Valley Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Valley Bank 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley Bank 3455 Avenue Of The Cities Moline, IL 61265 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,473 |
| Total Mortgage Loan Application Amount | $362,243,000 |
| Average Mortgage Loan Application Amount | $125,666 |
| Highest Mortgage Loan Application Amount | $2,200,000 |
| Average Applicant Income | $75,333 |
| Highest Applicant Income | $2,088,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Valley Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Valley Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley Bank's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Scott County Iowa | 745 | $ 87,588,000 | $ 117,000 | $ 63,000 |
| Polk County Iowa | 485 | $ 68,573,000 | $ 141,000 | $ 74,000 |
| Rock Island County Illinois | 196 | $ 19,680,000 | $ 100,000 | $ 52,000 |
| Maricopa County Arizona | 189 | $ 61,341,000 | $ 324,000 | $ 126,000 |
| Story County Iowa | 164 | $ 22,655,000 | $ 138,000 | $ 73,000 |
| Benton County Arkansas | 71 | $ 8,094,000 | $ 114,000 | $ 137,000 |
| Dallas County Iowa | 61 | $ 8,294,000 | $ 135,000 | $ 88,000 |
| Clinton County Iowa | 37 | $ 3,343,000 | $ 90,000 | $ 49,000 |
| Washington County Arkansas | 27 | $ 4,893,000 | $ 181,000 | $ 162,000 |
| Warren County Iowa | 25 | $ 3,998,000 | $ 159,000 | $ 73,000 |
| Henry County Illinois | 23 | $ 2,382,000 | $ 103,000 | $ 43,000 |
| Union County Iowa | 21 | $ 1,347,000 | $ 64,000 | $ 42,000 |
| Wasco County Oregon | 19 | $ 2,781,000 | $ 146,000 | $ 75,000 |
| Boone County Iowa | 18 | $ 3,189,000 | $ 177,000 | $ 112,000 |
| Jasper County Iowa | 14 | $ 1,530,000 | $ 109,000 | $ 69,000 |
| Madison County Iowa | 13 | $ 2,686,000 | $ 206,000 | $ 140,000 |
| Mercer County Illinois | 11 | $ 1,060,000 | $ 96,000 | $ 44,000 |
| Muscatine County Iowa | 10 | $ 758,000 | $ 75,000 | $ 73,000 |
| Pinal County Arizona | 8 | $ 1,583,000 | $ 197,000 | $ 76,000 |
| Whiteside County Illinois | 8 | $ 710,000 | $ 88,000 | $ 55,000 |
| Cedar County Iowa | 8 | $ 673,000 | $ 84,000 | $ 67,000 |
| Marion County Iowa | 8 | $ 1,450,000 | $ 181,000 | $ 70,000 |
| Douglas County Nebraska | 8 | $ 1,992,000 | $ 249,000 | $ 198,000 |
| Sarpy County Nebraska | 8 | $ 1,616,000 | $ 202,000 | $ 74,000 |
| Guthrie County Iowa | 6 | $ 808,000 | $ 134,000 | $ 77,000 |
| Adair County Iowa | 5 | $ 391,000 | $ 78,000 | $ 50,000 |
| Des Moines County Iowa | 5 | $ 381,000 | $ 76,000 | $ 44,000 |
| Johnson County Iowa | 5 | $ 607,000 | $ 121,000 | $ 94,000 |
| Wright County Iowa | 5 | $ 599,000 | $ 119,000 | $ 59,000 |
| Coconino County Arizona | 4 | $ 848,000 | $ 212,000 | $ 86,000 |
| Linn County Iowa | 4 | $ 627,000 | $ 156,000 | $ 92,000 |
| Hennepin County Minnesota | 4 | $ 1,344,000 | $ 336,000 | $ 116,000 |
| St. Charles County Missouri | 4 | $ 444,000 | $ 111,000 | $ 37,000 |
| Navajo County Arizona | 3 | $ 431,000 | $ 143,000 | $ 51,000 |
| San Bernardino County California | 3 | $ 744,000 | $ 248,000 | $ 97,000 |
| Denver County Colorado | 3 | $ 756,000 | $ 252,000 | $ 25,000 |
| Broward County Florida | 3 | $ 2,357,000 | $ 785,000 | $ 235,000 |
| Fulton County Georgia | 3 | $ 1,153,000 | $ 384,000 | $ 210,000 |
| Lee County Illinois | 3 | $ 186,000 | $ 62,000 | $ 67,000 |
| Adams County Iowa | 3 | $ 248,000 | $ 82,000 | $ 56,000 |
| Decatur County Iowa | 3 | $ 456,000 | $ 152,000 | $ 138,000 |
| Poweshiek County Iowa | 3 | $ 574,000 | $ 191,000 | $ 79,000 |
| Morgan County Missouri | 3 | $ 759,000 | $ 253,000 | $ 160,000 |
| Multnomah County Oregon | 3 | $ 737,000 | $ 245,000 | $ 165,000 |
| Pima County Arizona | 2 | $ 426,000 | $ 213,000 | $ 56,000 |
| Yavapai County Arizona | 2 | $ 321,000 | $ 160,000 | $ 31,000 |
| La Plata County Colorado | 2 | $ 890,000 | $ 445,000 | $ 163,000 |
| Palm Beach County Florida | 2 | $ 2,384,000 | $ 1,192,000 | $ 517,000 |
| Cobb County Georgia | 2 | $ 297,000 | $ 148,000 | $ 0 |
| Cook County Illinois | 2 | $ 404,000 | $ 202,000 | $ 138,000 |
| Knox County Illinois | 2 | $ 114,000 | $ 57,000 | $ 38,000 |
| Tazewell County Illinois | 2 | $ 258,000 | $ 129,000 | $ 93,000 |
| Benton County Iowa | 2 | $ 474,000 | $ 237,000 | $ 66,000 |
| Jackson County Iowa | 2 | $ 250,000 | $ 125,000 | $ 113,000 |
| Lucas County Iowa | 2 | $ 101,000 | $ 50,000 | $ 32,000 |
| Marshall County Iowa | 2 | $ 270,000 | $ 135,000 | $ 96,000 |
| Pottawattamie County Iowa | 2 | $ 63,000 | $ 31,000 | $ 31,000 |
| Webster County Iowa | 2 | $ 148,000 | $ 74,000 | $ 64,000 |
| Woodbury County Iowa | 2 | $ 87,000 | $ 43,000 | $ 26,000 |
| Camden County Missouri | 2 | $ 384,000 | $ 192,000 | $ 291,000 |
| Hudson County New Jersey | 2 | $ 140,000 | $ 70,000 | $ 132,000 |
| Montgomery County Ohio | 2 | $ 136,000 | $ 68,000 | $ 30,000 |
| Clackamas County Oregon | 2 | $ 1,140,000 | $ 570,000 | $ 187,000 |
| Lyman County South Dakota | 2 | $ 113,000 | $ 56,000 | $ 59,000 |
| Minnehaha County South Dakota | 2 | $ 504,000 | $ 252,000 | $ 55,000 |
| Maury County Tennessee | 2 | $ 354,000 | $ 177,000 | $ 69,000 |
| Madison County Arkansas | 1 | $ 88,000 | $ 88,000 | $ 36,000 |
| Sebastian County Arkansas | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Van Buren County Arkansas | 1 | $ 56,000 | $ 56,000 | $ 150,000 |
| Orange County California | 1 | $ 436,000 | $ 436,000 | $ 121,000 |
| Riverside County California | 1 | $ 472,000 | $ 472,000 | $ 224,000 |
| Arapahoe County Colorado | 1 | $ 410,000 | $ 410,000 | $ 190,000 |
| Douglas County Colorado | 1 | $ 219,000 | $ 219,000 | $ 81,000 |
| Jefferson County Colorado | 1 | $ 425,000 | $ 425,000 | $ 120,000 |
| Miami-Dade County Florida | 1 | $ 320,000 | $ 320,000 | $ 98,000 |
| Osceola County Florida | 1 | $ 188,000 | $ 188,000 | $ 108,000 |
| Polk County Florida | 1 | $ 189,000 | $ 189,000 | $ 60,000 |
| Sumter County Florida | 1 | $ 136,000 | $ 136,000 | $ 43,000 |
| Coweta County Georgia | 1 | $ 182,000 | $ 182,000 | $ 60,000 |
| Carroll County Illinois | 1 | $ 75,000 | $ 75,000 | $ 74,000 |
| Kane County Illinois | 1 | $ 180,000 | $ 180,000 | $ 68,000 |
| Kendall County Illinois | 1 | $ 383,000 | $ 383,000 | $ 94,000 |
| Will County Illinois | 1 | $ 168,000 | $ 168,000 | $ 94,000 |
| Allamakee County Iowa | 1 | $ 257,000 | $ 257,000 | $ 103,000 |
| Buchanan County Iowa | 1 | $ 135,000 | $ 135,000 | $ 38,000 |
| Clarke County Iowa | 1 | $ 398,000 | $ 398,000 | $ 158,000 |
| Clay County Iowa | 1 | $ 98,000 | $ 98,000 | $ 28,000 |
| Dickinson County Iowa | 1 | $ 116,000 | $ 116,000 | $ 126,000 |
| Dubuque County Iowa | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Greene County Iowa | 1 | $ 98,000 | $ 98,000 | $ 54,000 |
| Hamilton County Iowa | 1 | $ 260,000 | $ 260,000 | $ 108,000 |
| Hardin County Iowa | 1 | $ 60,000 | $ 60,000 | $ 28,000 |
| Humboldt County Iowa | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Jefferson County Iowa | 1 | $ 274,000 | $ 274,000 | $ 115,000 |
| Jones County Iowa | 1 | $ 25,000 | $ 25,000 | $ 32,000 |
| Mahaska County Iowa | 1 | $ 182,000 | $ 182,000 | $ 58,000 |
| Ringgold County Iowa | 1 | $ 320,000 | $ 320,000 | $ 360,000 |
| Taylor County Iowa | 1 | $ 54,000 | $ 54,000 | $ 22,000 |
| Wapello County Iowa | 1 | $ 100,000 | $ 100,000 | $ 72,000 |
| Anne Arundel County Maryland | 1 | $ 216,000 | $ 216,000 | $ 44,000 |
| Berrien County Michigan | 1 | $ 370,000 | $ 370,000 | $ 0 |
| Kent County Michigan | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Becker County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 736,000 |
| Dakota County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 135,000 |
| Fillmore County Minnesota | 1 | $ 84,000 | $ 84,000 | $ 43,000 |
| Nobles County Minnesota | 1 | $ 248,000 | $ 248,000 | $ 54,000 |
| Jackson County Missouri | 1 | $ 304,000 | $ 304,000 | $ 91,000 |
| St. Louis City County Missouri | 1 | $ 112,000 | $ 112,000 | $ 39,000 |
| Taney County Missouri | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Lewis and Clark County Montana | 1 | $ 131,000 | $ 131,000 | $ 85,000 |
| Livingston County New York | 1 | $ 148,000 | $ 148,000 | $ 81,000 |
| Haywood County North Carolina | 1 | $ 200,000 | $ 200,000 | $ 4,000 |
| Mecklenburg County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 238,000 |
| Delaware County Ohio | 1 | $ 235,000 | $ 235,000 | $ 150,000 |
| Franklin County Ohio | 1 | $ 54,000 | $ 54,000 | $ 144,000 |
| Adair County Oklahoma | 1 | $ 55,000 | $ 55,000 | $ 20,000 |
| Pittsburg County Oklahoma | 1 | $ 133,000 | $ 133,000 | $ 65,000 |
| Tulsa County Oklahoma | 1 | $ 99,000 | $ 99,000 | $ 55,000 |
| Clatsop County Oregon | 1 | $ 271,000 | $ 271,000 | $ 88,000 |
| Philadelphia County Pennsylvania | 1 | $ 276,000 | $ 276,000 | $ 80,000 |
| Davidson County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 401,000 |
| Bexar County Texas | 1 | $ 210,000 | $ 210,000 | $ 0 |
| Dallas County Texas | 1 | $ 74,000 | $ 74,000 | $ 190,000 |
| Denton County Texas | 1 | $ 166,000 | $ 166,000 | $ 58,000 |
| Gregg County Texas | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Harris County Texas | 1 | $ 256,000 | $ 256,000 | $ 88,000 |
| Loudoun County Virginia | 1 | $ 717,000 | $ 717,000 | $ 171,000 |
| Marion County West Virginia | 1 | $ 627,000 | $ 627,000 | $ 0 |
| Crawford County Wisconsin | 1 | $ 157,000 | $ 157,000 | $ 88,000 |
| Oconto County Wisconsin | 1 | $ 161,000 | $ 161,000 | $ 79,000 |
Mortgage Loan Application Detail Totals for Valley Bank in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,649 | $219,336,000 | $133,000 | $1,729,000 | $66,000 | $1,020,000 |
| Refinancing | 805 | $141,588,000 | $175,000 | $2,200,000 | $96,000 | $2,088,000 |
| Home Improvement | 19 | $1,319,000 | $69,000 | $774,000 | $64,000 | $175,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,198 | $318,363,000 | $144,000 | $2,200,000 | $77,000 | $2,088,000 |
| Not Provided | 85 | $14,509,000 | $170,000 | $1,295,000 | $81,000 | $736,000 |
| Hispanic | 77 | $9,249,000 | $120,000 | $502,000 | $47,000 | $195,000 |
| Black or African American | 38 | $6,090,000 | $160,000 | $548,000 | $75,000 | $238,000 |
| Not applicable | 34 | $5,413,000 | $159,000 | $627,000 | $0 | $0 |
| Asian | 34 | $5,993,000 | $176,000 | $550,000 | $89,000 | $441,000 |
| Native Hawaiian or Other Pacific Islander | 4 | $1,972,000 | $493,000 | $1,500,000 | $295,000 | $544,000 |
| American Indian or Alaskan Native | 3 | $654,000 | $218,000 | $360,000 | $98,000 | $160,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,171 | $325,513,000 | $149,000 | $2,200,000 | $80,000 | $2,088,000 |
| FHA-insured (Federal Housing Administration) | 231 | $26,478,000 | $114,000 | $264,000 | $46,000 | $130,000 |
| VA-guaranteed (Veterans Administration) | 66 | $9,723,000 | $147,000 | $296,000 | $60,000 | $168,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 5 | $529,000 | $105,000 | $143,000 | $35,000 | $50,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,870 | $274,088,000 | $146,000 | $2,120,000 | $75,000 | $2,088,000 |
| Application Denied By Financial Institution | 370 | $44,286,000 | $119,000 | $715,000 | $70,000 | $2,088,000 |
| Application Withdrawn By Applicant | 174 | $32,554,000 | $187,000 | $2,200,000 | $94,000 | $853,000 |
| Application Approved But Not Accepted | 46 | $9,293,000 | $202,000 | $1,295,000 | $87,000 | $598,000 |
| File Closed For Incompleteness | 12 | $1,921,000 | $160,000 | $410,000 | $74,000 | $190,000 |
| Preapproval Approved but not Accepted | 1 | $101,000 | $101,000 | $101,000 | $57,000 | $57,000 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 105 | $10,696,000 | $101,000 | $281,000 | $40,000 | $189,000 |
| Debt-To-Income Ratio | 35 | $4,849,000 | $138,000 | $483,000 | $53,000 | $168,000 |
| Other | 19 | $2,722,000 | $143,000 | $295,000 | $128,000 | $341,000 |
| Collateral | 18 | $1,746,000 | $97,000 | $284,000 | $58,000 | $216,000 |
| Employment History | 7 | $643,000 | $91,000 | $200,000 | $51,000 | $100,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $553,000 | $138,000 | $214,000 | $73,000 | $97,000 |
| Unverifiable Information | 3 | $440,000 | $146,000 | $170,000 | $38,000 | $59,000 |
| Credit Application Incomplete | 1 | $190,000 | $190,000 | $190,000 | $43,000 | $43,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley Bank's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Illinois, download the full spreadsheet
with aggregated HMDA statistics today.