Valley National Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Valley National Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Valley National Bank 1460 Valley Road Passaic, NJ 07470 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 7,221 |
| Total Mortgage Loan Application Amount | $3,425,165,000 |
| Average Mortgage Loan Application Amount | $427,800 |
| Highest Mortgage Loan Application Amount | $76,005,000 |
| Average Applicant Income | $213,200 |
| Highest Applicant Income | $7,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Valley National Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Valley National Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Valley National Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Valley National Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Valley National Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Valley National Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bergen County New Jersey | 690 | $ 208,350,000 | $ 301,000 | $ 182,000 |
| Suffolk County New York | 476 | $ 247,730,000 | $ 520,000 | $ 320,000 |
| Passaic County New Jersey | 423 | $ 86,215,000 | $ 203,000 | $ 123,000 |
| Essex County New Jersey | 421 | $ 108,425,000 | $ 257,000 | $ 164,000 |
| Morris County New Jersey | 414 | $ 99,020,000 | $ 239,000 | $ 169,000 |
| Monmouth County New Jersey | 270 | $ 75,210,000 | $ 278,000 | $ 193,000 |
| Nassau County New York | 255 | $ 120,685,000 | $ 473,000 | $ 244,000 |
| Ocean County New Jersey | 250 | $ 114,910,000 | $ 459,000 | $ 281,000 |
| Pinellas County Florida | 228 | $ 111,960,000 | $ 491,000 | $ 295,000 |
| Palm Beach County Florida | 219 | $ 72,325,000 | $ 330,000 | $ 205,000 |
| Hillsborough County Florida | 213 | $ 106,545,000 | $ 500,000 | $ 310,000 |
| Union County New Jersey | 195 | $ 66,785,000 | $ 342,000 | $ 162,000 |
| Kings County New York | 178 | $ 347,130,000 | $ 1,950,000 | $ 283,000 |
| Queens County New York | 172 | $ 112,920,000 | $ 656,000 | $ 133,000 |
| Hudson County New Jersey | 161 | $ 48,655,000 | $ 302,000 | $ 162,000 |
| Middlesex County New Jersey | 157 | $ 111,115,000 | $ 707,000 | $ 134,000 |
| Cape May County New Jersey | 140 | $ 93,800,000 | $ 670,000 | $ 423,000 |
| Somerset County New Jersey | 125 | $ 37,125,000 | $ 297,000 | $ 165,000 |
| Miami-Dade County Florida | 123 | $ 66,745,000 | $ 542,000 | $ 289,000 |
| Sussex County New Jersey | 122 | $ 21,130,000 | $ 173,000 | $ 117,000 |
| New York County New York | 122 | $ 275,280,000 | $ 2,256,000 | $ 511,000 |
| Orange County New York | 122 | $ 31,890,000 | $ 261,000 | $ 122,000 |
| Collier County Florida | 117 | $ 60,925,000 | $ 520,000 | $ 263,000 |
| Broward County Florida | 109 | $ 39,255,000 | $ 360,000 | $ 167,000 |
| Lee County Florida | 107 | $ 35,675,000 | $ 333,000 | $ 181,000 |
| Dutchess County New York | 98 | $ 22,990,000 | $ 234,000 | $ 102,000 |
| Brevard County Florida | 84 | $ 11,000,000 | $ 130,000 | $ 75,000 |
| Orange County Florida | 67 | $ 38,865,000 | $ 580,000 | $ 268,000 |
| Westchester County New York | 62 | $ 42,920,000 | $ 692,000 | $ 226,000 |
| Warren County New Jersey | 57 | $ 8,675,000 | $ 152,000 | $ 119,000 |
| Atlantic County New Jersey | 48 | $ 24,720,000 | $ 515,000 | $ 327,000 |
| Mercer County New Jersey | 45 | $ 12,605,000 | $ 280,000 | $ 201,000 |
| Ulster County New York | 40 | $ 9,680,000 | $ 242,000 | $ 155,000 |
| Richmond County New York | 36 | $ 10,420,000 | $ 289,000 | $ 172,000 |
| Rockland County New York | 34 | $ 10,260,000 | $ 301,000 | $ 193,000 |
| Sarasota County Florida | 32 | $ 26,220,000 | $ 819,000 | $ 171,000 |
| Pasco County Florida | 30 | $ 8,550,000 | $ 285,000 | $ 174,000 |
| Philadelphia County Pennsylvania | 29 | $ 11,395,000 | $ 392,000 | $ 305,000 |
| Putnam County New York | 28 | $ 10,360,000 | $ 370,000 | $ 154,000 |
| Bronx County New York | 27 | $ 36,715,000 | $ 1,359,000 | $ 129,000 |
| Tallapoosa County Alabama | 26 | $ 2,500,000 | $ 96,000 | $ 73,000 |
| Seminole County Florida | 26 | $ 4,240,000 | $ 163,000 | $ 185,000 |
| Fairfield County Connecticut | 25 | $ 16,615,000 | $ 664,000 | $ 262,000 |
| Hunterdon County New Jersey | 25 | $ 8,405,000 | $ 336,000 | $ 393,000 |
| Manatee County Florida | 24 | $ 18,390,000 | $ 766,000 | $ 687,000 |
| Bucks County Pennsylvania | 21 | $ 7,915,000 | $ 376,000 | $ 193,000 |
| Monroe County New York | 20 | $ 2,360,000 | $ 118,000 | $ 60,000 |
| Indian River County Florida | 18 | $ 3,800,000 | $ 211,000 | $ 121,000 |
| Montgomery County Alabama | 17 | $ 2,285,000 | $ 134,000 | $ 79,000 |
| St. Clair County Alabama | 16 | $ 2,450,000 | $ 153,000 | $ 158,000 |
| Polk County Florida | 16 | $ 8,810,000 | $ 550,000 | $ 181,000 |
| Burlington County New Jersey | 15 | $ 4,905,000 | $ 327,000 | $ 186,000 |
| Jefferson County Alabama | 14 | $ 3,000,000 | $ 214,000 | $ 186,000 |
| Camden County New Jersey | 14 | $ 4,420,000 | $ 315,000 | $ 263,000 |
| Duval County Florida | 13 | $ 2,825,000 | $ 217,000 | $ 196,000 |
| St. Johns County Florida | 13 | $ 4,885,000 | $ 375,000 | $ 162,000 |
| Shelby County Alabama | 12 | $ 2,650,000 | $ 220,000 | $ 233,000 |
| Volusia County Florida | 10 | $ 9,760,000 | $ 976,000 | $ 259,000 |
| Greene County New York | 10 | $ 2,590,000 | $ 259,000 | $ 614,000 |
| Montgomery County Pennsylvania | 10 | $ 8,200,000 | $ 820,000 | $ 408,000 |
| Elmore County Alabama | 9 | $ 895,000 | $ 99,000 | $ 65,000 |
| Sullivan County New York | 9 | $ 1,335,000 | $ 148,000 | $ 127,000 |
| Delaware County Pennsylvania | 9 | $ 2,225,000 | $ 247,000 | $ 208,000 |
| Northampton County Pennsylvania | 9 | $ 13,495,000 | $ 1,499,000 | $ 118,000 |
| Lee County Alabama | 8 | $ 1,740,000 | $ 217,000 | $ 93,000 |
| Los Angeles County California | 8 | $ 6,290,000 | $ 786,000 | $ 392,000 |
| Lake County Florida | 8 | $ 2,410,000 | $ 301,000 | $ 122,000 |
| Pike County Pennsylvania | 8 | $ 720,000 | $ 90,000 | $ 66,000 |
| Marion County Florida | 7 | $ 12,385,000 | $ 1,769,000 | $ 153,000 |
| Martin County Florida | 7 | $ 1,585,000 | $ 226,000 | $ 143,000 |
| Montgomery County Maryland | 7 | $ 5,575,000 | $ 796,000 | $ 222,000 |
| Gloucester County New Jersey | 7 | $ 1,905,000 | $ 272,000 | $ 178,000 |
| Osceola County Florida | 6 | $ 1,240,000 | $ 206,000 | $ 486,000 |
| St. Lucie County Florida | 6 | $ 1,130,000 | $ 188,000 | $ 67,000 |
| Fulton County Georgia | 6 | $ 2,090,000 | $ 348,000 | $ 287,000 |
| Chester County Pennsylvania | 6 | $ 3,280,000 | $ 546,000 | $ 242,000 |
| Columbia County New York | 5 | $ 1,555,000 | $ 311,000 | $ 506,000 |
| Wayne County Pennsylvania | 5 | $ 365,000 | $ 73,000 | $ 134,000 |
| New Castle County Delaware | 4 | $ 6,150,000 | $ 1,537,000 | $ 658,000 |
| Charlotte County Florida | 4 | $ 990,000 | $ 247,000 | $ 119,000 |
| Monroe County Florida | 4 | $ 6,190,000 | $ 1,547,000 | $ 835,000 |
| Baltimore City County Maryland | 4 | $ 740,000 | $ 185,000 | $ 157,000 |
| Wake County North Carolina | 4 | $ 1,130,000 | $ 282,000 | $ 148,000 |
| Lehigh County Pennsylvania | 4 | $ 790,000 | $ 197,000 | $ 109,000 |
| Monroe County Pennsylvania | 4 | $ 640,000 | $ 160,000 | $ 136,000 |
| Sevier County Tennessee | 4 | $ 1,620,000 | $ 405,000 | $ 669,000 |
| Baldwin County Alabama | 3 | $ 645,000 | $ 215,000 | $ 67,000 |
| Orange County California | 3 | $ 4,105,000 | $ 1,368,000 | $ 871,000 |
| San Diego County California | 3 | $ 2,385,000 | $ 795,000 | $ 818,000 |
| Citrus County Florida | 3 | $ 5,655,000 | $ 1,885,000 | $ 144,000 |
| Howard County Maryland | 3 | $ 865,000 | $ 288,000 | $ 273,000 |
| Saratoga County New York | 3 | $ 585,000 | $ 195,000 | $ 99,000 |
| Cabarrus County North Carolina | 3 | $ 655,000 | $ 218,000 | $ 80,000 |
| Iredell County North Carolina | 3 | $ 1,525,000 | $ 508,000 | $ 1,076,000 |
| Horry County South Carolina | 3 | $ 925,000 | $ 308,000 | $ 103,000 |
| Williamson County Tennessee | 3 | $ 4,655,000 | $ 1,551,000 | $ 1,032,000 |
| Fairfax County Virginia | 3 | $ 2,725,000 | $ 908,000 | $ 162,000 |
| Butler County Alabama | 2 | $ 980,000 | $ 490,000 | $ 167,000 |
| Calhoun County Alabama | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Coosa County Alabama | 2 | $ 110,000 | $ 55,000 | $ 59,000 |
| Maricopa County Arizona | 2 | $ 500,000 | $ 250,000 | $ 87,000 |
| Alameda County California | 2 | $ 410,000 | $ 205,000 | $ 296,000 |
| Eagle County Colorado | 2 | $ 5,160,000 | $ 2,580,000 | $ 1,330,000 |
| Hartford County Connecticut | 2 | $ 12,800,000 | $ 6,400,000 | $ 150,000 |
| New Haven County Connecticut | 2 | $ 230,000 | $ 115,000 | $ 40,000 |
| Alachua County Florida | 2 | $ 210,000 | $ 105,000 | $ 171,000 |
| Escambia County Florida | 2 | $ 1,360,000 | $ 680,000 | $ 1,239,000 |
| Flagler County Florida | 2 | $ 610,000 | $ 305,000 | $ 154,000 |
| Hernando County Florida | 2 | $ 200,000 | $ 100,000 | $ 294,000 |
| Highlands County Florida | 2 | $ 510,000 | $ 255,000 | $ 181,000 |
| Leon County Florida | 2 | $ 3,170,000 | $ 1,585,000 | $ 61,000 |
| Sumter County Florida | 2 | $ 5,760,000 | $ 2,880,000 | $ 101,000 |
| Walton County Florida | 2 | $ 37,970,000 | $ 18,985,000 | $ 64,000 |
| Cook County Illinois | 2 | $ 870,000 | $ 435,000 | $ 176,000 |
| Boone County Kentucky | 2 | $ 560,000 | $ 280,000 | $ 90,000 |
| Lincoln County Maine | 2 | $ 1,070,000 | $ 535,000 | $ 564,000 |
| Baltimore County Maryland | 2 | $ 21,760,000 | $ 10,880,000 | $ 179,000 |
| Delaware County New York | 2 | $ 570,000 | $ 285,000 | $ 59,000 |
| Schenectady County New York | 2 | $ 300,000 | $ 150,000 | $ 60,000 |
| Wayne County New York | 2 | $ 180,000 | $ 90,000 | $ 45,000 |
| Avery County North Carolina | 2 | $ 970,000 | $ 485,000 | $ 455,000 |
| Brunswick County North Carolina | 2 | $ 390,000 | $ 195,000 | $ 97,000 |
| Union County North Carolina | 2 | $ 820,000 | $ 410,000 | $ 88,000 |
| Hamilton County Ohio | 2 | $ 1,940,000 | $ 970,000 | $ 234,000 |
| Centre County Pennsylvania | 2 | $ 1,150,000 | $ 575,000 | $ 1,586,000 |
| Washington County Rhode Island | 2 | $ 980,000 | $ 490,000 | $ 237,000 |
| Greenville County South Carolina | 2 | $ 1,090,000 | $ 545,000 | $ 175,000 |
| Dallas County Texas | 2 | $ 900,000 | $ 450,000 | $ 805,000 |
| Loudoun County Virginia | 2 | $ 1,050,000 | $ 525,000 | $ 180,000 |
| Portsmouth County Virginia | 2 | $ 10,070,000 | $ 5,035,000 | $ 0 |
| Prince William County Virginia | 2 | $ 780,000 | $ 390,000 | $ 96,000 |
| Bibb County Alabama | 1 | $ 45,000 | $ 45,000 | $ 38,000 |
| Chilton County Alabama | 1 | $ 155,000 | $ 155,000 | $ 302,000 |
| Cullman County Alabama | 1 | $ 245,000 | $ 245,000 | $ 298,000 |
| Escambia County Alabama | 1 | $ 35,000 | $ 35,000 | $ 58,000 |
| Tuscaloosa County Alabama | 1 | $ 335,000 | $ 335,000 | $ 77,000 |
| Pinal County Arizona | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Fresno County California | 1 | $ 135,000 | $ 135,000 | $ 138,000 |
| Riverside County California | 1 | $ 485,000 | $ 485,000 | $ 240,000 |
| Garfield County Colorado | 1 | $ 2,325,000 | $ 2,325,000 | $ 1,607,000 |
| Routt County Colorado | 1 | $ 435,000 | $ 435,000 | $ 102,000 |
| Summit County Colorado | 1 | $ 375,000 | $ 375,000 | $ 325,000 |
| Litchfield County Connecticut | 1 | $ 255,000 | $ 255,000 | $ 61,000 |
| New London County Connecticut | 1 | $ 25,000 | $ 25,000 | $ 38,000 |
| Sussex County Delaware | 1 | $ 355,000 | $ 355,000 | $ 205,000 |
| District of Columbia County District Of Columbia | 1 | $ 995,000 | $ 995,000 | $ 211,000 |
| Bay County Florida | 1 | $ 1,555,000 | $ 1,555,000 | $ 372,000 |
| Gulf County Florida | 1 | $ 795,000 | $ 795,000 | $ 196,000 |
| Levy County Florida | 1 | $ 1,625,000 | $ 1,625,000 | $ 0 |
| Okaloosa County Florida | 1 | $ 1,075,000 | $ 1,075,000 | $ 0 |
| Muscogee County Georgia | 1 | $ 7,405,000 | $ 7,405,000 | $ 0 |
| Rabun County Georgia | 1 | $ 1,385,000 | $ 1,385,000 | $ 545,000 |
| Ada County Idaho | 1 | $ 345,000 | $ 345,000 | $ 125,000 |
| Grant County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 68,000 |
| Calvert County Maryland | 1 | $ 375,000 | $ 375,000 | $ 524,000 |
| Cecil County Maryland | 1 | $ 34,705,000 | $ 34,705,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 675,000 | $ 675,000 | $ 292,000 |
| Barnstable County Massachusetts | 1 | $ 1,005,000 | $ 1,005,000 | $ 930,000 |
| Bristol County Massachusetts | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Nantucket County Massachusetts | 1 | $ 525,000 | $ 525,000 | $ 120,000 |
| Norfolk County Massachusetts | 1 | $ 405,000 | $ 405,000 | $ 99,000 |
| Suffolk County Massachusetts | 1 | $ 485,000 | $ 485,000 | $ 208,000 |
| Oakland County Michigan | 1 | $ 2,095,000 | $ 2,095,000 | $ 12,000 |
| Hinds County Mississippi | 1 | $ 5,005,000 | $ 5,005,000 | $ 0 |
| St. Charles County Missouri | 1 | $ 315,000 | $ 315,000 | $ 323,000 |
| Clark County Nevada | 1 | $ 175,000 | $ 175,000 | $ 126,000 |
| Santa Fe County New Mexico | 1 | $ 1,125,000 | $ 1,125,000 | $ 1,071,000 |
| Albany County New York | 1 | $ 305,000 | $ 305,000 | $ 169,000 |
| Erie County New York | 1 | $ 175,000 | $ 175,000 | $ 242,000 |
| Essex County New York | 1 | $ 75,000 | $ 75,000 | $ 87,000 |
| Franklin County New York | 1 | $ 1,805,000 | $ 1,805,000 | $ 911,000 |
| Fulton County New York | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Livingston County New York | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Oneida County New York | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Otsego County New York | 1 | $ 165,000 | $ 165,000 | $ 236,000 |
| Tompkins County New York | 1 | $ 135,000 | $ 135,000 | $ 57,000 |
| Warren County New York | 1 | $ 145,000 | $ 145,000 | $ 185,000 |
| Chatham County North Carolina | 1 | $ 335,000 | $ 335,000 | $ 53,000 |
| Dare County North Carolina | 1 | $ 135,000 | $ 135,000 | $ 247,000 |
| Macon County North Carolina | 1 | $ 705,000 | $ 705,000 | $ 257,000 |
| Mecklenburg County North Carolina | 1 | $ 525,000 | $ 525,000 | $ 322,000 |
| Nash County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 98,000 |
| New Hanover County North Carolina | 1 | $ 205,000 | $ 205,000 | $ 493,000 |
| Rowan County North Carolina | 1 | $ 55,000 | $ 55,000 | $ 69,000 |
| Transylvania County North Carolina | 1 | $ 485,000 | $ 485,000 | $ 549,000 |
| Cuyahoga County Ohio | 1 | $ 105,000 | $ 105,000 | $ 192,000 |
| Multnomah County Oregon | 1 | $ 345,000 | $ 345,000 | $ 216,000 |
| Allegheny County Pennsylvania | 1 | $ 415,000 | $ 415,000 | $ 65,000 |
| Berks County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 230,000 |
| Carbon County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 107,000 |
| Cumberland County Pennsylvania | 1 | $ 405,000 | $ 405,000 | $ 263,000 |
| Lackawanna County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 185,000 |
| Lancaster County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 62,000 |
| Northumberland County Pennsylvania | 1 | $ 1,405,000 | $ 1,405,000 | $ 0 |
| Schuylkill County Pennsylvania | 1 | $ 355,000 | $ 355,000 | $ 126,000 |
| Susquehanna County Pennsylvania | 1 | $ 735,000 | $ 735,000 | $ 733,000 |
| Westmoreland County Pennsylvania | 1 | $ 455,000 | $ 455,000 | $ 138,000 |
| York County Pennsylvania | 1 | $ 10,755,000 | $ 10,755,000 | $ 0 |
| Kent County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 305,000 |
| Providence County Rhode Island | 1 | $ 315,000 | $ 315,000 | $ 170,000 |
| Charleston County South Carolina | 1 | $ 355,000 | $ 355,000 | $ 163,000 |
| Lexington County South Carolina | 1 | $ 975,000 | $ 975,000 | $ 340,000 |
| Richland County South Carolina | 1 | $ 2,295,000 | $ 2,295,000 | $ 0 |
| Davidson County Tennessee | 1 | $ 955,000 | $ 955,000 | $ 392,000 |
| Jefferson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 86,000 |
| Rutherford County Tennessee | 1 | $ 345,000 | $ 345,000 | $ 100,000 |
| Travis County Texas | 1 | $ 815,000 | $ 815,000 | $ 493,000 |
| Essex County Vermont | 1 | $ 145,000 | $ 145,000 | $ 61,000 |
| Windham County Vermont | 1 | $ 495,000 | $ 495,000 | $ 1,138,000 |
| Windsor County Vermont | 1 | $ 165,000 | $ 165,000 | $ 913,000 |
| Arlington County Virginia | 1 | $ 635,000 | $ 635,000 | $ 190,000 |
| Bedford County Virginia | 1 | $ 195,000 | $ 195,000 | $ 379,000 |
| Buckingham County Virginia | 1 | $ 185,000 | $ 185,000 | $ 167,000 |
| Richmond City County Virginia | 1 | $ 415,000 | $ 415,000 | $ 115,000 |
| Rockbridge County Virginia | 1 | $ 315,000 | $ 315,000 | $ 166,000 |
| Stafford County Virginia | 1 | $ 415,000 | $ 415,000 | $ 93,000 |
| Virginia Beach County Virginia | 1 | $ 845,000 | $ 845,000 | $ 300,000 |
Mortgage Loan Application Detail Totals for Valley National Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 3,150 | $1,449,480,000 | $460,000 | $34,705,000 | $206,000 | $4,192,000 |
| Cash-out Refinancing | 1,478 | $1,063,810,000 | $719,000 | $76,005,000 | $219,000 | $7,800,000 |
| Refinancing | 1,091 | $583,575,000 | $534,000 | $10,005,000 | $272,000 | $5,618,000 |
| Other Purpose | 869 | $213,315,000 | $245,000 | $15,695,000 | $201,000 | $4,660,000 |
| Home Improvement | 633 | $114,985,000 | $181,000 | $37,895,000 | $168,000 | $1,208,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,625 | $1,738,635,000 | $375,000 | $6,005,000 | $240,000 | $7,800,000 |
| Not Provided | 765 | $256,795,000 | $335,000 | $2,855,000 | $212,000 | $3,864,000 |
| Hispanic | 720 | $193,340,000 | $268,000 | $2,815,000 | $115,000 | $2,199,000 |
| Asian | 500 | $211,270,000 | $422,000 | $10,005,000 | $197,000 | $4,800,000 |
| Not applicable | 283 | $930,485,000 | $3,287,000 | $76,005,000 | $115,000 | $608,000 |
| Black or African American | 276 | $75,620,000 | $273,000 | $2,005,000 | $114,000 | $1,600,000 |
| American Indian or Alaskan Native | 8 | $2,050,000 | $256,000 | $665,000 | $137,000 | $377,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $675,000 | $225,000 | $315,000 | $76,000 | $119,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 6,955 | $3,347,995,000 | $481,000 | $76,005,000 | $219,000 | $7,800,000 |
| FHA-insured (Federal Housing Administration) | 228 | $66,270,000 | $290,000 | $945,000 | $89,000 | $789,000 |
| VA-guaranteed (Veterans Administration) | 30 | $9,070,000 | $302,000 | $585,000 | $96,000 | $354,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,830,000 | $228,000 | $355,000 | $74,000 | $116,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,949 | $2,618,235,000 | $529,000 | $76,005,000 | $218,000 | $5,618,000 |
| Application Withdrawn By Applicant | 1,112 | $439,000,000 | $394,000 | $10,005,000 | $249,000 | $7,800,000 |
| Application Denied By Financial Institution | 707 | $204,335,000 | $289,000 | $6,005,000 | $143,000 | $2,737,000 |
| Application Approved But Not Accepted | 239 | $103,875,000 | $434,000 | $3,875,000 | $248,000 | $2,360,000 |
| Loan Purchased By The Institution | 135 | $36,435,000 | $269,000 | $625,000 | $110,000 | $608,000 |
| File Closed For Incompleteness | 79 | $23,285,000 | $294,000 | $1,725,000 | $223,000 | $1,104,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 6,514 | $3,220,830,000 | $494,000 | $76,005,000 | $222,000 | $7,800,000 |
| Debt-To-Income Ratio | 318 | $82,930,000 | $260,000 | $2,805,000 | $94,000 | $911,000 |
| Collateral | 164 | $46,820,000 | $285,000 | $6,005,000 | $215,000 | $2,368,000 |
| Credit History | 115 | $30,095,000 | $261,000 | $6,005,000 | $132,000 | $1,171,000 |
| Other | 54 | $14,290,000 | $264,000 | $1,355,000 | $151,000 | $538,000 |
| Credit Application Incomplete | 22 | $17,060,000 | $775,000 | $4,005,000 | $345,000 | $2,737,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 20 | $10,530,000 | $526,000 | $2,005,000 | $132,000 | $540,000 |
| Unverifiable Information | 7 | $1,695,000 | $242,000 | $955,000 | $128,000 | $393,000 |
| Employment History | 7 | $915,000 | $130,000 | $245,000 | $67,000 | $158,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Valley National Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Valley National Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New Jersey, download the full spreadsheet
with aggregated HMDA statistics today.