Valor Bank
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage loan statistics, lending data, and loan application totals for Oklahoma.
The mortgage statistics and data below are specific to mortgage loan applications for Valor Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Valor Bank 1501 Renaissance Blvd Edmond, OK 73013 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 1,018 |
| Total Mortgage Loan Application Amount | $265,480,000 |
| Average Mortgage Loan Application Amount | $234,400 |
| Highest Mortgage Loan Application Amount | $2,875,000 |
| Average Applicant Income | $155,000 |
| Highest Applicant Income | $2,186,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in OK, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oklahoma County Oklahoma | 721 | $ 193,355,000 | $ 268,000 | $ 158,000 |
| Logan County Oklahoma | 64 | $ 17,030,000 | $ 266,000 | $ 123,000 |
| Canadian County Oklahoma | 60 | $ 12,540,000 | $ 209,000 | $ 116,000 |
| Cleveland County Oklahoma | 59 | $ 12,245,000 | $ 207,000 | $ 136,000 |
| Dallas County Texas | 12 | $ 4,460,000 | $ 371,000 | $ 135,000 |
| Grady County Oklahoma | 4 | $ 900,000 | $ 225,000 | $ 91,000 |
| Lincoln County Oklahoma | 4 | $ 660,000 | $ 165,000 | $ 79,000 |
| McClain County Oklahoma | 4 | $ 1,190,000 | $ 297,000 | $ 119,000 |
| Travis County Texas | 4 | $ 1,410,000 | $ 352,000 | $ 432,000 |
| Benton County Arkansas | 3 | $ 515,000 | $ 171,000 | $ 125,000 |
| Custer County Oklahoma | 3 | $ 895,000 | $ 298,000 | $ 170,000 |
| Payne County Oklahoma | 3 | $ 585,000 | $ 195,000 | $ 133,000 |
| Tulsa County Oklahoma | 3 | $ 365,000 | $ 121,000 | $ 105,000 |
| Denton County Texas | 3 | $ 715,000 | $ 238,000 | $ 141,000 |
| Albemarle County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 149,000 |
| Maricopa County Arizona | 2 | $ 910,000 | $ 455,000 | $ 165,000 |
| Lee County Florida | 2 | $ 510,000 | $ 255,000 | $ 206,000 |
| Jackson County Missouri | 2 | $ 190,000 | $ 95,000 | $ 629,000 |
| Bryan County Oklahoma | 2 | $ 300,000 | $ 150,000 | $ 54,000 |
| Caddo County Oklahoma | 2 | $ 520,000 | $ 260,000 | $ 86,000 |
| Cherokee County Oklahoma | 2 | $ 670,000 | $ 335,000 | $ 184,000 |
| Creek County Oklahoma | 2 | $ 480,000 | $ 240,000 | $ 127,000 |
| Jackson County Oklahoma | 2 | $ 80,000 | $ 40,000 | $ 73,000 |
| McIntosh County Oklahoma | 2 | $ 350,000 | $ 175,000 | $ 256,000 |
| Pittsburg County Oklahoma | 2 | $ 860,000 | $ 430,000 | $ 369,000 |
| Pottawatomie County Oklahoma | 2 | $ 260,000 | $ 130,000 | $ 92,000 |
| Harris County Texas | 2 | $ 500,000 | $ 250,000 | $ 187,000 |
| Tarrant County Texas | 2 | $ 470,000 | $ 235,000 | $ 535,000 |
| Pima County Arizona | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Los Angeles County California | 1 | $ 625,000 | $ 625,000 | $ 264,000 |
| Teller County Colorado | 1 | $ 175,000 | $ 175,000 | $ 152,000 |
| Marion County Florida | 1 | $ 245,000 | $ 245,000 | $ 250,000 |
| Miami-Dade County Florida | 1 | $ 485,000 | $ 485,000 | $ 200,000 |
| Okaloosa County Florida | 1 | $ 545,000 | $ 545,000 | $ 318,000 |
| Palm Beach County Florida | 1 | $ 365,000 | $ 365,000 | $ 460,000 |
| Chatham County Georgia | 1 | $ 145,000 | $ 145,000 | $ 101,000 |
| Cobb County Georgia | 1 | $ 255,000 | $ 255,000 | $ 141,000 |
| Gwinnett County Georgia | 1 | $ 215,000 | $ 215,000 | $ 164,000 |
| Maui County Hawaii | 1 | $ 545,000 | $ 545,000 | $ 234,000 |
| Bremer County Iowa | 1 | $ 245,000 | $ 245,000 | $ 65,000 |
| Harvey County Kansas | 1 | $ 265,000 | $ 265,000 | $ 60,000 |
| Johnson County Kansas | 1 | $ 205,000 | $ 205,000 | $ 95,000 |
| Jasper County Missouri | 1 | $ 65,000 | $ 65,000 | $ 149,000 |
| Lancaster County Nebraska | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Bergen County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 79,000 |
| Colfax County New Mexico | 1 | $ 505,000 | $ 505,000 | $ 309,000 |
| Lucas County Ohio | 1 | $ 45,000 | $ 45,000 | $ 120,000 |
| Cimarron County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 47,000 |
| Comanche County Oklahoma | 1 | $ 85,000 | $ 85,000 | $ 75,000 |
| Delaware County Oklahoma | 1 | $ 465,000 | $ 465,000 | $ 546,000 |
| Ellis County Oklahoma | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Kingfisher County Oklahoma | 1 | $ 435,000 | $ 435,000 | $ 133,000 |
| Mayes County Oklahoma | 1 | $ 405,000 | $ 405,000 | $ 146,000 |
| McCurtain County Oklahoma | 1 | $ 205,000 | $ 205,000 | $ 101,000 |
| Okfuskee County Oklahoma | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Osage County Oklahoma | 1 | $ 255,000 | $ 255,000 | $ 1,288,000 |
| Rogers County Oklahoma | 1 | $ 175,000 | $ 175,000 | $ 31,000 |
| Stephens County Oklahoma | 1 | $ 145,000 | $ 145,000 | $ 166,000 |
| Woodward County Oklahoma | 1 | $ 315,000 | $ 315,000 | $ 98,000 |
| Burnet County Texas | 1 | $ 205,000 | $ 205,000 | $ 137,000 |
| Collin County Texas | 1 | $ 175,000 | $ 175,000 | $ 297,000 |
| Donley County Texas | 1 | $ 205,000 | $ 205,000 | $ 174,000 |
| Erath County Texas | 1 | $ 85,000 | $ 85,000 | $ 58,000 |
| Fort Bend County Texas | 1 | $ 305,000 | $ 305,000 | $ 183,000 |
| Hays County Texas | 1 | $ 185,000 | $ 185,000 | $ 51,000 |
| Kaufman County Texas | 1 | $ 1,025,000 | $ 1,025,000 | $ 0 |
| Potter County Texas | 1 | $ 125,000 | $ 125,000 | $ 62,000 |
| Randall County Texas | 1 | $ 145,000 | $ 145,000 | $ 68,000 |
| Greene County Virginia | 1 | $ 335,000 | $ 335,000 | $ 175,000 |
| King County Washington | 1 | $ 395,000 | $ 395,000 | $ 315,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Oklahoma,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Valor Bank in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 556 | $146,750,000 | $263,000 | $2,655,000 | $159,000 | $2,186,000 |
| Refinancing | 336 | $88,380,000 | $263,000 | $2,875,000 | $155,000 | $1,444,000 |
| Cash-out Refinancing | 113 | $28,025,000 | $248,000 | $1,125,000 | $140,000 | $1,288,000 |
| Home Improvement | 8 | $890,000 | $111,000 | $315,000 | $154,000 | $335,000 |
| Other Purpose | 5 | $1,435,000 | $287,000 | $475,000 | $167,000 | $313,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 616 | $157,940,000 | $256,000 | $1,165,000 | $147,000 | $1,288,000 |
| Not applicable | 184 | $48,530,000 | $263,000 | $2,875,000 | $0 | $0 |
| Not Provided | 99 | $30,545,000 | $308,000 | $1,405,000 | $195,000 | $2,186,000 |
| Hispanic | 37 | $9,585,000 | $259,000 | $1,025,000 | $110,000 | $455,000 |
| Asian | 34 | $8,160,000 | $240,000 | $545,000 | $261,000 | $1,362,000 |
| American Indian or Alaskan Native | 23 | $6,135,000 | $266,000 | $635,000 | $162,000 | $868,000 |
| Black or African American | 21 | $3,545,000 | $168,000 | $545,000 | $128,000 | $335,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $235,000 | $235,000 | $235,000 | $68,000 | $68,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 991 | $258,715,000 | $261,000 | $2,875,000 | $158,000 | $2,186,000 |
| FHA-insured (Federal Housing Administration) | 13 | $2,485,000 | $191,000 | $325,000 | $72,000 | $182,000 |
| VA-guaranteed (Veterans Administration) | 13 | $4,105,000 | $315,000 | $965,000 | $81,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $175,000 | $175,000 | $175,000 | $46,000 | $46,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 791 | $201,955,000 | $255,000 | $2,875,000 | $162,000 | $2,186,000 |
| Application Withdrawn By Applicant | 132 | $37,230,000 | $282,000 | $1,405,000 | $134,000 | $761,000 |
| Application Denied By Financial Institution | 47 | $12,045,000 | $256,000 | $865,000 | $105,000 | $345,000 |
| Application Approved But Not Accepted | 46 | $13,670,000 | $297,000 | $2,215,000 | $187,000 | $1,288,000 |
| File Closed For Incompleteness | 1 | $135,000 | $135,000 | $135,000 | $150,000 | $150,000 |
| Loan Purchased By The Institution | 1 | $445,000 | $445,000 | $445,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1,018 | $265,480,000 | $260,000 | $2,875,000 | $155,000 | $2,186,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in OK, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Oklahoma, and search similar information at your convenience.