 | $71,607 | $1,046,000 |
| VA-guaranteed (Veterans Administration) | 6,321 | $962,732,000 | $155,800 | $317,000 | $52,460 | $272,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 41,168 | $5,109,461,000 | $123,666 | $1,000,000 | $68,803 | $1,046,000 |
| Application Withdrawn By Applicant | 7,335 | $1,094,679,000 | $147,568 | $1,000,000 | $73,372 | $852,000 |
| Application Denied By Financial Institution | 6,551 | $854,871,000 | $128,215 | $959,000 | $65,803 | $758,000 |
| File Closed For Incompleteness | 1,098 | $70,460,000 | $60,686 | $517,000 | $70,549 | $906,000 |
| Application Approved But Not Accepted | 621 | $77,211,000 | $121,653 | $532,000 | $77,387 | $450,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 2,465 | $300,481,000 | $120,039 | $959,000 | $66,647 | $758,000 |
| Collateral | 1,584 | $179,036,000 | $115,080 | $608,000 | $75,120 | $750,000 |
| Debt-To-Income Ratio | 1,315 | $196,933,000 | $142,520 | $929,000 | $50,000 | $450,000 |
| Credit Application Incomplete | 515 | $83,355,000 | $163,404 | $655,000 | $75,765 | $653,000 |
| Other | 299 | $42,154,000 | $136,674 | $560,000 | $72,186 | $238,000 |
| Unverifiable Information | 137 | $20,263,000 | $148,000 | $661,000 | $57,473 | $470,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 137 | $20,503,000 | $142,400 | $556,000 | $65,600 | $418,000 |
| Employment History | 78 | $10,785,000 | $128,514 | $430,000 | $37,257 | $250,000 |
| Mortgage Insurance Denied | 21 | $1,361,000 | $66,384 | $287,000 | $90,384 | $206,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Usaa Federal Savings Bank's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Usaa Federal Savings Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Texas, download the full spreadsheet
with aggregated HMDA statistics today.